Fair Isaac and Company FICO

$661.25 -0.50 (-0.08%)

Valuation

Market cap
14,281,671,000
Revenue TTM
$1,990,870,000
Net income TTM
$651,950,000
PE ratio
19.65
Forward PE
14.52
Profit margin
32.75%
Debt to equity
-1.36

Trading

Volume
1,645,500
Avg volume
596,126
Day's range
$609.00 – $675.50
Shares out
21,598,000
Stochastic %K
21%
Beta
1.35
Analysts
Sell
Price target
$1,304.21

Price

Company profile

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as busin...

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Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Industry
Software - Application
Sector
Technology
Phone
(406) 982-7276
Website
https://www.fico.com
Address
5 West Mendenhall, Suite 105, Bozeman, United States

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Stocktwits

Mrbullsociety Oct 4, 6:24 PM
A famous moat just cracked. $FICO fell 26.5% in one day after the FHFA put rival VantageScore on equal footing for Fannie and Freddie loans. Down 61% this year, yet revenue grows 26% with a 34% profit margin. Analysts see 90% upside.
0 replies
omfx_trader Oct 4, 3:36 PM
$FICO weekly chart FICO crashed 27% in a single day after the regulator opened mortgages to VantageScore. Bulls: nearly $1B in free cash flow, buybacks, and a 24x P/E vs. a 52x median. Bears: TransUnion is pricing at 99 cents through 2028, and analysts have cut ratings. Opportunity or falling knife? Not investment advice.
0 replies
robertdollar Oct 4, 1:02 PM
$FISV and others with similar story? Maybe $FICO and $EFX come to mind. $SOFI it drops another 25% soon.
0 replies
KryptonResearch14 Oct 4, 9:58 AM
$FICO The mortgage-score fight is now a street-wide argument. Five analysts reset targets this week: BofA cut to 700 from 1,400 and downgraded to Neutral. HSBC cut to 490 from 696, Reduce. Barclays cut to 935 from 1,700 but kept Overweight. Baird cut to 1,070 from 1,549, Outperform kept. BMO trimmed to 1,150 from 1,550, Outperform kept. One level down: the disagreement is the story. The low-to-high spread runs 490 to 1,750. The bears are pricing Jefferies' estimate that VantageScore could take upward of 80 percent of conforming mortgage share. The bulls are pricing FICO's Direct License Program, which Pulte praised publicly on X this week, and the non-mortgage software business. Tape context: the stock fell about 44 percent to a 52-week low on Oct 1, then bounced 12 percent to about 661.
0 replies
JimmyJam5350 Oct 3, 12:13 PM
$FICO $1000 stock anyway you look at it. If you loaded up under 600 like me, you re gonna bank
0 replies
moneybag888 Oct 3, 6:08 AM 0 replies
moneybag888 Oct 3, 2:11 AM 0 replies
moneybag888 Oct 3, 1:56 AM 0 replies