Aug. 5 at 8:17 PM
📢
$UPST Q2 Earnings Recap
Upstart smashed expectations with triple-digit revenue growth and a big guidance lift 📈💳
💰 EPS:
$0.05 vs -
$0.10 est → ✅ Beat by
$0.15
📊 Revenue:
$257M (+101% Y/Y) vs
$225M est → ✅ Beat by
$31.6M
💡 Business Momentum:
Loans originated: 372,599 (+159% Y/Y)
Origination volume:
$2.8B+ (+154% Y/Y)
Adj. EBITDA:
$53.1M (21% margin) vs -
$9.3M last year
📆 Q3 Guidance:
Revenue: ~
$280M (vs
$268.7M est)
Adj. EBITDA: ~
$56M
📆 FY25 Outlook:
Revenue: ~
$1.055B (vs
$1.01B est)
Adj. EBITDA Margin: ~20%
Shares surged +11% AH on the beat and upbeat outlook 🚀
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