Upstart Holdings Inc (UPST)

$25.58 +0.22 (0.87%)
Market Cap 2.51B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 65.03
Forward PE 26.98
Profit Margin 5.13%
Debt to Equity Ratio 2.29
Volume 2,794,600
Avg Vol 5,362,286
Day's Range N/A - N/A
Shares Out 98.06M
Stochastic %K 38%
Beta 2.16
Analysts Sell
Price Target $45.65

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
Bears_be_gone
Bears_be_gone Apr. 4 at 10:06 PM
$UPST cant wait to lose more money after easter. Thanks orange fatso. 🍻
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 4 at 3:36 AM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
DragonAlgo
DragonAlgo Apr. 3 at 8:45 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-04-10 | Strike: $25.50 | Type: CALL Option Plan (premium): Entry: $1.17 Stop: $0.84 TP1: $1.51 TP2: $1.98 TP3: $2.80 🔗 https://dragonalgo.com
0 · Reply
Wax_Bean_futures
Wax_Bean_futures Apr. 3 at 5:10 PM
$UPST $SPY $QQQ $PSNL Don't worry!! Market will recover soon! Trump's "excursion" will be over in 2-3 weeks. That's all the time we need to Reopen Straight of Hormuz, and seize ALL the oil in Iran! ...... "EASILY"....... Gonna make a FORTUNE!!! $0.05/gallon gasoline on it's way!! Dude is either insane, or pretending to be. It's one of the two, no middle ground.
1 · Reply
bullenkuh
bullenkuh Apr. 3 at 3:18 PM
$UPST great surprise
0 · Reply
krishnainstocks
krishnainstocks Apr. 3 at 12:52 PM
$UPST March Monthly originations 1263M. Just forget the daily ups and downs. Leave it for an year.
0 · Reply
bullenkuh
bullenkuh Apr. 3 at 12:39 PM
$UPST strong labor market report today
0 · Reply
AckAckAckAckAckAck
AckAckAckAckAckAck Apr. 3 at 12:05 PM
$UPST originations continue to grow at 60% yoy, the business is working. Only question remaining is default rates in a recession…. Oh, did i use the R word…
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 3 at 10:21 AM
$UPST only rocket this year is artemis 2. This won't launch
0 · Reply
Brummus
Brummus Apr. 3 at 7:33 AM
$UPST
0 · Reply
Latest News on UPST
Upstart: Buy The Meltdown - Compellingly Valued AI Lender With Profitable Growth

Apr 1, 2026, 9:00 AM EDT - 3 days ago

Upstart: Buy The Meltdown - Compellingly Valued AI Lender With Profitable Growth

Upstart: Bank Charter Is The Future

Mar 30, 2026, 11:26 AM EDT - 5 days ago

Upstart: Bank Charter Is The Future

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 10 days ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 12 days ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 15 days ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM LC XYZ

Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal

Mar 17, 2026, 9:42 AM EDT - 18 days ago

Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 18 days ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 19 days ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Upstart's SoFi Moment Is Here: Assessing The Impact Of A Bank Charter

Mar 11, 2026, 3:00 PM EDT - 24 days ago

Upstart's SoFi Moment Is Here: Assessing The Impact Of A Bank Charter

Upstart Stock Rises On National Bank Charter Plan

Mar 11, 2026, 10:07 AM EDT - 24 days ago

Upstart Stock Rises On National Bank Charter Plan

Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 24 days ago

Upstart Seeks Regulatory Blessing to Become a Bank

Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 25 days ago

Upstart to Apply for National Bank Charter

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Mar 10, 2026, 11:47 AM EDT - 25 days ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Upstart Holdings, Inc. (UPST) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

Mar 3, 2026, 7:22 PM EST - 4 weeks ago

Upstart Holdings, Inc. (UPST) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript

Upstart: Well-Priced AI And Lending Play

Feb 25, 2026, 11:31 AM EST - 5 weeks ago

Upstart: Well-Priced AI And Lending Play

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 6 weeks ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 6 weeks ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 6 weeks ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 6 weeks ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 6 weeks ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart's Technology Has Taken The Next Step (Rating Upgrade)

Feb 18, 2026, 9:05 AM EST - 6 weeks ago

Upstart's Technology Has Taken The Next Step (Rating Upgrade)

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 6 weeks ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart: A Directional Bet On Falling Rates

Feb 13, 2026, 9:16 PM EST - 7 weeks ago

Upstart: A Directional Bet On Falling Rates

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Feb 10, 2026, 6:54 PM EST - 7 weeks ago

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Upstart Stock Climbs After Q4 Earnings: Here's Why

Feb 10, 2026, 4:45 PM EST - 7 weeks ago

Upstart Stock Climbs After Q4 Earnings: Here's Why

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 7 weeks ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 7 weeks ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 7 weeks ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 2 months ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Upstart: The Hidden Asset Behind The Sell-Off

Jan 27, 2026, 2:34 AM EST - 2 months ago

Upstart: The Hidden Asset Behind The Sell-Off

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 2 months ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 2 months ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 3 months ago

MyPoint Credit Union Selects Upstart for Personal Lending

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

Jan 6, 2026, 11:20 AM EST - 3 months ago

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

DUOL ACN INTU LMND

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 3 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG

Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

Jan 6, 2026, 10:29 AM EST - 3 months ago

Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 3 months ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

NKE

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 3 months ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 4 months ago

Upstart: Improving Fundamentals And A Still Discounted Price

Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 4 months ago

Upstart: Beware The Issues In The Auto Loan Kitchen

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

Nov 13, 2025, 3:05 PM EST - 5 months ago

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

CARS CHH HIMS LCID MPT NOG SPHR

Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 5 months ago

Upstart: Artificial Pain

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 5 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Nov 10, 2025, 5:06 PM EST - 5 months ago

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 5 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 5 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 5 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 5 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 5 months ago

Upstart Stock Slides After Mixed Q3 Results: Details

Bears_be_gone
Bears_be_gone Apr. 4 at 10:06 PM
$UPST cant wait to lose more money after easter. Thanks orange fatso. 🍻
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 4 at 3:36 AM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
DragonAlgo
DragonAlgo Apr. 3 at 8:45 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-04-10 | Strike: $25.50 | Type: CALL Option Plan (premium): Entry: $1.17 Stop: $0.84 TP1: $1.51 TP2: $1.98 TP3: $2.80 🔗 https://dragonalgo.com
0 · Reply
Wax_Bean_futures
Wax_Bean_futures Apr. 3 at 5:10 PM
$UPST $SPY $QQQ $PSNL Don't worry!! Market will recover soon! Trump's "excursion" will be over in 2-3 weeks. That's all the time we need to Reopen Straight of Hormuz, and seize ALL the oil in Iran! ...... "EASILY"....... Gonna make a FORTUNE!!! $0.05/gallon gasoline on it's way!! Dude is either insane, or pretending to be. It's one of the two, no middle ground.
1 · Reply
bullenkuh
bullenkuh Apr. 3 at 3:18 PM
$UPST great surprise
0 · Reply
krishnainstocks
krishnainstocks Apr. 3 at 12:52 PM
$UPST March Monthly originations 1263M. Just forget the daily ups and downs. Leave it for an year.
0 · Reply
bullenkuh
bullenkuh Apr. 3 at 12:39 PM
$UPST strong labor market report today
0 · Reply
AckAckAckAckAckAck
AckAckAckAckAckAck Apr. 3 at 12:05 PM
$UPST originations continue to grow at 60% yoy, the business is working. Only question remaining is default rates in a recession…. Oh, did i use the R word…
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 3 at 10:21 AM
$UPST only rocket this year is artemis 2. This won't launch
0 · Reply
Brummus
Brummus Apr. 3 at 7:33 AM
$UPST
0 · Reply
DragonAlgo
DragonAlgo Apr. 3 at 5:44 AM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-04-10 | Strike: $25.50 | Type: CALL Option Plan (premium): Entry: $1.17 Stop: $0.84 TP1: $1.51 TP2: $1.98 TP3: $2.80 Rules-based execution profile. 🔗 https://dragonalgo.com
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 2 at 10:20 PM
January plays are now all revealed. $RBLX $LCID $UPST $TTD $MP are some of the trades I made in Jan. 0 loss in January. I think it's very clear why I'm very strict to only buy when H% is extremely low.
0 · Reply
BB_88_
BB_88_ Apr. 2 at 9:46 PM
$UPST was so close jumping in 24.3s grrrr
1 · Reply
Fergus20
Fergus20 Apr. 2 at 7:56 PM
$UPST here comes the garbage close
0 · Reply
Fergus20
Fergus20 Apr. 2 at 7:53 PM
$UPST do something you semen sponge
0 · Reply
T_rader
T_rader Apr. 2 at 6:07 PM
$UPST is this the part that crushes our hopes of a rebound or does it actually hold green🙈
0 · Reply
Fergus20
Fergus20 Apr. 2 at 5:08 PM
$UPST this is the worst stock on earth
0 · Reply
zeezbottoms
zeezbottoms Apr. 2 at 4:08 PM
$UPST Once again the only red fintech. Dogshit.
0 · Reply
DragonAlgo
DragonAlgo Apr. 2 at 3:03 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-04-10 | Strike: $26.00 | Type: CALL Option Plan (premium): Entry: $0.69 Stop: $0.49 TP1: $0.89 TP2: $1.16 TP3: $1.64 🔗 https://dragonalgo.com
0 · Reply
Cmte6
Cmte6 Apr. 2 at 2:56 PM
$UPST any major options flow action yet? This could be a nice 4x…
0 · Reply
3X6T
3X6T Apr. 2 at 2:30 PM
$UPST $27 incoming markets gonna rip
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 2 at 1:02 PM
$UPST i choose not to add to this casino anymore until there is clarity. Plenty of chances to average down with this maniac in control
0 · Reply