Market Cap 2.58B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 67.59
Forward PE 27.40
Profit Margin 5.13%
Debt to Equity Ratio 2.29
Volume 6,760,700
Avg Vol 5,247,906
Day's Range N/A - N/A
Shares Out 98.06M
Stochastic %K 17%
Beta 2.44
Analysts Sell
Price Target $48.82

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
WallStreetBuyDip
WallStreetBuyDip Mar. 15 at 11:40 PM
$SPY I make these because I get asked almost every single day what is H%. Personally, I like to keep track of every plays I make, and I have been doing this for five years. No one to stay has ever come close to my success rate and my indicator. I make these so anyone can see it visually and understand why I buy when H% is extremely low $TSLA $UPST $SOFI $HOOD I hope this helps to understand why I use it to make trade
1 · Reply
Camelinvesting
Camelinvesting Mar. 15 at 6:13 PM
$UPST may add ..waiting for it to stabilize
0 · Reply
Brummus
Brummus Mar. 15 at 2:58 PM
$UPST 35 and im out
0 · Reply
Phunangler
Phunangler Mar. 15 at 2:02 PM
0 · Reply
swingingg
swingingg Mar. 15 at 1:44 PM
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Mar. 15 at 12:39 PM
$CLSK + $SOFI + $UPST are just few of the tickers I traded among many others. I only buy when H% is low. Nothing else. Made this so my followers can see the results. You will find more small + mid cap stocks I've traded from buying when H% is low.
0 · Reply
DragonAlgo
DragonAlgo Mar. 14 at 7:05 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-03-20 | Strike: $26.50 | Type: CALL Option Plan (premium): Entry: $1.16 Stop: $0.83 TP1: $1.50 TP2: $1.96 TP3: $2.77 🔗 https://dragonalgo.com
0 · Reply
Bears_be_gone
Bears_be_gone Mar. 14 at 2:42 PM
$UPST seems like this year will just be a bear market. Relentless
0 · Reply
Bears_be_gone
Bears_be_gone Mar. 14 at 2:41 PM
$UPST can someone knowledgeable tell me how realistic 45 is for this year? That's what I roughly need to break even due to the exchange rate. Fucked. Hate how I allowed my portfolio to get cut in half. Market is relentless. Only got myself tk blame. Fuck
2 · Reply
Woodman7
Woodman7 Mar. 14 at 12:13 PM
$HOOD - don’t forget $UPST and $AFRM also down a lot (40% ish) YTD $SPY
1 · Reply
Latest News on UPST
Upstart Stock Rises On National Bank Charter Plan

Mar 11, 2026, 10:07 AM EDT - 4 days ago

Upstart Stock Rises On National Bank Charter Plan


Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 4 days ago

Upstart Seeks Regulatory Blessing to Become a Bank


Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 5 days ago

Upstart to Apply for National Bank Charter


Upstart: Well-Priced AI And Lending Play

Feb 25, 2026, 11:31 AM EST - 18 days ago

Upstart: Well-Priced AI And Lending Play


Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 24 days ago

Upstart Repurchases $100 Million of Shares


Upstart's Technology Has Taken The Next Step (Rating Upgrade)

Feb 18, 2026, 9:05 AM EST - 25 days ago

Upstart's Technology Has Taken The Next Step (Rating Upgrade)


Upstart: A Directional Bet On Falling Rates

Feb 13, 2026, 9:16 PM EST - 4 weeks ago

Upstart: A Directional Bet On Falling Rates


Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript

Feb 10, 2026, 6:54 PM EST - 4 weeks ago

Upstart Holdings, Inc. (UPST) Q4 2025 Earnings Call Transcript


Upstart Stock Climbs After Q4 Earnings: Here's Why

Feb 10, 2026, 4:45 PM EST - 4 weeks ago

Upstart Stock Climbs After Q4 Earnings: Here's Why


Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 4 weeks ago

Upstart Publishes Monthly Origination Volumes


Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 4 weeks ago

Upstart Announces Leadership Evolution


Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 4 weeks ago

Upstart Announces Fourth Quarter and Full Year 2025 Results


Upstart: The Hidden Asset Behind The Sell-Off

Jan 27, 2026, 2:34 AM EST - 6 weeks ago

Upstart: The Hidden Asset Behind The Sell-Off


MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 2 months ago

MyPoint Credit Union Selects Upstart for Personal Lending


Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 2 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG


On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 2 months ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

NKE


Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 3 months ago

Upstart: Improving Fundamentals And A Still Discounted Price


Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 3 months ago

Upstart: Beware The Issues In The Auto Loan Kitchen


Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 4 months ago

Upstart: Artificial Pain


Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 4 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E


Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 4 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake


Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 4 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript


Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 4 months ago

Upstart Stock Slides After Mixed Q3 Results: Details


Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 4 months ago

Upstart Announces Results for Third Quarter 2025


Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 4 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy


Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 4 months ago

Peak Credit Union Selects Upstart for Personal Lending


Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 5 months ago

Upstart: Confusion Leads To Opportunity


WallStreetBuyDip
WallStreetBuyDip Mar. 15 at 11:40 PM
$SPY I make these because I get asked almost every single day what is H%. Personally, I like to keep track of every plays I make, and I have been doing this for five years. No one to stay has ever come close to my success rate and my indicator. I make these so anyone can see it visually and understand why I buy when H% is extremely low $TSLA $UPST $SOFI $HOOD I hope this helps to understand why I use it to make trade
1 · Reply
Camelinvesting
Camelinvesting Mar. 15 at 6:13 PM
$UPST may add ..waiting for it to stabilize
0 · Reply
Brummus
Brummus Mar. 15 at 2:58 PM
$UPST 35 and im out
0 · Reply
Phunangler
Phunangler Mar. 15 at 2:02 PM
0 · Reply
swingingg
swingingg Mar. 15 at 1:44 PM
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Mar. 15 at 12:39 PM
$CLSK + $SOFI + $UPST are just few of the tickers I traded among many others. I only buy when H% is low. Nothing else. Made this so my followers can see the results. You will find more small + mid cap stocks I've traded from buying when H% is low.
0 · Reply
DragonAlgo
DragonAlgo Mar. 14 at 7:05 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-03-20 | Strike: $26.50 | Type: CALL Option Plan (premium): Entry: $1.16 Stop: $0.83 TP1: $1.50 TP2: $1.96 TP3: $2.77 🔗 https://dragonalgo.com
0 · Reply
Bears_be_gone
Bears_be_gone Mar. 14 at 2:42 PM
$UPST seems like this year will just be a bear market. Relentless
0 · Reply
Bears_be_gone
Bears_be_gone Mar. 14 at 2:41 PM
$UPST can someone knowledgeable tell me how realistic 45 is for this year? That's what I roughly need to break even due to the exchange rate. Fucked. Hate how I allowed my portfolio to get cut in half. Market is relentless. Only got myself tk blame. Fuck
2 · Reply
Woodman7
Woodman7 Mar. 14 at 12:13 PM
$HOOD - don’t forget $UPST and $AFRM also down a lot (40% ish) YTD $SPY
1 · Reply
Phunangler
Phunangler Mar. 14 at 3:08 AM
0 · Reply
longshort168
longshort168 Mar. 13 at 8:13 PM
$UPST Like the little short squeeze happened at the end of the trading day. The epic short squeeze will come much sooner than yo shorts can't imagine.
1 · Reply
Fergus20
Fergus20 Mar. 13 at 7:51 PM
$UPST possibly the worst 6-month chart in history
1 · Reply
Bears_be_gone
Bears_be_gone Mar. 13 at 7:41 PM
$UPST i hate money. This is why i bough upstart. Easier to get rid of money than lighting it on fire.
0 · Reply
zeezbottoms
zeezbottoms Mar. 13 at 7:36 PM
$UPST Let's go to negative gents!!!
0 · Reply
championbull
championbull Mar. 13 at 7:35 PM
$UPST will drop to under 20s next week when hegseth invades iran..buy at $12
1 · Reply
Bears_be_gone
Bears_be_gone Mar. 13 at 7:31 PM
$UPST bro, how is this legal 🤣. This stock would turn Jesus into an atheist
0 · Reply
zeezbottoms
zeezbottoms Mar. 13 at 7:26 PM
$UPST I hope Girotard dies
0 · Reply
Judy11
Judy11 Mar. 13 at 7:24 PM
$UPST Jesus wtf
0 · Reply
blipidybleep
blipidybleep Mar. 13 at 7:24 PM
$UPST Stock nazi says No gains for you!
0 · Reply
Bears_be_gone
Bears_be_gone Mar. 13 at 7:22 PM
$UPST hahahahaha Wtfffffffff
0 · Reply
zeezbottoms
zeezbottoms Mar. 13 at 7:17 PM
$UPST Disgusting shitstock
0 · Reply