Market Cap 822.18M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 6.39
Forward PE 5.70
Profit Margin 2.26%
Debt to Equity Ratio 1.16
Volume 611,300
Avg Vol 530,152
Day's Range N/A - N/A
Shares Out 86.36M
Stochastic %K 34%
Beta 1.69
Analysts Sell
Price Target $15.17

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
Rickjames14
Rickjames14 Feb. 2 at 12:48 PM
$OPFI The big hurdle may be cleared soon search DFPI v OPFI. This represents an existential threat to OPFIs business model Last week was the hearing on the motion for summary judgment If OPFI prevails we moon. This seems probabale. Very bullish based on the judges comments on the injunction request from 2023.
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 30 at 4:11 PM
$OPFI wow warrants have been getting absolutely decimated lately
1 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 8:54 PM
$OPFI nuts this is green and warrants went -25% earlier today at one point
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 3:14 PM
$OPFI woahhhhh warrants just got killed wtf is going on here its a ghost town
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 1:02 PM
$OPFI just dead silence here lately. Management buying back shares? That warrant expiration date coming in hotter day by day
0 · Reply
OneLongShot
OneLongShot Jan. 28 at 8:19 PM
$OPFI Any word on next earnings release. We need some positive news.
1 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 5:19 PM
$SOFI vs. $OPFI — which fintech setup looks more compelling right now? 👀 SoFi’s expanding platform, blockchain payments, AI tools, and Galileo integration are strengthening its edge compared with OppFi in the fintech lending space — a clear contrast in growth strategy. See the full comparison here 👉 https://www.zacks.com/stock/news/2824555/sofi-vs-oppfi-which-fintech-stock-looks-more-compelling-right-now?cid=sm-stocktwits-2-2824555-teaser-30710&ADID=SYND_STOCKTWITS_TWEET_2_2824555_TEASER_30710
0 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 4:19 PM
$SOFI vs. $OPFI — Which fintech offers the better upside? 🤔 SoFi's platform-driven model and deep tech integration give it a competitive edge, supporting balanced growth and resilience. Meanwhile, OppFi's AI-driven underwriting boosts profitability, but it's heavily tied to subprime credit conditions, raising risks during stress periods. Discover why SoFi might be the stronger play here 👉 https://www.zacks.com/stock/news/2824555/sofi-vs-oppfi-which-fintech-stock-looks-more-compelling-right-now?cid=sm-stocktwits-2-2824555-body-30709&ADID=SYND_STOCKTWITS_TWEET_2_2824555_BODY_30709
0 · Reply
Playthecasino
Playthecasino Jan. 24 at 10:56 PM
$OPFI For the bottom feeders, this one is looking interesting. Price appears to be finding buyers just above 2025 volume profile value area low (9ish). If that fails then 7-8 range may be the spot (if it gets there). FWIW...Options chain out to April showing some calls OI at 10 and 12.5. And it appears to be having some angles to the dangles with respect to chart pattern experts. What say you @theloniusstonk ?
1 · Reply
Turkey_Tom
Turkey_Tom Jan. 24 at 5:38 AM
$OPFI nice seeing Citi giving us some love! As of January 20, 2026, Citigroup (acting as an analyst firm) maintains a Buy (Outperform) rating on OppFi Inc. (OPFI). Key details regarding the price target for OPFI: Target Price Increase: Citigroup raised its price target for OppFi to $16.00 from $14.00, according to a January 20, 2026, report.
1 · Reply
Latest News on OPFI
Steven Cress Reviews His Top 10 Stocks For 2025

Dec 16, 2025, 5:20 PM EST - 6 weeks ago

Steven Cress Reviews His Top 10 Stocks For 2025

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OppFi Is Growing Fast While Wall Street Looks Away

Dec 9, 2025, 3:53 AM EST - 7 weeks ago

OppFi Is Growing Fast While Wall Street Looks Away


OppFi to present at Stephens Investment Conference

Nov 6, 2025, 4:30 PM EST - 3 months ago

OppFi to present at Stephens Investment Conference


Top 10 Quant Stocks Of 2025 Up 45%

Nov 5, 2025, 12:00 PM EST - 3 months ago

Top 10 Quant Stocks Of 2025 Up 45%

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OppFi: Remaining Bullish Despite The Noise

Nov 3, 2025, 11:49 AM EST - 3 months ago

OppFi: Remaining Bullish Despite The Noise


OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript

Oct 29, 2025, 1:06 PM EDT - 3 months ago

OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript


OppFi Announces its Third Quarter 2025 Earnings Conference Call

Oct 7, 2025, 7:00 AM EDT - 4 months ago

OppFi Announces its Third Quarter 2025 Earnings Conference Call


OppFi Announces New $150 Million Revolving Credit Facility

Oct 2, 2025, 7:00 AM EDT - 4 months ago

OppFi Announces New $150 Million Revolving Credit Facility


OppFi Announces Increase to Share Repurchase Program

Aug 26, 2025, 7:00 AM EDT - 5 months ago

OppFi Announces Increase to Share Repurchase Program


OppFi Publishes Supplemental Information Regarding its Warrants

Aug 21, 2025, 4:30 PM EDT - 5 months ago

OppFi Publishes Supplemental Information Regarding its Warrants


OppFi: Encouraging Update Supports Bullish Momentum

Aug 13, 2025, 7:51 AM EDT - 6 months ago

OppFi: Encouraging Update Supports Bullish Momentum


OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

Aug 10, 2025, 10:42 PM EDT - 6 months ago

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)


5 Stocks That Are Ready To Rebound

Aug 8, 2025, 1:08 PM EDT - 6 months ago

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OppFi Revenues Climb as Borrowers Seek Larger Loans

Aug 6, 2025, 1:54 PM EDT - 6 months ago

OppFi Revenues Climb as Borrowers Seek Larger Loans


OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 12:10 PM EDT - 6 months ago

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript


OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 7 months ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call


OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 7 months ago

OppFi Is Undervalued Despite Its Recent Rebound


OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 7 months ago

OppFi: Remaining Bullish Here, Though A Little More Cautious


SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 8 months ago

SA Quant Top 10: A Stellar Mid-Year Result

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OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 8 months ago

OppFi: Fintech's Dark Horse Is Charging Ahead


OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 9 months ago

OppFi: Attractive Company Facing Strong Economic Risks


OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 9 months ago

OppFi: Excellent Business, Rising Economic Risks


OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 9 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story


OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 9 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript


OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 9 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed


OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 10 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call


OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 10 months ago

OppFi: Shares On Sale After The Plunge


OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 11 months ago

OppFi Announces $0.25 Per Share Special Dividend


OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 11 months ago

OppFi: Q4 Delivers An Inflection Point


OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 11 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript


OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 1 year ago

OppFi: Leveraged For Increased Lending


OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 1 year ago

OppFi: This Dip Caught My Attention


Rickjames14
Rickjames14 Feb. 2 at 12:48 PM
$OPFI The big hurdle may be cleared soon search DFPI v OPFI. This represents an existential threat to OPFIs business model Last week was the hearing on the motion for summary judgment If OPFI prevails we moon. This seems probabale. Very bullish based on the judges comments on the injunction request from 2023.
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 30 at 4:11 PM
$OPFI wow warrants have been getting absolutely decimated lately
1 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 8:54 PM
$OPFI nuts this is green and warrants went -25% earlier today at one point
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 3:14 PM
$OPFI woahhhhh warrants just got killed wtf is going on here its a ghost town
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 29 at 1:02 PM
$OPFI just dead silence here lately. Management buying back shares? That warrant expiration date coming in hotter day by day
0 · Reply
OneLongShot
OneLongShot Jan. 28 at 8:19 PM
$OPFI Any word on next earnings release. We need some positive news.
1 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 5:19 PM
$SOFI vs. $OPFI — which fintech setup looks more compelling right now? 👀 SoFi’s expanding platform, blockchain payments, AI tools, and Galileo integration are strengthening its edge compared with OppFi in the fintech lending space — a clear contrast in growth strategy. See the full comparison here 👉 https://www.zacks.com/stock/news/2824555/sofi-vs-oppfi-which-fintech-stock-looks-more-compelling-right-now?cid=sm-stocktwits-2-2824555-teaser-30710&ADID=SYND_STOCKTWITS_TWEET_2_2824555_TEASER_30710
0 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 4:19 PM
$SOFI vs. $OPFI — Which fintech offers the better upside? 🤔 SoFi's platform-driven model and deep tech integration give it a competitive edge, supporting balanced growth and resilience. Meanwhile, OppFi's AI-driven underwriting boosts profitability, but it's heavily tied to subprime credit conditions, raising risks during stress periods. Discover why SoFi might be the stronger play here 👉 https://www.zacks.com/stock/news/2824555/sofi-vs-oppfi-which-fintech-stock-looks-more-compelling-right-now?cid=sm-stocktwits-2-2824555-body-30709&ADID=SYND_STOCKTWITS_TWEET_2_2824555_BODY_30709
0 · Reply
Playthecasino
Playthecasino Jan. 24 at 10:56 PM
$OPFI For the bottom feeders, this one is looking interesting. Price appears to be finding buyers just above 2025 volume profile value area low (9ish). If that fails then 7-8 range may be the spot (if it gets there). FWIW...Options chain out to April showing some calls OI at 10 and 12.5. And it appears to be having some angles to the dangles with respect to chart pattern experts. What say you @theloniusstonk ?
1 · Reply
Turkey_Tom
Turkey_Tom Jan. 24 at 5:38 AM
$OPFI nice seeing Citi giving us some love! As of January 20, 2026, Citigroup (acting as an analyst firm) maintains a Buy (Outperform) rating on OppFi Inc. (OPFI). Key details regarding the price target for OPFI: Target Price Increase: Citigroup raised its price target for OppFi to $16.00 from $14.00, according to a January 20, 2026, report.
1 · Reply
DJ_Salad
DJ_Salad Jan. 22 at 4:09 PM
$OPFI anyone have thought on why $OPFI continues to underperform against others like $LC
3 · Reply
Turkey_Tom
Turkey_Tom Jan. 22 at 2:52 PM
$OPFI the 13G filing today shows BlackRock owning 7% of this bad boy
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 20 at 6:20 PM
$OPFI notable accumulation over the last year... institutional ownership at all time highs!
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 20 at 4:41 PM
$OPFI man such a strange ticker
0 · Reply
ZacksResearch
ZacksResearch Jan. 16 at 4:28 PM
LOLA could be the real game-changer for $OPFI 👀🚀 Management sees LOLA as a scalable, AI-ready platform, and rising auto-approvals are already lifting revenues and margins — boosting confidence well ahead of the planned 2026 migration. See why the LOLA transition could shape OppFi’s long-term trajectory 👉 https://www.zacks.com/stock/news/2818971/is-lola-migration-paving-path-to-oppfis-long-term-success?cid=sm-stocktwits-2-2818971-teaser-29282&ADID=SYND_STOCKTWITS_TWEET_2_2818971_TEASER_29282
0 · Reply
ZacksResearch
ZacksResearch Jan. 16 at 3:28 PM
$OPFI's future hinges on LOLA's success! 🤖 Auto-approval rates increased to 79% YoY in Q3, boosting revenues and cutting costs. CEO is optimistic about double-digit growth in 2026 despite operational risks. Discover the tech-driven growth story here 👉 https://www.zacks.com/stock/news/2818971/is-lola-migration-paving-path-to-oppfis-long-term-success?cid=sm-stocktwits-2-2818971-body-29284&ADID=SYND_STOCKTWITS_TWEET_2_2818971_BODY_29284
0 · Reply
framus_morrigan
framus_morrigan Jan. 15 at 4:59 PM
$OPFI Yep, the setup looks proming while the price keeps running that triangle, ok? GL. Weekly chart
0 · Reply
NinjaXLightning
NinjaXLightning Jan. 15 at 4:02 PM
$TREE and $OPFI Can make us all wealthier in 2026. $SPY $SOFI
0 · Reply
EfamhS
EfamhS Jan. 13 at 11:01 PM
$OPFI https://finance.yahoo.com/news/opfi-hits-79-auto-approval-154300618.html
0 · Reply
muntean_paul
muntean_paul Jan. 13 at 4:47 PM
$OPFI checking in on $OPFI. Does anyone have a pulse on the 2026 Special Dividend? 📈 Last two years they announced in late March/early April ($0.25 last year). With the record Q3/Q4 numbers they just put up, any theories on if they'll hike it again this year or stick to buybacks? Looking for that March announcement window. Thoughts?
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 3:50 PM
$OPFI just hit a record 79% auto-approval rate — is this the start of a new efficiency leg? 🚀 AI-driven Model 6 pushed auto-approvals to 79.1%, while also lifting revenues and margins — a rare combo that highlights real operational leverage, not just growth. Can efficiency climb even higher from here? Full breakdown 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-teaser-28627&ADID=SYND_STOCKTWITS_TWEET_2_2816596_TEASER_28627
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 2:50 PM
$OPFI posts record-breaking Q3 auto-approval rate — what's fueling the growth? 🚀 📊 79.1% auto-approval, driven by AI-powered Model 6, is a key factor in operational efficiency and growth 💡 Net income and adjusted net income soar with operational efficiency gains 🏦 New Model 6.1 expected to refine risk pricing and maintain high approval rates Opportunity assessment here 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-body-28628&ADID=SYND_STOCKTWITS_TWEET_2_2816596_BODY_28628
0 · Reply