Market Cap 2.49B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 52.29
Forward PE 35.10
Profit Margin 5.13%
Debt to Equity Ratio 2.51
Volume 3,445,700
Avg Vol 4,180,466
Day's Range N/A - N/A
Shares Out 97.31M
Stochastic %K 13%
Beta 2.16
Analysts Sell
Price Target $38.26

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
hopedieslast
hopedieslast Sep. 13 at 10:34 AM
$UPST damn; yeah, since he retired, he’s learning to be a retail investor like us.
0 · Reply
GMannerheim
GMannerheim Sep. 13 at 5:31 AM
$UPST OpenAI deciding not to go public due to “safety concerns”, Dario wanting to slow down further AI development, and the strong possibility of a rate hike. Doesn’t look good for next week. I hope I’m wrong.
0 · Reply
trade_the_gaps
trade_the_gaps Sep. 12 at 6:32 PM
$UPST since 2021 IPO there has only been 5 inside buying transaction and it’s all in bag holding territory. They buy to trap retail buyers (just like what TTD has done). I remember November 11, 2025 buy Paul did for 4$ million at $39 average, it has never touch that average since. Inside buying is bearish not bullish with UPST, these numbers don’t lie.
0 · Reply
framus_morrigan
framus_morrigan Sep. 12 at 12:04 PM
$UPST The price is at support area. Better for bulls if $24-25 holds or the price could want to test $20. Monthly chart.
2 · Reply
et1000
et1000 Sep. 11 at 11:49 PM
Ticker MLEC is the next nano float runner ! Every small float ticker has been running almost 500% recently Would not be surprised if they send MLEC up next. MLEC starting to make its move now! Only 573k shares outstanding! 💎 $CELH $UPST $MNKD $RZLV AI tech
0 · Reply
Sami2021
Sami2021 Sep. 11 at 9:31 PM
0 · Reply
PredictionFLO1
PredictionFLO1 Sep. 11 at 8:35 PM
$UPST OptionsFLO flow and daily chart read. The alert snapshot shows $188K in the Oct 16 $25 puts. Volume was 0.4x standing open interest at capture. Daily chart through Sep 11: last close $25.59, below its 20 and 50 day averages, with RSI at 36. The 3 month range is $25.09 to $36.90. Intraday volume does not establish whether a position was opened or held; the next settled open interest is the check.
0 · Reply
trade_the_gaps
trade_the_gaps Sep. 11 at 8:33 PM
$UPST $1.69 billion in convertible notes debt that they owe according to thier quarterly report. In 2021 they had a balance of $575 million, they print more money that our government. Stay far away from this one, have a good weekend
0 · Reply
JPine26
JPine26 Sep. 11 at 8:23 PM
$UPST going to try and grab some shares, just waiting for a few allowances and birthday checks to clear. Be back on Monday
1 · Reply
akinyo
akinyo Sep. 11 at 7:34 PM
$UPST I am picking up some at $20
1 · Reply
Latest News on UPST
Upstart initiated with a Hold at Loop Capital

2026-09-09T10:25:36.000Z - 4 days ago

Upstart initiated with a Hold at Loop Capital


Upstart initiated with a Hold at Loop Capital

2026-09-08T21:00:20.000Z - 4 days ago

Upstart initiated with a Hold at Loop Capital


Upstart Publishes August 2026 Originations and Latest UMI

Sep 3, 2026, 7:45 AM EDT - 10 days ago

Upstart Publishes August 2026 Originations and Latest UMI


Upstart Loan Originations Jump 50% as It Preps Bank Launch

Aug 5, 2026, 9:38 AM EDT - 5 weeks ago

Upstart Loan Originations Jump 50% as It Preps Bank Launch


Upstart price target raised to $51 from $46 at Piper Sandler

2026-08-05T11:07:26.000Z - 5 weeks ago

Upstart price target raised to $51 from $46 at Piper Sandler


Upstart Holdings Earnings Call Transcript: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 5 weeks ago

Upstart Holdings Earnings Call Transcript: Q2 2026


Upstart Holdings Earnings release: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 5 weeks ago

Upstart Holdings Earnings release: Q2 2026


Upstart Holdings Slides: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 5 weeks ago

Upstart Holdings Slides: Q2 2026


Upstart Holdings Quarterly report: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 5 weeks ago

Upstart Holdings Quarterly report: Q2 2026


Upstart Announces Second Quarter 2026 Results

Aug 4, 2026, 4:05 PM EDT - 5 weeks ago

Upstart Announces Second Quarter 2026 Results


Upstart Publishes July 2026 Originations and Latest UMI

Aug 3, 2026, 7:55 AM EDT - 5 weeks ago

Upstart Publishes July 2026 Originations and Latest UMI


Upstart announces $4B forward-flow agreement with Castlelake

2026-07-29T12:50:55.000Z - 6 weeks ago

Upstart announces $4B forward-flow agreement with Castlelake


Upstart price target lowered to $61 from $80 at Citi

2026-07-22T10:25:12.000Z - 7 weeks ago

Upstart price target lowered to $61 from $80 at Citi


Upstart price target raised to $39 from $32 at Goldman Sachs

2026-07-09T11:25:12.000Z - 2 months ago

Upstart price target raised to $39 from $32 at Goldman Sachs


Upstart price target raised to $40 from $37 at Needham

2026-07-07T12:40:43.000Z - 2 months ago

Upstart price target raised to $40 from $37 at Needham


Upstart Publishes June 2026 Origination Volume

Jul 6, 2026, 7:49 AM EDT - 2 months ago

Upstart Publishes June 2026 Origination Volume


Upstart Publishes May 2026 UMI

Jun 25, 2026, 6:03 PM EDT - 2 months ago

Upstart Publishes May 2026 UMI


Upstart announces agreement with Neuberger Specialty Finance

2026-06-24T12:50:32.000Z - 2 months ago

Upstart announces agreement with Neuberger Specialty Finance


Upstart price target raised to $30 from $27 at Jefferies

2026-06-09T19:00:12.000Z - 3 months ago

Upstart price target raised to $30 from $27 at Jefferies


Upstart Holdings Transcript: Mizuho Technology Conference 2026

Jun 9, 2026, 1:05 PM EDT - 3 months ago

Upstart Holdings Transcript: Mizuho Technology Conference 2026


Upstart price target raised to $37 from $36 at BofA

2026-06-08T13:30:59.000Z - 3 months ago

Upstart price target raised to $37 from $36 at BofA


Upstart Publishes May 2026 Origination Volume

Jun 3, 2026, 7:55 AM EDT - 3 months ago

Upstart Publishes May 2026 Origination Volume


Upstart Publishes April 2026 UMI

May 28, 2026, 4:08 PM EDT - 3 months ago

Upstart Publishes April 2026 UMI


Upstart Holdings Transcript: AGM 2026

May 28, 2026, 12:00 PM EDT - 3 months ago

Upstart Holdings Transcript: AGM 2026


USF Credit Union Selects Upstart for Personal Lending

May 13, 2026, 9:00 AM EDT - 4 months ago

USF Credit Union Selects Upstart for Personal Lending


Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 months ago

Upstart Holdings Earnings Call Transcript: Q1 2026


Upstart Holdings Slides: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 months ago

Upstart Holdings Slides: Q1 2026


Upstart Holdings Earnings release: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 months ago

Upstart Holdings Earnings release: Q1 2026


Upstart Holdings Quarterly report: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 months ago

Upstart Holdings Quarterly report: Q1 2026


Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 4 months ago

Upstart Announces First Quarter 2026 Results


Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 5 months ago

Upstart Holdings Proxy statement: Proxy filing


Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 5 months ago

Upstart Holdings Proxy statement: Proxy filing


DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 5 months ago

DuPage Credit Union Selects Upstart for Personal Lending


Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 5 months ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026


Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 5 months ago

Harborstone Credit Union Selects Upstart for Personal Lending


Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 5 months ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm


hopedieslast
hopedieslast Sep. 13 at 10:34 AM
$UPST damn; yeah, since he retired, he’s learning to be a retail investor like us.
0 · Reply
GMannerheim
GMannerheim Sep. 13 at 5:31 AM
$UPST OpenAI deciding not to go public due to “safety concerns”, Dario wanting to slow down further AI development, and the strong possibility of a rate hike. Doesn’t look good for next week. I hope I’m wrong.
0 · Reply
trade_the_gaps
trade_the_gaps Sep. 12 at 6:32 PM
$UPST since 2021 IPO there has only been 5 inside buying transaction and it’s all in bag holding territory. They buy to trap retail buyers (just like what TTD has done). I remember November 11, 2025 buy Paul did for 4$ million at $39 average, it has never touch that average since. Inside buying is bearish not bullish with UPST, these numbers don’t lie.
0 · Reply
framus_morrigan
framus_morrigan Sep. 12 at 12:04 PM
$UPST The price is at support area. Better for bulls if $24-25 holds or the price could want to test $20. Monthly chart.
2 · Reply
et1000
et1000 Sep. 11 at 11:49 PM
Ticker MLEC is the next nano float runner ! Every small float ticker has been running almost 500% recently Would not be surprised if they send MLEC up next. MLEC starting to make its move now! Only 573k shares outstanding! 💎 $CELH $UPST $MNKD $RZLV AI tech
0 · Reply
Sami2021
Sami2021 Sep. 11 at 9:31 PM
0 · Reply
PredictionFLO1
PredictionFLO1 Sep. 11 at 8:35 PM
$UPST OptionsFLO flow and daily chart read. The alert snapshot shows $188K in the Oct 16 $25 puts. Volume was 0.4x standing open interest at capture. Daily chart through Sep 11: last close $25.59, below its 20 and 50 day averages, with RSI at 36. The 3 month range is $25.09 to $36.90. Intraday volume does not establish whether a position was opened or held; the next settled open interest is the check.
0 · Reply
trade_the_gaps
trade_the_gaps Sep. 11 at 8:33 PM
$UPST $1.69 billion in convertible notes debt that they owe according to thier quarterly report. In 2021 they had a balance of $575 million, they print more money that our government. Stay far away from this one, have a good weekend
0 · Reply
JPine26
JPine26 Sep. 11 at 8:23 PM
$UPST going to try and grab some shares, just waiting for a few allowances and birthday checks to clear. Be back on Monday
1 · Reply
akinyo
akinyo Sep. 11 at 7:34 PM
$UPST I am picking up some at $20
1 · Reply
trade_the_gaps
trade_the_gaps Sep. 11 at 6:38 PM
$UPST his previous 2 buys led to more drawdown, his November buy was at $38 average. His inside buys has never been bullish. He’s been bag holding on all his buys. These numbers don’t lie
2 · Reply
Judy11
Judy11 Sep. 11 at 3:32 PM
$UPST ?????????????
0 · Reply
ZacksResearch
ZacksResearch Sep. 11 at 3:10 PM
🚀 $UPST is gaining momentum with fresh growth catalysts. 🏦 OCC approval for Upstart Bank could strengthen its funding model. 💰 A $4B Castlelake deal adds institutional funding support. 📈 Recent origination trends keep the growth story in focus. 👀 See if UPST’s growth story is still intact 👉 https://www.zacks.com/stock/quote/UPST/detailed-earning-estimates?cid=sm-stocktwits-0-detailed_estimates-oc-39547&ADID=SYND_STOCKTWITS_TWEET_0_DETAILEDESTIMATES_OC_39547
0 · Reply
Crodies
Crodies Sep. 11 at 2:35 PM
$UPST was looking at long dated calls here when it was $26.50, glad i didn't pull the trigger. Probably will soon though
0 · Reply
BB_88_
BB_88_ Sep. 11 at 2:16 PM
$UPST and KRMN def upside
0 · Reply
RampantGryphonAssets
RampantGryphonAssets Sep. 11 at 2:15 PM
$UPST $TTD TTD is a dead company with no growth with only cash as asset, UPST is a high growth company disrupting a big industry ancient infrastructure.
1 · Reply
zeezbottoms
zeezbottoms Sep. 11 at 2:05 PM
$UPST Paul shitgu Dave Girotard Dumbjay Shitta
1 · Reply
CEM97
CEM97 Sep. 11 at 2:02 PM
$UPST do people realize this is going to $20 wayyyy before $30. Remember what happened to $TTD when their CEO bought at $23? It’s at $13 now
1 · Reply
trade_the_gaps
trade_the_gaps Sep. 11 at 2:00 PM
$UPST numbers don’t lie, more inside selling than buying, this was a classic bull trap, the intraday pump and dump has been a pattern all month. The $1.69 billion dollars in convertible note debt is why bears will keep shorting, see you at $20
1 · Reply
simplevegan
simplevegan Sep. 11 at 1:55 PM
$UPST green to red Shitstart forever
1 · Reply
RampantGryphonAssets
RampantGryphonAssets Sep. 11 at 1:48 PM
$UPST Matket ripping + Great Upst news = price down. I hate stock market.
0 · Reply
CEM97
CEM97 Sep. 11 at 1:44 PM
$UPST get wrecked
0 · Reply