Jul. 17 at 2:13 PM
$CHYM 17M–20M+ total users ( 2024)
Active direct deposit users: ~8M–10M (2024)
These are considered Chime’s core revenue-generating users.
Year Estimated Accounts
2019 ~5 million
2020 ~8 million
2021 ~12 million
2022 ~14–15 million
2023 ~16–17 million
2024–2025 ~17–20 million
Platform Avg. Income Estimate
SoFi ~
$100K–
$120K
Chime ~
$50K–
$60K (majority <
$75K)
Levers they could pull...
Credit card
Buy now, pay later
Crypto/Equity trading
Personal loan, mortgage loan