Upstart Holdings Inc (UPST)

$27.26 -2.03 (-6.93%)
Market Cap 2.87B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 78.59
Forward PE 32.61
Profit Margin 5.13%
Debt to Equity Ratio 2.29
Volume 6,271,162
Avg Vol 5,076,246
Day's Range N/A - N/A
Shares Out 98.06M
Stochastic %K 1%
Beta 2.38
Analysts Sell
Price Target $51.88

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
polloboy
polloboy Feb. 23 at 9:10 PM
$UPST does anyone know why this is at a 2 year low when revenues and earnings are improving?
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 23 at 9:01 PM
$UPST prolly lose another 5 percent tomorrow. Way to go. Shoot me now
0 · Reply
Messerschmittbf109
Messerschmittbf109 Feb. 23 at 8:56 PM
$UPST pieces of sh …they are continuing
0 · Reply
polloboy
polloboy Feb. 23 at 8:55 PM
$UPST and selling increasing into the close as well!!!
0 · Reply
polloboy
polloboy Feb. 23 at 8:55 PM
$UPST Fukn unreal!!!
0 · Reply
seazest
seazest Feb. 23 at 8:55 PM
$UPST Sofi bounce 3% from the lows today but this one just got worst.
0 · Reply
polloboy
polloboy Feb. 23 at 8:54 PM
$UPST Down 40% in 1 month after beating on earnings!!!
0 · Reply
polloboy
polloboy Feb. 23 at 8:54 PM
$UPST Absolutely sic!
0 · Reply
Fergus20
Fergus20 Feb. 23 at 8:52 PM
$UPST this is criminal
0 · Reply
seazest
seazest Feb. 23 at 8:46 PM
$UPST Only 40% down in one month. lol
0 · Reply
Latest News on UPST
Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 3 days ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 3 days ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 3 days ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 4 days ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 5 days ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart's Technology Has Taken The Next Step (Rating Upgrade)

Feb 18, 2026, 9:05 AM EST - 5 days ago

Upstart's Technology Has Taken The Next Step (Rating Upgrade)

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 6 days ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart: A Directional Bet On Falling Rates

Feb 13, 2026, 9:16 PM EST - 9 days ago

Upstart: A Directional Bet On Falling Rates

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Feb 10, 2026, 6:54 PM EST - 12 days ago

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Upstart Stock Climbs After Q4 Earnings: Here's Why

Feb 10, 2026, 4:45 PM EST - 12 days ago

Upstart Stock Climbs After Q4 Earnings: Here's Why

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 13 days ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 13 days ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 13 days ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 22 days ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Upstart: The Hidden Asset Behind The Sell-Off

Jan 27, 2026, 2:34 AM EST - 27 days ago

Upstart: The Hidden Asset Behind The Sell-Off

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 4 weeks ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 6 weeks ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 6 weeks ago

MyPoint Credit Union Selects Upstart for Personal Lending

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

Jan 6, 2026, 11:20 AM EST - 6 weeks ago

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

DUOL ACN INTU LMND

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 6 weeks ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG

Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

Jan 6, 2026, 10:29 AM EST - 6 weeks ago

Upstart's Selloff Triggers Dip Buying Opportunity - Robust Lending Growth Entering 2026

On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 7 weeks ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

NKE

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 2 months ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 2 months ago

Upstart: Improving Fundamentals And A Still Discounted Price

Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 2 months ago

Upstart: Beware The Issues In The Auto Loan Kitchen

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

Nov 13, 2025, 3:05 PM EST - 3 months ago

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

CARS CHH HIMS LCID MPT NOG SPHR

Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 3 months ago

Upstart: Artificial Pain

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 3 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Nov 10, 2025, 5:06 PM EST - 3 months ago

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 3 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 3 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 3 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 3 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 3 months ago

Upstart Stock Slides After Mixed Q3 Results: Details

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 3 months ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 4 months ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 4 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy

Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 4 months ago

Peak Credit Union Selects Upstart for Personal Lending

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Oct 28, 2025, 9:15 AM EDT - 4 months ago

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Oct 24, 2025, 11:40 AM EDT - 4 months ago

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Oct 15, 2025, 9:00 AM EDT - 4 months ago

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 4 months ago

Upstart: Confusion Leads To Opportunity

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

Oct 10, 2025, 3:15 PM EDT - 4 months ago

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

SOFI

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Oct 6, 2025, 4:05 PM EDT - 5 months ago

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 5 months ago

Upstart: AI Displacement Risks Are Overblown

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Sep 9, 2025, 10:00 AM EDT - 5 months ago

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Sep 8, 2025, 3:31 PM EDT - 6 months ago

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Sep 5, 2025, 1:52 PM EDT - 6 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Aug 27, 2025, 9:00 AM EDT - 6 months ago

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Aug 19, 2025, 4:05 PM EDT - 6 months ago

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

polloboy
polloboy Feb. 23 at 9:10 PM
$UPST does anyone know why this is at a 2 year low when revenues and earnings are improving?
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 23 at 9:01 PM
$UPST prolly lose another 5 percent tomorrow. Way to go. Shoot me now
0 · Reply
Messerschmittbf109
Messerschmittbf109 Feb. 23 at 8:56 PM
$UPST pieces of sh …they are continuing
0 · Reply
polloboy
polloboy Feb. 23 at 8:55 PM
$UPST and selling increasing into the close as well!!!
0 · Reply
polloboy
polloboy Feb. 23 at 8:55 PM
$UPST Fukn unreal!!!
0 · Reply
seazest
seazest Feb. 23 at 8:55 PM
$UPST Sofi bounce 3% from the lows today but this one just got worst.
0 · Reply
polloboy
polloboy Feb. 23 at 8:54 PM
$UPST Down 40% in 1 month after beating on earnings!!!
0 · Reply
polloboy
polloboy Feb. 23 at 8:54 PM
$UPST Absolutely sic!
0 · Reply
Fergus20
Fergus20 Feb. 23 at 8:52 PM
$UPST this is criminal
0 · Reply
seazest
seazest Feb. 23 at 8:46 PM
$UPST Only 40% down in one month. lol
0 · Reply
Igotnews4umoron
Igotnews4umoron Feb. 23 at 8:38 PM
$UPST May drop to $20 and run to upper $90 as the full cycle repeats again? Loading zone at $20 for me
0 · Reply
c5z
c5z Feb. 23 at 8:37 PM
$UPST Why is this down? All my money is in VOO but I bought 1 share of this at 27.39. Why the drop? Ibremember this was over 300 during covid.
0 · Reply
DonZulu
DonZulu Feb. 23 at 8:32 PM
$UPST dems think ya we got trump by the balls with the terror scheme $AFRM FAFO coming to a town near you! 100-120$ in 12 months on upstart
0 · Reply
DonZulu
DonZulu Feb. 23 at 8:31 PM
$UPST trump setting a monster rally into midterms. Starts with new fed chair. Hes way smarter than you think. Lowest rating now. Highest rating later think the dems have control 😂🫠💀$AFRM
0 · Reply
StrategicInvesting
StrategicInvesting Feb. 23 at 8:21 PM
when $AFRM reaches 35/30 then its first bottom for market , if that cracks 10/15 will be the last bottom for overall market! based on the historical data $SPY $UPST $HOOD $QQQ
0 · Reply
cogsie
cogsie Feb. 23 at 8:21 PM
$UPST Anthropic can build upstart and become a lending firm. Bankrupt
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 23 at 8:13 PM
$UPST everyone is saying that eventually there will be a huge rally this year...but how? Trump open his mouth almost every day to kill any momentum...
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 23 at 7:23 PM
$UPST the clown cant go two days without speaking about tariffs , canada , greenland, china, putin, powell, europe, mexico and god knows what else. He hates everything 🤣
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 23 at 7:20 PM
$UPST if I were a powerful nation, i would keep raising tariffs on trump and pressure other nations to do the same until the orange clown is thrown out on the street by his own people. I love my American friends, but this guy has lost it... tariffs is his answer to everything. What a donkey
0 · Reply
Woodman7
Woodman7 Feb. 23 at 7:09 PM
$PGY - i feel like putting $10K each into Pagaya, $UPST $KLAR $AFRM and see where they all are by the end of the year. Any guesses on who would be the biggest gainer from here??
2 · Reply
zeezbottoms
zeezbottoms Feb. 23 at 7:02 PM
$UPST we've reached a point where long time bears can't even understand the price action. Monthly will close above $38, bookmark this
1 · Reply
IntelligunInvestings
IntelligunInvestings Feb. 23 at 6:47 PM
$UPST stuck between 30% down and being in enough already.
0 · Reply