Affirm Holdings Inc Cl A (AFRM)

$46.31 +0.77 (1.69%)
Market Cap 15.43B
Revenue (ttm) 3.22B
Net Income (ttm) 52.19M
EPS (ttm) N/A
PE Ratio 56.22
Forward PE 41.33
Profit Margin 1.62%
Debt to Equity Ratio 2.26
Volume 3,590,000
Avg Vol 6,723,784
Day's Range N/A - N/A
Shares Out 333.11M
Stochastic %K 80%
Beta 3.63
Analysts Strong Sell
Price Target $82.19

Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and com...

Industry: Credit Services
Sector: Financial Services
Phone: 415 960 1518
Address:
650 California Street, San Francisco, United States
TradeTracs
TradeTracs Apr. 5 at 5:50 AM
Fintech getting absolutely obliterated — but is $SOFI bottoming at $15.85? 👀 Down 39% YTD, RSI at 33.64 — deeply oversold. Trading well below SMA20 ($17.01) and SMA50 ($19.35). The $15 zone is holding as key support. $AFRM sitting at $46.31 near its SMA20, RSI 45.73 — relative strength here. $UPST at $25.58, just above 52-week lows near $23.97 — one bad session and it's in no-man's land. Watching $SOFI for a reclaim of $17 — that's the first line of recovery. Sector pain in $XLF not helping, but oversold setups in fintech deserve a spot on the watchlist. #Fintech #SOFI #Trading
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 4 at 7:53 PM
What’s your strategy when making a trade? This shows the track record for $AFRM and other small/mid cap stocks. Every time I set a buy for $AFRM, H% was low. It was the perfect level or extremely near for a reversal trade. Will again buy when H% is low
0 · Reply
Noname66
Noname66 Apr. 4 at 4:05 PM
$AFRM calculation of each customer from 23 millions. AFRM have to make $780 from each customer per year to be correct at $1.78 B. You guys sure about that?
1 · Reply
Woodman7
Woodman7 Apr. 4 at 2:18 PM
$KLAR - I just noticed that this stock on Stocktwits only has 6,449 followers. That’s really pretty limited retail followers for this size of business. $AFRM by contrast has approx 40,000. Gotta get the word out, longs!
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 4 at 3:36 AM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
DragonAlgo
DragonAlgo Apr. 4 at 1:21 AM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $48.00 | Type: CALL Option Plan (premium): Entry: $1.00 Stop: $0.72 TP1: $1.30 TP2: $1.70 TP3: $2.40 🔗 https://dragonalgo.com
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 3 at 2:00 PM
Everyday I get asked what H% is. I make these so anyone here can see why I buy when H% is extremely low. $ARM $SOFI $AFRM $SNDL are just few from my plays.
1 · Reply
Academia
Academia Apr. 3 at 10:47 AM
$KLAR $SPY $QQQ $AFRM Confidence is key 🔑! If lower, adding more 🤷‍♂️ Target 1$ $18.96
1 · Reply
DragonAlgo
DragonAlgo Apr. 3 at 9:30 AM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $48.00 | Type: CALL Option Plan (premium): Entry: $1.00 Stop: $0.72 TP1: $1.30 TP2: $1.70 TP3: $2.40 🔗 https://dragonalgo.com
0 · Reply
DragonAlgo
DragonAlgo Apr. 2 at 7:26 PM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $47.00 | Type: CALL Option Plan (premium): Entry: $1.27 Stop: $0.92 TP1: $1.66 TP2: $2.17 TP3: $3.06 🔗 https://dragonalgo.com
0 · Reply
Latest News on AFRM
Affirm to host Investor Forum on May 12, 2026

Apr 2, 2026, 4:07 PM EDT - 2 days ago

Affirm to host Investor Forum on May 12, 2026

Affirm: Contrarian Fintech Play

Mar 24, 2026, 3:10 PM EDT - 11 days ago

Affirm: Contrarian Fintech Play

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 15 days ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

LC UPST XYZ

Affirm Stock Falls Wednesday As Fed Signals Higher Inflation Outlook

Mar 18, 2026, 3:27 PM EDT - 17 days ago

Affirm Stock Falls Wednesday As Fed Signals Higher Inflation Outlook

Private Credit's Investor Exodus Spreads to Consumer Loans

Mar 18, 2026, 12:00 PM EDT - 17 days ago

Private Credit's Investor Exodus Spreads to Consumer Loans

XYZ

Affirm Holdings, Inc. (AFRM) Discusses Consumer Demand, Credit Trends and Macroeconomic Risks Transcript

Mar 17, 2026, 4:42 PM EDT - 18 days ago

Affirm Holdings, Inc. (AFRM) Discusses Consumer Demand, Credit Trends and Macroeconomic Risks Transcript

Affirm's Bottom Is Here - Robust Acquisition Trends At Higher Margins

Mar 17, 2026, 11:00 AM EDT - 18 days ago

Affirm's Bottom Is Here - Robust Acquisition Trends At Higher Margins

Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript

Mar 11, 2026, 1:42 PM EDT - 24 days ago

Affirm Holdings, Inc. (AFRM) Presents at Wolfe Research FinTech Forum Transcript

Affirm Holdings, Inc. (AFRM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

Mar 4, 2026, 2:22 AM EST - 4 weeks ago

Affirm Holdings, Inc. (AFRM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

Affirm to host CFO fireside chat on March 17, 2026

Mar 3, 2026, 4:07 PM EST - 4 weeks ago

Affirm to host CFO fireside chat on March 17, 2026

Affirm and Stripe Team to Combine BNPL and Agentic AI

Mar 3, 2026, 1:41 PM EST - 4 weeks ago

Affirm and Stripe Team to Combine BNPL and Agentic AI

Affirm expands Stripe partnership to support Shared Payment Tokens for agentic commerce

Mar 3, 2026, 9:00 AM EST - 4 weeks ago

Affirm expands Stripe partnership to support Shared Payment Tokens for agentic commerce

H&R Block Canada taps Affirm to make tax season less taxing

Feb 26, 2026, 9:00 AM EST - 5 weeks ago

H&R Block Canada taps Affirm to make tax season less taxing

Affirm to participate in upcoming investor conferences

Feb 18, 2026, 9:00 AM EST - 6 weeks ago

Affirm to participate in upcoming investor conferences

Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?

Feb 18, 2026, 8:52 AM EST - 6 weeks ago

Affirm Stock Stuck Below $54 After Death Cross — More Downside Ahead?

The Optimist Fund Q4 2025 Portfolio Review

Feb 18, 2026, 1:30 AM EST - 6 weeks ago

The Optimist Fund Q4 2025 Portfolio Review

CVNA DASH FA FVRR MNDY ROOT TDUP

Affirm: The Stock Keeps Dropping, Free Cash Flow Jumps Higher

Feb 17, 2026, 12:08 PM EST - 6 weeks ago

Affirm: The Stock Keeps Dropping, Free Cash Flow Jumps Higher

Affirm and Lowe's team up to give home improvement customers more flexible ways to pay

Feb 17, 2026, 9:00 AM EST - 6 weeks ago

Affirm and Lowe's team up to give home improvement customers more flexible ways to pay

LOW

Wall Street Breakfast Podcast: Buy Now, Pay Later: A Split Decision

Feb 13, 2026, 6:21 AM EST - 7 weeks ago

Wall Street Breakfast Podcast: Buy Now, Pay Later: A Split Decision

KLAR PYPL

Affirm: Inflection Point From 'Story Stock' To GAAP Profit Machine Is Here

Feb 12, 2026, 6:11 PM EST - 7 weeks ago

Affirm: Inflection Point From 'Story Stock' To GAAP Profit Machine Is Here

Analysts Deem Affirm's Outlook Conservative

Feb 6, 2026, 2:01 PM EST - 2 months ago

Analysts Deem Affirm's Outlook Conservative

Friday's Earnings Movers: RBLX Rallies, MOH "Shockingly Weak," AFRM Beats

Feb 6, 2026, 10:30 AM EST - 2 months ago

Friday's Earnings Movers: RBLX Rallies, MOH "Shockingly Weak," AFRM Beats

RBLX MOH

Affirm CEO Max Levchin on the company's record retailer growth

Feb 6, 2026, 10:20 AM EST - 2 months ago

Affirm CEO Max Levchin on the company's record retailer growth

Affirm Stock Slips After Earnings. Analysts Say That's Unwarranted.

Feb 6, 2026, 9:12 AM EST - 2 months ago

Affirm Stock Slips After Earnings. Analysts Say That's Unwarranted.

Affirm stock price falls as credit losses jump: is it a good buy today?

Feb 6, 2026, 8:02 AM EST - 2 months ago

Affirm stock price falls as credit losses jump: is it a good buy today?

Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers

Feb 6, 2026, 3:00 AM EST - 2 months ago

Affirm and Virgin Media O2 partner to bring flexible financing to O2 customers

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

Feb 6, 2026, 1:14 AM EST - 2 months ago

Affirm Holdings, Inc. (AFRM) Q2 2026 Earnings Call Transcript

Affirm BNPL Volumes Jump 36% as 0% Loans Drive Broader Use

Feb 5, 2026, 8:37 PM EST - 2 months ago

Affirm BNPL Volumes Jump 36% as 0% Loans Drive Broader Use

Affirm Stock Slips Despite Q2 Earnings Beat, Strong Guidance

Feb 5, 2026, 5:42 PM EST - 2 months ago

Affirm Stock Slips Despite Q2 Earnings Beat, Strong Guidance

Affirm Sales Jump Driven by Higher Gross Merchandise Volume

Feb 5, 2026, 4:52 PM EST - 2 months ago

Affirm Sales Jump Driven by Higher Gross Merchandise Volume

Affirm reports second fiscal quarter 2026 results

Feb 5, 2026, 4:30 PM EST - 2 months ago

Affirm reports second fiscal quarter 2026 results

Affirm and Wayfair expand partnership to the UK and Canada

Feb 5, 2026, 4:15 PM EST - 2 months ago

Affirm and Wayfair expand partnership to the UK and Canada

W

Intuit Partners with Affirm to Provide Pay-Over-Time Offering for QuickBooks Online

Feb 2, 2026, 8:30 AM EST - 2 months ago

Intuit Partners with Affirm to Provide Pay-Over-Time Offering for QuickBooks Online

INTU

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

Jan 30, 2026, 1:28 PM EST - 2 months ago

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

EXPE

Expedia Group and Affirm deepen partnership, with US exclusivity and plans for further expansion

Jan 30, 2026, 9:00 AM EST - 2 months ago

Expedia Group and Affirm deepen partnership, with US exclusivity and plans for further expansion

EXPE

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market

Jan 27, 2026, 12:26 PM EST - 2 months ago

Affirm: Groceries On Credit? The Shift In BNPL And The Credit Market

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network

Jan 27, 2026, 8:00 AM EST - 2 months ago

Bolt Selects Affirm as Embedded Buy Now, Pay Later Partner Across Its One-Click Checkout Network

Affirm and Fiserv Team to Bring BNPL to Debit Programs

Jan 26, 2026, 2:36 PM EST - 2 months ago

Affirm and Fiserv Team to Bring BNPL to Debit Programs

FISV

BNPL Provider Affirm Applies to Establish Bank Subsidiary

Jan 23, 2026, 11:54 AM EST - 2 months ago

BNPL Provider Affirm Applies to Establish Bank Subsidiary

Affirm submits applications to establish industrial loan company

Jan 23, 2026, 9:00 AM EST - 2 months ago

Affirm submits applications to establish industrial loan company

Affirm and Esusu to Launch Flexible Payment Option for Renters

Jan 22, 2026, 10:07 PM EST - 2 months ago

Affirm and Esusu to Launch Flexible Payment Option for Renters

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

Jan 22, 2026, 10:03 AM EST - 2 months ago

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

KLAR SHOP SOFI TOST

These stocks could be big winners from Trump's ‘populism' push, according to Citi

Jan 22, 2026, 7:30 AM EST - 2 months ago

These stocks could be big winners from Trump's ‘populism' push, according to Citi

KLAR TOST XYZ

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb

Jan 21, 2026, 11:42 AM EST - 2 months ago

'Buy Now, Cry Later'? Kerrisdale Says Affirm Is A Subprime Time Bomb

Affirm to offer buy now, pay later option for rent payments

Jan 19, 2026, 2:26 PM EST - 2 months ago

Affirm to offer buy now, pay later option for rent payments

Final Trade: NFLX, AFRM, NVTS, C

Jan 15, 2026, 6:16 PM EST - 2 months ago

Final Trade: NFLX, AFRM, NVTS, C

NFLX C NVTS

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

Jan 15, 2026, 4:07 PM EST - 2 months ago

Affirm to announce second quarter fiscal year 2026 results on February 5, 2026

Affirm updates underwriting with enhanced signals to better reflect consumers' real-time finances

Jan 14, 2026, 7:00 AM EST - 2 months ago

Affirm updates underwriting with enhanced signals to better reflect consumers' real-time finances

Affirm Stock Pulls Back As Markets Digest Trump's Credit Card Rate Proposal

Jan 13, 2026, 4:03 PM EST - 2 months ago

Affirm Stock Pulls Back As Markets Digest Trump's Credit Card Rate Proposal

Affirm: Credit Card Interest Rate Cap Could Be Bullish

Jan 13, 2026, 3:54 PM EST - 2 months ago

Affirm: Credit Card Interest Rate Cap Could Be Bullish

TradeTracs
TradeTracs Apr. 5 at 5:50 AM
Fintech getting absolutely obliterated — but is $SOFI bottoming at $15.85? 👀 Down 39% YTD, RSI at 33.64 — deeply oversold. Trading well below SMA20 ($17.01) and SMA50 ($19.35). The $15 zone is holding as key support. $AFRM sitting at $46.31 near its SMA20, RSI 45.73 — relative strength here. $UPST at $25.58, just above 52-week lows near $23.97 — one bad session and it's in no-man's land. Watching $SOFI for a reclaim of $17 — that's the first line of recovery. Sector pain in $XLF not helping, but oversold setups in fintech deserve a spot on the watchlist. #Fintech #SOFI #Trading
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 4 at 7:53 PM
What’s your strategy when making a trade? This shows the track record for $AFRM and other small/mid cap stocks. Every time I set a buy for $AFRM, H% was low. It was the perfect level or extremely near for a reversal trade. Will again buy when H% is low
0 · Reply
Noname66
Noname66 Apr. 4 at 4:05 PM
$AFRM calculation of each customer from 23 millions. AFRM have to make $780 from each customer per year to be correct at $1.78 B. You guys sure about that?
1 · Reply
Woodman7
Woodman7 Apr. 4 at 2:18 PM
$KLAR - I just noticed that this stock on Stocktwits only has 6,449 followers. That’s really pretty limited retail followers for this size of business. $AFRM by contrast has approx 40,000. Gotta get the word out, longs!
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 4 at 3:36 AM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
DragonAlgo
DragonAlgo Apr. 4 at 1:21 AM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $48.00 | Type: CALL Option Plan (premium): Entry: $1.00 Stop: $0.72 TP1: $1.30 TP2: $1.70 TP3: $2.40 🔗 https://dragonalgo.com
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 3 at 2:00 PM
Everyday I get asked what H% is. I make these so anyone here can see why I buy when H% is extremely low. $ARM $SOFI $AFRM $SNDL are just few from my plays.
1 · Reply
Academia
Academia Apr. 3 at 10:47 AM
$KLAR $SPY $QQQ $AFRM Confidence is key 🔑! If lower, adding more 🤷‍♂️ Target 1$ $18.96
1 · Reply
DragonAlgo
DragonAlgo Apr. 3 at 9:30 AM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $48.00 | Type: CALL Option Plan (premium): Entry: $1.00 Stop: $0.72 TP1: $1.30 TP2: $1.70 TP3: $2.40 🔗 https://dragonalgo.com
0 · Reply
DragonAlgo
DragonAlgo Apr. 2 at 7:26 PM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-10 | Strike: $47.00 | Type: CALL Option Plan (premium): Entry: $1.27 Stop: $0.92 TP1: $1.66 TP2: $2.17 TP3: $3.06 🔗 https://dragonalgo.com
0 · Reply
ranthor
ranthor Apr. 2 at 2:19 PM
$AFRM going further and further down as markets are recovering, index recovers a whole percent and this is down 4% and making new lows
1 · Reply
ranthor
ranthor Apr. 2 at 2:14 PM
$AFRM markets up 3%, afrm up 1%, markets down 1%, afrm down 4%
0 · Reply
RobinCollins1
RobinCollins1 Apr. 2 at 6:53 AM
Reviewing past trades is where the edge is built. Comparing something like $AFRM vs $SPY (or $RUM vs broader market behavior) is really about understanding relative strength and behavior vs the index, not just the absolute move. What this comparison tells you: • Did the stock outperform or underperform $SPY during the trade? • Was the move independent, or just beta-driven? • How did volatility and drawdowns compare? That’s where metrics like H% (hit rate / historical performance behavior) come into play — they help you quantify how consistently a setup behaves, not just how it worked once. Key takeaway: Two traders can take the same setup, but outcomes differ based on: • Execution • Risk management • And whether the stock is stronger or weaker than the market
0 · Reply
PadZone1
PadZone1 Apr. 2 at 3:30 AM
Another Great day today team 💰 I’ll be trading live with you all again @ 9:35 ET. 📆 today we hit daily goal in the first 45 minutes of the market. I’ll keep the same approach tomorrow. I’ll be watching $SPY & $SPX for some 0dte setups I’ll also be watching $AFRM $MU and $AMD for some new swing positions as all are targeting MAJOR LZI zones! Remember if you are trading options.. Timing is Key! 🔑 I’ll keep you all updated with my exact entries and exits. Goodnight all ❤️ 💤
0 · Reply
DragonAlgo
DragonAlgo Apr. 2 at 1:45 AM
🐉 $AFRM CALL — DragonAlgo® Signal Contract: AFRM CALL Expiry: 2026-04-02 | Strike: $46.00 | Type: CALL Option Plan (premium): Entry: $0.62 Stop: $0.45 TP1: $0.81 TP2: $1.06 TP3: $1.50 System-defined risk profile. 🔗 https://dragonalgo.com
0 · Reply
ranthor
ranthor Apr. 2 at 1:42 AM
$AFRM what an incredible turd, doesn’t even go up on market rally days and it is already down 4% when futures arent even down 1%
0 · Reply
PAHANA
PAHANA Apr. 2 at 1:14 AM
$AFRM ng
0 · Reply
ranthor
ranthor Apr. 1 at 6:41 PM
$AFRM down big on another market rally day…there is no hope for fintech under this admin…they delivered a double best and upped guidance and stock is near 52w lows
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 1 at 5:56 PM
Can't emphasize enough how crucial it is to review past trades. This will be one of the most important charts to look at. This is the comparison of $AFRM vs $SPY for one of my previous trades. How did $RUM algos move compare to $SPY? This is why H% is very important to know when making a trade.
0 · Reply
PAHANA
PAHANA Apr. 1 at 4:23 PM
$AFRM these folks are making so much money, cant wait to see the books
0 · Reply
viji998
viji998 Apr. 1 at 2:50 PM
$KLAR I agree if one quarter they show bad loans under control and crack the code that’s all double than $AFRM market cap $AFRM is crap shit.
0 · Reply
VeryContent
VeryContent Apr. 1 at 1:40 PM
$RH does RH offer $AFRM and $KLAR
1 · Reply