Affirm Holdings Inc Cl A (AFRM)

$61.66 -0.33 (-0.53%)
Market Cap 19.90B
Revenue (ttm) 3.22B
Net Income (ttm) 52.19M
EPS (ttm) N/A
PE Ratio 93.73
Forward PE 63.36
Profit Margin 1.62%
Debt to Equity Ratio 2.06
Volume 7,941,448
Avg Vol 5,061,860
Day's Range N/A - N/A
Shares Out 330.07M
Stochastic %K 20%
Beta 3.57
Analysts Strong Sell
Price Target $93.96

Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and com...

Industry: Software - Infrastructure
Sector: Technology
Phone: 415 960 1518
Address:
650 California Street, San Francisco, United States
swingingtech
swingingtech Feb. 3 at 9:11 PM
$DIA $GLD $PYPL $NVO $AFRM Today's market brief is out! https://www.pivotandflowdaily.com/p/february-3rd-market-overview-1b66
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 9:05 PM
$AFRM we good. After er we go boom.
0 · Reply
Johntraide
Johntraide Feb. 3 at 8:54 PM
$AFRM nice
0 · Reply
agsv
agsv Feb. 3 at 6:49 PM
$AFRM was ~$90 when $KLAR IPOd at $45. Now $AFRM is ~$60 when $KLAR is ~$21. I intend to listen to both earnings calls, but the market is expressing an opinion of one relative to the other. $SEZL is noise, so I don't know or care about it at all.
1 · Reply
Nordic7777
Nordic7777 Feb. 3 at 6:36 PM
$AFRM ANYONE SEE ANALYST DAN DOLEV’S INTERVIEW re AFFIRM and other stocks on CNBC just a few minutes ago… He was extremely bullish re AFFIRM :)
1 · Reply
Ro_Patel
Ro_Patel Feb. 3 at 6:05 PM
New $DIS Inspire Visa Card launches: Earn $600 in bonuses, plus $420 in annual Disney perks --- $JPM is locking down the credit card market - on Jan 7 announced Chase to become new issuer of $AAPL card As of 2024, Chase maintained its #1 position in US credit card issuing, boasting nearly 60M active accounts. Total US household credit card debt reached $1.23T in 3Q25 [up $24B q/q] JPM is the largest credit card issuer in the US by volume & outstanding balance as of early 2026, holding approximately 18% to 23.5% market share (ex above 2 announcements) PYMNTS Intelligence: 31.2% of US consumers used a digital wallet in-store in Sept 2025. eMarketer: 68.9% of US adults will be mobile wallet users by 2028 Apple Wallet leads in users, followed by Google Wallet and Samsung Wallet. Gen Z is driving adoption: 67.1% of Gen Z mobile smartphone users will be proximity mobile payment users by 2027 Rejection rates for new credit applications hit 24.8% in Oct 2025 $AAPL $AFRM
0 · Reply
ZacksResearch
ZacksResearch Feb. 3 at 5:55 PM
Affirm heads into Q2 with momentum building — is this the inflection point? 👀 $AFRM goes into fiscal Q2 earnings with GMV expected to rise nearly 32%, revenue growth projected above 20%, and increasing merchants and consumers driving higher transaction volume. 📈 Find out what to watch in Affirm’s Q2 report 👉 https://www.zacks.com/stock/news/2828182/affirm-to-report-q2-earnings-will-higher-gmv-consumers-help?cid=sm-stocktwits-2-2828182-teaser-31778&ADID=SYND_STOCKTWITS_TWEET_2_2828182_TEASER_31778
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 5:51 PM
$AFRM this is a high beta stock and we’ve been holding 60 we’re holding 60 because the whales and institutions are holding us here 
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 5:47 PM
$AFRM lol I’m an investor not someone with like four or 5K in my account like you The whole market is melting down. You’re not smart 
1 · Reply
Pyschosphere
Pyschosphere Feb. 3 at 5:45 PM
$AFRM anyone see @JADED_BULL 🤣 sad how wrong he was
0 · Reply
Latest News on AFRM
Intuit Partners with Affirm to Provide Pay-Over-Time Offering for QuickBooks Online

Feb 2, 2026, 8:30 AM EST - 1 day ago

Intuit Partners with Affirm to Provide Pay-Over-Time Offering for QuickBooks Online

INTU

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

Jan 30, 2026, 1:28 PM EST - 4 days ago

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

EXPE

Expedia Group and Affirm deepen partnership, with US exclusivity and plans for further expansion

Jan 30, 2026, 9:00 AM EST - 4 days ago

Expedia Group and Affirm deepen partnership, with US exclusivity and plans for further expansion

EXPE

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market

Jan 27, 2026, 12:26 PM EST - 7 days ago

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network

Jan 27, 2026, 8:00 AM EST - 7 days ago

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network

Affirm and Fiserv Team to Bring BNPL to Debit Programs

Jan 26, 2026, 2:36 PM EST - 8 days ago

Affirm and Fiserv Team to Bring BNPL to Debit Programs

FISV

BNPL Provider Affirm Applies to Establish Bank Subsidiary

Jan 23, 2026, 11:54 AM EST - 11 days ago

BNPL Provider Affirm Applies to Establish Bank Subsidiary

Affirm submits applications to establish industrial loan company

Jan 23, 2026, 9:00 AM EST - 11 days ago

Affirm submits applications to establish industrial loan company

Affirm and Esusu to Launch Flexible Payment Option for Renters

Jan 22, 2026, 10:07 PM EST - 11 days ago

Affirm and Esusu to Launch Flexible Payment Option for Renters

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

Jan 22, 2026, 10:03 AM EST - 12 days ago

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

KLAR SHOP SOFI TOST

These stocks could be big winners from Trump's ‘populism' push, according to Citi

Jan 22, 2026, 7:30 AM EST - 12 days ago

These stocks could be big winners from Trump's ‘populism' push, according to Citi

KLAR TOST XYZ

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb

Jan 21, 2026, 11:42 AM EST - 13 days ago

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb

Affirm to offer buy now, pay later option for rent payments

Jan 19, 2026, 2:26 PM EST - 15 days ago

Affirm to offer buy now, pay later option for rent payments

Final Trade: NFLX, AFRM, NVTS, C

Jan 15, 2026, 6:16 PM EST - 18 days ago

Final Trade: NFLX, AFRM, NVTS, C

NFLX C NVTS

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

Jan 15, 2026, 4:07 PM EST - 19 days ago

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

Affirm updates underwriting with enhanced signals to better reflect consumers' real-time finances

Jan 14, 2026, 7:00 AM EST - 20 days ago

Affirm updates underwriting with enhanced signals to better reflect consumers' real-time finances

Affirm Stock Pulls Back As Markets Digest Trump's Credit Card Rate Proposal

Jan 13, 2026, 4:03 PM EST - 21 days ago

Affirm Stock Pulls Back As Markets Digest Trump's Credit Card Rate Proposal

Affirm: Credit Card Interest Rate Cap Could Be Bullish

Jan 13, 2026, 3:54 PM EST - 21 days ago

Affirm: Credit Card Interest Rate Cap Could Be Bullish

NCLA Asks D.C. Circuit to Affirm that Courts Can Hear Constitutional Cases on FTC Enforcement

Jan 12, 2026, 8:55 PM EST - 21 days ago

NCLA Asks D.C. Circuit to Affirm that Courts Can Hear Constitutional Cases on FTC Enforcement

Why Affirm and SoFi Are Winners From Trump's Call to Cap Credit Card Interest Rates

Jan 12, 2026, 8:41 AM EST - 22 days ago

Why Affirm and SoFi Are Winners From Trump's Call to Cap Credit Card Interest Rates

SOFI

3 Stocks to Sell in 2026

Jan 6, 2026, 4:16 PM EST - 4 weeks ago

3 Stocks to Sell in 2026

RIVN UBER

The Big 3: OKLO, COST, AFRM

Jan 5, 2026, 12:01 PM EST - 4 weeks ago

The Big 3: OKLO, COST, AFRM

OKLO COST

Affirm stock flashes bullish engulfing signal as analysts stay optimistic

Dec 17, 2025, 8:01 AM EST - 6 weeks ago

Affirm stock flashes bullish engulfing signal as analysts stay optimistic

Fashion Retailer Revolve Expands Affirm's Flexible Payment Options to Canada and UK

Dec 16, 2025, 6:01 PM EST - 6 weeks ago

Fashion Retailer Revolve Expands Affirm's Flexible Payment Options to Canada and UK

RVLV

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

Dec 16, 2025, 4:59 PM EST - 6 weeks ago

Affirm Holdings, Inc. (AFRM) Discusses BNPL Growth, Competitive Differentiation, and Consumer Value in Payments Transcript

Affirm CEO Max Levchin goes one-on-one with Jim Cramer

Dec 15, 2025, 7:48 PM EST - 7 weeks ago

Affirm CEO Max Levchin goes one-on-one with Jim Cramer

Affirm CEO: System is designed to take advantage of those who don't want to do exponential math

Dec 15, 2025, 7:36 PM EST - 7 weeks ago

Affirm CEO: System is designed to take advantage of those who don't want to do exponential math

Affirm CEO details no-fee lending model: 'We have total alignment with our consumers'

Dec 15, 2025, 6:56 PM EST - 7 weeks ago

Affirm CEO details no-fee lending model: 'We have total alignment with our consumers'

Affirm: Strong Growth And Underwriting Discipline Signal A Buy (Rating Upgrade)

Dec 6, 2025, 7:22 AM EST - 2 months ago

Affirm: Strong Growth And Underwriting Discipline Signal A Buy (Rating Upgrade)

From fashion throwbacks to trendy new drops, Pacsun shoppers can now pay over time with Affirm

Dec 4, 2025, 9:00 AM EST - 2 months ago

From fashion throwbacks to trendy new drops, Pacsun shoppers can now pay over time with Affirm

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

Dec 2, 2025, 7:13 PM EST - 2 months ago

Affirm Holdings, Inc. (AFRM) Presents at UBS Global Technology and AI Conference 2025 Transcript

Affirm to host CFO fireside chat on December 16, 2025

Dec 2, 2025, 4:07 PM EST - 2 months ago

Affirm to host CFO fireside chat on December 16, 2025

Jim Cramer Recommends Selling Klarna, Buying This Tech Stock

Dec 2, 2025, 8:06 AM EST - 2 months ago

Jim Cramer Recommends Selling Klarna, Buying This Tech Stock

KLAR

Buy Now, Pay Later Companies Asked to Share Lending Practices

Dec 1, 2025, 3:54 PM EST - 2 months ago

Buy Now, Pay Later Companies Asked to Share Lending Practices

KLAR PYPL

Retail Stocks Usually Rise the Week After Black Friday. This BNPL Play Stands Out.

Nov 29, 2025, 1:31 PM EST - 2 months ago

Retail Stocks Usually Rise the Week After Black Friday. This BNPL Play Stands Out.

Legal Threat Targets You're No Indian; Filmmakers Affirm Commitment to Accuracy and Dialogue

Nov 26, 2025, 5:04 PM EST - 2 months ago

Legal Threat Targets You're No Indian; Filmmakers Affirm Commitment to Accuracy and Dialogue

Virtus Silvant Mid-Cap Growth Fund Q3 2025 Performance Review

Nov 26, 2025, 1:38 PM EST - 2 months ago

Virtus Silvant Mid-Cap Growth Fund Q3 2025 Performance Review

AJG ALAB ALNY AXON DXCM FICO HOOD

New survey finds Canadians believe credit card fine print is more confusing than taxes, medication labels, and furniture manuals

Nov 25, 2025, 9:00 AM EST - 2 months ago

New survey finds Canadians believe credit card fine print is more confusing than taxes, medication labels, and furniture manuals

AI set to redefine shopping and payments, Affirm CEO says

Nov 19, 2025, 2:19 PM EST - 2 months ago

AI set to redefine shopping and payments, Affirm CEO says

Affirm: Soaring Growth At A Cheap Price

Nov 19, 2025, 2:38 AM EST - 2 months ago

Affirm: Soaring Growth At A Cheap Price

Resilient Fintech Stock Flashing Intriguing “Buy” Signal

Nov 17, 2025, 7:20 AM EST - 2 months ago

Resilient Fintech Stock Flashing Intriguing “Buy” Signal

Klarna And Affirm: The Best Of Times, The Worst Of Times, And Quarterly Performance

Nov 16, 2025, 8:15 AM EST - 2 months ago

Klarna And Affirm: The Best Of Times, The Worst Of Times, And Quarterly Performance

KLAR

Affirm CEO discusses how AI fits into the future of shopping

Nov 13, 2025, 12:24 PM EST - 2 months ago

Affirm CEO discusses how AI fits into the future of shopping

Affirm's Meltdown Triggers Great Buying Opportunity - Growth Prospects Remain Promising

Nov 12, 2025, 6:36 AM EST - 2 months ago

Affirm's Meltdown Triggers Great Buying Opportunity - Growth Prospects Remain Promising

Affirm: A Leader Is Born (Rating Upgrade)

Nov 10, 2025, 8:53 AM EST - 3 months ago

Affirm: A Leader Is Born (Rating Upgrade)

Affirm surges on beat, Block plunges on margin concerns

Nov 7, 2025, 4:59 PM EST - 3 months ago

Affirm surges on beat, Block plunges on margin concerns

XYZ

Affirm CEO Says Consumer ‘Really Healthy'

Nov 7, 2025, 3:12 PM EST - 3 months ago

Affirm CEO Says Consumer ‘Really Healthy'

Affirm Eyes Card Payments as Next Era of Buy Now, Pay Later

Nov 7, 2025, 2:24 PM EST - 3 months ago

Affirm Eyes Card Payments as Next Era of Buy Now, Pay Later

Affirm Surges On Strong Results, Analyst Praise, Long-Term Amazon Pact

Nov 7, 2025, 12:41 PM EST - 3 months ago

Affirm Surges On Strong Results, Analyst Praise, Long-Term Amazon Pact

Affirm CEO says furloughed federal employees are starting to lose interest in shopping

Nov 7, 2025, 11:43 AM EST - 3 months ago

Affirm CEO says furloughed federal employees are starting to lose interest in shopping

swingingtech
swingingtech Feb. 3 at 9:11 PM
$DIA $GLD $PYPL $NVO $AFRM Today's market brief is out! https://www.pivotandflowdaily.com/p/february-3rd-market-overview-1b66
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 9:05 PM
$AFRM we good. After er we go boom.
0 · Reply
Johntraide
Johntraide Feb. 3 at 8:54 PM
$AFRM nice
0 · Reply
agsv
agsv Feb. 3 at 6:49 PM
$AFRM was ~$90 when $KLAR IPOd at $45. Now $AFRM is ~$60 when $KLAR is ~$21. I intend to listen to both earnings calls, but the market is expressing an opinion of one relative to the other. $SEZL is noise, so I don't know or care about it at all.
1 · Reply
Nordic7777
Nordic7777 Feb. 3 at 6:36 PM
$AFRM ANYONE SEE ANALYST DAN DOLEV’S INTERVIEW re AFFIRM and other stocks on CNBC just a few minutes ago… He was extremely bullish re AFFIRM :)
1 · Reply
Ro_Patel
Ro_Patel Feb. 3 at 6:05 PM
New $DIS Inspire Visa Card launches: Earn $600 in bonuses, plus $420 in annual Disney perks --- $JPM is locking down the credit card market - on Jan 7 announced Chase to become new issuer of $AAPL card As of 2024, Chase maintained its #1 position in US credit card issuing, boasting nearly 60M active accounts. Total US household credit card debt reached $1.23T in 3Q25 [up $24B q/q] JPM is the largest credit card issuer in the US by volume & outstanding balance as of early 2026, holding approximately 18% to 23.5% market share (ex above 2 announcements) PYMNTS Intelligence: 31.2% of US consumers used a digital wallet in-store in Sept 2025. eMarketer: 68.9% of US adults will be mobile wallet users by 2028 Apple Wallet leads in users, followed by Google Wallet and Samsung Wallet. Gen Z is driving adoption: 67.1% of Gen Z mobile smartphone users will be proximity mobile payment users by 2027 Rejection rates for new credit applications hit 24.8% in Oct 2025 $AAPL $AFRM
0 · Reply
ZacksResearch
ZacksResearch Feb. 3 at 5:55 PM
Affirm heads into Q2 with momentum building — is this the inflection point? 👀 $AFRM goes into fiscal Q2 earnings with GMV expected to rise nearly 32%, revenue growth projected above 20%, and increasing merchants and consumers driving higher transaction volume. 📈 Find out what to watch in Affirm’s Q2 report 👉 https://www.zacks.com/stock/news/2828182/affirm-to-report-q2-earnings-will-higher-gmv-consumers-help?cid=sm-stocktwits-2-2828182-teaser-31778&ADID=SYND_STOCKTWITS_TWEET_2_2828182_TEASER_31778
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 5:51 PM
$AFRM this is a high beta stock and we’ve been holding 60 we’re holding 60 because the whales and institutions are holding us here 
0 · Reply
JADED_BULL
JADED_BULL Feb. 3 at 5:47 PM
$AFRM lol I’m an investor not someone with like four or 5K in my account like you The whole market is melting down. You’re not smart 
1 · Reply
Pyschosphere
Pyschosphere Feb. 3 at 5:45 PM
$AFRM anyone see @JADED_BULL 🤣 sad how wrong he was
0 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 5:40 PM
$AFRM well. This message board is completely dead and I speak to myself. I’m sorry but today was a great day to play this stock. If you played it right I’m back in 60.50 and will hold now thur earnings
1 · Reply
moneychoice
moneychoice Feb. 3 at 5:16 PM
$KLAR We believe $KLAR is taking market share away from $PYPL and $AFRM
0 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 5:01 PM
$AFRM i cant lie im putting in a buy at 60.50 come to papa
0 · Reply
ZacksResearch
ZacksResearch Feb. 3 at 4:55 PM
Can $AFRM keep its earnings streak alive? 🤔 Affirm has beaten earnings estimates four times in a row, with an average surprise of 129.3%. 🚀 While fiscal Q2 projections show a 21.7% EPS jump and 22% revenue growth YoY, a 0.00% Earnings ESP and Zacks Rank #3 suggest uncertainty this time. Full Q2 preview here 👉 https://www.zacks.com/stock/news/2828182/affirm-to-report-q2-earnings-will-higher-gmv-consumers-help?cid=sm-stocktwits-2-2828182-body-31777&ADID=SYND_STOCKTWITS_TWEET_2_2828182_BODY_31777
0 · Reply
retiredyoung
retiredyoung Feb. 3 at 4:30 PM
$AFRM Load the boat. IMO
0 · Reply
StockMomentumLab
StockMomentumLab Feb. 3 at 3:32 PM
$AFRM — JPMorgan Sticks With Overweight, $94 PT Affirm is trading around ~$61 today, holding a bullish analyst narrative despite recent pullback. Bullish Bias Still Intact — JPMorgan reiterates Overweight & $94 PT, pointing to BNPL adoption scaling and potential GMV upside in FY26 as consumers shift more spend to pay‑later options. Street consensus still leans buy with avg ~$92+ PT and wide upside from here. Growth Drivers: • BNPL gaining traction across e‑commerce & POS channels • Partnerships expanding merchant reach and transaction volume • Upside in new verticals could help reaccelerate Gross Merchandise Volume Near‑Term Note: Price is below recent highs, so bulls want to see follow‑through volume above resistance. Good setup to track into macro/data catalysts + next earnings — volatility could make this interesting.
0 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 3:24 PM
$AFRM sold @ 61.80 cant be to greedy !!! back to real work see yah
0 · Reply
blipidybleep
blipidybleep Feb. 3 at 2:48 PM
$AFRM 3 day rule on upgrades
1 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 2:48 PM
$AFRM With precious metals, acting the way they are today Don’t expect any movement in stocks
0 · Reply
owenmcnasty
owenmcnasty Feb. 3 at 2:41 PM
$HOOD $SOFI $PYPL $AFRM tough times for fintech
0 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 2:38 PM
$AFRM back in at 61 now wait for more gifts lol 7500 shares lets go
0 · Reply
jgreenstein3412
jgreenstein3412 Feb. 3 at 2:37 PM
$AFRM that was the easiest 25,000 I’ve ever made sold at 64 buying again set at 61 lol ty
1 · Reply