Market Cap 25.80B
Revenue (ttm) 3.22B
Net Income (ttm) 52.19M
EPS (ttm) N/A
PE Ratio 68.23
Forward PE 43.68
Profit Margin 1.62%
Debt to Equity Ratio 2.09
Volume 2,387,800
Avg Vol 3,713,498
Day's Range N/A - N/A
Shares Out 334.90M
Stochastic %K 60%
Beta 3.71
Analysts Strong Sell
Price Target $93.19

Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and com...

Industry: Credit Services
Sector: Financial Services
Phone: 415 960 1518
Address:
650 California Street, San Francisco, United States
USAEquityResearch
USAEquityResearch Aug. 24 at 6:29 AM
$AFRM 📊 USAEquityResearch ▲ 77.03 (+2.64%) Trend: Bullish 📈 RSI (14): 52.4 — neutral territory MACD: bullish, above signal line and rising Volume: normal 📌 Key Levels Resistance: 78.47 | Support: 70.11 20-MA: 75.21 | 50-MA: 76.50 💼 Fundamentals Mkt Cap: $25.80B P/E (TTM): 70.0 | Fwd P/E: 20.7 FCF: $301.09M (1.02/sh) Total Debt: $9.09B D/E: 240.28 📉 Options (exp 2026-08-28) ATM IV: 0.1% | Skew: +0.0% (balanced) Max Pain: 45.00 Educational content only. Not financial advice. Full data, options chain & financials: https://usaequityresearch.com/stocks/AFRM
0 · Reply
rst1016
rst1016 Aug. 24 at 2:49 AM
$AFRM $KLAR $SEZL no shit. Whats your point sezl best company. Its not about size
1 · Reply
hmjung1991
hmjung1991 Aug. 23 at 12:21 AM
IMO, $KLAR and $AFRM are on the same level. $AFRM has more presence in the US but $KLAR has more presence globally. But current market doesn't treat it this way. $SEZL is another competitor that is smaller with faster growth but not at the same level as $KLAR and $AFRM.
2 · Reply
Srinivas111
Srinivas111 Aug. 22 at 8:34 PM
$AFRM earnings will be out on 26th. Afrm never returns yo double digits after. To triple digits
0 · Reply
iTrade_Price
iTrade_Price Aug. 22 at 7:58 PM
$AFRM afrm
0 · Reply
BMZ444
BMZ444 Aug. 22 at 3:51 PM
$AFRM head and shoulders
0 · Reply
LauraKeating800
LauraKeating800 Aug. 22 at 3:41 PM
$SPRY $AFRM $DVN $MA $PDD SPRY advances clinical-stage therapies, Affirm benefits from digital payments and consumer credit, Devon Energy remains leveraged to oil and gas prices, Mastercard benefits from global payment volumes, and PDD benefits from Chinese e-commerce demand. I'm watching clinical milestones, credit quality, energy prices, transaction volumes, and Chinese consumption.
0 · Reply
Woodman7
Woodman7 Aug. 22 at 10:54 AM
$PGY $AFRM $UPST $SOFI Looking at credit spreads - current and trends. Everything looking favorable… Continuing upward trend for Pagaya, Upstart and other financial firms?
0 · Reply
DrSilbergleit
DrSilbergleit Aug. 21 at 1:58 PM
0 · Reply
Benjamin1985
Benjamin1985 Aug. 21 at 12:13 PM
$KLAR Don’t let them shake you out and take your shares cheap. In my opinion, this company is absolutely kicking ass in 2026, and I think we’re only getting started. It’s already making serious moves in the U.S. market, including taking Walmart business from $AFRM—and I believe that could be just the beginning. And look at the partnerships Klarna has added or expanded in 2026: 🍎 Apple — Chosen to power the device-leasing service “Apple Upgrade,” helping handle low monthly financing payments. ✈️ Southwest Airlines & Flix SE — Expanded travel-booking integrations across U.S. and international markets. 🏦 J.P. Morgan Payments — Broadened merchant access by bringing Klarna’s flexible payment options directly into its payments framework. 💄 Ulta Beauty — Integrated pay-over-time checkout solutions for millions of U.S. shoppers. 🌎 Worldline — Expanded Klarna’s reach across physical and online point-of-sale terminals through a major merchant integration.
3 · Reply
Latest News on AFRM
Affirm price target raised to $86 from $78 at BMO Capital

2026-08-17T09:50:31.000Z - 6 days ago

Affirm price target raised to $86 from $78 at BMO Capital


Affirm to participate in upcoming investor conferences

Aug 13, 2026, 4:07 PM EDT - 10 days ago

Affirm to participate in upcoming investor conferences


Airwallex Adds Affirm Pay-Over-Time Options for US Shoppers

Aug 13, 2026, 3:03 PM EDT - 10 days ago

Airwallex Adds Affirm Pay-Over-Time Options for US Shoppers


Affirm price target raised to $93 from $88 at BofA

2026-08-05T13:45:45.000Z - 18 days ago

Affirm price target raised to $93 from $88 at BofA


Affirm price target raised to $83 from $80 at Truist

2026-07-24T10:25:23.000Z - 4 weeks ago

Affirm price target raised to $83 from $80 at Truist


Affirm initiated with an Outperform at Bernstein

2026-07-21T20:30:13.000Z - 4 weeks ago

Affirm initiated with an Outperform at Bernstein


Affirm price target raised to $82 from $70 at Baird

2026-07-14T10:30:22.000Z - 5 weeks ago

Affirm price target raised to $82 from $70 at Baird


Affirm price target raised to $106 from $90 at Goldman Sachs

2026-07-09T11:25:48.000Z - 6 weeks ago

Affirm price target raised to $106 from $90 at Goldman Sachs


Crude Oil Price Analysis – Oil Continues to Affirm Range

Jun 12, 2026, 10:29 AM EDT - 2 months ago

Crude Oil Price Analysis – Oil Continues to Affirm Range


Affirm and CPP Investments renew and expand capital partnership

Jun 4, 2026, 9:00 AM EDT - 2 months ago

Affirm and CPP Investments renew and expand capital partnership


Affirm Holdings Transcript: 2026 Evercore Global TMT Conference

Jun 3, 2026, 1:50 PM EDT - 2 months ago

Affirm Holdings Transcript: 2026 Evercore Global TMT Conference


Affirm Launches UK BNPL Partnership With Stripe

Jun 2, 2026, 8:22 AM EDT - 2 months ago

Affirm Launches UK BNPL Partnership With Stripe


Memorial Day Sales Test the Selective Consumer

May 26, 2026, 4:02 AM EDT - 3 months ago

Memorial Day Sales Test the Selective Consumer

AXP KLAR MA V


One William Street Expands Investment Relationship With Affirm

May 20, 2026, 9:00 AM EDT - 3 months ago

One William Street Expands Investment Relationship With Affirm


Affirm Seeing Real, Scalable Growth, CEO Says

May 13, 2026, 2:22 PM EDT - 3 months ago

Affirm Seeing Real, Scalable Growth, CEO Says


Affirm Targets Card Networks With Broader Payments Push

May 12, 2026, 8:52 PM EDT - 3 months ago

Affirm Targets Card Networks With Broader Payments Push


Affirm Brings Pay-Over-Time Options to Google AI Platforms

May 12, 2026, 3:28 PM EDT - 3 months ago

Affirm Brings Pay-Over-Time Options to Google AI Platforms

GOOG GOOGL


Affirm Holdings Transcript: Status update

May 12, 2026, 2:00 PM EDT - 3 months ago

Affirm Holdings Transcript: Status update


Affirm Holdings Slides: Status update

May 12, 2026, 2:00 PM EDT - 3 months ago

Affirm Holdings Slides: Status update


Affirm stock forms a bullish setup as BoFA hints at a surge ahead

May 12, 2026, 10:04 AM EDT - 3 months ago

Affirm stock forms a bullish setup as BoFA hints at a surge ahead


Affirm Earnings Put Consumer Credit, Private Credit in Focus

May 7, 2026, 9:13 PM EDT - 3 months ago

Affirm Earnings Put Consumer Credit, Private Credit in Focus


Affirm Holdings Earnings Call Transcript: Q3 2026

May 7, 2026, 5:00 PM EDT - 3 months ago

Affirm Holdings Earnings Call Transcript: Q3 2026


Affirm Holdings Slides: Q3 2026

May 7, 2026, 5:00 PM EDT - 3 months ago

Affirm Holdings Slides: Q3 2026


Affirm Holdings Shareholder letter: Q3 2026

May 7, 2026, 5:00 PM EDT - 3 months ago

Affirm Holdings Shareholder letter: Q3 2026


Affirm Holdings Quarterly report: Q3 2026

May 7, 2026, 5:00 PM EDT - 3 months ago

Affirm Holdings Quarterly report: Q3 2026


Affirm reports third fiscal quarter 2026 results

May 7, 2026, 4:10 PM EDT - 3 months ago

Affirm reports third fiscal quarter 2026 results


Nothing is coming: Affirm's The Big Nothing returns May 13–15

Apr 28, 2026, 9:00 AM EDT - 4 months ago

Nothing is coming: Affirm's The Big Nothing returns May 13–15


Affirm: Agentic Credit Rewrites the Rules of Consumer Lending

Apr 27, 2026, 4:02 AM EDT - 4 months ago

Affirm: Agentic Credit Rewrites the Rules of Consumer Lending


Affirm to host Investor Forum on May 12, 2026

Apr 2, 2026, 4:07 PM EDT - 5 months ago

Affirm to host Investor Forum on May 12, 2026


Private Credit's Investor Exodus Spreads to Consumer Loans

Mar 18, 2026, 12:00 PM EDT - 5 months ago

Private Credit's Investor Exodus Spreads to Consumer Loans

XYZ


Affirm Holdings Transcript: Fireside chat

Mar 17, 2026, 12:00 PM EDT - 5 months ago

Affirm Holdings Transcript: Fireside chat


Affirm Holdings Transcript: Wolfe FinTech Forum

Mar 11, 2026, 11:30 AM EDT - 5 months ago

Affirm Holdings Transcript: Wolfe FinTech Forum


Affirm to host CFO fireside chat on March 17, 2026

Mar 3, 2026, 4:07 PM EST - 6 months ago

Affirm to host CFO fireside chat on March 17, 2026


Affirm and Stripe Team to Combine BNPL and Agentic AI

Mar 3, 2026, 1:41 PM EST - 6 months ago

Affirm and Stripe Team to Combine BNPL and Agentic AI


H&R Block Canada taps Affirm to make tax season less taxing

Feb 26, 2026, 9:00 AM EST - 6 months ago

H&R Block Canada taps Affirm to make tax season less taxing


Analysts Deem Affirm's Outlook Conservative

Feb 6, 2026, 2:01 PM EST - 7 months ago

Analysts Deem Affirm's Outlook Conservative


Affirm CEO Max Levchin on the company's record retailer growth

Feb 6, 2026, 10:20 AM EST - 7 months ago

Affirm CEO Max Levchin on the company's record retailer growth


Affirm BNPL Volumes Jump 36% as 0% Loans Drive Broader Use

Feb 5, 2026, 8:37 PM EST - 7 months ago

Affirm BNPL Volumes Jump 36% as 0% Loans Drive Broader Use


Affirm Holdings Earnings Call Transcript: Q2 2026

Feb 5, 2026, 5:00 PM EST - 7 months ago

Affirm Holdings Earnings Call Transcript: Q2 2026


Affirm Holdings Quarterly report: Q2 2026

Feb 5, 2026, 5:00 PM EST - 7 months ago

Affirm Holdings Quarterly report: Q2 2026


Affirm Holdings Shareholder letter: Q2 2026

Feb 5, 2026, 5:00 PM EST - 7 months ago

Affirm Holdings Shareholder letter: Q2 2026


Affirm Holdings Slides: Q2 2026

Feb 5, 2026, 5:00 PM EST - 7 months ago

Affirm Holdings Slides: Q2 2026


Affirm Sales Jump Driven by Higher Gross Merchandise Volume

Feb 5, 2026, 4:52 PM EST - 7 months ago

Affirm Sales Jump Driven by Higher Gross Merchandise Volume


Affirm reports second fiscal quarter 2026 results

Feb 5, 2026, 4:30 PM EST - 7 months ago

Affirm reports second fiscal quarter 2026 results


Affirm and Wayfair expand partnership to the UK and Canada

Feb 5, 2026, 4:15 PM EST - 7 months ago

Affirm and Wayfair expand partnership to the UK and Canada

W


Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

Jan 30, 2026, 1:28 PM EST - 7 months ago

Affirm Becomes Expedia Group's Exclusive BNPL Provider in US

EXPE


USAEquityResearch
USAEquityResearch Aug. 24 at 6:29 AM
$AFRM 📊 USAEquityResearch ▲ 77.03 (+2.64%) Trend: Bullish 📈 RSI (14): 52.4 — neutral territory MACD: bullish, above signal line and rising Volume: normal 📌 Key Levels Resistance: 78.47 | Support: 70.11 20-MA: 75.21 | 50-MA: 76.50 💼 Fundamentals Mkt Cap: $25.80B P/E (TTM): 70.0 | Fwd P/E: 20.7 FCF: $301.09M (1.02/sh) Total Debt: $9.09B D/E: 240.28 📉 Options (exp 2026-08-28) ATM IV: 0.1% | Skew: +0.0% (balanced) Max Pain: 45.00 Educational content only. Not financial advice. Full data, options chain & financials: https://usaequityresearch.com/stocks/AFRM
0 · Reply
rst1016
rst1016 Aug. 24 at 2:49 AM
$AFRM $KLAR $SEZL no shit. Whats your point sezl best company. Its not about size
1 · Reply
hmjung1991
hmjung1991 Aug. 23 at 12:21 AM
IMO, $KLAR and $AFRM are on the same level. $AFRM has more presence in the US but $KLAR has more presence globally. But current market doesn't treat it this way. $SEZL is another competitor that is smaller with faster growth but not at the same level as $KLAR and $AFRM.
2 · Reply
Srinivas111
Srinivas111 Aug. 22 at 8:34 PM
$AFRM earnings will be out on 26th. Afrm never returns yo double digits after. To triple digits
0 · Reply
iTrade_Price
iTrade_Price Aug. 22 at 7:58 PM
$AFRM afrm
0 · Reply
BMZ444
BMZ444 Aug. 22 at 3:51 PM
$AFRM head and shoulders
0 · Reply
LauraKeating800
LauraKeating800 Aug. 22 at 3:41 PM
$SPRY $AFRM $DVN $MA $PDD SPRY advances clinical-stage therapies, Affirm benefits from digital payments and consumer credit, Devon Energy remains leveraged to oil and gas prices, Mastercard benefits from global payment volumes, and PDD benefits from Chinese e-commerce demand. I'm watching clinical milestones, credit quality, energy prices, transaction volumes, and Chinese consumption.
0 · Reply
Woodman7
Woodman7 Aug. 22 at 10:54 AM
$PGY $AFRM $UPST $SOFI Looking at credit spreads - current and trends. Everything looking favorable… Continuing upward trend for Pagaya, Upstart and other financial firms?
0 · Reply
DrSilbergleit
DrSilbergleit Aug. 21 at 1:58 PM
0 · Reply
Benjamin1985
Benjamin1985 Aug. 21 at 12:13 PM
$KLAR Don’t let them shake you out and take your shares cheap. In my opinion, this company is absolutely kicking ass in 2026, and I think we’re only getting started. It’s already making serious moves in the U.S. market, including taking Walmart business from $AFRM—and I believe that could be just the beginning. And look at the partnerships Klarna has added or expanded in 2026: 🍎 Apple — Chosen to power the device-leasing service “Apple Upgrade,” helping handle low monthly financing payments. ✈️ Southwest Airlines & Flix SE — Expanded travel-booking integrations across U.S. and international markets. 🏦 J.P. Morgan Payments — Broadened merchant access by bringing Klarna’s flexible payment options directly into its payments framework. 💄 Ulta Beauty — Integrated pay-over-time checkout solutions for millions of U.S. shoppers. 🌎 Worldline — Expanded Klarna’s reach across physical and online point-of-sale terminals through a major merchant integration.
3 · Reply
USAEquityResearch
USAEquityResearch Aug. 21 at 11:28 AM
$AFRM 📊 USAEquityResearch ▼ 75.05 (-2.95%) Trend: Cautiously bullish ↗️ RSI (14): 55.8 — neutral territory MACD: bullish, above signal line and rising Volume: normal 📌 Key Levels Resistance: 78.47 | Support: 70.11 20-MA: 74.87 | 50-MA: 76.22 💼 Fundamentals Mkt Cap: $25.13B P/E (TTM): 68.2 | Fwd P/E: 20.2 FCF: $301.09M (1.02/sh) Total Debt: $9.09B D/E: 240.28 📉 Options (exp 2026-08-28) ATM IV: 0.1% | Skew: +6.2% (put-heavy) P/C Ratio: 0.64 🐂 Bullish lean Max Pain: 75.00 Call wall: 76.00 | Put wall: 75.00 Educational content only. Not financial advice.
0 · Reply
hmjung1991
hmjung1991 Aug. 20 at 1:18 PM
$KLAR The market cap written here is wrong. The current market cap should be around 5B. Given that Klarna is the first mover in a huge and a growing industry like BNPL, this market cap is pretty low or maybe $AFRM is overvalued. In any case, I think $KLAR and $AFRM will have a similar market cap in the future.
2 · Reply
JKool15
JKool15 Aug. 20 at 12:27 PM
$KLAR Like I said time is running out. They need to sell to a big player before everything crash down. Just because you partner with $AAPL doesn't mean its a good deal. They probably had to pay Apple $SPY $AFRM
0 · Reply
jk6958
jk6958 Aug. 20 at 11:02 AM
$AFRM that Wal mart news should make it a good day :)
1 · Reply
hmjung1991
hmjung1991 Aug. 20 at 6:01 AM
$KLAR at this price, $AFRM should just buy out $KLAR.
1 · Reply
Hotasfuuuuu
Hotasfuuuuu Aug. 20 at 5:26 AM
$AFRM GNS GNS
0 · Reply
OnlyFibs
OnlyFibs Aug. 19 at 10:03 PM
$AFRM | Affirm Holdings | Financials / Fintech 💳 Bulls battling to lock in a massive macro breakout on $AFRM as price retests its inverse head & shoulders neckline right at $77.31! 📈 Buyers holding firm along ascending trendline support directly above primary volume profile nodes ⚡ Fundamentals: Fintech powerhouse scaling gross merchandise volume GMV and expanding high-margin interest-bearing loan originations. Technicals: 8h chart printing a high-conviction IH&S neckline retest holding above baseline support 🎯 Reclaiming $83.00 clears overhead supply for a push toward $92.00 and $105.00 targets. Bull Key Levels: $77.31 🐂 🔥 | Confirm: $83.00 🐂 🚀 | Extension: $92.00 🐂 💥 Bear Key Levels: $68.40 🐻 ⚠️ | Confirm: $58.00 🐻 📉 | Extension: $42.19 🐻 🚨 Stop Loss: $75.80 🛑 Targets: $92.00 / $105.00 💰 🍺 OVERALL: 🐂 BULLISH 🐂 #hovdid
0 · Reply
Hotasfuuuuu
Hotasfuuuuu Aug. 19 at 5:17 PM
$AFRM meds next 500% runner you've been told
0 · Reply
chartistmind
chartistmind Aug. 19 at 3:57 PM
$KLAR garbage, should have bought $AFRM instead
1 · Reply
Options_Destroyer
Options_Destroyer Aug. 19 at 2:33 PM
$AFRM $HOOD let's kick some behinds
0 · Reply
iTrade_Price
iTrade_Price Aug. 19 at 2:19 PM
$AFRM did not get a fill
1 · Reply
Yatish82
Yatish82 Aug. 19 at 9:27 AM
$AFRM rsi nearly 46. Cup.and handle? May be time to rip up higher.
0 · Reply