X Financial ADR (XYF) Stock Price, Quote & News

Company Profile

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service,...

Industry: Credit Services

Sector: Financial Services

Phone: 86 75 5862 82977

Website: ir.xiaoyinggroup.com

Address:

Aerospace Science and Technology Plaza, 7 - 8F, Block A No. 168, Haide Third Avenue Nanshan District, Shenzhen, China

AlexSwiss77 Aug. 22 at 7:35 PM

$XYF my recent position open-end in 13$ area is paying back very well HOLDING LONG

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martins1 Aug. 22 at 2:09 PM

$XYF long from 12$

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HTNY Aug. 21 at 9:11 PM

$XYF Instinct was right. I only took a tiny piece here but should have taken more. I'll be watching this closely now.

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martins1 Aug. 21 at 8:01 PM

$GXAI $XYF $TANH $HTCO What you want more than this 💎💎💎🔝

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Zonata Aug. 21 at 7:13 PM

$XYF beautiful bounce. Wouldn,t be surprised to see this test 20 again in coming weeks.

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lillaccio Aug. 21 at 3:31 PM

$XYF I will never understand the market but ok

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Arcides Aug. 21 at 2:34 PM

$XYF good bounce from 200dma, good volume yesterday and posible good volume today, lets see if longs regain the uptrend in some days, for now a good bounce.

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Zonata Aug. 20 at 12:41 PM

After $XYF , $JFIN also crushed it. I can't believe Mr Market is mispricing them so bad. Yes they are much higher than 2 years ago, but their relative valuation is still almost unchanged.

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jonny500 Aug. 19 at 7:28 PM

$XYF They had 68 mil left in the buyback? That would buy a lot of shares at the current share price. They could try to jack up the share price with a big dividend payout ratio. Better to just keep buying back the stock at a ridiculously low price. For the long term shareholders, this may play out fine in the long run.

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Zonata Aug. 19 at 6:28 PM

$XYF crazy crazy market lol. -5% on a stellar results... we are trading at what 1.6 fwd PE?

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X Financial (XYF) Q2 2025 Earnings Call Transcript

Aug 18, 2025, 4:50 PM EDT - 4 days ago

X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality

Aug 8, 2025, 6:00 AM EDT - 15 days ago

X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025

Aug 6, 2025, 10:30 AM EDT - 17 days ago

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Jul 14, 2025, 6:58 PM EDT - 5 weeks ago

X Financial: An In-Depth Look At This Dirt Cheap Compounder

Jun 7, 2025, 4:28 AM EDT - 2 months ago

X Financial: Stock Quadruples In 12 Months, Still An Asymmetric Bet

May 20, 2025, 9:56 AM EDT - 3 months ago

X Financial (XYF) Q1 2025 Earnings Call Transcript

May 19, 2025, 4:50 PM EDT - 3 months ago

X Financial Reports First Quarter 2025 Unaudited Financial Results

May 15, 2025, 6:00 AM EDT - 3 months ago

X Financial to Report First Quarter 2025 Financial Results on May 20, 2025

Apr 25, 2025, 7:27 AM EDT - 4 months ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2024

Mar 20, 2025, 3:52 PM EDT - 5 months ago

X Financial (XYF) Q4 2024 Earnings Call Transcript

Mar 19, 2025, 4:50 PM EDT - 5 months ago

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results

Mar 18, 2025, 6:00 AM EDT - 5 months ago

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025

Mar 12, 2025, 8:22 AM EDT - 5 months ago

X Financial: Why The Trip Upwards Is Likely Not Over

Dec 19, 2024, 5:50 AM EST - 8 months ago

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

Nov 27, 2024, 10:25 AM EST - 9 months ago

X Financial (XYF) Q3 2024 Earnings Call Transcript

Nov 26, 2024, 4:50 PM EST - 9 months ago

X Financial Reports Third Quarter 2024 Unaudited Financial Results

Nov 22, 2024, 6:50 AM EST - 9 months ago

X Financial to Hold Annual General Meeting on December 20, 2024

Nov 19, 2024, 8:27 AM EST - 9 months ago

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

Aug 22, 2024, 2:05 PM EDT - 1 year ago

X Financial (XYF) Q2 2024 Earnings Call Transcript

Aug 21, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports Second Quarter 2024 Unaudited Financial Results

Aug 13, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

Jul 15, 2024, 7:00 AM EDT - 1 year ago

X Financial Announces Results of Tender Offer

Jun 5, 2024, 9:13 AM EDT - 1 year ago

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

May 31, 2024, 1:45 PM EDT - 1 year ago

X Financial (XYF) Q1 2024 Earnings Call Transcript

May 30, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports First Quarter 2024 Unaudited Financial Results

May 24, 2024, 9:23 PM EDT - 1 year ago

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

May 23, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

Apr 29, 2024, 7:04 PM EDT - 1 year ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

Mar 27, 2024, 1:11 PM EDT - 1 year ago

X Financial (XYF) Q4 2023 Earnings Call Transcript

Mar 26, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results

Mar 21, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024

Nov 23, 2023, 4:25 AM EST - 1 year ago

X Financial (XYF) Q3 2023 Earnings Call Transcript

Nov 22, 2023, 4:50 PM EST - 1 year ago

X Financial Reports Third Quarter 2023 Unaudited Financial Results

Nov 17, 2023, 6:00 AM EST - 1 year ago

X Financial to Hold Annual General Meeting on December 22, 2023

Nov 17, 2023, 5:00 AM EST - 1 year ago

X Financial to Report Third Quarter 2023 Financial Results on November 22, 2023

Oct 25, 2023, 5:39 AM EDT - 1 year ago

X Financial Resumes Growth As Regulatory Risks Abate

Aug 29, 2023, 10:39 AM EDT - 2 years ago

X Financial (XYF) Q2 2023 Earnings Call Transcript

Aug 28, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports Second Quarter 2023 Unaudited Financial Results

Aug 23, 2023, 6:00 AM EDT - 2 years ago

X Financial to Report Second Quarter 2023 Financial Results on August 29, 2023

May 25, 2023, 12:19 PM EDT - 2 years ago

X Financial (XYF) Q1 2023 Earnings Call Transcript

May 24, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports First Quarter 2023 Unaudited Financial Results

May 18, 2023, 6:00 AM EDT - 2 years ago

X Financial to Report First Quarter 2023 Financial Results on May 25, 2023

Apr 27, 2023, 6:18 PM EDT - 2 years ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2022

Mar 31, 2023, 6:29 PM EDT - 2 years ago

X Financial (XYF) Q4 2022 Earnings Call Transcript

Mar 30, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results

Mar 29, 2023, 4:10 PM EDT - 2 years ago

X Financial to Report Fourth Quarter and Fiscal Year 2022 Financial Results on March 31, 2023

Nov 17, 2022, 2:56 PM EST - 3 years ago

X Financial (XYF) Q3 2022 Earnings Call Transcript

Nov 16, 2022, 4:50 PM EST - 3 years ago

X Financial Reports Third Quarter 2022 Unaudited Financial Results

Nov 14, 2022, 5:00 PM EST - 3 years ago

X Financial to Hold Annual General Meeting on December 9, 2022

AlexSwiss77 Aug. 22 at 7:35 PM

$XYF my recent position open-end in 13$ area is paying back very well HOLDING LONG

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martins1 Aug. 22 at 2:09 PM

$XYF long from 12$

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HTNY Aug. 21 at 9:11 PM

$XYF Instinct was right. I only took a tiny piece here but should have taken more. I'll be watching this closely now.

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martins1 Aug. 21 at 8:01 PM

$GXAI $XYF $TANH $HTCO What you want more than this 💎💎💎🔝

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Zonata Aug. 21 at 7:13 PM

$XYF beautiful bounce. Wouldn,t be surprised to see this test 20 again in coming weeks.

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lillaccio Aug. 21 at 3:31 PM

$XYF I will never understand the market but ok

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Arcides Aug. 21 at 2:34 PM

$XYF good bounce from 200dma, good volume yesterday and posible good volume today, lets see if longs regain the uptrend in some days, for now a good bounce.

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Zonata Aug. 20 at 12:41 PM

After $XYF , $JFIN also crushed it. I can't believe Mr Market is mispricing them so bad. Yes they are much higher than 2 years ago, but their relative valuation is still almost unchanged.

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jonny500 Aug. 19 at 7:28 PM

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Zonata Aug. 19 at 6:28 PM

$XYF crazy crazy market lol. -5% on a stellar results... we are trading at what 1.6 fwd PE?

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Arcides Aug. 19 at 5:55 PM

$XYF from what i read this had a good earnings report, but if a good earnings report can not stop the selling, what will? is down 17% from premarket high and keeps making lower lows on a daily basis.

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lillaccio Aug. 19 at 3:14 PM

$XYF based on Q2 results, I increase my fair value from $90 to $100

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lillaccio Aug. 19 at 2:31 PM

$XYF increased even more.

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HTNY Aug. 19 at 2:22 PM

$XYF Chinese company or no, that's a pretty stellar set of results at a wildly low multiple. Watching this one, feels mispriced.

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Zonata Aug. 19 at 12:34 PM

$XYF they made 2$ per share this quarter, increased their dividend by 10%, and bought back shares. If you think this is worthless, it should trade at liquidation which is now probably 26$/share. If you think this is a failing business, it should trade at 5x fwd PE which is 40$, if you think this is a blue chip. then 10x fwb PE is the norm at 80$/share. If you think it is a growth investment, 20 fwb PE wouldn't be farfetched... so 160$/share. Basically, by any standard, even factoring in the "China factor" this should start moving up again and make new highs in coming months.

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martins1 Aug. 19 at 11:52 AM

$IPW chart is ready Made in USA production line Ready Bitcoin reserve ready Soon will run hard $DXF $KRKR $XYF

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Moshego Aug. 19 at 10:17 AM

$XYF No idea what they do, but that's a nasty 🤢 looking chart

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BigSqueezeComing Aug. 19 at 9:00 AM

$XYF gappers

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AlexSwiss77 Aug. 19 at 7:22 AM

$XYF excellent undervalued company and strong quarter !!

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lillaccio Aug. 18 at 10:26 PM

$XYF so to sum up $73.7 million income in three months, adjusted from non operating gain/losses income increase to $82.8 million. Gaap EPADS 1.76, non GAAP 1.98 (based on basic weighted average number of shares~42 million). However based on buyback information, as of today we might have less than 40 million shares outstanding. Therefore EPADS could be adjusted upwards to at least 1.84 (GAAP) and 2.07 (non-GAAP). Increase of dividend from 0.25 to 0.28. The only source of uncertainty is their underwhelming guidance (quality over quantity strategy?). We’ll see tomorrow in the CC what they will say.

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lillaccio Aug. 18 at 9:32 PM

$XYF nice results for a company priced 2 Times earnings.

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franciumusa Aug. 18 at 8:33 PM

$XYF are mms playing game to buy before earnings?

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Market Cap	617.93M
Revenue (ttm)	804.43M
Net Income (ttm)	210.97M
EPS (ttm)	N/A
PE Ratio	2.27
Forward PE	N/A
Profit Margin	26.23%
Debt to Equity Ratio	0.08

Volume	586,500
Avg Vol	445,724
Day's Range	N/A - N/A
Shares Out	41.78M
Stochastic %K	92%
Beta	0.25
Analysts	Strong Buy
Price Target	$1.70