Market Cap 4.40B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 245.60
Forward PE 33.88
Profit Margin -20.20%
Debt to Equity Ratio 2.50
Volume 4,208,200
Avg Vol 5,656,672
Day's Range N/A - N/A
Shares Out 97.29M
Stochastic %K 45%
Beta 2.28
Analysts Sell
Price Target $55.31

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
trade_the_gaps
trade_the_gaps Jan. 14 at 1:01 AM
$UPST with this stock there’s no question about it reaching at least $70-$80 this year, it may be a roller coaster at time but it’s a profitable company, the only question is when? Maybe on ER next month? Maybe on bullish summer months or maybe at the end of the year like it did in 2024. Best way to handle is by hedging and trading your hedge position while still holding your long position, make money while waiting
1 · Reply
VVDB
VVDB Jan. 13 at 11:55 PM
$COF $SYF $UPST is bullish and a buying opportunity? https://www.youtube.com/watch?v=tqYKS7iiuug&t=1s
0 · Reply
Fergus20
Fergus20 Jan. 13 at 11:53 PM
$UPST sell the company for 15 billion and call it a day.
0 · Reply
Bears_be_gone
Bears_be_gone Jan. 13 at 11:26 PM
$UPST lol. This is bipolar. Hemorrhoids to whoever is shorting this at 50
1 · Reply
DragonAlgo
DragonAlgo Jan. 13 at 11:23 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-01-16 | Strike: $25.00 | Type: CALL Option Plan (premium): Entry: $22.15 Stop: $15.95 TP1: $28.79 TP2: $37.65 TP3: $53.16 🔗 https://dragonalgo.com
0 · Reply
trvlrmm
trvlrmm Jan. 13 at 11:13 PM
$UPST Can Bitcoin help this spike as well?
0 · Reply
bwilly023
bwilly023 Jan. 13 at 10:53 PM
$UPST 90 to 120 this year
0 · Reply
UgoGreg
UgoGreg Jan. 13 at 10:05 PM
$UPST https://youtu.be/pXFO9_cJJUM
0 · Reply
trade_opp_instincts
trade_opp_instincts Jan. 13 at 9:48 PM
$PGY $UPST is a better company on one very important merit Insiders and the top management don't sell every month. That's why its valued at 2.5 times Pagaya despite lower profits, revenue, and greater balance sheet risk. Don't underestimate management's faith in their own company. Like a chef that wouldn't eat his/her own cooking
1 · Reply
trvlrmm
trvlrmm Jan. 13 at 9:10 PM
$UPST Cover here or in the fifties or sixties
0 · Reply
Latest News on UPST
MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 6 days ago

MyPoint Credit Union Selects Upstart for Personal Lending


On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 8 days ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

NKE


Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 5 weeks ago

Upstart: Improving Fundamentals And A Still Discounted Price


Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 6 weeks ago

Upstart: Beware The Issues In The Auto Loan Kitchen


Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 2 months ago

Upstart: Artificial Pain


Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 2 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E


Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 2 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake


Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 2 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript


Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 2 months ago

Upstart Stock Slides After Mixed Q3 Results: Details


Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 2 months ago

Upstart Announces Results for Third Quarter 2025


Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 2 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy


Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 2 months ago

Peak Credit Union Selects Upstart for Personal Lending


Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 3 months ago

Upstart: Confusion Leads To Opportunity


SoFi Vs. Upstart: Which Fintech To Choose And For Whom

Oct 10, 2025, 3:15 PM EDT - 3 months ago

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

SOFI


Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 3 months ago

Upstart: AI Displacement Risks Are Overblown


Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 5 months ago

Upstart: GAAP Inflection Point


ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 5 months ago

ABNB Federal Credit Union Selects Upstart for Personal Loans


Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 5 months ago

Why Is Upstart Stock Trading Lower On Monday?


Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 5 months ago

Upstart: Hitting A Wall


Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 5 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript


Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 5 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans


Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 5 months ago

Upstart Announces Results for Second Quarter 2025


Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish

Aug 4, 2025, 11:21 AM EDT - 5 months ago

Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish


trade_the_gaps
trade_the_gaps Jan. 14 at 1:01 AM
$UPST with this stock there’s no question about it reaching at least $70-$80 this year, it may be a roller coaster at time but it’s a profitable company, the only question is when? Maybe on ER next month? Maybe on bullish summer months or maybe at the end of the year like it did in 2024. Best way to handle is by hedging and trading your hedge position while still holding your long position, make money while waiting
1 · Reply
VVDB
VVDB Jan. 13 at 11:55 PM
$COF $SYF $UPST is bullish and a buying opportunity? https://www.youtube.com/watch?v=tqYKS7iiuug&t=1s
0 · Reply
Fergus20
Fergus20 Jan. 13 at 11:53 PM
$UPST sell the company for 15 billion and call it a day.
0 · Reply
Bears_be_gone
Bears_be_gone Jan. 13 at 11:26 PM
$UPST lol. This is bipolar. Hemorrhoids to whoever is shorting this at 50
1 · Reply
DragonAlgo
DragonAlgo Jan. 13 at 11:23 PM
🐉 $UPST CALL — DragonAlgo® Signal Contract: UPST CALL Expiry: 2026-01-16 | Strike: $25.00 | Type: CALL Option Plan (premium): Entry: $22.15 Stop: $15.95 TP1: $28.79 TP2: $37.65 TP3: $53.16 🔗 https://dragonalgo.com
0 · Reply
trvlrmm
trvlrmm Jan. 13 at 11:13 PM
$UPST Can Bitcoin help this spike as well?
0 · Reply
bwilly023
bwilly023 Jan. 13 at 10:53 PM
$UPST 90 to 120 this year
0 · Reply
UgoGreg
UgoGreg Jan. 13 at 10:05 PM
$UPST https://youtu.be/pXFO9_cJJUM
0 · Reply
trade_opp_instincts
trade_opp_instincts Jan. 13 at 9:48 PM
$PGY $UPST is a better company on one very important merit Insiders and the top management don't sell every month. That's why its valued at 2.5 times Pagaya despite lower profits, revenue, and greater balance sheet risk. Don't underestimate management's faith in their own company. Like a chef that wouldn't eat his/her own cooking
1 · Reply
trvlrmm
trvlrmm Jan. 13 at 9:10 PM
$UPST Cover here or in the fifties or sixties
0 · Reply
Trader5678
Trader5678 Jan. 13 at 9:01 PM
$UPST Nice indeed
1 · Reply
TraderlyTwits
TraderlyTwits Jan. 13 at 8:59 PM
$UPST bouncing hard after recent pressure. This is what short-covering + dip buyers looks like. Still volatile, still high risk — but momentum is back for now. Manage size.
0 · Reply
_ParabolicWhisper
_ParabolicWhisper Jan. 13 at 8:58 PM
$BAC $UPST $XTLB $MTEN ><><
0 · Reply
Trader5678
Trader5678 Jan. 13 at 8:44 PM
$UPST 17 minutes is entirely too long for this thing to hold up into the close
0 · Reply
StockWinHer
StockWinHer Jan. 13 at 8:31 PM
$UPST bearish $ALB Bullish this week. My winning trades this week $META $INTC And bio breaking even so far this week. Y’all have a great week!
0 · Reply
Maximus_Meridius
Maximus_Meridius Jan. 13 at 8:28 PM
$UPST not bad.....not bad at all...
0 · Reply
JADED_BULL
JADED_BULL Jan. 13 at 8:20 PM
$UPST who saw it first?
1 · Reply
Trader5678
Trader5678 Jan. 13 at 8:08 PM
$UPST Perhaps the street saw SOFI's $689M ABS sale and like it?
0 · Reply
Scootin
Scootin Jan. 13 at 7:56 PM
$UPST how we thinking the final hour shakes out? Don’t let this one sink this afternoon!!!!
1 · Reply
trvlrmm
trvlrmm Jan. 13 at 7:54 PM
$UPST This is the most beaten down fintech
0 · Reply
Ragnarok77
Ragnarok77 Jan. 13 at 7:52 PM
$UPST once again we ask for $50+
0 · Reply
Jaggi786
Jaggi786 Jan. 13 at 7:35 PM
0 · Reply