X Financial ADR XYF

$4.82 -0.04 (-0.82%)

Valuation

Market cap
188,395,000
Revenue TTM
$1,092,420,000
Net income TTM
$209,430,000
PE ratio
1.90
Forward PE
—
Profit margin
19.17%
Debt to equity
0.05

Trading

Volume
29,700
Avg volume
63,608
Day's range
$4.77 – $4.86
Shares out
39,086,000
Stochastic %K
16%
Beta
0.47
Analysts
Strong Buy
Price target
$1.70

Price

Company profile

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit servic...

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X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Industry
Credit Services
Sector
Financial Services
Phone
86 75 5862 82977
Website
https://ir.xiaoyinggroup.com
Address
Aerospace Science and Technology Plaza, 7 - 8F, Block A No. 168, Haide Third Avenue Nanshan District, Shenzhen, China

Latest news

Stocktwits

Zonata Oct 6, 6:00 PM
$XYF since first investing in XYF, I received $1.6/share in dividends. My average buying price is 3.03, which means I am $3.62 in profits or above 120%, despite the massive dump. I'm waiting to see what happens in Q3, but if I like what I see, I'll reassess all my Chinese fintech and massively buy all those I expect to bounce, including averaging up in XYF. My biggest positions are by far QFIN and XYF, and I have small position in YRD, JFIN, and LX.
0 replies
Investor6 Oct 1, 9:56 AM
According to FinViz, the Chinese/HK stocks that trades at Price/Sales below 1 and Price/Book below 1 are 110. If a P/E below 5 is also added, the number drops to 26. $CAAS $CYD $WDH $XYF
0 replies
XI_JINPING_BOUGHT_BABA Sep 14, 4:12 PM
$LU Strong, $XYF $YRD $LX $QFIN relatively weak
0 replies
XI_JINPING_BOUGHT_BABA Sep 11, 3:42 PM
$LX $QFIN $LU $XYF $YRD This is so interesting to watch play out. I’m so impatient to know the ending. Is china actually in a recession and we see major defaults? Will they start doing buybacks? Is there fraud we don’t know about?
2 replies
LuTwits Sep 2, 7:21 PM
$LU $LX $QFIN $XYF $YRD
1 replies
XI_JINPING_BOUGHT_BABA Sep 2, 7:00 PM
$LX $LU $XYF $QFIN $YRD china fintech/lending has become a 10%+ position in my portfolio after the recent decline. Don’t often get this concentrated unless the bet is quite certain. Here the risk/reward looks like a no brainer. You can discount worst case scenarios and still end up with 100% returns in stressed liquidations. Highly likely we see a buyout happening somewhere soon in one of these names
1 replies
lillaccio Sep 1, 5:44 PM
$LX I recognize all the difficulties. Yet the price is extremely stupid IMO. I really cannot understand why these companies don’t do some sort of buybacks like $XYF is doing.
0 replies
Zonata Sep 1, 11:40 AM
$XYF Crazy to think the stock price of XYF is now much higher than FINV and JFIN. In hindsights, there results were the best in the industry. I'll try to dig deep in the financials of all fintechs this falls to reassess my positions ahead of the next Q, I expect to add in 2 or 3 of them around December.
1 replies