Feb. 27 at 9:32 PM
$PYPL why will PayPal crush it and Chriss be right in the end?
We must look beyond payments and view PayPal as an Operating System for Autonomous Commerce. It will transition from a button/App to a global trust layer that authenticates and clears transactions between non human entities / AI agents, and shops. It is high margin, from commodity processor to high value infrastructure and trust provider.
Know your Agent/Human. Verifying that an Agent is authorized to pay
$500 for your new smartwatch.SaaS margin, not Volume margin.
Agentic Ad Network. Store sync. Referral fees for making sme/Merchant catalog discoveable for AI. Digital Marketing margin similar to Amazon ads.
Risk as a Service. AI agents fraud risk, PayPal AP2 provides security layer. Premium for guaranteeing no hallucination Check-out.
Core transactions 10x of human volume, offsetting lower margins.
PayPal is the Switzerland of agentic Commerce (Verification) open for all platforms.
PayPal captures intent to buy.
