Apr. 17 at 1:48 PM
$FITB $CINF $JPM $C $WFC
🏦 Fifth Third Bancorp (FITB) Q1 2025 Earnings Recap 💼
📊 EPS & Revenue Recap:
Fifth Third delivered Q1 EPS of
$0.73, beating expectations by
$0.04 ✅
However, revenue came in at
$2.14B, slightly missing by
$20M ❌ despite a 1.9% YoY increase.
📢 Key Highlights:
Net interest margin expanded to 3.03%, up from 2.97% last quarter 🔼
Net interest income (FTE) held steady at
$1.44B 📉
Adjusted efficiency ratio improved to 60.5%, showing continued cost control ⚙️
Return on Tangible Common Equity came in at 15.2%, slightly down from Q4 🔻
Loans & leases grew to
$121.8B (+3% QoQ and YoY) ✅
Deposits declined to
$164.2B, down 2% ❌
💰 Capital Returns:
Maintained
$0.37/share dividend
Repurchased
$225M in stock (5.2M shares) 💵
🧠 Bottom Line:
Strong cost discipline and margin expansion helped offset soft deposit trends and a revenue miss. Despite mixed results, Fifth Third continues to return capital and operate with a solid balance sheet.
