Upstart Holdings Inc (UPST)

$51.96 -0.92 (-1.74%)
Market Cap 5.09B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 140.89
Profit Margin -20.20%
Debt to Equity Ratio 1.98
Volume 5,283,100
Avg Vol 7,635,622
Day's Range N/A - N/A
Shares Out 96.22M
Stochastic %K 17%
Beta 2.28
Analysts Sell
Price Target $76.67

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
Rsconcept
Rsconcept Oct. 5 at 12:54 AM
$UPST we all know this going to tank next week! Watch and learn 🫣
0 · Reply
Mr__Lahey
Mr__Lahey Oct. 4 at 7:56 PM
$UPST $SOFI $AFRM will have to check open interest Monday morning to confirm but these huge call orders Friday for next weeks expiry hint at a possible big move coming for $AFRM early next week or all fintech in general.
0 · Reply
DragonTiger
DragonTiger Oct. 4 at 5:36 PM
$UPST It’s disgusting if you look at the 49P option expiring in the next two weeks. Hopefully 50 can be a strong support. I just got a starter position in 51-52 area. I will definitely load up a lot more if diving below 50
0 · Reply
Snickerssssss
Snickerssssss Oct. 4 at 4:06 PM
$UPST Analysts have pretty consistently underestimated this company's EPS and Revenue the last few years. That said their projecting great growth through 2028. Actual growth will likely be higher than their projections (which are amazing). 26% short interest and a rapidly growing company will be an interesting mix. It's definitly going higher, who knows how high though.
1 · Reply
wahoowa96
wahoowa96 Oct. 4 at 1:46 PM
$UPST Built one around 52...will set buy orders between 45 and 50 to steal it from short sellers and the tired ones.
0 · Reply
LiquidThetaLEAPS
LiquidThetaLEAPS Oct. 4 at 12:19 PM
LiquidTheta® LEAPS LIVE Actionable Alert Asset: $UPST Current Share Price: $51.96 Contracts: $UPST January 15, 2027 $52 Calls Scale in: $16.56- $20.24 Scale out: $25.76-$33.12 Can Easily Capture: 60% ROI Blended DTE: 469 Days | Join Elites here: https://liquidtheta.com/options
0 · Reply
BB_88_
BB_88_ Oct. 4 at 11:31 AM
$UPST maybe go long soon.
0 · Reply
Doji001
Doji001 Oct. 4 at 3:50 AM
$UPST if the market rolls over in this quarter, load the boat.
0 · Reply
JADED_BULL
JADED_BULL Oct. 4 at 3:29 AM
$UPST Gemini gives $98 price target
1 · Reply
Mr__Lahey
Mr__Lahey Oct. 3 at 10:27 PM
$UPST 2 large call option orders literally seconds before the market closed. Almost 400k worth for 10/17.
1 · Reply
Latest News on UPST
Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 4 days ago

Upstart: AI Displacement Risks Are Overblown

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Sep 9, 2025, 10:00 AM EDT - 25 days ago

Upstart's Buy Case Strengthens Thanks To Accelerating Growth And Bottom-Line Inflection

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

Sep 8, 2025, 3:31 PM EDT - 26 days ago

Upstart Holdings, Inc. (UPST) Presents At Goldman Sachs Communicopia + Technology Conference 2025 Transcript

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Sep 5, 2025, 1:52 PM EDT - 4 weeks ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-3

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Aug 27, 2025, 9:00 AM EDT - 5 weeks ago

Cornerstone Community Financial Credit Union Selects Upstart for Personal Loans

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Aug 19, 2025, 4:05 PM EDT - 6 weeks ago

Upstart CEO to Participate in Fireside Chat at the Goldman Sachs Communacopia and Technology Conference 2025

Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 6 weeks ago

Upstart: GAAP Inflection Point

ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 7 weeks ago

ABNB Federal Credit Union Selects Upstart for Personal Loans

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Aug 12, 2025, 10:41 AM EDT - 7 weeks ago

Undercovered Dozen: Petrobras, IonQ, Brookfield Infrastructure And More

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Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Aug 12, 2025, 12:16 AM EDT - 7 weeks ago

Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032

Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 7 weeks ago

Why Is Upstart Stock Trading Lower On Monday?

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Aug 11, 2025, 7:38 AM EDT - 7 weeks ago

Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Aug 6, 2025, 4:06 PM EDT - 2 months ago

Why Upstart stock tanked on Q2 earnings and why it's a raging buy here

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Aug 6, 2025, 2:46 PM EDT - 2 months ago

Upstart's stock takes a mysterious dive after earnings. What's behind the move.

Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 2 months ago

Upstart: Hitting A Wall

Upstart CEO: AI-powered lending creates far better product for consumer

Aug 6, 2025, 11:32 AM EDT - 2 months ago

Upstart CEO: AI-powered lending creates far better product for consumer

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 2 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 2 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 2 months ago

Upstart Announces Results for Second Quarter 2025

Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects

Aug 5, 2025, 12:59 AM EDT - 2 months ago

Upstart: Buy This AI Lender On Macro Tailwinds And Growth Prospects

Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy

Aug 4, 2025, 12:28 PM EDT - 2 months ago

Upstart Q2 Preview: Anticipating Strong Consumer Loan Growth, Initiate With Buy

Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish

Aug 4, 2025, 11:21 AM EDT - 2 months ago

Upstart: Everyone Gave Up. I Didn't. And I'm Still Super Bullish

Cabrillo Credit Union Selects Upstart for Personal Lending

Jul 16, 2025, 9:00 AM EDT - 2 months ago

Cabrillo Credit Union Selects Upstart for Personal Lending

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Jul 7, 2025, 4:05 PM EDT - 3 months ago

Upstart to Announce Second Quarter 2025 Results on August 5, 2025

Upstart: An AI Fintech Gem

Jul 4, 2025, 11:17 AM EDT - 3 months ago

Upstart: An AI Fintech Gem

5 Stock Picks For June From Wall Street's Most Accurate Analysts

Jul 1, 2025, 7:57 AM EDT - 3 months ago

5 Stock Picks For June From Wall Street's Most Accurate Analysts

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Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Jun 25, 2025, 9:00 AM EDT - 3 months ago

Cobalt Credit Union Selects Upstart for Personal Loans, HELOCs, and Auto Refinance

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

Jun 12, 2025, 4:46 PM EDT - 4 months ago

Momentum stocks that helped drive the market's epic recovery are stalling. Get ready for a ‘buyable' pullback.

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KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2

Jun 11, 2025, 5:26 PM EDT - 4 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2025-2

Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings

Jun 10, 2025, 6:45 AM EDT - 4 months ago

Tradr Launches First Ever Leveraged ETFs on Archer Aviation and Upstart Holdings

ACHR ARCX UPSX

Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

Jun 3, 2025, 4:35 PM EDT - 4 months ago

Upstart Holdings, Inc. (UPST) Bank of America Global Technology Conference (Transcript)

Upstart: Inflection Point In Sight

Jun 3, 2025, 10:55 AM EDT - 4 months ago

Upstart: Inflection Point In Sight

Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

May 30, 2025, 5:05 PM EDT - 4 months ago

Upstart CFO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

Upstart Holdings: Firing On All Cylinders

May 28, 2025, 12:30 PM EDT - 4 months ago

Upstart Holdings: Firing On All Cylinders

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

May 28, 2025, 11:28 AM EDT - 4 months ago

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

PGY

All In Credit Union Selects Upstart for Personal Lending

May 28, 2025, 9:00 AM EDT - 4 months ago

All In Credit Union Selects Upstart for Personal Lending

Upstart CTO and CFO to Participate in Fireside Chat at the BofA Securities 2025 Global Technology Conference

May 22, 2025, 4:05 PM EDT - 4 months ago

Upstart CTO and CFO to Participate in Fireside Chat at the BofA Securities 2025 Global Technology Conference

Best Loans for Bad Credit: Upstart's No Credit Check Loans Guaranteed Approval Direct Lender

May 20, 2025, 7:56 AM EDT - 4 months ago

Best Loans for Bad Credit: Upstart's No Credit Check Loans Guaranteed Approval Direct Lender

Upstart Holdings, Inc. (UPST) Barclays 15th Annual Emerging Payments and FinTech Forum (Transcript)

May 19, 2025, 1:00 PM EDT - 4 months ago

Upstart Holdings, Inc. (UPST) Barclays 15th Annual Emerging Payments and FinTech Forum (Transcript)

Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural 'AI Day'

May 14, 2025, 2:01 PM EDT - 5 months ago

Upstart Showcases AI Breakthroughs and Business Momentum at Inaugural 'AI Day'

Upstart to Host First-Ever 'AI Day' Investor Event Today (May 14, 2025)

May 14, 2025, 7:00 AM EDT - 5 months ago

Upstart to Host First-Ever 'AI Day' Investor Event Today (May 14, 2025)

Best Loans For Bad Credit: Upstart's Guaranteed Personal Loans with No Credit Needed for Scores Below 580

May 14, 2025, 12:43 AM EDT - 5 months ago

Best Loans For Bad Credit: Upstart's Guaranteed Personal Loans with No Credit Needed for Scores Below 580

Upstart Stock Drops Despite Q1 Beat: Analysts Highlight AI Progress, Warn Of Inflation Risks

May 7, 2025, 1:14 PM EDT - 5 months ago

Upstart Stock Drops Despite Q1 Beat: Analysts Highlight AI Progress, Warn Of Inflation Risks

Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript

May 6, 2025, 8:34 PM EDT - 5 months ago

Upstart Holdings, Inc. (UPST) Q1 2025 Earnings Call Transcript

Upstart Personal Loan Originations Grow 83% Year Over Year

May 6, 2025, 8:28 PM EDT - 5 months ago

Upstart Personal Loan Originations Grow 83% Year Over Year

Upstart tumbles on second-quarter outlook, even as its full-year forecast gets more upbeat

May 6, 2025, 5:55 PM EDT - 5 months ago

Upstart tumbles on second-quarter outlook, even as its full-year forecast gets more upbeat

Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement

May 6, 2025, 4:05 PM EDT - 5 months ago

Upstart and Fortress Investment Group Announce $1.2B Forward-Flow Agreement

Upstart Announces Results for First Quarter 2025

May 6, 2025, 4:05 PM EDT - 5 months ago

Upstart Announces Results for First Quarter 2025

Upstart: AI Edge Is Fueling Outperformance Amidst Macro Uncertainty

May 2, 2025, 5:14 PM EDT - 5 months ago

Upstart: AI Edge Is Fueling Outperformance Amidst Macro Uncertainty

Upstart's Q1 Preview: The Business Is Great, The Environment Isn't

May 1, 2025, 8:25 AM EDT - 5 months ago

Upstart's Q1 Preview: The Business Is Great, The Environment Isn't

Rsconcept
Rsconcept Oct. 5 at 12:54 AM
$UPST we all know this going to tank next week! Watch and learn 🫣
0 · Reply
Mr__Lahey
Mr__Lahey Oct. 4 at 7:56 PM
$UPST $SOFI $AFRM will have to check open interest Monday morning to confirm but these huge call orders Friday for next weeks expiry hint at a possible big move coming for $AFRM early next week or all fintech in general.
0 · Reply
DragonTiger
DragonTiger Oct. 4 at 5:36 PM
$UPST It’s disgusting if you look at the 49P option expiring in the next two weeks. Hopefully 50 can be a strong support. I just got a starter position in 51-52 area. I will definitely load up a lot more if diving below 50
0 · Reply
Snickerssssss
Snickerssssss Oct. 4 at 4:06 PM
$UPST Analysts have pretty consistently underestimated this company's EPS and Revenue the last few years. That said their projecting great growth through 2028. Actual growth will likely be higher than their projections (which are amazing). 26% short interest and a rapidly growing company will be an interesting mix. It's definitly going higher, who knows how high though.
1 · Reply
wahoowa96
wahoowa96 Oct. 4 at 1:46 PM
$UPST Built one around 52...will set buy orders between 45 and 50 to steal it from short sellers and the tired ones.
0 · Reply
LiquidThetaLEAPS
LiquidThetaLEAPS Oct. 4 at 12:19 PM
LiquidTheta® LEAPS LIVE Actionable Alert Asset: $UPST Current Share Price: $51.96 Contracts: $UPST January 15, 2027 $52 Calls Scale in: $16.56- $20.24 Scale out: $25.76-$33.12 Can Easily Capture: 60% ROI Blended DTE: 469 Days | Join Elites here: https://liquidtheta.com/options
0 · Reply
BB_88_
BB_88_ Oct. 4 at 11:31 AM
$UPST maybe go long soon.
0 · Reply
Doji001
Doji001 Oct. 4 at 3:50 AM
$UPST if the market rolls over in this quarter, load the boat.
0 · Reply
JADED_BULL
JADED_BULL Oct. 4 at 3:29 AM
$UPST Gemini gives $98 price target
1 · Reply
Mr__Lahey
Mr__Lahey Oct. 3 at 10:27 PM
$UPST 2 large call option orders literally seconds before the market closed. Almost 400k worth for 10/17.
1 · Reply
OldSchoolSwinger
OldSchoolSwinger Oct. 3 at 10:25 PM
$UPST now that UPST has found support in and around the 61.8 fib, my belief is that it will move up nicely next week.
0 · Reply
DocAnoc
DocAnoc Oct. 3 at 8:32 PM
$UPST Captain obvious here, but just remember this stock ripped from 12 to 72, 20 to 96, and most recently 31 to 87 when rates were higher. It's a trader's stock in both directions. Not saying we're at bottom, but I'm still a buyer at support levels. GLTA
1 · Reply
kyik86
kyik86 Oct. 3 at 8:14 PM
$UPST Manipulation to the finest. Play the game with thr big boys and keep on buying puts. It will print 🖨
0 · Reply
Mr__Lahey
Mr__Lahey Oct. 3 at 8:10 PM
$UPST all fintech is down, hopefully next week we see a turnaround. On the plus side, we stayed above 50 I guess.
0 · Reply
Messerschmittbf109
Messerschmittbf109 Oct. 3 at 8:06 PM
$UPST -10 in a week -22 in a month Pieces of sh 8ts bo @ ard is agree with this scam
0 · Reply
ImpactfulTrader
ImpactfulTrader Oct. 3 at 7:56 PM
$SPY $50 Discord? No, sir. This isn’t a playground for randoms I run a focused group of disciplined confluence traders, not noise-makers Don’t need crackhead, fickle traders polluting a niche group built for serious confluence traders! $UPST $MU $BABA $PDD
0 · Reply
Clickitinthere
Clickitinthere Oct. 3 at 7:54 PM
$UPST is fintech telling us something or just a rotation into other sectors? This is getting exhausting.
1 · Reply
ranthor
ranthor Oct. 3 at 7:53 PM
$UPST ending the day at season lows…worst of the worst
0 · Reply
Stockmasterer
Stockmasterer Oct. 3 at 7:37 PM
$UPST can we please for the love of god make this go up! Great company, great future, why are we still down here?
0 · Reply
Mr__Lahey
Mr__Lahey Oct. 3 at 6:37 PM
$UPST retesting the breakout, can we wiggle our way back in there? Maybe false breakout? Aka bear trap. 
0 · Reply
thedelusionaltrader
thedelusionaltrader Oct. 3 at 6:18 PM
$UPST Didn’t retest $56 like I wanted but looking for 45/lower by next Wednesday.
1 · Reply
Phil_Hertits
Phil_Hertits Oct. 3 at 6:12 PM
$UPST nice. Lets see some low 40s next week.
1 · Reply