Fair Isaac and Company (FICO)

$1,666.64 -18.45 (-1.09%)
Market Cap 40.45B
Revenue (ttm) 1.72B
Net Income (ttm) 512.81M
EPS (ttm) N/A
PE Ratio 73.05
Forward PE 49.57
Profit Margin 29.86%
Debt to Equity Ratio -1.99
Volume 184,200
Avg Vol 341,636
Day's Range N/A - N/A
Shares Out 24.00M
Stochastic %K 80%
Beta 1.35
Analysts Strong Sell
Price Target $2,005.75

Company Profile

Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction stream...

Industry: Software - Application
Sector: Technology
Phone: (406) 982-7276
Address:
5 West Mendenhall, Suite 105, Bozeman, United States
FrostyEmpire4
FrostyEmpire4 Oct. 26 at 7:11 PM
$FICO this stock is day tradeable only at this point. It is in direct competition now with all 3 credit rating agencies. More importantly it cannot lower prices to compete with the competition. It can only raise prices to keep its revenues up to support it share repurchase plan and debt. At this point you will see FICO trade market share to keep its Revenues high enough to service its current debt...and probably to acquire more debt to increase its share repurchase plan next year. The largest shareholders (IE institutions) are counting on FICO to keep the share repurchase program in place while they slowly sell out their positions over time. FICO is likely produce record revenues next year because they doubled their prices...and because the FED is lowering interest rates to induce refinancing/mortgage initiating activities. At the same time FICO will lose a record amount of market share to competition while making claims it has not...FICO is not a long term investment.
0 · Reply
CarolineNguyen2415
CarolineNguyen2415 Oct. 26 at 6:48 PM
$FICO $PRU Foaming themes https://stocktwits.com/boydtheresa/message/633714881
0 · Reply
OnlyFibs
OnlyFibs Oct. 26 at 6:25 PM
$FICO - Fair Issac - 1W - Bullish - Clean chart just a retrace soon looking to test new highs - I'm looking for consistent inflows looking to see a nice green weekly candle Friday and go from there. #hovdid
0 · Reply
RunnerSignals
RunnerSignals Oct. 24 at 3:49 AM
Whales are making waves again 🐋 ​$AMD $DUOL $FICO $IBM $LMT all lighting up with unusual options moves today https://stocksrunner.com/news/2025-10-23-fresh-options-trading-alerts-spark-market-buzz
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Oct. 23 at 4:05 PM
$FICO RSI: 23.34, MACD: 9.6044 Vol: 114.44, MA20: 1651.97, MA50: 1550.13 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 22 at 7:35 AM
Enter: $FICO NOV 21 2025 $1590 CALLS Buy in Price: $91.75 - $96.60 Take Profit: $211.02 Stop Bleeding: $80.74 ROI Potential: 130% Exit Within: 3 Weeks https://moneygroup.us/alerts
0 · Reply
Arcides
Arcides Oct. 21 at 7:42 PM
$FICO about to close the gap, will buyers defend that zone?
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 21 at 7:19 PM
$FICO From Earnings call: Equifax said they would be able to update market penetration of VantageScore during the earnings call in February. Equifax stated it would not be an uphill slope to compete with FICO, Rather, a downhill slope because VantageScore would cost $4.50 versus $10 for FICO. Equifax further stated lenders, crediters, etc were already reaching out to them directly for scores. FICO decision ended up as price increase. There were analysts from pretty much everywhere. About 3/4 were asking about VantageScore. My Opinion is the only way FICO can compete with this is lower costs for FICO scores which they cant do because they have service their debt.
0 · Reply
SuperGreenToday
SuperGreenToday Oct. 21 at 6:37 PM
$FICO Share Price: $1590.15 Contract Selected: Feb 20, 2026 $1600 Calls Buy Zone: $129.62 – $160.12 Target Zone: $234.61 – $286.75 Potential Upside: 71% ROI Time to Expiration: 121 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 21 at 1:50 PM
$FICO equifax just reported earnings and is giving guidance about VantageScore adoption in earnings call.
0 · Reply
Latest News on FICO
FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition

Oct 29, 2025, 5:00 AM EDT - 3 hours ago

FICO Survey: Fraud Department Is Secret Weapon for UK Customer Acquisition

FICO Score Mortgage Simulator Now Available through Credit Interlink

Oct 27, 2025, 8:00 AM EDT - 2 days ago

FICO Score Mortgage Simulator Now Available through Credit Interlink

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2025 Financial Results

Oct 22, 2025, 4:15 PM EDT - 6 days ago

Fair Isaac Corporation Announces Date for Reporting of Fourth Quarter Fiscal 2025 Financial Results

Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

Oct 15, 2025, 8:00 AM EDT - 14 days ago

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FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence

Oct 14, 2025, 8:00 AM EDT - 15 days ago

FICO Announces 10 New Patents, Advancing Leadership in Responsible AI and Applied Intelligence

FICO UK Credit Card Market Report: August 2025

Oct 14, 2025, 4:00 AM EDT - 15 days ago

FICO UK Credit Card Market Report: August 2025

FICO Stock Lost 9.8% In A Day. Do You Buy Or Wait?

Oct 9, 2025, 10:30 AM EDT - 19 days ago

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A New Era For FICO Stock: Time To Buy In?

Oct 6, 2025, 5:50 AM EDT - 23 days ago

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Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.

Oct 3, 2025, 3:55 PM EDT - 25 days ago

Fair Isaac Stock Scores Big With Pricing Change. Credit Bureaus, Not So Much.

Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal

Oct 3, 2025, 3:38 PM EDT - 25 days ago

Fair Isaac Shares Rise 3% To Intraday High After Power Inflow Signal

Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge

Oct 3, 2025, 9:10 AM EDT - 25 days ago

Markets Rally On Rate Cut Hopes As AI And Credit Stocks Surge

S&P 500 Gains & Losses Today: Buffett's Berkshire Buys; Fair Isaac Soars, Equifax Falls

Oct 2, 2025, 5:25 PM EDT - 26 days ago

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FICO shares surge on plan that could cut Experian, Equifax out of credit reporting for mortgages

Oct 2, 2025, 1:33 PM EDT - 26 days ago

FICO shares surge on plan that could cut Experian, Equifax out of credit reporting for mortgages

FICO CEO says FICO scores will cost less, benefit consumers

Oct 2, 2025, 12:53 PM EDT - 26 days ago

FICO CEO says FICO scores will cost less, benefit consumers

FICO provider is shaking up its credit score business. Its stock is surging

Oct 2, 2025, 12:35 PM EDT - 26 days ago

FICO provider is shaking up its credit score business. Its stock is surging

FICO Shakes Up Credit-Score Market

Oct 2, 2025, 12:19 PM EDT - 26 days ago

FICO Shakes Up Credit-Score Market

Fair Isaac Stock Is Soaring. Credit Bureau Shares Are Dropping.

Oct 2, 2025, 12:15 PM EDT - 26 days ago

Fair Isaac Stock Is Soaring. Credit Bureau Shares Are Dropping.

Fico Shakes Up Credit-Score Market

Oct 2, 2025, 11:35 AM EDT - 26 days ago

Fico Shakes Up Credit-Score Market

FICO stock skyrockets 24%: what's driving the rally and why analysts are split

Oct 2, 2025, 10:34 AM EDT - 26 days ago

FICO stock skyrockets 24%: what's driving the rally and why analysts are split

INTC Eyes AMD as Foundry Customer, Berkshire's $9.7B OXY Purchase, FICO Soars

Oct 2, 2025, 10:01 AM EDT - 26 days ago

INTC Eyes AMD as Foundry Customer, Berkshire's $9.7B OXY Purchase, FICO Soars

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Fair Isaac to Allow Lenders to Bypass Credit Bureaus for FICO Scores. The Stock Is Surging.

Oct 2, 2025, 7:26 AM EDT - 27 days ago

Fair Isaac to Allow Lenders to Bypass Credit Bureaus for FICO Scores. The Stock Is Surging.

FICO Launches Cost-Cutting Direct License Program for Mortgage Lending

Oct 1, 2025, 5:00 PM EDT - 27 days ago

FICO Launches Cost-Cutting Direct License Program for Mortgage Lending

FICO Survey Shows South Africans Will Bend the Truth to Access Credit

Oct 1, 2025, 3:00 AM EDT - 4 weeks ago

FICO Survey Shows South Africans Will Bend the Truth to Access Credit

FICO® Focused Foundation Model for Financial Services Provides Superior Accuracy in Decisioning and Trust When Deploying GenAI

Sep 23, 2025, 8:00 AM EDT - 5 weeks ago

FICO® Focused Foundation Model for Financial Services Provides Superior Accuracy in Decisioning and Trust When Deploying GenAI

FICO Survey: Only 1 in 10 APAC Bank Leaders Say Their Bank Is Highly Advanced in Hyper-Personalization

Sep 21, 2025, 9:00 PM EDT - 5 weeks ago

FICO Survey: Only 1 in 10 APAC Bank Leaders Say Their Bank Is Highly Advanced in Hyper-Personalization

Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimisation

Sep 18, 2025, 4:00 AM EDT - 5 weeks ago

Swisscard AECS GmbH Extends FICO Platform Decisioning with AI-Powered Optimisation

FICO Releases Inaugural FICO Score® Credit Insights Report Highlighting Major Shifts in Consumer Credit

Sep 16, 2025, 8:00 AM EDT - 6 weeks ago

FICO Releases Inaugural FICO Score® Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO UK Credit Card Market Report: July 2025

Sep 15, 2025, 4:00 AM EDT - 6 weeks ago

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New FICO and Corinium Study Reveals Global Financial Institutions Abandon GenAI Hype for Responsible AI Standards

Sep 4, 2025, 8:00 AM EDT - 7 weeks ago

New FICO and Corinium Study Reveals Global Financial Institutions Abandon GenAI Hype for Responsible AI Standards

FICO Educational Analytics Challenge Program Returns for a Third Year, Empowering Aspiring Student Data Scientists to Build AI Language Models

Sep 2, 2025, 8:00 AM EDT - 2 months ago

FICO Educational Analytics Challenge Program Returns for a Third Year, Empowering Aspiring Student Data Scientists to Build AI Language Models

Chartis Names FICO an Enterprise Fraud Solutions Category Leader for Fifth Straight Report

Aug 27, 2025, 8:30 AM EDT - 2 months ago

Chartis Names FICO an Enterprise Fraud Solutions Category Leader for Fifth Straight Report

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Aug 25, 2025, 12:57 PM EDT - 2 months ago

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Fair Isaac: Market Fears Are Overblown, The Moat Remains

Aug 22, 2025, 3:26 PM EDT - 2 months ago

Fair Isaac: Market Fears Are Overblown, The Moat Remains

Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)

Aug 22, 2025, 12:13 AM EDT - 2 months ago

Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)

FICO and the Nita Mukesh Ambani Cultural Centre Partner to Celebrate Their Shared Vision of Bringing Indian Arts and Heritage to the Global Stage

Aug 21, 2025, 8:00 AM EDT - 2 months ago

FICO and the Nita Mukesh Ambani Cultural Centre Partner to Celebrate Their Shared Vision of Bringing Indian Arts and Heritage to the Global Stage

FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

Aug 20, 2025, 8:00 AM EDT - 2 months ago

FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

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Aug 15, 2025, 8:52 AM EDT - 2 months ago

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FICO UK Credit Card Market Report: June 2025

Aug 14, 2025, 4:00 AM EDT - 2 months ago

FICO UK Credit Card Market Report: June 2025

FICO CEO Will Lansing goes one-on-one with Jim Cramer

Jul 31, 2025, 8:21 PM EDT - 3 months ago

FICO CEO Will Lansing goes one-on-one with Jim Cramer

FICO CEO defends credit score pricing amid FHFA criticism, says cost isn't blocking home ownership

Jul 31, 2025, 7:05 PM EDT - 3 months ago

FICO CEO defends credit score pricing amid FHFA criticism, says cost isn't blocking home ownership

Fair Isaac Corporation (FICO) Q3 2025 Earnings Call Transcript

Jul 31, 2025, 1:31 AM EDT - 3 months ago

Fair Isaac Corporation (FICO) Q3 2025 Earnings Call Transcript

FICO raises full-year profit forecast amid robust demand for its products

Jul 30, 2025, 4:53 PM EDT - 3 months ago

FICO raises full-year profit forecast amid robust demand for its products

FICO Announces Earnings of $7.40 per Share for Third Quarter Fiscal 2025

Jul 30, 2025, 4:15 PM EDT - 3 months ago

FICO Announces Earnings of $7.40 per Share for Third Quarter Fiscal 2025

FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates

Jul 30, 2025, 8:00 AM EDT - 3 months ago

FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates

FICO Survey Shows Americans Prepared to Be Dishonest to Meet Financial Needs

Jul 30, 2025, 8:00 AM EDT - 3 months ago

FICO Survey Shows Americans Prepared to Be Dishonest to Meet Financial Needs

UnionBank Onboarded 50,000 Customers a Month at Peak with 5-Minute Approvals Using FICO Platform

Jul 28, 2025, 10:12 PM EDT - 3 months ago

UnionBank Onboarded 50,000 Customers a Month at Peak with 5-Minute Approvals Using FICO Platform

Fair Isaac: Watching The Moat While The Market Revalues Risk

Jul 28, 2025, 4:19 AM EDT - 3 months ago

Fair Isaac: Watching The Moat While The Market Revalues Risk

FICO CEO: Seeing 'Race to the Bottom' in Lender Choice

Jul 21, 2025, 7:41 PM EDT - 3 months ago

FICO CEO: Seeing 'Race to the Bottom' in Lender Choice

FICO CEO on criticism from FHFA's Bill Pulte

Jul 21, 2025, 11:55 AM EDT - 3 months ago

FICO CEO on criticism from FHFA's Bill Pulte

FrostyEmpire4
FrostyEmpire4 Oct. 26 at 7:11 PM
$FICO this stock is day tradeable only at this point. It is in direct competition now with all 3 credit rating agencies. More importantly it cannot lower prices to compete with the competition. It can only raise prices to keep its revenues up to support it share repurchase plan and debt. At this point you will see FICO trade market share to keep its Revenues high enough to service its current debt...and probably to acquire more debt to increase its share repurchase plan next year. The largest shareholders (IE institutions) are counting on FICO to keep the share repurchase program in place while they slowly sell out their positions over time. FICO is likely produce record revenues next year because they doubled their prices...and because the FED is lowering interest rates to induce refinancing/mortgage initiating activities. At the same time FICO will lose a record amount of market share to competition while making claims it has not...FICO is not a long term investment.
0 · Reply
CarolineNguyen2415
CarolineNguyen2415 Oct. 26 at 6:48 PM
$FICO $PRU Foaming themes https://stocktwits.com/boydtheresa/message/633714881
0 · Reply
OnlyFibs
OnlyFibs Oct. 26 at 6:25 PM
$FICO - Fair Issac - 1W - Bullish - Clean chart just a retrace soon looking to test new highs - I'm looking for consistent inflows looking to see a nice green weekly candle Friday and go from there. #hovdid
0 · Reply
RunnerSignals
RunnerSignals Oct. 24 at 3:49 AM
Whales are making waves again 🐋 ​$AMD $DUOL $FICO $IBM $LMT all lighting up with unusual options moves today https://stocksrunner.com/news/2025-10-23-fresh-options-trading-alerts-spark-market-buzz
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Oct. 23 at 4:05 PM
$FICO RSI: 23.34, MACD: 9.6044 Vol: 114.44, MA20: 1651.97, MA50: 1550.13 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 22 at 7:35 AM
Enter: $FICO NOV 21 2025 $1590 CALLS Buy in Price: $91.75 - $96.60 Take Profit: $211.02 Stop Bleeding: $80.74 ROI Potential: 130% Exit Within: 3 Weeks https://moneygroup.us/alerts
0 · Reply
Arcides
Arcides Oct. 21 at 7:42 PM
$FICO about to close the gap, will buyers defend that zone?
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 21 at 7:19 PM
$FICO From Earnings call: Equifax said they would be able to update market penetration of VantageScore during the earnings call in February. Equifax stated it would not be an uphill slope to compete with FICO, Rather, a downhill slope because VantageScore would cost $4.50 versus $10 for FICO. Equifax further stated lenders, crediters, etc were already reaching out to them directly for scores. FICO decision ended up as price increase. There were analysts from pretty much everywhere. About 3/4 were asking about VantageScore. My Opinion is the only way FICO can compete with this is lower costs for FICO scores which they cant do because they have service their debt.
0 · Reply
SuperGreenToday
SuperGreenToday Oct. 21 at 6:37 PM
$FICO Share Price: $1590.15 Contract Selected: Feb 20, 2026 $1600 Calls Buy Zone: $129.62 – $160.12 Target Zone: $234.61 – $286.75 Potential Upside: 71% ROI Time to Expiration: 121 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 21 at 1:50 PM
$FICO equifax just reported earnings and is giving guidance about VantageScore adoption in earnings call.
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 20 at 11:33 PM
$FICO https://insights.informativeresearch.com/industry-news/credit-bureaus-statements-following-ficos-new-mortgage-pricing-announcement
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 20 at 5:53 AM
Enter: $FICO NOV 21 2025 $1620 CALLS Buy in Price: $96.98 - $101.70 Take Profit: $204.63 Stop Bleeding: $85.34 ROI Potential: 111% Exit Within: 2 Weeks https://moneygroup.us/alerts
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 19 at 4:48 AM
Enter: $FICO NOV 21 2025 $1620 CALLS Buy in Price: $96.98 - $101.70 Take Profit: $119.29 Stop Bleeding: $85.34 ROI Potential: 23% Exit Within: 3 Weeks https://moneygroup.us/alerts
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 18 at 9:15 AM
Enter: $FICO NOV 21 2025 $1620 CALLS Buy in Price: $96.98 - $105.00 Take Profit: $127.04 Stop Bleeding: $85.34 ROI Potential: 31% Exit Within: 2 Weeks https://moneygroup.us/alerts
0 · Reply
inspector_gadget86
inspector_gadget86 Oct. 17 at 1:59 PM
$FICO
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 16 at 5:05 PM
Enter: $FICO NOV 21 2025 $1650 CALLS Buy in Price: $93.60 - $108.30 Take Profit: $174.10 Stop Bleeding: $82.37 ROI Potential: 86% Exit Within: 3 Weeks https://moneygroup.us/alerts
0 · Reply
TalkMarkets
TalkMarkets Oct. 16 at 4:19 PM
Buy 3 Tech Stocks On The Dip To Strengthen Your Portfolio In Q4 $FICO $DOCU $RDDT https://talkmarkets.com/content/stocks--equities/buy-3-tech-stocks-on-the-dip-to-strengthen-your-portfolio-in-q4?post=528863
0 · Reply
tooncastle
tooncastle Oct. 16 at 2:48 PM
$FICO ADDING more
0 · Reply
ZacksResearch
ZacksResearch Oct. 16 at 1:35 PM
Tech dip = opportunity? 👀 $DOCU, $RDDT, and $FICO are all trading well below their 52-week highs — three tech names highlighted for potential upside as we move through Q4. Find out why these could be smart adds for a stronger Q4 portfolio 👉 https://www.zacks.com/stock/news/2770062/buy-3-tech-stocks-on-the-dip-to-strengthen-your-portfolio-in-q4?cid=sm-stocktwits-2-2770062-teaser-16328&ADID=SYND_STOCKTWITS_TWEET_2_2770062_TEASER_16328
0 · Reply
FrostyEmpire4
FrostyEmpire4 Oct. 15 at 12:16 PM
$FICO https://www.scotsmanguide.com/news/zillow-partners-with-esusu-on-credit-building-service-for-renters/
0 · Reply
MoneyGroupLLC
MoneyGroupLLC Oct. 15 at 10:59 AM
Enter: $FICO NOV 21 2025 $1650 CALLS Buy in Price: $105.37 - $114.00 Take Profit: $221.28 Stop Bleeding: $92.73 ROI Potential: 110% Exit Within: 3 Weeks https://moneygroup.us/alerts
0 · Reply
Traderdoggy
Traderdoggy Oct. 14 at 5:50 PM
$FICO Wonder will they guide down numbers given everything? I can see a capitulation trade coming, certainly nothing too much on the upside (from where?). As such it's still a short.
2 · Reply