Market Cap 1.97B
Revenue (ttm) 977.72M
Net Income (ttm) 121.16M
EPS (ttm) N/A
PE Ratio 26.52
Forward PE 23.07
Profit Margin 12.39%
Debt to Equity Ratio 0.00
Volume 1,985,500
Avg Vol 2,921,966
Day's Range N/A - N/A
Shares Out 356.44M
Stochastic %K 66%
Beta 0.94
Analysts Strong Sell
Price Target $8.78

Company Profile

Payoneer Global Inc. operates as a financial technology company. It offers customers with a multi-currency account to serve their accounts receivable and accounts payable needs through a payment infrastructure platform. The company delivers a suite of services, such as funds management, working capital, and multicurrency accounts. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized...

Industry: Software - Infrastructure
Sector: Technology
Phone: 212 600 9272
Address:
195 Broadway, 27th Floor, New York, United States
Traderdoggy
Traderdoggy Nov. 15 at 9:00 PM
$PAYO Was going through Seeking Alpha for various stocks and came across an unusual posting from 2015 (yes I know) about Payoneer and it said this among other things "The company is reported to have exceeded $100 million in revenue in 2015 and has been valued by the venture capital database firm PitchBook at $880 million. This valuation, if accurate, would represent a roughly 8.8x Price/Sales multiple vs. a 4.76x multiple for public competitor PayPal.". Fast forward to today, the EV/Sales multiple is 1.5x not 8.8x, and by the way growth has been pretty good over that time with revs now over a billion without major M&A, just some small bolt ons. Goes to show that investors don't have a bloody clue one way or the other.
1 · Reply
Traderdoggy
Traderdoggy Nov. 13 at 7:46 PM
$PAYO that POS Paysafe (PSFE) has 38,000 watchers and despite being down 25% today to a new low it’s still more expensive than Payo on the key metric of EV/gross profit. Seriously some of those guys should take a look at our POS stock as even though Payo is a POS stock at least the fundamentals are decent.
1 · Reply
Traderdoggy
Traderdoggy Nov. 13 at 5:08 PM
$PAYO All the hot momentum stocks like Payo getting killed today. Wait Payo gets killed most days, it has already died a thousand deaths ☠️
1 · Reply
Traderdoggy
Traderdoggy Nov. 12 at 10:40 AM
$BILL $FOUR went through this 'exploring a sale' process and nothing came of it. $FLYW was said to be considering offers in August 2024 and nothing came of it. PE firms are not bidding high these days, which leaves larger public companies. That said the whole fintech space, including the likes of RELY, DLO, $PAYO and those above are likely going to get acquired sooner or later as the public markets don't treat them well. They all trade at half or a third of mature slower growing payments names on an ev/gp basis and the margin profile would ramp high in any deal. AvidXchange, Nuvei, Bottomline (more on that next) have all been sold in recent times (2-3 yrs). Makes sense they all sell given as the public markets just don;t trust these names according to their valuations.
0 · Reply
To_The_King_investor
To_The_King_investor Nov. 10 at 4:26 PM
$PAYO they scared u out to get cheap shares. After u sold, the price will keep raising so u miss the train and lost profits. That's legal scams and no one can do anything. They have the whole picture where we at. They can manipulate whatever they want. Buffet knew wall street dirty trick thats why he didn't k anything come out of them.
2 · Reply
WaitingforNext
WaitingforNext Nov. 10 at 2:04 PM
$PAYO pls come back to $6 so I can get out. Sure, this has a lot of potential according to 'experts', but I had enough.
1 · Reply
Traderdoggy
Traderdoggy Nov. 10 at 1:53 PM
$PAYO Valuations using consensus ests sorted by ev/gross profit est for 2026
1 · Reply
Traderdoggy
Traderdoggy Nov. 10 at 1:52 PM
$PAYO I just relistened to the conf call - there's nothing wrong here, they are executing well even if the strategy of focusing on profitability is causing some noise. Profits ex interest are up 3x y-y, growth in balance well into the teens, growth in core revs 17% which is same as last quarters. Interest rate reductions are contributing to hurting top line over the next year or so and some may look at headline numbers and think 'blah' but that's not very generous as it understates progress. I came across a spreadsheet of a sector data dump from August 2022 and in it was the expectation for Payo's 2024 ebitda at $67M. They ended up doing $271M in 2024. Yes a lot of that was interest but hey the likes of Robinhood earns a lot from interest income - that stock trades at 25x revenues. That profitability is more cash in the bank, more resources to invest, and by the way maybe higher rates is the new normal in which case these guys will be super profitable. No real downside here is my 2c.
0 · Reply
Traderdoggy
Traderdoggy Nov. 7 at 5:37 PM
$PAYO Buyback rules - they should just do the max allowable. Per day (open-market): Under the SEC’s Rule 10b-18 safe harbor, a company can repurchase up to 25% of its Average Daily Trading Volume (ADTV) on any given day. (ADTV is measured over the four calendar weeks before the week of the buyback.) There’s also a “one block trade per week” alternative: on one day each week, the company may do a qualifying block trade instead of using that day’s 25% limit. The safe harbor also requires using one broker per day, price caps (can’t pay above the highest independent bid or last sale), and timing limits (not the open; generally not in the last 10 minutes for actively traded stocks, or last 30 minutes for others). Skadden Per year: There’s no SEC-set annual cap. Companies can buy back as much as they’re authorized to, subject to the day-by-day limits above if they want the Rule 10b-18 safe harbor, plus other legal and contractual constraints.
1 · Reply
tata331
tata331 Nov. 7 at 12:49 PM
$PAYO so basically every aspect of the earnings reports was good except for the eps miss ?
1 · Reply
Latest News on PAYO
Payoneer Global Inc. (PAYO) Q3 2025 Earnings Call Transcript

Nov 6, 2025, 3:21 AM EST - 11 days ago

Payoneer Global Inc. (PAYO) Q3 2025 Earnings Call Transcript


Payoneer Reports Third Quarter 2025 Financial Results

Nov 5, 2025, 7:30 AM EST - 11 days ago

Payoneer Reports Third Quarter 2025 Financial Results


Payoneer Global Inc. (PAYO) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 10:08 PM EDT - 3 months ago

Payoneer Global Inc. (PAYO) Q2 2025 Earnings Call Transcript


Payoneer Reports Second Quarter 2025 Financial Results

Aug 6, 2025, 7:30 AM EDT - 3 months ago

Payoneer Reports Second Quarter 2025 Financial Results


Payoneer to Report Second Quarter 2025 Results on August 6, 2025

Jul 23, 2025, 10:00 AM EDT - 4 months ago

Payoneer to Report Second Quarter 2025 Results on August 6, 2025


Payoneer: High Quality Undervalued Company With Enduring Moat

Jul 1, 2025, 12:07 PM EDT - 4 months ago

Payoneer: High Quality Undervalued Company With Enduring Moat


Payoneer: Trade War Blip

May 8, 2025, 3:17 PM EDT - 6 months ago

Payoneer: Trade War Blip


Payoneer Global Inc. (PAYO) Q1 2025 Earnings Call Transcript

May 7, 2025, 1:19 PM EDT - 6 months ago

Payoneer Global Inc. (PAYO) Q1 2025 Earnings Call Transcript


Payoneer Reports First Quarter 2025 Financial Results

May 7, 2025, 7:30 AM EDT - 6 months ago

Payoneer Reports First Quarter 2025 Financial Results


Payoneer to Report First Quarter 2025 Results on May 7, 2025

Apr 23, 2025, 10:00 AM EDT - 7 months ago

Payoneer to Report First Quarter 2025 Results on May 7, 2025


Payoneer: Solid Moat With Strong Industry Tailwinds

Apr 18, 2025, 11:35 AM EDT - 7 months ago

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Payoneer Global: Irrational Dip

Mar 12, 2025, 8:42 AM EDT - 8 months ago

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Payoneer Global Inc. (PAYO) Q4 2024 Earnings Call Transcript

Feb 27, 2025, 11:46 AM EST - 9 months ago

Payoneer Global Inc. (PAYO) Q4 2024 Earnings Call Transcript


Payoneer appoints Barak Eilam to its Board of Directors

Feb 24, 2025, 4:30 PM EST - 9 months ago

Payoneer appoints Barak Eilam to its Board of Directors


Payoneer: Emerging 'Star' Currently Drowning In Cash

Dec 10, 2024, 3:48 AM EST - 1 year ago

Payoneer: Emerging 'Star' Currently Drowning In Cash


Payoneer Global Inc. (PAYO) Q3 2024 Earnings Call Transcript

Nov 5, 2024, 1:17 PM EST - 1 year ago

Payoneer Global Inc. (PAYO) Q3 2024 Earnings Call Transcript


Payoneer Reports Third Quarter 2024 Financial Results

Nov 5, 2024, 7:30 AM EST - 1 year ago

Payoneer Reports Third Quarter 2024 Financial Results


Payoneer Global: Multiple Drivers To Support Growth Ahead

Sep 21, 2024, 2:36 AM EDT - 1 year ago

Payoneer Global: Multiple Drivers To Support Growth Ahead


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Aug 12, 2024, 2:11 PM EDT - 1 year ago

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Payoneer Global Inc. (PAYO) Q2 2024 Earnings Call Transcript

Aug 7, 2024, 3:40 PM EDT - 1 year ago

Payoneer Global Inc. (PAYO) Q2 2024 Earnings Call Transcript


Payoneer Reports Second Quarter 2024 Financial Results

Aug 7, 2024, 7:30 AM EDT - 1 year ago

Payoneer Reports Second Quarter 2024 Financial Results


Traderdoggy
Traderdoggy Nov. 15 at 9:00 PM
$PAYO Was going through Seeking Alpha for various stocks and came across an unusual posting from 2015 (yes I know) about Payoneer and it said this among other things "The company is reported to have exceeded $100 million in revenue in 2015 and has been valued by the venture capital database firm PitchBook at $880 million. This valuation, if accurate, would represent a roughly 8.8x Price/Sales multiple vs. a 4.76x multiple for public competitor PayPal.". Fast forward to today, the EV/Sales multiple is 1.5x not 8.8x, and by the way growth has been pretty good over that time with revs now over a billion without major M&A, just some small bolt ons. Goes to show that investors don't have a bloody clue one way or the other.
1 · Reply
Traderdoggy
Traderdoggy Nov. 13 at 7:46 PM
$PAYO that POS Paysafe (PSFE) has 38,000 watchers and despite being down 25% today to a new low it’s still more expensive than Payo on the key metric of EV/gross profit. Seriously some of those guys should take a look at our POS stock as even though Payo is a POS stock at least the fundamentals are decent.
1 · Reply
Traderdoggy
Traderdoggy Nov. 13 at 5:08 PM
$PAYO All the hot momentum stocks like Payo getting killed today. Wait Payo gets killed most days, it has already died a thousand deaths ☠️
1 · Reply
Traderdoggy
Traderdoggy Nov. 12 at 10:40 AM
$BILL $FOUR went through this 'exploring a sale' process and nothing came of it. $FLYW was said to be considering offers in August 2024 and nothing came of it. PE firms are not bidding high these days, which leaves larger public companies. That said the whole fintech space, including the likes of RELY, DLO, $PAYO and those above are likely going to get acquired sooner or later as the public markets don't treat them well. They all trade at half or a third of mature slower growing payments names on an ev/gp basis and the margin profile would ramp high in any deal. AvidXchange, Nuvei, Bottomline (more on that next) have all been sold in recent times (2-3 yrs). Makes sense they all sell given as the public markets just don;t trust these names according to their valuations.
0 · Reply
To_The_King_investor
To_The_King_investor Nov. 10 at 4:26 PM
$PAYO they scared u out to get cheap shares. After u sold, the price will keep raising so u miss the train and lost profits. That's legal scams and no one can do anything. They have the whole picture where we at. They can manipulate whatever they want. Buffet knew wall street dirty trick thats why he didn't k anything come out of them.
2 · Reply
WaitingforNext
WaitingforNext Nov. 10 at 2:04 PM
$PAYO pls come back to $6 so I can get out. Sure, this has a lot of potential according to 'experts', but I had enough.
1 · Reply
Traderdoggy
Traderdoggy Nov. 10 at 1:53 PM
$PAYO Valuations using consensus ests sorted by ev/gross profit est for 2026
1 · Reply
Traderdoggy
Traderdoggy Nov. 10 at 1:52 PM
$PAYO I just relistened to the conf call - there's nothing wrong here, they are executing well even if the strategy of focusing on profitability is causing some noise. Profits ex interest are up 3x y-y, growth in balance well into the teens, growth in core revs 17% which is same as last quarters. Interest rate reductions are contributing to hurting top line over the next year or so and some may look at headline numbers and think 'blah' but that's not very generous as it understates progress. I came across a spreadsheet of a sector data dump from August 2022 and in it was the expectation for Payo's 2024 ebitda at $67M. They ended up doing $271M in 2024. Yes a lot of that was interest but hey the likes of Robinhood earns a lot from interest income - that stock trades at 25x revenues. That profitability is more cash in the bank, more resources to invest, and by the way maybe higher rates is the new normal in which case these guys will be super profitable. No real downside here is my 2c.
0 · Reply
Traderdoggy
Traderdoggy Nov. 7 at 5:37 PM
$PAYO Buyback rules - they should just do the max allowable. Per day (open-market): Under the SEC’s Rule 10b-18 safe harbor, a company can repurchase up to 25% of its Average Daily Trading Volume (ADTV) on any given day. (ADTV is measured over the four calendar weeks before the week of the buyback.) There’s also a “one block trade per week” alternative: on one day each week, the company may do a qualifying block trade instead of using that day’s 25% limit. The safe harbor also requires using one broker per day, price caps (can’t pay above the highest independent bid or last sale), and timing limits (not the open; generally not in the last 10 minutes for actively traded stocks, or last 30 minutes for others). Skadden Per year: There’s no SEC-set annual cap. Companies can buy back as much as they’re authorized to, subject to the day-by-day limits above if they want the Rule 10b-18 safe harbor, plus other legal and contractual constraints.
1 · Reply
tata331
tata331 Nov. 7 at 12:49 PM
$PAYO so basically every aspect of the earnings reports was good except for the eps miss ?
1 · Reply
Traderdoggy
Traderdoggy Nov. 6 at 8:54 PM
$PAYO Buyback can restart tomorrow - they should be super aggressive, do the max allowed. I mean what have they got to lose they are going to lose their jobs if things don't improve soon.
0 · Reply
Jstoefen
Jstoefen Nov. 6 at 5:01 PM
$PAYO sold at a broke even. What a terrible investment
0 · Reply
afterhoursearnings
afterhoursearnings Nov. 6 at 4:30 PM
$PAYO too low
0 · Reply
StoneFoxCapital
StoneFoxCapital Nov. 5 at 10:35 PM
$PAYO is probably the best buy on the market now at 5x EV/EBITDA with the payments business growing at 15% suggesting a 20x EBITDA target.
0 · Reply
Nakattack69
Nakattack69 Nov. 5 at 9:04 PM
$PAYO weird end of day volume. Lots of buys at the end
1 · Reply
pickapenny
pickapenny Nov. 5 at 8:12 PM
$PAYO Frankly, I think the report looked good and will be steadily adding believing this will be well above current price in the near future.
2 · Reply
Level_2_WatchDog
Level_2_WatchDog Nov. 5 at 7:10 PM
$PAYO classic move shaking out the weak!!!
1 · Reply
tata331
tata331 Nov. 5 at 5:02 PM
$PAYO loaded 4.95,5.1
0 · Reply
Traderdoggy
Traderdoggy Nov. 5 at 4:53 PM
$PAYO And there's this - prediction markets saying Supreme Court will shoot down tariffs - good for you know who given that seems to be the reason for the 4Q weaker volumes in marketplaces - down to 20% chance right now that they rule in favor of tariffs https://polymarket.com/event/will-the-supreme-court-rule-in-favor-of-trumps-tariffs?tid=1762361396556
1 · Reply
Traderdoggy
Traderdoggy Nov. 5 at 4:46 PM
$PAYO Here we are - all time low EV/EBITDA NTM at 5.2x, bloody stupid. They have near $500M net cash which is 27% of mkt cap. They could do 10% net buyback a year at these prices, meanwhile all the overpriced stocks keep being net issuers of their stock.
0 · Reply
Traderdoggy
Traderdoggy Nov. 5 at 4:40 PM
$PAYO Here's why I'm back in with a decent position. Back to relative lows v's the equal weighted S&P500. 3 Year revenue cagr (mostly organic) was 27.5% - that's way above the market. Ebitda back in 2022 at start of this chart was $48M and now it is $275M for 2025, so up almost 6x. And yet stock is at the lows v's market.
1 · Reply
Traderdoggy
Traderdoggy Nov. 5 at 4:28 PM
$PAYO listened to the call now - quartr app is great for this by the way and free. First question the analyst said "congrats on the quarter" funny. Bea "business is performing really well in a sustainable way", "take rate expansion, building a healthier more sustainable customer portfolio". Pruning the customer base which is maybe confusing as customer numbers can go down even as average rev per customer goes up a lot. She said there's likely a tariff impact on marketplace volumes. Saw modest softening in Oct in marketplace volumes although it's not a huge month. Stablecoins came up more than once - bea said there was opportunity there, nobody suggested its a threat. Overall tone from analysts - constructive. Why did it fall - likely because the flat to 5% volume growth in marketplace volumes in 4Q which may be due to tariffs. I thought that was already in the stock which is why it went down so much already - but valuation doesn't ever seem to matter here. Ramp the buybacks Payo!!
0 · Reply