Sep. 4 at 8:27 PM
$PYPL From Zacks
- PayPal expects its financial-services revenue, including BNPL and credit, to grow at least twice as fast as the overall company in 2026.
- Financial services already generate nearly 20% of PayPal’s transaction margin, making them an increasingly important profit driver.
PayPal’s BNPL payment volume grew 26% YoY, versus roughly 10% growth in overall TPV.
- Monthly active BNPL users grew more than 20% YoY, indicating strong customer adoption.
-PayPal plans to expand BNPL through more merchants, additional countries, and new products, creating further growth potential.
Venmo Debit Card monthly active users grew more than 50% YoY, showing strong progress in Venmo monetization.
- Customers using both Venmo Debit and Pay with Venmo generate more than 9× the revenue per account of P2P-only Venmo users.
