Feb. 4 at 5:43 PM
Moving 401k S&P 500 index funds to safe havens now. The problem with money market funds here is that Fed rate cuts will mean lower returns. So what do you do then if you can only transfer to other investment vehicles? Total bond market got smashed in 2022. Case in point,
$BND fell 18.45% between the peak of the Nasdaq on 11/19/21 and the depths of the 2022 bear (mid-Oct 2022). I don’t see bonds as much of a safe haven. You could reason that value funds (
$SPYV $IWD $AVMV $MDYV all green today) will be the equities safe haven, but even SPYV had an 18.8% peak to trough in 2022. So I’m not seeing a lot of good options here. Thoughts?