Oppfi Inc (OPFI)

$10.84 +0.11 (1.03%)
Market Cap 936.79M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 8.06
Forward PE 7.89
Profit Margin 2.26%
Debt to Equity Ratio 1.41
Volume 743,400
Avg Vol 1,066,090
Day's Range N/A - N/A
Shares Out 87.31M
Stochastic %K 9%
Beta 1.71
Analysts Strong Sell
Price Target $14.17

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
autopilotcopytrader
autopilotcopytrader Oct. 4 at 5:02 PM
$OPFI ai ai ai and loans we going to 13 then 15 $$$ letsgooo https://youtu.be/Rn2ZT-x7UX4?si=wJT97d6JkPv5GaYZ
0 · Reply
autopilotcopytrader
autopilotcopytrader Oct. 3 at 11:37 PM
$OPFI I bought more we goin to $14 asap strong free cash flow tiny company gonna rip faces https://seekingalpha.com/article/4826136-oppfi-deep-value-in-nonprime-lending-with-possible-regulatory-storm-clouds
0 · Reply
flywithfitz81
flywithfitz81 Oct. 3 at 7:36 PM
$SPCB $OPFI
0 · Reply
Vikingsstrade
Vikingsstrade Oct. 3 at 4:53 PM
$GNS $WDAY $KKR $OPFI Merger news on NITO and it barely has 3 million market cap. If people find this, short sellers could get hurt alot on NITO. Small caps have been dead for a while, but NITO gives me hope that short sellers finally get what they deserve!
0 · Reply
EfamhS
EfamhS Oct. 3 at 3:01 PM
$OPFI https://finance.yahoo.com/news/oppfis-nco-rate-falling-risk-132100043.html
0 · Reply
ZacksResearch
ZacksResearch Oct. 3 at 2:30 PM
$OPFI risk payoff? 📉 NCO rate keeps sliding while AI-driven underwriting and risk strategies fuel record revenues and profit growth. See if the upside momentum can continue 👉 https://www.zacks.com/stock/news/2761598/oppfis-nco-rate-falling-is-risk-mitigation-strategy-paying-off?cid=sm-stocktwits-2-2761598-teaser-14626&ADID=SYND_STOCKTWITS_TWEET_2_2761598_TEASER_14626
0 · Reply
ZacksResearch
ZacksResearch Oct. 3 at 1:30 PM
$OPFI up 137.4% over the past year — what's driving this stellar climb? 🚀 💡 Consistent NCO rate decline, with Q2 2025 at 32%, down from 35% sequentially, showcasing strong credit quality. 📈 Record Q2 revenues of $142M, up 12.8% from last year, and adjusted net income up 59%. Discover what makes OPFI a standout performer here 👉 https://www.zacks.com/stock/news/2761598/oppfis-nco-rate-falling-is-risk-mitigation-strategy-paying-off?cid=sm-stocktwits-2-2761598-body-14624&ADID=SYND_STOCKTWITS_TWEET_2_2761598_BODY_14624
0 · Reply
Millionairenxt
Millionairenxt Oct. 2 at 5:54 PM
$OPFI These are cheapies loading up, mid term trade with beating quarter ER back to back Waiting for $SOUN then rotating to OPFI
0 · Reply
stockandsex
stockandsex Oct. 2 at 5:39 PM
$OPFI $10.60 bought more
0 · Reply
JH92
JH92 Oct. 2 at 5:04 PM
$OPFI wtf???
0 · Reply
Latest News on OPFI
OppFi Announces New $150 Million Revolving Credit Facility

Oct 2, 2025, 7:00 AM EDT - 2 days ago

OppFi Announces New $150 Million Revolving Credit Facility

OppFi Announces Increase to Share Repurchase Program

Aug 26, 2025, 7:00 AM EDT - 5 weeks ago

OppFi Announces Increase to Share Repurchase Program

OppFi Publishes Supplemental Information Regarding its Warrants

Aug 21, 2025, 4:30 PM EDT - 6 weeks ago

OppFi Publishes Supplemental Information Regarding its Warrants

OppFi: Encouraging Update Supports Bullish Momentum

Aug 13, 2025, 7:51 AM EDT - 7 weeks ago

OppFi: Encouraging Update Supports Bullish Momentum

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

Aug 12, 2025, 5:31 AM EDT - 7 weeks ago

OppFi Q2: AI-Driven Growth Overshadowed By Fintech Sector Sell-Off

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

Aug 10, 2025, 10:42 PM EDT - 7 weeks ago

OppFi: Better Outlook After Strong Q2 Results (Rating Upgrade)

5 Stocks That Are Ready To Rebound

Aug 8, 2025, 1:08 PM EDT - 2 months ago

5 Stocks That Are Ready To Rebound

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Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

Aug 6, 2025, 5:45 PM EDT - 2 months ago

Stonegate Capital Partners Updates 2Q25 Report on OppFi, Inc. (OPFI)

OppFi Revenues Climb as Borrowers Seek Larger Loans

Aug 6, 2025, 1:54 PM EDT - 2 months ago

OppFi Revenues Climb as Borrowers Seek Larger Loans

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 12:10 PM EDT - 2 months ago

OppFi Inc. (OPFI) Q2 2025 Earnings Call Transcript

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

Aug 6, 2025, 7:00 AM EDT - 2 months ago

OppFi Reports Record Quarterly Revenue and Adjusted Net Income and Increases Full Year Revenue and Adjusted Net Income Guidance

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

Aug 4, 2025, 7:00 AM EDT - 2 months ago

OppFi to present at the Oppenheimer 28th Annual Technology, Internet & Communications Conference

OppFi Announces its Second Quarter 2025 Earnings Conference Call

Jul 15, 2025, 7:00 AM EDT - 2 months ago

OppFi Announces its Second Quarter 2025 Earnings Conference Call

OppFi Is Undervalued Despite Its Recent Rebound

Jul 10, 2025, 3:28 AM EDT - 3 months ago

OppFi Is Undervalued Despite Its Recent Rebound

OppFi: Remaining Bullish Here, Though A Little More Cautious

Jul 9, 2025, 3:16 PM EDT - 3 months ago

OppFi: Remaining Bullish Here, Though A Little More Cautious

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

Jul 9, 2025, 10:57 AM EDT - 3 months ago

OppFi: A High-Growth, High-Risk Fintech With Room To Run - But Not For The Faint Of Heart

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

Jun 25, 2025, 9:00 AM EDT - 3 months ago

OppFi's Spring 2025 Financial Health Survey Shows Modest Gains Amid Vulnerability and Economic Anxiety

SA Quant Top 10: A Stellar Mid-Year Result

Jun 23, 2025, 2:00 AM EDT - 3 months ago

SA Quant Top 10: A Stellar Mid-Year Result

AGX CLS CRDO DXPE EAT INTA LRN

OppFi: Fintech's Dark Horse Is Charging Ahead

Jun 18, 2025, 10:00 AM EDT - 3 months ago

OppFi: Fintech's Dark Horse Is Charging Ahead

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

Jun 8, 2025, 12:57 AM EDT - 4 months ago

OppFi: Undervalued, Underrated Fintech With Unconventional Upside

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

May 23, 2025, 5:05 PM EDT - 4 months ago

OppFi's Unique Business Model Could Be A Hidden Goldmine For Investors

OppFi: Attractive Company Facing Strong Economic Risks

May 9, 2025, 4:57 AM EDT - 5 months ago

OppFi: Attractive Company Facing Strong Economic Risks

OppFi: Excellent Business, Rising Economic Risks

May 8, 2025, 9:58 AM EDT - 5 months ago

OppFi: Excellent Business, Rising Economic Risks

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

May 8, 2025, 8:34 AM EDT - 5 months ago

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

May 7, 2025, 5:15 PM EDT - 5 months ago

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

May 7, 2025, 12:34 PM EDT - 5 months ago

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

May 7, 2025, 11:42 AM EDT - 5 months ago

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

May 7, 2025, 7:00 AM EDT - 5 months ago

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

OppFi Announces First Quarter 2025 Earnings Conference Call

Apr 10, 2025, 7:00 AM EDT - 6 months ago

OppFi Announces First Quarter 2025 Earnings Conference Call

OppFi: Shares On Sale After The Plunge

Apr 6, 2025, 11:30 PM EDT - 6 months ago

OppFi: Shares On Sale After The Plunge

OppFi Announces $0.25 Per Share Special Dividend

Mar 25, 2025, 8:00 AM EDT - 6 months ago

OppFi Announces $0.25 Per Share Special Dividend

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

Mar 19, 2025, 12:02 PM EDT - 7 months ago

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

Mar 7, 2025, 6:22 PM EST - 7 months ago

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi: Q4 Delivers An Inflection Point

Mar 6, 2025, 5:45 AM EST - 7 months ago

OppFi: Q4 Delivers An Inflection Point

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Mar 5, 2025, 4:34 PM EST - 7 months ago

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

Mar 5, 2025, 10:44 AM EST - 7 months ago

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

Mar 5, 2025, 7:00 AM EST - 7 months ago

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

OppFi: Leveraged For Increased Lending

Feb 28, 2025, 6:52 AM EST - 7 months ago

OppFi: Leveraged For Increased Lending

OppFi: This Dip Caught My Attention

Feb 24, 2025, 3:15 PM EST - 7 months ago

OppFi: This Dip Caught My Attention

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

Feb 18, 2025, 4:30 PM EST - 8 months ago

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

OppFi Stock Deserves A Strong Buy On Its Dip

Feb 18, 2025, 10:35 AM EST - 8 months ago

OppFi Stock Deserves A Strong Buy On Its Dip

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

Feb 18, 2025, 8:00 AM EST - 8 months ago

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

OppFi Stock: Why I'm Buying This Dip

Feb 11, 2025, 9:25 AM EST - 8 months ago

OppFi Stock: Why I'm Buying This Dip

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Feb 5, 2025, 9:30 AM EST - 8 months ago

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OppFi: The Opportunity Is Here And Upside Is Waiting

Jan 21, 2025, 1:17 AM EST - 9 months ago

OppFi: The Opportunity Is Here And Upside Is Waiting

Why OppFi May See Strong Upside From Here

Jan 14, 2025, 9:18 PM EST - 9 months ago

Why OppFi May See Strong Upside From Here

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

Jan 14, 2025, 9:00 AM EST - 9 months ago

Pamela Johnson, CFO of OppFi Joins LawFi as an Advisor

Top 10 Stocks For 2025

Jan 9, 2025, 5:00 AM EST - 9 months ago

Top 10 Stocks For 2025

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Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

Dec 28, 2024, 1:00 PM EST - 10 months ago

Undercovered Dozen: OppFi, PowerFleet, Eletrobras, American Battery +

AIOT ABAT EBR

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

Dec 20, 2024, 6:44 AM EST - 10 months ago

OppFi: Double-Digit Discount And Savvy Debt Usage Justify A Buy

autopilotcopytrader
autopilotcopytrader Oct. 4 at 5:02 PM
$OPFI ai ai ai and loans we going to 13 then 15 $$$ letsgooo https://youtu.be/Rn2ZT-x7UX4?si=wJT97d6JkPv5GaYZ
0 · Reply
autopilotcopytrader
autopilotcopytrader Oct. 3 at 11:37 PM
$OPFI I bought more we goin to $14 asap strong free cash flow tiny company gonna rip faces https://seekingalpha.com/article/4826136-oppfi-deep-value-in-nonprime-lending-with-possible-regulatory-storm-clouds
0 · Reply
flywithfitz81
flywithfitz81 Oct. 3 at 7:36 PM
$SPCB $OPFI
0 · Reply
Vikingsstrade
Vikingsstrade Oct. 3 at 4:53 PM
$GNS $WDAY $KKR $OPFI Merger news on NITO and it barely has 3 million market cap. If people find this, short sellers could get hurt alot on NITO. Small caps have been dead for a while, but NITO gives me hope that short sellers finally get what they deserve!
0 · Reply
EfamhS
EfamhS Oct. 3 at 3:01 PM
$OPFI https://finance.yahoo.com/news/oppfis-nco-rate-falling-risk-132100043.html
0 · Reply
ZacksResearch
ZacksResearch Oct. 3 at 2:30 PM
$OPFI risk payoff? 📉 NCO rate keeps sliding while AI-driven underwriting and risk strategies fuel record revenues and profit growth. See if the upside momentum can continue 👉 https://www.zacks.com/stock/news/2761598/oppfis-nco-rate-falling-is-risk-mitigation-strategy-paying-off?cid=sm-stocktwits-2-2761598-teaser-14626&ADID=SYND_STOCKTWITS_TWEET_2_2761598_TEASER_14626
0 · Reply
ZacksResearch
ZacksResearch Oct. 3 at 1:30 PM
$OPFI up 137.4% over the past year — what's driving this stellar climb? 🚀 💡 Consistent NCO rate decline, with Q2 2025 at 32%, down from 35% sequentially, showcasing strong credit quality. 📈 Record Q2 revenues of $142M, up 12.8% from last year, and adjusted net income up 59%. Discover what makes OPFI a standout performer here 👉 https://www.zacks.com/stock/news/2761598/oppfis-nco-rate-falling-is-risk-mitigation-strategy-paying-off?cid=sm-stocktwits-2-2761598-body-14624&ADID=SYND_STOCKTWITS_TWEET_2_2761598_BODY_14624
0 · Reply
Millionairenxt
Millionairenxt Oct. 2 at 5:54 PM
$OPFI These are cheapies loading up, mid term trade with beating quarter ER back to back Waiting for $SOUN then rotating to OPFI
0 · Reply
stockandsex
stockandsex Oct. 2 at 5:39 PM
$OPFI $10.60 bought more
0 · Reply
JH92
JH92 Oct. 2 at 5:04 PM
$OPFI wtf???
0 · Reply
Trexxxxxxxx
Trexxxxxxxx Oct. 2 at 4:01 PM
$OPFI thus could be a final shake out before it gets interesting 👍
0 · Reply
CJ0ker
CJ0ker Oct. 2 at 3:55 PM
$OPFI Im throwing my phone in a lake. I will be back in a few months
0 · Reply
JH92
JH92 Oct. 2 at 3:16 PM
$OPFI back to $12 soon $SOFI $UPST $PYPL
1 · Reply
autopilotcopytrader
autopilotcopytrader Oct. 2 at 2:47 PM
$OPFI thanks you da man I bought just now and got a limit order for 10.30 if it hits cheers
0 · Reply
stockandsex
stockandsex Oct. 2 at 2:44 PM
$OPFI bought 😎
0 · Reply
olddumper
olddumper Oct. 2 at 2:36 PM
$OPAD people said $SEZL was bankrupt. People said $SOFI was bankrupt. People said $OPFI was bankrupt. People said $ML was bankrupt. It all turned out to be fear mongering and 20x returns for bulls. I seriously doubt this will be any different. Send me 1 example from the past 2 years that was any different. Any start up that survived 2022 is getting its flowers.
0 · Reply
stockandsex
stockandsex Oct. 2 at 2:13 PM
$OPFI $10.30 buy
0 · Reply
JH92
JH92 Oct. 2 at 1:39 PM
$OPFI it should be at $12 now wtf
0 · Reply
flywithfitz81
flywithfitz81 Oct. 2 at 1:23 PM
$OPFI If you look at the YTD chart and the 6 month Chart, it is hard to avoid thinking $12.50 is naturally the next firm support. I expect that to be the bottom floor moving forward. Now; let's get there.
0 · Reply
EfamhS
EfamhS Oct. 2 at 12:43 PM
$OPFI https://finance.yahoo.com/news/oppfi-announces-150-million-revolving-110000440.html
0 · Reply
resistancebreakers
resistancebreakers Oct. 2 at 7:00 AM
$OPFI they've increased the share repurchase program and the float has been reduced. Beating estimates every quarter, nice looking chart about to bounce on support to build a leg up towards all time high. Such a beautiful stock 🫶🪖🫡☝️
0 · Reply
SearchForMarginOfSafety
SearchForMarginOfSafety Sep. 30 at 8:36 PM
$OPFI - Calculating an estimated non-cash gain in Q3 GAAP earnings from warrant revaluation (~$1.10/share on 28.4M Class A shares outstanding). Warrants dropped from $4.28 (6/30) to $2.25 (9/30), creating ~$31.1M estimated non-cash gain based on 15.3M warrants. This should not impact Adjusted EPS since adjusted metrics remove the warrant non-cash volatility and should align closer to true operating performance.
1 · Reply