Upstart Holdings Inc (UPST)

$30.30 +1.44 (4.99%)
Market Cap 2.95B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 60.13
Forward PE 40.36
Profit Margin 5.13%
Debt to Equity Ratio 2.51
Volume 4,634,300
Avg Vol 4,469,150
Day's Range N/A - N/A
Shares Out 97.31M
Stochastic %K 64%
Beta 2.29
Analysts Sell
Price Target $38.78

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
USAEquityResearch
USAEquityResearch Aug. 23 at 12:33 PM
$UPST 📊 USAEquityResearch ▲ 30.30 (+4.99%) Trend: Cautiously bullish ↗️ RSI (14): 53.3 — neutral territory MACD: bullish, above signal line and rising Volume: normal 📌 Key Levels Resistance: 31.09 | Support: 26.60 20-MA: 29.32 | 50-MA: 30.82 💼 Fundamentals Mkt Cap: $2.95B P/E (TTM): 58.3 | Fwd P/E: 8.9 FCF: $-132.38M (-1.36/sh) Total Debt: $2.06B D/E: 258.01 📉 Options (exp 2026-08-28) ATM IV: 66.3% | Skew: -0.3% (balanced) P/C Ratio: 1.18 ⚖️ Neutral Max Pain: 29.50 Call wall: 30.50 | Put wall: 30.00 Educational content only. Not financial advice. Full data, options chain & financials: https://usaequityresearch.com/stocks/UPST
0 · Reply
Tomleeks
Tomleeks Aug. 22 at 6:25 PM
$UPST is this 300 yet
0 · Reply
Woodman7
Woodman7 Aug. 22 at 10:54 AM
$PGY $AFRM $UPST $SOFI Looking at credit spreads - current and trends. Everything looking favorable… Continuing upward trend for Pagaya, Upstart and other financial firms?
0 · Reply
MesserschmittBavaria
MesserschmittBavaria Aug. 22 at 6:06 AM
$UPST it isn’t the stock that made me fall in love months ago Full of insiders .. management trading the shares But Mizunho see other. Mizuho confirmed the Outperform rating and the price target at $45.00 on Upstart Holdings Inc (NASDAQ:UPST). The stock is currently trading at $29.11, down 52% over the past year, although InvestingPro's analysis suggests that stocks remain slightly undervalued at current levels. The company said it maintained a positive view of the company following recent talks. Mizuho believes that the guidance for 2026 appears conservative, in particular with regard to revenue projections. This outlook is in line with Upstart's recent momentum, as the company has recorded revenue growth of 45% in the last twelve months.
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 21 at 9:00 PM
$PGY Mext week will be fun. $UPST $C
0 · Reply
BoBhohol
BoBhohol Aug. 21 at 8:48 PM
$UPST
2 · Reply
biasedmedia
biasedmedia Aug. 21 at 8:29 PM
$UPST No clue what's going on with fintech today. Yields on the 10 year and 30 year bonds are up, which is what mortgage and credit card rates are based on. But fintech isn't getting crushed like usual when this happens, the rest of the market is green, and bitcoin is ripping. I'm long UPST, but this isn't logical.
0 · Reply
Fergus20
Fergus20 Aug. 21 at 7:58 PM
$UPST HAHAHAHAHAHAHAAH!!! Have a lousy weekend everyone! I know I will!
0 · Reply
Tataboxinhibitor
Tataboxinhibitor Aug. 21 at 7:45 PM
$UPST get ready for limp shaft around closing.
1 · Reply
Phunangler
Phunangler Aug. 21 at 7:39 PM
$UPST
0 · Reply
Latest News on UPST
Upstart Holdings Transcript: Bank of America SMID Cap Virtual Conference

Aug 11, 2026, 11:00 AM EDT - 12 days ago

Upstart Holdings Transcript: Bank of America SMID Cap Virtual Conference

Upstart Loan Originations Jump 50% as It Preps Bank Launch

Aug 5, 2026, 9:38 AM EDT - 18 days ago

Upstart Loan Originations Jump 50% as It Preps Bank Launch

Upstart's AI upgrades pay off, as a pickup in loan growth helps send the stock higher

Aug 4, 2026, 6:22 PM EDT - 19 days ago

Upstart's AI upgrades pay off, as a pickup in loan growth helps send the stock higher

Upstart Holdings Earnings Call Transcript: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 19 days ago

Upstart Holdings Earnings Call Transcript: Q2 2026

Upstart Holdings Earnings release: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 19 days ago

Upstart Holdings Earnings release: Q2 2026

Upstart Holdings Slides: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 19 days ago

Upstart Holdings Slides: Q2 2026

Upstart Holdings Quarterly report: Q2 2026

Aug 4, 2026, 4:30 PM EDT - 19 days ago

Upstart Holdings Quarterly report: Q2 2026

Upstart Announces Second Quarter 2026 Results

Aug 4, 2026, 4:05 PM EDT - 19 days ago

Upstart Announces Second Quarter 2026 Results

Upstart Publishes July 2026 Originations and Latest UMI

Aug 3, 2026, 7:55 AM EDT - 20 days ago

Upstart Publishes July 2026 Originations and Latest UMI

Upstart Announces Multi-Year $4 Billion Forward Flow Agreement with Castlelake

Jul 29, 2026, 8:45 AM EDT - 25 days ago

Upstart Announces Multi-Year $4 Billion Forward Flow Agreement with Castlelake

Upstart Co-founder and CEO to Participate in Fireside Chat at the Bank of America 2026 SMID Cap Conference

Jul 28, 2026, 4:05 PM EDT - 26 days ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the Bank of America 2026 SMID Cap Conference

Upstart Pursues Final Banking Approvals After Landing Conditional Nod

Jul 27, 2026, 7:18 PM EDT - 27 days ago

Upstart Pursues Final Banking Approvals After Landing Conditional Nod

Upstart Receives Conditional Approval from the OCC to Establish Upstart Bank

Jul 23, 2026, 7:51 PM EDT - 4 weeks ago

Upstart Receives Conditional Approval from the OCC to Establish Upstart Bank

Upstart to Announce Second Quarter 2026 Results on August 4, 2026

Jul 6, 2026, 5:23 PM EDT - 6 weeks ago

Upstart to Announce Second Quarter 2026 Results on August 4, 2026

Upstart Publishes June 2026 Origination Volume

Jul 6, 2026, 7:49 AM EDT - 6 weeks ago

Upstart Publishes June 2026 Origination Volume

Upstart Holdings (UPST) Price Forecast: Breakout Signals Trend Reversal

Jul 1, 2026, 5:02 PM EDT - 7 weeks ago

Upstart Holdings (UPST) Price Forecast: Breakout Signals Trend Reversal

Upstart Publishes May 2026 UMI

Jun 25, 2026, 6:03 PM EDT - 2 months ago

Upstart Publishes May 2026 UMI

Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans

Jun 24, 2026, 8:45 AM EDT - 2 months ago

Upstart Announces Agreement with Neuberger Specialty Finance for Investment in up to $600M of Consumer Loans

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-3

Jun 23, 2026, 2:29 PM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-3

Fresh Off Its Nasdaq Debut, a Regenerative-Medicine Upstart Is Stacking Its Board With Big-Pharma Firepower

Jun 16, 2026, 8:15 AM EDT - 2 months ago

Fresh Off Its Nasdaq Debut, a Regenerative-Medicine Upstart Is Stacking Its Board With Big-Pharma Firepower

Upstart Holdings Transcript: Morgan Stanley US Financials Conference 2026

Jun 10, 2026, 3:15 PM EDT - 2 months ago

Upstart Holdings Transcript: Morgan Stanley US Financials Conference 2026

Upstart Holdings Transcript: Mizuho Technology Conference 2026

Jun 9, 2026, 1:05 PM EDT - 2 months ago

Upstart Holdings Transcript: Mizuho Technology Conference 2026

DEADLINE NEXT WEEK: Berger Montague Advises Upstart Holdings, Inc. (NASDAQ: UPST) Investors to Contact the Firm Before June 8, 2026

Jun 4, 2026, 9:51 AM EDT - 2 months ago

DEADLINE NEXT WEEK: Berger Montague Advises Upstart Holdings, Inc. (NASDAQ: UPST) Investors to Contact the Firm Before June 8, 2026

Upstart Publishes May 2026 Origination Volume

Jun 3, 2026, 7:55 AM EDT - 2 months ago

Upstart Publishes May 2026 Origination Volume

Upstart Publishes April 2026 UMI

May 28, 2026, 4:08 PM EDT - 3 months ago

Upstart Publishes April 2026 UMI

Upstart Holdings Transcript: AGM 2026

May 28, 2026, 12:00 PM EDT - 3 months ago

Upstart Holdings Transcript: AGM 2026

Community Choice Credit Union Selects Upstart for Personal Lending

May 27, 2026, 9:00 AM EDT - 3 months ago

Community Choice Credit Union Selects Upstart for Personal Lending

Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference

May 21, 2026, 4:05 PM EDT - 3 months ago

Upstart CFO to Participate in Fireside Chat at the Mizuho Technology Conference

Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

May 21, 2026, 4:05 PM EDT - 3 months ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the Morgan Stanley US Financials Conference

Upstart Holdings Transcript: J.P. Morgan 54th Annual Global Technology, Media and Communications Conference

May 19, 2026, 4:15 PM EDT - 3 months ago

Upstart Holdings Transcript: J.P. Morgan 54th Annual Global Technology, Media and Communications Conference

Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors

May 19, 2026, 9:00 AM EDT - 3 months ago

Upstart Appoints Former Santander US CEO Tim Wennes to Its Board of Directors

USF Credit Union Selects Upstart for Personal Lending

May 13, 2026, 9:00 AM EDT - 3 months ago

USF Credit Union Selects Upstart for Personal Lending

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

May 6, 2026, 4:05 PM EDT - 3 months ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

Upstart's stock is getting punished after earnings. Here's the big gripe.

May 5, 2026, 5:32 PM EDT - 3 months ago

Upstart's stock is getting punished after earnings. Here's the big gripe.

Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Earnings Call Transcript: Q1 2026

Upstart Holdings Slides: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Slides: Q1 2026

Upstart Holdings Earnings release: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Earnings release: Q1 2026

Upstart Holdings Quarterly report: Q1 2026

May 5, 2026, 4:30 PM EDT - 3 months ago

Upstart Holdings Quarterly report: Q1 2026

Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 3 months ago

Upstart Announces First Quarter 2026 Results

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Apr 30, 2026, 9:00 AM EDT - 4 months ago

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

Apr 29, 2026, 8:45 AM EDT - 4 months ago

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Apr 23, 2026, 8:06 PM EDT - 4 months ago

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

Apr 22, 2026, 8:45 AM EDT - 4 months ago

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Apr 21, 2026, 11:21 AM EDT - 4 months ago

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 4 months ago

Upstart Holdings Proxy statement: Proxy filing

Upstart Holdings Proxy statement: Proxy filing

Apr 16, 2026, 8:00 AM EDT - 4 months ago

Upstart Holdings Proxy statement: Proxy filing

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Apr 15, 2026, 6:07 PM EDT - 4 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Apr 14, 2026, 5:25 PM EDT - 4 months ago

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

Apr 9, 2026, 8:23 AM EDT - 4 months ago

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 4 months ago

DuPage Credit Union Selects Upstart for Personal Lending

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 4 months ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Apr 6, 2026, 2:48 PM EDT - 4 months ago

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 5 months ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 5 months ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 5 months ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM XYZ

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 5 months ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 5 months ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

USAEquityResearch
USAEquityResearch Aug. 23 at 12:33 PM
$UPST 📊 USAEquityResearch ▲ 30.30 (+4.99%) Trend: Cautiously bullish ↗️ RSI (14): 53.3 — neutral territory MACD: bullish, above signal line and rising Volume: normal 📌 Key Levels Resistance: 31.09 | Support: 26.60 20-MA: 29.32 | 50-MA: 30.82 💼 Fundamentals Mkt Cap: $2.95B P/E (TTM): 58.3 | Fwd P/E: 8.9 FCF: $-132.38M (-1.36/sh) Total Debt: $2.06B D/E: 258.01 📉 Options (exp 2026-08-28) ATM IV: 66.3% | Skew: -0.3% (balanced) P/C Ratio: 1.18 ⚖️ Neutral Max Pain: 29.50 Call wall: 30.50 | Put wall: 30.00 Educational content only. Not financial advice. Full data, options chain & financials: https://usaequityresearch.com/stocks/UPST
0 · Reply
Tomleeks
Tomleeks Aug. 22 at 6:25 PM
$UPST is this 300 yet
0 · Reply
Woodman7
Woodman7 Aug. 22 at 10:54 AM
$PGY $AFRM $UPST $SOFI Looking at credit spreads - current and trends. Everything looking favorable… Continuing upward trend for Pagaya, Upstart and other financial firms?
0 · Reply
MesserschmittBavaria
MesserschmittBavaria Aug. 22 at 6:06 AM
$UPST it isn’t the stock that made me fall in love months ago Full of insiders .. management trading the shares But Mizunho see other. Mizuho confirmed the Outperform rating and the price target at $45.00 on Upstart Holdings Inc (NASDAQ:UPST). The stock is currently trading at $29.11, down 52% over the past year, although InvestingPro's analysis suggests that stocks remain slightly undervalued at current levels. The company said it maintained a positive view of the company following recent talks. Mizuho believes that the guidance for 2026 appears conservative, in particular with regard to revenue projections. This outlook is in line with Upstart's recent momentum, as the company has recorded revenue growth of 45% in the last twelve months.
0 · Reply
CryptoAtlas
CryptoAtlas Aug. 21 at 9:00 PM
$PGY Mext week will be fun. $UPST $C
0 · Reply
BoBhohol
BoBhohol Aug. 21 at 8:48 PM
$UPST
2 · Reply
biasedmedia
biasedmedia Aug. 21 at 8:29 PM
$UPST No clue what's going on with fintech today. Yields on the 10 year and 30 year bonds are up, which is what mortgage and credit card rates are based on. But fintech isn't getting crushed like usual when this happens, the rest of the market is green, and bitcoin is ripping. I'm long UPST, but this isn't logical.
0 · Reply
Fergus20
Fergus20 Aug. 21 at 7:58 PM
$UPST HAHAHAHAHAHAHAAH!!! Have a lousy weekend everyone! I know I will!
0 · Reply
Tataboxinhibitor
Tataboxinhibitor Aug. 21 at 7:45 PM
$UPST get ready for limp shaft around closing.
1 · Reply
Phunangler
Phunangler Aug. 21 at 7:39 PM
$UPST
0 · Reply
Fergus20
Fergus20 Aug. 21 at 7:23 PM
$UPST oh baby here we go!!! Sub 30 close, mark my words.
0 · Reply
FundaTech
FundaTech Aug. 21 at 6:37 PM
$SPY $QQQ I still don’t know what $UPST does. https://youtu.be/sQUANbiDJG4?is=4ud3W9Unwl6f7Nl4
1 · Reply
longshort168
longshort168 Aug. 21 at 5:54 PM
$UPST Day trade is hard for this ticket
0 · Reply
Olddrache
Olddrache Aug. 21 at 5:50 PM
$UPST F🖕🖕🖕 Trim some out here at 5%
0 · Reply
Fergus20
Fergus20 Aug. 21 at 5:38 PM
$UPST fuck everything about this thing
0 · Reply
Fergus20
Fergus20 Aug. 21 at 5:37 PM
$UPST get ready for the backbreaking rug pull
0 · Reply
Fergus20
Fergus20 Aug. 21 at 4:21 PM
$UPST oh baby! Here we go! Get ready to lose everything!!!
0 · Reply
minimalist
minimalist Aug. 21 at 3:44 PM
$UPST We need to get to $30.60 just to gain back yesterday's losses, a little disgusting if you ask me. smfh
0 · Reply
zeezbottoms
zeezbottoms Aug. 21 at 2:20 PM
$UPST Aaaand it's gone. Piece of shit going up 2% while peers are +5%..same peers that yesterday went down 2% instead of 5,5% 😂
2 · Reply
5timechamp
5timechamp Aug. 21 at 2:19 PM
$UPST we need the fed to drop rates and the mother of all short squeezes to happen here......
0 · Reply
Crodies
Crodies Aug. 21 at 1:58 PM
$UPST sold my calls for 100%, thank you.
0 · Reply
championbull
championbull Aug. 21 at 1:44 PM
$UPST cant even get it up..
0 · Reply