Upstart Holdings Inc (UPST)

$29.71 +2.72 (10.08%)
Market Cap 2.58B
Revenue (ttm) 1.04B
Net Income (ttm) 53.60M
EPS (ttm) N/A
PE Ratio 79.54
Forward PE 29.62
Profit Margin 5.13%
Debt to Equity Ratio 2.62
Volume 4,702,400
Avg Vol 4,814,634
Day's Range N/A - N/A
Shares Out 95.71M
Stochastic %K 50%
Beta 2.26
Analysts Sell
Price Target $38.76

Company Profile

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Industry: Credit Services
Sector: Financial Services
Phone: 833 212 2461
Address:
2950 South Delaware Street, Suite 410, San Mateo, United States
biasedmedia
biasedmedia May. 15 at 3:44 PM
$UPST F*ckin shorts keep using low volume during a red market day to worsen the price drop
0 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 3:28 PM
$UPST lmao. Losing all gains. Hate this market.
0 · Reply
Fergus20
Fergus20 May. 15 at 3:01 PM
$UPST my god let’s hope so.
0 · Reply
Fergus20
Fergus20 May. 15 at 3:00 PM
$UPST downtrend still very much intact. Stock sucks.
0 · Reply
zeezbottoms
zeezbottoms May. 15 at 2:48 PM
$UPST Guess which is the WORST fintech, once again?
0 · Reply
biasedmedia
biasedmedia May. 15 at 2:22 PM
$UPST
0 · Reply
cogsie
cogsie May. 15 at 2:14 PM
$UPST DownStop
0 · Reply
bullenkuh
bullenkuh May. 15 at 2:05 PM
$UPST
0 · Reply
fuckICE123
fuckICE123 May. 15 at 1:59 PM
$UPST existence is pain
0 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 1:52 PM
$UPST pain never ends here. Cant break 30.
0 · Reply
Latest News on UPST
Upstart CEO Paul Gu buys 50,000 shares

2026-05-14T13:53:33.000Z - 1 day ago

Upstart CEO Paul Gu buys 50,000 shares

Upstart selected by USF Credit Union for personal lending

2026-05-13T14:45:12.000Z - 2 days ago

Upstart selected by USF Credit Union for personal lending

USF Credit Union Selects Upstart for Personal Lending

May 13, 2026, 9:00 AM EDT - 2 days ago

USF Credit Union Selects Upstart for Personal Lending

Upstart price target lowered to $45 from $51 at Mizuho

2026-05-08T13:05:22.000Z - 7 days ago

Upstart price target lowered to $45 from $51 at Mizuho

Upstart price target lowered to $35 from $45 at Morgan Stanley

2026-05-07T19:00:17.000Z - 7 days ago

Upstart price target lowered to $35 from $45 at Morgan Stanley

Upstart price target lowered to $46 from $56 at Piper Sandler

2026-05-07T09:06:00.000Z - 8 days ago

Upstart price target lowered to $46 from $56 at Piper Sandler

Upstart price target lowered to $40 from $49 at Truist

2026-05-07T04:05:02.000Z - 8 days ago

Upstart price target lowered to $40 from $49 at Truist

Upstart price target lowered to $37 from $40 at Needham

2026-05-07T04:03:25.000Z - 8 days ago

Upstart price target lowered to $37 from $40 at Needham

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

May 6, 2026, 4:05 PM EDT - 8 days ago

Upstart Co-founder and CEO to Participate in Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference

Upstart's stock is getting punished after earnings. Here's the big gripe.

May 5, 2026, 5:32 PM EDT - 9 days ago

Upstart's stock is getting punished after earnings. Here's the big gripe.

Upstart Holdings Earnings Call Transcript: Q1 2026

May 5, 2026, 4:30 PM EDT - 9 days ago

Upstart Holdings Earnings Call Transcript: Q1 2026

Upstart Announces First Quarter 2026 Results

May 5, 2026, 4:05 PM EDT - 9 days ago

Upstart Announces First Quarter 2026 Results

Upstart Holdings options imply 13.4% move in share price post-earnings

2026-05-05T18:35:14.000Z - 9 days ago

Upstart Holdings options imply 13.4% move in share price post-earnings

Justice Federal Credit Union has partnered with Upstart to broaden its reach

2026-04-30T14:19:34.000Z - 15 days ago

Justice Federal Credit Union has partnered with Upstart to broaden its reach

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Apr 30, 2026, 9:00 AM EDT - 15 days ago

Justice Federal Credit Union Selects Upstart to Expand Personal Lending

Upstart announces $1.25B forward-flow agreement with Fortress

2026-04-29T14:00:22.000Z - 16 days ago

Upstart announces $1.25B forward-flow agreement with Fortress

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

Apr 29, 2026, 8:45 AM EDT - 16 days ago

Upstart Announces $1.25B Forward-Flow Agreement with Fortress Investment Group

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Apr 23, 2026, 8:06 PM EDT - 21 days ago

UPST Stockholders Have Rights - If You Lost Money Investing in Upstart Holdings, Inc. Contact Robbins LLP for Information About Recovering Your Losses

Upstart announces multi-year $1.2B forward-flow agreement

2026-04-22T13:25:51.000Z - 23 days ago

Upstart announces multi-year $1.2B forward-flow agreement

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

Apr 22, 2026, 8:45 AM EDT - 23 days ago

Upstart Announces Multi-Year $1.2B Forward-Flow Agreement with Centerbridge Partners, L.P.

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

Apr 21, 2026, 11:21 AM EDT - 24 days ago

UPSTART HOLDINGS, INC. (UPST) DEADLINE ALERT Bernstein Liebhard LLP Reminds Upstart Holdings, Inc. Investors of Upcoming Deadline

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Apr 15, 2026, 6:07 PM EDT - 4 weeks ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-2

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Apr 14, 2026, 5:25 PM EDT - 4 weeks ago

Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPST

Upstart price target lowered to $36 from $40 at BofA

2026-04-13T13:51:44.000Z - 4 weeks ago

Upstart price target lowered to $36 from $40 at BofA

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

Apr 9, 2026, 8:23 AM EDT - 5 weeks ago

UPSTART HOLDINGS, INC. (UPST) INVESTOR ALERT Investors With Large Losses in Upstart Holdings, Inc. Should Contact Bernstein Liebhard LLP To Discuss Their Rights

DuPage Credit Union partners with Upstart for personal loans

2026-04-08T13:05:44.000Z - 5 weeks ago

DuPage Credit Union partners with Upstart for personal loans

DuPage Credit Union Selects Upstart for Personal Lending

Apr 8, 2026, 9:00 AM EDT - 5 weeks ago

DuPage Credit Union Selects Upstart for Personal Lending

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Apr 6, 2026, 4:05 PM EDT - 5 weeks ago

Upstart to Announce First Quarter 2026 Results on May 5, 2026

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Apr 6, 2026, 2:48 PM EDT - 5 weeks ago

Upstart Wall Street research firm says it sent an analyst to Strait of Hormuz. Here's what they learned

Upstart price target lowered to $51 from $66 at Mizuho

2026-03-26T11:16:01.000Z - 7 weeks ago

Upstart price target lowered to $51 from $66 at Mizuho

Upstart selected by Harborstone Credit Union for personal lending

2026-03-25T13:12:31.000Z - 7 weeks ago

Upstart selected by Harborstone Credit Union for personal lending

Harborstone Credit Union Selects Upstart for Personal Lending

Mar 25, 2026, 9:00 AM EDT - 7 weeks ago

Harborstone Credit Union Selects Upstart for Personal Lending

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Mar 23, 2026, 9:00 AM EDT - 7 weeks ago

Upstart Holdings, Inc. Investigated by the Portnoy Law Firm

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

Mar 20, 2026, 9:58 AM EDT - 2 months ago

Affirm, Fintech Stocks Hit by Private-Credit Jitters. Why You Shouldn't Panic Just Yet.

AFRM LC XYZ

Fund holding Affirm, Upstart loans seeing high redemptions, WSJ says

2026-03-18T16:16:57.000Z - 2 months ago

Fund holding Affirm, Upstart loans seeing high redemptions, WSJ says

AFRM LC

Upstart enters forward-flow commitment with Eltura Capital Management

2026-03-17T13:38:04.000Z - 2 months ago

Upstart enters forward-flow commitment with Eltura Capital Management

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Mar 17, 2026, 8:45 AM EDT - 2 months ago

Upstart Announces a $1B Forward-Flow Agreement with Eltura Ventures and Aperture Investors

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Mar 16, 2026, 4:57 PM EDT - 2 months ago

Upstart's stock rises as analyst says investors have been ignoring a key catalyst

Upstart upgraded to Buy from Neutral at BTIG

2026-03-16T09:15:34.000Z - 2 months ago

Upstart upgraded to Buy from Neutral at BTIG

Upstart Seeks Regulatory Blessing to Become a Bank

Mar 11, 2026, 6:51 AM EDT - 2 months ago

Upstart Seeks Regulatory Blessing to Become a Bank

Upstart to Apply for National Bank Charter

Mar 10, 2026, 4:05 PM EDT - 2 months ago

Upstart to Apply for National Bank Charter

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Mar 10, 2026, 11:47 AM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-1

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Mar 3, 2026, 4:50 PM EST - 2 months ago

Upstart Holdings Transcript: Morgan Stanley Technology, Media & Telecom Conference 2026

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Feb 20, 2026, 8:05 AM EST - 3 months ago

Upstart Announces Inaugural $200M Upstart Auto Forward-Flow Agreement with Wafra

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Feb 20, 2026, 8:00 AM EST - 3 months ago

Upstart Announces $333M Sale of Upstart Auto Assets to Affiliates of Bayview Asset Management, LLC

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Feb 20, 2026, 7:37 AM EST - 3 months ago

Upstart Holdings Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Upstart Repurchases $100 Million of Shares

Feb 19, 2026, 7:55 AM EST - 3 months ago

Upstart Repurchases $100 Million of Shares

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Feb 18, 2026, 4:05 PM EST - 3 months ago

Upstart President to Participate in Fireside Chat at the Morgan Stanley Technology, Media & Telecom Conference

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Feb 17, 2026, 10:45 AM EST - 3 months ago

Upstart Announces Cash Line, Bringing Always-On Credit to Millions of Americans

Upstart Holdings Earnings Call Transcript: Q4 2025

Feb 10, 2026, 4:30 PM EST - 3 months ago

Upstart Holdings Earnings Call Transcript: Q4 2025

Upstart Publishes Monthly Origination Volumes

Feb 10, 2026, 4:04 PM EST - 3 months ago

Upstart Publishes Monthly Origination Volumes

Upstart Announces Leadership Evolution

Feb 10, 2026, 4:04 PM EST - 3 months ago

Upstart Announces Leadership Evolution

Upstart Announces Fourth Quarter and Full Year 2025 Results

Feb 10, 2026, 4:03 PM EST - 3 months ago

Upstart Announces Fourth Quarter and Full Year 2025 Results

President Trump is focused on affordability. Fintech stocks may be the way to play it

Feb 1, 2026, 12:00 PM EST - 3 months ago

President Trump is focused on affordability. Fintech stocks may be the way to play it

BLSH COIN CRCL SOFI

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Jan 21, 2026, 9:00 AM EST - 4 months ago

Rize Credit Union Partners with Upstart to Expand Access to Personal Loans in California

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

Jan 12, 2026, 4:05 PM EST - 4 months ago

Upstart to Announce Fourth Quarter and Full Year 2025 Results on February 10, 2026

MyPoint Credit Union Selects Upstart for Personal Lending

Jan 7, 2026, 9:00 AM EST - 4 months ago

MyPoint Credit Union Selects Upstart for Personal Lending

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

Jan 6, 2026, 11:20 AM EST - 4 months ago

AI Is ‘Transformative' for Economy. Duolingo and 5 Other Stocks to Play the Shift.

DUOL ACN INTU LMND

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

Jan 6, 2026, 11:00 AM EST - 4 months ago

Truepic Welcomes Kerry Whorton Cooper to its Board of Advisors

PCG

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Dec 17, 2025, 9:00 AM EST - 5 months ago

Tech CU Selects Upstart for Personal Loans and Auto Refinance Loans

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Nov 6, 2025, 10:00 AM EST - 6 months ago

Upstart Announces $1.5B Forward-Flow Agreement with Castlelake

Upstart Says Originations Leap as Consumer Credit Strength Improves

Nov 4, 2025, 9:40 PM EST - 6 months ago

Upstart Says Originations Leap as Consumer Credit Strength Improves

Upstart's stock extends declines as the AI lender predicts slower growth

Nov 4, 2025, 6:28 PM EST - 6 months ago

Upstart's stock extends declines as the AI lender predicts slower growth

Upstart Holdings Earnings Call Transcript: Q3 2025

Nov 4, 2025, 4:30 PM EST - 6 months ago

Upstart Holdings Earnings Call Transcript: Q3 2025

Upstart Announces Results for Third Quarter 2025

Nov 4, 2025, 4:05 PM EST - 6 months ago

Upstart Announces Results for Third Quarter 2025

biasedmedia
biasedmedia May. 15 at 3:44 PM
$UPST F*ckin shorts keep using low volume during a red market day to worsen the price drop
0 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 3:28 PM
$UPST lmao. Losing all gains. Hate this market.
0 · Reply
Fergus20
Fergus20 May. 15 at 3:01 PM
$UPST my god let’s hope so.
0 · Reply
Fergus20
Fergus20 May. 15 at 3:00 PM
$UPST downtrend still very much intact. Stock sucks.
0 · Reply
zeezbottoms
zeezbottoms May. 15 at 2:48 PM
$UPST Guess which is the WORST fintech, once again?
0 · Reply
biasedmedia
biasedmedia May. 15 at 2:22 PM
$UPST
0 · Reply
cogsie
cogsie May. 15 at 2:14 PM
$UPST DownStop
0 · Reply
bullenkuh
bullenkuh May. 15 at 2:05 PM
$UPST
0 · Reply
fuckICE123
fuckICE123 May. 15 at 1:59 PM
$UPST existence is pain
0 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 1:52 PM
$UPST pain never ends here. Cant break 30.
0 · Reply
fuckICE123
fuckICE123 May. 15 at 1:51 PM
$UPST 💀💀
0 · Reply
GMannerheim
GMannerheim May. 15 at 1:50 PM
$UPST Sold $29 puts expiring 6/5
0 · Reply
zeezbottoms
zeezbottoms May. 15 at 1:45 PM
$UPST This shitstock can't even hold one day above SMA50
0 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 1:39 PM
$UPST every day here
0 · Reply
rst1016
rst1016 May. 15 at 12:55 PM
$UPST great day to add. A gift
0 · Reply
PlottingTheReturns
PlottingTheReturns May. 15 at 12:46 PM
$UPST no surprises here
1 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 12:46 PM
$UPST bs premarket drop. Stop cant get a break. Universes keeps holding it back
1 · Reply
fuckICE123
fuckICE123 May. 15 at 12:37 PM
$UPST already down -6% from PM highs. Gonna be a bloody day
0 · Reply
Fergus20
Fergus20 May. 15 at 12:11 PM
$UPST hardly moves when the markets hit an all time high and then drops like a stone on any red day
0 · Reply
Bio_Apple
Bio_Apple May. 15 at 10:52 AM
$UPST Just a thought: at the moment, Vanguard holds approximately 8.07 million shares (approx. 8.4%), and BlackRock holds roughly 7.09 million to 7.4 million shares (approx. 7.4%); if they start increasing their holdings via the open market, that’s when the real party begins.
1 · Reply
ihsvenoidea
ihsvenoidea May. 15 at 10:29 AM
$UPST and your point is that it isn’t a very good bull point or that it frustrates you?$UPST this reddit post has beej shared 340 times sk far and upvoted 156 times within 14 hours of the post. The first comment was that someone bought after reading one sentence 🤣. Good.
1 · Reply
Bears_be_gone
Bears_be_gone May. 15 at 10:09 AM
$UPST so the market goes down just when we are moving up. Bs timing 🤣. Hope that we go up when it opens. Retarded
0 · Reply