Lufax Holding Ltd ADR (LU)

$3.07 +0.17 (5.86%)
Market Cap 2.66B
Revenue (ttm) 4.84B
Net Income (ttm) 125.31M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 10.36
Profit Margin 2.59%
Debt to Equity Ratio 0.48
Volume 3,317,800
Avg Vol 2,308,296
Day's Range N/A - N/A
Shares Out 866.69M
Stochastic %K 88%
Beta 0.69
Analysts Hold
Price Target $2.73

Company Profile

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.

Industry: Credit Services
Sector: Financial Services
Phone: 86 21 3863 6278
Address:
Jinxiu East Road, Building No. 6 Lane 2777 Pudong New District, Shanghai, China
JohnTill
JohnTill Aug. 22 at 4:42 PM
$LU I did not end up getting my full position but LU isnow one of my largest positions with low $2.70s avg. A ton of new China lending rules hitting online fintech players tech on Oct 1st, which will crush many small-medium size players. Lufax is positioned to be far better off than other online lending platforms because of its shift to a 100% self-guarantee model, which removes reliance on banks or third-party credit enhancers on top of all their cross boarder licenses. Time for lufax to shine and eat everyone’s lunch. Whereas many competitors face constant pressure to maintain costly partnerships and share revenues with external guarantors, Lufax carries the credit risk internally, giving it greater control over underwriting, pricing, and risk management. Perfect for these new regulations. Not say it will reach their $14+ tangible book value but betting it more than doubles from here by 2026.
1 · Reply
potty1313
potty1313 Aug. 22 at 2:17 PM
$LU Back over $3 for the moment, just a general China buying surge? Interest in China fintech? When we actually have LU-specific positive news, this is going to be really, really interesting imho...
0 · Reply
Shai360360
Shai360360 Aug. 22 at 8:38 AM
$YRD I find myself saying this every quarter... The results look middling, but when you read them you have to take into account the provisions... When you remove the provisions from the results (and as we see with the more established counterparts like $QFIN or $LU these should even reverse with time - I can elaborate if you want) the results would show a net profit of $1.1 per share for the quarter - an annualised P/E of less than 1.5!
2 · Reply
Juanito92
Juanito92 Aug. 21 at 2:07 PM
$LU worth to keep a small position open unless price breaks below 2.74 usd. Positive catalysts might come any moment. More than ready to add on the way up
0 · Reply
chinesefood
chinesefood Aug. 19 at 6:31 PM
$LU in for 10k shares. I had to place a phone trade through Vanguard. Wasn't allowed to buy through the web portal.
0 · Reply
JohnTill
JohnTill Aug. 18 at 6:56 PM
$LU On August 13, 2025, China announced a new interest subsidy program where the central government covers 90% of a 1 percentage point interest rate reduction on qualifying consumer loans (typically up to RMB 50,000, or around US $7,000). This effectively lowers borrowing costs for consumers while protecting bank profit margins from being hit. Local governments cover the remaining 10%. . Why This Matters for Lufax Lufax lacks substantial direct exposure to the interest rate margin war: The subsidy is handled via government budgets, not by financial intermediaries or platforms like Lufax, meaning the costs of subsidized loans aren’t borne by Lufax. State-owned banks remain largely responsible for implementation, helping them preserve their interest margins—this indirectly helps Lufax by reducing competitive pressure on loan pricing.
1 · Reply
Royalorange
Royalorange Aug. 18 at 6:03 PM
$LU
1 · Reply
Tika1
Tika1 Aug. 18 at 5:23 PM
$LU Any issue here? SHANGHAI, Aug. 14, 2025 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that on August 14, 2025, Mr. Weidong Li has tendered his resignation as an independent non-executive Director, a member of the audit committee of the Company (the "Audit Committee") and the chairman of the nomination and remuneration committee of the company.
1 · Reply
lenature
lenature Aug. 15 at 2:09 PM
$LU
0 · Reply
Tika1
Tika1 Aug. 15 at 1:19 PM
$LU $QFIN beats on revenue and has a better valuation than Lufax. I think $LU could double or triple after the audited report submission. Lufax should give a nice dividend.
2 · Reply
Latest News on LU
Lufax Announces Changes in Board and Committee Composition

Aug 14, 2025, 8:30 AM EDT - 11 days ago

Lufax Announces Changes in Board and Committee Composition

Lufax Has Plenty Of Ground To Cover To Win Investors' Good Graces

Jul 23, 2025, 11:47 AM EDT - 4 weeks ago

Lufax Has Plenty Of Ground To Cover To Win Investors' Good Graces

Lufax Announces Results of Extraordinary General Meeting

Jun 25, 2025, 9:23 AM EDT - 2 months ago

Lufax Announces Results of Extraordinary General Meeting

Lufax Announces Extraordinary General Meeting on June 25, 2025

May 29, 2025, 9:00 AM EDT - 3 months ago

Lufax Announces Extraordinary General Meeting on June 25, 2025

Lufax Receives NYSE Notice Regarding Late Filing of Annual Report on Form 20-F

May 13, 2025, 9:09 AM EDT - 3 months ago

Lufax Receives NYSE Notice Regarding Late Filing of Annual Report on Form 20-F

Lufax Holding: A Bounce In The Stock Could Be Near

Apr 25, 2025, 11:31 AM EDT - 4 months ago

Lufax Holding: A Bounce In The Stock Could Be Near

Lufax Holding: Well Poised For A New Economic Era Proposed By China

Apr 24, 2025, 11:07 PM EDT - 4 months ago

Lufax Holding: Well Poised For A New Economic Era Proposed By China

Lufax: Stimulus In China, Quarterly Improvements, And Dirt Cheap

Dec 24, 2024, 5:28 AM EST - 8 months ago

Lufax: Stimulus In China, Quarterly Improvements, And Dirt Cheap

Top 3 Financial Stocks That Are Ticking Portfolio Bombs

Dec 10, 2024, 8:13 AM EST - 9 months ago

Top 3 Financial Stocks That Are Ticking Portfolio Bombs

FACT MAIN

Changes in Board and Committee Composition

Nov 22, 2024, 4:00 AM EST - 9 months ago

Changes in Board and Committee Composition

Lufax Holding Ltd (LU) Q3 2024 Earnings Call Transcript

Oct 22, 2024, 1:40 PM EDT - 10 months ago

Lufax Holding Ltd (LU) Q3 2024 Earnings Call Transcript

Lufax Reports Third Quarter 2024 Financial Results

Oct 21, 2024, 4:35 AM EDT - 11 months ago

Lufax Reports Third Quarter 2024 Financial Results

Lufax to Announce Third Quarter 2024 Financial Results on October 21, 2024

Oct 15, 2024, 7:00 AM EDT - 11 months ago

Lufax to Announce Third Quarter 2024 Financial Results on October 21, 2024

Mixed Performance for Chinese Stocks with HXC Index Down 2.37%

Oct 3, 2024, 4:50 PM EDT - 11 months ago

Mixed Performance for Chinese Stocks with HXC Index Down 2.37%

FUTU BABA BEKE BIDU BILI EDU NTES

Lufax: Look Past Q2 Performance And Focus On Strategic Pivot

Sep 10, 2024, 6:29 AM EDT - 1 year ago

Lufax: Look Past Q2 Performance And Focus On Strategic Pivot

Lufax Holding Ltd (LU) Q2 2024 Earnings Call Transcript

Aug 22, 2024, 12:54 PM EDT - 1 year ago

Lufax Holding Ltd (LU) Q2 2024 Earnings Call Transcript

Lufax Reports Second Quarter 2024 Financial Results

Aug 21, 2024, 6:00 PM EDT - 1 year ago

Lufax Reports Second Quarter 2024 Financial Results

Lufax to Announce Second Quarter 2024 Financial Results on August 21, 2024

Aug 16, 2024, 7:00 AM EDT - 1 year ago

Lufax to Announce Second Quarter 2024 Financial Results on August 21, 2024

China's So Cheap, We're Seeing 50% Yield Special Dividends!

Jul 6, 2024, 7:20 AM EDT - 1 year ago

China's So Cheap, We're Seeing 50% Yield Special Dividends!

BABA DOYU PDD

Lufax Stock: Watch Future Dividends And Loan Metrics

Jun 6, 2024, 9:25 AM EDT - 1 year ago

Lufax Stock: Watch Future Dividends And Loan Metrics

Lufax Announces Results of Annual General Meeting

May 30, 2024, 7:00 AM EDT - 1 year ago

Lufax Announces Results of Annual General Meeting

Lufax Announces Annual General Meeting on May 30, 2024 and Filing of Its Annual Report on Form 20-F

Apr 23, 2024, 9:05 AM EDT - 1 year ago

Lufax Announces Annual General Meeting on May 30, 2024 and Filing of Its Annual Report on Form 20-F

Lufax Holding Ltd (LU) Q1 2024 Earnings Call Transcript

Apr 23, 2024, 7:33 AM EDT - 1 year ago

Lufax Holding Ltd (LU) Q1 2024 Earnings Call Transcript

Lufax Reports First Quarter 2024 Financial Results

Apr 22, 2024, 5:30 PM EDT - 1 year ago

Lufax Reports First Quarter 2024 Financial Results

Lufax to Announce First Quarter 2024 Financial Results on April 22, 2024

Apr 16, 2024, 7:00 AM EDT - 1 year ago

Lufax to Announce First Quarter 2024 Financial Results on April 22, 2024

Lufax Holding Ltd (LU) Q4 2023 Earnings Call Transcript

Mar 22, 2024, 10:28 AM EDT - 1 year ago

Lufax Holding Ltd (LU) Q4 2023 Earnings Call Transcript

Lufax: Massive Special Dividend Overshadows Below-Expectations Results (Rating Upgrade)

Mar 22, 2024, 7:30 AM EDT - 1 year ago

Lufax: Massive Special Dividend Overshadows Below-Expectations Results (Rating Upgrade)

FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings

Mar 22, 2024, 4:00 AM EDT - 1 year ago

FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings

Lufax Reports Fourth Quarter and Full Year 2023 Financial Results

Mar 21, 2024, 4:30 AM EDT - 1 year ago

Lufax Reports Fourth Quarter and Full Year 2023 Financial Results

Lufax to Announce Fourth Quarter and Fiscal Year 2023 Financial Results on March 21, 2024

Mar 12, 2024, 7:00 AM EDT - 1 year ago

Lufax to Announce Fourth Quarter and Fiscal Year 2023 Financial Results on March 21, 2024

Lufax: Lower Funding Cost To Drive Loan Growth

Jan 29, 2024, 5:58 PM EST - 1 year ago

Lufax: Lower Funding Cost To Drive Loan Growth

Lufax Announces Receipt of Notice Regarding NYSE Continued Listing Standards and Effectiveness of its ADS Ratio Change

Dec 15, 2023, 4:30 PM EST - 1 year ago

Lufax Announces Receipt of Notice Regarding NYSE Continued Listing Standards and Effectiveness of its ADS Ratio Change

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

Nov 20, 2023, 4:30 PM EST - 1 year ago

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

Lufax stock price crashes below $1 but a rebound is still possible

Nov 15, 2023, 9:00 PM EST - 1 year ago

Lufax stock price crashes below $1 but a rebound is still possible

Lufax Holding Ltd (LU) Q3 2023 Earnings Call Transcript

Nov 14, 2023, 12:30 AM EST - 1 year ago

Lufax Holding Ltd (LU) Q3 2023 Earnings Call Transcript

Lufax Reports Third Quarter 2023 Financial Results

Nov 13, 2023, 4:30 PM EST - 1 year ago

Lufax Reports Third Quarter 2023 Financial Results

Lufax to Announce Third Quarter 2023 Financial Results on November 13, 2023

Nov 7, 2023, 6:00 AM EST - 1 year ago

Lufax to Announce Third Quarter 2023 Financial Results on November 13, 2023

Lufax Holding Ltd (LU) Q2 2023 Earnings Call Transcript

Aug 22, 2023, 2:03 PM EDT - 2 years ago

Lufax Holding Ltd (LU) Q2 2023 Earnings Call Transcript

Lufax Reports Second Quarter 2023 Financial Results

Aug 21, 2023, 6:00 PM EDT - 2 years ago

Lufax Reports Second Quarter 2023 Financial Results

Lufax to Announce Second Quarter 2023 Financial Results on August 21, 2023

Aug 15, 2023, 7:00 AM EDT - 2 years ago

Lufax to Announce Second Quarter 2023 Financial Results on August 21, 2023

Changes in Board Composition

Aug 8, 2023, 7:00 AM EDT - 2 years ago

Changes in Board Composition

Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results

Jul 9, 2023, 10:59 PM EDT - 2 years ago

Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results

Lufax Holding Ltd (LU) Q1 2023 Earnings Call Transcript

May 23, 2023, 1:53 AM EDT - 2 years ago

Lufax Holding Ltd (LU) Q1 2023 Earnings Call Transcript

Lufax Reports First Quarter 2023 Financial Results

May 22, 2023, 4:30 PM EDT - 2 years ago

Lufax Reports First Quarter 2023 Financial Results

Lufax to Announce First Quarter 2023 Financial Results on May 22, 2023

May 16, 2023, 7:00 AM EDT - 2 years ago

Lufax to Announce First Quarter 2023 Financial Results on May 22, 2023

Lufax Holding Ltd Successfully Listed on the Main Board of The Stock Exchange of Hong Kong

Apr 14, 2023, 12:15 AM EDT - 2 years ago

Lufax Holding Ltd Successfully Listed on the Main Board of The Stock Exchange of Hong Kong

Lufax Holding Ltd Announces Results of Extraordinary General Meeting

Apr 12, 2023, 12:20 AM EDT - 2 years ago

Lufax Holding Ltd Announces Results of Extraordinary General Meeting

Lufax Holding Ltd Announces Proposed Dual Primary Listing on The Stock Exchange of Hong Kong Limited

Apr 11, 2023, 8:30 AM EDT - 2 years ago

Lufax Holding Ltd Announces Proposed Dual Primary Listing on The Stock Exchange of Hong Kong Limited

Lufax Makes Further Announcement about Extraordinary General Meeting to be Held on April 12, 2023

Apr 10, 2023, 7:00 AM EDT - 2 years ago

Lufax Makes Further Announcement about Extraordinary General Meeting to be Held on April 12, 2023

Lufax Files Its Annual Report on Form 20-F

Apr 7, 2023, 8:27 AM EDT - 2 years ago

Lufax Files Its Annual Report on Form 20-F

JohnTill
JohnTill Aug. 22 at 4:42 PM
$LU I did not end up getting my full position but LU isnow one of my largest positions with low $2.70s avg. A ton of new China lending rules hitting online fintech players tech on Oct 1st, which will crush many small-medium size players. Lufax is positioned to be far better off than other online lending platforms because of its shift to a 100% self-guarantee model, which removes reliance on banks or third-party credit enhancers on top of all their cross boarder licenses. Time for lufax to shine and eat everyone’s lunch. Whereas many competitors face constant pressure to maintain costly partnerships and share revenues with external guarantors, Lufax carries the credit risk internally, giving it greater control over underwriting, pricing, and risk management. Perfect for these new regulations. Not say it will reach their $14+ tangible book value but betting it more than doubles from here by 2026.
1 · Reply
potty1313
potty1313 Aug. 22 at 2:17 PM
$LU Back over $3 for the moment, just a general China buying surge? Interest in China fintech? When we actually have LU-specific positive news, this is going to be really, really interesting imho...
0 · Reply
Shai360360
Shai360360 Aug. 22 at 8:38 AM
$YRD I find myself saying this every quarter... The results look middling, but when you read them you have to take into account the provisions... When you remove the provisions from the results (and as we see with the more established counterparts like $QFIN or $LU these should even reverse with time - I can elaborate if you want) the results would show a net profit of $1.1 per share for the quarter - an annualised P/E of less than 1.5!
2 · Reply
Juanito92
Juanito92 Aug. 21 at 2:07 PM
$LU worth to keep a small position open unless price breaks below 2.74 usd. Positive catalysts might come any moment. More than ready to add on the way up
0 · Reply
chinesefood
chinesefood Aug. 19 at 6:31 PM
$LU in for 10k shares. I had to place a phone trade through Vanguard. Wasn't allowed to buy through the web portal.
0 · Reply
JohnTill
JohnTill Aug. 18 at 6:56 PM
$LU On August 13, 2025, China announced a new interest subsidy program where the central government covers 90% of a 1 percentage point interest rate reduction on qualifying consumer loans (typically up to RMB 50,000, or around US $7,000). This effectively lowers borrowing costs for consumers while protecting bank profit margins from being hit. Local governments cover the remaining 10%. . Why This Matters for Lufax Lufax lacks substantial direct exposure to the interest rate margin war: The subsidy is handled via government budgets, not by financial intermediaries or platforms like Lufax, meaning the costs of subsidized loans aren’t borne by Lufax. State-owned banks remain largely responsible for implementation, helping them preserve their interest margins—this indirectly helps Lufax by reducing competitive pressure on loan pricing.
1 · Reply
Royalorange
Royalorange Aug. 18 at 6:03 PM
$LU
1 · Reply
Tika1
Tika1 Aug. 18 at 5:23 PM
$LU Any issue here? SHANGHAI, Aug. 14, 2025 /PRNewswire/ -- Lufax Holding Ltd ("Lufax" or the "Company") (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that on August 14, 2025, Mr. Weidong Li has tendered his resignation as an independent non-executive Director, a member of the audit committee of the Company (the "Audit Committee") and the chairman of the nomination and remuneration committee of the company.
1 · Reply
lenature
lenature Aug. 15 at 2:09 PM
$LU
0 · Reply
Tika1
Tika1 Aug. 15 at 1:19 PM
$LU $QFIN beats on revenue and has a better valuation than Lufax. I think $LU could double or triple after the audited report submission. Lufax should give a nice dividend.
2 · Reply
potty1313
potty1313 Aug. 12 at 10:56 AM
$LU Subsidies for personal consumption loans (amongst others): https://x.com/sino_market/status/1955177272148918457?s=46&t=7BdeXzdRx6dUapArsje0Cg
0 · Reply
Tika1
Tika1 Aug. 8 at 5:02 PM
$LU @JohnTill Do you know when they will release their audited earnings report? I understand that the NYSE will delist if they don't submit it. Do you know the date NYSE might take that action?
2 · Reply
lenature
lenature Aug. 8 at 4:46 PM
$LU
0 · Reply
JohnTill
JohnTill Aug. 7 at 5:44 PM
$LU Important test coming at 2.75-2.70. Finger on the trigger.
1 · Reply
lenature
lenature Aug. 6 at 2:08 PM
$LU shut up and double before you triple!
0 · Reply
JohnTill
JohnTill Aug. 2 at 9:45 PM
$LU Lufax’s ownership of PAOBank seem to be flying under the radar. In May, Ronald Lu stepped down as CEO of ZA Bank—the largest digital bank in Hong Kong, valued at over $2 billion USD—to lead PAOBank. Earlier in March, PAOBank secured its Insurance Agency Licence and announced major partnerships with FWD and Ping An for significant product offerings. While conversations around Lufax continue to focus on loans I would not be surprised to see PAOBank add some significant value down the road. Again, LU has a $2 billion MC with $11+ billion in tangible assets. Buying back and adding on weakness after that last quick flip.
2 · Reply
NBI
NBI Aug. 2 at 1:08 PM
$LU https://fintechnews.hk/34954/virtual-banking/paobank-lufax-investment/
2 · Reply
lenature
lenature Aug. 1 at 4:03 PM
$LU John Till still eats ass!
0 · Reply
potty1313
potty1313 Jul. 31 at 2:40 PM
$LU Tik tok... something is stirring..
0 · Reply
potty1313
potty1313 Jul. 30 at 3:14 PM
$LU Someone stirred the mud at the bottom of this pond by covering or increasing a position But it reminds us all of what is on deck. Next quarter update by October I do wonder how long these new auditors will take -- always seems to take many, many months -- so not hopeful they will trade in HK this year. Please persuade me I am wrong!
1 · Reply
JohnTill
JohnTill Jul. 28 at 12:37 AM
$LU https://thebambooworks.com/lufax-deepens-ping-an-reliance-as-it-works-towards-trading-resumption/
1 · Reply
TheCatalystCalendar
TheCatalystCalendar Jul. 26 at 4:10 PM
Catalyst: Aug 1 Hong Kong Stablecoin Ordinance going into effect. Targets: zeroing in on US listed, Chinese financial firms that meet a specific set of requirements that would make them likely to be the ISSUER OF FIAT-REFERENCED STABLECOINS in Hong Kong. $BABA is the leader of all this, and as the parent company of Ant, Antchain is one exposure reference point to pick on. I found TIGR, $BTCS, YI, and EQOS have exposure. But then to issue said Stablecoin, Hong Kong requires the company to have various compliances and liquidity and market cap and all that, which to make a long story short, yielded FUTU, $JD, QFIN (a bunch of already overbought tickets, and one that kinda escaped the limelight: $LU) Then there companies that participated in this HKMA sandbox thing that also seems to be a prerequisite, JD was there and $SWIN FINV, LX, NOAH, recent pullbacks have them high on the list.
2 · Reply