Nov. 18 at 10:47 PM
BULLISH
$PNBK Patriot National Bancorp (PNBK) did not release a traditional earnings report or hold a conference call today, Tuesday, November 18, 2025.
However, the company released its financial update yesterday, November 17, via a regulatory filing (Form 8-K). This filing included an investor presentation with the Q3 2025 financial results for its subsidiary, Patriot Bank, N.A.
Key Q3 2025 Financial Highlights
The report indicates a return to profitability for the bank.
Net Income:
$460,000 (a significant improvement from the
$2.5 million loss in Q2 2025).
Total Revenue:
$7.66 million (up from
$6.73 million in the previous quarter).
Net Interest Income:
$5.45 million.
Non-Interest Income:
$2.21 million.
Delinquencies: Decreased by 17%, signaling improved credit quality.
Capital Strength: The Tier 1 Leverage Ratio increased to 11.9% (up from 10.1% in Q2).