Fair Isaac and Company (FICO)

$922.37 -149.98 (-13.99%)
Market Cap 21.88B
Revenue (ttm) 1.99B
Net Income (ttm) 651.95M
EPS (ttm) N/A
PE Ratio 41.97
Forward PE 29.39
Profit Margin 32.75%
Debt to Equity Ratio -1.77
Volume 1,086,900
Avg Vol 358,442
Day's Range N/A - N/A
Shares Out 23.72M
Stochastic %K 6%
Beta 1.38
Analysts Strong Sell
Price Target $1,872.06

Company Profile

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings....

Industry: Software - Application
Sector: Technology
Phone: (406) 982-7276
Address:
5 West Mendenhall, Suite 105, Bozeman, United States
NasdaqPulse
NasdaqPulse Apr. 11 at 8:38 PM
$FICO just delivered a brutal reminder: the market doesn’t forgive… it reprices FAST 👉Click to view @NasdaqPulse for timely updates amid the volatility. This was once a “must-own” name trading near $2,000. Even after the drop below $1,550, many still believed the moat was intact. Now? We’re sitting around ~$900. That’s not a dip — that’s a full reset of the narrative. What changed: • Growing doubts around long-term competitive advantage • Market questioning pricing power + durability • Premium multiple collapsing as confidence fades This is how the market treats “quality” when the story cracks — it doesn’t gradually adjust, it reprices violently. Lesson here isn’t just about $FICO. It’s about recognizing when the edge is weakening BEFORE the crowd does. Because once sentiment flips… it’s already too late.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 11 at 4:14 PM
$FICO The bear case is that FICO is at max market participation in its scoring models product. If you believe their claims they have 90 percent of the scoring market prior to the FHFA decision then that should concern you. Because the price of their scores is now 10x Vantagescore. People are not going to pay blindly for FICO scores without considering an alternative. The fact that scores price increases has not equated to a similar rise in revenue is concerning. They can only raise pricing by so much before the market says enough. FICO scores are not going away but the stock price is still severely disconnected from reality. This is not a growth stock. this is a stock retracing back to a valuation that makes sense.
0 · Reply
MeanReverter_
MeanReverter_ Apr. 11 at 1:51 PM
The bull and bear cases for $FICO FICO are now sharply defined. Bears point to a regulatory and competitive assault on the Scores segment's pricing power (the engine that drives essentially all of FICO's economics). Bulls note that consensus analyst price targets sit around $2,068, implying roughly 87% upside from current levels, and that the business continues to grow revenue and earnings even as the stock craters. The main argument is that FICO remains the gold stanard in the industry. Whether the moat (built on mandatory lender usage, decades of credit model validation, and deep integration into the mortgage origination stack) is structurally impaired or temporarily under political pressure is the question that will determine whether this is a value opportunity or a value trap.
0 · Reply
StockMacroView
StockMacroView Apr. 11 at 9:59 AM
The $FICO monopoly is finally hitting a wall. They owned the credit score game for too long, charging premium prices that are now inviting a regulatory and competitive reckoning. With VantageScore gaining ground and the stock sinking throughout early 2026, it seems the market is finally punishing a moat that grew too arrogant. The era of the "overpriced score" is over. 👉Click to view @StockMacroView for timely updates amid the volatility.
0 · Reply
StockMacroView
StockMacroView Apr. 11 at 4:00 AM
$FICO is bleeding 10% on GSE-related competition fears, yet VantageScore failed to capture share even when priced at zero. While the stock is under pressure, FICO's actual scoring momentum has only accelerated. It remains the undisputed gold standard. This sell-off looks like a massive disconnect between fearful sentiment and the reality of a rock-solid market moat. 👉Click to view @StockMacroView for timely updates amid the volatility.
0 · Reply
VeryBerryBusy
VeryBerryBusy Apr. 11 at 12:30 AM
$FICO the gold standard
0 · Reply
St0ckt0k101
St0ckt0k101 Apr. 10 at 11:46 PM
$FICO has a fair value of $1,290🎯✅
0 · Reply
Bazzzigar
Bazzzigar Apr. 10 at 9:09 PM
$FICO $1500+ next week
0 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 10 at 8:04 PM
$FICO essentially Barclay's slashed price target by 18 percent. And Barclay's had one of the highest price targets on the stock. They are the latest analysts from a well-known firm to cut the price target on FICO
0 · Reply
Skittles_mix
Skittles_mix Apr. 10 at 6:50 PM
$FICO why the fuck is this down so much?
2 · Reply
Latest News on FICO
Credit Bureaus Cut Prices. Fair Isaac's FICO Still Dominates, Analysts Say.

Apr 7, 2026, 4:37 PM EDT - 4 days ago

Credit Bureaus Cut Prices. Fair Isaac's FICO Still Dominates, Analysts Say.

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SentiLink Named a 2026 FICO Industry Vanguard Decision Award Winner for Leadership in Identity Theft Detection

Mar 30, 2026, 8:00 AM EDT - 13 days ago

SentiLink Named a 2026 FICO Industry Vanguard Decision Award Winner for Leadership in Identity Theft Detection

Sol Rashidi, World's First Chief AI Officer, Joins Agenda at FICO World 2026

Mar 26, 2026, 8:30 AM EDT - 17 days ago

Sol Rashidi, World's First Chief AI Officer, Joins Agenda at FICO World 2026

Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Mar 25, 2026, 8:00 AM EDT - 18 days ago

Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Fair Isaac Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Mar 24, 2026, 12:02 PM EDT - 19 days ago

Fair Isaac Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Mar 24, 2026, 8:00 AM EDT - 19 days ago

FICO® Score Credit Insights Report: Average FICO Score Dips to 714

FICO UK Credit Card Market Report: January 2026

Mar 23, 2026, 5:00 AM EDT - 20 days ago

FICO UK Credit Card Market Report: January 2026

UK Credit Cards in 2025: Balances Reached New Highs While Payments Fell

Mar 16, 2026, 8:30 AM EDT - 27 days ago

UK Credit Cards in 2025: Balances Reached New Highs While Payments Fell

FICO Announces Pricing of $1.0 Billion in Senior Notes

Mar 11, 2026, 4:45 PM EDT - 4 weeks ago

FICO Announces Pricing of $1.0 Billion in Senior Notes

Fair Isaac Stock Tumbles. The Credit Bureaus Swing Big With Price Cuts.

Mar 11, 2026, 4:28 PM EDT - 4 weeks ago

Fair Isaac Stock Tumbles. The Credit Bureaus Swing Big With Price Cuts.

FICO Announces Proposed Offering of $1.0 Billion in Senior Notes

Mar 11, 2026, 9:30 AM EDT - 4 weeks ago

FICO Announces Proposed Offering of $1.0 Billion in Senior Notes

Why FICO Stock Just Suffered A Brutal Selloff

Mar 11, 2026, 8:45 AM EDT - 4 weeks ago

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FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion

Mar 11, 2026, 8:00 AM EDT - 4 weeks ago

FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion

NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program

Mar 3, 2026, 8:00 AM EST - 5 weeks ago

NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program

FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide

Mar 2, 2026, 8:00 AM EST - 5 weeks ago

FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide

FICO Announces New Stock Repurchase Program on February 25, 2026

Feb 25, 2026, 4:15 PM EST - 6 weeks ago

FICO Announces New Stock Repurchase Program on February 25, 2026

myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

Feb 24, 2026, 8:00 AM EST - 6 weeks ago

myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

FICO UK Credit Card Market Report: December 2025

Feb 17, 2026, 4:00 AM EST - 7 weeks ago

FICO UK Credit Card Market Report: December 2025

FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

Feb 12, 2026, 8:00 AM EST - 2 months ago

FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

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Feb 11, 2026, 10:45 AM EST - 2 months ago

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Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries

Feb 4, 2026, 8:00 PM EST - 2 months ago

Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries

Mentalist Oz Pearlman Will Demonstrate Power of Reading Customer Cues at FICO World 2026

Feb 3, 2026, 10:30 AM EST - 2 months ago

Mentalist Oz Pearlman Will Demonstrate Power of Reading Customer Cues at FICO World 2026

FICO Score 10T Sees Surge of Adoption by Mortgage Lenders

Feb 3, 2026, 8:00 AM EST - 2 months ago

FICO Score 10T Sees Surge of Adoption by Mortgage Lenders

FICO Educational Analytics Challenge Program Continues its Third Year, Empowering Students with Hands-On Experience Building Responsible AI Models

Feb 2, 2026, 8:00 AM EST - 2 months ago

FICO Educational Analytics Challenge Program Continues its Third Year, Empowering Students with Hands-On Experience Building Responsible AI Models

FICO Recognized in the 2026 Gartner® Critical Capabilities Report for Decision Intelligence Platforms

Jan 30, 2026, 12:00 PM EST - 2 months ago

FICO Recognized in the 2026 Gartner® Critical Capabilities Report for Decision Intelligence Platforms

FICO UK Credit Card Market Report: November 2025

Jan 30, 2026, 4:00 AM EST - 2 months ago

FICO UK Credit Card Market Report: November 2025

FICO Named a Leader in 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms

Jan 29, 2026, 12:02 PM EST - 2 months ago

FICO Named a Leader in 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms

FICO Announces Earnings of $6.61 per Share for First Quarter Fiscal 2026

Jan 28, 2026, 4:15 PM EST - 2 months ago

FICO Announces Earnings of $6.61 per Share for First Quarter Fiscal 2026

FICO Partners with LoanPASS to Launch First Batch Pricing Tool for FICO® Score 10T

Jan 28, 2026, 4:00 PM EST - 2 months ago

FICO Partners with LoanPASS to Launch First Batch Pricing Tool for FICO® Score 10T

Fair Isaac Corporation Announces Date for Reporting of First Quarter Fiscal 2026 Financial Results

Jan 14, 2026, 4:15 PM EST - 3 months ago

Fair Isaac Corporation Announces Date for Reporting of First Quarter Fiscal 2026 Financial Results

Trump Wants to Lower Housing Costs. How Fair Isaac and Equifax Could Benefit.

Jan 8, 2026, 10:02 AM EST - 3 months ago

Trump Wants to Lower Housing Costs. How Fair Isaac and Equifax Could Benefit.

EFX

FICO Achieves Massive Speedups in Optimization Using NVIDIA GPUs

Jan 7, 2026, 8:30 AM EST - 3 months ago

FICO Achieves Massive Speedups in Optimization Using NVIDIA GPUs

How Low Can FICO Stock Go?

Jan 2, 2026, 11:36 AM EST - 3 months ago

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FICO UK Credit Card Market Report: October 2025

Dec 23, 2025, 4:00 AM EST - 3 months ago

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FICO Partners with Cotality and Ascend Companies on FICO Mortgage Direct License Program

Dec 18, 2025, 8:00 AM EST - 4 months ago

FICO Partners with Cotality and Ascend Companies on FICO Mortgage Direct License Program

Can FICO Stock Rebound From Here?

Dec 5, 2025, 11:30 AM EST - 4 months ago

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FICO UK Credit Card Market Report: September 2025

Dec 4, 2025, 4:00 AM EST - 4 months ago

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Nov 28, 2025, 9:34 AM EST - 4 months ago

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FICO Partners with Plaid to Launch Next-Generation Cash Flow UltraFICO® Score

Nov 20, 2025, 8:00 AM EST - 5 months ago

FICO Partners with Plaid to Launch Next-Generation Cash Flow UltraFICO® Score

PostFinance Strengthens Fraud Protection and Customer Communications with FICO Technology

Nov 6, 2025, 4:00 AM EST - 5 months ago

PostFinance Strengthens Fraud Protection and Customer Communications with FICO Technology

FICO Announces Earnings of $6.42 per Share for Fourth Quarter Fiscal 2025

Nov 5, 2025, 4:15 PM EST - 5 months ago

FICO Announces Earnings of $6.42 per Share for Fourth Quarter Fiscal 2025

FICO and Xactus Announce Multi-Year Partnership to Deliver FICO Mortgage Direct License Program

Nov 5, 2025, 4:00 PM EST - 5 months ago

FICO and Xactus Announce Multi-Year Partnership to Deliver FICO Mortgage Direct License Program

FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options

Oct 29, 2025, 8:00 AM EDT - 5 months ago

FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options

FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition

Oct 29, 2025, 5:00 AM EDT - 5 months ago

FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition

FICO Score Mortgage Simulator Now Available through Credit Interlink

Oct 27, 2025, 8:00 AM EDT - 5 months ago

FICO Score Mortgage Simulator Now Available through Credit Interlink

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2025 Financial Results

Oct 22, 2025, 4:15 PM EDT - 6 months ago

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2025 Financial Results

Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

Oct 15, 2025, 8:00 AM EDT - 6 months ago

Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence

Oct 14, 2025, 8:00 AM EDT - 6 months ago

FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence

NasdaqPulse
NasdaqPulse Apr. 11 at 8:38 PM
$FICO just delivered a brutal reminder: the market doesn’t forgive… it reprices FAST 👉Click to view @NasdaqPulse for timely updates amid the volatility. This was once a “must-own” name trading near $2,000. Even after the drop below $1,550, many still believed the moat was intact. Now? We’re sitting around ~$900. That’s not a dip — that’s a full reset of the narrative. What changed: • Growing doubts around long-term competitive advantage • Market questioning pricing power + durability • Premium multiple collapsing as confidence fades This is how the market treats “quality” when the story cracks — it doesn’t gradually adjust, it reprices violently. Lesson here isn’t just about $FICO. It’s about recognizing when the edge is weakening BEFORE the crowd does. Because once sentiment flips… it’s already too late.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 11 at 4:14 PM
$FICO The bear case is that FICO is at max market participation in its scoring models product. If you believe their claims they have 90 percent of the scoring market prior to the FHFA decision then that should concern you. Because the price of their scores is now 10x Vantagescore. People are not going to pay blindly for FICO scores without considering an alternative. The fact that scores price increases has not equated to a similar rise in revenue is concerning. They can only raise pricing by so much before the market says enough. FICO scores are not going away but the stock price is still severely disconnected from reality. This is not a growth stock. this is a stock retracing back to a valuation that makes sense.
0 · Reply
MeanReverter_
MeanReverter_ Apr. 11 at 1:51 PM
The bull and bear cases for $FICO FICO are now sharply defined. Bears point to a regulatory and competitive assault on the Scores segment's pricing power (the engine that drives essentially all of FICO's economics). Bulls note that consensus analyst price targets sit around $2,068, implying roughly 87% upside from current levels, and that the business continues to grow revenue and earnings even as the stock craters. The main argument is that FICO remains the gold stanard in the industry. Whether the moat (built on mandatory lender usage, decades of credit model validation, and deep integration into the mortgage origination stack) is structurally impaired or temporarily under political pressure is the question that will determine whether this is a value opportunity or a value trap.
0 · Reply
StockMacroView
StockMacroView Apr. 11 at 9:59 AM
The $FICO monopoly is finally hitting a wall. They owned the credit score game for too long, charging premium prices that are now inviting a regulatory and competitive reckoning. With VantageScore gaining ground and the stock sinking throughout early 2026, it seems the market is finally punishing a moat that grew too arrogant. The era of the "overpriced score" is over. 👉Click to view @StockMacroView for timely updates amid the volatility.
0 · Reply
StockMacroView
StockMacroView Apr. 11 at 4:00 AM
$FICO is bleeding 10% on GSE-related competition fears, yet VantageScore failed to capture share even when priced at zero. While the stock is under pressure, FICO's actual scoring momentum has only accelerated. It remains the undisputed gold standard. This sell-off looks like a massive disconnect between fearful sentiment and the reality of a rock-solid market moat. 👉Click to view @StockMacroView for timely updates amid the volatility.
0 · Reply
VeryBerryBusy
VeryBerryBusy Apr. 11 at 12:30 AM
$FICO the gold standard
0 · Reply
St0ckt0k101
St0ckt0k101 Apr. 10 at 11:46 PM
$FICO has a fair value of $1,290🎯✅
0 · Reply
Bazzzigar
Bazzzigar Apr. 10 at 9:09 PM
$FICO $1500+ next week
0 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 10 at 8:04 PM
$FICO essentially Barclay's slashed price target by 18 percent. And Barclay's had one of the highest price targets on the stock. They are the latest analysts from a well-known firm to cut the price target on FICO
0 · Reply
Skittles_mix
Skittles_mix Apr. 10 at 6:50 PM
$FICO why the fuck is this down so much?
2 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 10 at 6:42 PM
$FICO this now the 3rd highest volume trading day in the last 365 days per google AI. My opinion is this stock has much further to go before it is even enters into a range where it might be correctly valued...much further to be considered worth a risk in investing in the stock.
1 · Reply
terryisright
terryisright Apr. 10 at 5:04 PM
$FICO it's near bottom, hold y'all freaking horse and be discipline
0 · Reply
Yokozuna911
Yokozuna911 Apr. 10 at 4:08 PM
$FICO What the hell is happening? Are FICO scores going away due to AI? 20% ann est growth w a 30% profit margin.
1 · Reply
Coronus
Coronus Apr. 10 at 4:07 PM
$FICO wut gun non?
0 · Reply
coregamma
coregamma Apr. 10 at 3:56 PM
$SPY $FICO Fair Issac is not playing very fair today.
0 · Reply
druvaciam
druvaciam Apr. 10 at 3:04 PM
$FICO Total trash
0 · Reply
SamsonStreet
SamsonStreet Apr. 10 at 2:53 PM
$FICO FHFA is set to officially launch the ability to accept VantageScore
0 · Reply
IjustTradeiT
IjustTradeiT Apr. 10 at 2:44 PM
$FICO Still short from 1700 will cover under 200 Anthropic will put this out of business
0 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 10 at 2:41 PM
$FICO The average number of(FICO) shares traded per day is approximately 332,050 to 340,880 shares, depending on the measurement period used. As of early April 2026, various financial sources provide different averages based on their specific tracking timeframes:3-Month Average Daily Volume: sources, including Yahoo Finance and MarketWatch, report the 3-month average at 340,880 shares.90-Day Average Volume: Market Chameleon cites a lower 90-day average of 279,664 to 282,482 shares.Overall Average Volume: Other platforms like Robinhood list a average volume of 242,750 shares. We are at 322K so far today according to CNBC
1 · Reply
lextrading
lextrading Apr. 10 at 2:40 PM
$FICO I waited 2 years for this moment. People keep telling me charts aren't a good tool for investing. It shouldn't be the only tool, but don't tell me it's not valuable.
2 · Reply
FrostyEmpire4
FrostyEmpire4 Apr. 10 at 2:36 PM
$FICO the volume that has traded so far today in this stock is insane. $285M dollars has changed hands in less than an hour
0 · Reply
AlphaBull_10M
AlphaBull_10M Apr. 10 at 2:25 PM
Market is amazingly rallying just fine with chips but without software. Software is getting crushed again, led by $NET (-12%) $FICO (-10%) $PANW (-8%) $NOW (7^) $SNOW (-6%)
1 · Reply