Oppfi Inc (OPFI)

$11.24 +0.22 (2.00%)
Market Cap 982.81M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 7.07
Forward PE 6.84
Profit Margin 2.26%
Debt to Equity Ratio 1.16
Volume 193,335
Avg Vol 680,686
Day's Range N/A - N/A
Shares Out 86.36M
Stochastic %K 75%
Beta 1.69
Analysts Strong Sell
Price Target $14.50

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
ZacksResearch
ZacksResearch Dec. 24 at 7:01 PM
Dave vs. OppFi — which fintech is the smarter bet right now? 👀💸 $DAVE and $OPFI are both posting solid 2025 results, with strong revenue growth, improving credit metrics, and repeated guidance hikes — a combo that’s clearly reigniting investor interest. Which setup has the edge from here? Full comparison and breakdown here 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-teaser-26275&ADID=SYND_STOCKTWITS_TWEET_2_2808818_TEASER_26275
0 · Reply
ZacksResearch
ZacksResearch Dec. 24 at 6:01 PM
$OPFI vs. $DAVE — Why OPFI is the smarter play right now! 🚀 📈 OPFI's trading at a forward P/E of 6.47X, way lower than DAVE's 15.81X, offering a more attractive valuation. 📊 Both companies show robust growth, but OPFI's Model 6 enhances credit risk management, while strong financial guidance boosts its potential for long-term success. Find out why OPFI could be your next portfolio star 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-body-26274&ADID=SYND_STOCKTWITS_TWEET_2_2808818_BODY_26274
0 · Reply
WirelessWealth
WirelessWealth Dec. 24 at 11:10 AM
$OPFI Expectations are now anchored to how internal discipline offsets macro and competitive headwinds. Execution slippage remains the dominant downside risk.
0 · Reply
Jblack500
Jblack500 Dec. 22 at 6:13 PM
@WAJeff @cynicaloptimist @FannyPackin @Thelonius_Stonk @osubuckeye @Clargy @MaverikIT $OPFI anybody in this name?..I took a mild loss on it several months back
0 · Reply
Clamfish
Clamfish Dec. 22 at 5:43 PM
$OPFI Here we go. I expect more days like this. Tutes accumulate and send this
0 · Reply
ajaytay
ajaytay Dec. 22 at 4:32 PM
$OPFI gonna need more baby, u can do it
0 · Reply
Prl5
Prl5 Dec. 22 at 4:24 PM
$OPFI aging well so far… Join us $AFRM $SOFI $UPST
0 · Reply
phiTRDR
phiTRDR Dec. 22 at 3:47 PM
$OPFI 🤑
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 22 at 3:42 PM
$OPFI get her trending
0 · Reply
NinjaXLightning
NinjaXLightning Dec. 22 at 3:28 PM
$OPFI Go to $20 now.
0 · Reply
Latest News on OPFI
Steven Cress Reviews His Top 10 Stocks For 2025

Dec 16, 2025, 5:20 PM EST - 8 days ago

Steven Cress Reviews His Top 10 Stocks For 2025

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OppFi Is Growing Fast While Wall Street Looks Away

Dec 9, 2025, 3:53 AM EST - 15 days ago

OppFi Is Growing Fast While Wall Street Looks Away

OppFi to present at Stephens Investment Conference

Nov 6, 2025, 4:30 PM EST - 6 weeks ago

OppFi to present at Stephens Investment Conference

Top 10 Quant Stocks Of 2025 Up 45%

Nov 5, 2025, 12:00 PM EST - 7 weeks ago

Top 10 Quant Stocks Of 2025 Up 45%

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OppFi: Remaining Bullish Despite The Noise

Nov 3, 2025, 11:49 AM EST - 7 weeks ago

OppFi: Remaining Bullish Despite The Noise

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)

Oct 30, 2025, 10:11 AM EDT - 7 weeks ago

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)

OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript

Oct 29, 2025, 1:06 PM EDT - 2 months ago

OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance

Oct 29, 2025, 7:00 AM EDT - 2 months ago

OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance

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Oct 28, 2025, 7:48 PM EDT - 2 months ago

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OppFi Announces its Third Quarter 2025 Earnings Conference Call

Oct 7, 2025, 7:00 AM EDT - 2 months ago

OppFi Announces its Third Quarter 2025 Earnings Conference Call

OppFi Announces New $150 Million Revolving Credit Facility

Oct 2, 2025, 7:00 AM EDT - 2 months ago

OppFi Announces New $150 Million Revolving Credit Facility

OppFi Announces Increase to Share Repurchase Program

Aug 26, 2025, 7:00 AM EDT - 4 months ago

OppFi Announces Increase to Share Repurchase Program

OppFi Publishes Supplemental Information Regarding its Warrants

Aug 21, 2025, 4:30 PM EDT - 4 months ago

OppFi Publishes Supplemental Information Regarding its Warrants

OppFi: Encouraging Update Supports Bullish Momentum

Aug 13, 2025, 7:51 AM EDT - 4 months ago

OppFi: Encouraging Update Supports Bullish Momentum

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

Aug 12, 2025, 5:31 AM EDT - 4 months ago

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

Aug 10, 2025, 10:42 PM EDT - 4 months ago

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

5 Stocks That Are Ready To Rebound

Aug 8, 2025, 1:08 PM EDT - 4 months ago

5 Stocks That Are Ready To Rebound

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Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

Aug 6, 2025, 5:45 PM EDT - 5 months ago

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

OppFi Revenues Climb as Borrowers Seek Larger Loans

Aug 6, 2025, 1:54 PM EDT - 5 months ago

OppFi Revenues Climb as Borrowers Seek Larger Loans

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 12:10 PM EDT - 5 months ago

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

Aug 6, 2025, 7:00 AM EDT - 5 months ago

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

Aug 4, 2025, 7:00 AM EDT - 5 months ago

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 5 months ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 5 months ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 6 months ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

Jul 9, 2025, 10:57 AM EDT - 6 months ago

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

Jun 25, 2025, 9:00 AM EDT - 6 months ago

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 6 months ago

SA Quant Top 10: A Stellar Mid-Year Result

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OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 6 months ago

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

Jun 8, 2025, 12:57 AM EDT - 7 months ago

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

May 23, 2025, 5:05 PM EDT - 7 months ago

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 8 months ago

OppFi: Attractive Company Facing Strong Economic Risks

OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 8 months ago

OppFi: Excellent Business, Rising Economic Risks

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

May 8, 2025, 8:34 AM EDT - 8 months ago

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 8 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 8 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 8 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

May 7, 2025, 7:00 AM EDT - 8 months ago

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 9 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call

OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 9 months ago

OppFi: Shares On Sale After The Plunge

OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 9 months ago

OppFi Announces $0.25 Per Share Special Dividend

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

Mar 19, 2025, 12:02 PM EDT - 10 months ago

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

Mar 7, 2025, 6:22 PM EST - 10 months ago

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 10 months ago

OppFi: Q4 Delivers An Inflection Point

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Mar 5, 2025, 4:34 PM EST - 10 months ago

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 10 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Mar 5, 2025, 7:00 AM EST - 10 months ago

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 10 months ago

OppFi: Leveraged For Increased Lending

OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 10 months ago

OppFi: This Dip Caught My Attention

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

Feb 18, 2025, 4:30 PM EST - 11 months ago

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

ZacksResearch
ZacksResearch Dec. 24 at 7:01 PM
Dave vs. OppFi — which fintech is the smarter bet right now? 👀💸 $DAVE and $OPFI are both posting solid 2025 results, with strong revenue growth, improving credit metrics, and repeated guidance hikes — a combo that’s clearly reigniting investor interest. Which setup has the edge from here? Full comparison and breakdown here 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-teaser-26275&ADID=SYND_STOCKTWITS_TWEET_2_2808818_TEASER_26275
0 · Reply
ZacksResearch
ZacksResearch Dec. 24 at 6:01 PM
$OPFI vs. $DAVE — Why OPFI is the smarter play right now! 🚀 📈 OPFI's trading at a forward P/E of 6.47X, way lower than DAVE's 15.81X, offering a more attractive valuation. 📊 Both companies show robust growth, but OPFI's Model 6 enhances credit risk management, while strong financial guidance boosts its potential for long-term success. Find out why OPFI could be your next portfolio star 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-body-26274&ADID=SYND_STOCKTWITS_TWEET_2_2808818_BODY_26274
0 · Reply
WirelessWealth
WirelessWealth Dec. 24 at 11:10 AM
$OPFI Expectations are now anchored to how internal discipline offsets macro and competitive headwinds. Execution slippage remains the dominant downside risk.
0 · Reply
Jblack500
Jblack500 Dec. 22 at 6:13 PM
@WAJeff @cynicaloptimist @FannyPackin @Thelonius_Stonk @osubuckeye @Clargy @MaverikIT $OPFI anybody in this name?..I took a mild loss on it several months back
0 · Reply
Clamfish
Clamfish Dec. 22 at 5:43 PM
$OPFI Here we go. I expect more days like this. Tutes accumulate and send this
0 · Reply
ajaytay
ajaytay Dec. 22 at 4:32 PM
$OPFI gonna need more baby, u can do it
0 · Reply
Prl5
Prl5 Dec. 22 at 4:24 PM
$OPFI aging well so far… Join us $AFRM $SOFI $UPST
0 · Reply
phiTRDR
phiTRDR Dec. 22 at 3:47 PM
$OPFI 🤑
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 22 at 3:42 PM
$OPFI get her trending
0 · Reply
NinjaXLightning
NinjaXLightning Dec. 22 at 3:28 PM
$OPFI Go to $20 now.
0 · Reply
letsgetmoneyyy
letsgetmoneyyy Dec. 22 at 3:25 PM
$OPFI
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 22 at 3:24 PM
$OPFI warrants ITM!
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 22 at 3:13 PM
$OPFI solid volume on this breakout as well - LFG!
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 22 at 3:09 PM
$OPFI institutional ownership hitting record levels on this ticker... largest holder is BlackRock. Extremely undervalued company and warrants are nearly ITM. Should be a bright 2026 for this ticker. @ZacksResearch @ZacksSCR been hitting the table here for a while now. Cheers.
0 · Reply
ZacksResearch
ZacksResearch Dec. 19 at 5:28 PM
3 undervalued fintech names to own before the calendar flips to 2026 👀 $OPFI, $GDOT and $EVTC are being flagged as undervalued plays heading into 2026, supported by strong growth drivers, solid balance sheets, and rising earnings outlooks. That combo doesn’t stay ignored forever. ⚡ See why these three fintech stocks stand out right now 👉 https://www.zacks.com/stock/news/2806889/3-undervalued-stocks-investors-should-grab-right-before-2026?cid=sm-stocktwits-2-2806889-teaser-25663&ADID=SYND_STOCKTWITS_TWEET_2_2806889_TEASER_25663
0 · Reply
ZacksResearch
ZacksResearch Dec. 19 at 4:28 PM
Undervalued fintech stocks to watch: $OPFI, $GDOT, $EVTC 📉🔍 📈 $OPFI's AI-driven Model 6 boosts profitability with a 136.9% net income surge and a substantial EPS guidance hike for 2025. Trading at just 6.29X P/E vs. industry’s 20.73X. 💰 $GDOT's B2B segment powers over 30% revenue growth, backed by partnerships with Stripe and Workday, and maintains a strong balance sheet with $1.6 billion in cash and no current debt. 🌍 $EVTC expands in Latin America with 8% top line growth, despite expected headwinds, thanks to strategic buyouts and solid liquidity position. Discover why these could be hidden gems in fintech 👉 https://www.zacks.com/stock/news/2806889/3-undervalued-stocks-investors-should-grab-right-before-2026?cid=sm-stocktwits-2-2806889-body-25664&ADID=SYND_STOCKTWITS_TWEET_2_2806889_BODY_25664
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 16 at 6:39 PM
$OPFI institutional ownership highest levels since going public. Let’s ride.
0 · Reply
Lunar_Blade_1093
Lunar_Blade_1093 Dec. 16 at 12:30 PM
$OPFI small-cap fintech, tight band above lows, if credit fears ease this can rerate on a volume-backed breakout
0 · Reply
franciumusa
franciumusa Dec. 15 at 7:02 PM
$OPFI hi any idea on warrants expiry dates ITM etc? Only own shares but like to know warrants situation and manipulation
1 · Reply
Clamfish
Clamfish Dec. 12 at 3:16 PM
$OPFI Here we go…with a small free float, OPFI can get running for a long time as tutes continue to accumulate.
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 12 at 2:56 PM
$OPFI warrants getting close to being ITM… institutional ownership has hit its all time highest levels per November Fintel data. Ongoing buyback program of $40 MILLION.
0 · Reply
OneLongShot
OneLongShot Dec. 12 at 2:13 PM
$OPFI I like what i am seeing. Hopefully this continues to next earnings. Way undervalued.
0 · Reply