Dec. 5 at 12:56 AM
$SEZL the consumer is in good shape, no sign of credit distress whatsoever. delinquencies are trending down, third-party collections still remain at lows. just a few charts in case you don't want to read the whole article:
https://wolfstreet.com/2025/11/21/credit-card-delinquencies-balances-burden-credit-limits-and-collections-in-q3-2025/