Market Cap 4.69B
Revenue (ttm) 6.35B
Net Income (ttm) -1.12B
EPS (ttm) N/A
PE Ratio 0.00
Forward PE N/A
Profit Margin -17.60%
Debt to Equity Ratio 1.63
Volume 7,635,900
Avg Vol 6,902,726
Day's Range N/A - N/A
Shares Out 415.08M
Stochastic %K 19%
Beta 1.10
Analysts Sell
Price Target $13.22

Company Profile

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans;...

Industry: Banks - Regional
Sector: Financial Services
Phone: 516 683 4100
Address:
102 Duffy Avenue, Hicksville, United States
Z_Saki
Z_Saki Jul. 31 at 1:02 PM
$FLG Is it ever gonna touch $15?
1 · Reply
TricksterJones
TricksterJones Jul. 30 at 7:17 PM
$FLG back in the shackles you go no sunlight for you
0 · Reply
one_more_million
one_more_million Jul. 30 at 1:33 PM
$FLG Love seeing this — Otting only wins if we do, and that kind of skin in the game just makes the rerating feel like a matter of when, not if! 🛫
0 · Reply
one_more_million
one_more_million Jul. 30 at 12:54 AM
$FLG thanks for the thoughtful post, as always.
0 · Reply
z_value_investing
z_value_investing Jul. 29 at 3:26 PM
$FLG The relative elasticity of this stock price (always pulling towards tangible book value) never ceases to amaze me. Short interest at 20% of float and an additional 15 million shares were reported off-exchange since July 15th. Obviously I would rather see this "beating expectations" but the turnaround story here is still on track IMO. This bank will be profitable in a few short months and when/if the Fed cuts rates, this will only accelerate. It's still amazing to think that not a single insider has sold stock here since the restructuring last year. My personal interpretation is that they must believe in their self-reported YE 2027 price target of $28.23. Time will tell!
1 · Reply
TricksterJones
TricksterJones Jul. 29 at 2:11 PM
$FLG some days I get so fed up with this inbred child but @z_value_investing usually reminds me of his potential one day. Today is showing signs that maybe one day we’ll unlock the shackles and let him see the outdoors
0 · Reply
one_more_million
one_more_million Jul. 29 at 1:42 PM
$FLG reminder who is behind this one…Valuation reset ahead. With rate cuts on the horizon, $FLG is set to catch serious momentum in the coming quarters. This one’s about to get a fresh leg up.
0 · Reply
ZacksResearch
ZacksResearch Jul. 28 at 6:18 PM
$FLG reports Q2 loss 📉 Flagstar posted a loss of 14 cents per share, missing estimates with a 26% revenue drop. Net interest and fee income fell, and loan and deposit balances declined, though decreased expenses provided some relief. Discover the full financial picture here 👉 https://www.zacks.com/stock/news/2629766/flagstar-financial-q2-loss-wider-than-expected-revenues-fall-yy?cid=sm-stocktwits-2-2629766-body-4333&ADID=SYND_STOCKTWITS_TWEET_2_2629766_BODY_4333
0 · Reply
ZacksResearch
ZacksResearch Jul. 28 at 4:22 PM
$FLG just dropped the ball in Q2 📉 Wider-than-expected loss, plus steep Y/Y declines in revenue, net interest income, and deposits — not what bulls wanted to see. Full breakdown here 👉 https://www.zacks.com/stock/news/2629766/flagstar-financial-q2-loss-wider-than-expected-revenues-fall-yy?cid=sm-stocktwits-2-2629766-teaser-4268&ADID=SYND_STOCKTWITS_TWEET_2_2629766_TEASER_4268
0 · Reply
TricksterJones
TricksterJones Jul. 28 at 1:39 PM
$FLG looks like another day the fagstar still sucks
1 · Reply
Latest News on FLG
Flagstar Financial, Inc. (FLG) Q2 2025 Earnings Call Transcript

Jul 25, 2025, 12:24 PM EDT - 8 days ago

Flagstar Financial, Inc. (FLG) Q2 2025 Earnings Call Transcript


Flagstar Financial: New Headwinds For New York Real Estate

Jul 8, 2025, 6:01 PM EDT - 25 days ago

Flagstar Financial: New Headwinds For New York Real Estate


Flagstar Financial, Inc. (FLG) Q1 2025 Earnings Call Transcript

Apr 25, 2025, 12:08 PM EDT - 3 months ago

Flagstar Financial, Inc. (FLG) Q1 2025 Earnings Call Transcript


Flagstar Financial: The Turnaround Is Working

Apr 16, 2025, 12:12 PM EDT - 3 months ago

Flagstar Financial: The Turnaround Is Working


Flagstar Financial, Inc. (FLG) Q4 2024 Earnings Call Transcript

Jan 30, 2025, 11:38 AM EST - 6 months ago

Flagstar Financial, Inc. (FLG) Q4 2024 Earnings Call Transcript


Top 6 Businesses We Own: Q4 2024 Update

Jan 15, 2025, 8:00 AM EST - 7 months ago

Top 6 Businesses We Own: Q4 2024 Update

ABG BLDR HCC


Flagstar Financial: A Unique Buy-The-Dip Opportunity

Dec 23, 2024, 4:08 PM EST - 7 months ago

Flagstar Financial: A Unique Buy-The-Dip Opportunity


New York Community Bancorp: A New Chapter Begins

Oct 25, 2024, 12:51 PM EDT - 10 months ago

New York Community Bancorp: A New Chapter Begins


NYCB reports third-quarter loss on bigger rainy-day funds

Oct 25, 2024, 7:09 AM EDT - 10 months ago

NYCB reports third-quarter loss on bigger rainy-day funds


NYCB's Flagstar unit to cut around 700 jobs

Oct 17, 2024, 7:13 PM EDT - 10 months ago

NYCB's Flagstar unit to cut around 700 jobs


New York Bancorp changes name to its subsidiary Flagstar Financial

Oct 15, 2024, 5:07 PM EDT - 10 months ago

New York Bancorp changes name to its subsidiary Flagstar Financial


Z_Saki
Z_Saki Jul. 31 at 1:02 PM
$FLG Is it ever gonna touch $15?
1 · Reply
TricksterJones
TricksterJones Jul. 30 at 7:17 PM
$FLG back in the shackles you go no sunlight for you
0 · Reply
one_more_million
one_more_million Jul. 30 at 1:33 PM
$FLG Love seeing this — Otting only wins if we do, and that kind of skin in the game just makes the rerating feel like a matter of when, not if! 🛫
0 · Reply
one_more_million
one_more_million Jul. 30 at 12:54 AM
$FLG thanks for the thoughtful post, as always.
0 · Reply
z_value_investing
z_value_investing Jul. 29 at 3:26 PM
$FLG The relative elasticity of this stock price (always pulling towards tangible book value) never ceases to amaze me. Short interest at 20% of float and an additional 15 million shares were reported off-exchange since July 15th. Obviously I would rather see this "beating expectations" but the turnaround story here is still on track IMO. This bank will be profitable in a few short months and when/if the Fed cuts rates, this will only accelerate. It's still amazing to think that not a single insider has sold stock here since the restructuring last year. My personal interpretation is that they must believe in their self-reported YE 2027 price target of $28.23. Time will tell!
1 · Reply
TricksterJones
TricksterJones Jul. 29 at 2:11 PM
$FLG some days I get so fed up with this inbred child but @z_value_investing usually reminds me of his potential one day. Today is showing signs that maybe one day we’ll unlock the shackles and let him see the outdoors
0 · Reply
one_more_million
one_more_million Jul. 29 at 1:42 PM
$FLG reminder who is behind this one…Valuation reset ahead. With rate cuts on the horizon, $FLG is set to catch serious momentum in the coming quarters. This one’s about to get a fresh leg up.
0 · Reply
ZacksResearch
ZacksResearch Jul. 28 at 6:18 PM
$FLG reports Q2 loss 📉 Flagstar posted a loss of 14 cents per share, missing estimates with a 26% revenue drop. Net interest and fee income fell, and loan and deposit balances declined, though decreased expenses provided some relief. Discover the full financial picture here 👉 https://www.zacks.com/stock/news/2629766/flagstar-financial-q2-loss-wider-than-expected-revenues-fall-yy?cid=sm-stocktwits-2-2629766-body-4333&ADID=SYND_STOCKTWITS_TWEET_2_2629766_BODY_4333
0 · Reply
ZacksResearch
ZacksResearch Jul. 28 at 4:22 PM
$FLG just dropped the ball in Q2 📉 Wider-than-expected loss, plus steep Y/Y declines in revenue, net interest income, and deposits — not what bulls wanted to see. Full breakdown here 👉 https://www.zacks.com/stock/news/2629766/flagstar-financial-q2-loss-wider-than-expected-revenues-fall-yy?cid=sm-stocktwits-2-2629766-teaser-4268&ADID=SYND_STOCKTWITS_TWEET_2_2629766_TEASER_4268
0 · Reply
TricksterJones
TricksterJones Jul. 28 at 1:39 PM
$FLG looks like another day the fagstar still sucks
1 · Reply
LewisDaKat
LewisDaKat Jul. 25 at 10:55 PM
News out FLAGSTAR FINANCIAL, INC. REPORTS SECOND QUARTER 2025 NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.19 PER DILUTED SHARE AND ADJUSTED NET LOSS ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.14 PER DILUTED SHARE https://marketwirenews.com/news-releases/flagstar-financial-inc-reports-second-quarter-2025-n-4589864369264730.html $FLG
0 · Reply
PassivelyActive
PassivelyActive Jul. 25 at 6:12 PM
$FLG’s negative market response to earnings is illogical. The bank hit its targets, with strong C&I portfolio momentum and CRE deleveraging ahead of guidance. This sell-off overlooks their solid execution. Scooping up shares here continues to be a no-brainer. Smh.
1 · Reply
ozman20
ozman20 Jul. 25 at 5:34 PM
$FLG can we get a short squeeze? Bank profitable by 4th 1/4.
0 · Reply
z_value_investing
z_value_investing Jul. 25 at 2:24 PM
$FLG has been the target of relentless fear-mongering over the past 18 months - with headlines warning that rent regulations would trigger a collapse in NYC multifamily real estate and bring down NYCB/Flagstar in the process. But the actual financial data tells a very different story. In the Q2 2025 earnings release, Flagstar disclosed ONLY $344 million in net charge-offs from its rent-regulated portfolio since January 2024. For a bank with over $23 billion in liquidity and $1.2 billion already provisioned for future losses, that level of realized loss is frankly immaterial. The disconnect between narrative and fundamentals here is staggering. Clearly these fears did not take into account a new management team at the helm. From my point of view, this turnaround plan is still on track even if not perfectly synced with analyst expectations. Wild times to be a value investor.
2 · Reply
z_value_investing
z_value_investing Jul. 25 at 1:54 PM
$FLG Just your daily reminder that the tangible book value for this recovering regional bank is $17.24 and the 18 month price target from management is $28.23. I'm personally fascinated by the now 61.35 million shares sold short (with more shares sold short this morning). As I've mentioned here for the last ~18 months, I am here for the long haul. Personally I used this dip as an opportunity to increase my long position and LEAPS.
1 · Reply
TricksterJones
TricksterJones Jul. 25 at 1:38 PM
$FLG bank is shit
1 · Reply
Rehypothecation
Rehypothecation Jul. 25 at 1:26 PM
$FLG Down 5% now in pre Implied move is around 7%
0 · Reply
one_more_million
one_more_million Jul. 25 at 1:03 PM
$FLG Just wrapped up the Q2 ’25 review for $FLG - and honestly, it’s tough to find any cracks in the story. The investor deck confirms it: the turnaround plan isn’t just talk, it’s working, and they’re clearly on track for a return to profitability. Love the decision to collapse the holding company — another $15M in annual savings starting next year. That’s meaningful. With the progress they’re making, a reset in valuation feels inevitable. A move to trade at or near tangible book value in the coming quarters seems very realistic. Even at 80% of TBV, this stock should be pushing $14+. Focus. Execution. Value. $FLG is quietly setting up for a major re-rate. 🚀📈
0 · Reply
TastyCarrot
TastyCarrot Jul. 25 at 12:45 PM
$FLG This not going to $13 for a long time.
0 · Reply
TricksterJones
TricksterJones Jul. 25 at 12:08 PM
$FLG @z_value_investing not gr8
0 · Reply
RMAW
RMAW Jul. 25 at 10:51 AM
$FLG “Our earnings profile during the quarter improved, as the second quarter net loss narrowed significantly compared to both the second quarter of last year and the first quarter of this year, while our net revenues, pre-provision for loan losses, turned positive during the quarter. This bodes well for our expected return to profitability in the fourth quarter of this year.” 🤑🤑🤑🤑
0 · Reply
RMAW
RMAW Jul. 25 at 10:48 AM
$FLG Going in the right direction..🤪
1 · Reply