Oppfi Inc (OPFI)

$9.65 +0.07 (0.73%)
Market Cap 863.46M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 7.12
Forward PE 6.96
Profit Margin 2.26%
Debt to Equity Ratio 1.41
Volume 743,400
Avg Vol 1,253,588
Day's Range N/A - N/A
Shares Out 87.31M
Stochastic %K 9%
Beta 1.71
Analysts Strong Sell
Price Target $14.67

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
DeadPresidentsTrader
DeadPresidentsTrader Aug. 22 at 5:57 AM
$OPFI They need the warrant capital build because they keep having their GAAP income drained by legacy owners. Raise more capital, make more loans, make more money, pay more to legacy owners, watch stock languish because GAAP income continues to get sucked out of the company. Unless that capital is used to buy out and convert legacy owners units into shares its no good to investors.
0 · Reply
flywithfitz81
flywithfitz81 Aug. 21 at 11:01 PM
$OPFI Releasing additional information about the potential warrant exercise: Todd Schwartz, CEO and Executive Chairman of OppFi, stated that the supplemental information will allow stockholders and potential investors to evaluate the potential impacts of the warrants on the company’s capital structure, including the possibility of "a significant capital infusion" if the warrants are exercised. The supplemental information is available on the company’s Investor Relations webpage and has been filed with the U.S. Securities and Exchange Commission as a Current Report on Form 8-K. OppFi’s warrants, if exercised before expiration, would provide the company with additional capital that could be used to support its strategic initiatives, according to the press release statement. https://www.investing.com/news/company-news/oppfi-publishes-supplemental-information-about-its-warrants-93CH-4205622
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Aug. 21 at 8:39 PM
$OPFI came across this
0 · Reply
CJ0ker
CJ0ker Aug. 21 at 2:27 PM
$OPFI This price is actually disgusting. We should be trading mid 20’s
0 · Reply
profitusp
profitusp Aug. 20 at 8:07 PM
$OPFI will go up now till 15-17 jump in till not too late 🤭
1 · Reply
JasonCO
JasonCO Aug. 20 at 7:23 PM
$OPFI
0 · Reply
DeadPresidentsTrader
DeadPresidentsTrader Aug. 20 at 4:41 PM
$OPFI At this price options for early 2026 trading cheap so I picked up a handful.
0 · Reply
Genophilic
Genophilic Aug. 20 at 2:27 PM
$OPFI There’s a possibility this will go lower. Probably a good buy after it goes below 9.
0 · Reply
Turkey_Tom
Turkey_Tom Aug. 20 at 3:04 AM
$OPFI todays sell off was not concentrated to opfi… look at all comps down 5-10% today as well
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Aug. 19 at 7:14 PM
$OPFI interesting that SA quant rating has gone from strong buy to sell recently. There was also an article indicating that JPM is now going to charge for their data which could cut into opfi profits. Not really sure what to do here at the moment if im being honest 🤔
0 · Reply
Latest News on OPFI
OppFi Publishes Supplemental Information Regarding its Warrants

Aug 21, 2025, 4:30 PM EDT - 10 hours ago

OppFi Publishes Supplemental Information Regarding its Warrants

OppFi: Encouraging Update Supports Bullish Momentum

Aug 13, 2025, 7:51 AM EDT - 8 days ago

OppFi: Encouraging Update Supports Bullish Momentum

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

Aug 12, 2025, 5:31 AM EDT - 9 days ago

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

Aug 10, 2025, 10:42 PM EDT - 11 days ago

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

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Aug 8, 2025, 1:08 PM EDT - 13 days ago

5 Stocks That Are Ready To Rebound

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Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

Aug 6, 2025, 5:45 PM EDT - 15 days ago

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

OppFi Revenues Climb as Borrowers Seek Larger Loans

Aug 6, 2025, 1:54 PM EDT - 15 days ago

OppFi Revenues Climb as Borrowers Seek Larger Loans

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 12:10 PM EDT - 15 days ago

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

Aug 6, 2025, 7:00 AM EDT - 15 days ago

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

Aug 4, 2025, 7:00 AM EDT - 17 days ago

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 5 weeks ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 6 weeks ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 6 weeks ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

Jul 9, 2025, 10:57 AM EDT - 6 weeks ago

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

Jun 25, 2025, 9:00 AM EDT - 2 months ago

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 2 months ago

SA Quant Top 10: A Stellar Mid-Year Result

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OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 2 months ago

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

Jun 8, 2025, 12:57 AM EDT - 2 months ago

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

May 23, 2025, 5:05 PM EDT - 3 months ago

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 3 months ago

OppFi: Attractive Company Facing Strong Economic Risks

OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 3 months ago

OppFi: Excellent Business, Rising Economic Risks

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

May 8, 2025, 8:34 AM EDT - 3 months ago

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 3 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 3 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 3 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

May 7, 2025, 7:00 AM EDT - 3 months ago

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 4 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call

OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 4 months ago

OppFi: Shares On Sale After The Plunge

OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 5 months ago

OppFi Announces $0.25 Per Share Special Dividend

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

Mar 19, 2025, 12:02 PM EDT - 5 months ago

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

Mar 7, 2025, 6:22 PM EST - 5 months ago

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 6 months ago

OppFi: Q4 Delivers An Inflection Point

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Mar 5, 2025, 4:34 PM EST - 6 months ago

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 6 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Mar 5, 2025, 7:00 AM EST - 6 months ago

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 6 months ago

OppFi: Leveraged For Increased Lending

OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 6 months ago

OppFi: This Dip Caught My Attention

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

Feb 18, 2025, 4:30 PM EST - 6 months ago

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

OppFi Stock Deserves A Strong Buy On Its Dip

Feb 18, 2025, 10:35 AM EST - 6 months ago

OppFi Stock Deserves A Strong Buy On Its Dip

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

Feb 18, 2025, 8:00 AM EST - 6 months ago

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

OppFi Stock: Why I'm Buying This Dip

Feb 11, 2025, 9:25 AM EST - 6 months ago

OppFi Stock: Why I'm Buying This Dip

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OppFi: The Opportunity Is Here And Upside Is Waiting

Jan 21, 2025, 1:17 AM EST - 7 months ago

OppFi: The Opportunity Is Here And Upside Is Waiting

Why OppFi May See Strong Upside From Here

Jan 14, 2025, 9:18 PM EST - 7 months ago

Why OppFi May See Strong Upside From Here

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

Jan 14, 2025, 9:00 AM EST - 7 months ago

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

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Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

Dec 28, 2024, 1:00 PM EST - 8 months ago

Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

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OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

Dec 20, 2024, 6:44 AM EST - 8 months ago

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

OppFi to present at NobleCon20 Conference

Dec 2, 2024, 2:30 PM EST - 9 months ago

OppFi to present at NobleCon20 Conference

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Nov 25, 2024, 5:00 AM EST - 9 months ago

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DeadPresidentsTrader
DeadPresidentsTrader Aug. 22 at 5:57 AM
$OPFI They need the warrant capital build because they keep having their GAAP income drained by legacy owners. Raise more capital, make more loans, make more money, pay more to legacy owners, watch stock languish because GAAP income continues to get sucked out of the company. Unless that capital is used to buy out and convert legacy owners units into shares its no good to investors.
0 · Reply
flywithfitz81
flywithfitz81 Aug. 21 at 11:01 PM
$OPFI Releasing additional information about the potential warrant exercise: Todd Schwartz, CEO and Executive Chairman of OppFi, stated that the supplemental information will allow stockholders and potential investors to evaluate the potential impacts of the warrants on the company’s capital structure, including the possibility of "a significant capital infusion" if the warrants are exercised. The supplemental information is available on the company’s Investor Relations webpage and has been filed with the U.S. Securities and Exchange Commission as a Current Report on Form 8-K. OppFi’s warrants, if exercised before expiration, would provide the company with additional capital that could be used to support its strategic initiatives, according to the press release statement. https://www.investing.com/news/company-news/oppfi-publishes-supplemental-information-about-its-warrants-93CH-4205622
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Aug. 21 at 8:39 PM
$OPFI came across this
0 · Reply
CJ0ker
CJ0ker Aug. 21 at 2:27 PM
$OPFI This price is actually disgusting. We should be trading mid 20’s
0 · Reply
profitusp
profitusp Aug. 20 at 8:07 PM
$OPFI will go up now till 15-17 jump in till not too late 🤭
1 · Reply
JasonCO
JasonCO Aug. 20 at 7:23 PM
$OPFI
0 · Reply
DeadPresidentsTrader
DeadPresidentsTrader Aug. 20 at 4:41 PM
$OPFI At this price options for early 2026 trading cheap so I picked up a handful.
0 · Reply
Genophilic
Genophilic Aug. 20 at 2:27 PM
$OPFI There’s a possibility this will go lower. Probably a good buy after it goes below 9.
0 · Reply
Turkey_Tom
Turkey_Tom Aug. 20 at 3:04 AM
$OPFI todays sell off was not concentrated to opfi… look at all comps down 5-10% today as well
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Aug. 19 at 7:14 PM
$OPFI interesting that SA quant rating has gone from strong buy to sell recently. There was also an article indicating that JPM is now going to charge for their data which could cut into opfi profits. Not really sure what to do here at the moment if im being honest 🤔
0 · Reply
Zprime
Zprime Aug. 19 at 5:31 PM
$OPFI no position but I get the feeling this stock has found its bottom.
1 · Reply
Jblack500
Jblack500 Aug. 19 at 3:45 PM
$MQ $PGY $OPFI added some at 6.06
1 · Reply
flywithfitz81
flywithfitz81 Aug. 19 at 3:31 PM
$OPFI Need better leadership here. It is hard not to be concerned seeing this: Guess I am a bag holder if this drops another 2 points. 🫤 Just bought these positions last week. https://www.quiverquant.com/news/%24OPFI+stock+is+down+9%25+today.+Here%27s+what+we+see+in+our+data.
1 · Reply
OneLongShot
OneLongShot Aug. 19 at 2:37 PM
$OPFI There was 1 million short sales available yesterday currently 400,000. Low borrowing rate. Shorts are at it again. No need to panic.
0 · Reply
50bps
50bps Aug. 19 at 2:24 PM
$OPFI i dont get it, but that dont matter. price action is 💩
1 · Reply
lozzamozza
lozzamozza Aug. 19 at 2:21 PM
$OPFI
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Aug. 19 at 2:00 PM
$OPFI wow
0 · Reply
Panicmode
Panicmode Aug. 19 at 1:51 PM
$OPFI cheaper now than before that earnings beat.. 🤣🤣🤣
0 · Reply
profitusp
profitusp Aug. 19 at 1:39 PM
$OPFI this looks like a dodgy action, someone should investigate
0 · Reply
CJ0ker
CJ0ker Aug. 19 at 1:12 PM
$OPFI The biggest factor weighing on OPFI’s GAAP results is the accounting treatment warrants. Under GAAP these warrants are recorded as liabilities and revalued each quarter which means OPFI books large non cash “losses” when the stock price rises and “gains” when it falls. This swings the bottom line and masks the fact that the core business is profitable on an adjusted basis. Once the warrants are exercised or expire in 2026, this distortion disappears and GAAP earnings should better reflect OPFI’s true profitability.
2 · Reply
HFlier
HFlier Aug. 19 at 12:29 PM
$OPFI Criminal price action. What a shame.
0 · Reply
bullishtiger17
bullishtiger17 Aug. 18 at 11:33 PM
$OPFI I wish the share structure didn’t blow
0 · Reply