Market Cap 768.75M
Revenue (ttm) 804.43M
Net Income (ttm) 210.97M
EPS (ttm) N/A
PE Ratio 4.07
Forward PE N/A
Profit Margin 26.23%
Debt to Equity Ratio 0.08
Volume 376,035
Avg Vol 309,608
Day's Range N/A - N/A
Shares Out 41.78M
Stochastic %K 7%
Beta 0.24
Analysts Strong Buy
Price Target $1.70

Company Profile

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loan, a category of online personal credit loan products, including Xiaoying card loan and other unsecured loan products; and Xiaoying housing loan, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service,...

Industry: Credit Services
Sector: Financial Services
Phone: 86 75 5862 82977
Address:
Aerospace Science and Technology Plaza, 7th -8th Floor, Block A No. 168, Haide Third Avenue Nanshan District, Shenzhen, China
jonny500
jonny500 Jun. 17 at 5:17 PM
$XYF A few nasty days here. I'm taking the opportunity to add shares. Maybe it drops more. If so I will keep adding.
0 · Reply
Zonata
Zonata Jun. 12 at 12:21 PM
$YRD People are disappointed. I expect YRD to keep seeing pressure on their margin. They are still very profitable and growing. Moreover, still trading at a tiny fraction of their book value. But! The expectations are high, especially after the outstanding results from $XYF and $JFIN. I don't expect the dump will last, but I also don't expect YRD to join the big run of other Chinese fintech anytime soon. I might use the next few months to buy some more YRD. GL to all!
2 · Reply
LucasRMcCain
LucasRMcCain Jun. 11 at 2:45 PM
$XYF So quiet here. Can't wait until we get discovered!
1 · Reply
Zonata
Zonata Jun. 6 at 5:37 PM
$JFIN is closing the gap with $XYF. Both are doing so well, yet the boards are dead and the volume is still far from impressive. It is improving, but IMO, the market is still lagging and don't understand how good these companies are.
2 · Reply
tyrus6
tyrus6 Jun. 5 at 5:33 PM
$XYF $100,000,000 buys back a LOT of shares!
1 · Reply
jonny500
jonny500 Jun. 4 at 8:10 PM
$XYF Of my 13 China stocks, only this one is down today. But it is still my favorite!
0 · Reply
Zonata
Zonata Jun. 4 at 12:10 PM
$JFIN outstanding earnings like usual... they should follow $XYF. Both are great companies. They should both get over 20$ in the next few weeks/months.
0 · Reply
CaptainJerkSauce42069
CaptainJerkSauce42069 Jun. 2 at 12:25 AM
$JFIN $XYF $QFIN $BABA $JD https://finance.yahoo.com/news/jiayin-group-inc-release-first-100000098.html
1 · Reply
kubota2323
kubota2323 May. 30 at 5:03 PM
0 · Reply
kubota2323
kubota2323 May. 30 at 3:20 PM
$RGC $XYF now 900 WTF
0 · Reply
Latest News on XYF
X Financial (XYF) Q1 2025 Earnings Call Transcript

May 20, 2025, 9:56 AM EDT - 4 weeks ago

X Financial (XYF) Q1 2025 Earnings Call Transcript


X Financial (XYF) Q4 2024 Earnings Call Transcript

Mar 20, 2025, 3:52 PM EDT - 3 months ago

X Financial (XYF) Q4 2024 Earnings Call Transcript


X Financial: Why The Trip Upwards Is Likely Not Over

Mar 12, 2025, 8:22 AM EDT - 3 months ago

X Financial: Why The Trip Upwards Is Likely Not Over


X Financial (XYF) Q3 2024 Earnings Call Transcript

Nov 27, 2024, 10:25 AM EST - 7 months ago

X Financial (XYF) Q3 2024 Earnings Call Transcript


X Financial to Hold Annual General Meeting on December 20, 2024

Nov 22, 2024, 6:50 AM EST - 7 months ago

X Financial to Hold Annual General Meeting on December 20, 2024


X Financial (XYF) Q2 2024 Earnings Call Transcript

Aug 22, 2024, 2:05 PM EDT - 10 months ago

X Financial (XYF) Q2 2024 Earnings Call Transcript


X Financial Announces Results of Tender Offer

Jul 15, 2024, 7:00 AM EDT - 1 year ago

X Financial Announces Results of Tender Offer


X Financial (XYF) Q1 2024 Earnings Call Transcript

May 31, 2024, 1:45 PM EDT - 1 year ago

X Financial (XYF) Q1 2024 Earnings Call Transcript


X Financial (XYF) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 1:11 PM EDT - 1 year ago

X Financial (XYF) Q4 2023 Earnings Call Transcript


X Financial (XYF) Q3 2023 Earnings Call Transcript

Nov 23, 2023, 4:25 AM EST - 1 year ago

X Financial (XYF) Q3 2023 Earnings Call Transcript


X Financial Resumes Growth As Regulatory Risks Abate

Oct 25, 2023, 5:39 AM EDT - 1 year ago

X Financial Resumes Growth As Regulatory Risks Abate


X Financial (XYF) Q2 2023 Earnings Call Transcript

Aug 29, 2023, 10:39 AM EDT - 1 year ago

X Financial (XYF) Q2 2023 Earnings Call Transcript


X Financial (XYF) Q1 2023 Earnings Call Transcript

May 25, 2023, 12:19 PM EDT - 2 years ago

X Financial (XYF) Q1 2023 Earnings Call Transcript


X Financial (XYF) Q4 2022 Earnings Call Transcript

Mar 31, 2023, 6:29 PM EDT - 2 years ago

X Financial (XYF) Q4 2022 Earnings Call Transcript


X Financial (XYF) Q3 2022 Earnings Call Transcript

Nov 17, 2022, 2:56 PM EST - 2 years ago

X Financial (XYF) Q3 2022 Earnings Call Transcript


X Financial to Hold Annual General Meeting on December 9, 2022

Nov 14, 2022, 5:00 PM EST - 2 years ago

X Financial to Hold Annual General Meeting on December 9, 2022


X Financial Upsizes Share Repurchase Program to US$20 Million

Sep 30, 2022, 6:00 AM EDT - 2 years ago

X Financial Upsizes Share Repurchase Program to US$20 Million


jonny500
jonny500 Jun. 17 at 5:17 PM
$XYF A few nasty days here. I'm taking the opportunity to add shares. Maybe it drops more. If so I will keep adding.
0 · Reply
Zonata
Zonata Jun. 12 at 12:21 PM
$YRD People are disappointed. I expect YRD to keep seeing pressure on their margin. They are still very profitable and growing. Moreover, still trading at a tiny fraction of their book value. But! The expectations are high, especially after the outstanding results from $XYF and $JFIN. I don't expect the dump will last, but I also don't expect YRD to join the big run of other Chinese fintech anytime soon. I might use the next few months to buy some more YRD. GL to all!
2 · Reply
LucasRMcCain
LucasRMcCain Jun. 11 at 2:45 PM
$XYF So quiet here. Can't wait until we get discovered!
1 · Reply
Zonata
Zonata Jun. 6 at 5:37 PM
$JFIN is closing the gap with $XYF. Both are doing so well, yet the boards are dead and the volume is still far from impressive. It is improving, but IMO, the market is still lagging and don't understand how good these companies are.
2 · Reply
tyrus6
tyrus6 Jun. 5 at 5:33 PM
$XYF $100,000,000 buys back a LOT of shares!
1 · Reply
jonny500
jonny500 Jun. 4 at 8:10 PM
$XYF Of my 13 China stocks, only this one is down today. But it is still my favorite!
0 · Reply
Zonata
Zonata Jun. 4 at 12:10 PM
$JFIN outstanding earnings like usual... they should follow $XYF. Both are great companies. They should both get over 20$ in the next few weeks/months.
0 · Reply
CaptainJerkSauce42069
CaptainJerkSauce42069 Jun. 2 at 12:25 AM
$JFIN $XYF $QFIN $BABA $JD https://finance.yahoo.com/news/jiayin-group-inc-release-first-100000098.html
1 · Reply
kubota2323
kubota2323 May. 30 at 5:03 PM
0 · Reply
kubota2323
kubota2323 May. 30 at 3:20 PM
$RGC $XYF now 900 WTF
0 · Reply
PenkeTrading
PenkeTrading May. 30 at 9:58 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of X Financial Class A. Is that bullish or bearish? $XYF #RsiOverbought #NYSE
0 · Reply
LucasRMcCain
LucasRMcCain May. 29 at 9:07 PM
$XYF Just wait until we get discovered. Lots of blue sky ahead. Good to beat the crowd.
0 · Reply
Doozio
Doozio May. 29 at 6:34 PM
$XYF or $JFIN ?
1 · Reply
kubota2323
kubota2323 May. 29 at 6:07 PM
$SEZL $XYF check it out.
0 · Reply
kubota2323
kubota2323 May. 29 at 3:42 PM
$RGC if this is worth 700 ps then $XYF is worth 5000 a share. WTF
0 · Reply
Zonata
Zonata May. 29 at 2:00 PM
$XYF close to making a new 52 weeks high. Still waiting to trade above 20$. This shouldn't be under liquidation value lol.
0 · Reply
kubota2323
kubota2323 May. 29 at 1:58 PM
$XYF very
0 · Reply
franciumusa
franciumusa May. 28 at 11:45 PM
$JFIN is breaking out $XYF run to $17
0 · Reply
tyrus6
tyrus6 May. 27 at 2:35 PM
$XYF Solid NYSE stock, trading at a current PE of about 3 (!) Headed for yearly Earnings Per Share of $6 (!!)
0 · Reply
tyrus6
tyrus6 May. 23 at 2:30 PM
$XYF Acadian Asset Management has more than doubled their XYF shares in the past year. Screen grab is from May 21 statement detailing all of their holdings. # # # As of March 31, 2025, Acadian Asset Management LLC manages approximately $122 billion in assets under management (AUM) . This represents a significant increase from the $101.7 billion reported in August 2024 . Acadian Asset Management LLC is a global investment management firm headquartered in Boston, with additional offices in London, Singapore, and Sydney. The firm specializes in systematic investment strategies, leveraging data-driven insights and innovative tools to manage a diversified array of assets for institutional investors worldwide.
0 · Reply
kubota2323
kubota2323 May. 23 at 2:03 PM
$XYF https://finance.yahoo.com/news/3-undiscovered-gems-us-market-113248835.html
1 · Reply
tyrus6
tyrus6 May. 23 at 4:23 AM
$XYF Fixing the SEC link... https://www.sec.gov/Archives/edgar/data/1725033/000110465925050500/tm2515370d1_ex99-1.htm
0 · Reply