Upstart Holdings Inc (UPST)

$37.29 -2.33 (-5.88%)
Market Cap 3.85B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 194.65
Forward PE 90.54
Profit Margin -20.20%
Debt to Equity Ratio 2.50
Volume 6,658,800
Avg Vol 7,660,794
Day's Range N/A - N/A
Shares Out 97.29M
Stochastic %K 10%
Beta 2.26
Analysts Sell
Price Target $54.80

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
RedAussie
RedAussie Nov. 14 at 5:32 PM
$UPST There she goes, there she goes again.
0 · Reply
Fergus20
Fergus20 Nov. 14 at 5:22 PM
$UPST needs to close above 41.75 for any hope of a recovery.
1 · Reply
Judy11
Judy11 Nov. 14 at 5:18 PM
$UPST posssss
0 · Reply
mrstuko
mrstuko Nov. 14 at 5:18 PM
$UPST hello again UPST😁
0 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 5:14 PM
$UPST paul gu is full sending this. Cheers broski
1 · Reply
Trader5678
Trader5678 Nov. 14 at 5:06 PM
$UPST Seeking Alpha report out earlier...."UPST stock now trades at a low valuation, around 4x 2026 sales and 16x 2026 EPS targets, making it attractive for value-oriented investors despite execution concerns." https://seekingalpha.com/article/4842711-upstart-artificial-pain?feed_item_type=article&utm_campaign=%7Clogin_now_link&utm_medium=referral&utm_source=bloomberg_st
0 · Reply
MX_Trader
MX_Trader Nov. 14 at 5:05 PM
$UPST Should fill that ER gap at $45 next week 🚀
0 · Reply
FudiDestroyer
FudiDestroyer Nov. 14 at 5:02 PM
$UPST Panchod key hounda pai ahh. Keep this machod stock below $40
1 · Reply
SkookBuffett
SkookBuffett Nov. 14 at 4:56 PM
$UPST good move today, looking for 42-44 for a sell area
1 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 4:50 PM
$UPST whole marker might lift in thanksgiving week. Shorts are playing with fire. Delaying the inevitable. Even if they win this battle in 2025...bulls are winning the war in 2026.
0 · Reply
Latest News on UPST
Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

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Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 1 day ago

Upstart: Artificial Pain

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 3 days ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Nov 10, 2025, 5:06 PM EST - 3 days ago

Upstart: The Buying Opportunity I've Been Waiting For (Rating Upgrade)

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 8 days ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 9 days ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 9 days ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 9 days ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 9 days ago

Upstart Stock Slides After Mixed Q3 Results: Details

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 9 days ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 14 days ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 16 days ago

Upstart: Growth Is Being Underestimated; Maintaining Buy

Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 16 days ago

Peak Credit Union Selects Upstart for Personal Lending

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Oct 28, 2025, 9:15 AM EDT - 17 days ago

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Oct 24, 2025, 11:40 AM EDT - 21 days ago

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Oct 15, 2025, 9:00 AM EDT - 4 weeks ago

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 4 weeks ago

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Oct 10, 2025, 3:15 PM EDT - 4 weeks ago

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Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Oct 6, 2025, 4:05 PM EDT - 5 weeks ago

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 6 weeks ago

Upstart: AI Displacement Risks Are Overblown

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Sep 9, 2025, 10:00 AM EDT - 2 months ago

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Sep 8, 2025, 3:31 PM EDT - 2 months ago

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Sep 5, 2025, 1:52 PM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Aug 27, 2025, 9:00 AM EDT - 2 months ago

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Aug 19, 2025, 4:05 PM EDT - 3 months ago

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 3 months ago

Upstart: GAAP Inflection Point

ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 3 months ago

ABNB Federal Credit Union Selects Upstart for Personal Loans

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Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Aug 12, 2025, 12:16 AM EDT - 3 months ago

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 3 months ago

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Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Aug 11, 2025, 7:38 AM EDT - 3 months ago

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Aug 6, 2025, 4:06 PM EDT - 3 months ago

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Aug 6, 2025, 2:46 PM EDT - 3 months ago

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 3 months ago

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Upstart CEO: AI-powered lending creates far better product for consumer

Aug 6, 2025, 11:32 AM EDT - 3 months ago

Upstart CEO: AI-powered lending creates far better product for consumer

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 3 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 3 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 3 months ago

Upstart Announces Results for Second Quarter 2025

Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects

Aug 5, 2025, 12:59 AM EDT - 3 months ago

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Aug 4, 2025, 12:28 PM EDT - 3 months ago

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Jul 7, 2025, 4:05 PM EDT - 4 months ago

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Jul 4, 2025, 11:17 AM EDT - 4 months ago

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KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2

Jun 11, 2025, 5:26 PM EDT - 5 months ago

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Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

Jun 3, 2025, 4:35 PM EDT - 5 months ago

Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

RedAussie
RedAussie Nov. 14 at 5:32 PM
$UPST There she goes, there she goes again.
0 · Reply
Fergus20
Fergus20 Nov. 14 at 5:22 PM
$UPST needs to close above 41.75 for any hope of a recovery.
1 · Reply
Judy11
Judy11 Nov. 14 at 5:18 PM
$UPST posssss
0 · Reply
mrstuko
mrstuko Nov. 14 at 5:18 PM
$UPST hello again UPST😁
0 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 5:14 PM
$UPST paul gu is full sending this. Cheers broski
1 · Reply
Trader5678
Trader5678 Nov. 14 at 5:06 PM
$UPST Seeking Alpha report out earlier...."UPST stock now trades at a low valuation, around 4x 2026 sales and 16x 2026 EPS targets, making it attractive for value-oriented investors despite execution concerns." https://seekingalpha.com/article/4842711-upstart-artificial-pain?feed_item_type=article&utm_campaign=%7Clogin_now_link&utm_medium=referral&utm_source=bloomberg_st
0 · Reply
MX_Trader
MX_Trader Nov. 14 at 5:05 PM
$UPST Should fill that ER gap at $45 next week 🚀
0 · Reply
FudiDestroyer
FudiDestroyer Nov. 14 at 5:02 PM
$UPST Panchod key hounda pai ahh. Keep this machod stock below $40
1 · Reply
SkookBuffett
SkookBuffett Nov. 14 at 4:56 PM
$UPST good move today, looking for 42-44 for a sell area
1 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 4:50 PM
$UPST whole marker might lift in thanksgiving week. Shorts are playing with fire. Delaying the inevitable. Even if they win this battle in 2025...bulls are winning the war in 2026.
0 · Reply
RedAussie
RedAussie Nov. 14 at 4:46 PM
$UPST you were right, Sir.
1 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 4:38 PM
$UPST overdue for a 20 percent intraday move. Shorts need to choke
0 · Reply
Phunangler
Phunangler Nov. 14 at 4:37 PM
$UPST
0 · Reply
trvlrmm
trvlrmm Nov. 14 at 4:34 PM
$UPST Bottom tested at 36. Road to 50s should be clear as long as the big money thinks they have robbed enough cheap shares
0 · Reply
ERQ
ERQ Nov. 14 at 4:33 PM
$UPST I jumped out of my office window yesterday to end it all after trading. Thank god my house is only one story.
0 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 4:30 PM
$UPST black friday in 2 weeks' time. Thanksgiving
0 · Reply
G_Ambler
G_Ambler Nov. 14 at 4:18 PM
$UPST Pump it!
0 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 3:54 PM
$UPST i pray we hit 50 in december. I pray. Need a good xmas to finish the year strong. Too many clown bears
1 · Reply
Bears_be_gone
Bears_be_gone Nov. 14 at 3:36 PM
$UPST ez buy. People will buy high again. Smart buyers are byying now
1 · Reply
Fergus20
Fergus20 Nov. 14 at 3:06 PM
$UPST the CFO adding shares just confirms there will be no major announcements for the foreseeable future. This is getting walked back down quickly.
1 · Reply
investoparker
investoparker Nov. 14 at 3:03 PM
$UPST shake out the babies. On its way back to 80$
0 · Reply
svkvs
svkvs Nov. 14 at 2:50 PM
$UPST Bottom Line Summary (ref: chatgpt) ✔ Susquehanna group now beneficially owns 5.7% of UPST (5.53M shares). ✔ Includes 4.53M shares worth of call options. ✔ Filing made as ordinary-course institutional ownership, not activism. ✔ Reflects market-making / derivatives exposure rather than a deep investment thesis. ✔ Generally seen as neutral-to-slightly positive for stock stability and liquidity.
0 · Reply