Jan. 10 at 2:08 PM
$PYPL interesting I asked Gemini at which point the board of directors should accelerate the back program. Here's it's response
Right now (January 2026), with the stock at
$58.27, PayPal is trading at a forward P/E of roughly 10.5x. For a company growing earnings at 10–15% and generating
$6B+ in free cash flow, this is exceptionally cheap.
Below
$60
increasing the quarterly allocation from
$1.5 billion to
$2.0 billion, utilizing the new
$5 billion commercial paper program (debt) if necessary. Buying back stock at a 10x multiple is effectively a 10% risk-free return
Between
$60.00 –
$75.0
Maintain Pace (
$1.5B/Quarter).
Above
$85.00
Recommendation: Shift to Dividends & Strategic M&A.
