Market Cap 44.41B
Revenue (ttm) 1.72B
Net Income (ttm) 512.81M
EPS (ttm) N/A
PE Ratio 81.10
Forward PE 61.10
Profit Margin 29.86%
Debt to Equity Ratio -1.99
Volume 771,072
Avg Vol 359,882
Day's Range N/A - N/A
Shares Out 24.00M
Stochastic %K 71%
Beta 1.35
Analysts Strong Sell
Price Target $1,905.23

Company Profile

Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction stream...

Industry: Software - Application
Sector: Technology
Phone: (406) 982-7276
Address:
5 West Mendenhall, Suite 105, Bozeman, United States
XLion
XLion Oct. 8 at 10:17 PM
$FICO will it go to $1800 before earnings or we are doomed?
0 · Reply
hideson123
hideson123 Oct. 8 at 9:46 PM
$FICO overreaction much?
0 · Reply
tooncastle
tooncastle Oct. 8 at 8:08 PM
$FICO worse than I thought, but will be SSR tmr and back to where it fell from in no time
0 · Reply
Traderdoggy
Traderdoggy Oct. 8 at 7:58 PM
$FICO The $4.50 VantageScore offering from $EFX does not (from what I read so far) also include a $33 fee for a successful close and if that's correct, it's going to really sting FICO is it not. EFX has the advantage of having all the data and in recent years it also has 'alternative data' such as rent payments and other stuff they pay for access to. Fico doesn't have much really from what I understand, their is really an algorithm which uses other third party data from the likes of EFX - maybe that's changed but still. EFX data is more complete, their price point on the surface seems better, and they are investing in providing free scores with a FICO score to show that there's no real difference (in fact they can offer a score to more consumers who have this alternate data in place of other traditional sources). So yeah this could be quite risky for FICO - not a given but you know they tried to be greedy by raising prices, the stock skyed, but now they are finding out the downside.
0 · Reply
judgeyoung2
judgeyoung2 Oct. 8 at 7:50 PM
$FICO perfect
0 · Reply
topstockalerts
topstockalerts Oct. 8 at 7:43 PM
Stocks climbed Wednesday as the S&P 500 and Nasdaq neared record highs, with Fed minutes signaling more rate cuts ahead. The U.S. government shutdown entered its eighth day. Tesla gained 1.1% after unveiling two sub-$40,000 models — a new Model Y priced at $39,900 and a Model 3 starting at $36,900. The cheaper Y version offers fewer paint options and 320 miles of range. Oracle rose 2.2% after a report that it lost $100 million last quarter renting out Nvidia Blackwell chips. Despite that, Nvidia shares advanced 1.9%. Dell Technologies surged 8.5%, leading the S&P 500, after Mizuho raised its price target to $170, citing strong enterprise and sovereign AI demand. Other firms, including Citi and JPMorgan, also boosted targets. Fair Isaac fell after Equifax said it would cut prices for VantageScore 4.0 mortgage credit scores. AST SpaceMobile jumped after striking a deal with Verizon to deliver satellite-based cellular broadband across the U.S. $TSLA $ORCL $DELL $ASTS $FICO
0 · Reply
JazzPaw
JazzPaw Oct. 8 at 7:43 PM
$FICO If you are looking for an entry point, wait for another round or two of this price war. I think $FICO wins it, but the stock price will be lower.
1 · Reply
topstockalerts
topstockalerts Oct. 8 at 7:42 PM
Equifax struck back against Fair Isaac with an aggressive pricing move aimed at challenging FICO’s dominance in mortgage credit scoring. The company will offer the VantageScore 4.0 model for $4.50 per score—and free to customers who purchase FICO scores in 2025 and 2026. The decision follows FICO’s recent plan to sell scores directly to lenders and double prices to $10 per score by 2026. Shares of Fair Isaac fell 3.4%, making it one of the weakest performers in the S&P 500, while Equifax rose 1.5%. Fellow credit bureaus TransUnion and Experian gained 2.4% and 2.2%, respectively. VantageScore, jointly owned by all three agencies, aims to win back market share by leveraging the steep discount and bundled offers. BMO Capital Markets analysts estimate that FICO still holds a 90–95% market share, highlighting the scale of Equifax’s challenge—but also the potential disruption if lenders and resellers begin shifting to VantageScore. $EFX $FICO $TRU $EXPN
0 · Reply
nerp62
nerp62 Oct. 8 at 7:06 PM
$FICO Kinda looks like 100 tons of one product trying to get balance on a bowling ball.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 8 at 6:57 PM
$FICO Bank of America's investment banking division, Bank of America Securities, has conducted research and published findings suggesting that VantageScore 4.0 is a more predictive credit score for mortgages than FICO Classic. This was research was done prior to the FHFA allowing VantageScore 4.0 to be used by the GSE for loan purchases from lenders.
0 · Reply
Latest News on FICO
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A New Era For FICO Stock: Time To Buy In?


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Jul 31, 2025, 8:21 PM EDT - 2 months ago

FICO CEO Will Lansing goes one-on-one with Jim Cramer


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Jul 31, 2025, 1:31 AM EDT - 2 months ago

Fair Isaac Corporation (FICO) Q3 2025 Earnings Call Transcript


Fair Isaac: Watching The Moat While The Market Revalues Risk

Jul 28, 2025, 4:19 AM EDT - 2 months ago

Fair Isaac: Watching The Moat While The Market Revalues Risk


FICO CEO: Seeing 'Race to the Bottom' in Lender Choice

Jul 21, 2025, 7:41 PM EDT - 2 months ago

FICO CEO: Seeing 'Race to the Bottom' in Lender Choice


FICO CEO on criticism from FHFA's Bill Pulte

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FICO CEO on criticism from FHFA's Bill Pulte


Buy, Sell, or Hold Fair Isaac Stock?

Jul 16, 2025, 5:01 AM EDT - 3 months ago

Buy, Sell, or Hold Fair Isaac Stock?


FICO UK Credit Card Market Report: May 2025

Jul 14, 2025, 4:00 AM EDT - 3 months ago

FICO UK Credit Card Market Report: May 2025


XLion
XLion Oct. 8 at 10:17 PM
$FICO will it go to $1800 before earnings or we are doomed?
0 · Reply
hideson123
hideson123 Oct. 8 at 9:46 PM
$FICO overreaction much?
0 · Reply
tooncastle
tooncastle Oct. 8 at 8:08 PM
$FICO worse than I thought, but will be SSR tmr and back to where it fell from in no time
0 · Reply
Traderdoggy
Traderdoggy Oct. 8 at 7:58 PM
$FICO The $4.50 VantageScore offering from $EFX does not (from what I read so far) also include a $33 fee for a successful close and if that's correct, it's going to really sting FICO is it not. EFX has the advantage of having all the data and in recent years it also has 'alternative data' such as rent payments and other stuff they pay for access to. Fico doesn't have much really from what I understand, their is really an algorithm which uses other third party data from the likes of EFX - maybe that's changed but still. EFX data is more complete, their price point on the surface seems better, and they are investing in providing free scores with a FICO score to show that there's no real difference (in fact they can offer a score to more consumers who have this alternate data in place of other traditional sources). So yeah this could be quite risky for FICO - not a given but you know they tried to be greedy by raising prices, the stock skyed, but now they are finding out the downside.
0 · Reply
judgeyoung2
judgeyoung2 Oct. 8 at 7:50 PM
$FICO perfect
0 · Reply
topstockalerts
topstockalerts Oct. 8 at 7:43 PM
Stocks climbed Wednesday as the S&P 500 and Nasdaq neared record highs, with Fed minutes signaling more rate cuts ahead. The U.S. government shutdown entered its eighth day. Tesla gained 1.1% after unveiling two sub-$40,000 models — a new Model Y priced at $39,900 and a Model 3 starting at $36,900. The cheaper Y version offers fewer paint options and 320 miles of range. Oracle rose 2.2% after a report that it lost $100 million last quarter renting out Nvidia Blackwell chips. Despite that, Nvidia shares advanced 1.9%. Dell Technologies surged 8.5%, leading the S&P 500, after Mizuho raised its price target to $170, citing strong enterprise and sovereign AI demand. Other firms, including Citi and JPMorgan, also boosted targets. Fair Isaac fell after Equifax said it would cut prices for VantageScore 4.0 mortgage credit scores. AST SpaceMobile jumped after striking a deal with Verizon to deliver satellite-based cellular broadband across the U.S. $TSLA $ORCL $DELL $ASTS $FICO
0 · Reply
JazzPaw
JazzPaw Oct. 8 at 7:43 PM
$FICO If you are looking for an entry point, wait for another round or two of this price war. I think $FICO wins it, but the stock price will be lower.
1 · Reply
topstockalerts
topstockalerts Oct. 8 at 7:42 PM
Equifax struck back against Fair Isaac with an aggressive pricing move aimed at challenging FICO’s dominance in mortgage credit scoring. The company will offer the VantageScore 4.0 model for $4.50 per score—and free to customers who purchase FICO scores in 2025 and 2026. The decision follows FICO’s recent plan to sell scores directly to lenders and double prices to $10 per score by 2026. Shares of Fair Isaac fell 3.4%, making it one of the weakest performers in the S&P 500, while Equifax rose 1.5%. Fellow credit bureaus TransUnion and Experian gained 2.4% and 2.2%, respectively. VantageScore, jointly owned by all three agencies, aims to win back market share by leveraging the steep discount and bundled offers. BMO Capital Markets analysts estimate that FICO still holds a 90–95% market share, highlighting the scale of Equifax’s challenge—but also the potential disruption if lenders and resellers begin shifting to VantageScore. $EFX $FICO $TRU $EXPN
0 · Reply
nerp62
nerp62 Oct. 8 at 7:06 PM
$FICO Kinda looks like 100 tons of one product trying to get balance on a bowling ball.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 8 at 6:57 PM
$FICO Bank of America's investment banking division, Bank of America Securities, has conducted research and published findings suggesting that VantageScore 4.0 is a more predictive credit score for mortgages than FICO Classic. This was research was done prior to the FHFA allowing VantageScore 4.0 to be used by the GSE for loan purchases from lenders.
0 · Reply
nerp62
nerp62 Oct. 8 at 6:56 PM
$FICO Looks like weak sauce.. A few more puts to enhance the flavor with a few days of low simmer...
0 · Reply
count_it32
count_it32 Oct. 8 at 6:27 PM
$FICO all prime lenders will pull FICO over vantage score, no matter how hard you want it to be untrue.
1 · Reply
judgeyoung2
judgeyoung2 Oct. 8 at 6:07 PM
$FICO maybe maybe they try to send it back to low of day by close. if so, i’ll grab a call. i already scalped it once.
0 · Reply
shitfeed
shitfeed Oct. 8 at 4:50 PM
$FICO Fair Isaac (option volume 10-08-25) 1700.00 −9.6% | 759 trades | total $9.41 M | 90-day avg $27.16 M × 0.35 call $4.24 M | put $5.17 M | 64% single-leg, 36% multi-leg
0 · Reply
DonWon419
DonWon419 Oct. 8 at 4:40 PM
$FICO Damn. Took the Long shares. Never thought a another company reducing their bottom like was bad for Fico. Go figure.
0 · Reply
Traderdoggy
Traderdoggy Oct. 8 at 4:10 PM
$FICO Maybe FICO is a one trick pony. Whereas $EFX has a few irons in the fire as they say. Anyways, FICO trades at 50x fwd earnings still and looks like they will be missing and guiding down soon enough. Not a great starting point imho.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 8 at 3:54 PM
$FICO if you think EFX is cutting cost to compete with FICO..you are partially correct. FICO essentially cut costs first and this is the first back and forth as FICO and the credit agencies compete.
1 · Reply
shitfeed
shitfeed Oct. 8 at 3:54 PM
$FICO Fair Isaac (option volume 10-08-25) 1744.09 −7.2% | 417 trades | total $6.53 M | 90-day avg $27.16 M × 0.24 call $3.03 M | put $3.5 M | 72% single-leg, 28% multi-leg
0 · Reply
shitfeed
shitfeed Oct. 8 at 3:45 PM
$FICO Fair Isaac (option volume 10-08-25) 1744.09 −7.2% | 417 trades | total $6.53 M | 90-day avg $27.16 M × 0.24 call $3.03 M | put $3.5 M | 72% single-leg, 28% multi-leg
0 · Reply
DonWon419
DonWon419 Oct. 8 at 3:11 PM
$FICO Excessive dripe because $EQIX drop their price by half. FICO still commands a 90% market share.. When FICO matches or goes lower this shoots back up $200.
1 · Reply
briefingcom
briefingcom Oct. 8 at 3:07 PM
$EFX: Equifax’s announcement is a strategic and defensive maneuver aimed at retaining distribution control and accelerating adoption of VantageScore 4.0. By undercutting FICO’s pricing and tying in free access for existing customers, EFX is directly challenging FICO’s new reseller bypass model. The timing -- just after FHFA’s ruling -- maximizes the impact and could help EFX capture meaningful share in mortgage originations. While the $4.50 pricing could trim per-score revenue, there's significant potential upside if adoption grows sharply. $FICO $FNMA $FMCC $TRU Read Full Stock Analysis: https://www.briefing.com/story-stocks/archive/2025/10/8/equifax-counters-ficos-direct-licensing-with-deep-discounts-and-free-credit-scores-(efx)?utm_campaign=storystocks&utm_medium=social&utm_source=st&utm_content=link #Equifax #Consulting #FICO #CreditScore #Credit #VantageScore #CreditCard #CreditAccess
0 · Reply
masterbrucewayne
masterbrucewayne Oct. 8 at 1:36 PM
$EFX if you are cutting your price in order to compete, you don't have any moat. I am buying the deep on $FICO
3 · Reply