Upstart Holdings Inc (UPST)

$48.22 -0.68 (-1.40%)
Market Cap 4.74B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 237.95
Forward PE 110.67
Profit Margin -20.20%
Debt to Equity Ratio 2.50
Volume 3,063,300
Avg Vol 6,026,122
Day's Range N/A - N/A
Shares Out 97.29M
Stochastic %K 72%
Beta 2.27
Analysts Sell
Price Target $54.80

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
UgoGreg
UgoGreg Dec. 24 at 10:42 PM
$UPST https://youtu.be/TzMMCBPPSd4
0 · Reply
bullenkuh
bullenkuh Dec. 24 at 9:38 PM
$UPST Unfortunately, all you read here is nonsense. Completely unnecessary.
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 6:01 PM
$UPST All Time Low incoming 🤣🤣🤣🤣🤣 greatest sell off incoming 😎
0 · Reply
Trader5678
Trader5678 Dec. 24 at 5:28 PM
$UPST What I see here is a stock waiting to melt up as soon as mngt reveals how kick*ss 4Q 2025 was!
0 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 4:58 PM
$UPST disgrace to underperform spy
0 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 4:40 PM
$UPST groundhog day. We are all turning to dust. Shit is stuck
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 4:37 PM
$UPST stay in red for EVER... markets all Time High.... market rip incoming soon.... This bullshit stonk is the first sell off company... Scaaaaaaaaaaam
1 · Reply
Ragnarok77
Ragnarok77 Dec. 24 at 4:32 PM
$UPST They really like to pin this down. We going rest of calendar year without a real breakout?
0 · Reply
PinkPanther0
PinkPanther0 Dec. 24 at 4:31 PM
$UPST What a disappointing year -22% YTD
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 4:18 PM
$IREN RIP Zero $UPST RIP Zero $BMNR RIP Zero $COIN RIP Zero
0 · Reply
Latest News on UPST
Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 7 days ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 21 days ago

Upstart: Improving Fundamentals And A Still Discounted Price

Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 22 days ago

Upstart: Beware The Issues In The Auto Loan Kitchen

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

Nov 13, 2025, 3:05 PM EST - 5 weeks ago

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

CARS CHH HIMS LCID MPW NOG SPHR

Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 6 weeks ago

Upstart: Artificial Pain

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 6 weeks ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Nov 10, 2025, 5:06 PM EST - 6 weeks ago

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 6 weeks ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 7 weeks ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 7 weeks ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 7 weeks ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 7 weeks ago

Upstart Stock Slides After Mixed Q3 Results: Details

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 7 weeks ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 7 weeks ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 2 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy

Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 2 months ago

Peak Credit Union Selects Upstart for Personal Lending

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Oct 28, 2025, 9:15 AM EDT - 2 months ago

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Oct 24, 2025, 11:40 AM EDT - 2 months ago

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Oct 15, 2025, 9:00 AM EDT - 2 months ago

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 2 months ago

Upstart: Confusion Leads To Opportunity

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

Oct 10, 2025, 3:15 PM EDT - 2 months ago

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

SOFI

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Oct 6, 2025, 4:05 PM EDT - 2 months ago

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 3 months ago

Upstart: AI Displacement Risks Are Overblown

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Sep 9, 2025, 10:00 AM EDT - 3 months ago

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Sep 8, 2025, 3:31 PM EDT - 3 months ago

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Sep 5, 2025, 1:52 PM EDT - 3 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Aug 27, 2025, 9:00 AM EDT - 4 months ago

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Aug 19, 2025, 4:05 PM EDT - 4 months ago

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 4 months ago

Upstart: GAAP Inflection Point

ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 4 months ago

ABNB Federal Credit Union Selects Upstart for Personal Loans

Undercovered Dozen: Petrobras, IonQ, Brookfield Infrastructure And More

Aug 12, 2025, 10:41 AM EDT - 4 months ago

Undercovered Dozen: Petrobras, IonQ, Brookfield Infrastructure And More

BIP IONQ PBR ASTS BIPC CRDO JPM

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Aug 12, 2025, 12:16 AM EDT - 4 months ago

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 4 months ago

Why Is Upstart Stock Trading Lower On Monday?

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Aug 11, 2025, 7:38 AM EDT - 4 months ago

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Aug 6, 2025, 4:06 PM EDT - 5 months ago

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Aug 6, 2025, 2:46 PM EDT - 5 months ago

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 5 months ago

Upstart: Hitting A Wall

Upstart CEO: AI-powered lending creates far better product for consumer

Aug 6, 2025, 11:32 AM EDT - 5 months ago

Upstart CEO: AI-powered lending creates far better product for consumer

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 5 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 5 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 5 months ago

Upstart Announces Results for Second Quarter 2025

Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects

Aug 5, 2025, 12:59 AM EDT - 5 months ago

Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects

Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy

Aug 4, 2025, 12:28 PM EDT - 5 months ago

Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy

Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish

Aug 4, 2025, 11:21 AM EDT - 5 months ago

Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish

Cabrillo Credit Union Selects Upstart for Personal Lending

Jul 16, 2025, 9:00 AM EDT - 5 months ago

Cabrillo Credit Union Selects Upstart for Personal Lending

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Jul 7, 2025, 4:05 PM EDT - 6 months ago

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Upstart: An AI Fintech Gem

Jul 4, 2025, 11:17 AM EDT - 6 months ago

Upstart: An AI Fintech Gem

5 Stock Picks For June From Wall Street's Most Accurate Analysts

Jul 1, 2025, 7:57 AM EDT - 6 months ago

5 Stock Picks For June From Wall Street's Most Accurate Analysts

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Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Jun 25, 2025, 9:00 AM EDT - 6 months ago

Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

Jun 12, 2025, 4:46 PM EDT - 6 months ago

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

GE HOOD LMND NFLX TSLA TWLO

UgoGreg
UgoGreg Dec. 24 at 10:42 PM
$UPST https://youtu.be/TzMMCBPPSd4
0 · Reply
bullenkuh
bullenkuh Dec. 24 at 9:38 PM
$UPST Unfortunately, all you read here is nonsense. Completely unnecessary.
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 6:01 PM
$UPST All Time Low incoming 🤣🤣🤣🤣🤣 greatest sell off incoming 😎
0 · Reply
Trader5678
Trader5678 Dec. 24 at 5:28 PM
$UPST What I see here is a stock waiting to melt up as soon as mngt reveals how kick*ss 4Q 2025 was!
0 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 4:58 PM
$UPST disgrace to underperform spy
0 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 4:40 PM
$UPST groundhog day. We are all turning to dust. Shit is stuck
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 4:37 PM
$UPST stay in red for EVER... markets all Time High.... market rip incoming soon.... This bullshit stonk is the first sell off company... Scaaaaaaaaaaam
1 · Reply
Ragnarok77
Ragnarok77 Dec. 24 at 4:32 PM
$UPST They really like to pin this down. We going rest of calendar year without a real breakout?
0 · Reply
PinkPanther0
PinkPanther0 Dec. 24 at 4:31 PM
$UPST What a disappointing year -22% YTD
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 4:18 PM
$IREN RIP Zero $UPST RIP Zero $BMNR RIP Zero $COIN RIP Zero
0 · Reply
trade_the_gaps
trade_the_gaps Dec. 24 at 2:58 PM
$UPST they going to crush these calls, no $50 this week but the trend is still bullish for a nice set up going into 2026.
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 2:58 PM
$COIN Zero play No.2 $BMNR Zero play NO.1 $UPST Zero play No.3 💩💩💩💩💩💩💩💩💩💩💩💩💩💩
0 · Reply
Fergus20
Fergus20 Dec. 24 at 2:46 PM
$UPST fck each and every one of you.
1 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 2:41 PM
$UPST EVERY DAY...now to loxer lows.... back to 52 Week low
0 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 2:36 PM
$UPST pos, thanks. Merry xmas
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 2:36 PM
$UPST zeroooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo and DEEPER
0 · Reply
TrendAnnihilator
TrendAnnihilator Dec. 24 at 2:33 PM
$IREN $UPST you’re regarded
1 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 2:33 PM
$IREN Short again to $33.... next year single Digits 💩 ultra Penny STONK incoming $UPST
0 · Reply
I_am_Sparta
I_am_Sparta Dec. 24 at 2:28 PM
$UPST RIP hard to CHAPTER 11... FRAUD
0 · Reply
trade_the_gaps
trade_the_gaps Dec. 24 at 2:25 PM
$UPST $SPY $QQQ $NVDA santa rally has never failed after the 3rd try, 2023 and 2024 it failed and now 2025 starts today, get ready folks for some bull money
0 · Reply
Wax_Bean_futures
Wax_Bean_futures Dec. 24 at 1:44 PM
$UPST I sold about 197 shares this morning. Just my share-specific lots of shares where I was underwater on (for tax-loss purposes). Getting impatient after years in this one. Cramer mentioned Upstart yesterday on Mad Money, so maybe that's our signal we're heading much higher now lol.
2 · Reply
Bears_be_gone
Bears_be_gone Dec. 24 at 1:20 PM
$UPST half day today. Please hit 50. Shit is boring us to death
0 · Reply