Market Cap 896.45M
Revenue (ttm) 321.48M
Net Income (ttm) 7.26M
EPS (ttm) N/A
PE Ratio 6.83
Forward PE 6.09
Profit Margin 2.26%
Debt to Equity Ratio 1.16
Volume 484,400
Avg Vol 597,118
Day's Range N/A - N/A
Shares Out 86.36M
Stochastic %K 23%
Beta 1.69
Analysts Sell
Price Target $14.50

Company Profile

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is based in Chicago, Illinois.

Industry: Credit Services
Sector: Financial Services
Phone: 312 212 8079
Address:
One Prudential Plaza, Suite 3400 130 E. Randolph Street, Chicago, United States
EfamhS
EfamhS Jan. 13 at 11:01 PM
$OPFI https://finance.yahoo.com/news/opfi-hits-79-auto-approval-154300618.html
0 · Reply
muntean_paul
muntean_paul Jan. 13 at 4:47 PM
$OPFI checking in on $OPFI. Does anyone have a pulse on the 2026 Special Dividend? 📈 Last two years they announced in late March/early April ($0.25 last year). With the record Q3/Q4 numbers they just put up, any theories on if they'll hike it again this year or stick to buybacks? Looking for that March announcement window. Thoughts?
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 3:50 PM
$OPFI just hit a record 79% auto-approval rate — is this the start of a new efficiency leg? 🚀 AI-driven Model 6 pushed auto-approvals to 79.1%, while also lifting revenues and margins — a rare combo that highlights real operational leverage, not just growth. Can efficiency climb even higher from here? Full breakdown 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-teaser-28627&ADID=SYND_STOCKTWITS_TWEET_2_2816596_TEASER_28627
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 2:50 PM
$OPFI posts record-breaking Q3 auto-approval rate — what's fueling the growth? 🚀 📊 79.1% auto-approval, driven by AI-powered Model 6, is a key factor in operational efficiency and growth 💡 Net income and adjusted net income soar with operational efficiency gains 🏦 New Model 6.1 expected to refine risk pricing and maintain high approval rates Opportunity assessment here 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-body-28628&ADID=SYND_STOCKTWITS_TWEET_2_2816596_BODY_28628
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 13 at 2:46 PM
$OPFI very quiet here lately
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 7 at 10:24 PM
$OPFI the fact we ended green today is insane - the comeback is always greater than the setback!
0 · Reply
kej32
kej32 Jan. 7 at 6:29 PM
$OPFI Still being patient with this one. Been very boring lately but when I get antsy I just look at their last few earnings reports!!!
0 · Reply
ZacksResearch
ZacksResearch Jan. 7 at 5:38 PM
Is $OPFI’s underwriting engine the real profit driver here? 🔍 OppFi’s Model 6 underwriting engine fueled outsized gains, with Q3 net income jumping 136.9% y/y on 13.5% revenue growth, helped by higher auto approvals. Find out how Model 6 is shaping profitability 👉 https://www.zacks.com/stock/news/2813665/is-opfis-underwriting-engine-the-key-profitability-catalyst?cid=sm-stocktwits-2-2813665-teaser-27825&ADID=SYND_STOCKTWITS_TWEET_2_2813665_TEASER_27825
0 · Reply
ZacksResearch
ZacksResearch Jan. 7 at 4:38 PM
$OPFI's AI engine is driving record results! 🚀 OppFi's Model 6.1 refit slashed net charge-offs by over 11% YoY. Rising auto-approval rate boosted operational efficiency and adjusted EPS by 78.9%. Management has raised FY adjusted net income guidance to $137-$142 million. 📈 Discover what makes OPFI's story compelling 👉 https://www.zacks.com/stock/news/2813665/is-opfis-underwriting-engine-the-key-profitability-catalyst?cid=sm-stocktwits-2-2813665-body-27827&ADID=SYND_STOCKTWITS_TWEET_2_2813665_BODY_27827
0 · Reply
NinjaXLightning
NinjaXLightning Jan. 7 at 4:38 PM
$OPFI This is quietly being accumulated. Could explode within next few months.
0 · Reply
Latest News on OPFI
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EfamhS
EfamhS Jan. 13 at 11:01 PM
$OPFI https://finance.yahoo.com/news/opfi-hits-79-auto-approval-154300618.html
0 · Reply
muntean_paul
muntean_paul Jan. 13 at 4:47 PM
$OPFI checking in on $OPFI. Does anyone have a pulse on the 2026 Special Dividend? 📈 Last two years they announced in late March/early April ($0.25 last year). With the record Q3/Q4 numbers they just put up, any theories on if they'll hike it again this year or stick to buybacks? Looking for that March announcement window. Thoughts?
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 3:50 PM
$OPFI just hit a record 79% auto-approval rate — is this the start of a new efficiency leg? 🚀 AI-driven Model 6 pushed auto-approvals to 79.1%, while also lifting revenues and margins — a rare combo that highlights real operational leverage, not just growth. Can efficiency climb even higher from here? Full breakdown 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-teaser-28627&ADID=SYND_STOCKTWITS_TWEET_2_2816596_TEASER_28627
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 2:50 PM
$OPFI posts record-breaking Q3 auto-approval rate — what's fueling the growth? 🚀 📊 79.1% auto-approval, driven by AI-powered Model 6, is a key factor in operational efficiency and growth 💡 Net income and adjusted net income soar with operational efficiency gains 🏦 New Model 6.1 expected to refine risk pricing and maintain high approval rates Opportunity assessment here 👉 https://www.zacks.com/stock/news/2816596/opfi-hits-79-auto-approval-rate-can-its-efficiency-rise-further?cid=sm-stocktwits-2-2816596-body-28628&ADID=SYND_STOCKTWITS_TWEET_2_2816596_BODY_28628
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 13 at 2:46 PM
$OPFI very quiet here lately
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 7 at 10:24 PM
$OPFI the fact we ended green today is insane - the comeback is always greater than the setback!
0 · Reply
kej32
kej32 Jan. 7 at 6:29 PM
$OPFI Still being patient with this one. Been very boring lately but when I get antsy I just look at their last few earnings reports!!!
0 · Reply
ZacksResearch
ZacksResearch Jan. 7 at 5:38 PM
Is $OPFI’s underwriting engine the real profit driver here? 🔍 OppFi’s Model 6 underwriting engine fueled outsized gains, with Q3 net income jumping 136.9% y/y on 13.5% revenue growth, helped by higher auto approvals. Find out how Model 6 is shaping profitability 👉 https://www.zacks.com/stock/news/2813665/is-opfis-underwriting-engine-the-key-profitability-catalyst?cid=sm-stocktwits-2-2813665-teaser-27825&ADID=SYND_STOCKTWITS_TWEET_2_2813665_TEASER_27825
0 · Reply
ZacksResearch
ZacksResearch Jan. 7 at 4:38 PM
$OPFI's AI engine is driving record results! 🚀 OppFi's Model 6.1 refit slashed net charge-offs by over 11% YoY. Rising auto-approval rate boosted operational efficiency and adjusted EPS by 78.9%. Management has raised FY adjusted net income guidance to $137-$142 million. 📈 Discover what makes OPFI's story compelling 👉 https://www.zacks.com/stock/news/2813665/is-opfis-underwriting-engine-the-key-profitability-catalyst?cid=sm-stocktwits-2-2813665-body-27827&ADID=SYND_STOCKTWITS_TWEET_2_2813665_BODY_27827
0 · Reply
NinjaXLightning
NinjaXLightning Jan. 7 at 4:38 PM
$OPFI This is quietly being accumulated. Could explode within next few months.
0 · Reply
Prl5
Prl5 Jan. 7 at 1:01 PM
$OPFI anyone know total A share and V share counts after these disposals? Earnings should ignite share price from these levels… 🚀
1 · Reply
Arcides
Arcides Jan. 6 at 5:00 PM
$OPFI pathetic...
0 · Reply
ZacksResearch
ZacksResearch Jan. 5 at 5:56 PM
$OPFI up 36% in a year — is this run just getting started, or time to lock it in? Rising originations, improving credit quality, and a discounted valuation are fueling the bull case — but subprime exposure and competitive pressure are real clouds hanging over the story. ⚠️ Hold or fold? Full risk/reward breakdown here 👉 https://www.zacks.com/stock/news/2811974/opfi-stock-jumps-36-in-a-year-should-you-hold-or-fold-now?cid=sm-stocktwits-2-2811974-teaser-27365&ADID=SYND_STOCKTWITS_TWEET_2_2811974_TEASER_27365
0 · Reply
Turkey_Tom
Turkey_Tom Jan. 5 at 5:08 PM
$OPFI underperforming the sector pretty notably today. Weird
0 · Reply
ZacksResearch
ZacksResearch Jan. 5 at 4:56 PM
After a 36.3% rise, is $OPFI still a buy? 🤔 🔍 Improved credit quality: net charge-offs down significantly 📈 Adjusted net income surged 82.7% for the nine months ended Sept. 30, 2025 📉 Trades at a discount: 6.04x forward earnings vs. industry’s 20.5x Hold for now? Competitive pressures & default risks loom. Full analysis here 👉 https://www.zacks.com/stock/news/2811974/opfi-stock-jumps-36-in-a-year-should-you-hold-or-fold-now?cid=sm-stocktwits-2-2811974-body-27366&ADID=SYND_STOCKTWITS_TWEET_2_2811974_BODY_27366
0 · Reply
ZacksResearch
ZacksResearch Dec. 31 at 3:53 PM
$OPFI trading at a steep discount — is the market missing this value setup? 👀 Record Q3 performance, higher 2025 guidance, and lower funding costs are driving a potential value play while OPFI still trades cheaper than its peers. Find out why this discount matters 👉 https://www.zacks.com/stock/news/2810913/oppfi-trades-cheaper-than-its-peers-is-this-a-potential-value-play?cid=sm-stocktwits-2-2810913-teaser-27003&ADID=SYND_STOCKTWITS_TWEET_2_2810913_TEASER_27003
0 · Reply
ZacksResearch
ZacksResearch Dec. 31 at 2:53 PM
$OPFI: Value Play or Growth Trap? 🤔 Trading at a forward P/E of 6.35, OppFi shines with a 41.4% stock rise over the past year and boosted its 2025 EPS guidance to $1.54-$1.6, yet still trails peers like Paysign's 70.5% surge. Strong liquidity and reduced credit risk add to its appeal. Opportunity assessment here 👉 https://www.zacks.com/stock/news/2810913/oppfi-trades-cheaper-than-its-peers-is-this-a-potential-value-play?cid=sm-stocktwits-2-2810913-body-27004&ADID=SYND_STOCKTWITS_TWEET_2_2810913_BODY_27004
0 · Reply
PortholePulse
PortholePulse Dec. 27 at 12:22 PM
$OPFI Investors are weighing durability against tactical noise; cost controls have to translate into healthier margins — measurable traction would outweigh rhetoric. Durability will separate winners from speculation.
0 · Reply
cynicaloptimist
cynicaloptimist Dec. 25 at 6:41 AM
$DAVE $OPFI @Jblack500
1 · Reply
ZacksResearch
ZacksResearch Dec. 24 at 7:01 PM
Dave vs. OppFi — which fintech is the smarter bet right now? 👀💸 $DAVE and $OPFI are both posting solid 2025 results, with strong revenue growth, improving credit metrics, and repeated guidance hikes — a combo that’s clearly reigniting investor interest. Which setup has the edge from here? Full comparison and breakdown here 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-teaser-26275&ADID=SYND_STOCKTWITS_TWEET_2_2808818_TEASER_26275
0 · Reply
ZacksResearch
ZacksResearch Dec. 24 at 6:01 PM
$OPFI vs. $DAVE — Why OPFI is the smarter play right now! 🚀 📈 OPFI's trading at a forward P/E of 6.47X, way lower than DAVE's 15.81X, offering a more attractive valuation. 📊 Both companies show robust growth, but OPFI's Model 6 enhances credit risk management, while strong financial guidance boosts its potential for long-term success. Find out why OPFI could be your next portfolio star 👉 https://www.zacks.com/stock/news/2808818/dave-vs-oppfi-which-fintech-stock-is-the-smarter-bet-right-now?cid=sm-stocktwits-2-2808818-body-26274&ADID=SYND_STOCKTWITS_TWEET_2_2808818_BODY_26274
0 · Reply
WirelessWealth
WirelessWealth Dec. 24 at 11:10 AM
$OPFI Expectations are now anchored to how internal discipline offsets macro and competitive headwinds. Execution slippage remains the dominant downside risk.
0 · Reply