Pagaya Technologies Ltd Cl A (PGY)

$23.49 -0.20 (-0.84%)
Market Cap 1.74B
Revenue (ttm) 1.03B
Net Income (ttm) -401.41M
EPS (ttm) N/A
PE Ratio 39.25
Forward PE 14.14
Profit Margin -38.89%
Debt to Equity Ratio 1.13
Volume 1,380,000
Avg Vol 2,408,944
Day's Range N/A - N/A
Shares Out 75.71M
Stochastic %K 92%
Beta 5.93
Analysts Strong Sell
Price Target $23.93

Company Profile

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology c...

Industry: Software - Infrastructure
Sector: Technology
Phone: 646 710 7714
Website: pagaya.com
Address:
335 Madison Ave, 16th Floor, New York, United States
bullenkuh
bullenkuh Jul. 15 at 9:00 PM
$PGY The turning point was the first quarter of 2025. GAAP profitability clearly signaled to the market that the worst was behind it and triggered a much-needed change in sentiment. However, I think the market hasn't fully grasped this yet. Even after recovering from the lows, Pagaya trades at less than 5x 2026 EBITDA. That's incredibly cheap compared to peers like Upstart, which trades at over 25x, or even SOFI, which trades at 18.5x. Even a partial revaluation—to 10x—would represent over 100% upside. And if interest rates do decline significantly, it could happen much faster than expected.
1 · Reply
Counselor53
Counselor53 Jul. 15 at 8:46 PM
$PGY Higher highs and higher lows.
0 · Reply
Papa_Meat
Papa_Meat Jul. 15 at 6:05 PM
$PGY here it comes. The final push to $25
0 · Reply
Moselmeister
Moselmeister Jul. 15 at 4:22 PM
$PGY Bang!
1 · Reply
Kels_11
Kels_11 Jul. 15 at 4:17 PM
$PGY Good thing about the future earnings is that there are less and less negatives for shorts to write about sooo the sharp drops after earnings are behind us. Future is bright. See yall at $40!
0 · Reply
Bilvo
Bilvo Jul. 15 at 4:09 PM
$PGY i would expect some raises in price target even before the earnings due to yesterday PR
0 · Reply
bullenkuh
bullenkuh Jul. 15 at 3:00 PM
$PGY Ten-year government bonds are rising sharply again, that is the reason today.
0 · Reply
10xMoonstocks
10xMoonstocks Jul. 15 at 2:39 PM
$PGY This is something anyone who is invested in PGY or that is thinking of investing in PGY should read from top to bottom. Very detailed and thorough explanation of PGYs past, present and future. Very well done.
0 · Reply
Bilvo
Bilvo Jul. 15 at 2:19 PM
$PGY https://x.com/mvcinvesting/status/1945120835569635485?t=d82FS8pk26VifUymZmPw2g&s=19
0 · Reply
Xochi_Research_Group
Xochi_Research_Group Jul. 15 at 2:03 PM
$PGY shorts will have to cover in the coming days prior to earnings or suffer MASSIVELY after it. The stock price should steadily increase and retain those gains once earnings are reported. In short, the stock can easily double from these levels into the end of the year.
0 · Reply
Latest News on PGY
Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans

Jul 14, 2025, 8:30 AM EDT - 1 day ago

Pagaya Signs New Forward Flow Agreement with Castlelake to Purchase Up to $2.5 Billion in Personal Loans

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-4 and Research-Driven Pagaya Motor Trust 2025-4

Jul 10, 2025, 4:28 PM EDT - 5 days ago

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-4 and Research-Driven Pagaya Motor Trust 2025-4

Pagaya Announces Timing of Second Quarter 2025 Earnings Release

Jul 8, 2025, 8:30 AM EDT - 7 days ago

Pagaya Announces Timing of Second Quarter 2025 Earnings Release

Pagaya Technologies: Strong Performance, But Taking Some Chips Off The Table

Jul 1, 2025, 7:07 AM EDT - 14 days ago

Pagaya Technologies: Strong Performance, But Taking Some Chips Off The Table

Pagaya: Profitable Growth Worth A Second Look

Jun 30, 2025, 1:24 PM EDT - 15 days ago

Pagaya: Profitable Growth Worth A Second Look

Pagaya Closes New PAID Deal of $600 Million, Capping Record Quarter for ABS Issuance

Jun 18, 2025, 8:30 AM EDT - 27 days ago

Pagaya Closes New PAID Deal of $600 Million, Capping Record Quarter for ABS Issuance

Pagaya Achieves First AAA-Rated Auto ABS with $300 Million Deal, Underscoring Strength of its Auto Platform

Jun 12, 2025, 8:30 AM EDT - 4 weeks ago

Pagaya Achieves First AAA-Rated Auto ABS with $300 Million Deal, Underscoring Strength of its Auto Platform

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-4 and Pagaya AI Debt Trust 2025-4

Jun 9, 2025, 11:49 AM EDT - 5 weeks ago

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-4 and Pagaya AI Debt Trust 2025-4

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-3 and Research-Driven Pagaya Motor Trust 2025-3

Jun 3, 2025, 4:08 PM EDT - 6 weeks ago

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-3 and Research-Driven Pagaya Motor Trust 2025-3

Pagaya to Participate in Upcoming June Investor Conferences

May 29, 2025, 8:30 AM EDT - 6 weeks ago

Pagaya to Participate in Upcoming June Investor Conferences

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

May 28, 2025, 11:28 AM EDT - 6 weeks ago

Pagaya Vs. Upstart: Why Pagaya's Strategy Offers A Safer Bet

UPST

Pagaya: A Deep Dive Into Its Untapped Value Proposition

May 24, 2025, 9:32 AM EDT - 7 weeks ago

Pagaya: A Deep Dive Into Its Untapped Value Proposition

Pagaya Accelerates Point-of-Sale Market Penetration, with Over $1 Billion in Additional Funding Capacity Through Inaugural POS Securitization

May 22, 2025, 8:30 AM EDT - 7 weeks ago

Pagaya Accelerates Point-of-Sale Market Penetration, with Over $1 Billion in Additional Funding Capacity Through Inaugural POS Securitization

KBRA Assigns Preliminary Ratings to Pagaya Point of Sale Holdings Grantor Trust 2025-1 and Pagaya Point of Sale Holdings Trust 2025-1

May 15, 2025, 6:30 PM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Pagaya Point of Sale Holdings Grantor Trust 2025-1 and Pagaya Point of Sale Holdings Trust 2025-1

Pagaya Technologies Ltd. (PGY) Q1 2025 Earnings Call Transcript

May 7, 2025, 3:12 PM EDT - 2 months ago

Pagaya Technologies Ltd. (PGY) Q1 2025 Earnings Call Transcript

Pagaya Reports First Quarter 2025 Results, GAAP Profitable Earlier than Expected

May 7, 2025, 7:12 AM EDT - 2 months ago

Pagaya Reports First Quarter 2025 Results, GAAP Profitable Earlier than Expected

Pagaya to Participate in Upcoming May Investor Conferences

Apr 30, 2025, 4:30 PM EDT - 2 months ago

Pagaya to Participate in Upcoming May Investor Conferences

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R1 and Pagaya AI Debt Trust 2025-R1

Apr 29, 2025, 6:53 PM EDT - 2 months ago

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-R1 and Pagaya AI Debt Trust 2025-R1

Pagaya Executes New AAA-Rated $500 Million Consumer Loan ABS Deal, Underscoring Continued Strong Investor Demand

Apr 24, 2025, 8:30 AM EDT - 2 months ago

Pagaya Executes New AAA-Rated $500 Million Consumer Loan ABS Deal, Underscoring Continued Strong Investor Demand

Pagaya Announces Timing of First Quarter 2025 Earnings Release

Apr 17, 2025, 4:30 PM EDT - 3 months ago

Pagaya Announces Timing of First Quarter 2025 Earnings Release

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-3 and Pagaya AI Debt Trust 2025-3

Apr 14, 2025, 1:17 PM EDT - 3 months ago

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-3 and Pagaya AI Debt Trust 2025-3

Pagaya Prices ~$300 Million Auto ABS Transaction Demonstrating Strong Investor Confidence

Apr 14, 2025, 8:30 AM EDT - 3 months ago

Pagaya Prices ~$300 Million Auto ABS Transaction Demonstrating Strong Investor Confidence

Pagaya: Coast Is Clearing, Preparing For Bullish Run (Rating Upgrade)

Mar 29, 2025, 2:57 AM EDT - 3 months ago

Pagaya: Coast Is Clearing, Preparing For Bullish Run (Rating Upgrade)

Pagaya Closes New AAA-Rated $500 Million Consumer Loan ABS Deal

Mar 13, 2025, 4:30 PM EDT - 4 months ago

Pagaya Closes New AAA-Rated $500 Million Consumer Loan ABS Deal

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-2 and Pagaya AI Debt Trust 2025-2

Mar 4, 2025, 12:06 PM EST - 4 months ago

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-2 and Pagaya AI Debt Trust 2025-2

Pagaya: Is It Safe To Get In This Water

Feb 23, 2025, 5:34 AM EST - 5 months ago

Pagaya: Is It Safe To Get In This Water

Pagaya: Severely Undervalued Despite Improving Business Performance

Feb 22, 2025, 6:47 AM EST - 5 months ago

Pagaya: Severely Undervalued Despite Improving Business Performance

Pagaya's AI-Powered Ascent: A Fintech Force To Watch

Feb 21, 2025, 6:37 AM EST - 5 months ago

Pagaya's AI-Powered Ascent: A Fintech Force To Watch

Pagaya Technologies Ltd. (PGY) Q4 2024 Earnings Call Transcript

Feb 13, 2025, 2:48 PM EST - 5 months ago

Pagaya Technologies Ltd. (PGY) Q4 2024 Earnings Call Transcript

Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Pagaya Technologies Ltd. (PGY) and Encourages Stockholders to Learn More About the Investigation

Feb 13, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Pagaya Technologies Ltd. (PGY) and Encourages Stockholders to Learn More About the Investigation

Pagaya Reports Fourth Quarter and Full Year 2024 Results

Feb 13, 2025, 7:05 AM EST - 5 months ago

Pagaya Reports Fourth Quarter and Full Year 2024 Results

Bronstein, Gewirtz & Grossman, LLC Encourages Pagaya Technologies Ltd. (PGY) Investors to Inquire about Securities Investigation

Feb 12, 2025, 5:00 PM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Encourages Pagaya Technologies Ltd. (PGY) Investors to Inquire about Securities Investigation

BREAKING: Pagaya Technologies Down 13% and Investigated For Securities Fraud; Block & Leviton Encourages Investors Who Have Lost Money to Contact the Firm

Feb 11, 2025, 12:13 PM EST - 5 months ago

BREAKING: Pagaya Technologies Down 13% and Investigated For Securities Fraud; Block & Leviton Encourages Investors Who Have Lost Money to Contact the Firm

Pagaya's Strong Momentum Continues with Closing of $300 Million Auto Asset-Backed Securitization

Feb 10, 2025, 8:30 AM EST - 5 months ago

Pagaya's Strong Momentum Continues with Closing of $300 Million Auto Asset-Backed Securitization

Pagaya Announces Forward Flow Agreement with Blue Owl Managed Funds to Purchase up to $2.4 Billion of Consumer Loans Originated on the Pagaya Network

Feb 6, 2025, 7:30 AM EST - 5 months ago

Pagaya Announces Forward Flow Agreement with Blue Owl Managed Funds to Purchase up to $2.4 Billion of Consumer Loans Originated on the Pagaya Network

Pagaya Closes $600 Million Consumer Loan ABS, Reflecting Strong Capital Markets Demand to Start the Year

Jan 30, 2025, 8:30 AM EST - 5 months ago

Pagaya Closes $600 Million Consumer Loan ABS, Reflecting Strong Capital Markets Demand to Start the Year

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-1 and Research-Driven Pagaya Motor Trust 2025-1

Jan 29, 2025, 5:35 PM EST - 5 months ago

KBRA Assigns Preliminary Ratings to Research-Driven Pagaya Motor Asset Trust 2025-1 and Research-Driven Pagaya Motor Trust 2025-1

Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy

Jan 24, 2025, 3:52 AM EST - 6 months ago

Pagaya: 2025 Will Be A Year Of Clarity, Strong Buy

Pagaya Announces Timing of Fourth Quarter 2024 Earnings Release

Jan 23, 2025, 8:30 AM EST - 6 months ago

Pagaya Announces Timing of Fourth Quarter 2024 Earnings Release

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-1 and Pagaya AI Debt Trust 2025-1

Jan 21, 2025, 5:03 PM EST - 6 months ago

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2025-1 and Pagaya AI Debt Trust 2025-1

Pagaya: Worth The Risk? Waiting Until 2025

Dec 23, 2024, 11:10 PM EST - 7 months ago

Pagaya: Worth The Risk? Waiting Until 2025

Pagaya Announces Appointment of Two Fintech Veterans as Independent Directors to its Board

Dec 23, 2024, 8:30 AM EST - 7 months ago

Pagaya Announces Appointment of Two Fintech Veterans as Independent Directors to its Board

Pagaya Technologies: My Top Stock Pick For 2025

Dec 18, 2024, 8:30 AM EST - 7 months ago

Pagaya Technologies: My Top Stock Pick For 2025

Pagaya Announces New $600 Million Consumer Loan ABS Deal, Underscoring Strong Momentum Ahead of 2025

Dec 12, 2024, 4:51 PM EST - 7 months ago

Pagaya Announces New $600 Million Consumer Loan ABS Deal, Underscoring Strong Momentum Ahead of 2025

bullenkuh
bullenkuh Jul. 15 at 9:00 PM
$PGY The turning point was the first quarter of 2025. GAAP profitability clearly signaled to the market that the worst was behind it and triggered a much-needed change in sentiment. However, I think the market hasn't fully grasped this yet. Even after recovering from the lows, Pagaya trades at less than 5x 2026 EBITDA. That's incredibly cheap compared to peers like Upstart, which trades at over 25x, or even SOFI, which trades at 18.5x. Even a partial revaluation—to 10x—would represent over 100% upside. And if interest rates do decline significantly, it could happen much faster than expected.
1 · Reply
Counselor53
Counselor53 Jul. 15 at 8:46 PM
$PGY Higher highs and higher lows.
0 · Reply
Papa_Meat
Papa_Meat Jul. 15 at 6:05 PM
$PGY here it comes. The final push to $25
0 · Reply
Moselmeister
Moselmeister Jul. 15 at 4:22 PM
$PGY Bang!
1 · Reply
Kels_11
Kels_11 Jul. 15 at 4:17 PM
$PGY Good thing about the future earnings is that there are less and less negatives for shorts to write about sooo the sharp drops after earnings are behind us. Future is bright. See yall at $40!
0 · Reply
Bilvo
Bilvo Jul. 15 at 4:09 PM
$PGY i would expect some raises in price target even before the earnings due to yesterday PR
0 · Reply
bullenkuh
bullenkuh Jul. 15 at 3:00 PM
$PGY Ten-year government bonds are rising sharply again, that is the reason today.
0 · Reply
10xMoonstocks
10xMoonstocks Jul. 15 at 2:39 PM
$PGY This is something anyone who is invested in PGY or that is thinking of investing in PGY should read from top to bottom. Very detailed and thorough explanation of PGYs past, present and future. Very well done.
0 · Reply
Bilvo
Bilvo Jul. 15 at 2:19 PM
$PGY https://x.com/mvcinvesting/status/1945120835569635485?t=d82FS8pk26VifUymZmPw2g&s=19
0 · Reply
Xochi_Research_Group
Xochi_Research_Group Jul. 15 at 2:03 PM
$PGY shorts will have to cover in the coming days prior to earnings or suffer MASSIVELY after it. The stock price should steadily increase and retain those gains once earnings are reported. In short, the stock can easily double from these levels into the end of the year.
0 · Reply
Counselor53
Counselor53 Jul. 15 at 1:24 PM
$PGY NVDA leading the way this morning(AI chips approval to sell in China). Hopefully a good day for AI tech.
0 · Reply
chickenlike
chickenlike Jul. 15 at 10:19 AM
$PGY $UPST PGY is much more superior company than UPST
1 · Reply
bullenkuh
bullenkuh Jul. 15 at 5:08 AM
$PGY I'm curious to see how it continues. $35 to $40 would actually be a conservative valuation and not an exaggeration.
1 · Reply
Counselor53
Counselor53 Jul. 15 at 3:50 AM
$PGY “The best is yet to come”
0 · Reply
Counselor53
Counselor53 Jul. 15 at 3:49 AM
$PGY Very positve write up tonight by M. V. Cunha. A well thought out research article on how Pagaya has turned it around, and now could be headed for sustained revenue growth. It is now a proven model and QTR 2 will validate the earnings growth and acceleration of the profitability that Gal has spoken of recently.
0 · Reply
thinuselektra
thinuselektra Jul. 15 at 1:29 AM
$PGY $UPST Castle lake pivoting towards Pagaya? What do you think?
0 · Reply
Kels_11
Kels_11 Jul. 14 at 11:10 PM
$PGY Welp here we are folks today was our PR now let's climb... See yall at $40
0 · Reply
Bilvo
Bilvo Jul. 14 at 11:01 PM
$PGY the author: https://x.com/mvcinvesting/status/1944803113145131186?t=SXpnNhT8RAoqMVebCIlyJg&s=19
0 · Reply
Bilvo
Bilvo Jul. 14 at 11:00 PM
$PGY "Pagaya Technologies (PGY): Investment Thesis Explained" https://mvcinvesting.substack.com/p/pagaya-technologies-pgy-investment
0 · Reply
Zprime
Zprime Jul. 14 at 10:07 PM
$PGY yet another close at new 52 week highs. We arent getting massive gains lately but continuing relentless upward pressure as expected. I do believe this will be 30+ after Q2 ER and 50+ after Q3.
0 · Reply
bullenkuh
bullenkuh Jul. 14 at 8:33 PM
$PGY I wait for double revenue.
0 · Reply
Counselor53
Counselor53 Jul. 14 at 8:12 PM
$PGY Meant to say see a new high tomorrow
0 · Reply