Upstart Holdings Inc (UPST)

$32.01 +1.72 (5.68%)
Market Cap 3.10B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 96.03
Forward PE 36.53
Profit Margin 5.13%
Debt to Equity Ratio 2.62
Volume 2,323,035
Avg Vol 4,692,832
Day's Range N/A - N/A
Shares Out 95.71M
Stochastic %K 89%
Beta 2.26
Analysts Sell
Price Target $38.59

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
WolfofStockTits
WolfofStockTits Jun. 4 at 6:02 PM
$UPST wtf is this doing!? Pinging between $34 and $30.. Breakout already
0 · Reply
Butler81
Butler81 Jun. 4 at 5:10 PM
The market seems focused on current revenue. I'm more interested in where the product sits in the decision-making process. The deeper a lender integrates risk intelligence into underwriting, the harder it becomes to replace. That's usually where the real enterprise value gets created. $INVRF $INVR.CSE $SOFI $PLTR $UPST
0 · Reply
EquityFocus
EquityFocus Jun. 4 at 5:09 PM
I keep seeing people compare Inverite to data providers. I think that's missing the point. Data is a commodity. Reducing defaults by 41% in a live lending environment is not. If those results continue showing up across additional lenders, the conversation shifts from "what data do you have?" to "how much money can you save me?" $INVRF $INVR.CSE $UPST
0 · Reply
EquityFocus
EquityFocus Jun. 4 at 5:08 PM
The part that stood out to me wasn't the 30% platform growth. It was the 71% growth in risk intelligence requests. That suggests customers are moving beyond simple bank verification and are actually embedding Inverite deeper into underwriting decisions. If that's what's happening, the value per customer could end up being much higher than most people currently assume. $INVRF $INVR.CSE $UPST $SOFI
0 · Reply
BoBhohol
BoBhohol Jun. 4 at 3:25 PM
$UPST
0 · Reply
minimalist
minimalist Jun. 4 at 3:16 PM
$UPST WELP, we recovered yesterdays losses. Not a bad start.
0 · Reply
Jimmy7s
Jimmy7s Jun. 4 at 2:26 PM
$UPST $AMD $MU $INTC carry significant downside risk — that's widely understood. Fintech has been beaten down for nearly a year straight. So honest question: do you genuinely believe MU can double to an $8 trillion market cap, making it roughly the 3rd largest economy in the world by GDP? Or is it more realistic that fintech could 4x from here and simply return to where it was trading about a year ago?
1 · Reply
LadsAndGents
LadsAndGents Jun. 4 at 2:10 PM
$UPST would believe only if we rise 10% plus else I am just waiting for big squeeze
0 · Reply
Bears_be_gone
Bears_be_gone Jun. 4 at 2:09 PM
$UPST a cup in a cup?
0 · Reply
Hanover_Fiste
Hanover_Fiste Jun. 4 at 2:07 PM
$UPST Time melt some shorts 🩳
0 · Reply
Latest News on UPST
DEADLINE NEXT WEEK: Berger Montague Advises Upstart Holdings, Inc. (NASDAQ: UPST) Investors to Contact the Firm Before June 8, 2026

Jun 4, 2026, 9:51 AM EDT - 4 hours ago

DEADLINE NEXT WEEK: Berger Montague Advises Upstart Holdings, Inc. (NASDAQ: UPST) Investors to Contact the Firm Before June 8, 2026

Upstart Publishes May 2026 Origination Volume

Jun 3, 2026, 7:55 AM EDT - 1 day ago

Upstart Publishes May 2026 Origination Volume

Upstart Publishes April 2026 UMI

May 28, 2026, 4:08 PM EDT - 6 days ago

Upstart Publishes April 2026 UMI

Upstart Holdings Transcript: AGM 2026

May 28, 2026, 12:00 PM EDT - 7 days ago

Upstart Holdings Transcript: AGM 2026

CCCU enters partnership with Upstart

2026-05-27T15:51:13.000Z - 8 days ago

CCCU enters partnership with Upstart

Community Choice Credit Union Selects Upstart for Personal Lending

May 27, 2026, 9:00 AM EDT - 8 days ago

Community Choice Credit Union Selects Upstart for Personal Lending

Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference

May 21, 2026, 4:05 PM EDT - 13 days ago

Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference

Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

May 21, 2026, 4:05 PM EDT - 13 days ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

Upstart Holdings Transcript: J.P. Morgan 54th Annual Global Technology, Media and Communications Conference

May 19, 2026, 4:15 PM EDT - 15 days ago

Upstart Holdings Transcript: J.P. Morgan 54th Annual Global Technology, Media and Communications Conference

Upstart appoints Wennes to Board of Directors

2026-05-19T13:18:52.000Z - 16 days ago

Upstart appoints Wennes to Board of Directors

Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors

May 19, 2026, 9:00 AM EDT - 16 days ago

Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors

Upstart CEO Paul Gu buys 50,000 shares

2026-05-14T13:53:33.000Z - 21 days ago

Upstart CEO Paul Gu buys 50,000 shares

Upstart selected by USF Credit Union for personal lending

2026-05-13T14:45:12.000Z - 22 days ago

Upstart selected by USF Credit Union for personal lending

USF Credit Union Selects Upstart for Personal Lending

May 13, 2026, 9:00 AM EDT - 22 days ago

USF Credit Union Selects Upstart for Personal Lending

Upstart price target lowered to $45 from $51 at Mizuho

2026-05-08T13:05:22.000Z - 27 days ago

Upstart price target lowered to $45 from $51 at Mizuho

Upstart price target lowered to $35 from $45 at Morgan Stanley

2026-05-07T19:00:17.000Z - 27 days ago

Upstart price target lowered to $35 from $45 at Morgan Stanley

Upstart price target lowered to $46 from $56 at Piper Sandler

2026-05-07T09:06:00.000Z - 4 weeks ago

Upstart price target lowered to $46 from $56 at Piper Sandler

Upstart price target lowered to $40 from $49 at Truist

2026-05-07T04:05:02.000Z - 4 weeks ago

Upstart price target lowered to $40 from $49 at Truist

Upstart price target lowered to $37 from $40 at Needham

2026-05-07T04:03:25.000Z - 4 weeks ago

Upstart price target lowered to $37 from $40 at Needham

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

May 6, 2026, 4:05 PM EDT - 4 weeks ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

Upstart's stock is getting punished after earnings. Here's the big gripe.

May 5, 2026, 5:32 PM EDT - 4 weeks ago

Upstart's stock is getting punished after earnings. Here's the big gripe.

Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 weeks ago

Upstart Holdings Earnings Call Transcript: Q1 2026

Upstart Holdings Slides: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 weeks ago

Upstart Holdings Slides: Q1 2026

Upstart Holdings Earnings release: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 weeks ago

Upstart Holdings Earnings release: Q1 2026

Upstart Holdings Quarterly report: Q1 2026

May 5, 2026, 4:30 PM EDT - 4 weeks ago

Upstart Holdings Quarterly report: Q1 2026

Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 4 weeks ago

Upstart Announces First Quarter 2026 Results

Justice Federal Credit Union has partnered with Upstart to broaden its reach

2026-04-30T14:19:34.000Z - 5 weeks ago

Justice Federal Credit Union has partnered with Upstart to broaden its reach

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Apr 30, 2026, 9:00 AM EDT - 5 weeks ago

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Upstart announces $1.25B forward-flow agreement with Fortress

2026-04-29T14:00:22.000Z - 5 weeks ago

Upstart announces $1.25B forward-flow agreement with Fortress

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

Apr 29, 2026, 8:45 AM EDT - 5 weeks ago

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Apr 23, 2026, 8:06 PM EDT - 5 weeks ago

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Upstart announces multi-year $1.2B forward-flow agreement

2026-04-22T13:25:51.000Z - 6 weeks ago

Upstart announces multi-year $1.2B forward-flow agreement

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

Apr 22, 2026, 8:45 AM EDT - 6 weeks ago

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Apr 21, 2026, 11:21 AM EDT - 6 weeks ago

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 7 weeks ago

Upstart Holdings Proxy statement: Proxy filing

Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 7 weeks ago

Upstart Holdings Proxy statement: Proxy filing

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Apr 15, 2026, 6:07 PM EDT - 7 weeks ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Apr 14, 2026, 5:25 PM EDT - 7 weeks ago

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Upstart price target lowered to $36 from $40 at BofA

2026-04-13T13:51:44.000Z - 7 weeks ago

Upstart price target lowered to $36 from $40 at BofA

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

Apr 9, 2026, 8:23 AM EDT - 2 months ago

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

DuPage Credit Union partners with Upstart for personal loans

2026-04-08T13:05:44.000Z - 2 months ago

DuPage Credit Union partners with Upstart for personal loans

DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 2 months ago

DuPage Credit Union Selects Upstart for Personal Lending

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 2 months ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Apr 6, 2026, 2:48 PM EDT - 2 months ago

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Upstart price target lowered to $51 from $66 at Mizuho

2026-03-26T11:16:01.000Z - 2 months ago

Upstart price target lowered to $51 from $66 at Mizuho

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 2 months ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 2 months ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 2 months ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM LC XYZ

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 2 months ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 2 months ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 3 months ago

Upstart Seeks Regulatory Blessing to Become a Bank

Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 3 months ago

Upstart to Apply for National Bank Charter

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Mar 10, 2026, 11:47 AM EDT - 3 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Mar 3, 2026, 4:50 PM EST - 3 months ago

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 3 months ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 3 months ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 3 months ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 3 months ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 3 months ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 3 months ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart Holdings Earnings Call Transcript: Q4 2025

Feb 10, 2026, 4:30 PM EST - 4 months ago

Upstart Holdings Earnings Call Transcript: Q4 2025

Upstart Holdings Annual report: Q4 2025

Feb 10, 2026, 4:30 PM EST - 4 months ago

Upstart Holdings Annual report: Q4 2025

Upstart Holdings Earnings release: Q4 2025

Feb 10, 2026, 4:30 PM EST - 4 months ago

Upstart Holdings Earnings release: Q4 2025

Upstart Holdings Slides: Q4 2025

Feb 10, 2026, 4:30 PM EST - 4 months ago

Upstart Holdings Slides: Q4 2025

Upstart Holdings Annual report: Q4 2025

Feb 10, 2026, 4:30 PM EST - 4 months ago

Upstart Holdings Annual report: Q4 2025

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 4 months ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 4 months ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 4 months ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 4 months ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 4 months ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 5 months ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 5 months ago

MyPoint Credit Union Selects Upstart for Personal Lending

WolfofStockTits
WolfofStockTits Jun. 4 at 6:02 PM
$UPST wtf is this doing!? Pinging between $34 and $30.. Breakout already
0 · Reply
Butler81
Butler81 Jun. 4 at 5:10 PM
The market seems focused on current revenue. I'm more interested in where the product sits in the decision-making process. The deeper a lender integrates risk intelligence into underwriting, the harder it becomes to replace. That's usually where the real enterprise value gets created. $INVRF $INVR.CSE $SOFI $PLTR $UPST
0 · Reply
EquityFocus
EquityFocus Jun. 4 at 5:09 PM
I keep seeing people compare Inverite to data providers. I think that's missing the point. Data is a commodity. Reducing defaults by 41% in a live lending environment is not. If those results continue showing up across additional lenders, the conversation shifts from "what data do you have?" to "how much money can you save me?" $INVRF $INVR.CSE $UPST
0 · Reply
EquityFocus
EquityFocus Jun. 4 at 5:08 PM
The part that stood out to me wasn't the 30% platform growth. It was the 71% growth in risk intelligence requests. That suggests customers are moving beyond simple bank verification and are actually embedding Inverite deeper into underwriting decisions. If that's what's happening, the value per customer could end up being much higher than most people currently assume. $INVRF $INVR.CSE $UPST $SOFI
0 · Reply
BoBhohol
BoBhohol Jun. 4 at 3:25 PM
$UPST
0 · Reply
minimalist
minimalist Jun. 4 at 3:16 PM
$UPST WELP, we recovered yesterdays losses. Not a bad start.
0 · Reply
Jimmy7s
Jimmy7s Jun. 4 at 2:26 PM
$UPST $AMD $MU $INTC carry significant downside risk — that's widely understood. Fintech has been beaten down for nearly a year straight. So honest question: do you genuinely believe MU can double to an $8 trillion market cap, making it roughly the 3rd largest economy in the world by GDP? Or is it more realistic that fintech could 4x from here and simply return to where it was trading about a year ago?
1 · Reply
LadsAndGents
LadsAndGents Jun. 4 at 2:10 PM
$UPST would believe only if we rise 10% plus else I am just waiting for big squeeze
0 · Reply
Bears_be_gone
Bears_be_gone Jun. 4 at 2:09 PM
$UPST a cup in a cup?
0 · Reply
Hanover_Fiste
Hanover_Fiste Jun. 4 at 2:07 PM
$UPST Time melt some shorts 🩳
0 · Reply
Stockzero123
Stockzero123 Jun. 4 at 2:06 PM
$UPST - unstoppable
0 · Reply
bkp_802
bkp_802 Jun. 4 at 2:01 PM
$UPST lol well this is nice.
0 · Reply
Tomleeks
Tomleeks Jun. 4 at 2:00 PM
$UPST now you go up wtf insold yesterday
0 · Reply
Fergus20
Fergus20 Jun. 4 at 1:42 PM
$UPST wow I was just tightening the noose and then saw we’re green.
2 · Reply
zeezbottoms
zeezbottoms Jun. 4 at 1:33 PM
$UPST - 62 cents in three minutes!
1 · Reply
690888G
690888G Jun. 4 at 1:28 PM
$UPST here we go
0 · Reply
FudiDestroyer
FudiDestroyer Jun. 4 at 9:52 AM
$UPST watching bulls suffer through this is very entraining. I hope it happens more. I want bulls to loose their wife’s, kids and house and everything
1 · Reply
FudiDestroyer
FudiDestroyer Jun. 4 at 9:51 AM
$UPST everytime this goes up. Just short it. It’s so easy to make money of this trash. In the end this stock price will never really go up. It has to go below $10
0 · Reply
supplySHOCK
supplySHOCK Jun. 4 at 8:53 AM
$AMZE $IRDM $QS $UPST swag
1 · Reply
bullenkuh
bullenkuh Jun. 4 at 8:37 AM
$UPST Furthermore, Upstart is now also part of the Pagaya network—a fact that was clearly explained and presented during Pagaya's most recent analyst call.
1 · Reply
Bears_be_gone
Bears_be_gone Jun. 4 at 8:34 AM
$UPST i pray we all have a stronger second half. We are all tired. We all deserve a bit of market success. Good luck
0 · Reply
bullenkuh
bullenkuh Jun. 4 at 8:24 AM
$UPST Pagaya and Upstart share prices are poised to explode; Upstart increased its lending volume by over 50% in May. If oil prices now fall and inflation subsides, these will be the two top stocks in the AI ​​sector with significant upside potential.
0 · Reply