Market Cap 522.76M
Revenue (ttm) 795.41M
Net Income (ttm) 216.77M
EPS (ttm) N/A
PE Ratio 2.83
Forward PE N/A
Profit Margin 27.25%
Debt to Equity Ratio 0.00
Volume 81,245
Avg Vol 115,544
Day's Range N/A - N/A
Shares Out 86.41M
Stochastic %K 68%
Beta 0.72
Analysts Strong Buy
Price Target $5.50

Company Profile

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption an...

Industry: Credit Services
Sector: Financial Services
Phone: 86 10 5964 4552
Address:
China Merchants Bureau Building, 28th Floor 118 Jianguo Road Chaoyang District, Beijing, China
jonny500
jonny500 Jul. 9 at 5:29 PM
$YRD They make less and less money every quarter. There are some reasons they gave for the most recent weak earnings that seem mostly legit. Maybe next quarter they turn it around. I don't love that they invested in crypto. I do love that enormous pile of cash they sit on. I think we may wait awhile for any big moves. I added more shares today, still not a huge position.
1 · Reply
Zonata
Zonata Jul. 1 at 7:37 PM
$YRD I rarely do this, but I averaged up in YRD today. IMO, the compressed margin were temporary and it will bounce back. If I'm correct, in a few quarter it could mimic JFIN and XYF (100-200% gain from here).
1 · Reply
jcomicon
jcomicon Jul. 1 at 5:21 PM
$YRD I’m “big” on $XYF (1000 shares at $9.90 a share), what’s the consensus here at $YRD? Anybody who holds both? Do I need exposure to $YRD or additional Chinese fintech if I’m already in on $XYF? Obviously not taking what anyone says as financial advice, just curious about what other investors think and starting a discussion
1 · Reply
Rage_Against_The_Machine
Rage_Against_The_Machine Jun. 20 at 10:22 AM
Yiren Digital ($YRD) makes bold moves in China's low-altitude economy through Hexiang Insurance. New aviation insurance products with Ping An/PICC, multiple 2025 contracts, and JAIA council membership position them as pioneers in this $1.5T growth sector. Strategic diversification amid core margin pressures. https://www.prnewswire.com/news-releases/yiren-digitals-hexiang-insurance-brokers-launched-innovative-insurance-products-for-low-altitude-economy-302486968.html
0 · Reply
jonny500
jonny500 Jun. 17 at 8:28 PM
$YRD I nibbled at some shares today. Like the book value, massive amount of cash. Earnings next quarter seem rather hard to predict.
1 · Reply
jParkz
jParkz Jun. 12 at 11:00 PM
$YRD Nhttps://marketwirenews.com/news-releases/expected-earnings-yiren-digital-ltd-american-deposit-8196594145158958.html ews out Expected earnings - Yiren Digital Ltd. American Depositary Shares each representing two
0 · Reply
Doozio
Doozio Jun. 12 at 4:12 PM
Thursday 🐑 🎁 before yo go $YRD ?
0 · Reply
GetVector
GetVector Jun. 12 at 12:52 PM
Vector Intelligence (VI) is an algorithm designed to predict potential outsized intraday moves. VI will select up to 4 stocks per day. Today's VI stocks: $OXM, $YRD.
0 · Reply
Zonata
Zonata Jun. 12 at 12:21 PM
$YRD People are disappointed. I expect YRD to keep seeing pressure on their margin. They are still very profitable and growing. Moreover, still trading at a tiny fraction of their book value. But! The expectations are high, especially after the outstanding results from $XYF and $JFIN. I don't expect the dump will last, but I also don't expect YRD to join the big run of other Chinese fintech anytime soon. I might use the next few months to buy some more YRD. GL to all!
3 · Reply
OpenOutcrier
OpenOutcrier Jun. 12 at 12:20 PM
$YRD (-11.2% pre) Yirendai: Q1 Earnings Snapshot https://ooc.bz/l/67817
0 · Reply
Latest News on YRD
Yiren Digital Ltd. (YRD) Q1 2025 Earnings Call Transcript

Jun 12, 2025, 12:56 PM EDT - 27 days ago

Yiren Digital Ltd. (YRD) Q1 2025 Earnings Call Transcript


Yiren Digital Reports First Quarter 2025 Financial Results

Jun 12, 2025, 5:30 AM EDT - 27 days ago

Yiren Digital Reports First Quarter 2025 Financial Results


Yiren Digital Files 2024 Annual Report on Form 20-F

Apr 28, 2025, 8:21 AM EDT - 2 months ago

Yiren Digital Files 2024 Annual Report on Form 20-F


Yiren Digital: Selloff Presents An Opportunity

Apr 15, 2025, 9:11 AM EDT - 3 months ago

Yiren Digital: Selloff Presents An Opportunity


Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript

Mar 20, 2025, 11:25 AM EDT - 3 months ago

Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript


Yiren Digital: The Pros Outweigh The Cons

Dec 20, 2024, 2:55 PM EST - 7 months ago

Yiren Digital: The Pros Outweigh The Cons


Yiren Digital Ltd. (YRD) Q3 2024 Earnings Call Transcript

Nov 22, 2024, 8:24 AM EST - 8 months ago

Yiren Digital Ltd. (YRD) Q3 2024 Earnings Call Transcript


Yiren Digital Reports Third Quarter 2024 Financial Results

Nov 21, 2024, 4:59 AM EST - 8 months ago

Yiren Digital Reports Third Quarter 2024 Financial Results


Yiren Digital Ltd. (YRD) Q2 2024 Earnings Call Transcript

Aug 20, 2024, 3:18 PM EDT - 11 months ago

Yiren Digital Ltd. (YRD) Q2 2024 Earnings Call Transcript


Yiren Digital Reports Second Quarter 2024 Financial Results

Aug 20, 2024, 4:52 AM EDT - 11 months ago

Yiren Digital Reports Second Quarter 2024 Financial Results


Yiren Digital's First ESG Report Highlights at a Glance

Jul 12, 2024, 7:07 AM EDT - 1 year ago

Yiren Digital's First ESG Report Highlights at a Glance


Yiren Digital Releases 2023 ESG Report

Jun 28, 2024, 4:19 AM EDT - 1 year ago

Yiren Digital Releases 2023 ESG Report


Yiren Digital Ltd. (YRD) Q1 2024 Earnings Call Transcript

Jun 21, 2024, 11:07 AM EDT - 1 year ago

Yiren Digital Ltd. (YRD) Q1 2024 Earnings Call Transcript


Yiren Digital Reports First Quarter 2024 Financial Results

Jun 21, 2024, 5:13 AM EDT - 1 year ago

Yiren Digital Reports First Quarter 2024 Financial Results


Yiren Digital Files 2023 Annual Report on Form 20-F

May 15, 2024, 11:03 PM EDT - 1 year ago

Yiren Digital Files 2023 Annual Report on Form 20-F


Yiren Digital (YRD) Q4 2023 Earnings Call Transcript

Mar 21, 2024, 11:58 AM EDT - 1 year ago

Yiren Digital (YRD) Q4 2023 Earnings Call Transcript


Yiren Digital Ltd. (YRD) Q3 2023 Earnings Call Transcript

Nov 21, 2023, 10:29 AM EST - 1 year ago

Yiren Digital Ltd. (YRD) Q3 2023 Earnings Call Transcript


Yiren Digital Reports Third Quarter 2023 Financial Results

Nov 21, 2023, 5:00 AM EST - 1 year ago

Yiren Digital Reports Third Quarter 2023 Financial Results


Yiren Digital Ltd. (YRD) Q2 2023 Earnings Call Transcript

Aug 18, 2023, 11:48 AM EDT - 2 years ago

Yiren Digital Ltd. (YRD) Q2 2023 Earnings Call Transcript


Yiren Digital Reports Second Quarter 2023 Financial Results

Aug 17, 2023, 5:00 AM EDT - 2 years ago

Yiren Digital Reports Second Quarter 2023 Financial Results


Yiren Digital Announces the Acquisition of Chongqing Jintong

Jun 27, 2023, 6:00 AM EDT - 2 years ago

Yiren Digital Announces the Acquisition of Chongqing Jintong


Yiren Digital Ltd. (YRD) Q1 2023 Earnings Call Transcript

Jun 9, 2023, 2:00 PM EDT - 2 years ago

Yiren Digital Ltd. (YRD) Q1 2023 Earnings Call Transcript


jonny500
jonny500 Jul. 9 at 5:29 PM
$YRD They make less and less money every quarter. There are some reasons they gave for the most recent weak earnings that seem mostly legit. Maybe next quarter they turn it around. I don't love that they invested in crypto. I do love that enormous pile of cash they sit on. I think we may wait awhile for any big moves. I added more shares today, still not a huge position.
1 · Reply
Zonata
Zonata Jul. 1 at 7:37 PM
$YRD I rarely do this, but I averaged up in YRD today. IMO, the compressed margin were temporary and it will bounce back. If I'm correct, in a few quarter it could mimic JFIN and XYF (100-200% gain from here).
1 · Reply
jcomicon
jcomicon Jul. 1 at 5:21 PM
$YRD I’m “big” on $XYF (1000 shares at $9.90 a share), what’s the consensus here at $YRD? Anybody who holds both? Do I need exposure to $YRD or additional Chinese fintech if I’m already in on $XYF? Obviously not taking what anyone says as financial advice, just curious about what other investors think and starting a discussion
1 · Reply
Rage_Against_The_Machine
Rage_Against_The_Machine Jun. 20 at 10:22 AM
Yiren Digital ($YRD) makes bold moves in China's low-altitude economy through Hexiang Insurance. New aviation insurance products with Ping An/PICC, multiple 2025 contracts, and JAIA council membership position them as pioneers in this $1.5T growth sector. Strategic diversification amid core margin pressures. https://www.prnewswire.com/news-releases/yiren-digitals-hexiang-insurance-brokers-launched-innovative-insurance-products-for-low-altitude-economy-302486968.html
0 · Reply
jonny500
jonny500 Jun. 17 at 8:28 PM
$YRD I nibbled at some shares today. Like the book value, massive amount of cash. Earnings next quarter seem rather hard to predict.
1 · Reply
jParkz
jParkz Jun. 12 at 11:00 PM
$YRD Nhttps://marketwirenews.com/news-releases/expected-earnings-yiren-digital-ltd-american-deposit-8196594145158958.html ews out Expected earnings - Yiren Digital Ltd. American Depositary Shares each representing two
0 · Reply
Doozio
Doozio Jun. 12 at 4:12 PM
Thursday 🐑 🎁 before yo go $YRD ?
0 · Reply
GetVector
GetVector Jun. 12 at 12:52 PM
Vector Intelligence (VI) is an algorithm designed to predict potential outsized intraday moves. VI will select up to 4 stocks per day. Today's VI stocks: $OXM, $YRD.
0 · Reply
Zonata
Zonata Jun. 12 at 12:21 PM
$YRD People are disappointed. I expect YRD to keep seeing pressure on their margin. They are still very profitable and growing. Moreover, still trading at a tiny fraction of their book value. But! The expectations are high, especially after the outstanding results from $XYF and $JFIN. I don't expect the dump will last, but I also don't expect YRD to join the big run of other Chinese fintech anytime soon. I might use the next few months to buy some more YRD. GL to all!
3 · Reply
OpenOutcrier
OpenOutcrier Jun. 12 at 12:20 PM
$YRD (-11.2% pre) Yirendai: Q1 Earnings Snapshot https://ooc.bz/l/67817
0 · Reply
Doozio
Doozio Jun. 9 at 2:45 PM
$KWEB it’s 🐒🍌🧠⏰♾️ for chiiiiina to go $YRD
0 · Reply
Doozio
Doozio Jun. 7 at 8:46 PM
Going $YRD during 🐒🍌🧠⏰♾️
0 · Reply
Doozio
Doozio Jun. 7 at 8:44 PM
The CURV was nasty but yo still going $YRD out the tightness on eps gap n GOGO’s during 🐒🍌🧠⏰♾️
0 · Reply
sujeto
sujeto Jun. 4 at 3:32 PM
$YRD hodl for 8x
0 · Reply
danip
danip May. 13 at 7:18 PM
$YRD finvolution lufax ... yuan up banks up
0 · Reply
papasmayos
papasmayos May. 6 at 12:37 AM
$YRD Nobodys worried that revenue is going down and they re setting aside provisions and guarantee prepayments because they expect less cash coming in
2 · Reply
Doozio
Doozio May. 3 at 5:02 PM
SKWD 🐑 about to hang a $CURV n go $YRD INTA 🐒🍌🧠⏰♾️
0 · Reply
RollingDollars
RollingDollars Apr. 24 at 4:33 PM
$YRD ..
0 · Reply
sujeto
sujeto Apr. 23 at 9:51 PM
$YRD don't sell under ath
0 · Reply
briefingcom
briefingcom Apr. 11 at 11:55 AM
Gapping up: $CERT +17.7% $RXRX +13.3% $YRD +5.8% $VERV +4.9%
0 · Reply
sujeto
sujeto Apr. 7 at 6:45 PM
$YRD hodl
0 · Reply
kadenda
kadenda Apr. 2 at 6:08 PM
$YRD $JFIN great dividend stocks for this sector
0 · Reply