Market Cap 2.63B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 77.26
Forward PE 29.39
Profit Margin 5.13%
Debt to Equity Ratio 2.62
Volume 4,783,200
Avg Vol 4,229,652
Day's Range N/A - N/A
Shares Out 95.71M
Stochastic %K 93%
Beta 2.26
Analysts Sell
Price Target $38.00

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
ASTSBULL75
ASTSBULL75 Aug. 3 at 11:47 PM
$PGY $UPST https://www.calcalistech.com/ctechnews/article/h19floaec they have been downsizing since 2024. Look at the Glassdoor reviews where former employees complained about the layoffs. That's not bearish, it's bullish because they're managing to generate record revenue and profit with fewer employees.
0 · Reply
BoBhohol
BoBhohol Aug. 3 at 9:17 PM
$UPST keep an eye?? Hmmm...
0 · Reply
Suzzio
Suzzio Aug. 3 at 9:11 PM
$UPST Soooo Sick Of Waiting for this POS. Bought at the biggest drop thinking temporary a couple months back and just keeps bottom feeding…Yep…Bags.
1 · Reply
KmoiotS
KmoiotS Aug. 3 at 9:11 PM
$PGY $UPST If $UPST ER is good it helps PGY, and if it’s underwhelming, doesn’t that actually prove how much better $PGY is executing and doesn’t that help PGY as well? Macro is really the only thing holding PGY back right now in my opinion.
1 · Reply
bullenkuh
bullenkuh Aug. 3 at 8:38 PM
$PGY $UPST Pagaya fired no one and is looking for talents. Many headcounts are open. Please take a look under jobs ! 30 and of week, extremly cheap the marketcap
0 · Reply
Xochi_Research_Group
Xochi_Research_Group Aug. 3 at 8:28 PM
$PGY $UPST pagaya is in a league of its own right now, upst has expectations set very low so if they beat somewhat they may jump a lot higher, which is highly likely. Also, pagaya has laid off hundreds of workers over the years and has cut costs while increasing profitability. That's a sign of a true AI based lender. Could possibly hit $25 by the end of the week if we're being honest.
0 · Reply
trade_opp_instincts
trade_opp_instincts Aug. 3 at 8:19 PM
$PGY Anyone think this can hit 25 over the next few weeks? Anyone planning to sell before $UPST earnings, which will likely bring this down
0 · Reply
Leader42
Leader42 Aug. 3 at 8:10 PM
$UPST Alright… so what’s the word
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 3 at 8:02 PM
$PGY Beutfiful finish! $UPST $C
2 · Reply
BB_88_
BB_88_ Aug. 3 at 7:42 PM
$UPST will she sell off as usual before close ?
0 · Reply
Latest News on UPST
Upstart Publishes July 2026 Originations and Latest UMI

Aug 3, 2026, 7:55 AM EDT - 16 hours ago

Upstart Publishes July 2026 Originations and Latest UMI


Upstart announces $4B forward-flow agreement with Castlelake

2026-07-29T12:50:55.000Z - 5 days ago

Upstart announces $4B forward-flow agreement with Castlelake


Upstart price target lowered to $61 from $80 at Citi

2026-07-22T10:25:12.000Z - 12 days ago

Upstart price target lowered to $61 from $80 at Citi


Upstart price target raised to $39 from $32 at Goldman Sachs

2026-07-09T11:25:12.000Z - 25 days ago

Upstart price target raised to $39 from $32 at Goldman Sachs


Upstart price target raised to $40 from $37 at Needham

2026-07-07T12:40:43.000Z - 27 days ago

Upstart price target raised to $40 from $37 at Needham


Upstart Publishes June 2026 Origination Volume

Jul 6, 2026, 7:49 AM EDT - 4 weeks ago

Upstart Publishes June 2026 Origination Volume


Upstart Publishes May 2026 UMI

Jun 25, 2026, 6:03 PM EDT - 5 weeks ago

Upstart Publishes May 2026 UMI


Upstart announces agreement with Neuberger Specialty Finance

2026-06-24T12:50:32.000Z - 5 weeks ago

Upstart announces agreement with Neuberger Specialty Finance


Upstart price target raised to $30 from $27 at Jefferies

2026-06-09T19:00:12.000Z - 7 weeks ago

Upstart price target raised to $30 from $27 at Jefferies


Upstart price target raised to $37 from $36 at BofA

2026-06-08T13:30:59.000Z - 2 months ago

Upstart price target raised to $37 from $36 at BofA


Upstart Publishes May 2026 Origination Volume

Jun 3, 2026, 7:55 AM EDT - 2 months ago

Upstart Publishes May 2026 Origination Volume


Upstart Publishes April 2026 UMI

May 28, 2026, 4:08 PM EDT - 2 months ago

Upstart Publishes April 2026 UMI


Upstart Holdings Transcript: AGM 2026

May 28, 2026, 12:00 PM EDT - 2 months ago

Upstart Holdings Transcript: AGM 2026


CCCU enters partnership with Upstart

2026-05-27T15:51:13.000Z - 2 months ago

CCCU enters partnership with Upstart


Upstart appoints Wennes to Board of Directors

2026-05-19T13:18:52.000Z - 2 months ago

Upstart appoints Wennes to Board of Directors


Upstart CEO Paul Gu buys 50,000 shares

2026-05-14T13:53:33.000Z - 2 months ago

Upstart CEO Paul Gu buys 50,000 shares


Upstart selected by USF Credit Union for personal lending

2026-05-13T14:45:12.000Z - 2 months ago

Upstart selected by USF Credit Union for personal lending


USF Credit Union Selects Upstart for Personal Lending

May 13, 2026, 9:00 AM EDT - 2 months ago

USF Credit Union Selects Upstart for Personal Lending


Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Earnings Call Transcript: Q1 2026


Upstart Holdings Slides: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Slides: Q1 2026


Upstart Holdings Earnings release: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Earnings release: Q1 2026


Upstart Holdings Quarterly report: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Quarterly report: Q1 2026


Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 3 months ago

Upstart Announces First Quarter 2026 Results


Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 3 months ago

Upstart Holdings Proxy statement: Proxy filing


Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 3 months ago

Upstart Holdings Proxy statement: Proxy filing


DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 4 months ago

DuPage Credit Union Selects Upstart for Personal Lending


Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 4 months ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026


Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 4 months ago

Harborstone Credit Union Selects Upstart for Personal Lending


Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 4 months ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm


Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 5 months ago

Upstart Seeks Regulatory Blessing to Become a Bank


Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 5 months ago

Upstart to Apply for National Bank Charter


ASTSBULL75
ASTSBULL75 Aug. 3 at 11:47 PM
$PGY $UPST https://www.calcalistech.com/ctechnews/article/h19floaec they have been downsizing since 2024. Look at the Glassdoor reviews where former employees complained about the layoffs. That's not bearish, it's bullish because they're managing to generate record revenue and profit with fewer employees.
0 · Reply
BoBhohol
BoBhohol Aug. 3 at 9:17 PM
$UPST keep an eye?? Hmmm...
0 · Reply
Suzzio
Suzzio Aug. 3 at 9:11 PM
$UPST Soooo Sick Of Waiting for this POS. Bought at the biggest drop thinking temporary a couple months back and just keeps bottom feeding…Yep…Bags.
1 · Reply
KmoiotS
KmoiotS Aug. 3 at 9:11 PM
$PGY $UPST If $UPST ER is good it helps PGY, and if it’s underwhelming, doesn’t that actually prove how much better $PGY is executing and doesn’t that help PGY as well? Macro is really the only thing holding PGY back right now in my opinion.
1 · Reply
bullenkuh
bullenkuh Aug. 3 at 8:38 PM
$PGY $UPST Pagaya fired no one and is looking for talents. Many headcounts are open. Please take a look under jobs ! 30 and of week, extremly cheap the marketcap
0 · Reply
Xochi_Research_Group
Xochi_Research_Group Aug. 3 at 8:28 PM
$PGY $UPST pagaya is in a league of its own right now, upst has expectations set very low so if they beat somewhat they may jump a lot higher, which is highly likely. Also, pagaya has laid off hundreds of workers over the years and has cut costs while increasing profitability. That's a sign of a true AI based lender. Could possibly hit $25 by the end of the week if we're being honest.
0 · Reply
trade_opp_instincts
trade_opp_instincts Aug. 3 at 8:19 PM
$PGY Anyone think this can hit 25 over the next few weeks? Anyone planning to sell before $UPST earnings, which will likely bring this down
0 · Reply
Leader42
Leader42 Aug. 3 at 8:10 PM
$UPST Alright… so what’s the word
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 3 at 8:02 PM
$PGY Beutfiful finish! $UPST $C
2 · Reply
BB_88_
BB_88_ Aug. 3 at 7:42 PM
$UPST will she sell off as usual before close ?
0 · Reply
trade_opp_instincts
trade_opp_instincts Aug. 3 at 6:28 PM
$UPST This is a stock with a P/E of 70+. There is no way this goes up after earnings, unless the netincome is significantly above expectations.
3 · Reply
biasedmedia
biasedmedia Aug. 3 at 5:46 PM
$UPST @zeezbottoms If UPST gets to $100 before the next Fed meeting (mid Sep), I will personally send you a gift basket - no matter where in the world you live
1 · Reply
biasedmedia
biasedmedia Aug. 3 at 5:37 PM
$UPST Glad for this pop today to let me buy back my $26 put options for a nominal gain, just in case this pos tanks tomorrow. Here back to $26 is only a 12% drop...
0 · Reply
WolfofStockTits
WolfofStockTits Aug. 3 at 5:30 PM
$UPST oooh is this the earnings run up?.. Could we see $35 again?..
0 · Reply
LewisDaKat
LewisDaKat Aug. 3 at 5:00 PM
$UPST Upstart Publishes July 2026 Originations and Latest UMI https://marketwirenews.com/stock/upst/news/upstart-publishes-july-2026-originations-and-latest--6223626502362824.html?utm_source=stocktwits
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 3 at 4:01 PM
$PGY Glad some folks are taking profit but fair value is 60s. With continued growth given its massive TAM, 100 in 12-24 months. $UPST $C
3 · Reply
Sukmaideek
Sukmaideek Aug. 3 at 3:12 PM
$UPST this piece of shit will definitely miss the ER. Revise 1.4B to 1.2B 2026
0 · Reply
ZACHSPIZZA
ZACHSPIZZA Aug. 3 at 2:50 PM
$HIMS $UPST $TEM LFG 🔥
0 · Reply
longshort168
longshort168 Aug. 3 at 2:47 PM
$UPST should catch up with % up of $PGY , which has been double from recent low. Wake up, 50 is the double from low of 25.
0 · Reply
RampantGryphonAssets
RampantGryphonAssets Aug. 3 at 2:38 PM
$UPST Agree. We have beta only for downside.
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 3 at 2:30 PM
$PGY Nice! $UPST $C
0 · Reply
Bears_be_gone
Bears_be_gone Aug. 3 at 2:25 PM
$UPST miss the upstart of old that did 20 percent moves to the upside
1 · Reply