Feb. 26 at 6:18 PM
Fed Vice Chair for Supervision: Banking system remains sound, w/ strong capital & liquidity. Non‑bank lenders are growing, increasing competition for regulated banks. Fed aims to support responsible innovation, including clearer rules for digital assets & stablecoin issuers
Community banks should face tailored, lighter regulation; outdated thresholds & AML reporting limits should be updated. Fed is reviewing community bank leverage ratio, capital options for mutual banks, & streamlining M&A and chartering
For large banks, the Fed is updating stress testing, the supplementary leverage ratio, Basel III, & the G‑SIB surcharge to improve transparency, reduce volatility, & better align capital w/ risk
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