Synchrony Financial (SYF)

$73.52 +0.89 (1.23%)
Market Cap 26.16B
Revenue (ttm) 24.17B
Net Income (ttm) 3.50B
EPS (ttm) N/A
PE Ratio 7.78
Forward PE 7.91
Profit Margin 14.48%
Debt to Equity Ratio 0.85
Volume 3,806,100
Avg Vol 4,010,316
Day's Range N/A - N/A
Shares Out 360.17M
Stochastic %K 22%
Beta 1.43
Analysts Strong Sell
Price Target $89.67

Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money mar...

Industry: Credit Services
Sector: Financial Services
Phone: 203 585 2400
Address:
777 Long Ridge Road, Stamford, United States
SuperGreenToday
SuperGreenToday Feb. 3 at 10:29 AM
$SYF Share Price: $73.50 Contract Selected: Sep 18, 2026 $70 Calls Buy Zone: $7.50 – $9.26 Target Zone: $11.92 – $14.57 Potential Upside: 50% ROI Time to Expiration: 226 Days | Updates via https://fxcapta.com/stockinfo/
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anachartanalyst
anachartanalyst Jan. 28 at 10:01 AM
$SYF https://anachart.com/wp-content/uploads/ana_temp/1769594477_soc-img.jpg
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sluggowski
sluggowski Jan. 27 at 8:38 PM
$SYF ho lee fuk... the stock is on fire. as in adumpster fire
0 · Reply
ZacksResearch
ZacksResearch Jan. 27 at 6:08 PM
$SYF just delivered an earnings beat — efficiency is paying off 💥📈 Q4 EPS came in at $2.18, beating estimates as operating efficiency improved, purchase volume increased, and credit loss provisions declined, even with softer loan receivables. See what drove the upside surprise 👉 https://www.zacks.com/stock/news/2823740/synchrony-q4-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2823740-teaser-30523&ADID=SYND_STOCKTWITS_TWEET_2_2823740_TEASER_30523
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ZacksResearch
ZacksResearch Jan. 27 at 5:08 PM
$SYF beats Q4 earnings estimates by 8.1%! 🚀 Despite a miss in net interest income, the company saw purchase volume increase by 3.2% and improved net interest margins. Reduced provision for credit losses also added to the upside, though challenges in loan receivables linger. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2823740/synchrony-q4-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2823740-body-30487&ADID=SYND_STOCKTWITS_TWEET_2_2823740_BODY_30487
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Rags2Witches
Rags2Witches Jan. 27 at 3:37 PM
$SYF options are such an interesting thing.. I don't think I've ever traded options with such low IV.. Im guessing near 70 by end of day based on volume so far..
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Rags2Witches
Rags2Witches Jan. 27 at 2:12 PM
$SYF Included in the guide...
0 · Reply
OpenOutcrier
OpenOutcrier Jan. 27 at 1:44 PM
$SYF (-2.3% pre) Synchrony Financial stock dips after Q4 EPS, revenue misses; guidance underwhelms https://ooc.bz/l/90870
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mikesterz7
mikesterz7 Jan. 27 at 1:22 PM
$SYF The company also announced that its Board of Directors (the "Board") declared a quarterly cash dividend of $0.30 per share of common stock, payable on February 17, 2026, to holders of record at the close of business on February 6, 2026.
0 · Reply
Rags2Witches
Rags2Witches Jan. 27 at 1:20 PM
$SYF HODL! My precious bag holders.. I NEED TO EXIT!!
0 · Reply
Latest News on SYF
Synchrony to Participate in the 2026 UBS Financial Services Conference

Feb 3, 2026, 8:00 AM EST - 1 hour ago

Synchrony to Participate in the 2026 UBS Financial Services Conference

Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings

Jan 28, 2026, 11:56 AM EST - 5 days ago

Synchrony Financial Analysts Slash Their Forecasts Following Q4 Earnings

Synchrony Financial: Growth At A Cost

Jan 28, 2026, 6:58 AM EST - 6 days ago

Synchrony Financial: Growth At A Cost

Synchrony Financial (SYF) Q4 2025 Earnings Call Transcript

Jan 27, 2026, 2:32 PM EST - 6 days ago

Synchrony Financial (SYF) Q4 2025 Earnings Call Transcript

Synchrony Says BNPL Lifts Sales Without Hurting Cards

Jan 27, 2026, 11:49 AM EST - 6 days ago

Synchrony Says BNPL Lifts Sales Without Hurting Cards

Synchrony Reports Fourth Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

Jan 27, 2026, 6:00 AM EST - 7 days ago

Synchrony Reports Fourth Quarter 2025 Results; Company also Announces Quarterly Common Stock Dividend of $0.30 Per Share

These stocks were the biggest losers on the S&P 500's worst day in three months

Jan 20, 2026, 5:08 PM EST - 13 days ago

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I Am Pounding The Table, I Demand Income

Jan 17, 2026, 10:30 AM EST - 16 days ago

I Am Pounding The Table, I Demand Income

DFP

Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals

Jan 14, 2026, 7:09 AM EST - 20 days ago

Synchrony Financial: The Dip Made Valuation Synchronized With Fundamentals

Synchrony Financial: Trump's Credit Card Proposal Creates An Opportunity

Jan 12, 2026, 2:34 PM EST - 21 days ago

Synchrony Financial: Trump's Credit Card Proposal Creates An Opportunity

Fiserv and Synchrony Enable Healthcare Providers to Offer Patient Financing Solution

Jan 12, 2026, 1:20 PM EST - 21 days ago

Fiserv and Synchrony Enable Healthcare Providers to Offer Patient Financing Solution

FISV

Synchrony Accelerates Growth by Expanding CareCredit® Financing to Health and Wellness Providers via Exclusive Clover App Market Integration

Jan 12, 2026, 9:00 AM EST - 22 days ago

Synchrony Accelerates Growth by Expanding CareCredit® Financing to Health and Wellness Providers via Exclusive Clover App Market Integration

FISV

Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026

Jan 6, 2026, 8:00 AM EST - 4 weeks ago

Synchrony to Announce Fourth Quarter 2025 Financial Results on January 27, 2026

CareCredit Remains Exclusive Financing Solution for AmSpa Members as Synchrony and the American Med Spa Association Extend Partnership

Dec 17, 2025, 9:00 AM EST - 6 weeks ago

CareCredit Remains Exclusive Financing Solution for AmSpa Members as Synchrony and the American Med Spa Association Extend Partnership

Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Dec 9, 2025, 11:07 AM EST - 7 weeks ago

Synchrony Financial (SYF) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort

Dec 4, 2025, 9:00 AM EST - 2 months ago

Synchrony and METUS Renew Relationship to Offer Customers Flexible HVAC Financing for Greater Comfort

Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference

Dec 2, 2025, 8:00 AM EST - 2 months ago

Synchrony to Participate in the 2025 Goldman Sachs Financial Services Conference

Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment

Nov 20, 2025, 9:00 AM EST - 2 months ago

Synchrony and The Toro Company Launch New Credit Card for Financing Lawn Equipment

Synchrony Financial: Credit Continues To Defy Fears (Rating Upgrade)

Nov 15, 2025, 10:52 AM EST - 2 months ago

Synchrony Financial: Credit Continues To Defy Fears (Rating Upgrade)

Synchrony Financial (SYF) Presents at KBW Fintech Payments Conference 2025 Transcript

Nov 12, 2025, 3:31 PM EST - 2 months ago

Synchrony Financial (SYF) Presents at KBW Fintech Payments Conference 2025 Transcript

Synchrony to Participate in the 2025 KBW Fintech Payments Conference

Nov 5, 2025, 8:00 AM EST - 3 months ago

Synchrony to Participate in the 2025 KBW Fintech Payments Conference

Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share

Oct 23, 2025, 4:05 PM EDT - 3 months ago

Synchrony Announces Quarterly Common Stock Dividend of $0.30 Per Share

These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings

Oct 16, 2025, 12:39 PM EDT - 3 months ago

These Analysts Increase Their Forecasts On Synchrony Financial After Upbeat Q3 Earnings

Synchrony Financial: Upgrading The Customer Base Pays Off

Oct 16, 2025, 7:50 AM EDT - 3 months ago

Synchrony Financial: Upgrading The Customer Base Pays Off

Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript

Oct 15, 2025, 6:26 PM EDT - 3 months ago

Synchrony Financial (SYF) Q3 2025 Earnings Call Transcript

Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line

Oct 15, 2025, 11:45 AM EDT - 3 months ago

Synchrony's Q3 Shows Strength, Not Strain, as Consumers Hold the Line

Bank On Big Dividends For Your Retirement; Yields +7%

Oct 15, 2025, 7:35 AM EDT - 3 months ago

Bank On Big Dividends For Your Retirement; Yields +7%

BTO

Synchrony Financial Posts Higher Profit, Revenue

Oct 15, 2025, 6:49 AM EDT - 3 months ago

Synchrony Financial Posts Higher Profit, Revenue

Synchrony Reports Third Quarter 2025 Results; Company also Announces Approval of $1 Billion Increase in Share Repurchase Authority

Oct 15, 2025, 6:00 AM EDT - 3 months ago

Synchrony Reports Third Quarter 2025 Results; Company also Announces Approval of $1 Billion Increase in Share Repurchase Authority

OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence

Oct 14, 2025, 3:08 PM EDT - 3 months ago

OPEIU and CWA Call on Synchrony Financial To Disclose Material Relationships Compromising Director Independence

Synchrony and Pumpkin Pet Insurance Partner to Deliver Simple Reimbursements for Pet Owners Through CareCredit

Oct 14, 2025, 9:00 AM EDT - 4 months ago

Synchrony and Pumpkin Pet Insurance Partner to Deliver Simple Reimbursements for Pet Owners Through CareCredit

Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Oct 13, 2025, 1:36 PM EDT - 4 months ago

Synchrony Financial Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock

Oct 3, 2025, 5:10 AM EDT - 4 months ago

Synchrony Financial: Even After The Recent Gain, I Still See Value In This Stock

PSG Completes Sale of Versatile Credit to Synchrony

Oct 1, 2025, 5:00 PM EDT - 4 months ago

PSG Completes Sale of Versatile Credit to Synchrony

Versatile Credit Bringing Leading Credit Access Platform to Synchrony

Oct 1, 2025, 4:45 PM EDT - 4 months ago

Versatile Credit Bringing Leading Credit Access Platform to Synchrony

mClub® Selects Synchrony's CareCredit® as Exclusive Financing Partner, Bolstering Independent Veterinary Practices with Comprehensive Pet Care Solutions

Oct 1, 2025, 9:00 AM EDT - 4 months ago

mClub® Selects Synchrony's CareCredit® as Exclusive Financing Partner, Bolstering Independent Veterinary Practices with Comprehensive Pet Care Solutions

Synchrony Names Deborah Ellinger to Board of Directors

Sep 29, 2025, 4:05 PM EDT - 4 months ago

Synchrony Names Deborah Ellinger to Board of Directors

New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly

Sep 23, 2025, 9:00 AM EDT - 4 months ago

New Sun Country Airlines Credit Card from Synchrony Rewards Travelers Every Time They Fly

SNCY

These 15 stocks have beaten the S&P 500 this year — while getting cheaper in the process

Sep 22, 2025, 10:19 AM EDT - 4 months ago

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Synchrony and University of Illinois Urbana-Champaign Celebrate Major Expansion as Emerging Technology Center Surpasses 400 Internships, Empowering the Next Generation of Innovators

Sep 18, 2025, 9:00 AM EDT - 4 months ago

Synchrony and University of Illinois Urbana-Champaign Celebrate Major Expansion as Emerging Technology Center Surpasses 400 Internships, Empowering the Next Generation of Innovators

Synchrony Partners with Audibel to Offer CareCredit as Preferred Financing Solution for Hearing Health Care

Sep 17, 2025, 9:00 AM EDT - 4 months ago

Synchrony Partners with Audibel to Offer CareCredit as Preferred Financing Solution for Hearing Health Care

Synchrony to Announce Third Quarter 2025 Financial Results on October 15, 2025

Sep 17, 2025, 8:00 AM EDT - 4 months ago

Synchrony to Announce Third Quarter 2025 Financial Results on October 15, 2025

SYNCHRONY INVESTS $1 MILLION IN EDUCATORS TO ADVANCE PERSONAL FINANCE EDUCATION FOR STUDENTS NATIONWIDE

Sep 17, 2025, 5:00 AM EDT - 4 months ago

SYNCHRONY INVESTS $1 MILLION IN EDUCATORS TO ADVANCE PERSONAL FINANCE EDUCATION FOR STUDENTS NATIONWIDE

Synchrony Financial (SYF) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Sep 10, 2025, 11:09 AM EDT - 5 months ago

Synchrony Financial (SYF) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Synchrony to Participate in the Barclays Global Financial Services Conference

Sep 3, 2025, 8:00 AM EDT - 5 months ago

Synchrony to Participate in the Barclays Global Financial Services Conference

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Aug 28, 2025, 1:28 PM EDT - 5 months ago

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Aug 27, 2025, 1:23 PM EDT - 5 months ago

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Josh Brown's Best Stocks in the Market: O'Reilly Auto, Synchrony Financial & Hartford Insurance

Aug 26, 2025, 2:33 PM EDT - 5 months ago

Josh Brown's Best Stocks in the Market: O'Reilly Auto, Synchrony Financial & Hartford Insurance

HIG ORLY

Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

Jul 23, 2025, 9:00 AM EDT - 6 months ago

Synchrony and Dental Intelligence Partner to Simplify Payment and Marketing Solutions for Dentists

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

Jul 22, 2025, 4:52 PM EDT - 6 months ago

Synchrony Financial: Still Bullish But More Cautious Near All-Time Highs

SuperGreenToday
SuperGreenToday Feb. 3 at 10:29 AM
$SYF Share Price: $73.50 Contract Selected: Sep 18, 2026 $70 Calls Buy Zone: $7.50 – $9.26 Target Zone: $11.92 – $14.57 Potential Upside: 50% ROI Time to Expiration: 226 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
anachartanalyst
anachartanalyst Jan. 28 at 10:01 AM
$SYF https://anachart.com/wp-content/uploads/ana_temp/1769594477_soc-img.jpg
0 · Reply
sluggowski
sluggowski Jan. 27 at 8:38 PM
$SYF ho lee fuk... the stock is on fire. as in adumpster fire
0 · Reply
ZacksResearch
ZacksResearch Jan. 27 at 6:08 PM
$SYF just delivered an earnings beat — efficiency is paying off 💥📈 Q4 EPS came in at $2.18, beating estimates as operating efficiency improved, purchase volume increased, and credit loss provisions declined, even with softer loan receivables. See what drove the upside surprise 👉 https://www.zacks.com/stock/news/2823740/synchrony-q4-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2823740-teaser-30523&ADID=SYND_STOCKTWITS_TWEET_2_2823740_TEASER_30523
0 · Reply
ZacksResearch
ZacksResearch Jan. 27 at 5:08 PM
$SYF beats Q4 earnings estimates by 8.1%! 🚀 Despite a miss in net interest income, the company saw purchase volume increase by 3.2% and improved net interest margins. Reduced provision for credit losses also added to the upside, though challenges in loan receivables linger. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2823740/synchrony-q4-earnings-beat-estimates-on-improved-efficiency?cid=sm-stocktwits-2-2823740-body-30487&ADID=SYND_STOCKTWITS_TWEET_2_2823740_BODY_30487
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Rags2Witches
Rags2Witches Jan. 27 at 3:37 PM
$SYF options are such an interesting thing.. I don't think I've ever traded options with such low IV.. Im guessing near 70 by end of day based on volume so far..
0 · Reply
Rags2Witches
Rags2Witches Jan. 27 at 2:12 PM
$SYF Included in the guide...
0 · Reply
OpenOutcrier
OpenOutcrier Jan. 27 at 1:44 PM
$SYF (-2.3% pre) Synchrony Financial stock dips after Q4 EPS, revenue misses; guidance underwhelms https://ooc.bz/l/90870
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mikesterz7
mikesterz7 Jan. 27 at 1:22 PM
$SYF The company also announced that its Board of Directors (the "Board") declared a quarterly cash dividend of $0.30 per share of common stock, payable on February 17, 2026, to holders of record at the close of business on February 6, 2026.
0 · Reply
Rags2Witches
Rags2Witches Jan. 27 at 1:20 PM
$SYF HODL! My precious bag holders.. I NEED TO EXIT!!
0 · Reply
AStrokeOfLuck
AStrokeOfLuck Jan. 27 at 1:06 PM
$SYF
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DJ_Salad
DJ_Salad Jan. 27 at 1:00 PM
$SYF
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StocktwitsEarnings
StocktwitsEarnings Jan. 27 at 12:57 PM
$SYF Q4 '25 Earnings Results & Recap Synchrony Financial reported Q4 2025 net earnings of $751 million ($2.04 per diluted share), with purchase volume increasing 3% to $49.5 billion and loan receivables decreasing 1% to $103.8 billion. Net interest margin increased 82 basis points.
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Rags2Witches
Rags2Witches Jan. 27 at 11:35 AM
$SYF Yikes, my calls are forked..
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Estimize
Estimize Jan. 27 at 11:03 AM
$SYF reported - EPS and - revenue for Q4. http://www.estimize.com/intro/syf?chart=historical&metric_name=eps&utm_content=SYF&utm_medium=act
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MaroonSwan
MaroonSwan Jan. 26 at 9:00 PM
$SYF expecting a big move tomorrow
1 · Reply
Rags2Witches
Rags2Witches Jan. 26 at 6:22 PM
$SYF lets go!
0 · Reply
BTG11
BTG11 Jan. 26 at 4:32 PM
$SYF
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MetroRock1000
MetroRock1000 Jan. 23 at 3:11 AM
$SYF🚨🐋 alert!
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ZacksResearch
ZacksResearch Jan. 21 at 5:56 PM
$SYF into Q4 earnings — margins up, but is demand cracking? ⚠️ The company heads into the quarter with higher margins and purchase volumes, but declining active accounts and lower average interest-earning assets are clouding the upside. That’s a mixed setup heading into the print. See what could tip the balance this quarter 👉 https://www.zacks.com/stock/news/2820487/will-lower-active-accounts-impact-synchronys-q4-earnings-potential?cid=sm-stocktwits-2-2820487-teaser-29911&ADID=SYND_STOCKTWITS_TWEET_2_2820487_TEASER_29911
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ZacksResearch
ZacksResearch Jan. 21 at 4:56 PM
$SYF Q4 Earnings: Uncertain Outlook Ahead 🤔 Despite a consistent earnings beat over the last four quarters, the combo of a -0.60% Earnings ESP and Zacks Rank #3 makes an SYF beat uncertain this time. 📉 What challenges lie ahead for SYF? Full preview here 👉 https://www.zacks.com/stock/news/2820487/will-lower-active-accounts-impact-synchronys-q4-earnings-potential?cid=sm-stocktwits-2-2820487-body-29910&ADID=SYND_STOCKTWITS_TWEET_2_2820487_BODY_29910
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BillionerOfKing
BillionerOfKing Jan. 15 at 11:31 AM
$SYF Current Stock Price: $77.83 Contracts to trade: $80 SYF Jan 16 2026 Call Entry: $0.32 Exit: $0.55 ROI: 75% Hold ~21 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
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