Root Inc (ROOT)

$53.08 +0.90 (1.72%)
Market Cap 808.23M
Revenue (ttm) 1.52B
Net Income (ttm) 40.30M
EPS (ttm) N/A
PE Ratio 15.57
Forward PE 15.85
Profit Margin 2.66%
Debt to Equity Ratio 0.46
Volume 82,985
Avg Vol 296,176
Day's Range N/A - N/A
Shares Out 15.83M
Stochastic %K 39%
Beta 2.88
Analysts Sell
Price Target $79.80

Company Profile

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.

Industry: Insurance - Property & Casualty
Sector: Financial Services
Phone: 866 980 9431
Address:
80 E. Rich Street, Suite 500, Columbus, United States
DonCornelious82
DonCornelious82 Jun. 24 at 3:32 PM
$ROOT Who thinks Big Daddy Garcia $CVNA will drop Root when their deal expires in October and find a new sucker that will give them a big signing bonus and high commissions to "embed" insurance for subprime borrowers driving CVNA wrecks? Raise your hands.
0 · Reply
DonCornelious82
DonCornelious82 Jun. 24 at 3:18 PM
$ROOT If they keep growing PIF at 9% annually and keep growing premiums in force 1.8% annually (1.8% not 18% toots), this could be a legitimate $30 stock in 10 years. (disclaimer, if they don't go broke first trying to market retail insurance nationally as a teeny microcrap with a tiny marketing budget).
0 · Reply
DonCornelious82
DonCornelious82 Jun. 24 at 3:13 PM
$ROOT I love this.
0 · Reply
Economist01
Economist01 Jun. 24 at 2:34 PM
$ROOT First hour: 21,470 shares traded
0 · Reply
norpenny22
norpenny22 Jun. 23 at 7:49 PM
$ROOT So lets see the PR
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 6:39 PM
$ROOT Math matters Tooties. These awesome legacy giants are your actual competition, not your imaginary arch enemy $LMND Don't overlook those dividends, it's a big deal for real investors in insurance sector! Based on 2025 annual reports and 3/31/26 sp and mk. The PIF growth is now small and is even less than the giant PGR. Tootie high growth narratives are now false. And premiums earned actually REDUCED. This POS is a has been meme stock and certainly does not deserve a TTM PE valuation higher than its rock solid single digit PE competition. This mofo is still 75% overvalued. Try some actual objective dd @Shredmaster
2 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 6:21 PM
$ROOT You must be a newbie or a relabelled old tootie. You obviously know very little about the company and their failed promises to baggies. At the 2020 IPO they said they would be in all 50 states by Q1 2021!. Since then they are only in 36 and added just one state a YEAR! And now you continue the fantasy they will operate in 14 more states in just 18 months. You Tooties sure are fucking gullible. Are you the pink haired boy at HQ assigned to post nonsense on stock chat boards?
1 · Reply
GioThermal
GioThermal Jun. 23 at 5:59 PM
$ROOT Huge market. This should take the stock to the high $60’s.
0 · Reply
ValueInvestingEasily
ValueInvestingEasily Jun. 23 at 4:53 PM
$ROOT Root is in a really good spot. A lot of their net income did come from reigning in marketing expense, which is the standard bear attack now. However, they still grew their PIF by 14,000 even on the back of aggressive marketing cutbacks. Annualized on the last 3Q, you have a 12% growth rate in PIF. If they can continue large growth with drastic reduction in marketing expense, their stock will bounce back to an extreme degree over the next year
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 4:37 PM
$ROOT "is allowed". More fucking Tootie intentional misdirection. They are licensed in ALL 50 STATES, but only operate in 36. Why??? Because they are too fucking tiny to fund operations nationally, and even Timmy knows it. Trying to be a national retail insurer will be their downfall. Timmy should have stuck to a few midwest states then grown slowly instead of blowing $1.7B of baggie losses on this silly fantasy that will be stomped by the big boys like the bug he is. You tooties throw out this crap but never bring the truth and receipts like I do.
3 · Reply
Latest News on ROOT
Root price target lowered to $60 from $125 at TD Cowen

2026-06-17T17:00:10.000Z - 7 days ago

Root price target lowered to $60 from $125 at TD Cowen

Canadian Retailer Roots (ROOT) Is Exploring ‘Strategic Alternatives’ as Losses Pile Up

2026-06-12T14:58:00.000Z - 12 days ago

Canadian Retailer Roots (ROOT) Is Exploring ‘Strategic Alternatives’ as Losses Pile Up

Roots Reports First Quarter Fiscal 2026 Results & Business Update

Jun 12, 2026, 6:59 AM EDT - 12 days ago

Roots Reports First Quarter Fiscal 2026 Results & Business Update

Root and Hugo Partner to Expand Access to Affordable Car Insurance for Drivers Seeking Greater Flexibility

Jun 4, 2026, 4:05 PM EDT - 19 days ago

Root and Hugo Partner to Expand Access to Affordable Car Insurance for Drivers Seeking Greater Flexibility

Root Celebrates Back-to-Back Indianapolis 500 Victories Through Partnerships Built on Performance and Innovation

May 28, 2026, 9:05 AM EDT - 27 days ago

Root Celebrates Back-to-Back Indianapolis 500 Victories Through Partnerships Built on Performance and Innovation

Root (ROOT) CEO on Record Quarter, Becoming AI "Disruptor" & CVNA Partnership

May 17, 2026, 1:00 PM EDT - 5 weeks ago

Root (ROOT) CEO on Record Quarter, Becoming AI "Disruptor" & CVNA Partnership

CVNA

Root price target lowered to $50 from $52 at UBS

2026-05-11T14:56:41.000Z - 6 weeks ago

Root price target lowered to $50 from $52 at UBS

Root, Inc. Earnings Call Transcript: Q1 2026

May 6, 2026, 5:00 PM EDT - 6 weeks ago

Root, Inc. Earnings Call Transcript: Q1 2026

Root, Inc. Shareholder letter: Q1 2026

May 6, 2026, 5:00 PM EDT - 6 weeks ago

Root, Inc. Shareholder letter: Q1 2026

Root, Inc. Quarterly report: Q1 2026

May 6, 2026, 5:00 PM EDT - 6 weeks ago

Root, Inc. Quarterly report: Q1 2026

Root, Inc. Announces 2026 First Quarter Results

May 6, 2026, 4:15 PM EDT - 6 weeks ago

Root, Inc. Announces 2026 First Quarter Results

Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program

May 6, 2026, 4:05 PM EDT - 6 weeks ago

Root Lowers Cost of Capital Through Refinancing and Announces $75 Million Share Repurchase Program

Root, Inc. to Participate in Upcoming Investor Conferences

Apr 30, 2026, 4:05 PM EDT - 7 weeks ago

Root, Inc. to Participate in Upcoming Investor Conferences

Root launches 24-hour agent appointment program

2026-04-29T16:58:40.000Z - 2 months ago

Root launches 24-hour agent appointment program

Root Insurance Launches 24-Hour Agent Appointment Program, Setting New Industry Standard for Speed

Apr 29, 2026, 9:00 AM EDT - 2 months ago

Root Insurance Launches 24-Hour Agent Appointment Program, Setting New Industry Standard for Speed

Root, Inc. Proxy statement: Proxy filing

Apr 24, 2026, 8:00 AM EDT - 2 months ago

Root, Inc. Proxy statement: Proxy filing

Root, Inc. Proxy statement: Proxy filing

Apr 24, 2026, 8:00 AM EDT - 2 months ago

Root, Inc. Proxy statement: Proxy filing

Root & Freeway Insurance Expand Integrated Coverage Options Through New Partnership

Apr 23, 2026, 9:05 AM EDT - 2 months ago

Root & Freeway Insurance Expand Integrated Coverage Options Through New Partnership

Baby Boomers Are 2.2 Times More Likely Than Gen Z to Say Car Insurance Fails Safe Drivers, Root Report Finds

Apr 21, 2026, 9:05 AM EDT - 2 months ago

Baby Boomers Are 2.2 Times More Likely Than Gen Z to Say Car Insurance Fails Safe Drivers, Root Report Finds

Root, Inc. Schedules Conference Call to Discuss First Quarter 2026 Financial Results

Apr 16, 2026, 4:30 PM EDT - 2 months ago

Root, Inc. Schedules Conference Call to Discuss First Quarter 2026 Financial Results

Root Insurance and Carvana Surpass 200,000 Policies Driven by Pioneering Embedded Insurance Partnership

Apr 14, 2026, 9:00 AM EDT - 2 months ago

Root Insurance and Carvana Surpass 200,000 Policies Driven by Pioneering Embedded Insurance Partnership

CVNA

Root, Inc. Proxy statement: Proxy filing

Apr 14, 2026, 8:00 AM EDT - 2 months ago

Root, Inc. Proxy statement: Proxy filing

Root price target lowered to $95 from $104 at Keefe Bruyette

2026-04-07T11:33:48.000Z - 2 months ago

Root price target lowered to $95 from $104 at Keefe Bruyette

Root price target lowered to $52 from $90 at UBS

2026-03-09T13:25:08.000Z - 3 months ago

Root price target lowered to $52 from $90 at UBS

Root price target lowered to $104 from $150 at Keefe Bruyette

2026-02-26T11:46:03.000Z - 4 months ago

Root price target lowered to $104 from $150 at Keefe Bruyette

Root price target lowered to $70 from $75 at Wells Fargo

2026-02-26T11:26:04.000Z - 4 months ago

Root price target lowered to $70 from $75 at Wells Fargo

Root, Inc. Earnings Call Transcript: Q4 2025

Feb 25, 2026, 5:00 PM EST - 4 months ago

Root, Inc. Earnings Call Transcript: Q4 2025

Root, Inc. Annual report: Q4 2025

Feb 25, 2026, 5:00 PM EST - 4 months ago

Root, Inc. Annual report: Q4 2025

Root, Inc. Shareholder letter: Q4 2025

Feb 25, 2026, 5:00 PM EST - 4 months ago

Root, Inc. Shareholder letter: Q4 2025

Root, Inc. Announces 2025 Fourth Quarter and Full Year Results

Feb 25, 2026, 4:15 PM EST - 4 months ago

Root, Inc. Announces 2025 Fourth Quarter and Full Year Results

Root, Inc. to Participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference

Feb 12, 2026, 4:30 PM EST - 4 months ago

Root, Inc. to Participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference

Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results

Jan 29, 2026, 4:30 PM EST - 5 months ago

Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results

Root price target lowered to $75 from $96 at Wells Fargo

2026-01-13T11:50:37.000Z - 5 months ago

Root price target lowered to $75 from $96 at Wells Fargo

Root, Inc. Transcript: 28th Annual Needham Growth Conference Virtual

Jan 12, 2026, 3:30 PM EST - 5 months ago

Root, Inc. Transcript: 28th Annual Needham Growth Conference Virtual

Root, Inc. to Participate in the 28th Annual ICR Conference

Jan 5, 2026, 4:30 PM EST - 6 months ago

Root, Inc. to Participate in the 28th Annual ICR Conference

Root, Inc. to Participate in Citi's 2025 Insurance Access Day

Dec 3, 2025, 4:30 PM EST - 7 months ago

Root, Inc. to Participate in Citi's 2025 Insurance Access Day

Root price target lowered to $150 from $165 at Keefe Bruyette

2025-11-07T12:22:03.000Z - 8 months ago

Root price target lowered to $150 from $165 at Keefe Bruyette

Root, Inc. Earnings Call Transcript: Q3 2025

Nov 5, 2025, 5:00 PM EST - 8 months ago

Root, Inc. Earnings Call Transcript: Q3 2025

Root, Inc. Shareholder letter: Q3 2025

Nov 5, 2025, 5:00 PM EST - 8 months ago

Root, Inc. Shareholder letter: Q3 2025

Root, Inc. Quarterly report: Q3 2025

Nov 5, 2025, 5:00 PM EST - 8 months ago

Root, Inc. Quarterly report: Q3 2025

Codeword Accelerates Growth With Wins Across AI, Insurtech, and SaaS

Oct 14, 2025, 10:00 AM EDT - 9 months ago

Codeword Accelerates Growth With Wins Across AI, Insurtech, and SaaS

Root, Inc. Schedules Conference Call to Discuss Third Quarter 2025 Financial Results

Oct 7, 2025, 4:30 PM EDT - 9 months ago

Root, Inc. Schedules Conference Call to Discuss Third Quarter 2025 Financial Results

The Root Brands Achieves Major Milestone, ranked #1922 on Prestigious Inc. 5000 List of America's Fastest-Growing Private Companies

Aug 13, 2025, 6:24 PM EDT - 11 months ago

The Root Brands Achieves Major Milestone, ranked #1922 on Prestigious Inc. 5000 List of America's Fastest-Growing Private Companies

Root, Inc. Earnings Call Transcript: Q2 2025

Aug 6, 2025, 5:00 PM EDT - 11 months ago

Root, Inc. Earnings Call Transcript: Q2 2025

Root, Inc. Shareholder letter: Q2 2025

Aug 6, 2025, 5:00 PM EDT - 11 months ago

Root, Inc. Shareholder letter: Q2 2025

Root, Inc. Quarterly report: Q2 2025

Aug 6, 2025, 5:00 PM EDT - 11 months ago

Root, Inc. Quarterly report: Q2 2025

Root, Inc. Announces 2025 Second Quarter Results

Aug 6, 2025, 4:15 PM EDT - 11 months ago

Root, Inc. Announces 2025 Second Quarter Results

Root, Inc. Schedules Conference Call to Discuss Second Quarter 2025 Financial Results

Jul 10, 2025, 4:30 PM EDT - 1 year ago

Root, Inc. Schedules Conference Call to Discuss Second Quarter 2025 Financial Results

Root, Inc. to Participate in the 2025 Wells Fargo Financial Services Investor Conference

May 8, 2025, 4:05 PM EDT - 1 year ago

Root, Inc. to Participate in the 2025 Wells Fargo Financial Services Investor Conference

Root, Inc. Earnings Call Transcript: Q1 2025

May 7, 2025, 5:00 PM EDT - 1 year ago

Root, Inc. Earnings Call Transcript: Q1 2025

Root, Inc. Shareholder letter: Q1 2025

May 7, 2025, 5:00 PM EDT - 1 year ago

Root, Inc. Shareholder letter: Q1 2025

Root, Inc. Quarterly report: Q1 2025

May 7, 2025, 5:00 PM EDT - 1 year ago

Root, Inc. Quarterly report: Q1 2025

New Data from Root Insurance Shows Americans Spend 11% of Drive Time on Phones, with Gen Z Twice as Distracted as Baby Boomers

Apr 30, 2025, 2:00 PM EDT - 1 year ago

New Data from Root Insurance Shows Americans Spend 11% of Drive Time on Phones, with Gen Z Twice as Distracted as Baby Boomers

Root, Inc. Proxy statement: Proxy Filing

Apr 25, 2025, 8:00 AM EDT - 1 year ago

Root, Inc. Proxy statement: Proxy Filing

Root, Inc. Proxy statement: Proxy Filing

Apr 25, 2025, 8:00 AM EDT - 1 year ago

Root, Inc. Proxy statement: Proxy Filing

Root, Inc. Schedules Conference Call to Discuss First Quarter 2025 Financial Results

Apr 10, 2025, 4:05 PM EDT - 1 year ago

Root, Inc. Schedules Conference Call to Discuss First Quarter 2025 Financial Results

Roots Reports Fourth Quarter and Fiscal 2024 Results

Apr 9, 2025, 6:59 AM EDT - 1 year ago

Roots Reports Fourth Quarter and Fiscal 2024 Results

Root, Inc. Earnings Call Transcript: Q4 2024

Feb 26, 2025, 5:00 PM EST - 1 year ago

Root, Inc. Earnings Call Transcript: Q4 2024

Root, Inc. Shareholder letter: Q4 2024

Feb 26, 2025, 5:00 PM EST - 1 year ago

Root, Inc. Shareholder letter: Q4 2024

Root, Inc. Annual report: Q4 2024

Feb 26, 2025, 5:00 PM EST - 1 year ago

Root, Inc. Annual report: Q4 2024

Root, Inc. Announces 2024 Fourth Quarter and Full Year Results

Feb 26, 2025, 4:15 PM EST - 1 year ago

Root, Inc. Announces 2024 Fourth Quarter and Full Year Results

Root's Super Bowl Survey: Nearly Half of Football Fans Watched Games While Driving this Season

Feb 5, 2025, 9:25 AM EST - 1 year ago

Root's Super Bowl Survey: Nearly Half of Football Fans Watched Games While Driving this Season

Root, Inc. Schedules Conference Call to Discuss 2024 Fourth Quarter and Full Year Financial Results

Jan 22, 2025, 4:05 PM EST - 1 year ago

Root, Inc. Schedules Conference Call to Discuss 2024 Fourth Quarter and Full Year Financial Results

Root, Inc. Transcript: 27th Annual ICR Conference 2025

Jan 13, 2025, 10:30 AM EST - 1 year ago

Root, Inc. Transcript: 27th Annual ICR Conference 2025

Root, Inc. to Participate in the 27th Annual ICR Conference

Jan 8, 2025, 4:05 PM EST - 1 year ago

Root, Inc. to Participate in the 27th Annual ICR Conference

Root Insurance Expands to Minnesota, Offering Personalized, Driver-Based Rates

Dec 17, 2024, 8:45 AM EST - 1 year ago

Root Insurance Expands to Minnesota, Offering Personalized, Driver-Based Rates

Insurance Industry Trends Shown Through LMND & ROOT

Nov 1, 2024, 4:41 PM EDT - 1 year ago

Insurance Industry Trends Shown Through LMND & ROOT

LMND

Root stock spikes 150%: here's what investors need to know

Oct 31, 2024, 3:15 PM EDT - 1 year ago

Root stock spikes 150%: here's what investors need to know

Root, Inc. Earnings Call Transcript: Q3 2024

Oct 30, 2024, 5:00 PM EDT - 1 year ago

Root, Inc. Earnings Call Transcript: Q3 2024

Root, Inc. Shareholder letter: Q3 2024

Oct 30, 2024, 5:00 PM EDT - 1 year ago

Root, Inc. Shareholder letter: Q3 2024

Root, Inc. Quarterly report: Q3 2024

Oct 30, 2024, 5:00 PM EDT - 1 year ago

Root, Inc. Quarterly report: Q3 2024

Root, Inc. Announces 2024 Third Quarter Results

Oct 30, 2024, 4:15 PM EDT - 1 year ago

Root, Inc. Announces 2024 Third Quarter Results

Root Announces Successful Refinancing of Term Loan Facility with BlackRock

Oct 30, 2024, 4:10 PM EDT - 1 year ago

Root Announces Successful Refinancing of Term Loan Facility with BlackRock

Root, Inc. Schedules Conference Call to Discuss Third Quarter 2024 Financial Results

Oct 9, 2024, 4:15 PM EDT - 1 year ago

Root, Inc. Schedules Conference Call to Discuss Third Quarter 2024 Financial Results

First Connect and Root Launch Streamlined Quote & Bind Process for Independent Insurance Agents

Sep 5, 2024, 9:05 AM EDT - 1 year ago

First Connect and Root Launch Streamlined Quote & Bind Process for Independent Insurance Agents

Root Insurance Partners with Goosehead Insurance to Simplify Insurance Sales for Independent Agents

Aug 27, 2024, 8:30 AM EDT - 1 year ago

Root Insurance Partners with Goosehead Insurance to Simplify Insurance Sales for Independent Agents

Root, Inc. Earnings Call Transcript: Q2 2024

Aug 7, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Earnings Call Transcript: Q2 2024

Root, Inc. Shareholder letter: Q2 2024

Aug 7, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Shareholder letter: Q2 2024

Root, Inc. Quarterly report: Q2 2024

Aug 7, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Quarterly report: Q2 2024

Root, Inc. Announces 2024 Second Quarter Results

Aug 7, 2024, 4:15 PM EDT - 2 years ago

Root, Inc. Announces 2024 Second Quarter Results

Root, Inc. Schedules Conference Call to Discuss Second Quarter 2024 Financial Results

Jul 16, 2024, 4:25 PM EDT - 2 years ago

Root, Inc. Schedules Conference Call to Discuss Second Quarter 2024 Financial Results

Root Insurance and Chip Ganassi Racing Reveal Special Livery for Hometown Race

Jul 1, 2024, 4:56 PM EDT - 2 years ago

Root Insurance and Chip Ganassi Racing Reveal Special Livery for Hometown Race

Root, Inc. Transcript: TD Financial Services & Fintech Summit

Jun 7, 2024, 2:30 PM EDT - 2 years ago

Root, Inc. Transcript: TD Financial Services & Fintech Summit

Root, Inc. to Participate in the TD Financial Services & Fintech Summit

Jun 4, 2024, 4:05 PM EDT - 2 years ago

Root, Inc. to Participate in the TD Financial Services & Fintech Summit

IndyCar Driver Marcus Armstrong to Represent Root Insurance at Detroit Grand Prix

May 30, 2024, 4:05 PM EDT - 2 years ago

IndyCar Driver Marcus Armstrong to Represent Root Insurance at Detroit Grand Prix

Lemonade stock price is trailing Root Inc.: What next?

May 24, 2024, 7:14 AM EDT - 2 years ago

Lemonade stock price is trailing Root Inc.: What next?

LMND

Americans are feeling the pain of car insurance inflation

May 1, 2024, 1:58 PM EDT - 2 years ago

Americans are feeling the pain of car insurance inflation

Root Inc stock price surged after earnings: buy or sell?

May 1, 2024, 7:49 AM EDT - 2 years ago

Root Inc stock price surged after earnings: buy or sell?

Root, Inc. Earnings Call Transcript: Q1 2024

Apr 30, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Earnings Call Transcript: Q1 2024

Root, Inc. Shareholder letter: Q1 2024

Apr 30, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Shareholder letter: Q1 2024

Root, Inc. Quarterly report: Q1 2024

Apr 30, 2024, 5:00 PM EDT - 2 years ago

Root, Inc. Quarterly report: Q1 2024

Root, Inc. Announces 2024 First Quarter Results

Apr 30, 2024, 4:15 PM EDT - 2 years ago

Root, Inc. Announces 2024 First Quarter Results

Root, Inc. Proxy statement: Proxy Filing

Apr 26, 2024, 8:00 AM EDT - 2 years ago

Root, Inc. Proxy statement: Proxy Filing

Root, Inc. Proxy statement: Proxy Filing

Apr 26, 2024, 8:00 AM EDT - 2 years ago

Root, Inc. Proxy statement: Proxy Filing

Root, Inc. Schedules Conference Call to Discuss First Quarter 2024 Financial Results

Apr 10, 2024, 4:05 PM EDT - 2 years ago

Root, Inc. Schedules Conference Call to Discuss First Quarter 2024 Financial Results

Forget SMCI stock: Root share price is doing much better

Mar 18, 2024, 3:45 PM EDT - 2 years ago

Forget SMCI stock: Root share price is doing much better

Root stock up 300% in ten days is not out of juice yet: Jefferies

Mar 1, 2024, 10:03 AM EST - 2 years ago

Root stock up 300% in ten days is not out of juice yet: Jefferies

DonCornelious82
DonCornelious82 Jun. 24 at 3:32 PM
$ROOT Who thinks Big Daddy Garcia $CVNA will drop Root when their deal expires in October and find a new sucker that will give them a big signing bonus and high commissions to "embed" insurance for subprime borrowers driving CVNA wrecks? Raise your hands.
0 · Reply
DonCornelious82
DonCornelious82 Jun. 24 at 3:18 PM
$ROOT If they keep growing PIF at 9% annually and keep growing premiums in force 1.8% annually (1.8% not 18% toots), this could be a legitimate $30 stock in 10 years. (disclaimer, if they don't go broke first trying to market retail insurance nationally as a teeny microcrap with a tiny marketing budget).
0 · Reply
DonCornelious82
DonCornelious82 Jun. 24 at 3:13 PM
$ROOT I love this.
0 · Reply
Economist01
Economist01 Jun. 24 at 2:34 PM
$ROOT First hour: 21,470 shares traded
0 · Reply
norpenny22
norpenny22 Jun. 23 at 7:49 PM
$ROOT So lets see the PR
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 6:39 PM
$ROOT Math matters Tooties. These awesome legacy giants are your actual competition, not your imaginary arch enemy $LMND Don't overlook those dividends, it's a big deal for real investors in insurance sector! Based on 2025 annual reports and 3/31/26 sp and mk. The PIF growth is now small and is even less than the giant PGR. Tootie high growth narratives are now false. And premiums earned actually REDUCED. This POS is a has been meme stock and certainly does not deserve a TTM PE valuation higher than its rock solid single digit PE competition. This mofo is still 75% overvalued. Try some actual objective dd @Shredmaster
2 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 6:21 PM
$ROOT You must be a newbie or a relabelled old tootie. You obviously know very little about the company and their failed promises to baggies. At the 2020 IPO they said they would be in all 50 states by Q1 2021!. Since then they are only in 36 and added just one state a YEAR! And now you continue the fantasy they will operate in 14 more states in just 18 months. You Tooties sure are fucking gullible. Are you the pink haired boy at HQ assigned to post nonsense on stock chat boards?
1 · Reply
GioThermal
GioThermal Jun. 23 at 5:59 PM
$ROOT Huge market. This should take the stock to the high $60’s.
0 · Reply
ValueInvestingEasily
ValueInvestingEasily Jun. 23 at 4:53 PM
$ROOT Root is in a really good spot. A lot of their net income did come from reigning in marketing expense, which is the standard bear attack now. However, they still grew their PIF by 14,000 even on the back of aggressive marketing cutbacks. Annualized on the last 3Q, you have a 12% growth rate in PIF. If they can continue large growth with drastic reduction in marketing expense, their stock will bounce back to an extreme degree over the next year
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 4:37 PM
$ROOT "is allowed". More fucking Tootie intentional misdirection. They are licensed in ALL 50 STATES, but only operate in 36. Why??? Because they are too fucking tiny to fund operations nationally, and even Timmy knows it. Trying to be a national retail insurer will be their downfall. Timmy should have stuck to a few midwest states then grown slowly instead of blowing $1.7B of baggie losses on this silly fantasy that will be stomped by the big boys like the bug he is. You tooties throw out this crap but never bring the truth and receipts like I do.
3 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 4:22 PM
$ROOT $LMND is up 35% in a year and Root is down 61%. What happened? Oh "THEY" are artificially inflating $LMND and TIm and his crowd of "THEY" are intentionally deflating root to "SHAKE OUT THE WEAK HANDS". Right, I got it now. You tooties should just figure out who "THEY" are, gather ANY proof since you proclaim it to be so constantly, and turn them into the SEC. Perhaps you could lead the charge @Shredmaster since Kevin has abandoned his flock? Silly meme kids.
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 4:07 PM
$ROOT YOU don't seem to understand ANY basics of business, especially a national retail product. If they don't market it, CVNA sure the fuck isn't going to do it for them. A link at CVNA checkout is not real marketing. There are marketing costs even for the "embed partners" and huge marketing for the "thousands of independent agents". Cutting marketing in HALF is a white flag of surrender, especially when its done solely to contort a margin pop to please meme kids. You rationalize everything to fit your narrative, almost as good as Kevin did.
1 · Reply
DonCornelious82
DonCornelious82 Jun. 23 at 4:00 PM
$ROOT This is the type of Tootie nonsense that makes this such a great short! The bulls are financial contortionists that fabricate the most positive inuendo and eliminate the reality. 1. What the fuck is Net Cash good for if its not spendable runway? You are like a crooked lawyer with a million dollars in his trust account and spends it on a boat. 2. Another moronic statement. Unearned premiums are what a customer has prepaid, but hasn't recieived the goods and services. Have you ever heard of fucking CLAIMS! People PREPAY for insurance. 3. More fucking wishy washy nonsense. Are you a Crypto Bro too? You posted the clear intent of saying ROOT has 400M cash but you dont dare take a poke at the actual legally deployable cash runway they have. You don't have the ability to calculate it like most meme kids. Typical of the Tootie crowd. I did not confuse anything with bank debt. You post slimey misrepretation of the balance sheets.
1 · Reply
KabX
KabX Jun. 23 at 1:52 PM
$ROOT is allowed to sell insurance in New Jersey at the end of THIS month, 6/30/26‼️
1 · Reply
KabX
KabX Jun. 23 at 1:48 PM
$ROOT Michigan just got approval end of last month, 5/28/26. Last year they got the model approved, this year they got the rate filling approved.@norpenny22
1 · Reply
Vendorbiz2
Vendorbiz2 Jun. 23 at 11:28 AM
$ROOT can anyone tell me what states are about to drop? This board is at all time lows for engagement. Even Don is moving on!!
2 · Reply
DonCornelious82
DonCornelious82 Jun. 22 at 10:29 PM
$ROOT Why is this down 63% in the past year? Because the fundamentals are shit and it's 15 minutes of meme stock fame and growth posing as a "tech" stock is over. PIF will start to reduce without the free meme stock publicity. 20 or less by 2027. Even the idiot Cramer doesn't give a fuck about this pos anymore.
2 · Reply
Rhody27
Rhody27 Jun. 22 at 7:03 PM
$ROOT what ever happened to Flint guy who claimed that this was going to $2000?
1 · Reply
ready_tom007
ready_tom007 Jun. 22 at 6:50 PM
$ROOT Just wait for the price to drop below $40, it's inevitably coming in July or August. Can you even imagine the volume during those months when the market is practically dead? We are done here for a very long time, and that's a good thing. Everything is going exactly according to plan :-)
0 · Reply
DonCornelious82
DonCornelious82 Jun. 22 at 5:03 PM
$ROOT The genius management almost double NI QOQ ! Amazing income growth. How did they do it??? Well, they slashed marketing spending in half, $24.2 to grow NI by $17.5M. So obviously, had they not slashed ad spend the NI would have gone DOWN by $6.7M. How the crap are they going to market a retail product nationally by cutting marketing in half, when it was already too tiny to be noticed.?? You tooties are SOOOO fucking gullible.
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macjuiced
macjuiced Jun. 22 at 1:37 PM
$ROOT this is the easiest play
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DonCornelious82
DonCornelious82 Jun. 19 at 2:48 AM
$ROOT Anyone studying this for a great short? Heres the "tell". Aside from the shit fundamentals and halted growth, get a hint from their best bull cases. How bout this guy? The bulls persist that the CEO himself drives down the share price intentionally, not Cowan cutting the forecast in half. Short the fuck out this. Even their bulls hate the CEO and the company. They just like the imaginary "algorithm".
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