Market Cap 3.82B
Revenue (ttm) 636.53M
Net Income (ttm) -128.58M
EPS (ttm) N/A
PE Ratio 207.65
Forward PE 28.64
Profit Margin -20.20%
Debt to Equity Ratio 2.50
Volume 3,358,300
Avg Vol 4,275,416
Day's Range N/A - N/A
Shares Out 97.29M
Stochastic %K 9%
Beta 2.28
Analysts Sell
Price Target $55.88

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
SuperGreenToday
SuperGreenToday Feb. 2 at 11:17 PM
$UPST Share Price: $39.71 Contract Selected: Feb 27, 2026 $40 Calls Buy Zone: $3.31 – $4.09 Target Zone: $5.46 – $6.67 Potential Upside: 56% ROI Time to Expiration: 24 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Messerschmittbf109
Messerschmittbf109 Feb. 2 at 9:52 PM
$UPST as usual closing for this laundry coffee shop stock
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 2 at 8:54 PM
$UPST we all need to pray to god that the ceo hasnt fucked us over with the r & d loans
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 2 at 8:53 PM
$UPST pathetic close as usual
0 · Reply
LordPennyPleaser
LordPennyPleaser Feb. 2 at 5:50 PM
$UPST what will earnings look like? Low?
1 · Reply
Tomleeks
Tomleeks Feb. 2 at 5:38 PM
$UPST down 5 up .90 cents. Did you have fun at least
0 · Reply
Fergus20
Fergus20 Feb. 2 at 5:15 PM
$UPST we’re so back
0 · Reply
longshort168
longshort168 Feb. 2 at 3:40 PM
$UPST We talk about short squeeze to 50
1 · Reply
FudiDestroyer
FudiDestroyer Feb. 2 at 3:00 PM
$UPST we talking about $35 this week. Let’s go!!!!!!
0 · Reply
Kingbibi
Kingbibi Feb. 2 at 2:44 PM
$UPST back to 48 next week
0 · Reply
Latest News on UPST
Upstart: The Hidden Asset Behind The Sell-Off

Jan 27, 2026, 2:34 AM EST - 7 days ago

Upstart: The Hidden Asset Behind The Sell-Off


MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 26 days ago

MyPoint Credit Union Selects Upstart for Personal Lending


On Holding: The Swiss Upstart Taking On NIKE And adidas

Jan 5, 2026, 8:56 AM EST - 4 weeks ago

On Holding: The Swiss Upstart Taking On NIKE And adidas

NKE


Upstart: Improving Fundamentals And A Still Discounted Price

Dec 3, 2025, 5:38 AM EST - 2 months ago

Upstart: Improving Fundamentals And A Still Discounted Price


Upstart: Beware The Issues In The Auto Loan Kitchen

Dec 1, 2025, 10:49 PM EST - 2 months ago

Upstart: Beware The Issues In The Auto Loan Kitchen


Upstart: Artificial Pain

Nov 12, 2025, 5:12 PM EST - 2 months ago

Upstart: Artificial Pain


Upstart: Strong Platform Growth, High Margins, Cheap P/E

Nov 11, 2025, 10:06 AM EST - 2 months ago

Upstart: Strong Platform Growth, High Margins, Cheap P/E


Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 3 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake


Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript

Nov 5, 2025, 12:36 AM EST - 3 months ago

Upstart Holdings, Inc. (UPST) Q3 2025 Earnings Call Transcript


Upstart Stock Slides After Mixed Q3 Results: Details

Nov 4, 2025, 4:47 PM EST - 3 months ago

Upstart Stock Slides After Mixed Q3 Results: Details


Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 3 months ago

Upstart Announces Results for Third Quarter 2025


Upstart: Growth Is Being Underestimated; Maintaining Buy

Oct 29, 2025, 1:19 PM EDT - 3 months ago

Upstart: Growth Is Being Underestimated; Maintaining Buy


Peak Credit Union Selects Upstart for Personal Lending

Oct 29, 2025, 9:00 AM EDT - 3 months ago

Peak Credit Union Selects Upstart for Personal Lending


Upstart: Confusion Leads To Opportunity

Oct 11, 2025, 7:35 AM EDT - 4 months ago

Upstart: Confusion Leads To Opportunity


SoFi Vs. Upstart: Which Fintech To Choose And For Whom

Oct 10, 2025, 3:15 PM EDT - 4 months ago

SoFi Vs. Upstart: Which Fintech To Choose And For Whom

SOFI


Upstart: AI Displacement Risks Are Overblown

Sep 30, 2025, 5:53 PM EDT - 4 months ago

Upstart: AI Displacement Risks Are Overblown


Upstart: GAAP Inflection Point

Aug 18, 2025, 2:10 AM EDT - 6 months ago

Upstart: GAAP Inflection Point


ABNB Federal Credit Union Selects Upstart for Personal Loans

Aug 13, 2025, 9:00 AM EDT - 6 months ago

ABNB Federal Credit Union Selects Upstart for Personal Loans


Why Is Upstart Stock Trading Lower On Monday?

Aug 11, 2025, 1:03 PM EDT - 6 months ago

Why Is Upstart Stock Trading Lower On Monday?


Upstart: Hitting A Wall

Aug 6, 2025, 12:41 PM EDT - 6 months ago

Upstart: Hitting A Wall


Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript

Aug 5, 2025, 11:07 PM EDT - 6 months ago

Upstart Holdings, Inc. (UPST) Q2 2025 Earnings Call Transcript


Upstart Sees Surge in Demand for Auto and Small Dollar Loans

Aug 5, 2025, 9:13 PM EDT - 6 months ago

Upstart Sees Surge in Demand for Auto and Small Dollar Loans


Upstart Announces Results for Second Quarter 2025

Aug 5, 2025, 4:05 PM EDT - 6 months ago

Upstart Announces Results for Second Quarter 2025


SuperGreenToday
SuperGreenToday Feb. 2 at 11:17 PM
$UPST Share Price: $39.71 Contract Selected: Feb 27, 2026 $40 Calls Buy Zone: $3.31 – $4.09 Target Zone: $5.46 – $6.67 Potential Upside: 56% ROI Time to Expiration: 24 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Messerschmittbf109
Messerschmittbf109 Feb. 2 at 9:52 PM
$UPST as usual closing for this laundry coffee shop stock
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 2 at 8:54 PM
$UPST we all need to pray to god that the ceo hasnt fucked us over with the r & d loans
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 2 at 8:53 PM
$UPST pathetic close as usual
0 · Reply
LordPennyPleaser
LordPennyPleaser Feb. 2 at 5:50 PM
$UPST what will earnings look like? Low?
1 · Reply
Tomleeks
Tomleeks Feb. 2 at 5:38 PM
$UPST down 5 up .90 cents. Did you have fun at least
0 · Reply
Fergus20
Fergus20 Feb. 2 at 5:15 PM
$UPST we’re so back
0 · Reply
longshort168
longshort168 Feb. 2 at 3:40 PM
$UPST We talk about short squeeze to 50
1 · Reply
FudiDestroyer
FudiDestroyer Feb. 2 at 3:00 PM
$UPST we talking about $35 this week. Let’s go!!!!!!
0 · Reply
Kingbibi
Kingbibi Feb. 2 at 2:44 PM
$UPST back to 48 next week
0 · Reply
FudiDestroyer
FudiDestroyer Feb. 2 at 2:42 PM
$UPST looks like $40 is a thing of the past.
1 · Reply
blipidybleep
blipidybleep Feb. 2 at 1:59 PM
$UPST remember that green day beginning of last month?
1 · Reply
WallStreetBuyDip
WallStreetBuyDip Feb. 2 at 1:23 PM
$UPST forever memed. https://www.youtube.com/watch?v=E_YIZyVzymA
0 · Reply
zeezbottoms
zeezbottoms Feb. 2 at 9:22 AM
$UPST For everyone crying now. This gap down is a one in the lifetime opportunity. All fintech are more oversold than during the April tariff crash (check $FINXCHART if you don't believe me). Two consecutive days fully outside of the lower Bollinger Band, RSI at 24. Aiming for weekly SMA200 at 25,8.
1 · Reply
Bears_be_gone
Bears_be_gone Feb. 2 at 7:22 AM
$UPST had to have earnings come out around a market correction. Perfeft timing. No hope here
2 · Reply
LIVELOVELAUGHLEARN
LIVELOVELAUGHLEARN Feb. 2 at 1:21 AM
0 · Reply
Bears_be_gone
Bears_be_gone Feb. 1 at 10:32 PM
$UPST boyzz. How much are we losing tomorrow? Mondays rarely go well
1 · Reply
WallStreetBuyDip
WallStreetBuyDip Feb. 1 at 9:11 AM
$SPY I make these because I get asked almost every single day what is H%. Personally, I like to keep track of every plays I make, and I have been doing this for five years. No one to stay has ever come close to my success rate and my indicator. I make these so anyone can see it visually and understand why I buy when H% is extremely low $TSLA $UPST $SOFI $HOOD I hope this helps to understand why I use it to make trade
0 · Reply
Traderz11
Traderz11 Feb. 1 at 1:35 AM
0 · Reply
gorden09
gorden09 Jan. 31 at 11:37 PM
$UPST idk abt you guys but I really think there might be an opportunity here.
0 · Reply
gorden09
gorden09 Jan. 31 at 9:40 PM
$UPST ayo??
0 · Reply
Bears_be_gone
Bears_be_gone Jan. 31 at 9:00 PM
$UPST gonna get flushed with crypto at this rate. Goes down with anything that goes down. Ceo fucked up investor confidence by not taking loans off the books. Too busy tweeting about his son's football. 🤡
1 · Reply