Market Cap 4.69B
Revenue (ttm) 6.35B
Net Income (ttm) -1.12B
EPS (ttm) N/A
PE Ratio 0.00
Forward PE N/A
Profit Margin -17.60%
Debt to Equity Ratio 1.63
Volume 4,956,100
Avg Vol 5,175,962
Day's Range N/A - N/A
Shares Out 415.57M
Stochastic %K 23%
Beta 1.17
Analysts Sell
Price Target $13.63

Company Profile

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans;...

Industry: Banks - Regional
Sector: Financial Services
Phone: 516 683 4100
Address:
102 Duffy Avenue, Hicksville, United States
Alexander_Willingham_III
Alexander_Willingham_III Oct. 25 at 1:09 AM
$FLG Well done! šŸ”„
0 Ā· Reply
catapeed
catapeed Oct. 24 at 8:11 PM
$FLG Sold on the closing pump for a nice little profit. Will buy back in the low 11's again
0 Ā· Reply
TricksterJones
TricksterJones Oct. 24 at 4:59 PM
$FLG not the worst earnings but another reminder why FLG is a 1997 Honda civic compared to $HOOD who is a 2022 C8 corvette
0 Ā· Reply
TheRiskyInvestor
TheRiskyInvestor Oct. 24 at 3:17 PM
$FLG one of the maybe 2 stocks that’s i took the year that didn’t take off. Still up. bought at the bottom of the grey box and well…It’s been at the bottom of the grey box several times since. Earnings today narrowing net loss. Expecting profitability in Q4. Still a turnaround story I am here to stay for. Far from as ā€œfunā€ as a lot of other stocks i’ve invested in. But i’m along for the ride! maybe a boring name that will start to get more larger investors attention. as the turnaround story looks promising! $SPY $QQQ $IWM
0 Ā· Reply
z_value_investing
z_value_investing Oct. 24 at 1:41 PM
$FLG I am still amazed 50 million shares are sold short. It will be very interesting to watch this unwind in the coming weeks.
1 Ā· Reply
DieselDayTrades
DieselDayTrades Oct. 24 at 1:30 PM
$FLG hopefully it holds at open and my leaps pay! Little ways to go on shares still šŸ˜…
0 Ā· Reply
DaBullRunner
DaBullRunner Oct. 24 at 1:26 PM
$IRBT there it goes ZOOZ is another one I been loading🚨🚨🚨🚨 Here’s whyšŸ‘‡ $WULF $FLG $PMI $ABVE lets get it bulls
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 1:15 PM
$FLG "We expect to be profitable in Q4"
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 12:35 PM
$FLG Agreed, also it's reassuring to see that the entire NYC Multi-Family portfolio has a DSCR ~ 1.25x, reinforcing stability and resilience. With rates falling, I suspect this will continue to improve and perform well on an amortizing basis.
0 Ā· Reply
z_value_investing
z_value_investing Oct. 24 at 12:28 PM
$FLG What if Mamdani wins NYC mayor? For Flagstar, it’s a mixed bag: a likely push for rent-stabilized freezes (RGB-driven) could slow borrower repairs, but a bigger public/nonprofit buyer base could speed par payoffs on distressed assets. It looks like Flagstar is now heavily reserved on rent-regulated loans (≄50% RR ACL ~3.05%) and continues to work down MF/CRE with par exits ($1.3B in Q3). With C&I growing and NIM rising, this looks like policy noise the bank can manage, not an existential threat. Time will tell!
1 Ā· Reply
Latest News on FLG
Flagstar Bank: Transformation Offers Nice Upside

Oct 24, 2025, 5:31 PM EDT - 6 hours ago

Flagstar Bank: Transformation Offers Nice Upside


Flagstar Financial: Gambling Vs. Investing

Aug 8, 2025, 9:31 AM EDT - 2 months ago

Flagstar Financial: Gambling Vs. Investing


Top 5 Businesses We Own: Q2 2025 Update

Aug 5, 2025, 10:50 AM EDT - 2 months ago

Top 5 Businesses We Own: Q2 2025 Update

ABG AN BLDR CNR HCC SBNY


Flagstar Financial, Inc. (FLG) Q2 2025 Earnings Call Transcript

Jul 25, 2025, 12:24 PM EDT - 3 months ago

Flagstar Financial, Inc. (FLG) Q2 2025 Earnings Call Transcript


Flagstar Financial: New Headwinds For New York Real Estate

Jul 8, 2025, 6:01 PM EDT - 3 months ago

Flagstar Financial: New Headwinds For New York Real Estate


Flagstar Financial, Inc. (FLG) Q1 2025 Earnings Call Transcript

Apr 25, 2025, 12:08 PM EDT - 6 months ago

Flagstar Financial, Inc. (FLG) Q1 2025 Earnings Call Transcript


Flagstar Financial: The Turnaround Is Working

Apr 16, 2025, 12:12 PM EDT - 6 months ago

Flagstar Financial: The Turnaround Is Working


Flagstar Financial, Inc. (FLG) Q4 2024 Earnings Call Transcript

Jan 30, 2025, 11:38 AM EST - 9 months ago

Flagstar Financial, Inc. (FLG) Q4 2024 Earnings Call Transcript


Top 6 Businesses We Own: Q4 2024 Update

Jan 15, 2025, 8:00 AM EST - 10 months ago

Top 6 Businesses We Own: Q4 2024 Update

ABG BLDR HCC


Flagstar Financial: A Unique Buy-The-Dip Opportunity

Dec 23, 2024, 4:08 PM EST - 10 months ago

Flagstar Financial: A Unique Buy-The-Dip Opportunity


Alexander_Willingham_III
Alexander_Willingham_III Oct. 25 at 1:09 AM
$FLG Well done! šŸ”„
0 Ā· Reply
catapeed
catapeed Oct. 24 at 8:11 PM
$FLG Sold on the closing pump for a nice little profit. Will buy back in the low 11's again
0 Ā· Reply
TricksterJones
TricksterJones Oct. 24 at 4:59 PM
$FLG not the worst earnings but another reminder why FLG is a 1997 Honda civic compared to $HOOD who is a 2022 C8 corvette
0 Ā· Reply
TheRiskyInvestor
TheRiskyInvestor Oct. 24 at 3:17 PM
$FLG one of the maybe 2 stocks that’s i took the year that didn’t take off. Still up. bought at the bottom of the grey box and well…It’s been at the bottom of the grey box several times since. Earnings today narrowing net loss. Expecting profitability in Q4. Still a turnaround story I am here to stay for. Far from as ā€œfunā€ as a lot of other stocks i’ve invested in. But i’m along for the ride! maybe a boring name that will start to get more larger investors attention. as the turnaround story looks promising! $SPY $QQQ $IWM
0 Ā· Reply
z_value_investing
z_value_investing Oct. 24 at 1:41 PM
$FLG I am still amazed 50 million shares are sold short. It will be very interesting to watch this unwind in the coming weeks.
1 Ā· Reply
DieselDayTrades
DieselDayTrades Oct. 24 at 1:30 PM
$FLG hopefully it holds at open and my leaps pay! Little ways to go on shares still šŸ˜…
0 Ā· Reply
DaBullRunner
DaBullRunner Oct. 24 at 1:26 PM
$IRBT there it goes ZOOZ is another one I been loading🚨🚨🚨🚨 Here’s whyšŸ‘‡ $WULF $FLG $PMI $ABVE lets get it bulls
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 1:15 PM
$FLG "We expect to be profitable in Q4"
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 12:35 PM
$FLG Agreed, also it's reassuring to see that the entire NYC Multi-Family portfolio has a DSCR ~ 1.25x, reinforcing stability and resilience. With rates falling, I suspect this will continue to improve and perform well on an amortizing basis.
0 Ā· Reply
z_value_investing
z_value_investing Oct. 24 at 12:28 PM
$FLG What if Mamdani wins NYC mayor? For Flagstar, it’s a mixed bag: a likely push for rent-stabilized freezes (RGB-driven) could slow borrower repairs, but a bigger public/nonprofit buyer base could speed par payoffs on distressed assets. It looks like Flagstar is now heavily reserved on rent-regulated loans (≄50% RR ACL ~3.05%) and continues to work down MF/CRE with par exits ($1.3B in Q3). With C&I growing and NIM rising, this looks like policy noise the bank can manage, not an existential threat. Time will tell!
1 Ā· Reply
z_value_investing
z_value_investing Oct. 24 at 12:20 PM
$FLG The pivot is taking hold. NIM up again to 1.91%, C&I loans finally grew (+$448M q/q), and CRE is coming off at par ($1.3B; 42% substandard). Expenses –30% y/y, CET1 12.45%. Mgmt targets Q4’25 profitability and stronger ’26–’27 EPS. The flywheel is starting to spin.
0 Ā· Reply
catapeed
catapeed Oct. 24 at 12:12 PM
$FLG 06:20 AM EDT, 10/24/2025 (MT Newswires) -- Flagstar Bank (FLG) reported a Q3 non-GAAP loss Friday of $0.07 per diluted share, narrowing from a loss of $0.69 a year earlier. Analysts polled by FactSet expected a loss of $0.07. Revenue for the quarter ended Sept. 30 was $519 million, compared with $623 million a year earlier. Analysts surveyed by FactSet expected $515 million.
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 11:48 AM
$FLG Hard to poke holes in the turnaround story. Flagstar is clearly pivoting toward a leaner, more focused model with improved credit discipline and commercial lending momentum. https://s203.q4cdn.com/110803960/files/doc_financials/2025/q3/3Q25-Earnings-Presentation_Final.pdf
0 Ā· Reply
RMAW
RMAW Oct. 24 at 11:15 AM
$FLG Guess I’ll hold on for a little while longer šŸ¤¦šŸ»ā€ā™‚ļø
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 11:01 AM
$FLG Flagstar Financial Q3 Highlights: Net loss narrows to $36M, adj. EPS -$0.07 Net interest margin up 10bps to 1.91% Credit loss provision down 41% šŸ“‰ C&I loan growth +3% driven by strong originations Reorg complete—aims to cut costs & simplify ops Analyst consensus: Buy, PT $14 (+17.4% upside)
0 Ā· Reply
one_more_million
one_more_million Oct. 24 at 10:59 AM
0 Ā· Reply
BuffettsDad
BuffettsDad Oct. 24 at 10:39 AM
$FLG $QQQ $SPY Met expectations. With the past week run up I think the market was expecting more. Let’s see the reaction.
1 Ā· Reply
PassivelyActive
PassivelyActive Oct. 24 at 10:23 AM
$FLG Not the first profitable quarter I was hoping for, but the trajectory in C&I originations looks great. QoQ trends are solid, and I’m liking where this is headed. I’ll keep adding on any and all weakness.
0 Ā· Reply
ozman20
ozman20 Oct. 23 at 9:45 PM
$FLG my other regional banks sold off after reporting good 1/4s . I think this one should go up after it reports. Let’s see if we are profitable now. LFG!
0 Ā· Reply
BuffettsDad
BuffettsDad Oct. 23 at 7:44 PM
$FLG Filled at .30 $SPY $QQQ
0 Ā· Reply
BuffettsDad
BuffettsDad Oct. 23 at 6:53 PM
Buying $FLG $11P 11/21 before close .30 now
0 Ā· Reply
DieselDayTrades
DieselDayTrades Oct. 23 at 5:40 PM
$FLG here we go!
0 Ā· Reply