Ally Financial ALLY

$37.59 -0.09 (-0.24%)

Valuation

Market cap
11,462,256,000
Revenue TTM
$15,259,000,000
Net income TTM
$852,000,000
PE ratio
8.27
Forward PE
7.54
Profit margin
5.58%
Debt to equity
1.10

Trading

Volume
5,810,213
Avg volume
3,501,396
Day's range
$37.29 – $37.86
Shares out
304,200,000
Stochastic %K
69%
Beta
1.11
Analysts
Strong Sell
Price target
$47.84

Price

Company profile

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financi...

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Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Industry
Credit Services
Sector
Financial Services
Phone
866 710 4623
Website
https://www.ally.com
Address
Ally Detroit Center, Floor 10 500 Woodward Avenue, Detroit, United States

Latest news

Stocktwits

Synaptric Oct 19, 7:21 PM
Sentiment glimpse ahead of earnings this afternoon and tomorrow morning illustrates the pensive mood ahead of so many earnings. I left the chart with no line emphasized to amplify the striking neutral theme. Five names read at 57, barely Bullish. None are Extremely Bullish; none are Extremely Bearish. They are all sloped positive tho so moods are improving after Friday's selloff. $GE $STLD $RTX $MMM $ALLY
0 replies
27R Oct 19, 4:42 PM
$ALLY Buckle up — earnings before the open tomorrow.
0 replies
KryptonResearch14 Oct 19, 6:10 AM
$ALLY Reports Q3 before the open Tuesday. Zacks consensus is 1.32 dollars in EPS on 2.28 billion dollars in revenue, up 14.8% and 5.1% from a year ago. The estimate has been moving the other way though, down 5% over the past 30 days, and the stock is off 8.9% over the past month. Analysts have net interest margin at 3.6%, up from 3.5% a year ago. Management guided Q3 margin roughly flat sequentially and flagged about 20 million dollars of lease losses tied to recalled Stellantis vehicles, while reaffirming the full year guide of 3.6% to 3.7%.
0 replies
Techdamentals Oct 14, 2:57 AM
$ALLY Car lending is where a rate cycle becomes concrete. New loans reprice immediately at the higher rate. The existing book does not, so it keeps earning the old rate while the cost of funding the whole business rises. And a monthly payment that climbs is the thing that decides whether a borrower keeps paying. Across the banks reporting this week, commercial charge-offs, meaning loans written off as uncollectible, rose at one institution even as consumer charge-offs improved. Full explainer, plain English: https://www.youtube.com/watch?v=hlan3N9D9mU Educational, not advice.
1 replies
bobobobob Oct 13, 4:38 PM
$ALLY rip
0 replies
Techdamentals Oct 13, 4:12 AM
$ALLY Car lending is where a rate cycle gets concrete. The loan reprices for new borrowers immediately. The existing book does not. Meanwhile funding costs rise on everything. And a monthly payment that climbs with rates is the thing that decides whether the borrower keeps paying. https://techdamentals.com/newsletter/why-bank-stocks-fall-when-rates-rise?ref=st
0 replies
Techdamentals Oct 12, 7:30 PM
$ALLY Car lending is where a rate cycle gets concrete. The loan reprices for new borrowers immediately. The existing book does not. Meanwhile funding costs rise on everything. And a monthly payment that climbs with rates is the thing that decides whether the borrower keeps paying. https://techdamentals.com/newsletter/why-bank-stocks-fall-when-rates-rise?ref=st
0 replies
Woodman7 Oct 10, 10:08 AM
$TFC $FITB $ALLY $HSBC As announced in American Banker, Citizens just made a significant deal with Pagaya to use Pagaya’s AI underwriting front end to source and underwrite personal loans. The deal allows Citizens to maintain/expand the customer relationship while avoiding all the credit risk (moving it to Pagaya’s massive investment partner network.). Pretty slick..
0 replies