Market Cap 3.14B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 89.08
Forward PE 36.96
Profit Margin 5.13%
Debt to Equity Ratio 2.29
Volume 2,538,600
Avg Vol 5,232,000
Day's Range N/A - N/A
Shares Out 95.71M
Stochastic %K 68%
Beta 2.16
Analysts Sell
Price Target $45.47

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
Phunangler
Phunangler Apr. 25 at 10:01 AM
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 25 at 1:47 AM
$CLSK + $SOFI + $UPST are just few of the tickers I traded among many others. I only buy when H% is low. Nothing else. Made this so my followers can see the results. You will find more small + mid cap stocks I've traded from buying when H% is low.
0 · Reply
DiamondHands_McGee
DiamondHands_McGee Apr. 25 at 1:04 AM
0 · Reply
DragonAlgo
DragonAlgo Apr. 25 at 12:30 AM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-05-01 | Strike: $33.00 | Type: CALL Option Plan (premium): Entry: $1.63 Stop: $1.17 TP1: $2.12 TP2: $2.77 TP3: $3.91 Momentum tape remains active. 🔗 https://dragonalgo.com
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 10:40 PM
$UPST going down for almost 1 year. Need 1 year of gains soon. Send it over 100 this year. Dont be a bish
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 24 at 10:21 PM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
Recordabl
Recordabl Apr. 24 at 8:46 PM
$UPST are we going to 1000 now. Looks good
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 5:51 PM
$UPST apparently the implied move on earnings is expected to be around plus or minus 20 percent. So 27 ish to 40 ish
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 5:14 PM
$UPST put me in a coma if we dont squeeze in may. This ticker is gonna give us mutiple aneurysms
1 · Reply
Thomasbruno
Thomasbruno Apr. 24 at 4:48 PM
$UPST omg, this trash only crash harder with market, but not green a little with market
0 · Reply
Latest News on UPST
What's Behind The Boost In Upstart Holdings Stock Today?

Apr 15, 2026, 3:08 PM EDT - 9 days ago

What's Behind The Boost In Upstart Holdings Stock Today?


DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 16 days ago

DuPage Credit Union Selects Upstart for Personal Lending


Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 18 days ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026


Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 4 weeks ago

Harborstone Credit Union Selects Upstart for Personal Lending


Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 4 weeks ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm


Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal

Mar 17, 2026, 9:42 AM EDT - 5 weeks ago

Upstart Stock Gains On BTIG Upgrade, $1B Forward-Flow Deal


Upstart Stock Rises On National Bank Charter Plan

Mar 11, 2026, 10:07 AM EDT - 6 weeks ago

Upstart Stock Rises On National Bank Charter Plan


Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 6 weeks ago

Upstart Seeks Regulatory Blessing to Become a Bank


Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 6 weeks ago

Upstart to Apply for National Bank Charter


Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 2 months ago

Upstart Repurchases $100 Million of Shares


Upstart Stock Climbs After Q4 Earnings: Here's Why

Feb 10, 2026, 4:45 PM EST - 2 months ago

Upstart Stock Climbs After Q4 Earnings: Here's Why


Upstart Holdings Earnings Call Transcript: Q4 2025

Feb 10, 2026, 4:30 PM EST - 2 months ago

Upstart Holdings Earnings Call Transcript: Q4 2025


Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 2 months ago

Upstart Publishes Monthly Origination Volumes


Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 2 months ago

Upstart Announces Leadership Evolution


Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 2 months ago

Upstart Announces Fourth Quarter and Full Year 2025 Results


MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 3 months ago

MyPoint Credit Union Selects Upstart for Personal Lending


Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 3 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG


Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 6 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake


Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 6 months ago

Upstart Stock Slides After Mixed Q3 Results: Details


Upstart Holdings Earnings Call Transcript: Q3 2025

Nov 4, 2025, 4:30 PM EST - 6 months ago

Upstart Holdings Earnings Call Transcript: Q3 2025


Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 6 months ago

Upstart Announces Results for Third Quarter 2025


Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 6 months ago

Peak Credit Union Selects Upstart for Personal Lending


Upstart Holdings Earnings Call Transcript: Q2 2025

Aug 5, 2025, 4:30 PM EDT - 9 months ago

Upstart Holdings Earnings Call Transcript: Q2 2025


Upstart Holdings Transcript: Status Update

May 14, 2025, 9:00 AM EDT - 1 year ago

Upstart Holdings Transcript: Status Update


Upstart Holdings Earnings Call Transcript: Q1 2025

May 6, 2025, 4:30 PM EDT - 1 year ago

Upstart Holdings Earnings Call Transcript: Q1 2025


Upstart Holdings Earnings Call Transcript: Q4 2024

Feb 11, 2025, 4:30 PM EST - 1 year ago

Upstart Holdings Earnings Call Transcript: Q4 2024


Upstart Holdings Earnings Call Transcript: Q3 2024

Nov 7, 2024, 4:30 PM EST - 1 year ago

Upstart Holdings Earnings Call Transcript: Q3 2024


Upstart Holdings Earnings Call Transcript: Q2 2024

Aug 6, 2024, 4:30 PM EDT - 1 year ago

Upstart Holdings Earnings Call Transcript: Q2 2024


Upstart Holdings Earnings Call Transcript: Q1 2024

May 7, 2024, 4:30 PM EDT - 2 years ago

Upstart Holdings Earnings Call Transcript: Q1 2024


Upstart Holdings Earnings Call Transcript: Q4 2023

Feb 13, 2024, 4:30 PM EST - 2 years ago

Upstart Holdings Earnings Call Transcript: Q4 2023


Upstart Holdings Earnings Call Transcript: Q3 2023

Nov 7, 2023, 4:30 PM EST - 2 years ago

Upstart Holdings Earnings Call Transcript: Q3 2023


Upstart Holdings Earnings Call Transcript: Q2 2023

Aug 8, 2023, 4:30 PM EDT - 2 years ago

Upstart Holdings Earnings Call Transcript: Q2 2023


Upstart Holdings Earnings Call Transcript: Q1 2023

May 9, 2023, 4:30 PM EDT - 3 years ago

Upstart Holdings Earnings Call Transcript: Q1 2023


Upstart Holdings Earnings Call Transcript: Q4 2022

Feb 14, 2023, 4:30 PM EST - 3 years ago

Upstart Holdings Earnings Call Transcript: Q4 2022


Upstart Holdings Earnings Call Transcript: Q3 2022

Nov 8, 2022, 4:30 PM EST - 3 years ago

Upstart Holdings Earnings Call Transcript: Q3 2022


Upstart Holdings Earnings Call Transcript: Q2 2022

Aug 8, 2022, 5:45 AM EDT - 4 years ago

Upstart Holdings Earnings Call Transcript: Q2 2022


Upstart Holdings Earnings Call Transcript: Q1 2022

May 9, 2022, 5:27 AM EDT - 4 years ago

Upstart Holdings Earnings Call Transcript: Q1 2022


Upstart Holdings Earnings Call Transcript: Q4 2021

Feb 15, 2022, 9:11 AM EST - 4 years ago

Upstart Holdings Earnings Call Transcript: Q4 2021


Upstart Holdings Earnings Call Transcript: Q3 2021

Nov 8, 2021, 7:00 PM EST - 4 years ago

Upstart Holdings Earnings Call Transcript: Q3 2021


Upstart Holdings Earnings Call Transcript: Q2 2021

Aug 10, 2021, 10:43 AM EDT - 5 years ago

Upstart Holdings Earnings Call Transcript: Q2 2021


Upstart Holdings Transcript: AGM 2021

May 26, 2021, 5:29 PM EDT - 5 years ago

Upstart Holdings Transcript: AGM 2021


Upstart Holdings Earnings Call Transcript: Q1 2021

May 11, 2021, 5:58 PM EDT - 5 years ago

Upstart Holdings Earnings Call Transcript: Q1 2021


Upstart Holdings Earnings Call Transcript: Q4 2020

Mar 17, 2021, 1:28 PM EDT - 5 years ago

Upstart Holdings Earnings Call Transcript: Q4 2020


Phunangler
Phunangler Apr. 25 at 10:01 AM
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Apr. 25 at 1:47 AM
$CLSK + $SOFI + $UPST are just few of the tickers I traded among many others. I only buy when H% is low. Nothing else. Made this so my followers can see the results. You will find more small + mid cap stocks I've traded from buying when H% is low.
0 · Reply
DiamondHands_McGee
DiamondHands_McGee Apr. 25 at 1:04 AM
0 · Reply
DragonAlgo
DragonAlgo Apr. 25 at 12:30 AM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-05-01 | Strike: $33.00 | Type: CALL Option Plan (premium): Entry: $1.63 Stop: $1.17 TP1: $2.12 TP2: $2.77 TP3: $3.91 Momentum tape remains active. 🔗 https://dragonalgo.com
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 10:40 PM
$UPST going down for almost 1 year. Need 1 year of gains soon. Send it over 100 this year. Dont be a bish
0 · Reply
UsingAGodAlgorithm
UsingAGodAlgorithm Apr. 24 at 10:21 PM
$UPST -43% from post. We were the only ones on here that got this so right. We are the best as far as we have seen on here. Check our profile. This also has similarities to other names that we may talk about more $JMIA $SBET $AFRM $WWW
0 · Reply
Recordabl
Recordabl Apr. 24 at 8:46 PM
$UPST are we going to 1000 now. Looks good
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 5:51 PM
$UPST apparently the implied move on earnings is expected to be around plus or minus 20 percent. So 27 ish to 40 ish
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 5:14 PM
$UPST put me in a coma if we dont squeeze in may. This ticker is gonna give us mutiple aneurysms
1 · Reply
Thomasbruno
Thomasbruno Apr. 24 at 4:48 PM
$UPST omg, this trash only crash harder with market, but not green a little with market
0 · Reply
Fergus20
Fergus20 Apr. 24 at 4:48 PM
$UPST this should be up 20%
0 · Reply
BB_88_
BB_88_ Apr. 24 at 4:05 PM
$UPST short 33.2s tight stop
1 · Reply
s3q
s3q Apr. 24 at 3:56 PM
$UPST gimme a car move
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 3:29 PM
$UPST only mag 7 and index buyers are doing well. Risk takers are no longer rewarded. Mag 7 all the time. Shit market.
1 · Reply
s3q
s3q Apr. 24 at 3:17 PM
$CAR look at $UPST that’s the next one like car imo
1 · Reply
s3q
s3q Apr. 24 at 2:51 PM
$CAR I really think the next one to move violently like this is $UPST at least to $400
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 2:29 PM
$UPST every other stock seems to be squeezing on dog shit news.... and nothing moves us. Stairs up, and elevator down
1 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 2:28 PM
$UPST stock is really frustrating.
0 · Reply
Fergus20
Fergus20 Apr. 24 at 2:02 PM
$UPST Annnnnnnnnnd it’s gone!!!!!!
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 12:54 PM
$UPST hurry up and squeeze so that i can find the next stock to bag hold.
0 · Reply
Phunangler
Phunangler Apr. 24 at 11:21 AM
0 · Reply
Bears_be_gone
Bears_be_gone Apr. 24 at 10:10 AM
$UPST should be over 37. Affrm left us in the dust. Got work to do
0 · Reply