Market Cap 7.54B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 1,362.33
Profit Margin -20.20%
Debt to Equity Ratio 1.97
Volume 5,141,938
Avg Vol 5,587,826
Day's Range N/A - N/A
Shares Out 95.15M
Stochastic %K 44%
Beta 2.38
Analysts Sell
Price Target $64.69

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
PazTeuR
PazTeuR Aug. 4 at 8:35 PM
Fed's Daly: We may do fewer than two rate cuts. The more likely thing is we need to do more. Fed's Daly: On the July Fed decision, I was willing to wait another cycle, but we can't wait forever. Fed's Daly: I'm seeing no indication of persistent tariff effect on inflation. —— $UPST $AFRM $RKT heyyyyyyy it’s your time to shineeeeee
0 · Reply
PazTeuR
PazTeuR Aug. 4 at 6:44 PM
$UPST I remember last year I had a couple members in the server turn just a couple grand into 50-100k within a week bc of those moves Let's see if UPST can provide a similar run to 2024 with much better company numbers and market environment
0 · Reply
TwoToesTrading
TwoToesTrading Aug. 4 at 6:36 PM
0 · Reply
PazTeuR
PazTeuR Aug. 4 at 6:18 PM
$U $UPST 👋👀
1 · Reply
akinyo
akinyo Aug. 4 at 6:18 PM
$UPST oh yeah!!
0 · Reply
UPSTLeverage
UPSTLeverage Aug. 4 at 5:41 PM
$UPST The reason why i chose to stay in this stock isnt anything special, i was wrong so many times in 2020 and 2021 gambling and guessing, so i knew i had to stick to something, also ai lending and upstart being the faciliator of loans for most bussineses got me thinking trillion dollar market cap, and i thought i was crazy, maybe im not. You have to choose a stock eventually, pick one you trust.
0 · Reply
akinyo
akinyo Aug. 4 at 5:31 PM
$UPST Today or tomorrow?
0 · Reply
akinyo
akinyo Aug. 4 at 5:18 PM
$UPST oh la la!!!
0 · Reply
PeterLynch13
PeterLynch13 Aug. 4 at 2:13 PM
0 · Reply
Messerschmittbf109
Messerschmittbf109 Aug. 4 at 1:51 PM
$UPST need to re test 60
2 · Reply
Latest News on UPST
Cabrillo Credit Union Selects Upstart for Personal Lending

Jul 16, 2025, 9:00 AM EDT - 19 days ago

Cabrillo Credit Union Selects Upstart for Personal Lending


Upstart: An AI Fintech Gem

Jul 4, 2025, 11:17 AM EDT - 4 weeks ago

Upstart: An AI Fintech Gem


Upstart: Inflection Point In Sight

Jun 3, 2025, 10:55 AM EDT - 2 months ago

Upstart: Inflection Point In Sight


Upstart Holdings: Firing On All Cylinders

May 28, 2025, 12:30 PM EDT - 2 months ago

Upstart Holdings: Firing On All Cylinders


Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

May 28, 2025, 11:28 AM EDT - 2 months ago

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

PGY


All In Credit Union Selects Upstart for Personal Lending

May 28, 2025, 9:00 AM EDT - 2 months ago

All In Credit Union Selects Upstart for Personal Lending


Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript

May 6, 2025, 8:34 PM EDT - 3 months ago

Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript


Upstart Personal Loan Originations Grow 83% Year Over Year

May 6, 2025, 8:28 PM EDT - 3 months ago

Upstart Personal Loan Originations Grow 83% Year Over Year


Upstart Announces Results for First Quarter 2025

May 6, 2025, 4:05 PM EDT - 3 months ago

Upstart Announces Results for First Quarter 2025


Lake Trust Credit Union Selects Upstart for Personal Lending

Apr 30, 2025, 9:00 AM EDT - 3 months ago

Lake Trust Credit Union Selects Upstart for Personal Lending


Upstart to Announce First Quarter 2025 Results on May 6, 2025

Apr 7, 2025, 4:05 PM EDT - 4 months ago

Upstart to Announce First Quarter 2025 Results on May 6, 2025


NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated

Mar 31, 2025, 5:41 AM EDT - 4 months ago

NewtekOne: 6.4% Dividend Yield From Banking Upstart Is Elevated


Upstart: Looking For The Buy Zone

Mar 30, 2025, 11:21 AM EDT - 4 months ago

Upstart: Looking For The Buy Zone


Upstart Consumer Brands Are Challenging Food Giants

Mar 28, 2025, 3:00 AM EDT - 4 months ago

Upstart Consumer Brands Are Challenging Food Giants


Upstart: You Have Seen Nothing Yet

Feb 25, 2025, 9:17 AM EST - 5 months ago

Upstart: You Have Seen Nothing Yet


Upstart Appoints Peter Bernard to Its Board of Directors

Feb 19, 2025, 9:00 AM EST - 5 months ago

Upstart Appoints Peter Bernard to Its Board of Directors


Holyoke Credit Union Selects Upstart for Personal Lending

Feb 19, 2025, 9:00 AM EST - 5 months ago

Holyoke Credit Union Selects Upstart for Personal Lending


Upstart: Expensive Fintech Play

Feb 18, 2025, 9:49 AM EST - 5 months ago

Upstart: Expensive Fintech Play


Upstart Q4: The Market's Reaction Is Warranted

Feb 13, 2025, 2:39 AM EST - 6 months ago

Upstart Q4: The Market's Reaction Is Warranted


PazTeuR
PazTeuR Aug. 4 at 8:35 PM
Fed's Daly: We may do fewer than two rate cuts. The more likely thing is we need to do more. Fed's Daly: On the July Fed decision, I was willing to wait another cycle, but we can't wait forever. Fed's Daly: I'm seeing no indication of persistent tariff effect on inflation. —— $UPST $AFRM $RKT heyyyyyyy it’s your time to shineeeeee
0 · Reply
PazTeuR
PazTeuR Aug. 4 at 6:44 PM
$UPST I remember last year I had a couple members in the server turn just a couple grand into 50-100k within a week bc of those moves Let's see if UPST can provide a similar run to 2024 with much better company numbers and market environment
0 · Reply
TwoToesTrading
TwoToesTrading Aug. 4 at 6:36 PM
0 · Reply
PazTeuR
PazTeuR Aug. 4 at 6:18 PM
$U $UPST 👋👀
1 · Reply
akinyo
akinyo Aug. 4 at 6:18 PM
$UPST oh yeah!!
0 · Reply
UPSTLeverage
UPSTLeverage Aug. 4 at 5:41 PM
$UPST The reason why i chose to stay in this stock isnt anything special, i was wrong so many times in 2020 and 2021 gambling and guessing, so i knew i had to stick to something, also ai lending and upstart being the faciliator of loans for most bussineses got me thinking trillion dollar market cap, and i thought i was crazy, maybe im not. You have to choose a stock eventually, pick one you trust.
0 · Reply
akinyo
akinyo Aug. 4 at 5:31 PM
$UPST Today or tomorrow?
0 · Reply
akinyo
akinyo Aug. 4 at 5:18 PM
$UPST oh la la!!!
0 · Reply
PeterLynch13
PeterLynch13 Aug. 4 at 2:13 PM
0 · Reply
Messerschmittbf109
Messerschmittbf109 Aug. 4 at 1:51 PM
$UPST need to re test 60
2 · Reply
PazTeuR
PazTeuR Aug. 4 at 1:39 PM
All 4 of these tickers have a lot more in common than you think $RDDT $RKT $U $UPST
0 · Reply
ZacksResearch
ZacksResearch Aug. 4 at 1:35 PM
$UPST Keeps Climbing in 2025! 🚀 Upstart is up 28.6% YTD, crushing the industry’s modest 1.2% gain. 💡Optimism is building, but so is the valuation heat. 📈Upstart trades at a 35.49x P/E vs the industry’s 20.59x. 🔍 Is the AI-lending bet priced for perfection, or just getting started? 🤔 Would you chase the rally or wait for a correction? 💬 See the complete stock outlook here 👇 https://www.zacks.com/stock/quote/UPST?q=upst&cid=sm-stocktwits-0-quote_overview-oc-5640&ADID=SYND_STOCKTWITS_TWEET_0_QUOTEOVERVIEW_OC_5640
0 · Reply
CumulativeChaser
CumulativeChaser Aug. 4 at 9:16 AM
0 · Reply
WallStreetBuyDip
WallStreetBuyDip Aug. 4 at 3:42 AM
$CLSK + $SOFI + $UPST are just few of the tickers I traded among many others. I only buy when H% is low. Nothing else. Made this so my followers can see the results. You will find more small + mid cap stocks I've traded from buying when H% is low.
0 · Reply
ElliottwaveForecast
ElliottwaveForecast Aug. 4 at 1:00 AM
$UPST: Ready for the Next Big Rally? Upstart Holdings is trading higher in a proposed nest from the May 2023 low, setting up for a potential breakout in 2025–2026. 🔗 Read the full analysis: https://elliottwave-forecast.com/stock-market/upstart-upst-ready-next-big-rally/ #UPST #ElliottWave #Stocks #Tech #TradingSetup #AIStocks
0 · Reply
PazTeuR
PazTeuR Aug. 3 at 11:39 PM
All these listed names are on the highest of highest radar for me this week 👇 $DDOG $RIVN $SMCI $U $UPST
3 · Reply
bullenkuh
bullenkuh Aug. 3 at 8:31 PM
$AFRM $PGY $PLTR $QQQ $UPST Smart investors look at both stocks to ensure they operate in a similar environment. Stupid investors only look at one...
0 · Reply
Vacuity
Vacuity Aug. 3 at 5:44 PM
$UPST Upstart or Upshart on Tuesday?
0 · Reply
Bilvo
Bilvo Aug. 3 at 5:15 PM
$PGY $PLTR $UPST $AFRM $QQQ "Could Pagaya end up being the next Palantir? It could. Palantir's addressable market is data analytics, which had an addressable market of $70 billion last year, according to Grand View Research. Pagaya's addressable market is all kinds of loans, and it puts its addressable market for personal, auto, and POS loans at more than $800 billion. The company says it, "aspires to be the go-to lending technology partner for the consumer finance ecosystem," which is huge."
0 · Reply
Bilvo
Bilvo Aug. 3 at 5:14 PM
$PGY $PLTR $UPST $AFRM $QQQ "Opportunity or value trap? At the current price, Pagaya stock trades at a forward, one-year price-to-earnings (P/E) ratio of 11.2 and a price-to-sales ratio of 2.4. That's dirt cheap for a growth stock with tons of opportunity."
0 · Reply
Bilvo
Bilvo Aug. 3 at 5:06 PM
$PGY $PLTR $UPST $AFRM $QQQ This Dirt Cheap Stock Is Up 262% This Year. Could It Be the Next Palantir? https://share.google/bJDVTL1UtTBUYXF7Z
0 · Reply
TheBullishTrade
TheBullishTrade Aug. 3 at 4:01 PM
$DAVE $SEZL $CHYM $UPST Fintech reporting stocks worth watching this week. August 5 AMC: UPST: 59%. Negative move last time but could turn around this time. August 6 BMO: DAVE: 46% revenue growth, moved big time from 107 to 153 with a gain of 46$ or 43%. Outstanding move!!! August 7 AMC: SEZL: 123% revenue growth, moved big time from 52-81$ with a gain of 29$ or 55%. CHYM. First time reporting as public since Ipo. The company reported $1.67 billion in revenue for 2024, up from $1.28 billion in 2023—representing approximately 31% year-over-year growth . There was clear acceleration into early 2025, with first-quarter revenue growing another ~32% year-over-year
0 · Reply