Jan. 28 at 9:41 PM
Credit modernization is only step one.
Once AI owns the signal layer, real-time bank data, income, risk, behavior, it spreads into fraud, payments, lending, and compliance. That’s the financial operating system.
Big players (
$V $MA $FICO $PYPL) set the pace. Infrastructure names like
$INVR build the rails.
Quiet now. Scales fast later.
#Fintech #AI #OpenBanking #Credit #Infrastructure #SmallCaps