Jan. 19 at 9:57 PM
$ALLY "Heads up alert! Upcoming earnings on Wednesday, 1/21/2026 for
$ALLY
Bullish (8.3)
### Financial Analysis of Ally Financial (ALLY)
Ally Financial (ALLY) has demonstrated a robust performance in recent quarters, with a notable share price increase of 38.1% over the past year and an impressive 88.1% surge over the last three years.
The stock recently reached a 52-week high, driven by strong macroeconomic indicators such as improved U.S.
GDP.
The company’s price-to-earnings (P/E) ratio currently stands at approximately 10.5, which is favorable compared to the industry average of around 12.5, suggesting that Ally may be undervalued relative to its peers.
Additionally, the company’s earnings per share (EPS) growth is projected to be around 15% year-over-year, signaling solid operational performance.
Revenue forecasts indicate continued growth, with expectations of reaching
$8 billion in 2026, bolstered by a new
$2 billion share buyback program that reflects management's confidence in the company's financial health.
This buyback initiative is expected to enhance shareholder value and support the stock price.
When compared to its industry peers, Ally Financial has outperformed in terms of total shareholder return, with a three-year return of 94.38%.
However, analysts have raised concerns regarding asset quality and net interest margin (NIM) pressures, which could impact future profitability.
Despite these headwinds, the overall sentiment remains positive, as the stock is expected to benefit from falling interest rates and easing credit conditions, which are likely to boost consumer lending demand in the coming quarters.
### Upcoming Earnings Reports
Ally Financial is scheduled to release its fourth quarter and full-year 2025 financial results on January 21, 2026.
Analysts are anticipating a solid performance, with consensus estimates projecting earnings of
$1.25 per share, reflecting a year-over-year growth of approximately 10%.
Historically, Ally has consistently exceeded earnings expectations, which adds a layer of optimism heading into this earnings report.
The market is particularly focused on metrics such as loan growth, credit quality, and net interest margins, which will provide insights into the company's operational efficiency and market positioning.
The recent share buyback program is also expected to be a focal point, as it may indicate management's confidence in sustaining earnings growth.
Given the current trajectory, a positive earnings surprise could further bolster the stock's momentum.
### Sector Performance Overview
The financial sector, particularly consumer finance, has been performing well, with stocks advancing in response to favorable economic conditions and increased consumer spending.
The sector has benefited from a supportive interest rate environment and improving credit trends, which are expected to continue into 2026.
Ally Financial, as a leading player in this space, is well-positioned to capitalize on these trends, although it must navigate challenges related to asset quality and competitive pressures.
Overall, the sector's outlook remains positive, aligning with Ally's strategic initiatives to enhance shareholder value and operational performance.
- Funds were net sellers of
$ALLY during the previous reporting quarter.
- Funds with large holdings in
$ALLY include:
- Berkshire Hathaway Inc, MV:
$1,137MM. Fund Rank: 74%
www.berkshirehathaway.com
- Sessa Capital IM LP, MV:
$184MM. Fund Rank: 82%
- Donald Smith & Co Inc, MV:
$100MM. Fund Rank: 96%
- Ancient Art LP, MV:
$51MM. Fund Rank: 71%
www.tetoncapital.net
- Point72 Asset Management LP, MV:
$36MM. Fund Rank: 89%
www.point72.com
- Last 10 days performance: -6%
- Last 30 days performance: -4%
- Last 90 days performance: 10%
Some of the latest news articles:
- Title: Trump at Davos, Netflix earnings, SCOTUS hearing: What to Watch
Publication Date: 1/17/2026 12:00:54 AM, Source: yahoo
URL: https://finance.yahoo.com/video/trump-davos-netflix-earnings-scotus-000054604.html?.tsrc=rss
- Title: ACES Announces Acquisition of Ally Pediatric Therapy
Publication Date: 1/15/2026 4:00:00 PM, Source: yahoo
URL: https://finance.yahoo.com/news/aces-announces-acquisition-ally-pediatric-160000242.html?.tsrc=rss
- Title: Stay Ahead of the Game With Ally Financial (ALLY) Q4 Earnings: Wall Street's Insights on Key Metrics
Publication Date: 1/15/2026 2:15:07 PM, Source: yahoo
URL: https://finance.yahoo.com/news/stay-ahead-game-ally-financial-141507931.html?.tsrc=rss
- Title: Ally Financial (ALLY) Earnings Expected to Grow: Should You Buy?
Publication Date: 1/14/2026 3:00:06 PM, Source: yahoo
URL: https://finance.yahoo.com/news/ally-financial-ally-earnings-expected-150006639.html?.tsrc=rss
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