Synchrony Financial (SYF)

$67.53 -2.14 (-3.07%)
Market Cap 25.13B
Revenue (ttm) 24.17B
Net Income (ttm) 3.50B
EPS (ttm) N/A
PE Ratio 8.46
Forward PE 8.55
Profit Margin 14.48%
Debt to Equity Ratio 0.94
Volume 5,023,600
Avg Vol 3,429,848
Day's Range N/A - N/A
Shares Out 372.06M
Stochastic %K 17%
Beta 1.49
Analysts Strong Sell
Price Target $78.29

Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money mar...

Industry: Credit Services
Sector: Financial Services
Phone: 203 585 2400
Address:
777 Long Ridge Road, Stamford, United States
WallStJesus
WallStJesus Aug. 1 at 4:20 PM
$SYF PUT SELLER DETECTED
0 · Reply
TheStockTraderHub
TheStockTraderHub Jul. 31 at 6:42 PM
$SYF seeing buyers of 10,000 August $67.50 puts at $0.90
0 · Reply
Ro_Patel
Ro_Patel Jul. 29 at 7:00 PM
Rumour: Talks b/n $AAPL & $JPM have intensified. It has allegedly reached a point that Apple has informed JPMogran that they are preferred replacement as credit card partner. Apple was in talks recently w/ $BCS & $SYF over possible Apple Card partnerships.
0 · Reply
NVDAMillionaire
NVDAMillionaire Jul. 28 at 4:46 PM
$SYF Really good write-up that perfectly summarizes SYF's present situation. So if you want to bring your SYF knowledge up to date or just discover SYF, this is required reading. https://beyondspx.com/article/synchrony-s-resilient-blueprint-forging-growth-through-niche-dominance-and-digital-prowess-nyse-syf
0 · Reply
IN0V8
IN0V8 Jul. 24 at 4:01 PM
$SYF Truist Securities raises target price to $76 from $68
0 · Reply
JarvisFlow
JarvisFlow Jul. 24 at 1:30 PM
Truist Securities has updated their rating for Synchrony Financial ( $SYF ) to Hold with a price target of 76.
0 · Reply
smallhumanbigworld
smallhumanbigworld Jul. 22 at 4:59 PM
$SYF buying.
0 · Reply
ZacksResearch
ZacksResearch Jul. 22 at 4:47 PM
$SYF crushes Q2 — 45% EPS beat on stronger margins and lower losses 💪📈 Efficiency gains and improved credit performance drove a big earnings surprise this quarter. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2604082/synchrony-q2-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2604082-teaser-3145&ADID=SYND_STOCKTWITS_TWEET_2_2604082_TEASER_3145
0 · Reply
ZacksResearch
ZacksResearch Jul. 22 at 3:43 PM
$SYF posts a Q2 earnings beat — but is the momentum sustainable? 📈 EPS of $2.50 crushed the Zacks Consensus Estimate by 45.4%, with a 61.3% YoY surge. Yet, loan receivables slipped 2.5% YoY, and purchase volumes fell 2% YoY due to selective consumer spending and credit actions 🛍️. Full breakdown here 👉 https://www.zacks.com/stock/news/2604082/synchrony-q2-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2604082-body-3084&ADID=SYND_STOCKTWITS_TWEET_2_2604082_BODY_3084
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 22 at 3:02 PM
$SYF Q2 '25 Earnings Results & Recap Synchrony Financial reported EPS of $2.5, exceeding the estimate of $1.81, and revenue of $3.6B, slightly below the estimate of $3.7B; the company anticipates ending loan receivables to be flat versus last year and a loss rate between 5.6-5.8%.
0 · Reply
Latest News on SYF
Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

Jul 23, 2025, 9:00 AM EDT - 10 days ago

Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

Jul 22, 2025, 4:52 PM EDT - 11 days ago

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

Synchrony Financial (SYF) Q2 2025 Earnings Call Transcript

Jul 22, 2025, 4:47 PM EDT - 11 days ago

Synchrony Financial (SYF) Q2 2025 Earnings Call Transcript

Synchrony Financial Q2 Review: Encouraging Credit Trends Reflected In Valuation

Jul 22, 2025, 10:33 AM EDT - 11 days ago

Synchrony Financial Q2 Review: Encouraging Credit Trends Reflected In Valuation

Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Jul 22, 2025, 6:00 AM EDT - 11 days ago

Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Synchrony and KTM North America Partner to Sponsor Babes in the Dirt 2025 Off-Road Adventure Series to Highlight Women Off-Roaders

Jun 25, 2025, 9:00 AM EDT - 5 weeks ago

Synchrony and KTM North America Partner to Sponsor Babes in the Dirt 2025 Off-Road Adventure Series to Highlight Women Off-Roaders

Synchrony Partners with Sploot Veterinary Care to Finance Comprehensive Veterinary Services with CareCredit

Jun 24, 2025, 9:00 AM EDT - 5 weeks ago

Synchrony Partners with Sploot Veterinary Care to Finance Comprehensive Veterinary Services with CareCredit

Synchrony to Announce Second Quarter 2025 Financial Results on July 22, 2025

Jun 24, 2025, 8:00 AM EDT - 5 weeks ago

Synchrony to Announce Second Quarter 2025 Financial Results on July 22, 2025

Synchrony and Payzer to Offer Seamless Home Improvement Financing Options

Jun 18, 2025, 9:00 AM EDT - 6 weeks ago

Synchrony and Payzer to Offer Seamless Home Improvement Financing Options

Synchrony Financial: Sticking With The 7.65% Yielding Series A Preferred Shares

Jun 16, 2025, 11:43 PM EDT - 6 weeks ago

Synchrony Financial: Sticking With The 7.65% Yielding Series A Preferred Shares

Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles

Jun 16, 2025, 9:00 AM EDT - 6 weeks ago

Synchrony Sets a New Standard in Consumer Credit Education with Fair Financing Principles

Making Dreams a Reality: Synchrony Teams Up with Future 5 to Empower Students in Stamford

Jun 11, 2025, 11:36 AM EDT - 7 weeks ago

Making Dreams a Reality: Synchrony Teams Up with Future 5 to Empower Students in Stamford

SYNCHRONY RANKS AS NO. 1 WORKPLACE IN NEW YORK

Jun 11, 2025, 7:00 AM EDT - 7 weeks ago

SYNCHRONY RANKS AS NO. 1 WORKPLACE IN NEW YORK

Synchrony Financial (SYF) Presents at Morgan Stanley US Financials, Payments & CRE Conference 2025 Transcript

Jun 10, 2025, 10:21 AM EDT - 7 weeks ago

Synchrony Financial (SYF) Presents at Morgan Stanley US Financials, Payments & CRE Conference 2025 Transcript

OnePay and Synchrony to Launch New Industry-Leading Credit Card Program With Walmart; Credit Card to Be Powered by Mastercard and Set to Go Live This Fall

Jun 9, 2025, 8:22 AM EDT - 7 weeks ago

OnePay and Synchrony to Launch New Industry-Leading Credit Card Program With Walmart; Credit Card to Be Powered by Mastercard and Set to Go Live This Fall

WMT

PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use

Jun 3, 2025, 9:00 AM EDT - 2 months ago

PayPal Enhances Popular Online Credit Offering with New Physical Card for In-Store Use

Synchrony to Participate in the Morgan Stanley US Financials Conference

Jun 3, 2025, 8:00 AM EDT - 2 months ago

Synchrony to Participate in the Morgan Stanley US Financials Conference

New Synchrony Study Finds Nearly 8 out of 10 Pet Owners Underestimate the Cost of Care, Reaching Up to $61,000 During a Pet's Lifetime

Jun 2, 2025, 9:30 AM EDT - 2 months ago

New Synchrony Study Finds Nearly 8 out of 10 Pet Owners Underestimate the Cost of Care, Reaching Up to $61,000 During a Pet's Lifetime

Synchrony and Jewelers Mutual® Collaborate on Innovative New Sponsorship Agreement, Combining Finance and Insurance Marketing Efforts

May 28, 2025, 9:00 AM EDT - 2 months ago

Synchrony and Jewelers Mutual® Collaborate on Innovative New Sponsorship Agreement, Combining Finance and Insurance Marketing Efforts

Synchrony and Discount Tire Extend Long-Standing Partnership, Providing Drivers Nationwide with Financing Flexibility and Convenience

May 21, 2025, 9:00 AM EDT - 2 months ago

Synchrony and Discount Tire Extend Long-Standing Partnership, Providing Drivers Nationwide with Financing Flexibility and Convenience

Synchrony Partners with the Independent Animal Hospital Association (IAHA) to offer CareCredit, Spotlighting Commitment to the Nation's Independent Veterinary Hospitals

May 20, 2025, 9:00 AM EDT - 2 months ago

Synchrony Partners with the Independent Animal Hospital Association (IAHA) to offer CareCredit, Spotlighting Commitment to the Nation's Independent Veterinary Hospitals

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

May 7, 2025, 7:00 AM EDT - 3 months ago

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

BFH C

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Apr 28, 2025, 12:31 PM EDT - 3 months ago

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

AXP BFH C JPM

Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals Nationwide, Expanding Access to Pet Care

Apr 24, 2025, 9:00 AM EDT - 3 months ago

Synchrony's CareCredit Offered at 100% of Public Veterinary University Hospitals Nationwide, Expanding Access to Pet Care

Why Capital One and other banks took ‘rainy day' money off their balance sheets

Apr 23, 2025, 1:36 PM EDT - 3 months ago

Why Capital One and other banks took ‘rainy day' money off their balance sheets

COF ALLY AXP BAC DFS JPM

Synchrony Financial: Mr. Market Puts It On Sale Again

Apr 23, 2025, 9:14 AM EDT - 3 months ago

Synchrony Financial: Mr. Market Puts It On Sale Again

Synchrony and Belle Tire Partner on New Credit Card Program to Help Make Car Care More Affordable

Apr 23, 2025, 9:00 AM EDT - 3 months ago

Synchrony and Belle Tire Partner on New Credit Card Program to Help Make Car Care More Affordable

Synchrony Financial: On The Precipice Of Potential Consumer Debt Collapse

Apr 23, 2025, 7:13 AM EDT - 3 months ago

Synchrony Financial: On The Precipice Of Potential Consumer Debt Collapse

Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'

Apr 22, 2025, 12:16 PM EDT - 3 months ago

Synchrony CEO: Credit Metrics Strong as Consumers ‘Are Being Disciplined'

Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)

Apr 22, 2025, 11:55 AM EDT - 3 months ago

Synchrony Financial: Solid Q1 But Doubts Remain (Upgrade)

Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript

Apr 22, 2025, 10:57 AM EDT - 3 months ago

Synchrony Financial (SYF) Q1 2025 Earnings Call Transcript

Synchrony Reports First Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share and Approval of a $2.5 Billion Share Repurchase Program

Apr 22, 2025, 6:00 AM EDT - 3 months ago

Synchrony Reports First Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share and Approval of a $2.5 Billion Share Repurchase Program

Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.

Apr 17, 2025, 9:00 AM EDT - 3 months ago

Synchrony Extends Long-Standing Partnership with American Eagle Outfitters, Inc.

AEO

Synchrony and Ashley Celebrate Nearly 15 Years of Helping Consumers Furnish Their Homes

Apr 14, 2025, 9:00 AM EDT - 3 months ago

Synchrony and Ashley Celebrate Nearly 15 Years of Helping Consumers Furnish Their Homes

Synchrony Offers A Lot Of Value

Apr 8, 2025, 11:21 AM EDT - 4 months ago

Synchrony Offers A Lot Of Value

Synchrony Announces Integration with Adobe Commerce to Support Merchants with Innovative Financing Options

Apr 8, 2025, 10:24 AM EDT - 4 months ago

Synchrony Announces Integration with Adobe Commerce to Support Merchants with Innovative Financing Options

Synchrony Empowers Women in Auto Care with $25,000 Donation

Apr 3, 2025, 9:00 AM EDT - 4 months ago

Synchrony Empowers Women in Auto Care with $25,000 Donation

Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms

Apr 2, 2025, 12:21 PM EDT - 4 months ago

Synchrony Announces More Than $1.5 Million in Grants to Stamford Nonprofits, Joins Mayor Simmons to Celebrate Spring with Daffodil Blooms

Synchrony Named No. 2 Best Company to Work For

Apr 2, 2025, 10:06 AM EDT - 4 months ago

Synchrony Named No. 2 Best Company to Work For

Synchrony to Announce First Quarter 2025 Financial Results on April 22, 2025

Apr 1, 2025, 8:00 AM EDT - 4 months ago

Synchrony to Announce First Quarter 2025 Financial Results on April 22, 2025

Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity

Mar 7, 2025, 9:34 AM EST - 5 months ago

Synchrony Makes a Big Splash in Connecticut Celebrating a Decade of Polar Plunges to Support Charity

Synchrony Financial: Undervalued High-Yield Preferred Shares For Our Short-Duration Portfolio

Mar 6, 2025, 9:06 AM EST - 5 months ago

Synchrony Financial: Undervalued High-Yield Preferred Shares For Our Short-Duration Portfolio

Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Synchrony Financial (SYF) and Encourages Shareholders to Learn More About the Investigation

Mar 5, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Announces an Investigation Against Synchrony Financial (SYF) and Encourages Shareholders to Learn More About the Investigation

Synchrony Financial (SYF) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation

Mar 4, 2025, 10:00 AM EST - 5 months ago

Synchrony Financial (SYF) Investigation: Bronstein, Gewirtz & Grossman, LLC Encourages Investors to Contact the Firm to Learn More About the Investigation

Bronstein, Gewirtz & Grossman, LLC Encourages Synchrony Financial (SYF) Shareholders to Inquire about Securities Investigation

Mar 3, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Encourages Synchrony Financial (SYF) Shareholders to Inquire about Securities Investigation

The Schall Law Firm Invites Shareholders With Losses In Synchrony Financial To Join A Securities Fraud Investigation

Mar 2, 2025, 11:00 AM EST - 5 months ago

The Schall Law Firm Invites Shareholders With Losses In Synchrony Financial To Join A Securities Fraud Investigation

Bronstein, Gewirtz & Grossman, LLC Is Investigating Synchrony Financial (SYF) And Encourages Shareholders to Connect

Mar 2, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Is Investigating Synchrony Financial (SYF) And Encourages Shareholders to Connect

Bronstein, Gewirtz & Grossman, LLC Is Investigating Synchrony Financial (SYF) And Encourages Investors to Connect

Feb 28, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Is Investigating Synchrony Financial (SYF) And Encourages Investors to Connect

Bronstein, Gewirtz & Grossman, LLC Encourages Synchrony Financial (SYF) Stockholders to Inquire about Securities Investigation

Feb 27, 2025, 10:00 AM EST - 5 months ago

Bronstein, Gewirtz & Grossman, LLC Encourages Synchrony Financial (SYF) Stockholders to Inquire about Securities Investigation

WallStJesus
WallStJesus Aug. 1 at 4:20 PM
$SYF PUT SELLER DETECTED
0 · Reply
TheStockTraderHub
TheStockTraderHub Jul. 31 at 6:42 PM
$SYF seeing buyers of 10,000 August $67.50 puts at $0.90
0 · Reply
Ro_Patel
Ro_Patel Jul. 29 at 7:00 PM
Rumour: Talks b/n $AAPL & $JPM have intensified. It has allegedly reached a point that Apple has informed JPMogran that they are preferred replacement as credit card partner. Apple was in talks recently w/ $BCS & $SYF over possible Apple Card partnerships.
0 · Reply
NVDAMillionaire
NVDAMillionaire Jul. 28 at 4:46 PM
$SYF Really good write-up that perfectly summarizes SYF's present situation. So if you want to bring your SYF knowledge up to date or just discover SYF, this is required reading. https://beyondspx.com/article/synchrony-s-resilient-blueprint-forging-growth-through-niche-dominance-and-digital-prowess-nyse-syf
0 · Reply
IN0V8
IN0V8 Jul. 24 at 4:01 PM
$SYF Truist Securities raises target price to $76 from $68
0 · Reply
JarvisFlow
JarvisFlow Jul. 24 at 1:30 PM
Truist Securities has updated their rating for Synchrony Financial ( $SYF ) to Hold with a price target of 76.
0 · Reply
smallhumanbigworld
smallhumanbigworld Jul. 22 at 4:59 PM
$SYF buying.
0 · Reply
ZacksResearch
ZacksResearch Jul. 22 at 4:47 PM
$SYF crushes Q2 — 45% EPS beat on stronger margins and lower losses 💪📈 Efficiency gains and improved credit performance drove a big earnings surprise this quarter. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2604082/synchrony-q2-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2604082-teaser-3145&ADID=SYND_STOCKTWITS_TWEET_2_2604082_TEASER_3145
0 · Reply
ZacksResearch
ZacksResearch Jul. 22 at 3:43 PM
$SYF posts a Q2 earnings beat — but is the momentum sustainable? 📈 EPS of $2.50 crushed the Zacks Consensus Estimate by 45.4%, with a 61.3% YoY surge. Yet, loan receivables slipped 2.5% YoY, and purchase volumes fell 2% YoY due to selective consumer spending and credit actions 🛍️. Full breakdown here 👉 https://www.zacks.com/stock/news/2604082/synchrony-q2-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2604082-body-3084&ADID=SYND_STOCKTWITS_TWEET_2_2604082_BODY_3084
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 22 at 3:02 PM
$SYF Q2 '25 Earnings Results & Recap Synchrony Financial reported EPS of $2.5, exceeding the estimate of $1.81, and revenue of $3.6B, slightly below the estimate of $3.7B; the company anticipates ending loan receivables to be flat versus last year and a loss rate between 5.6-5.8%.
0 · Reply
OpenOutcrier
OpenOutcrier Jul. 22 at 12:24 PM
$SYF (-0.2% pre) Synchrony Reports Second Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share https://finance.yahoo.com/news/synchrony-reports-second-quarter-2025-100000817.html
0 · Reply
Tokenist
Tokenist Jul. 22 at 11:11 AM
🚨EARNINGS ALERT🚨 Notable earnings released for today: General Motors $GM: $2.53 EPS vs $2.39 est. / $47.1B Revenue vs $45.16B est. Danaher $DHR : $1.8 EPS vs $1.64 est. / $5.94B Revenue vs $5.84B est. DR Horton $DHI: $3.36 EPS vs $2.9 est. / $9.23B Revenue vs $8.77B est. Synchrony Financial $SYF: $2.5 EPS vs $1.72 est. / $4.52B Revenue vs $4.5B est.
1 · Reply
DonCorleone77
DonCorleone77 Jul. 22 at 10:27 AM
$SYF Synchrony reports Q2 EPS $2.50, consensus $1.70 -- Q2 tangible book value per share $36.55.
1 · Reply
Estimize
Estimize Jul. 22 at 10:00 AM
$SYF reported - EPS and - revenue for Q2. http://www.estimize.com/intro/syf?chart=historical&metric_name=eps&utm_content=SYF&utm_medium=act
0 · Reply
AlertsAndNews
AlertsAndNews Jul. 22 at 3:00 AM
$JPM $GS $BAC $WFC $SYF Bessent calls for deeper US bank regulatory reforms, scrapping dual capital requirements-Reuters Treasury Secretary Scott Bessent called for sweeping reforms to the U.S. banking regulatory system, criticizing Biden-era dual capital requirements as “flawed” and harmful to growth. Speaking at a Fed conference, Bessent argued current rules are overburdening banks, distorting markets, and pushing lending to non-bank players.
0 · Reply
Antwan61186
Antwan61186 Jul. 18 at 9:55 AM
$SYF mixed shelf offering, size not disclosed haha
0 · Reply
ZacksResearch
ZacksResearch Jul. 17 at 4:47 PM
$SYF set for another earnings beat? With a Zacks Rank #3 and Earnings ESP of +5.16%, Synchrony is poised for a strong Q2 showing. Expect net interest margin gains, pegged at 14.53%, and reduced charge-offs to drive this beat, despite increased information processing and employee costs and lower purchase volumes. See why SYF could surprise this quarter 👉 https://www.zacks.com/stock/news/2588479/can-synchrony-beat-q2-earnings-estimates-on-improving-margins?cid=sm-stocktwits-2-2588479-body-2396&ADID=SYND_STOCKTWITS_TWEET_2_2588479_BODY_2396
0 · Reply
ZacksResearch
ZacksResearch Jul. 17 at 1:51 PM
Can $SYF beat Q2 earnings with margin strength? Rising margins and lower charge-offs are expected to drive an 11% earnings jump, helping offset weaker purchase volumes. Full earnings setup here 👉 https://www.zacks.com/stock/news/2588479/can-synchrony-beat-q2-earnings-estimates-on-improving-margins?cid=sm-stocktwits-2-2588479-teaser-2273&ADID=SYND_STOCKTWITS_TWEET_2_2588479_TEASER_2273
0 · Reply
JarvisFlow
JarvisFlow Jul. 17 at 1:15 PM
JMP Securities has updated their rating for Synchrony Financial ( $SYF ) to Market Outperform with a price target of 77.
0 · Reply
DavyDaveCharts
DavyDaveCharts Jul. 16 at 8:30 PM
$SY wrong ticker meant $SYF
1 · Reply
whiteboytrippin
whiteboytrippin Jul. 16 at 4:19 PM
$SYF
0 · Reply
JarvisFlow
JarvisFlow Jul. 14 at 2:59 PM
BTIG updates rating for Synchrony Financial ( $SYF ) to Buy.
0 · Reply