Jun. 30 at 8:40 PM
Common questions I get around ETF allocation:
Why not just go
$QQQ for higher returns?
Because my core portfolio is already heavily concentrated in tech names. Adding
$QQQ would effectively double down on sector risk.
$VOO provides broader cross-sector diversification and smoother risk exposure.
Why not use covered call ETFs like
$GPIX or
$QQQI?
The trade-off is structural: covered call strategies consistently cap upside in strong bull cycles, which drags long-term compounding. On larger capital, the income looks attractive short-term but becomes inefficient versus total return growth.
Performance snapshot (dividend-adjusted, since comparable inception points):
$VOO ~26.4%
$GPIX ~23.6%
$QQQ ~25.4%
$QQQI ~21%
More yield doesn’t always mean better long-term compounding - especially in strong equity regimes
