Upstart Holdings Inc (UPST)

$33.36 +3.83 (12.97%)
Market Cap 2.90B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 71.95
Forward PE 29.85
Profit Margin 5.13%
Debt to Equity Ratio 2.29
Volume 9,615,600
Avg Vol 5,583,508
Day's Range N/A - N/A
Shares Out 98.06M
Stochastic %K 96%
Beta 2.16
Analysts Sell
Price Target $45.41

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
DragonAlgo
DragonAlgo Apr. 16 at 6:28 AM
šŸ‰ $UPST CALL ā€” DragonAlgoĀ® Signal Contract: UPST CALL Expiry: 2026-04-17 | Strike: $33.00 | Type: CALL Option Plan (premium): Entry: $1.10 Stop: $0.79 TP1: $1.43 TP2: $1.87 TP3: $2.64 šŸ”— https://dragonalgo.com
0 Ā· Reply
Bio_Apple
Bio_Apple Apr. 16 at 6:20 AM
$UPST Guys, we're on the verge of a short-covering rally leading up to the earnings report on May 5th.
0 Ā· Reply
BoBhohol
BoBhohol Apr. 16 at 4:14 AM
$UPST
0 Ā· Reply
BoBhohol
BoBhohol Apr. 16 at 4:07 AM
$UPST
0 Ā· Reply
Maximus_Meridius
Maximus_Meridius Apr. 16 at 1:08 AM
$UPST cant wait for the day it becomes Upstart Bank NA.
0 Ā· Reply
Metacognitive_Drivel
Metacognitive_Drivel Apr. 15 at 11:13 PM
$HOOD $PGY $UPST $AFRM just send them back to all-time highs and the past few months of awful price action will be forgiven.
0 Ā· Reply
BB_88_
BB_88_ Apr. 15 at 10:05 PM
$UPST looks like run has started
1 Ā· Reply
s3q
s3q Apr. 15 at 9:59 PM
$UPST $40ā€™s soon
1 Ā· Reply
Fergus20
Fergus20 Apr. 15 at 9:49 PM
$UPST big daddy gap is big daddy back! Such a tool but I hope heā€™s right.
0 Ā· Reply
trade_the_gaps
trade_the_gaps Apr. 15 at 9:40 PM
$UPST $38.96 gap in play
1 Ā· Reply
Latest News on UPST
KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Apr 15, 2026, 6:07 PM EDT - 10 hours ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

What's Behind The Boost In Upstart Holdings Stock Today?

Apr 15, 2026, 3:08 PM EDT - 13 hours ago

What's Behind The Boost In Upstart Holdings Stock Today?

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Apr 14, 2026, 5:25 PM EDT - 1 day ago

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Apr 14, 2026, 11:14 AM EDT - 1 day ago

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

Apr 9, 2026, 8:23 AM EDT - 6 days ago

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 7 days ago

DuPage Credit Union Selects Upstart for Personal Lending

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 9 days ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Apr 6, 2026, 2:48 PM EDT - 9 days ago

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 21 days ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 23 days ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 26 days ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM LC XYZ

Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal

Mar 17, 2026, 9:42 AM EDT - 4 weeks ago

Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 4 weeks ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 4 weeks ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Upstart Stock Rises On National Bank Charter Plan

Mar 11, 2026, 10:07 AM EDT - 5 weeks ago

Upstart Stock Rises On National Bank Charter Plan

Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 5 weeks ago

Upstart Seeks Regulatory Blessing to Become a Bank

Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 5 weeks ago

Upstart to Apply for National Bank Charter

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Mar 10, 2026, 11:47 AM EDT - 5 weeks ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 7 weeks ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 7 weeks ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 7 weeks ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 7 weeks ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 2 months ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 2 months ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart Stock Climbs After Q4 Earnings: Here's Why

Feb 10, 2026, 4:45 PM EST - 2 months ago

Upstart Stock Climbs After Q4 Earnings: Here's Why

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 2 months ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 2 months ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 2 months ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 2 months ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 3 months ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 3 months ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 3 months ago

MyPoint Credit Union Selects Upstart for Personal Lending

AI Is ā€˜Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

Jan 6, 2026, 11:20 AM EST - 3 months ago

AI Is ā€˜Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

DUOL ACN INTU LMND

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 3 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 4 months ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

Nov 13, 2025, 3:05 PM EST - 5 months ago

Looking For A Squeeze? Here Are The Top 10 Most Shorted Stocks

CARS CHH HIMS LCID MPT NOG SPHR

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 5 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 5 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 5 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 5 months ago

Upstart Stock Slides After Mixed Q3 Results: Details

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 5 months ago

Upstart Announces Results for Third Quarter 2025

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Oct 31, 2025, 5:45 AM EDT - 5 months ago

Puma Prowls As Job Cuts And Upstart Rivals Crowd The Playing Field

Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 6 months ago

Peak Credit Union Selects Upstart for Personal Lending

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Oct 28, 2025, 9:15 AM EDT - 6 months ago

'We're trying to shame them': Upstart activist investors target America's underperforming banks

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Oct 24, 2025, 11:40 AM EDT - 6 months ago

Halper Sadeh LLC Encourages Upstart, Inc. Shareholders to Contact the Firm to Discuss Their Rights

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Oct 15, 2025, 9:00 AM EDT - 6 months ago

Corporate America Family Credit Union Selects Upstart for Personal Loans, HELOCs and Auto Refinance Loans

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

Oct 6, 2025, 4:05 PM EDT - 6 months ago

Upstart to Announce Third Quarter 2025 Results on November 4, 2025

DragonAlgo
DragonAlgo Apr. 16 at 6:28 AM
šŸ‰ $UPST CALL ā€” DragonAlgoĀ® Signal Contract: UPST CALL Expiry: 2026-04-17 | Strike: $33.00 | Type: CALL Option Plan (premium): Entry: $1.10 Stop: $0.79 TP1: $1.43 TP2: $1.87 TP3: $2.64 šŸ”— https://dragonalgo.com
0 Ā· Reply
Bio_Apple
Bio_Apple Apr. 16 at 6:20 AM
$UPST Guys, we're on the verge of a short-covering rally leading up to the earnings report on May 5th.
0 Ā· Reply
BoBhohol
BoBhohol Apr. 16 at 4:14 AM
$UPST
0 Ā· Reply
BoBhohol
BoBhohol Apr. 16 at 4:07 AM
$UPST
0 Ā· Reply
Maximus_Meridius
Maximus_Meridius Apr. 16 at 1:08 AM
$UPST cant wait for the day it becomes Upstart Bank NA.
0 Ā· Reply
Metacognitive_Drivel
Metacognitive_Drivel Apr. 15 at 11:13 PM
$HOOD $PGY $UPST $AFRM just send them back to all-time highs and the past few months of awful price action will be forgiven.
0 Ā· Reply
BB_88_
BB_88_ Apr. 15 at 10:05 PM
$UPST looks like run has started
1 Ā· Reply
s3q
s3q Apr. 15 at 9:59 PM
$UPST $40ā€™s soon
1 Ā· Reply
Fergus20
Fergus20 Apr. 15 at 9:49 PM
$UPST big daddy gap is big daddy back! Such a tool but I hope heā€™s right.
0 Ā· Reply
trade_the_gaps
trade_the_gaps Apr. 15 at 9:40 PM
$UPST $38.96 gap in play
1 Ā· Reply
Ragnarok77
Ragnarok77 Apr. 15 at 9:09 PM
$UPST history I have owned this stock it has always pulled back after any significant green days. not trying to kill the vibe just my experience
1 Ā· Reply
AckAckAckAckAckAck
AckAckAckAckAckAck Apr. 15 at 8:31 PM
$UPST we are in the ā€something is building phaseā€, we are not guessing anymore
1 Ā· Reply
Fergus20
Fergus20 Apr. 15 at 7:50 PM
$UPST very yag close of course
0 Ā· Reply
Judy11
Judy11 Apr. 15 at 7:49 PM
$UPST good job to those that sold at 24 to me šŸ¤¦ā€ā™€ļøšŸ¤¦ā€ā™€ļøšŸ¤¦ā€ā™€ļøšŸ¤¦ā€ā™€ļø
0 Ā· Reply
SilverWS
SilverWS Apr. 15 at 7:17 PM
$UPST
0 Ā· Reply
BB_88_
BB_88_ Apr. 15 at 7:05 PM
$UPST short 33.68 in to close
1 Ā· Reply
topstockalerts
topstockalerts Apr. 15 at 6:48 PM
$UPST wow šŸ˜®
0 Ā· Reply
cp3486
cp3486 Apr. 15 at 6:48 PM
Got reacquainted with some old friends just in time. $UPST $IONQ $DAVE $RGTI $OKLO
0 Ā· Reply
Ziggy11
Ziggy11 Apr. 15 at 6:38 PM
$AFRM $UPST Don't miss this freight train. Shorts going to be taken to the woodshed.
1 Ā· Reply
Thomasbruno
Thomasbruno Apr. 15 at 6:35 PM
$UPST its alway like to run in last mins
1 Ā· Reply
unfriend
unfriend Apr. 15 at 6:30 PM
$UPST
0 Ā· Reply
akinyo
akinyo Apr. 15 at 6:23 PM
$UPST letā€™s hope this doesnā€™t give up 15% tomorrow..
0 Ā· Reply