Market Cap 2.78B
Revenue (ttm) 4.84B
Net Income (ttm) 125.31M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 11.50
Profit Margin 2.59%
Debt to Equity Ratio 0.48
Volume 5,848,100
Avg Vol 2,764,700
Day's Range N/A - N/A
Shares Out 866.69M
Stochastic %K 40%
Beta 0.76
Analysts Hold
Price Target $2.73

Company Profile

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.

Industry: Credit Services
Sector: Financial Services
Phone: 86 21 3863 6278
Address:
Jinxiu East Road, Building No. 6 Lane 2777 Pudong New District, Shanghai, China
Royalorange
Royalorange Oct. 25 at 2:38 PM
$LU "As of the date of this announcement, the Company has requested the NYSE to grant an additional extension of time for filing the 2024 Form 20-F by April 30, 2026" Taking way longer than I was expecting... and somehow the retirement of the Chief Risk Officer doesnt sit well - sure this should had happened from the get go, but why only now? Looking at the business itself 25Q3 seems to be going well. Increasing takerate, new loans and stable loan health metrics. https://www.sec.gov/Archives/edgar/data/1816007/000119312525249418/d38926dex992.htm
0 · Reply
JohnNIHIL
JohnNIHIL Oct. 25 at 4:06 AM
$LU Hired Deloitte as internal control consultant: 1. Material weakness in internal control; 2. E&Y wouldn't sign due to that risk; 3. Book possibly inflated; 4. In the context of US China relation, possible denial of extension or additional requirements; 5. Possible low ball offer from Pingan if going to the pink sheet.
2 · Reply
NBI
NBI Oct. 24 at 8:29 PM
$LU apparently, there was more news published in HK - extension for filing (this must have caused the morning crash) - Q3 preliminary results (rebounce) According to the preliminary assessment as of September 30, 2025, the third-quarter business performance improved compared to the same period last year, with growth recorded in multiple core indicators. The total amount of new loans facilitated reached RMB 56.9 billion, representing a year-on-year increase of 12.8%, including RMB 31.7 billion in new consumer finance loans, reflecting a year-on-year growth of 20.1%. The cumulative number of borrowers increased from approximately 24.8 million to about 28.5 million, marking a 15.3% increase. The income rate of the retail credit facilitation business rose from 9.7% in the same period in 2024 to 13.0%. https://news.futunn.com/en/post/63770763/lufax-luus-announces-new-leadership-appointments-with-its-consumer-finance?level=1&data_ticket=1761336977490606
1 · Reply
NeilLangel467
NeilLangel467 Oct. 24 at 5:52 PM
$LU expanding digital payments; AITX expanding digital protection — profitability and scale meet in international markets.
0 · Reply
jebyaf59463b
jebyaf59463b Oct. 24 at 5:20 PM
$LU LU Not financial advice. Trading is a Darwinian arena. Profit by preying on the greed, fear, and impatience of the emotional crowd. Exploit their ignorance.
0 · Reply
Drock44
Drock44 Oct. 24 at 4:57 PM
$LU Lufax Trading Suspension Continues: Strategic Risk Shift Meets Worsening Asset Quality | LU News & Analysis https://www.panabee.com/news/lufax-trading-suspension-continues-strategic-risk-shift-meets-worsening-asset-quality
0 · Reply
JohnTill
JohnTill Oct. 24 at 3:15 PM
$QFIN I do not look away when the market gives gifts. Out the remaining 40% of my QFIN position at open (27.40) for 10% profit and rolled all the profits and more into $LU at open. At one point there was a 13% differential, which has now closed and reversed. So out of QFIN for now and LU is the pony of choice longer term but will revisit. Good luck to those long and China Fintech in general appears to have found a bottom (which hopefully holds this time)
0 · Reply
JohnTill
JohnTill Oct. 24 at 2:30 PM
$LU Still can figure out if I am glad that my sitting large low balls got filled at 3.03 at open but missed the 2.96. I have been worried about the 200MA for a while and rather surprised at the big bounce. Getting back to that large position again.
1 · Reply
lightbutterfly
lightbutterfly Oct. 24 at 1:53 PM
$LU made couple of $$ !!! LOL I wole up at 9:29 ,saw price 3.01 so i sent a buy for 4000 shares, as always buy first ask questions later
0 · Reply
NBI
NBI Oct. 24 at 1:50 PM
$LU 😂
0 · Reply
Latest News on LU
Lufax Announces Change in Chief Risk Officer

Oct 24, 2025, 7:00 AM EDT - 1 day ago

Lufax Announces Change in Chief Risk Officer


Lufax Announces Results of Extraordinary General Meeting

Sep 30, 2025, 6:30 AM EDT - 25 days ago

Lufax Announces Results of Extraordinary General Meeting


Lufax Announces Changes in Board and Committee Composition

Aug 14, 2025, 8:30 AM EDT - 2 months ago

Lufax Announces Changes in Board and Committee Composition


Lufax Has Plenty Of Ground To Cover To Win Investors' Good Graces

Jul 23, 2025, 11:47 AM EDT - 3 months ago

Lufax Has Plenty Of Ground To Cover To Win Investors' Good Graces


Lufax Announces Extraordinary General Meeting on June 25, 2025

May 29, 2025, 9:00 AM EDT - 5 months ago

Lufax Announces Extraordinary General Meeting on June 25, 2025


Lufax Holding: A Bounce In The Stock Could Be Near

Apr 25, 2025, 11:31 AM EDT - 6 months ago

Lufax Holding: A Bounce In The Stock Could Be Near


Lufax: Stimulus In China, Quarterly Improvements, And Dirt Cheap

Dec 24, 2024, 5:28 AM EST - 10 months ago

Lufax: Stimulus In China, Quarterly Improvements, And Dirt Cheap


Changes in Board and Committee Composition

Nov 22, 2024, 4:00 AM EST - 1 year ago

Changes in Board and Committee Composition


Lufax Holding Ltd (LU) Q3 2024 Earnings Call Transcript

Oct 22, 2024, 1:40 PM EDT - 1 year ago

Lufax Holding Ltd (LU) Q3 2024 Earnings Call Transcript


Lufax Reports Third Quarter 2024 Financial Results

Oct 21, 2024, 4:35 AM EDT - 1 year ago

Lufax Reports Third Quarter 2024 Financial Results


Lufax: Look Past Q2 Performance And Focus On Strategic Pivot

Sep 10, 2024, 6:29 AM EDT - 1 year ago

Lufax: Look Past Q2 Performance And Focus On Strategic Pivot


Lufax Holding Ltd (LU) Q2 2024 Earnings Call Transcript

Aug 22, 2024, 12:54 PM EDT - 1 year ago

Lufax Holding Ltd (LU) Q2 2024 Earnings Call Transcript


Lufax Reports Second Quarter 2024 Financial Results

Aug 21, 2024, 6:00 PM EDT - 1 year ago

Lufax Reports Second Quarter 2024 Financial Results


Lufax Stock: Watch Future Dividends And Loan Metrics

Jun 6, 2024, 9:25 AM EDT - 1 year ago

Lufax Stock: Watch Future Dividends And Loan Metrics


Lufax Announces Results of Annual General Meeting

May 30, 2024, 7:00 AM EDT - 1 year ago

Lufax Announces Results of Annual General Meeting


Lufax Holding Ltd (LU) Q1 2024 Earnings Call Transcript

Apr 23, 2024, 7:33 AM EDT - 1 year ago

Lufax Holding Ltd (LU) Q1 2024 Earnings Call Transcript


Lufax Reports First Quarter 2024 Financial Results

Apr 22, 2024, 5:30 PM EDT - 1 year ago

Lufax Reports First Quarter 2024 Financial Results


Lufax Holding Ltd (LU) Q4 2023 Earnings Call Transcript

Mar 22, 2024, 10:28 AM EDT - 1 year ago

Lufax Holding Ltd (LU) Q4 2023 Earnings Call Transcript


FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings

Mar 22, 2024, 4:00 AM EDT - 1 year ago

FinTech IPO Index Soars 5.2% as Lufax Is Up 73% Post-Earnings


Lufax: Lower Funding Cost To Drive Loan Growth

Jan 29, 2024, 5:58 PM EST - 1 year ago

Lufax: Lower Funding Cost To Drive Loan Growth


Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change

Nov 20, 2023, 4:30 PM EST - 2 years ago

Lufax Holding Ltd Announces Plan to Implement ADS Ratio Change


Lufax Holding Ltd (LU) Q3 2023 Earnings Call Transcript

Nov 14, 2023, 12:30 AM EST - 2 years ago

Lufax Holding Ltd (LU) Q3 2023 Earnings Call Transcript


Lufax Reports Third Quarter 2023 Financial Results

Nov 13, 2023, 4:30 PM EST - 2 years ago

Lufax Reports Third Quarter 2023 Financial Results


Lufax Holding Ltd (LU) Q2 2023 Earnings Call Transcript

Aug 22, 2023, 2:03 PM EDT - 2 years ago

Lufax Holding Ltd (LU) Q2 2023 Earnings Call Transcript


Lufax Reports Second Quarter 2023 Financial Results

Aug 21, 2023, 6:00 PM EDT - 2 years ago

Lufax Reports Second Quarter 2023 Financial Results


Changes in Board Composition

Aug 8, 2023, 7:00 AM EDT - 2 years ago

Changes in Board Composition


Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results

Jul 9, 2023, 10:59 PM EDT - 2 years ago

Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results


Lufax Holding Ltd (LU) Q1 2023 Earnings Call Transcript

May 23, 2023, 1:53 AM EDT - 2 years ago

Lufax Holding Ltd (LU) Q1 2023 Earnings Call Transcript


Lufax Reports First Quarter 2023 Financial Results

May 22, 2023, 4:30 PM EDT - 2 years ago

Lufax Reports First Quarter 2023 Financial Results


Royalorange
Royalorange Oct. 25 at 2:38 PM
$LU "As of the date of this announcement, the Company has requested the NYSE to grant an additional extension of time for filing the 2024 Form 20-F by April 30, 2026" Taking way longer than I was expecting... and somehow the retirement of the Chief Risk Officer doesnt sit well - sure this should had happened from the get go, but why only now? Looking at the business itself 25Q3 seems to be going well. Increasing takerate, new loans and stable loan health metrics. https://www.sec.gov/Archives/edgar/data/1816007/000119312525249418/d38926dex992.htm
0 · Reply
JohnNIHIL
JohnNIHIL Oct. 25 at 4:06 AM
$LU Hired Deloitte as internal control consultant: 1. Material weakness in internal control; 2. E&Y wouldn't sign due to that risk; 3. Book possibly inflated; 4. In the context of US China relation, possible denial of extension or additional requirements; 5. Possible low ball offer from Pingan if going to the pink sheet.
2 · Reply
NBI
NBI Oct. 24 at 8:29 PM
$LU apparently, there was more news published in HK - extension for filing (this must have caused the morning crash) - Q3 preliminary results (rebounce) According to the preliminary assessment as of September 30, 2025, the third-quarter business performance improved compared to the same period last year, with growth recorded in multiple core indicators. The total amount of new loans facilitated reached RMB 56.9 billion, representing a year-on-year increase of 12.8%, including RMB 31.7 billion in new consumer finance loans, reflecting a year-on-year growth of 20.1%. The cumulative number of borrowers increased from approximately 24.8 million to about 28.5 million, marking a 15.3% increase. The income rate of the retail credit facilitation business rose from 9.7% in the same period in 2024 to 13.0%. https://news.futunn.com/en/post/63770763/lufax-luus-announces-new-leadership-appointments-with-its-consumer-finance?level=1&data_ticket=1761336977490606
1 · Reply
NeilLangel467
NeilLangel467 Oct. 24 at 5:52 PM
$LU expanding digital payments; AITX expanding digital protection — profitability and scale meet in international markets.
0 · Reply
jebyaf59463b
jebyaf59463b Oct. 24 at 5:20 PM
$LU LU Not financial advice. Trading is a Darwinian arena. Profit by preying on the greed, fear, and impatience of the emotional crowd. Exploit their ignorance.
0 · Reply
Drock44
Drock44 Oct. 24 at 4:57 PM
$LU Lufax Trading Suspension Continues: Strategic Risk Shift Meets Worsening Asset Quality | LU News & Analysis https://www.panabee.com/news/lufax-trading-suspension-continues-strategic-risk-shift-meets-worsening-asset-quality
0 · Reply
JohnTill
JohnTill Oct. 24 at 3:15 PM
$QFIN I do not look away when the market gives gifts. Out the remaining 40% of my QFIN position at open (27.40) for 10% profit and rolled all the profits and more into $LU at open. At one point there was a 13% differential, which has now closed and reversed. So out of QFIN for now and LU is the pony of choice longer term but will revisit. Good luck to those long and China Fintech in general appears to have found a bottom (which hopefully holds this time)
0 · Reply
JohnTill
JohnTill Oct. 24 at 2:30 PM
$LU Still can figure out if I am glad that my sitting large low balls got filled at 3.03 at open but missed the 2.96. I have been worried about the 200MA for a while and rather surprised at the big bounce. Getting back to that large position again.
1 · Reply
lightbutterfly
lightbutterfly Oct. 24 at 1:53 PM
$LU made couple of $$ !!! LOL I wole up at 9:29 ,saw price 3.01 so i sent a buy for 4000 shares, as always buy first ask questions later
0 · Reply
NBI
NBI Oct. 24 at 1:50 PM
$LU 😂
0 · Reply
lenature
lenature Oct. 24 at 1:42 PM
$LU Outstanding balance drops 11% but firm now bares risk on 87.4% of assets vs 64.2% before. are we assuming that these are 20% plus yielding loans? 30 day delinquency at 5%, 90 day at 3%, and nonperform at 1%ish doesn't seem so horrible. balance sheet levered 2+X. hopefully this team uses AI and tech to keep the costs down and manage the risk. might have to wait 6 more months to see what it really looks like under the hood. gut instinct says we rally from here... Bullish
1 · Reply
Juanito92
Juanito92 Oct. 24 at 12:48 PM
$LU Lufax Holding Ltd has announced several key updates, including the ongoing independent investigation into subject transactions and the appointment of Deloitte Consulting as an independent internal control consultant. Despite the suspension of trading of its shares, the company continues its normal business operations, reporting a decrease in the total outstanding balance of loans but an increase in new loans enabled during the third quarter of 2025.
1 · Reply
waschi88
waschi88 Oct. 24 at 12:32 PM
0 · Reply
OpenOutcrier
OpenOutcrier Oct. 24 at 12:18 PM
$LU (-6.9% pre) Lufax (NYSE: LU) appoints Jianbo Cheng Chief Risk Officer; Ms. Lim resigns immediately https://ooc.bz/l/81727
0 · Reply
lenature
lenature Oct. 24 at 11:32 AM
$LU Lufax Announces Change in Chief Risk Officer SHANGHAI, Oct. 24, 2025 /PRNewswire/ -- Lufax Holding Ltd (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that as the service agreement will soon expire, Ms. Youn Jeong LIM ("Ms. Lim") has tendered her resignation as the Chief Risk Officer of the Company due to personal work arrangements. Following her resignation which took effect immediately. The Board resolved to appoint Mr. John Till ("Mr. J Curve") as the Chief Risk Officer of the Company with effect from October 24, 2025. The Board would like to take this opportunity to express its appreciation to Ms. Lim for her significant contribution to the Company during her tenure of office and extend its warmest welcome to Mr. J Curve on his appointment.
0 · Reply
NBI
NBI Oct. 24 at 11:23 AM
$LU maybe people are just tired of hearing nothing substantial
0 · Reply
NBI
NBI Oct. 24 at 11:20 AM
$LU pre market weakness on what appears to me as a relatively insignificant PR. 🤔 Lufax Announces Change in Chief Risk Officer SHANGHAI, Oct. 24, 2025 /PRNewswire/ -- Lufax Holding Ltd (NYSE: LU and HKEX: 6623), a leading financial services enabler for small business owners in China, today announced that as the service agreement will soon expire, Ms. Youn Jeong LIM ("Ms. Lim") has tendered her resignation as the Chief Risk Officer of the Company due to personal work arrangements. Following her resignation which took effect immediately. The Board resolved to appoint Mr. Jianbo Cheng ("Mr. Cheng") as the Chief Risk Officer of the Company with effect from October 24, 2025. The Board would like to take this opportunity to express its appreciation to Ms. Lim for her significant contribution to the Company during her tenure of office and extend its warmest welcome to Mr. Cheng on his appointment.
1 · Reply
AskhatKulchiyev
AskhatKulchiyev Oct. 23 at 10:27 AM
$LU , importance of trend following in one snapshot. I've been waiting for this signal in my watchlist for 5 years and now I am not convinced enough. I need the market to prove its stance by consolidating above monthly MA. What do you think?
0 · Reply
JohnTill
JohnTill Oct. 22 at 6:05 PM
$LU Given the current line in the sand and spring board point - posting this idea for consideration.
2 · Reply
JohnTill
JohnTill Oct. 22 at 3:19 PM
$LU QFIN, FINV and LX all running hard today and potentially a bottom in China lending Fintech is in after a steady decline since March given the last few days of action and volume. Played the bottom on QFIN but still think by mid-2026 it will be LU that will shine. Now we just need some filings and HK back. Rolled into more LU today at 3.21 given the strength in the other players. Feels like playing with fire since it could bounce very hard at anytime or just as easily test the 200MA at 2.95. Feels like a coin flip so not going full position.
0 · Reply
JohnTill
JohnTill Oct. 22 at 2:35 PM
$QFIN I got close to the bottom and decent position at 25.13 avg. Locking in right now at 26.45 and will roll those profits into $LU since it is the laggard. Might just be getting started so holding 40% of that position with a stop.
0 · Reply
JohnTill
JohnTill Oct. 21 at 2:39 PM
$LU Playing the game of dare with the 200MA and do we touch or not? Sticking with my strategy of buying on the way down to that level and got my decent $3.17 fill just now and slowly building the position back up. Given the potential/fundamentals it is tempting to just pull the switch but I am cheap and would rather squeeze every penny out of it.
0 · Reply