Oppfi Inc (OPFI)

$10.40 -0.24 (-2.26%)
Market Cap 927.98M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 8.85
Forward PE 8.85
Profit Margin 2.26%
Debt to Equity Ratio 1.22
Volume 1,264,355
Avg Vol 1,220,324
Day's Range N/A - N/A
Shares Out 86.81M
Stochastic %K 8%
Beta 1.73
Analysts Strong Sell
Price Target $14.67

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
ZacksResearch
ZacksResearch Aug. 1 at 5:04 PM
$OPFI’s AI-driven surge is about to face the Q2 reality check 👀 Rapid growth has been the story, but this quarter, earnings are unlikely to surprise — setting up a key test for the bull case. Pre-earnings play or wait-and-see? Full breakdown here 👉 https://www.zacks.com/stock/news/2650201/should-oppfi-shares-be-in-your-portfolio-pre-q2-earnings?cid=sm-stocktwits-2-2650201-teaser-5523&ADID=SYND_STOCKTWITS_TWEET_2_2650201_TEASER_5523
0 · Reply
ZacksResearch
ZacksResearch Aug. 1 at 3:47 PM
$OPFI's 203% surge is impressive, but is it sustainable? 🤔 Despite a massive rally and a cheap P/E of 7.99, OPFI’s chances of Q2 earnings beat look low with a 0.00% Earnings ESP and Zacks Rank #3. The focus remains on its customer-centric AI approach in the underbanked space. Discover if OPFI's growth can overcome its credit risk concerns here 👉 https://www.zacks.com/stock/news/2650201/should-oppfi-shares-be-in-your-portfolio-pre-q2-earnings?cid=sm-stocktwits-2-2650201-body-5431&ADID=SYND_STOCKTWITS_TWEET_2_2650201_BODY_5431
0 · Reply
prophetking
prophetking Aug. 1 at 2:35 PM
$OPFI Fed watch rate cut shows massive rate cut odds shift implying cuts in September due to jobs report. In 48 hrs first cut went from Sept, to Dec on Powell comments and back to September on jobs. Lending stocks hot due to a likelihood of lower borrowing costs for warehouse borrowing (like Owl) and lower borrowing rates for consumers as FED is likely to address jobs in Sept. Opfi gets cheaper access to money. Profit rises
1 · Reply
abman54
abman54 Aug. 1 at 1:38 PM
$OPFI we screwed…$15 to $10’in a month..
0 · Reply
Bigal0
Bigal0 Aug. 1 at 1:12 AM
$OPFI Any thoughts on JPM charging fintechs for private bank data and how that could impact $OPFI s margins?
1 · Reply
NinjaXLightning
NinjaXLightning Jul. 31 at 9:48 PM
$AMZN Do I add AMZN here, $TREE, $OPFI, or all 3?
0 · Reply
NinjaXLightning
NinjaXLightning Jul. 31 at 9:31 PM
$TREE To $300 and $OPFI to $100 by this time next year.
0 · Reply
LordSteel24
LordSteel24 Jul. 30 at 9:21 PM
$OPFI Bill flag on weekly & monthly charts. If this doesn’t move after beating earnings I’ll have to put this money to use elsewhere.
0 · Reply
Chomo
Chomo Jul. 30 at 8:25 PM
$OPFI no bueno, losing 100dma today.
0 · Reply
prophetking
prophetking Jul. 30 at 4:47 PM
$OPFI This will rip your face off. Class A 25,309,789 10Q Insider Class A : 13,253,966 (Fintel: Insider minus Form 4 Voting shares) Institution Class A: 13,375,803 (Fintel: Straight Class A as Institutions do not hold voting power) The numbers imply, that a beat may result in buying pressure causing the 6,462,015 shares to be purchased with none available, from people who believe this should be 20-30 range. From people like me who know Todd understates guidance and over delivers, thus having a 9 cent mean beat average.
2 · Reply
Latest News on OPFI
OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 17 days ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 22 days ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 23 days ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

Jul 9, 2025, 10:57 AM EDT - 23 days ago

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

Jun 25, 2025, 9:00 AM EDT - 5 weeks ago

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 5 weeks ago

SA Quant Top 10: A Stellar Mid-Year Result

AGX CLS CRDO DXPE EAT INTA LRN

OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 6 weeks ago

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

Jun 8, 2025, 12:57 AM EDT - 7 weeks ago

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

May 23, 2025, 5:05 PM EDT - 2 months ago

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 3 months ago

OppFi: Attractive Company Facing Strong Economic Risks

OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 3 months ago

OppFi: Excellent Business, Rising Economic Risks

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

May 8, 2025, 8:34 AM EDT - 3 months ago

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 3 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 3 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 3 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

May 7, 2025, 7:00 AM EDT - 3 months ago

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 4 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call

OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 4 months ago

OppFi: Shares On Sale After The Plunge

OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 4 months ago

OppFi Announces $0.25 Per Share Special Dividend

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

Mar 19, 2025, 12:02 PM EDT - 4 months ago

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

Mar 7, 2025, 6:22 PM EST - 5 months ago

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 5 months ago

OppFi: Q4 Delivers An Inflection Point

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Mar 5, 2025, 4:34 PM EST - 5 months ago

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 5 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Mar 5, 2025, 7:00 AM EST - 5 months ago

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 5 months ago

OppFi: Leveraged For Increased Lending

OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 5 months ago

OppFi: This Dip Caught My Attention

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

Feb 18, 2025, 4:30 PM EST - 5 months ago

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

OppFi Stock Deserves A Strong Buy On Its Dip

Feb 18, 2025, 10:35 AM EST - 5 months ago

OppFi Stock Deserves A Strong Buy On Its Dip

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

Feb 18, 2025, 8:00 AM EST - 5 months ago

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

OppFi Stock: Why I'm Buying This Dip

Feb 11, 2025, 9:25 AM EST - 6 months ago

OppFi Stock: Why I'm Buying This Dip

Top 10 Small-Cap Stocks Amid Market Turbulence

Feb 5, 2025, 9:30 AM EST - 6 months ago

Top 10 Small-Cap Stocks Amid Market Turbulence

AGX CRNT DXPE GAMB GHM PSIX RDCM

OppFi: The Opportunity Is Here And Upside Is Waiting

Jan 21, 2025, 1:17 AM EST - 6 months ago

OppFi: The Opportunity Is Here And Upside Is Waiting

Why OppFi May See Strong Upside From Here

Jan 14, 2025, 9:18 PM EST - 7 months ago

Why OppFi May See Strong Upside From Here

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

Jan 14, 2025, 9:00 AM EST - 7 months ago

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

Top 10 Stocks For 2025

Jan 9, 2025, 5:00 AM EST - 7 months ago

Top 10 Stocks For 2025

AGX CLS CRDO DXPE EAT INTA LRN

Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

Dec 28, 2024, 1:00 PM EST - 7 months ago

Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

AIOT ABAT EBR

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

Dec 20, 2024, 6:44 AM EST - 8 months ago

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

OppFi to present at NobleCon20 Conference

Dec 2, 2024, 2:30 PM EST - 8 months ago

OppFi to present at NobleCon20 Conference

Trump Bump And Rate Cuts: 5 Small-Caps Set To Surge

Nov 25, 2024, 5:00 AM EST - 8 months ago

Trump Bump And Rate Cuts: 5 Small-Caps Set To Surge

DXPE NECB RPD VIRC

OppFi, Inc (OPFI) Q3 2024 Earnings Call Transcript

Nov 9, 2024, 11:55 AM EST - 9 months ago

OppFi, Inc (OPFI) Q3 2024 Earnings Call Transcript

Stonegate Capital Partners Updates 3Q24 Report on OppFi, Inc. (OPFI)

Nov 8, 2024, 9:11 AM EST - 9 months ago

Stonegate Capital Partners Updates 3Q24 Report on OppFi, Inc. (OPFI)

OppFi Reports Record Third Quarter Net Income and Revenue, Raises Full-Year Earnings Outlook

Nov 7, 2024, 5:30 AM EST - 9 months ago

OppFi Reports Record Third Quarter Net Income and Revenue, Raises Full-Year Earnings Outlook

OppFi Announces Third Quarter 2024 Earnings Conference Call

Oct 24, 2024, 4:15 PM EDT - 10 months ago

OppFi Announces Third Quarter 2024 Earnings Conference Call

OppFi Inc at August 20th Virtual Investor Summit Microcap Event

Aug 15, 2024, 12:00 AM EDT - 1 year ago

OppFi Inc at August 20th Virtual Investor Summit Microcap Event

OppFi to Participate in the Sidoti Micro-Cap Virtual Conference

Aug 14, 2024, 6:45 AM EDT - 1 year ago

OppFi to Participate in the Sidoti Micro-Cap Virtual Conference

Stonegate Capital Partners Updates 2Q24 Report on OppFi, Inc. (OPFI)

Aug 8, 2024, 9:16 AM EDT - 1 year ago

Stonegate Capital Partners Updates 2Q24 Report on OppFi, Inc. (OPFI)

OppFi Reports Record Second Quarter Profitability and Revenue, Raises Full-Year Earnings Outlook By More Than 20%

Aug 7, 2024, 5:45 AM EDT - 1 year ago

OppFi Reports Record Second Quarter Profitability and Revenue, Raises Full-Year Earnings Outlook By More Than 20%

OppFi Acquires Equity Interest in Bitty, Enters Small Business Financing Market

Aug 1, 2024, 9:05 AM EDT - 1 year ago

OppFi Acquires Equity Interest in Bitty, Enters Small Business Financing Market

OppFi Announces Second Quarter 2024 Earnings Conference Call

Jul 24, 2024, 4:05 PM EDT - 1 year ago

OppFi Announces Second Quarter 2024 Earnings Conference Call

ZacksResearch
ZacksResearch Aug. 1 at 5:04 PM
$OPFI’s AI-driven surge is about to face the Q2 reality check 👀 Rapid growth has been the story, but this quarter, earnings are unlikely to surprise — setting up a key test for the bull case. Pre-earnings play or wait-and-see? Full breakdown here 👉 https://www.zacks.com/stock/news/2650201/should-oppfi-shares-be-in-your-portfolio-pre-q2-earnings?cid=sm-stocktwits-2-2650201-teaser-5523&ADID=SYND_STOCKTWITS_TWEET_2_2650201_TEASER_5523
0 · Reply
ZacksResearch
ZacksResearch Aug. 1 at 3:47 PM
$OPFI's 203% surge is impressive, but is it sustainable? 🤔 Despite a massive rally and a cheap P/E of 7.99, OPFI’s chances of Q2 earnings beat look low with a 0.00% Earnings ESP and Zacks Rank #3. The focus remains on its customer-centric AI approach in the underbanked space. Discover if OPFI's growth can overcome its credit risk concerns here 👉 https://www.zacks.com/stock/news/2650201/should-oppfi-shares-be-in-your-portfolio-pre-q2-earnings?cid=sm-stocktwits-2-2650201-body-5431&ADID=SYND_STOCKTWITS_TWEET_2_2650201_BODY_5431
0 · Reply
prophetking
prophetking Aug. 1 at 2:35 PM
$OPFI Fed watch rate cut shows massive rate cut odds shift implying cuts in September due to jobs report. In 48 hrs first cut went from Sept, to Dec on Powell comments and back to September on jobs. Lending stocks hot due to a likelihood of lower borrowing costs for warehouse borrowing (like Owl) and lower borrowing rates for consumers as FED is likely to address jobs in Sept. Opfi gets cheaper access to money. Profit rises
1 · Reply
abman54
abman54 Aug. 1 at 1:38 PM
$OPFI we screwed…$15 to $10’in a month..
0 · Reply
Bigal0
Bigal0 Aug. 1 at 1:12 AM
$OPFI Any thoughts on JPM charging fintechs for private bank data and how that could impact $OPFI s margins?
1 · Reply
NinjaXLightning
NinjaXLightning Jul. 31 at 9:48 PM
$AMZN Do I add AMZN here, $TREE, $OPFI, or all 3?
0 · Reply
NinjaXLightning
NinjaXLightning Jul. 31 at 9:31 PM
$TREE To $300 and $OPFI to $100 by this time next year.
0 · Reply
LordSteel24
LordSteel24 Jul. 30 at 9:21 PM
$OPFI Bill flag on weekly & monthly charts. If this doesn’t move after beating earnings I’ll have to put this money to use elsewhere.
0 · Reply
Chomo
Chomo Jul. 30 at 8:25 PM
$OPFI no bueno, losing 100dma today.
0 · Reply
prophetking
prophetking Jul. 30 at 4:47 PM
$OPFI This will rip your face off. Class A 25,309,789 10Q Insider Class A : 13,253,966 (Fintel: Insider minus Form 4 Voting shares) Institution Class A: 13,375,803 (Fintel: Straight Class A as Institutions do not hold voting power) The numbers imply, that a beat may result in buying pressure causing the 6,462,015 shares to be purchased with none available, from people who believe this should be 20-30 range. From people like me who know Todd understates guidance and over delivers, thus having a 9 cent mean beat average.
2 · Reply
DeadPresidentsTrader
DeadPresidentsTrader Jul. 30 at 3:41 PM
$OPFI MM trying to flush out stop losses and drive price lower before er.
0 · Reply
Turkey_Tom
Turkey_Tom Jul. 30 at 2:34 PM
$OPFI signs pointing to another earnings beat... SOFI beat great (hammered by offering), LC big beat, PGY preliminary earnings big beat as well - LFG Todd!!!
0 · Reply
jp007
jp007 Jul. 30 at 12:25 PM
$OPFI This will pop after earnings. Look at what $LC just did. Fintechs are making $$$!
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Jul. 29 at 10:36 PM
$OPFI this plays by it own rules and doesn't really follow other stocks. Im feeling
0 · Reply
LordSteel24
LordSteel24 Jul. 29 at 10:29 PM
$OPFI Honestly, just on last quarter alone…OPFI worth 30$ minimum…and would still be cheap at that level. I have so many October Calls at 14.25 embarrassed.Could get killed, but it’s house money since I was in this like many here well below 7.
0 · Reply
CJ0ker
CJ0ker Jul. 29 at 5:53 PM
$OPFI If this doesn’t moon, the market is rigged against logic
0 · Reply
prophetking
prophetking Jul. 29 at 5:24 PM
$OPFI Ton of liabilities being shed. Warrants ARE liabilities on the books Balance sheets are gonna moon this with low float commons and Todd blowing away voting shares.
0 · Reply
prophetking
prophetking Jul. 29 at 5:20 PM
$OPFI Doesn't like anything under 11
0 · Reply
Turkey_Tom
Turkey_Tom Jul. 29 at 3:33 PM
$OPFI earnings should be juicy given historical beats as well as comps beating... SOFI and PGY
0 · Reply
prophetking
prophetking Jul. 29 at 3:18 PM
$OPFI Are shorts raising the price such that the beat on earnings does not have as much effect?
1 · Reply
Dr_Stoxx
Dr_Stoxx Jul. 29 at 2:37 PM
$OPFI: BULLISH INSIDE DAY BAR
0 · Reply
prophetking
prophetking Jul. 29 at 1:12 PM
$OPFI
0 · Reply