Feb. 14 at 2:34 PM
https://seekingalpha.com/article/4869776-100-percent-in-stocks-why-paying-off-debt-might-be-your-first-move
Is the traditional 60 40 portfolio outdated?
Warren Buffett’s 90 10 approach favors low cost equity exposure like
$SPY and short duration Treasuries over long bonds like
$TLT.
From 2013 forward, cash proxies like
$BIL nearly matched intermediate bonds like
$BND with far less volatility. Long duration bonds experienced equity like swings.
For retirees with paid off homes and low fixed costs, equities plus cash may offer stronger long term results than bond heavy portfolios.
Risk tolerance matters, but so does risk capacity.
$BRK.B #AssetAllocation #Retirement #Dividends #CashFlow