Market Cap 1.35B
Revenue (ttm) 3.77B
Net Income (ttm) -291.79M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE N/A
Profit Margin -7.73%
Debt to Equity Ratio 0.77
Volume 2,062,700
Avg Vol 1,389,862
Day's Range N/A - N/A
Shares Out 866.69M
Stochastic %K 20%
Beta 0.76
Analysts Hold
Price Target $2.81

Company Profile

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financin...

Industry: Credit Services
Sector: Financial Services
Address:
No. 1333, Lujiazui Ring Road, 18th Floor Pudong New District, Shanghai, China
Jordan1857
Jordan1857 Jun. 4 at 10:24 PM
$LU somebody is starting to defend this level?
0 · Reply
spreadpositivty
spreadpositivty Jun. 4 at 5:40 PM
$LU overall good fillings right?
1 · Reply
Jordan1857
Jordan1857 Jun. 4 at 3:45 PM
$LU Ping An subsidiaries performance last 5 years: Lufax (-94,87%), Pin An Health (-87,33%), Autohome (-60,07%), Ping An Bank (-38,84%), OneConnect (-21% since IPO). All of Ping Ans subsidiaries are been a disaster for investors. Would you rely on a new one listed subisidiary?
1 · Reply
Jordan1857
Jordan1857 Jun. 4 at 3:20 PM
$LU it seems to me that Ping An is interested in low stock price so they can offer 50% premium and getting prívate at 2,25.
1 · Reply
SQUEAKSBANDIT
SQUEAKSBANDIT Jun. 4 at 10:32 AM
$LU even if one intends to sell so many shares its rarely advisable to reflect them all at once its more than some entire days volume in recent history
1 · Reply
SQUEAKSBANDIT
SQUEAKSBANDIT Jun. 4 at 10:18 AM
$LU currently showing an ask of nearly 600k shares at 1.55 where did these shares come from someone converting ord to adr ?
2 · Reply
NBI
NBI Jun. 4 at 7:10 AM
$LU what are the chances PingAn drops the conversion price again to, say, $1 and give us all the middle finger. They'd take control and trigger a buyout, offer 50% premium and take it private at 1.50.
4 · Reply
JohnTill
JohnTill Jun. 3 at 9:09 PM
$LU Lufax front-loaded heavy provisions under the 100% guarantee model and is now carrying a reserve (~USD 2.3bn estimated) that exceeds the ~USD 1.0 lifetime loss implied by current delinquency on its ~RMB168bn risk book (DPD 30+ (5.6%) / DPD 90+ (3.6%) / C-M3 flow ~1.4%). The excess reserve of~USD 1.1–1.4 billion USD already paid upfront (causing all the 2024-2025 losses) releases to income over time as long as loan loss rates do not increase further from here. In addition, the current RMB168bn current book will generate ~3 billion USD gross revenue per year at the current take rate. If you make some big assumptions that loan loss rates stay at this elevated rate the same and operating costs this works out to ~$1 billion+ profit over the next 12 months. There are a million moving parts but interesting to put out a few real numbers we know.
2 · Reply
Victor_Shultz
Victor_Shultz Jun. 3 at 6:01 PM
$LU well sure sux to be with average 1.83 but lets see how this plays, scared money makes no money right?
1 · Reply
chinesefood
chinesefood Jun. 3 at 4:21 PM
$LU John Shill blocked me. Par for the course. Always glad to be blocked by the kind of guy who thinks he is smarter than the rest and excels at intellectualizing losing money on investments. That said, I don't think Lufax will end up at zero. But I also think we are dealing with some ruthless characters who are not acting in the best interest of shareholders.
1 · Reply
Latest News on LU
Lufax Regains Compliance with NYSE Continued Listing Standard

May 6, 2026, 7:50 PM EDT - 4 weeks ago

Lufax Regains Compliance with NYSE Continued Listing Standard


Lufax Announces Filing of Its Annual Report on Form 20-F

Apr 30, 2026, 8:00 AM EDT - 5 weeks ago

Lufax Announces Filing of Its Annual Report on Form 20-F


Lufax Holding Annual report: Q4 2025

Apr 30, 2026, 8:00 AM EDT - 5 weeks ago

Lufax Holding Annual report: Q4 2025


Lufax Holding Annual report: Q4 2025

Apr 30, 2026, 8:00 AM EDT - 5 weeks ago

Lufax Holding Annual report: Q4 2025


Lufax appoints Xiaodi Wang as Chief Compliance Officer

2026-04-27T12:09:11.000Z - 5 weeks ago

Lufax appoints Xiaodi Wang as Chief Compliance Officer


Lufax Announces Annual General Meeting on June 30, 2026

Apr 27, 2026, 8:00 AM EDT - 5 weeks ago

Lufax Announces Annual General Meeting on June 30, 2026


Lufax Announces New Chief Compliance Officer Hire

Apr 27, 2026, 8:00 AM EDT - 5 weeks ago

Lufax Announces New Chief Compliance Officer Hire


Lufax assumed with Neutral from Underweight at JPMorgan

2026-04-17T10:50:53.000Z - 6 weeks ago

Lufax assumed with Neutral from Underweight at JPMorgan


Lufax Announces Changes in Board and Committee Composition

Apr 13, 2026, 8:00 AM EDT - 7 weeks ago

Lufax Announces Changes in Board and Committee Composition


Law Offices of Howard G. Smith Encourages Lufax Holding Ltd.

Mar 27, 2026, 3:15 PM EDT - 2 months ago

Law Offices of Howard G. Smith Encourages Lufax Holding Ltd.


Lufax Announces the Resignation of Its General Manager

Mar 27, 2026, 7:00 AM EDT - 2 months ago

Lufax Announces the Resignation of Its General Manager


Lufax Announces Changes of Directors and Senior Management

Feb 17, 2026, 7:20 AM EST - 3 months ago

Lufax Announces Changes of Directors and Senior Management


Lufax Announces Results of Extraordinary General Meeting

Dec 29, 2025, 6:00 AM EST - 5 months ago

Lufax Announces Results of Extraordinary General Meeting


Lufax appoints Xiang Ji as Co-CEO

2025-10-31T11:15:21.000Z - 7 months ago

Lufax appoints Xiang Ji as Co-CEO


Lufax Announces New Senior Management Hire

Oct 31, 2025, 7:11 AM EDT - 7 months ago

Lufax Announces New Senior Management Hire


Lufax Announces Change in Chief Risk Officer

Oct 24, 2025, 7:00 AM EDT - 7 months ago

Lufax Announces Change in Chief Risk Officer


Lufax falls -6.9%

2025-10-03T16:00:19.000Z - 8 months ago

Lufax falls -6.9%


Lufax falls -7.3%

2025-10-03T14:00:18.000Z - 8 months ago

Lufax falls -7.3%


Lufax announces results of Extraordinary General Meeting

2025-09-30T10:35:14.000Z - 8 months ago

Lufax announces results of Extraordinary General Meeting


Lufax receives NYSE late filing notice

2025-05-13T13:22:02.000Z - 1 year ago

Lufax receives NYSE late filing notice


Lufax downgraded to Sell from Hold at Deutsche Bank

2025-04-29T09:21:29.000Z - 1 year ago

Lufax downgraded to Sell from Hold at Deutsche Bank


Lufax rises 17.4%

2024-12-09T15:05:57.000Z - 1 year ago

Lufax rises 17.4%


Lufax co-chief executive officer Gregory Dean Gibb retires

2024-11-22T10:30:08.000Z - 1 year ago

Lufax co-chief executive officer Gregory Dean Gibb retires


Changes in Board and Committee Composition

Nov 22, 2024, 4:00 AM EST - 1 year ago

Changes in Board and Committee Composition


Lufax reinstated with a Hold at Jefferies

2024-10-24T09:15:32.000Z - 1 year ago

Lufax reinstated with a Hold at Jefferies


Lufax Holding Earnings Call Transcript: Q3 2024

Oct 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings Call Transcript: Q3 2024


Lufax Holding Earnings release: Q3 2024

Oct 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings release: Q3 2024


Lufax reports Q3 EPS (16c), consensus (1c)

2024-10-21T09:10:35.000Z - 1 year ago

Lufax reports Q3 EPS (16c), consensus (1c)


Lufax Reports Third Quarter 2024 Financial Results

Oct 21, 2024, 4:35 AM EDT - 1 year ago

Lufax Reports Third Quarter 2024 Financial Results


Lufax Holding Earnings Call Transcript: Q2 2024

Aug 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings Call Transcript: Q2 2024


Lufax Holding Earnings release: Q2 2024

Aug 21, 2024, 9:00 PM EDT - 1 year ago

Lufax Holding Earnings release: Q2 2024


Lufax Reports Second Quarter 2024 Financial Results

Aug 21, 2024, 6:00 PM EDT - 1 year ago

Lufax Reports Second Quarter 2024 Financial Results


Lufax Announces Results of Annual General Meeting

May 30, 2024, 7:00 AM EDT - 2 years ago

Lufax Announces Results of Annual General Meeting


Lufax Holding Earnings Call Transcript: Q1 2024

Apr 22, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings Call Transcript: Q1 2024


Lufax Holding Earnings release: Q1 2024

Apr 22, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings release: Q1 2024


Lufax Reports First Quarter 2024 Financial Results

Apr 22, 2024, 5:30 PM EDT - 2 years ago

Lufax Reports First Quarter 2024 Financial Results


FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings

Mar 22, 2024, 4:00 AM EDT - 2 years ago

FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings


Lufax Holding Earnings Call Transcript: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings Call Transcript: Q4 2023


Lufax Holding Annual report: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Annual report: Q4 2023


Lufax Holding Earnings release: Q4 2023

Mar 21, 2024, 9:00 PM EDT - 2 years ago

Lufax Holding Earnings release: Q4 2023


Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

Nov 20, 2023, 4:30 PM EST - 2 years ago

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change


Lufax Holding Earnings Call Transcript: Q3 2023

Nov 13, 2023, 8:00 PM EST - 2 years ago

Lufax Holding Earnings Call Transcript: Q3 2023


Lufax Holding Earnings release: Q3 2023

Nov 13, 2023, 8:00 PM EST - 2 years ago

Lufax Holding Earnings release: Q3 2023


Lufax Reports Third Quarter 2023 Financial Results

Nov 13, 2023, 4:30 PM EST - 2 years ago

Lufax Reports Third Quarter 2023 Financial Results


Lufax Holding Earnings Call Transcript: Q2 2023

Aug 21, 2023, 9:00 PM EDT - 3 years ago

Lufax Holding Earnings Call Transcript: Q2 2023


Lufax Holding Earnings release: Q2 2023

Aug 21, 2023, 9:00 PM EDT - 3 years ago

Lufax Holding Earnings release: Q2 2023


Lufax Reports Second Quarter 2023 Financial Results

Aug 21, 2023, 6:00 PM EDT - 3 years ago

Lufax Reports Second Quarter 2023 Financial Results


Jordan1857
Jordan1857 Jun. 4 at 10:24 PM
$LU somebody is starting to defend this level?
0 · Reply
spreadpositivty
spreadpositivty Jun. 4 at 5:40 PM
$LU overall good fillings right?
1 · Reply
Jordan1857
Jordan1857 Jun. 4 at 3:45 PM
$LU Ping An subsidiaries performance last 5 years: Lufax (-94,87%), Pin An Health (-87,33%), Autohome (-60,07%), Ping An Bank (-38,84%), OneConnect (-21% since IPO). All of Ping Ans subsidiaries are been a disaster for investors. Would you rely on a new one listed subisidiary?
1 · Reply
Jordan1857
Jordan1857 Jun. 4 at 3:20 PM
$LU it seems to me that Ping An is interested in low stock price so they can offer 50% premium and getting prívate at 2,25.
1 · Reply
SQUEAKSBANDIT
SQUEAKSBANDIT Jun. 4 at 10:32 AM
$LU even if one intends to sell so many shares its rarely advisable to reflect them all at once its more than some entire days volume in recent history
1 · Reply
SQUEAKSBANDIT
SQUEAKSBANDIT Jun. 4 at 10:18 AM
$LU currently showing an ask of nearly 600k shares at 1.55 where did these shares come from someone converting ord to adr ?
2 · Reply
NBI
NBI Jun. 4 at 7:10 AM
$LU what are the chances PingAn drops the conversion price again to, say, $1 and give us all the middle finger. They'd take control and trigger a buyout, offer 50% premium and take it private at 1.50.
4 · Reply
JohnTill
JohnTill Jun. 3 at 9:09 PM
$LU Lufax front-loaded heavy provisions under the 100% guarantee model and is now carrying a reserve (~USD 2.3bn estimated) that exceeds the ~USD 1.0 lifetime loss implied by current delinquency on its ~RMB168bn risk book (DPD 30+ (5.6%) / DPD 90+ (3.6%) / C-M3 flow ~1.4%). The excess reserve of~USD 1.1–1.4 billion USD already paid upfront (causing all the 2024-2025 losses) releases to income over time as long as loan loss rates do not increase further from here. In addition, the current RMB168bn current book will generate ~3 billion USD gross revenue per year at the current take rate. If you make some big assumptions that loan loss rates stay at this elevated rate the same and operating costs this works out to ~$1 billion+ profit over the next 12 months. There are a million moving parts but interesting to put out a few real numbers we know.
2 · Reply
Victor_Shultz
Victor_Shultz Jun. 3 at 6:01 PM
$LU well sure sux to be with average 1.83 but lets see how this plays, scared money makes no money right?
1 · Reply
chinesefood
chinesefood Jun. 3 at 4:21 PM
$LU John Shill blocked me. Par for the course. Always glad to be blocked by the kind of guy who thinks he is smarter than the rest and excels at intellectualizing losing money on investments. That said, I don't think Lufax will end up at zero. But I also think we are dealing with some ruthless characters who are not acting in the best interest of shareholders.
1 · Reply
AlwaysRational
AlwaysRational Jun. 3 at 3:54 PM
$LU What are we thinking? Ping walks it down to $1, then buys it out at $2?
1 · Reply
Miguel_Portugal
Miguel_Portugal Jun. 3 at 3:40 PM
$LU added. impossible that the market is valuating this company under $1.39B
1 · Reply
JohnTill
JohnTill Jun. 3 at 3:17 PM
$LU The formal approval of the delayed 2024 and 2025 financial statements at the June 3rd AGM is final hurdles and biggest items for the AGM by far. HK trading deadline is July 27th. In order - Q1 financials released, AGM approves old financials, HK trading resumes, Ping An converts their 4.64 $1 billion bond - all before mid July or earlier. Lawsuit is absolutely nothing and will settle for $5-10 mill, covered by insurance but will likely drag out for a while since it has to go through formal channels.
0 · Reply
JohnTill
JohnTill Jun. 3 at 3:13 PM
$LU It is almost laughable the number of heavyweights and former Ping An high ups that are getting voted in. Mr. Shibang GUO (Chief Risk Officer of Ping An Group), Mr. Peifeng LI (General Manager of the Finance Department of Ping An Group), Ms. Fangfang CAI (former Chief HR Officer of Ping An Group), Mr. Tongzhuan XI (Executive in Ping An Group's retail banking divisions + McKinsey and PwC)....Mr. Siu Hong CHENG----36 years at HSBC (Asia CEO).....Mr. Xiang JI (new LU CEO)---20 years in retail credit and risk management and very high-up in McKinsey & Company. That is one very stacked and compliant looking team.
1 · Reply
Victor_Shultz
Victor_Shultz Jun. 3 at 1:50 PM
$LU ok circular out on time, we getting hk resumption soon, not bad
0 · Reply
lenature
lenature Jun. 2 at 11:27 PM
$LU who is selling and why? I’m a math major. The valuation and stock price do not align. Where is John Till? He’ll tell you what’s going on!
3 · Reply
Lerker
Lerker Jun. 2 at 6:47 PM
$LU there's so much value in Chinese equities and my portfolio was 50% at one point by 2024. Realizing that Chinese markets are seen more as a casino and after seeing rising and sustained geopolitical tensions, I sold China for gold and silver miners. It felt great when they started to run by year end 2025. I glance at these stocks every now and then to help me critique my decisions.
0 · Reply
AlwaysRational
AlwaysRational Jun. 2 at 6:42 PM
$LU Down, down, down. Ping's evil master plan is almost complete.
0 · Reply
Victor_Shultz
Victor_Shultz Jun. 2 at 6:09 PM
$LU well fk it another 1k for me
1 · Reply
chinesefood
chinesefood Jun. 1 at 9:42 PM
$LU Where is John Shill?
0 · Reply
Mao_Ling_vier
Mao_Ling_vier Jun. 1 at 3:52 PM
$LU Adding more this week. The name change of PAObank, Qfin and LX earnings, and the NYSE compliance are all considerable de-risking imo. Next add will go in november, if needs be. I'm satisfied with my thesis on this one. Now it's time to be patient.
1 · Reply
Victor_Shultz
Victor_Shultz Jun. 1 at 2:42 PM
$LU my guess is friday circular so the 21 clear days hkex rule is kept. No idea why and who is keeping the price so low but it feels off. It was similar last time eith the spevial dividend and yhe following prices etc
1 · Reply