Market Cap 521.89M
Revenue (ttm) 795.41M
Net Income (ttm) 216.77M
EPS (ttm) N/A
PE Ratio 2.72
Forward PE N/A
Profit Margin 27.25%
Debt to Equity Ratio 0.00
Volume 170,300
Avg Vol 99,276
Day's Range N/A - N/A
Shares Out 86.41M
Stochastic %K 70%
Beta 0.78
Analysts Strong Buy
Price Target $5.50

Company Profile

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption an...

Industry: Credit Services
Sector: Financial Services
Phone: 86 10 5964 4552
Address:
China Merchants Bureau Building, 28th Floor 118 Jianguo Road Chaoyang District, Beijing, China
peloswing
peloswing Aug. 23 at 4:37 PM
$YRD #1 Trending on @Stocktwits Massive Wedge on the daily, getting tighter and finding support in the $5.6-$5.9 Range (Blue Zone) Keep an eye out for dips to the lower level, potential and impending RSI breakout, and eventual Price breakout from Large Wedge!
0 · Reply
meJimmy22step
meJimmy22step Aug. 23 at 3:39 PM
$YRD found this on chat gpt. Seems yrd will benefit from new oct 1st regs.
0 · Reply
meJimmy22step
meJimmy22step Aug. 23 at 3:34 PM
$YRD anyone chime in on the call? Was the liar there who always states ceo isnt there? Lmao.. what about that one cool guy with the deeper voice always asking fro buybacks ans dividends? That guy is a legend in my book! I think he really caused changes in the company. Been here a while. Also, anyone know about these oct 1st regularions?
0 · Reply
value888
value888 Aug. 22 at 2:09 PM
$YRD Company warning of new regulations starting Oct 1. Could be trouble ahead.
0 · Reply
Shai360360
Shai360360 Aug. 22 at 8:38 AM
$YRD I find myself saying this every quarter... The results look middling, but when you read them you have to take into account the provisions... When you remove the provisions from the results (and as we see with the more established counterparts like $QFIN or $LU these should even reverse with time - I can elaborate if you want) the results would show a net profit of $1.1 per share for the quarter - an annualised P/E of less than 1.5!
2 · Reply
papasmayos
papasmayos Aug. 22 at 12:38 AM
$YRD Interesting results there an increase in net worth, which pushes book value up to about $16 per share, lining up with the intrinsic value estimates a lot of us have. On top of that, billing capacity is up 75%, plus all the cash the are generating and without even mentioning it’s a debt free company
0 · Reply
jonny500
jonny500 Aug. 21 at 8:30 PM
$YRD 57c, it was a solid quarter, it balanced out the last a bit. Outlook is reasonably good. So much cash and such a low p/e. Book value so high. Maybe there is some reason they don't aggressively buy back shares like XYF? But even without that, a lot to like.
0 · Reply
value888
value888 Aug. 21 at 3:03 PM
$YRD hmm EPS is down on the quarter
1 · Reply
Zonata
Zonata Aug. 21 at 12:31 PM
$YRD Not my favorite management team, but it seems that their strategy will start to pay off in following quarters. I'm gonna hold everything and add if it dumps like JFIN/XYF. GL to all.
0 · Reply
sujeto
sujeto Aug. 12 at 1:12 AM
$YRD HODL
0 · Reply
Latest News on YRD
Yiren Digital Ltd. (YRD) Q2 2025 Earnings Call Transcript

Aug 21, 2025, 10:24 AM EDT - 2 days ago

Yiren Digital Ltd. (YRD) Q2 2025 Earnings Call Transcript


Yiren Digital Reports Second Quarter 2025 Financial Results

Aug 21, 2025, 6:37 AM EDT - 2 days ago

Yiren Digital Reports Second Quarter 2025 Financial Results


Yiren Digital to Release 2024 ESG Report on June 24, 2025

Jul 22, 2025, 7:15 AM EDT - 4 weeks ago

Yiren Digital to Release 2024 ESG Report on June 24, 2025


Yiren Digital Ltd. (YRD) Q1 2025 Earnings Call Transcript

Jun 12, 2025, 12:56 PM EDT - 2 months ago

Yiren Digital Ltd. (YRD) Q1 2025 Earnings Call Transcript


Yiren Digital Reports First Quarter 2025 Financial Results

Jun 12, 2025, 5:30 AM EDT - 2 months ago

Yiren Digital Reports First Quarter 2025 Financial Results


Yiren Digital Files 2024 Annual Report on Form 20-F

Apr 28, 2025, 8:21 AM EDT - 4 months ago

Yiren Digital Files 2024 Annual Report on Form 20-F


Yiren Digital: Selloff Presents An Opportunity

Apr 15, 2025, 9:11 AM EDT - 4 months ago

Yiren Digital: Selloff Presents An Opportunity


Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript

Mar 20, 2025, 11:25 AM EDT - 5 months ago

Yiren Digital Ltd. (YRD) Q4 2024 Earnings Call Transcript


Yiren Digital: The Pros Outweigh The Cons

Dec 20, 2024, 2:55 PM EST - 8 months ago

Yiren Digital: The Pros Outweigh The Cons


Yiren Digital Ltd. (YRD) Q3 2024 Earnings Call Transcript

Nov 22, 2024, 8:24 AM EST - 9 months ago

Yiren Digital Ltd. (YRD) Q3 2024 Earnings Call Transcript


Yiren Digital Reports Third Quarter 2024 Financial Results

Nov 21, 2024, 4:59 AM EST - 9 months ago

Yiren Digital Reports Third Quarter 2024 Financial Results


Yiren Digital Ltd. (YRD) Q2 2024 Earnings Call Transcript

Aug 20, 2024, 3:18 PM EDT - 1 year ago

Yiren Digital Ltd. (YRD) Q2 2024 Earnings Call Transcript


Yiren Digital Reports Second Quarter 2024 Financial Results

Aug 20, 2024, 4:52 AM EDT - 1 year ago

Yiren Digital Reports Second Quarter 2024 Financial Results


Yiren Digital's First ESG Report Highlights at a Glance

Jul 12, 2024, 7:07 AM EDT - 1 year ago

Yiren Digital's First ESG Report Highlights at a Glance


Yiren Digital Releases 2023 ESG Report

Jun 28, 2024, 4:19 AM EDT - 1 year ago

Yiren Digital Releases 2023 ESG Report


Yiren Digital Ltd. (YRD) Q1 2024 Earnings Call Transcript

Jun 21, 2024, 11:07 AM EDT - 1 year ago

Yiren Digital Ltd. (YRD) Q1 2024 Earnings Call Transcript


Yiren Digital Reports First Quarter 2024 Financial Results

Jun 21, 2024, 5:13 AM EDT - 1 year ago

Yiren Digital Reports First Quarter 2024 Financial Results


Yiren Digital Files 2023 Annual Report on Form 20-F

May 15, 2024, 11:03 PM EDT - 1 year ago

Yiren Digital Files 2023 Annual Report on Form 20-F


Yiren Digital (YRD) Q4 2023 Earnings Call Transcript

Mar 21, 2024, 11:58 AM EDT - 1 year ago

Yiren Digital (YRD) Q4 2023 Earnings Call Transcript


Yiren Digital Ltd. (YRD) Q3 2023 Earnings Call Transcript

Nov 21, 2023, 10:29 AM EST - 1 year ago

Yiren Digital Ltd. (YRD) Q3 2023 Earnings Call Transcript


Yiren Digital Reports Third Quarter 2023 Financial Results

Nov 21, 2023, 5:00 AM EST - 1 year ago

Yiren Digital Reports Third Quarter 2023 Financial Results


peloswing
peloswing Aug. 23 at 4:37 PM
$YRD #1 Trending on @Stocktwits Massive Wedge on the daily, getting tighter and finding support in the $5.6-$5.9 Range (Blue Zone) Keep an eye out for dips to the lower level, potential and impending RSI breakout, and eventual Price breakout from Large Wedge!
0 · Reply
meJimmy22step
meJimmy22step Aug. 23 at 3:39 PM
$YRD found this on chat gpt. Seems yrd will benefit from new oct 1st regs.
0 · Reply
meJimmy22step
meJimmy22step Aug. 23 at 3:34 PM
$YRD anyone chime in on the call? Was the liar there who always states ceo isnt there? Lmao.. what about that one cool guy with the deeper voice always asking fro buybacks ans dividends? That guy is a legend in my book! I think he really caused changes in the company. Been here a while. Also, anyone know about these oct 1st regularions?
0 · Reply
value888
value888 Aug. 22 at 2:09 PM
$YRD Company warning of new regulations starting Oct 1. Could be trouble ahead.
0 · Reply
Shai360360
Shai360360 Aug. 22 at 8:38 AM
$YRD I find myself saying this every quarter... The results look middling, but when you read them you have to take into account the provisions... When you remove the provisions from the results (and as we see with the more established counterparts like $QFIN or $LU these should even reverse with time - I can elaborate if you want) the results would show a net profit of $1.1 per share for the quarter - an annualised P/E of less than 1.5!
2 · Reply
papasmayos
papasmayos Aug. 22 at 12:38 AM
$YRD Interesting results there an increase in net worth, which pushes book value up to about $16 per share, lining up with the intrinsic value estimates a lot of us have. On top of that, billing capacity is up 75%, plus all the cash the are generating and without even mentioning it’s a debt free company
0 · Reply
jonny500
jonny500 Aug. 21 at 8:30 PM
$YRD 57c, it was a solid quarter, it balanced out the last a bit. Outlook is reasonably good. So much cash and such a low p/e. Book value so high. Maybe there is some reason they don't aggressively buy back shares like XYF? But even without that, a lot to like.
0 · Reply
value888
value888 Aug. 21 at 3:03 PM
$YRD hmm EPS is down on the quarter
1 · Reply
Zonata
Zonata Aug. 21 at 12:31 PM
$YRD Not my favorite management team, but it seems that their strategy will start to pay off in following quarters. I'm gonna hold everything and add if it dumps like JFIN/XYF. GL to all.
0 · Reply
sujeto
sujeto Aug. 12 at 1:12 AM
$YRD HODL
0 · Reply
jonny500
jonny500 Aug. 7 at 6:29 PM
$YRD What happened, which one of you sold this to buy FINV??
1 · Reply
lillaccio
lillaccio Aug. 5 at 8:24 PM
$YRD My personal fair value (and price target) for the company
1 · Reply
Zonata
Zonata Aug. 4 at 2:06 PM
$YRD I'm thinking of increasing again... I see all fintech bounce after earnings.
0 · Reply
jonny500
jonny500 Aug. 1 at 7:40 PM
$YRD Took cannabis losses to add some shares here. Had to balance out the ones I was buying last week at 6.45 and 6.30. I thought the run was getting started! (But why would I think that? Too soon. With this kind of stock it could take two weeks to start moving even after a breakout earnings.)
0 · Reply
jonny500
jonny500 Jul. 25 at 5:38 PM
$YRD Refuge from the storm. Because nobody cares about this semi-precious gem. It isn't a diamond, but it has value and is lying in the gutter. Someone pick it up, dust it off, and let it shine in the world.
0 · Reply
jonny500
jonny500 Jul. 24 at 2:59 PM
$YRD A typical day's volume already. Helping to cancel out what I am losing on XYF today. Still not a huge volume. I guess someone didn't want to wait.
0 · Reply
jonny500
jonny500 Jul. 18 at 6:05 PM
$YRD Volume so low. A forgotten stock.
0 · Reply
jonny500
jonny500 Jul. 17 at 8:07 PM
$YRD WDH I like it but, but what was that, I don't know. So I sold 2/3 of my small position to move more to YRD today, and then paid up at 6.12 because switching was the plan, still I feel like I paid $5.60 for it. WDH has some momentum, it may move more before YRD does anything, this would not surprise. Insurance fintech is maybe starting to show some life?
0 · Reply
Doozio
Doozio Jul. 15 at 6:19 PM
$SERV it up on a 🐒🍌🧠⏰♾️ platter n go $YRD
0 · Reply
jonny500
jonny500 Jul. 9 at 5:29 PM
$YRD They make less and less money every quarter. There are some reasons they gave for the most recent weak earnings that seem mostly legit. Maybe next quarter they turn it around. I don't love that they invested in crypto. I do love that enormous pile of cash they sit on. I think we may wait awhile for any big moves. I added more shares today, still not a huge position.
1 · Reply
Zonata
Zonata Jul. 1 at 7:37 PM
$YRD I rarely do this, but I averaged up in YRD today. IMO, the compressed margin were temporary and it will bounce back. If I'm correct, in a few quarter it could mimic JFIN and XYF (100-200% gain from here).
1 · Reply
jcomicon
jcomicon Jul. 1 at 5:21 PM
$YRD I’m “big” on $XYF (1000 shares at $9.90 a share), what’s the consensus here at $YRD? Anybody who holds both? Do I need exposure to $YRD or additional Chinese fintech if I’m already in on $XYF? Obviously not taking what anyone says as financial advice, just curious about what other investors think and starting a discussion
1 · Reply