X Financial ADR (XYF)

$14.29 -0.13 (-0.90%)
Market Cap 597.04M
Revenue (ttm) 804.43M
Net Income (ttm) 210.97M
EPS (ttm) N/A
PE Ratio 2.57
Forward PE N/A
Profit Margin 26.23%
Debt to Equity Ratio 0.05
Volume 175,300
Avg Vol 383,220
Day's Range N/A - N/A
Shares Out 41.78M
Stochastic %K 51%
Beta 0.12
Analysts Strong Buy
Price Target $1.70

Company Profile

X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service,...

Industry: Credit Services
Sector: Financial Services
Phone: 86 75 5862 82977
Address:
Aerospace Science and Technology Plaza, 7 - 8F, Block A No. 168, Haide Third Avenue Nanshan District, Shenzhen, China
Zonata
Zonata Oct. 2 at 2:43 PM
$JFIN $YRD $XYF My three fintech seem to finally start bouncing. I hope they can start another bull run soon. Meanwhile, I get good dividends to help me wait, XYF is the most lucrative for me since my average is the lowest (I traded the two other a few times). I'm happy I added to YRD around 6, I expect their EPS to improve the most and to join the 10+ area. GL to all, our day will come when we'll trade at book value!
0 · Reply
Arcides
Arcides Sep. 24 at 6:06 PM
$XYF this made a good bounce from 200dma on aug, but it died on 50dma, it has being sold multiple times from it. Looking very weak already.
0 · Reply
Zonata
Zonata Sep. 24 at 1:57 PM
$XYF the weekly chart is extremely beautiful. Consolidation after a couple of big pumps from a low of 2.5 to a high of 20... it looks primed for another big pump in the next weeks/months... look at the volume, the RSI, and the MACD curling up... Of course there is always uncertainty with what happen in the world, but I'm very excited to see the next move.
2 · Reply
lillaccio
lillaccio Sep. 10 at 6:12 PM
$XYF probably one of the best buys in the world market. Hard to find a better risk/reward combination.
0 · Reply
franciumusa
franciumusa Sep. 8 at 10:04 PM
$XYF China goes up and this one down .. how long they play games ? Quarterly divy would be better
0 · Reply
lillaccio
lillaccio Sep. 8 at 5:47 PM
$XYF another big chance to increase
0 · Reply
Michaellll
Michaellll Sep. 2 at 5:40 PM
$XYF
0 · Reply
HTNY
HTNY Aug. 25 at 2:43 PM
$XYF I generally don't touch chinese equities but i think there is a very real shot that this goes to 100+.
1 · Reply
AlexSwiss77
AlexSwiss77 Aug. 22 at 7:35 PM
$XYF my recent position open-end in 13$ area is paying back very well HOLDING LONG
0 · Reply
martins1
martins1 Aug. 22 at 2:09 PM
$XYF long from 12$
0 · Reply
Latest News on XYF
X Financial (XYF) Q2 2025 Earnings Call Transcript

Aug 19, 2025, 10:37 AM EDT - 6 weeks ago

X Financial (XYF) Q2 2025 Earnings Call Transcript

X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality

Aug 18, 2025, 4:50 PM EDT - 6 weeks ago

X Financial (NYSE: XYF) Reports Q2 2025 Results: Revenue +66%, Record Loan Originations, Improved Asset Quality

X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025

Aug 8, 2025, 6:00 AM EDT - 2 months ago

X Financial to Report Second Quarter 2025 Financial Results on August 19, 2025

Stock Picks From Seeking Alpha's July 2025 New Analysts

Aug 6, 2025, 10:30 AM EDT - 2 months ago

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X Financial: An In-Depth Look At This Dirt Cheap Compounder

Jul 14, 2025, 6:58 PM EDT - 2 months ago

X Financial: An In-Depth Look At This Dirt Cheap Compounder

X Financial: Stock Quadruples In 12 Months, Still An Asymmetric Bet

Jun 7, 2025, 4:28 AM EDT - 4 months ago

X Financial: Stock Quadruples In 12 Months, Still An Asymmetric Bet

X Financial (XYF) Q1 2025 Earnings Call Transcript

May 20, 2025, 9:56 AM EDT - 4 months ago

X Financial (XYF) Q1 2025 Earnings Call Transcript

X Financial Reports First Quarter 2025 Unaudited Financial Results

May 19, 2025, 4:50 PM EDT - 4 months ago

X Financial Reports First Quarter 2025 Unaudited Financial Results

X Financial to Report First Quarter 2025 Financial Results on May 20, 2025

May 15, 2025, 6:00 AM EDT - 5 months ago

X Financial to Report First Quarter 2025 Financial Results on May 20, 2025

X Financial Files Annual Report on Form 20-F for Fiscal Year 2024

Apr 25, 2025, 7:27 AM EDT - 5 months ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2024

X Financial (XYF) Q4 2024 Earnings Call Transcript

Mar 20, 2025, 3:52 PM EDT - 7 months ago

X Financial (XYF) Q4 2024 Earnings Call Transcript

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results

Mar 19, 2025, 4:50 PM EDT - 7 months ago

X Financial Reports Fourth Quarter and Fiscal Year 2024 Unaudited Financial Results

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025

Mar 18, 2025, 6:00 AM EDT - 7 months ago

X Financial to Report Fourth Quarter and Fiscal Year 2024 Financial Results on March 20, 2025

X Financial: Why The Trip Upwards Is Likely Not Over

Mar 12, 2025, 8:22 AM EDT - 7 months ago

X Financial: Why The Trip Upwards Is Likely Not Over

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

Dec 19, 2024, 5:50 AM EST - 10 months ago

X Financial Announces US$48.7 Million Share Repurchase from Major Shareholder

X Financial (XYF) Q3 2024 Earnings Call Transcript

Nov 27, 2024, 10:25 AM EST - 11 months ago

X Financial (XYF) Q3 2024 Earnings Call Transcript

X Financial Reports Third Quarter 2024 Unaudited Financial Results

Nov 26, 2024, 4:50 PM EST - 11 months ago

X Financial Reports Third Quarter 2024 Unaudited Financial Results

X Financial to Hold Annual General Meeting on December 20, 2024

Nov 22, 2024, 6:50 AM EST - 11 months ago

X Financial to Hold Annual General Meeting on December 20, 2024

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

Nov 19, 2024, 8:27 AM EST - 11 months ago

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

X Financial (XYF) Q2 2024 Earnings Call Transcript

Aug 22, 2024, 2:05 PM EDT - 1 year ago

X Financial (XYF) Q2 2024 Earnings Call Transcript

X Financial Reports Second Quarter 2024 Unaudited Financial Results

Aug 21, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports Second Quarter 2024 Unaudited Financial Results

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

Aug 13, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report Second Quarter 2024 Financial Results on August 22, 2024

X Financial Announces Results of Tender Offer

Jul 15, 2024, 7:00 AM EDT - 1 year ago

X Financial Announces Results of Tender Offer

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

Jun 5, 2024, 9:13 AM EDT - 1 year ago

X Financial Commences a Tender Offer to Repurchase approximately $9.04 Million of its ADSs

X Financial (XYF) Q1 2024 Earnings Call Transcript

May 31, 2024, 1:45 PM EDT - 1 year ago

X Financial (XYF) Q1 2024 Earnings Call Transcript

X Financial Reports First Quarter 2024 Unaudited Financial Results

May 30, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports First Quarter 2024 Unaudited Financial Results

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

May 24, 2024, 9:23 PM EDT - 1 year ago

X Financial Reschedules the Release of First Quarter 2024 Financial Results to May 31, 2024

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

May 23, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report First Quarter 2024 Financial Results on May 29, 2024

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

Apr 29, 2024, 7:04 PM EDT - 1 year ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2023

X Financial (XYF) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 1:11 PM EDT - 1 year ago

X Financial (XYF) Q4 2023 Earnings Call Transcript

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results

Mar 26, 2024, 4:50 PM EDT - 1 year ago

X Financial Reports Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024

Mar 21, 2024, 6:00 AM EDT - 1 year ago

X Financial to Report Fourth Quarter and Fiscal Year 2023 Financial Results on March 27, 2024

X Financial (XYF) Q3 2023 Earnings Call Transcript

Nov 23, 2023, 4:25 AM EST - 2 years ago

X Financial (XYF) Q3 2023 Earnings Call Transcript

X Financial Reports Third Quarter 2023 Unaudited Financial Results

Nov 22, 2023, 4:50 PM EST - 2 years ago

X Financial Reports Third Quarter 2023 Unaudited Financial Results

X Financial to Hold Annual General Meeting on December 22, 2023

Nov 17, 2023, 6:00 AM EST - 2 years ago

X Financial to Hold Annual General Meeting on December 22, 2023

X Financial to Report Third Quarter 2023 Financial Results on November 22, 2023

Nov 17, 2023, 5:00 AM EST - 2 years ago

X Financial to Report Third Quarter 2023 Financial Results on November 22, 2023

X Financial Resumes Growth As Regulatory Risks Abate

Oct 25, 2023, 5:39 AM EDT - 2 years ago

X Financial Resumes Growth As Regulatory Risks Abate

X Financial (XYF) Q2 2023 Earnings Call Transcript

Aug 29, 2023, 10:39 AM EDT - 2 years ago

X Financial (XYF) Q2 2023 Earnings Call Transcript

X Financial Reports Second Quarter 2023 Unaudited Financial Results

Aug 28, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports Second Quarter 2023 Unaudited Financial Results

X Financial to Report Second Quarter 2023 Financial Results on August 29, 2023

Aug 23, 2023, 6:00 AM EDT - 2 years ago

X Financial to Report Second Quarter 2023 Financial Results on August 29, 2023

X Financial (XYF) Q1 2023 Earnings Call Transcript

May 25, 2023, 12:19 PM EDT - 2 years ago

X Financial (XYF) Q1 2023 Earnings Call Transcript

X Financial Reports First Quarter 2023 Unaudited Financial Results

May 24, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports First Quarter 2023 Unaudited Financial Results

X Financial to Report First Quarter 2023 Financial Results on May 25, 2023

May 18, 2023, 6:00 AM EDT - 2 years ago

X Financial to Report First Quarter 2023 Financial Results on May 25, 2023

X Financial Files Annual Report on Form 20-F for Fiscal Year 2022

Apr 27, 2023, 6:18 PM EDT - 2 years ago

X Financial Files Annual Report on Form 20-F for Fiscal Year 2022

X Financial (XYF) Q4 2022 Earnings Call Transcript

Mar 31, 2023, 6:29 PM EDT - 2 years ago

X Financial (XYF) Q4 2022 Earnings Call Transcript

X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results

Mar 30, 2023, 4:50 PM EDT - 2 years ago

X Financial Reports Fourth Quarter and Fiscal Year 2022 Unaudited Financial Results

X Financial to Report Fourth Quarter and Fiscal Year 2022 Financial Results on March 31, 2023

Mar 29, 2023, 4:10 PM EDT - 2 years ago

X Financial to Report Fourth Quarter and Fiscal Year 2022 Financial Results on March 31, 2023

X Financial (XYF) Q3 2022 Earnings Call Transcript

Nov 17, 2022, 2:56 PM EST - 3 years ago

X Financial (XYF) Q3 2022 Earnings Call Transcript

X Financial Reports Third Quarter 2022 Unaudited Financial Results

Nov 16, 2022, 4:50 PM EST - 3 years ago

X Financial Reports Third Quarter 2022 Unaudited Financial Results

X Financial to Hold Annual General Meeting on December 9, 2022

Nov 14, 2022, 5:00 PM EST - 3 years ago

X Financial to Hold Annual General Meeting on December 9, 2022

Zonata
Zonata Oct. 2 at 2:43 PM
$JFIN $YRD $XYF My three fintech seem to finally start bouncing. I hope they can start another bull run soon. Meanwhile, I get good dividends to help me wait, XYF is the most lucrative for me since my average is the lowest (I traded the two other a few times). I'm happy I added to YRD around 6, I expect their EPS to improve the most and to join the 10+ area. GL to all, our day will come when we'll trade at book value!
0 · Reply
Arcides
Arcides Sep. 24 at 6:06 PM
$XYF this made a good bounce from 200dma on aug, but it died on 50dma, it has being sold multiple times from it. Looking very weak already.
0 · Reply
Zonata
Zonata Sep. 24 at 1:57 PM
$XYF the weekly chart is extremely beautiful. Consolidation after a couple of big pumps from a low of 2.5 to a high of 20... it looks primed for another big pump in the next weeks/months... look at the volume, the RSI, and the MACD curling up... Of course there is always uncertainty with what happen in the world, but I'm very excited to see the next move.
2 · Reply
lillaccio
lillaccio Sep. 10 at 6:12 PM
$XYF probably one of the best buys in the world market. Hard to find a better risk/reward combination.
0 · Reply
franciumusa
franciumusa Sep. 8 at 10:04 PM
$XYF China goes up and this one down .. how long they play games ? Quarterly divy would be better
0 · Reply
lillaccio
lillaccio Sep. 8 at 5:47 PM
$XYF another big chance to increase
0 · Reply
Michaellll
Michaellll Sep. 2 at 5:40 PM
$XYF
0 · Reply
HTNY
HTNY Aug. 25 at 2:43 PM
$XYF I generally don't touch chinese equities but i think there is a very real shot that this goes to 100+.
1 · Reply
AlexSwiss77
AlexSwiss77 Aug. 22 at 7:35 PM
$XYF my recent position open-end in 13$ area is paying back very well HOLDING LONG
0 · Reply
martins1
martins1 Aug. 22 at 2:09 PM
$XYF long from 12$
0 · Reply
HTNY
HTNY Aug. 21 at 9:11 PM
$XYF Instinct was right. I only took a tiny piece here but should have taken more. I'll be watching this closely now.
0 · Reply
martins1
martins1 Aug. 21 at 8:01 PM
$GXAI $XYF $TANH $HTCO What you want more than this 💎💎💎🔝
0 · Reply
Zonata
Zonata Aug. 21 at 7:13 PM
$XYF beautiful bounce. Wouldn,t be surprised to see this test 20 again in coming weeks.
0 · Reply
lillaccio
lillaccio Aug. 21 at 3:31 PM
$XYF I will never understand the market but ok
1 · Reply
Arcides
Arcides Aug. 21 at 2:34 PM
$XYF good bounce from 200dma, good volume yesterday and posible good volume today, lets see if longs regain the uptrend in some days, for now a good bounce.
0 · Reply
Zonata
Zonata Aug. 20 at 12:41 PM
After $XYF , $JFIN also crushed it. I can't believe Mr Market is mispricing them so bad. Yes they are much higher than 2 years ago, but their relative valuation is still almost unchanged.
1 · Reply
jonny500
jonny500 Aug. 19 at 7:28 PM
$XYF They had 68 mil left in the buyback? That would buy a lot of shares at the current share price. They could try to jack up the share price with a big dividend payout ratio. Better to just keep buying back the stock at a ridiculously low price. For the long term shareholders, this may play out fine in the long run.
0 · Reply
Zonata
Zonata Aug. 19 at 6:28 PM
$XYF crazy crazy market lol. -5% on a stellar results... we are trading at what 1.6 fwd PE?
0 · Reply
Arcides
Arcides Aug. 19 at 5:55 PM
$XYF from what i read this had a good earnings report, but if a good earnings report can not stop the selling, what will? is down 17% from premarket high and keeps making lower lows on a daily basis.
0 · Reply
lillaccio
lillaccio Aug. 19 at 3:14 PM
$XYF based on Q2 results, I increase my fair value from $90 to $100
0 · Reply
lillaccio
lillaccio Aug. 19 at 2:31 PM
$XYF increased even more.
0 · Reply
HTNY
HTNY Aug. 19 at 2:22 PM
$XYF Chinese company or no, that's a pretty stellar set of results at a wildly low multiple. Watching this one, feels mispriced.
0 · Reply