Jan. 12 at 4:23 AM
$PYPL
Everyone’s asking why PayPal is expanding in New York while others flee.
This isn’t a cost move.
It’s a control move.
Payments are entering an inflection point:
• Banks are pulling back
• Credit is tightening
• Regulation is rising
• Checkout is becoming the credit gatekeeper
New York gives PayPal:
• Elite fintech + payments talent
• Proximity to regulators and major banks
• Enterprise merchants and institutional partners
• Influence as the payments stack evolves
PayPal didn’t move away from efficiency hubs.
They added a command center.
When infrastructure, policy, and capital converge,
you want to be in the room — not watching from afar.
This is strategic positioning, not headline risk.
“Payments is no longer about rates. It’s about access, data, and positioning.”
