Sep. 14 at 4:05 PM
$VLY The Valley National Bancorp story is regional banking in its most ordinary form. Q2 2025 earnings were reported, & the bank continues its steady geographic sprawl, opening offices in places like Chicago. Expansion for expansion’s sake remains the baseline narrative. Analyst & rating agency views are mixed, which is to say no one is convinced either way. Some highlight potential uplift from net interest margins, while others point to commercial real estate exposure & the ever-present risk of local economies faltering. Neither position is especially novel. The stock trades in a range, offering little more than a barometer for sentiment in regional banking. Should broader sector sentiment sour, VLY is unlikely to be spared. Risks are the same list recycled across the industry: rate moves, loan loss provisions, regulatory scrutiny, & deposit stability in a rising-rate environment. None are unique to Valley; they are simply the terms of existence for regional banks.
