Dec. 15 at 2:38 PM
$PYPL $SEZL Plenty. SEZL is a pure-play BNPL operator focused on small to mid-ticket retail, with on-site PDP/cart placements and BNPL-native underwriting that can lift conversion and repeat usage more than PayPal’s general wallet flows.
PayPal wins on scale, funding cost, and ubiquity, but SEZL’s specialization gives it faster feature velocity, stronger Gen Z penetration, and more torque to BNPL specific tailwinds right now, plus a visibility boost from S&P 600 inclusion.
