United Security Bcsh (UBFO)

$10.51 +0.20 (1.94%)
Market Cap 181.36M
Revenue (ttm) 65.90M
Net Income (ttm) 12.29M
EPS (ttm) N/A
PE Ratio 14.52
Forward PE N/A
Profit Margin 18.65%
Debt to Equity Ratio 0.05
Volume 269,200
Avg Vol 33,592
Day's Range N/A - N/A
Shares Out 17.26M
Stochastic %K 75%
Beta 0.34
Analysts Strong Buy
Price Target N/A

Company Profile

As of April 1, 2026, United Security Bancshares was acquired by Community West Bancshares. United Security Bancshares operates as the bank holding company for United Security Bank that engages in the provision of various commercial banking services in the United States. It offers deposit instruments, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. The company al...

Industry: Banks - Regional
Sector: Financial Services
Phone: 559 490 6261
Address:
2126 Inyo Street, Fresno, United States
focafoca99
focafoca99 Apr. 1 at 7:20 PM
$UBFO merger with Community West is closed, creating a roughly $5 billion asset community bank across Central California.
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Mergerbrief
Mergerbrief Mar. 30 at 12:15 PM
$UBFO / $CWBC – Shareholder Vote CWBC, UBFO
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TwongStocks
TwongStocks Mar. 27 at 8:22 PM
$UBFO $CWBC Equity Corporate Actions Alert #2026 - 200 Information Regarding the Merger of United Security Bancshares (UBFO) https://www.nasdaqtrader.com/TraderNews.aspx?id=ECA2026-200 At a special meeting to be held on March 30, 2026, the shareholders of United Security Bancshares (UBFO) will vote on the proposed merger with Community West Bancshares (CWBC). If approved, the merger is tentatively scheduled to close prior to the market open on Wednesday, April 1, 2026. In anticipation of the closing, the stock will be halted immediately following the after-hours session at or around 8:00 p.m. on March 31, 2026. If the merger closes as anticipated, the stock will remain halted on the day of closing (April 1st) and will be suspended effective Wednesday, April 2, 2026 UWBO shareholders will receive 0.452 shares of CWBC per each share held.
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OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 25 at 10:13 PM
$UBFO RSI: 29.66, MACD: 0.0532 Vol: 0.29, MA20: 10.94, MA50: 10.51 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
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SuperGreenToday
SuperGreenToday Feb. 25 at 6:50 PM
$UBFO Share Price: $10.69 Contract Selected: Jul 17, 2026 $2.5 Calls Buy Zone: $5.27 – $6.51 Target Zone: $9.44 – $11.54 Potential Upside: 69% ROI Time to Expiration: 141 Days | Updates via https://fxcapta.com/stockinfo/
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BillionerOfKing
BillionerOfKing Feb. 19 at 3:42 AM
$UBFO Current Stock Price: $10.90 Contracts to trade: $10.0 UBFO Feb 20 2026 Call Entry: $0.32 Exit: $0.45 ROI: 43% Hold ~29 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 2 at 9:53 AM
$UBFO Current Price: $10.74 Change: $0.10 (0.94%) Previous Close: $10.64 Open: $10.62 Day Range: $10.55 - $10.78 52W Range: $7.32 - $11.05 Volume: 40,175 Avg Volume: 36,877 Market Cap: $188.83M --- OPTION ANALYSIS --- Expiry: Feb 20 2026 Suggested: $10.0 CALL Hold Period: ~28 days Target ROI: 44% Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
ZacksResearch
ZacksResearch Jan. 29 at 6:00 AM
$UBFO Q4 earnings jump — margins doing the heavy lifting. 💰 United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
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ZacksResearch
ZacksResearch Jan. 28 at 5:43 PM
$UBFO Q4 earnings jump — margins doing the heavy lifting. 💰 United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
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ZacksResearch
ZacksResearch Jan. 28 at 4:43 PM
$UBFO: Earnings up, stock down — what gives? 🤔 Q4 EPS soared 35.7% YoY, driven by lower credit loss provisions and reduced funding costs. Yet, shares declined 1.6% since the earnings report, trailing the S&P 500's rise 📉. Find out why the market's cautious despite strong growth 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-body-30730&ADID=SYND_STOCKTWITS_TWEET_2_2824647_BODY_30730
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Latest News on UBFO
Community West Bancshares Completes Merger With United Security Bancshares, Creating a Stronger Community Bank in Central California

Apr 1, 2026, 8:45 AM EDT - 10 days ago

Community West Bancshares Completes Merger With United Security Bancshares, Creating a Stronger Community Bank in Central California

CWBC

Community West Bancshares Receives Regulatory Approvals to Merge With United Security Bancshares

Mar 16, 2026, 5:21 PM EDT - 26 days ago

Community West Bancshares Receives Regulatory Approvals to Merge With United Security Bancshares

CWBC

United Security Bancshares Reports Fourth Quarter 2025 Earnings

Jan 22, 2026, 4:00 PM EST - 2 months ago

United Security Bancshares Reports Fourth Quarter 2025 Earnings

United Security Bancshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO

Dec 19, 2025, 1:03 PM EST - 4 months ago

United Security Bancshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO

CWBC

Community West Bancshares and United Security Bancshares Announces Pending Additions to Board of Directors

Dec 17, 2025, 9:49 PM EST - 4 months ago

Community West Bancshares and United Security Bancshares Announces Pending Additions to Board of Directors

CWBC

United Security Bancshares Declares Quarterly Cash Dividend

Dec 17, 2025, 5:00 PM EST - 4 months ago

United Security Bancshares Declares Quarterly Cash Dividend

United Security Bancshares Reports Second Quarter 2025 Earnings

Oct 16, 2025, 4:00 PM EDT - 6 months ago

United Security Bancshares Reports Second Quarter 2025 Earnings

United Security Bancshares Appoints Jay Gill as Vice Chairman

Apr 28, 2025, 4:30 PM EDT - 1 year ago

United Security Bancshares Appoints Jay Gill as Vice Chairman

United Security Bancshares Reports First Quarter 2025 Earnings

Apr 17, 2025, 5:00 PM EDT - 1 year ago

United Security Bancshares Reports First Quarter 2025 Earnings

United Security Bancshares Reports Fourth Quarter 2024 Earnings

Jan 27, 2025, 4:00 PM EST - 1 year ago

United Security Bancshares Reports Fourth Quarter 2024 Earnings

United Security Bancshares Reports Third Quarter 2024 Earnings

Oct 18, 2024, 4:00 PM EDT - 1 year ago

United Security Bancshares Reports Third Quarter 2024 Earnings

United Security Bancshares Reports Second Quarter 2024 Earnings

Jul 18, 2024, 4:00 PM EDT - 1 year ago

United Security Bancshares Reports Second Quarter 2024 Earnings

United Security Bancshares Reports First Quarter 2024 Earnings

Apr 18, 2024, 4:00 PM EDT - 2 years ago

United Security Bancshares Reports First Quarter 2024 Earnings

United Security Bancshares Reports Fourth Quarter and Year-To-Date 2023 Earnings

Jan 25, 2024, 4:00 PM EST - 2 years ago

United Security Bancshares Reports Fourth Quarter and Year-To-Date 2023 Earnings

United Security Bancshares Reports Third Quarter and Year-To-Date 2023 Earnings

Oct 30, 2023, 4:00 PM EDT - 2 years ago

United Security Bancshares Reports Third Quarter and Year-To-Date 2023 Earnings

United Security Bancshares Appoints New Member to Board of Directors

Jul 27, 2023, 4:00 PM EDT - 2 years ago

United Security Bancshares Appoints New Member to Board of Directors

United Security Bancshares Reports Second Quarter 2023 Earnings

Jul 25, 2023, 4:00 PM EDT - 2 years ago

United Security Bancshares Reports Second Quarter 2023 Earnings

United Security Bancshares Increases Quarterly Cash Dividend

Jun 28, 2023, 4:00 PM EDT - 3 years ago

United Security Bancshares Increases Quarterly Cash Dividend

United Security Bancshares Reports First Quarter 2023 Net Income of $6.1 Million

Apr 26, 2023, 9:00 AM EDT - 3 years ago

United Security Bancshares Reports First Quarter 2023 Net Income of $6.1 Million

United Security Bancshares Reports 2022 Net Income of $15.7 Million

Jan 26, 2023, 4:00 PM EST - 3 years ago

United Security Bancshares Reports 2022 Net Income of $15.7 Million

United Security Bancshares Reports 3rd Quarter 2022 Financial Results

Oct 19, 2022, 5:32 PM EDT - 3 years ago

United Security Bancshares Reports 3rd Quarter 2022 Financial Results

United Security Bancshares Reports 2nd Quarter 2022 Financial Results

Jul 20, 2022, 5:54 PM EDT - 4 years ago

United Security Bancshares Reports 2nd Quarter 2022 Financial Results

United Security Bancshares Reports 1st Quarter 2022 Financial Results

Apr 20, 2022, 4:53 PM EDT - 4 years ago

United Security Bancshares Reports 1st Quarter 2022 Financial Results

United Security Bancshares Reports 2021 Net Income of $10.1 Million

Jan 26, 2022, 4:35 PM EST - 4 years ago

United Security Bancshares Reports 2021 Net Income of $10.1 Million

United Security Bancshares Reports 3rd Quarter Net Income of $2.6 Million

Oct 20, 2021, 5:13 PM EDT - 4 years ago

United Security Bancshares Reports 3rd Quarter Net Income of $2.6 Million

United Security Bancshares Appoints Two New Members to Board of Directors

Sep 30, 2021, 5:24 PM EDT - 4 years ago

United Security Bancshares Appoints Two New Members to Board of Directors

United Security Bancshares Reports 2nd Quarter Net Income of $2.7 Million

Jul 21, 2021, 5:18 PM EDT - 5 years ago

United Security Bancshares Reports 2nd Quarter Net Income of $2.7 Million

United Security Bancshares reports 1st quarter net income of $1.4 million

Apr 21, 2021, 5:45 PM EDT - 5 years ago

United Security Bancshares reports 1st quarter net income of $1.4 million

United Security Bancshares reports 2020 net income of $9.0 million

Jan 27, 2021, 4:30 PM EST - 5 years ago

United Security Bancshares reports 2020 net income of $9.0 million

United Security Bancshares Reports 3rd Quarter Net Income of $2.3 Million

Oct 15, 2020, 4:15 PM EDT - 5 years ago

United Security Bancshares Reports 3rd Quarter Net Income of $2.3 Million

United Security Bancshares Reports 2nd Quarter Net Income of $2.0 Million

Jul 15, 2020, 4:54 PM EDT - 6 years ago

United Security Bancshares Reports 2nd Quarter Net Income of $2.0 Million

focafoca99
focafoca99 Apr. 1 at 7:20 PM
$UBFO merger with Community West is closed, creating a roughly $5 billion asset community bank across Central California.
0 · Reply
Mergerbrief
Mergerbrief Mar. 30 at 12:15 PM
$UBFO / $CWBC – Shareholder Vote CWBC, UBFO
0 · Reply
TwongStocks
TwongStocks Mar. 27 at 8:22 PM
$UBFO $CWBC Equity Corporate Actions Alert #2026 - 200 Information Regarding the Merger of United Security Bancshares (UBFO) https://www.nasdaqtrader.com/TraderNews.aspx?id=ECA2026-200 At a special meeting to be held on March 30, 2026, the shareholders of United Security Bancshares (UBFO) will vote on the proposed merger with Community West Bancshares (CWBC). If approved, the merger is tentatively scheduled to close prior to the market open on Wednesday, April 1, 2026. In anticipation of the closing, the stock will be halted immediately following the after-hours session at or around 8:00 p.m. on March 31, 2026. If the merger closes as anticipated, the stock will remain halted on the day of closing (April 1st) and will be suspended effective Wednesday, April 2, 2026 UWBO shareholders will receive 0.452 shares of CWBC per each share held.
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 25 at 10:13 PM
$UBFO RSI: 29.66, MACD: 0.0532 Vol: 0.29, MA20: 10.94, MA50: 10.51 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 25 at 6:50 PM
$UBFO Share Price: $10.69 Contract Selected: Jul 17, 2026 $2.5 Calls Buy Zone: $5.27 – $6.51 Target Zone: $9.44 – $11.54 Potential Upside: 69% ROI Time to Expiration: 141 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 19 at 3:42 AM
$UBFO Current Stock Price: $10.90 Contracts to trade: $10.0 UBFO Feb 20 2026 Call Entry: $0.32 Exit: $0.45 ROI: 43% Hold ~29 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 2 at 9:53 AM
$UBFO Current Price: $10.74 Change: $0.10 (0.94%) Previous Close: $10.64 Open: $10.62 Day Range: $10.55 - $10.78 52W Range: $7.32 - $11.05 Volume: 40,175 Avg Volume: 36,877 Market Cap: $188.83M --- OPTION ANALYSIS --- Expiry: Feb 20 2026 Suggested: $10.0 CALL Hold Period: ~28 days Target ROI: 44% Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
ZacksResearch
ZacksResearch Jan. 29 at 6:00 AM
$UBFO Q4 earnings jump — margins doing the heavy lifting. 💰 United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 5:43 PM
$UBFO Q4 earnings jump — margins doing the heavy lifting. 💰 United Security Bancshares delivered a 35.7% year over year rise in Q4 EPS, driven by net interest margin expansion and lower funding costs, even as noninterest expenses climbed from merger-related spending. See the full earnings breakdown 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-teaser-30733&ADID=SYND_STOCKTWITS_TWEET_2_2824647_TEASER_30733
0 · Reply
ZacksResearch
ZacksResearch Jan. 28 at 4:43 PM
$UBFO: Earnings up, stock down — what gives? 🤔 Q4 EPS soared 35.7% YoY, driven by lower credit loss provisions and reduced funding costs. Yet, shares declined 1.6% since the earnings report, trailing the S&P 500's rise 📉. Find out why the market's cautious despite strong growth 👉 https://www.zacks.com/stock/news/2824647/ubfos-q4-earnings-rise-yy-on-margin-expansion-cost-cuts?cid=sm-stocktwits-2-2824647-body-30730&ADID=SYND_STOCKTWITS_TWEET_2_2824647_BODY_30730
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ElGrecoEquity
ElGrecoEquity Dec. 25 at 11:52 AM
$UBFO A transition phase is underway where operating consistency matters more than rapid expansion. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. Overall, the trajectory is less about vision and more about proving the operating model works.
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SuperGreenToday
SuperGreenToday Dec. 19 at 9:28 PM
$UBFO Share Price: $10.35 Contract Selected: Apr 17, 2026 $2.5 Calls Buy Zone: $4.67 – $5.78 Target Zone: $8.21 – $10.03 Potential Upside: 66% ROI Time to Expiration: 118 Days | Updates via https://fxcapta.com/stockinfo/
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OpenOutcrier
OpenOutcrier Dec. 17 at 1:46 PM
$CWBC $UBFO Community West Bancshares to acquire United Security Bancshares for $192 million - SI https://ooc.bz/l/87741
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ZacksResearch
ZacksResearch Oct. 23 at 5:00 AM
$UBFO posts solid Q3 growth — but what’s driving the gains? 💰 Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
0 · Reply
ZacksResearch
ZacksResearch Oct. 22 at 3:04 PM
$UBFO posts solid Q3 growth — but what’s driving the gains? 💰 Earnings rose 5% year over year, fueled by higher net interest income and lower credit costs, even as noninterest income slipped. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-teaser-17079&ADID=SYND_STOCKTWITS_TWEET_2_2774255_TEASER_17079
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ZacksResearch
ZacksResearch Oct. 22 at 2:04 PM
$UBFO gaining ground post-earnings – what's behind the rise? 📈 EPS up to 23 cents, with net interest income boosted by a 5.1% rise compared to Q3 2024, thanks to lower interest expenses. Strong net interest margin improvement is a highlight. Discover more on $UBFO's performance and outlook 👉 https://www.zacks.com/stock/news/2774255/ubfos-q3-earnings-rise-yy-on-higher-net-interest-income?cid=sm-stocktwits-2-2774255-body-17056&ADID=SYND_STOCKTWITS_TWEET_2_2774255_BODY_17056
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BillionerOfKing
BillionerOfKing Oct. 14 at 1:03 PM
$UBFO Current Stock Price: $8.70 Contracts to trade: $10 UBFO Oct 17 2025 Call Entry: $0.19 Exit: $0.35 ROI: 85% Hold ~23 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 8 at 5:37 PM
$UBFO Current Stock Price: $9.11 Contracts to trade: $10 UBFO Oct 17 2025 Call Entry: $0.19 Exit: $0.26 ROI: 39% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
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NVDAMillionaire
NVDAMillionaire Sep. 5 at 10:03 PM
$UBFO Brilliant piece that captures UBFO's situation perfectly. So if you want to update your understanding of UBFO or get to know UBFO better, this is essential reading. https://beyondspx.com/quote/UBFO/united-security-bancshares-local-strength-shifting-tides-nasdaq-ubfo#analysis
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