Oppfi Inc (OPFI)

$10.15 +0.50 (5.18%)
Market Cap 833.40M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 6.43
Forward PE 6.23
Profit Margin 2.26%
Debt to Equity Ratio 1.16
Volume 443,500
Avg Vol 750,720
Day's Range N/A - N/A
Shares Out 86.36M
Stochastic %K 96%
Beta 1.69
Analysts Strong Sell
Price Target $14.50

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
SilverEagle
SilverEagle Dec. 4 at 2:23 PM
$OPFI
0 · Reply
Iightning
Iightning Dec. 4 at 7:00 AM
1ightning® Premium Options Alert (Actionable) Ticker: $OPFI Contract: Dec 19 $10C Entry: 0.45 Exit: 0.75 Return: +67.03% ROI Unlock VIP Access → https://1ightning.com
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SuperGreenToday
SuperGreenToday Dec. 4 at 3:10 AM
$OPFI Share Price: $10.15 Contract Selected: May 15, 2026 $10 Calls Buy Zone: $1.32 – $1.63 Target Zone: $2.45 – $2.99 Potential Upside: 76% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 4 at 1:41 AM
$OPFI institutional ownership has hit all time highs per Fintel @ZacksResearch
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 3 at 9:15 PM
$OPFI what a close! Side note…. We just hit the highest institutional ownership levels since going public
0 · Reply
creamberry
creamberry Dec. 3 at 12:18 AM
$PGY $OPFI $UPST $SEZL $KLAR https://x.com/thexcapitalist/status/1995965676033638473?t=8lUzpAkzKfZ-sufe7cJimg&s=19
1 · Reply
ZacksResearch
ZacksResearch Dec. 2 at 3:47 PM
$OPFI’s automation edge could be the real profit catalyst here. Q3 profitability is getting a lift from OPFI’s tech-driven automation, and rising approvals are pushing full-year income guidance higher — that’s the kind of operational momentum investors want to see. Dig into the full setup here 👉 https://www.zacks.com/stock/news/2798410/is-oppfis-operational-efficiency-essential-for-profitability?cid=sm-stocktwits-2-2798410-teaser-23042&ADID=SYND_STOCKTWITS_TWEET_2_2798410_TEASER_23042
0 · Reply
ZacksResearch
ZacksResearch Dec. 2 at 2:47 PM
$OPFI up 27.4% in a year — a strong performance 🚀 💡 13.5% YoY revenue growth with tech boosting auto-approval rates 📈 Adjusted net income surged 41.4%, margins expanded 500 bps 🏆 Trades at a P/E of 5.77, way below industry average Discover why OPFI is outperforming peers like $CPAY and $CTLP 👉 https://www.zacks.com/stock/news/2798410/is-oppfis-operational-efficiency-essential-for-profitability?cid=sm-stocktwits-2-2798410-body-23041&ADID=SYND_STOCKTWITS_TWEET_2_2798410_BODY_23041
0 · Reply
EdwinOlivas658
EdwinOlivas658 Dec. 2 at 1:59 PM
If Trump announces Kevin Hassett as the new Fed Chair today, it’ll be massively bullish for subprime lenders and BNPL players. They are trading at depressed levels, and I expect a rapid rerating if Hassett is confirmed. $PGY $OPFI $UPST $SEZL $KLAR
1 · Reply
Wu_Tang_Clan
Wu_Tang_Clan Dec. 2 at 4:46 AM
$OPFI These warrants will probably expire worthless. Buy Commons after they expire. Less dilution on the horizon.
0 · Reply
Latest News on OPFI
OppFi to present at Stephens Investment Conference

Nov 6, 2025, 4:30 PM EST - 27 days ago

OppFi to present at Stephens Investment Conference

Top 10 Quant Stocks Of 2025 Up 45%

Nov 5, 2025, 12:00 PM EST - 4 weeks ago

Top 10 Quant Stocks Of 2025 Up 45%

AGX CLS CRDO DXPE EAT INTA LRN

OppFi: Remaining Bullish Despite The Noise

Nov 3, 2025, 11:49 AM EST - 4 weeks ago

OppFi: Remaining Bullish Despite The Noise

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)

Oct 30, 2025, 10:11 AM EDT - 5 weeks ago

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)

OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript

Oct 29, 2025, 1:06 PM EDT - 5 weeks ago

OppFi Inc. (OPFI) Q3 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance

Oct 29, 2025, 7:00 AM EDT - 5 weeks ago

OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance

Four Growth Stocks Powering The Fourth Industrial Revolution In 2025

Oct 28, 2025, 7:48 PM EDT - 5 weeks ago

Four Growth Stocks Powering The Fourth Industrial Revolution In 2025

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OppFi Announces its Third Quarter 2025 Earnings Conference Call

Oct 7, 2025, 7:00 AM EDT - 2 months ago

OppFi Announces its Third Quarter 2025 Earnings Conference Call

OppFi Announces New $150 Million Revolving Credit Facility

Oct 2, 2025, 7:00 AM EDT - 2 months ago

OppFi Announces New $150 Million Revolving Credit Facility

OppFi Announces Increase to Share Repurchase Program

Aug 26, 2025, 7:00 AM EDT - 3 months ago

OppFi Announces Increase to Share Repurchase Program

OppFi Publishes Supplemental Information Regarding its Warrants

Aug 21, 2025, 4:30 PM EDT - 3 months ago

OppFi Publishes Supplemental Information Regarding its Warrants

OppFi: Encouraging Update Supports Bullish Momentum

Aug 13, 2025, 7:51 AM EDT - 4 months ago

OppFi: Encouraging Update Supports Bullish Momentum

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

Aug 12, 2025, 5:31 AM EDT - 4 months ago

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

Aug 10, 2025, 10:42 PM EDT - 4 months ago

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

5 Stocks That Are Ready To Rebound

Aug 8, 2025, 1:08 PM EDT - 4 months ago

5 Stocks That Are Ready To Rebound

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OppFi (OPFI) Q2 Revenue Jumps 13%

Aug 6, 2025, 9:32 PM EDT - 4 months ago

OppFi (OPFI) Q2 Revenue Jumps 13%

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

Aug 6, 2025, 5:45 PM EDT - 4 months ago

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

OppFi Revenues Climb as Borrowers Seek Larger Loans

Aug 6, 2025, 1:54 PM EDT - 4 months ago

OppFi Revenues Climb as Borrowers Seek Larger Loans

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 12:10 PM EDT - 4 months ago

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

Aug 6, 2025, 7:00 AM EDT - 4 months ago

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

Aug 4, 2025, 7:00 AM EDT - 4 months ago

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 5 months ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 5 months ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 5 months ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

Jul 9, 2025, 10:57 AM EDT - 5 months ago

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

Jun 25, 2025, 9:00 AM EDT - 5 months ago

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 5 months ago

SA Quant Top 10: A Stellar Mid-Year Result

AGX CLS CRDO DXPE EAT INTA LRN

OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 6 months ago

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

Jun 8, 2025, 12:57 AM EDT - 6 months ago

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

May 23, 2025, 5:05 PM EDT - 6 months ago

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 7 months ago

OppFi: Attractive Company Facing Strong Economic Risks

OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 7 months ago

OppFi: Excellent Business, Rising Economic Risks

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

May 8, 2025, 8:34 AM EDT - 7 months ago

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 7 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 7 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 7 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

May 7, 2025, 7:00 AM EDT - 7 months ago

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 8 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call

This Fintech Just Quadrupled: What OppFi's CEO Says About the Road Ahead

Apr 9, 2025, 4:33 AM EDT - 8 months ago

This Fintech Just Quadrupled: What OppFi's CEO Says About the Road Ahead

OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 8 months ago

OppFi: Shares On Sale After The Plunge

OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 9 months ago

OppFi Announces $0.25 Per Share Special Dividend

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

Mar 19, 2025, 12:02 PM EDT - 9 months ago

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

Mar 7, 2025, 6:22 PM EST - 9 months ago

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 9 months ago

OppFi: Q4 Delivers An Inflection Point

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Mar 5, 2025, 4:34 PM EST - 9 months ago

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 9 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Mar 5, 2025, 7:00 AM EST - 9 months ago

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 9 months ago

OppFi: Leveraged For Increased Lending

OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 10 months ago

OppFi: This Dip Caught My Attention

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

Feb 18, 2025, 4:30 PM EST - 10 months ago

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

SilverEagle
SilverEagle Dec. 4 at 2:23 PM
$OPFI
0 · Reply
Iightning
Iightning Dec. 4 at 7:00 AM
1ightning® Premium Options Alert (Actionable) Ticker: $OPFI Contract: Dec 19 $10C Entry: 0.45 Exit: 0.75 Return: +67.03% ROI Unlock VIP Access → https://1ightning.com
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 4 at 3:10 AM
$OPFI Share Price: $10.15 Contract Selected: May 15, 2026 $10 Calls Buy Zone: $1.32 – $1.63 Target Zone: $2.45 – $2.99 Potential Upside: 76% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 4 at 1:41 AM
$OPFI institutional ownership has hit all time highs per Fintel @ZacksResearch
0 · Reply
Turkey_Tom
Turkey_Tom Dec. 3 at 9:15 PM
$OPFI what a close! Side note…. We just hit the highest institutional ownership levels since going public
0 · Reply
creamberry
creamberry Dec. 3 at 12:18 AM
$PGY $OPFI $UPST $SEZL $KLAR https://x.com/thexcapitalist/status/1995965676033638473?t=8lUzpAkzKfZ-sufe7cJimg&s=19
1 · Reply
ZacksResearch
ZacksResearch Dec. 2 at 3:47 PM
$OPFI’s automation edge could be the real profit catalyst here. Q3 profitability is getting a lift from OPFI’s tech-driven automation, and rising approvals are pushing full-year income guidance higher — that’s the kind of operational momentum investors want to see. Dig into the full setup here 👉 https://www.zacks.com/stock/news/2798410/is-oppfis-operational-efficiency-essential-for-profitability?cid=sm-stocktwits-2-2798410-teaser-23042&ADID=SYND_STOCKTWITS_TWEET_2_2798410_TEASER_23042
0 · Reply
ZacksResearch
ZacksResearch Dec. 2 at 2:47 PM
$OPFI up 27.4% in a year — a strong performance 🚀 💡 13.5% YoY revenue growth with tech boosting auto-approval rates 📈 Adjusted net income surged 41.4%, margins expanded 500 bps 🏆 Trades at a P/E of 5.77, way below industry average Discover why OPFI is outperforming peers like $CPAY and $CTLP 👉 https://www.zacks.com/stock/news/2798410/is-oppfis-operational-efficiency-essential-for-profitability?cid=sm-stocktwits-2-2798410-body-23041&ADID=SYND_STOCKTWITS_TWEET_2_2798410_BODY_23041
0 · Reply
EdwinOlivas658
EdwinOlivas658 Dec. 2 at 1:59 PM
If Trump announces Kevin Hassett as the new Fed Chair today, it’ll be massively bullish for subprime lenders and BNPL players. They are trading at depressed levels, and I expect a rapid rerating if Hassett is confirmed. $PGY $OPFI $UPST $SEZL $KLAR
1 · Reply
Wu_Tang_Clan
Wu_Tang_Clan Dec. 2 at 4:46 AM
$OPFI These warrants will probably expire worthless. Buy Commons after they expire. Less dilution on the horizon.
0 · Reply
Iightning
Iightning Dec. 2 at 1:20 AM
**1ightning® Premium Options Alert (Actionable)** **Ticker:** $OPFI **Contract:** Dec 19 $10C **Entry:** 0.36 **Exit:** 0.71 **Return:** **+95.56% ROI** This is the level of accuracy our VIP desk delivers daily. If you want **institutional-grade scalps without the noise**, join us. **Unlock VIP Access → https://1ightning.com**
0 · Reply
Nyman189
Nyman189 Nov. 30 at 9:17 PM
$OPFI 10$
0 · Reply
PTStockInvestor1
PTStockInvestor1 Nov. 26 at 10:23 PM
$OPFI OPFI under $10 is great value!
0 · Reply
ZacksResearch
ZacksResearch Nov. 26 at 6:13 PM
Fintech showdown time — $OPFI vs. $NU 🔥 Which one really has the upside? Both posted strong Q3 gains, with rising demand, sharper profitability and expanding credit setting up a real face-off for investors. See the full breakdown here 👉 https://www.zacks.com/stock/news/2796059/nu-vs-oppfi-which-fintech-lender-offers-better-upside-now?cid=sm-stocktwits-2-2796059-teaser-22657&ADID=SYND_STOCKTWITS_TWEET_2_2796059_TEASER_22657
0 · Reply
ZacksResearch
ZacksResearch Nov. 26 at 5:13 PM
$OPFI or $NU — which fintech stock holds more promise? 🤔 OPFI's revenue soared 13.5% YoY, with a remarkable 41.4% jump in adjusted net income YoY, and management raised 2025 top and bottom line guidance. Meanwhile, NU's revenue surged 39% YoY, driven by a 16% rise in customer count, a 41.6% boost in net income YoY, and significant growth in deposits and loan portfolio. Both show strong growth, but OPFI's lower valuation and Zacks Rank #1 (Strong Buy) make it stand out as a value play. Discover the full analysis here 👉 https://www.zacks.com/stock/news/2796059/nu-vs-oppfi-which-fintech-lender-offers-better-upside-now?cid=sm-stocktwits-2-2796059-body-22655&ADID=SYND_STOCKTWITS_TWEET_2_2796059_BODY_22655
0 · Reply
Iightning
Iightning Nov. 26 at 4:14 AM
1ightning® Options Trade Alert (Actionable) | Buy $OPFI Dec 19 $10 Call | Enter: $0.22 Exit: $0.26 | Profit: 22.65% ROI | https://1ightning.com
0 · Reply
SearchForMarginOfSafety
SearchForMarginOfSafety Nov. 25 at 4:16 PM
$OPFI Any thoughts on the volume dropping to the lowest it has been in since last December? I'm in this for the long-haul, but trying to get a feel for where in the cycle this thing is. Feels like too many short shares for the volume to stay low for long.
1 · Reply
Iightning
Iightning Nov. 25 at 2:21 PM
1ightning® Options Trade Alert (Actionable) | Buy $OPFI Dec 19 $10 Call | Enter: $0.22 Exit: $0.26 | Profit: 22.65% ROI | https://1ightning.com
0 · Reply
Iightning
Iightning Nov. 25 at 3:14 AM
1ightning® Options Trade Alert (Actionable) | Buy $OPFI Dec 19 $10 Call | Enter: $0.22 Exit: $0.26 | Profit: 22.65% ROI | https://1ightning.com
0 · Reply
Turkey_Tom
Turkey_Tom Nov. 24 at 8:57 PM
$OPFI just unreal
0 · Reply
DJ_Salad
DJ_Salad Nov. 24 at 3:02 PM
$OPFI $OPRT good god these are overdue for an explosive run
0 · Reply
Iightning
Iightning Nov. 22 at 12:28 AM
1ightning® Options Trade Alert (Actionable) | Buy $OPFI Dec 19 $10 Call | Enter: $0.40 Exit: $0.64 | Profit: 59.46% ROI | https://1ightning.com
0 · Reply