Upstart Holdings Inc (UPST)

$74.99 -0.63 (-0.83%)
Market Cap 7.19B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 1,317.17
Profit Margin -20.20%
Debt to Equity Ratio 1.97
Volume 8,116,900
Avg Vol 6,640,804
Day's Range N/A - N/A
Shares Out 95.15M
Stochastic %K 65%
Beta 2.37
Analysts Sell
Price Target $60.59

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
trading__analysis
trading__analysis Jul. 15 at 9:23 AM
$UPST that 0.236 extension is the final IHS Pt as well. Was trading $AFRM as well which has almost identical chart
0 · Reply
trading__analysis
trading__analysis Jul. 15 at 9:22 AM
I also hate this ticker bc it is irrational but I think there's a great long opportunity with a daily close over 80 $UPST cup & handle setup
0 · Reply
bwilly023
bwilly023 Jul. 15 at 3:06 AM
$UPST looking strong, next leg up soon
0 · Reply
cmr000
cmr000 Jul. 15 at 1:38 AM
$UPST 49
0 · Reply
thinuselektra
thinuselektra Jul. 15 at 1:29 AM
$PGY $UPST Castle lake pivoting towards Pagaya? What do you think?
0 · Reply
LiveTradePro
LiveTradePro Jul. 14 at 11:18 PM
$UPST I like this double dip Volume worth noting https://share.trendspider.com/chart/UPST/66823q4hjk
0 · Reply
Maximus_Meridius
Maximus_Meridius Jul. 14 at 10:27 PM
$UPST nicely close above the conversion line. Testing last thrusday tomorrow? 52wh b4 ER and 120s after?
0 · Reply
PuppersandStonks
PuppersandStonks Jul. 14 at 10:12 PM
$UPST $80 tomorrow 👀
0 · Reply
Stockabilities
Stockabilities Jul. 14 at 10:07 PM
$UPST Unusual flow in the $80 strike, kind of liking this company at this valuation currently. Could see $100 within a year.
1 · Reply
Judy11
Judy11 Jul. 14 at 10:06 PM
$UPST wtf
0 · Reply
Latest News on UPST
Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Jul 7, 2025, 4:05 PM EDT - 7 days ago

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Upstart: An AI Fintech Gem

Jul 4, 2025, 11:17 AM EDT - 10 days ago

Upstart: An AI Fintech Gem

5 Stock Picks For June From Wall Street's Most Accurate Analysts

Jul 1, 2025, 7:57 AM EDT - 13 days ago

5 Stock Picks For June From Wall Street's Most Accurate Analysts

DOMO EQT GEO KTOS

Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Jun 25, 2025, 9:00 AM EDT - 19 days ago

Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

Jun 12, 2025, 4:46 PM EDT - 4 weeks ago

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

GE HOOD LMND NFLX TSLA TWLO

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2

Jun 11, 2025, 5:26 PM EDT - 4 weeks ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2

Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings

Jun 10, 2025, 6:45 AM EDT - 4 weeks ago

Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings

ACHR ARCX UPSX

Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

Jun 3, 2025, 4:35 PM EDT - 5 weeks ago

Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

Upstart: Inflection Point In Sight

Jun 3, 2025, 10:55 AM EDT - 5 weeks ago

Upstart: Inflection Point In Sight

Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

May 30, 2025, 5:05 PM EDT - 6 weeks ago

Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

Upstart Holdings: Firing On All Cylinders

May 28, 2025, 12:30 PM EDT - 6 weeks ago

Upstart Holdings: Firing On All Cylinders

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

May 28, 2025, 11:28 AM EDT - 6 weeks ago

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

PGY

All In Credit Union Selects Upstart for Personal Lending

May 28, 2025, 9:00 AM EDT - 6 weeks ago

All In Credit Union Selects Upstart for Personal Lending

Upstart CTO and CFO to Participate in Fireside Chat at the BofA Securities 2025 Global Technology Conference

May 22, 2025, 4:05 PM EDT - 7 weeks ago

Upstart CTO and CFO to Participate in Fireside Chat at the BofA Securities 2025 Global Technology Conference

Best Loans for Bad Credit: Upstart's No Credit Check Loans Guaranteed Approval Direct Lender

May 20, 2025, 7:56 AM EDT - 7 weeks ago

Best Loans for Bad Credit: Upstart's No Credit Check Loans Guaranteed Approval Direct Lender

Upstart Holdings, Inc. (UPST) Barclays 15th Annual Emerging Payments and FinTech Forum (Transcript)

May 19, 2025, 1:00 PM EDT - 2 months ago

Upstart Holdings, Inc. (UPST) Barclays 15th Annual Emerging Payments and FinTech Forum (Transcript)

Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural 'AI Day'

May 14, 2025, 2:01 PM EDT - 2 months ago

Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural 'AI Day'

Upstart to Host First-Ever 'AI Day' Investor Event Today (May 14, 2025)

May 14, 2025, 7:00 AM EDT - 2 months ago

Upstart to Host First-Ever 'AI Day' Investor Event Today (May 14, 2025)

Best Loans For Bad Credit: Upstart's Guaranteed Personal Loans with No Credit Needed for Scores Below 580

May 14, 2025, 12:43 AM EDT - 2 months ago

Best Loans For Bad Credit: Upstart's Guaranteed Personal Loans with No Credit Needed for Scores Below 580

Upstart Stock Drops Despite Q1 Beat: Analysts Highlight AI Progress, Warn Of Inflation Risks

May 7, 2025, 1:14 PM EDT - 2 months ago

Upstart Stock Drops Despite Q1 Beat: Analysts Highlight AI Progress, Warn Of Inflation Risks

Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript

May 6, 2025, 8:34 PM EDT - 2 months ago

Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript

Upstart Personal Loan Originations Grow 83% Year Over Year

May 6, 2025, 8:28 PM EDT - 2 months ago

Upstart Personal Loan Originations Grow 83% Year Over Year

Upstart tumbles on second-quarter outlook, even as its full-year forecast gets more upbeat

May 6, 2025, 5:55 PM EDT - 2 months ago

Upstart tumbles on second-quarter outlook, even as its full-year forecast gets more upbeat

Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement

May 6, 2025, 4:05 PM EDT - 2 months ago

Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement

Upstart Announces Results for First Quarter 2025

May 6, 2025, 4:05 PM EDT - 2 months ago

Upstart Announces Results for First Quarter 2025

Upstart: AI Edge Is Fueling Outperformance Amidst Macro Uncertainty

May 2, 2025, 5:14 PM EDT - 2 months ago

Upstart: AI Edge Is Fueling Outperformance Amidst Macro Uncertainty

Upstart's Q1 Preview: The Business Is Great, The Environment Isn't

May 1, 2025, 8:25 AM EDT - 2 months ago

Upstart's Q1 Preview: The Business Is Great, The Environment Isn't

Lake Trust Credit Union Selects Upstart for Personal Lending

Apr 30, 2025, 9:00 AM EDT - 2 months ago

Lake Trust Credit Union Selects Upstart for Personal Lending

Upstart: Revisiting The Bull Case Amid Macroeconomic Uncertainties

Apr 30, 2025, 2:29 AM EDT - 2 months ago

Upstart: Revisiting The Bull Case Amid Macroeconomic Uncertainties

Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum

Apr 28, 2025, 4:05 PM EDT - 2 months ago

Upstart CEO to Participate in Fireside Chat at the Barclays 15th Annual Emerging Payments and FinTech Forum

First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart

Apr 16, 2025, 9:00 AM EDT - 3 months ago

First Commonwealth Expands Access to Personal Loans Through Partnership with Upstart

Upstart to Announce First Quarter 2025 Results on May 6, 2025

Apr 7, 2025, 4:05 PM EDT - 3 months ago

Upstart to Announce First Quarter 2025 Results on May 6, 2025

NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated

Mar 31, 2025, 5:41 AM EDT - 3 months ago

NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated

Upstart: Looking For The Buy Zone

Mar 30, 2025, 11:21 AM EDT - 3 months ago

Upstart: Looking For The Buy Zone

Upstart: One Meme Stock Worth Buying Amidst The Chaos (Rating Upgrade)

Mar 28, 2025, 9:14 AM EDT - 3 months ago

Upstart: One Meme Stock Worth Buying Amidst The Chaos (Rating Upgrade)

Upstart Consumer Brands Are Challenging Food Giants

Mar 28, 2025, 3:00 AM EDT - 3 months ago

Upstart Consumer Brands Are Challenging Food Giants

Upstart Holdings, Inc. (UPST) The Citizens JMP Technology Conference (Transcript)

Mar 3, 2025, 8:17 PM EST - 4 months ago

Upstart Holdings, Inc. (UPST) The Citizens JMP Technology Conference (Transcript)

Evaluating Upstart: A Cautious Path To Investment In Uncertain Times

Feb 28, 2025, 9:35 AM EST - 4 months ago

Evaluating Upstart: A Cautious Path To Investment In Uncertain Times

Upstart: You Have Seen Nothing Yet

Feb 25, 2025, 9:17 AM EST - 4 months ago

Upstart: You Have Seen Nothing Yet

Upstart Appoints Peter Bernard to Its Board of Directors

Feb 19, 2025, 9:00 AM EST - 5 months ago

Upstart Appoints Peter Bernard to Its Board of Directors

Holyoke Credit Union Selects Upstart for Personal Lending

Feb 19, 2025, 9:00 AM EST - 5 months ago

Holyoke Credit Union Selects Upstart for Personal Lending

Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025

Feb 19, 2025, 2:42 AM EST - 5 months ago

Upstart: Strong Buy Rating Ahead Of Projected $1 Billion Revenue In 2025

Upstart: Expensive Fintech Play

Feb 18, 2025, 9:49 AM EST - 5 months ago

Upstart: Expensive Fintech Play

Upstart's Profitable Growth Cadence Does Not Warrant The Baked In Upside

Feb 15, 2025, 10:00 AM EST - 5 months ago

Upstart's Profitable Growth Cadence Does Not Warrant The Baked In Upside

Upstart: Volatile Revenue And High Valuations Should Make It Not Worth Your Interest

Feb 15, 2025, 3:30 AM EST - 5 months ago

Upstart: Volatile Revenue And High Valuations Should Make It Not Worth Your Interest

Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%

Feb 14, 2025, 4:00 AM EST - 5 months ago

Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4%

AFRM BILL

Upstart Q4: The Market's Reaction Is Warranted

Feb 13, 2025, 2:39 AM EST - 5 months ago

Upstart Q4: The Market's Reaction Is Warranted

Upstart Holdings' Surge Offers A Prime Opportunity To Cash Out (Downgrade)

Feb 12, 2025, 6:29 PM EST - 5 months ago

Upstart Holdings' Surge Offers A Prime Opportunity To Cash Out (Downgrade)

Upstart Is A Good Fit For Fintech Growth Investors, Analyst Says

Feb 12, 2025, 1:38 PM EST - 5 months ago

Upstart Is A Good Fit For Fintech Growth Investors, Analyst Says

Crude Oil Down Over 2%; Upstart Shares Jump Following Earnings

Feb 12, 2025, 12:08 PM EST - 5 months ago

Crude Oil Down Over 2%; Upstart Shares Jump Following Earnings

trading__analysis
trading__analysis Jul. 15 at 9:23 AM
$UPST that 0.236 extension is the final IHS Pt as well. Was trading $AFRM as well which has almost identical chart
0 · Reply
trading__analysis
trading__analysis Jul. 15 at 9:22 AM
I also hate this ticker bc it is irrational but I think there's a great long opportunity with a daily close over 80 $UPST cup & handle setup
0 · Reply
bwilly023
bwilly023 Jul. 15 at 3:06 AM
$UPST looking strong, next leg up soon
0 · Reply
cmr000
cmr000 Jul. 15 at 1:38 AM
$UPST 49
0 · Reply
thinuselektra
thinuselektra Jul. 15 at 1:29 AM
$PGY $UPST Castle lake pivoting towards Pagaya? What do you think?
0 · Reply
LiveTradePro
LiveTradePro Jul. 14 at 11:18 PM
$UPST I like this double dip Volume worth noting https://share.trendspider.com/chart/UPST/66823q4hjk
0 · Reply
Maximus_Meridius
Maximus_Meridius Jul. 14 at 10:27 PM
$UPST nicely close above the conversion line. Testing last thrusday tomorrow? 52wh b4 ER and 120s after?
0 · Reply
PuppersandStonks
PuppersandStonks Jul. 14 at 10:12 PM
$UPST $80 tomorrow 👀
0 · Reply
Stockabilities
Stockabilities Jul. 14 at 10:07 PM
$UPST Unusual flow in the $80 strike, kind of liking this company at this valuation currently. Could see $100 within a year.
1 · Reply
Judy11
Judy11 Jul. 14 at 10:06 PM
$UPST wtf
0 · Reply
Pay_The_Price
Pay_The_Price Jul. 14 at 10:01 PM
$UPST 🤔 could be the next swing.
0 · Reply
LewisDaKat
LewisDaKat Jul. 14 at 9:55 PM
News out UPST Price Target Alert: $71.00. Issued by Goldman Sachs https://marketwirenews.com/news-releases/upst-price-target-alert-71-00-issued-by-goldman-sach-7435116663742573.html $UPST
1 · Reply
77MAINSTREET
77MAINSTREET Jul. 14 at 9:26 PM
$UPST GS will keep short pressure on this thing. Any miss step this week and this will fall like 9:31 AM
0 · Reply
GunsNRoses1
GunsNRoses1 Jul. 14 at 9:22 PM
$UPST Goldman Sachs is well aware that bank earnings kick off tomorrow. These results will have a direct impact on UPST, and they’re smart enough to scoop up shares from weak hands ahead of the move.
0 · Reply
Lumberjack6
Lumberjack6 Jul. 14 at 9:03 PM
$UPST added at 70$ this morning, damn… 😳
0 · Reply
SoggyBottomBoys3
SoggyBottomBoys3 Jul. 14 at 8:13 PM
$UPST today could have been a lot worse on such big news but CEO is a great leader and came out to support the stock He is very aware of what is happening He is bullish so am I
1 · Reply
WallStreetBuyDip
WallStreetBuyDip Jul. 14 at 8:02 PM
For my followers - made it look easy to understand what H% is. Reviewing past trades is crucial to learn why it worked out or not. I make this so that it's visually easy to see what H% is and how I use it to make a trade. This trade is from $UPST Algos are complex, this is why I only buy when H% is low. I'm very strict about this rule.
0 · Reply
Maximus_Meridius
Maximus_Meridius Jul. 14 at 7:49 PM
$UPST funny if this closes green....lol
0 · Reply
Wax_Bean_futures
Wax_Bean_futures Jul. 14 at 7:15 PM
$UPST Goldman Sachs scooped up some shares with you
0 · Reply
Omegacy2
Omegacy2 Jul. 14 at 6:04 PM
i scalps many smaller gain +3-5% since few days when market go nowhere. rxst capr hele byrn and today $ZETA +3% long and shorted +2%. $UPST i called for a bounce 45s few weeks go and today i shorted 73-72 and cover 71-70. $VEON i have called few weeks ago 2x 35 and out 40-42. today i shorted 53-52 and cover 51 total good profits. @Phil_Leotardo69 lmao i shorted $UNG 2x 15.3-15.4 and cover 15.2-15.1.
2 · Reply
Hahahahajajaja
Hahahahajajaja Jul. 14 at 5:43 PM
$UPST super overvalued
2 · Reply
philmeister
philmeister Jul. 14 at 5:38 PM
$UPST This is what Goldman said in May 2025- https://www.gurufocus.com/news/2844497/goldman-sachs-maintains-sell-rating-on-upstart-holdings-upst-with-a-price-target-increase-upst-stock-news
2 · Reply