Smartfinancial Inc (SMBK)

$48.60 +0.93 (1.95%)
Market Cap 815.06M
Revenue (ttm) 320.32M
Net Income (ttm) 50.35M
EPS (ttm) N/A
PE Ratio 15.19
Forward PE 13.07
Profit Margin 15.72%
Debt to Equity Ratio 0.18
Volume 405,100
Avg Vol 102,964
Day's Range N/A - N/A
Shares Out 17.10M
Stochastic %K 78%
Beta 0.70
Analysts Sell
Price Target $47.96

Company Profile

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and indu...

Industry: Banks - Regional
Sector: Financial Services
Phone: 865 437 5700
Address:
5401 Kingston Pike, Suite 600, Knoxville, United States
StocktwitsEarnings
StocktwitsEarnings Jul. 21 at 10:10 AM
$SMBK Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $0.97 up 38.57% YoY • Reported revenue of $55.95M up 13.62% YoY
0 · Reply
OpenOutcrier
OpenOutcrier Jul. 17 at 12:42 PM
Top Earnings Fri 7/17 Aft: None . Top Earnings Mon 7/20 Pre: $AMC $DPZ $DX $SMBK
0 · Reply
macroaxis
macroaxis Apr. 26 at 2:02 PM
$SMBK — SmartFinancial’s open interest is declining https://www.macroaxis.com/stock-options/SMBK/SmartFinancial?utm_source=dlvr.it&utm_medium=stocktwits
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Apr. 20 at 11:12 AM
$SMBK Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.81 up 20.90% YoY • Reported revenue of $53.82M up 14.91% YoY
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 9 at 4:10 PM
$SMBK Current Stock Price: $43.01 Contracts to trade: $40.0 SMBK Feb 20 2026 Call Entry: $0.40 Exit: $0.56 ROI: 41% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
IncomeIlluminator
IncomeIlluminator Feb. 4 at 3:36 PM
$SMBK is a community bank in the Southeast; it faces the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 12:09 AM
$SMBK Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.82 up 41.38% YoY • Reported revenue of $53.31M up 13.89% YoY
0 · Reply
QuarryQuest
QuarryQuest Dec. 27 at 11:58 AM
$SMBK Investors are weighing durability against tactical noise; unit economics must show steady improvement — clear evidence of repeatability would change the narrative. Markets will follow data, not narratives.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 5 at 11:45 PM
$SMBK Share Price: $37.12 Contract Selected: Jul 17, 2026 $25 Calls Buy Zone: $6.97 – $8.61 Target Zone: $13.08 – $15.99 Potential Upside: 77% ROI Time to Expiration: 223 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
JarvisFlow
JarvisFlow Nov. 4 at 1:54 PM
Keefe, Bruyette & Woods has adjusted their stance on SmartFinancial ( $SMBK ), setting the rating to Market Perform with a target price of 38 → 40.
0 · Reply
Latest News on SMBK
SmartFinancial price target raised to $56 from $54 at Benchmark

2026-07-22T12:35:57.000Z - 1 hour ago

SmartFinancial price target raised to $56 from $54 at Benchmark

SmartFinancial price target raised to $58 from $50 at Raymond James

2026-07-22T12:30:58.000Z - 1 hour ago

SmartFinancial price target raised to $58 from $50 at Raymond James

SmartFinancial Earnings Call Transcript: Q2 2026

Jul 21, 2026, 10:00 AM EDT - 1 day ago

SmartFinancial Earnings Call Transcript: Q2 2026

SmartFinancial Earnings release: Q2 2026

Jul 21, 2026, 10:00 AM EDT - 1 day ago

SmartFinancial Earnings release: Q2 2026

SmartFinancial Slides: Q2 2026

Jul 21, 2026, 10:00 AM EDT - 1 day ago

SmartFinancial Slides: Q2 2026

SmartFinancial reports Q2 operating EPS 96c, consensus 90c

2026-07-20T21:05:12.000Z - 1 day ago

SmartFinancial reports Q2 operating EPS 96c, consensus 90c

SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend

Jul 20, 2026, 5:00 PM EDT - 1 day ago

SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend

SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call

Jul 6, 2026, 5:00 PM EDT - 15 days ago

SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call

SmartFinancial initiated with a Buy at Benchmark

2026-06-24T20:41:39.000Z - 27 days ago

SmartFinancial initiated with a Buy at Benchmark

SmartFinancial files $100M mixed securities shelf

2026-05-01T20:05:52.000Z - 2 months ago

SmartFinancial files $100M mixed securities shelf

SmartFinancial Registration statement: Registration filing

May 1, 2026, 8:00 AM EDT - 2 months ago

SmartFinancial Registration statement: Registration filing

SmartFinancial Approves Regular Quarterly Cash Dividend

Apr 30, 2026, 5:00 PM EDT - 2 months ago

SmartFinancial Approves Regular Quarterly Cash Dividend

SmartFinancial price target raised to $46 from $42 at Keefe Bruyette

2026-04-21T10:21:47.000Z - 3 months ago

SmartFinancial price target raised to $46 from $42 at Keefe Bruyette

SmartFinancial price target raised to $50 from $47 at Raymond James

2026-04-20T18:50:48.000Z - 3 months ago

SmartFinancial price target raised to $50 from $47 at Raymond James

SmartFinancial Earnings Call Transcript: Q1 2026

Apr 20, 2026, 10:00 AM EDT - 3 months ago

SmartFinancial Earnings Call Transcript: Q1 2026

SmartFinancial Slides: Q1 2026

Apr 20, 2026, 10:00 AM EDT - 3 months ago

SmartFinancial Slides: Q1 2026

SmartFinancial Earnings release: Q1 2026

Apr 20, 2026, 10:00 AM EDT - 3 months ago

SmartFinancial Earnings release: Q1 2026

SmartFinancial Quarterly report: Q1 2026

Apr 20, 2026, 10:00 AM EDT - 3 months ago

SmartFinancial Quarterly report: Q1 2026

SmartFinancial reports Q1 EPS 81c, consensus 78c

2026-04-20T11:38:27.000Z - 3 months ago

SmartFinancial reports Q1 EPS 81c, consensus 78c

SmartFinancial Announces Results for the First Quarter 2026

Apr 20, 2026, 7:00 AM EDT - 3 months ago

SmartFinancial Announces Results for the First Quarter 2026

SmartFinancial Proxy statement: Proxy filing

Apr 7, 2026, 8:00 AM EDT - 3 months ago

SmartFinancial Proxy statement: Proxy filing

SmartFinancial Proxy statement: Proxy filing

Apr 7, 2026, 8:00 AM EDT - 3 months ago

SmartFinancial Proxy statement: Proxy filing

SmartFinancial Sets Dates for First Quarter Earnings Release and Conference Call

Apr 6, 2026, 5:00 PM EDT - 3 months ago

SmartFinancial Sets Dates for First Quarter Earnings Release and Conference Call

SmartFinancial announces $10M share repurchase program

2026-01-30T22:05:44.000Z - 6 months ago

SmartFinancial announces $10M share repurchase program

SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program

Jan 30, 2026, 5:00 PM EST - 6 months ago

SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program

SmartFinancial price target raised to $42 from $40 at Keefe Bruyette

2026-01-22T11:25:22.000Z - 6 months ago

SmartFinancial price target raised to $42 from $40 at Keefe Bruyette

SmartFinancial upgraded to Outperform from Market Perform at Hovde Group

2026-01-22T10:35:12.000Z - 6 months ago

SmartFinancial upgraded to Outperform from Market Perform at Hovde Group

SmartFinancial Earnings Call Transcript: Q4 2025

Jan 21, 2026, 10:00 AM EST - 6 months ago

SmartFinancial Earnings Call Transcript: Q4 2025

SmartFinancial Annual report: Q4 2025

Jan 21, 2026, 10:00 AM EST - 6 months ago

SmartFinancial Annual report: Q4 2025

SmartFinancial Annual report: Q4 2025

Jan 21, 2026, 10:00 AM EST - 6 months ago

SmartFinancial Annual report: Q4 2025

SmartFinancial Earnings release: Q4 2025

Jan 21, 2026, 10:00 AM EST - 6 months ago

SmartFinancial Earnings release: Q4 2025

SmartFinancial Slides: Q4 2025

Jan 21, 2026, 10:00 AM EST - 6 months ago

SmartFinancial Slides: Q4 2025

SmartFinancial reports Q4 oprating EPS 81c, consensus 73c

2026-01-20T22:10:23.000Z - 6 months ago

SmartFinancial reports Q4 oprating EPS 81c, consensus 73c

SmartFinancial Announces Results for the Fourth Quarter 2025

Jan 20, 2026, 5:00 PM EST - 6 months ago

SmartFinancial Announces Results for the Fourth Quarter 2025

SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call

Jan 5, 2026, 5:00 PM EST - 7 months ago

SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call

SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035

Jan 5, 2026, 8:45 AM EST - 7 months ago

SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035

SmartFinancial price target raised to $40 from $38 at Keefe Bruyette

2025-11-04T11:30:22.000Z - 9 months ago

SmartFinancial price target raised to $40 from $38 at Keefe Bruyette

SmartFinancial price target raised to $39.50 from $37 at Piper Sandler

2025-10-27T10:56:20.000Z - 9 months ago

SmartFinancial price target raised to $39.50 from $37 at Piper Sandler

SmartFinancial Earnings Call Transcript: Q3 2025

Oct 22, 2025, 10:00 AM EDT - 9 months ago

SmartFinancial Earnings Call Transcript: Q3 2025

SmartFinancial Quarterly report: Q3 2025

Oct 22, 2025, 10:00 AM EDT - 9 months ago

SmartFinancial Quarterly report: Q3 2025

SmartFinancial Earnings release: Q3 2025

Oct 22, 2025, 10:00 AM EDT - 9 months ago

SmartFinancial Earnings release: Q3 2025

SmartFinancial Slides: Q3 2025

Oct 22, 2025, 10:00 AM EDT - 9 months ago

SmartFinancial Slides: Q3 2025

SmartFinancial reports Q3 operating EPS 86c, consensus 72c

2025-10-21T21:05:20.000Z - 9 months ago

SmartFinancial reports Q3 operating EPS 86c, consensus 72c

SmartFinancial Announces Results for the Third Quarter 2025

Oct 21, 2025, 5:00 PM EDT - 9 months ago

SmartFinancial Announces Results for the Third Quarter 2025

SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call

Oct 2, 2025, 5:00 PM EDT - 10 months ago

SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call

SmartFinancial price target raised to $38 from $35 at Keefe Bruyette

2025-07-25T09:45:22.000Z - 1 year ago

SmartFinancial price target raised to $38 from $35 at Keefe Bruyette

SmartFinancial price target raised to $38 from $35 at Keefe Bruyette

2025-07-24T11:25:49.000Z - 1 year ago

SmartFinancial price target raised to $38 from $35 at Keefe Bruyette

SmartFinancial Earnings Call Transcript: Q2 2025

Jul 22, 2025, 10:00 AM EDT - 1 year ago

SmartFinancial Earnings Call Transcript: Q2 2025

SmartFinancial Quarterly report: Q2 2025

Jul 22, 2025, 10:00 AM EDT - 1 year ago

SmartFinancial Quarterly report: Q2 2025

SmartFinancial Earnings release: Q2 2025

Jul 22, 2025, 10:00 AM EDT - 1 year ago

SmartFinancial Earnings release: Q2 2025

StocktwitsEarnings
StocktwitsEarnings Jul. 21 at 10:10 AM
$SMBK Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $0.97 up 38.57% YoY • Reported revenue of $55.95M up 13.62% YoY
0 · Reply
OpenOutcrier
OpenOutcrier Jul. 17 at 12:42 PM
Top Earnings Fri 7/17 Aft: None . Top Earnings Mon 7/20 Pre: $AMC $DPZ $DX $SMBK
0 · Reply
macroaxis
macroaxis Apr. 26 at 2:02 PM
$SMBK — SmartFinancial’s open interest is declining https://www.macroaxis.com/stock-options/SMBK/SmartFinancial?utm_source=dlvr.it&utm_medium=stocktwits
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Apr. 20 at 11:12 AM
$SMBK Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.81 up 20.90% YoY • Reported revenue of $53.82M up 14.91% YoY
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 9 at 4:10 PM
$SMBK Current Stock Price: $43.01 Contracts to trade: $40.0 SMBK Feb 20 2026 Call Entry: $0.40 Exit: $0.56 ROI: 41% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
IncomeIlluminator
IncomeIlluminator Feb. 4 at 3:36 PM
$SMBK is a community bank in the Southeast; it faces the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 12:09 AM
$SMBK Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.82 up 41.38% YoY • Reported revenue of $53.31M up 13.89% YoY
0 · Reply
QuarryQuest
QuarryQuest Dec. 27 at 11:58 AM
$SMBK Investors are weighing durability against tactical noise; unit economics must show steady improvement — clear evidence of repeatability would change the narrative. Markets will follow data, not narratives.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 5 at 11:45 PM
$SMBK Share Price: $37.12 Contract Selected: Jul 17, 2026 $25 Calls Buy Zone: $6.97 – $8.61 Target Zone: $13.08 – $15.99 Potential Upside: 77% ROI Time to Expiration: 223 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
JarvisFlow
JarvisFlow Nov. 4 at 1:54 PM
Keefe, Bruyette & Woods has adjusted their stance on SmartFinancial ( $SMBK ), setting the rating to Market Perform with a target price of 38 → 40.
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 15 at 1:28 PM
$SMBK Current Stock Price: $34.67 Contracts to trade: $35 SMBK Oct 17 2025 Call Entry: $0.60 Exit: $1.12 ROI: 87% Hold ~29 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 9 at 3:40 PM
$SMBK Current Stock Price: $34.90 Contracts to trade: $35 SMBK Oct 17 2025 Call Entry: $0.55 Exit: $0.69 ROI: 25% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Okadarlan
Okadarlan Aug. 22 at 2:32 PM
$SMBK shorting now.
0 · Reply
NVDAMillionaire
NVDAMillionaire Jul. 29 at 8:52 PM
$SMBK Really good write-up that perfectly summarizes SMBK's present situation. So if you want to bring your SMBK knowledge up to date or just discover SMBK, this is required reading. https://beyondspx.com/article/smartfinancial-s-leveraging-phase-profitability-inflection-and-organic-growth-engine-smbk
0 · Reply
JarvisFlow
JarvisFlow Jul. 24 at 5:53 PM
Raymond James has adjusted their stance on SmartFinancial ( $SMBK ), setting the rating to Strong Buy with a target price of 42 → 44.
0 · Reply
JarvisFlow
JarvisFlow Jul. 24 at 5:13 PM
Keefe, Bruyette & Woods has updated their rating for SmartFinancial ( $SMBK ) to Market Perform with a price target of 38.
0 · Reply
JarvisFlow
JarvisFlow Apr. 24 at 4:36 PM
Keefe, Bruyette & Woods has updated their rating for SmartFinancial ( $SMBK ) to Market Perform with a price target of 35.
0 · Reply
JarvisFlow
JarvisFlow Apr. 22 at 12:30 PM
Stephens & Co. has adjusted their stance on SmartFinancial ( $SMBK ), setting the rating to Equal-Weight with a target price of 31.
0 · Reply
NVDAMillionaire
NVDAMillionaire Mar. 26 at 11:37 AM
$SMBK Regional bank with strong Southeast presence. Loan growth looking impressive. Management seems strategic about expansion. Might initiate a small position to track their progress. Watching closely for Q1 performance indicators. solid article: https://beyondspx.com/article/smartfinancial-inc-smbk-building-a-thriving-banking-franchise-in-the-southeast
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d_risk
d_risk Mar. 18 at 5:54 PM
$SMBK - SmartFinancial Inc. Common Stock - 10K - Updated Risk Factors SMBK's 2025 Risk Factors: Interest rate risk model predicts smaller income drop; AI threats and depositor behavior now key concerns; geographic concentration and real estate loan exposure heighten vulnerability; increased focus on M&A strategy and talent competition; corporate responsibility risks added. #Risk https://d-risk.ai/SMBK/10-K/2025-03-17
0 · Reply
UncleStock
UncleStock Mar. 2 at 10:01 PM
$VBTX $GABC $SMBK $PPBI suggested for Banks - value screen: https://zpr.io/HhkC6
0 · Reply
UncleStock
UncleStock Feb. 23 at 12:32 PM
$VBTX $GABC $SMBK $PPBI suggested for Banks - value screen: https://zpr.io/HhkC6
0 · Reply