Market Cap 3.89B
Revenue (ttm) 871.75M
Net Income (ttm) 44.17M
EPS (ttm) N/A
PE Ratio 62.55
Forward PE 59.71
Profit Margin 5.07%
Debt to Equity Ratio 0.00
Volume 968,600
Avg Vol 866,024
Day's Range N/A - N/A
Shares Out 125.26M
Stochastic %K 25%
Beta 1.51
Analysts Sell
Price Target $39.00

Company Profile

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. The company serves utility, financial service, government, insurance,...

Industry: Software - Infrastructure
Sector: Technology
Phone: 888 440 4826
Address:
11605 North Community House Road, Suite 300, Charlotte, United States
highnihilism
highnihilism Sep. 30 at 12:08 PM
$IPGP IPG Photonics: 12 trades, $19K vs $16K avg (1.14x). $15K calls / $3K puts. $SOLV Solventum: 52 trades, $29K vs $81K avg (0.35x). $15K calls / $13K puts. $DOGD Tradr 2X Long $DDOG ETF: 47 trades, $15K vs $698 avg (21.95x). $15K calls / $0 puts. $PAY Paymentus Holdings: 52 trades, $16K vs $51K avg (0.32x). $15K calls / $1K puts.
0 · Reply
Traderdoggy
Traderdoggy Sep. 26 at 6:29 PM
$PAY As regards my target of $FLYW more than doubling from here within the next 12m, here's how this space trades and how investors/sell siders just don't get it (often). Look at these sell siders downgrading Paymentus in 2023 when it was in the single digits. Goldman downgraded at the lows in early 2023 and had a $7.5 target but capitulated and had to upgrade in August - but still only had a $12 target. The stock went to $38 before the end of 2024. So despite Goldman's early 2023 target the stock went up more than 5x in less than two years. This is normal for the sell side, these are the same guys who were happy recommending $BILL at $300.
2 · Reply
Traderdoggy
Traderdoggy Sep. 26 at 5:06 PM
$FLYW why $30 in a year isn’t that a lot?( coming from $13 or so now). I’d say it is normal in this territory. We bought $PAY in the single digits and it went to $40 at one point. Like FLYW it just got mispriced and then went back to delivering the goods, as FLYW will do. Right now the stock is sub 8x ev/ebitda using 2027 consensus - a consensus which looks way low. Ideally you should look at the stock on ‘near mature’ margins, or even earnings proforma after being acquired by a larger entity that can cut costs by 35% but that would give you even more upside so let’s ignore for now. (But if you did that the stock is really at 5X ev/ebitda (2027) or 6 if you want to be very conservative). What should a resilient company with strong moats and high incremental margins trade at? One that can do over 20% organic growth? I’d say 20x to 25x next 12m ev/ebitda, so even starting from the 7-8x multiple without any M&A synergies that’s easily $30. And that’s looking into 2027 12m from now.
0 · Reply
financialserviceslaw
financialserviceslaw Sep. 24 at 10:30 PM
Payfare ($PAY) and Cardlytics ($CDLX) kicked things off back in 2022, giving gig workers—like Uber/DoorDash drivers—instant cash-back rewards right on their cards with no extra steps. That creates straight-up value for both and now in Sept 2025, this partnership’s looks way more solid than just stock pumping. Citron's report dropping a $10 price target on CDLX if ties with PAY’s Uber/DoorDash network isn't smoke. PAY’s killing it with quick payouts for gig folks, and CDLX’s strategic purchase data to sling targeted offers (creates a 15-20% response rates). Their setup’s a perfect match—PAY keeps drivers loyal, CDLX gets richer data. The timing of CDLX paying off $46 million in debt this year, easing the squeeze while CDLX's eye the $173 million hanging until 2029. Coupled with the BofA non-renewal (effective July 2025 but extended to at least Jan. of 2026) looks like a very intelligent play to dail their depdendency under 10% and free up room for fresh deals like one with PAY.
0 · Reply
PierceC
PierceC Sep. 19 at 3:26 PM
$PAY 55
0 · Reply
GMExAPE
GMExAPE Sep. 17 at 10:03 PM
RMFC stock has 5X potential, shorts at zero borrow and the 3m float is locked. Very undervalued here. Historic short squeeze coming - No dilution - Catalysts coming - Just reported record financials and added a new store a few weeks ago. $PAY $GSAT $AMSC $QFIN $BLSH
0 · Reply
Doozio
Doozio Sep. 16 at 4:58 PM
Here is an $ADEA it was always 🐒🍌🧠⏰♾️ NXT to get that $PAY ESP wen it’s in 🎁 area
0 · Reply
OracleOfATL
OracleOfATL Sep. 11 at 8:39 PM
$PAY getting back to the reload zone, I’ll keep adding with the tutes
1 · Reply
Doozio
Doozio Sep. 11 at 5:43 PM
$TSLA $XBI $IWM yes they are. 2030s won’t be pretty for those who don’t make it to Elysium. Keep helping this fake 🧙s get to OZ $PAY ing them wen all yo gotta do is DCA n do….. ❤️👑🌈🦄
1 · Reply
Traderdoggy
Traderdoggy Sep. 11 at 4:58 PM
$PAY You might wonder why this one goes down so much on occasion - it's normal, look at the chart. I own some via my wife, been a great stock as we bought it in single digits. That said it's likely churning around while it catches up with the valuation, that's all, so you gotta wait it out. Meanwhile you may want to look at FLYW - it IPO'd same week. I know as I looked at both at same time. Bill also came public that same week. Crazy valuations back then, today things are different. PAY has done the best but FLYW likes has a lot of catch up into 2026 is my 2c as its so mispriced. And maybe 20% of the followers as PAY on stocktwits fwiw
1 · Reply
Latest News on PAY
Buy AFRM Stock or Paymentus?

Sep 19, 2025, 9:40 AM EDT - 15 days ago

Buy AFRM Stock or Paymentus?

AFRM


Paymentus Holdings, Inc. (PAY) Q2 2025 Earnings Call Transcript

Aug 4, 2025, 10:11 PM EDT - 2 months ago

Paymentus Holdings, Inc. (PAY) Q2 2025 Earnings Call Transcript


Paymentus Reports Second Quarter 2025 Financial Results

Aug 4, 2025, 4:05 PM EDT - 2 months ago

Paymentus Reports Second Quarter 2025 Financial Results


Paymentus Holdings, Inc. (PAY) Q1 2025 Earnings Call Transcript

May 5, 2025, 7:40 PM EDT - 5 months ago

Paymentus Holdings, Inc. (PAY) Q1 2025 Earnings Call Transcript


Paymentus Reports First Quarter 2025 Financial Results

May 5, 2025, 4:05 PM EDT - 5 months ago

Paymentus Reports First Quarter 2025 Financial Results


Paymentus Holdings, Inc. (PAY) Q4 2024 Earnings Call Transcript

Mar 10, 2025, 7:00 PM EDT - 7 months ago

Paymentus Holdings, Inc. (PAY) Q4 2024 Earnings Call Transcript


Paymentus to Participate in FT Partners FinTech Conference

Nov 18, 2024, 4:05 PM EST - 11 months ago

Paymentus to Participate in FT Partners FinTech Conference


Paymentus Holdings, Inc. (PAY) Q3 2024 Earnings Call Transcript

Nov 15, 2024, 7:51 AM EST - 11 months ago

Paymentus Holdings, Inc. (PAY) Q3 2024 Earnings Call Transcript


Overlooked Stock: PAY

Nov 13, 2024, 4:46 PM EST - 11 months ago

Overlooked Stock: PAY


Paymentus Reports Third Quarter 2024 Financial Results

Nov 12, 2024, 4:05 PM EST - 11 months ago

Paymentus Reports Third Quarter 2024 Financial Results


Paymentus Holdings (PAY) Sees Stock Price Drop by 5%

Oct 2, 2024, 4:15 PM EDT - 1 year ago

Paymentus Holdings (PAY) Sees Stock Price Drop by 5%


Paymentus Holdings Inc (PAY) Trading Down 3.75% on Oct 2

Oct 2, 2024, 12:08 PM EDT - 1 year ago

Paymentus Holdings Inc (PAY) Trading Down 3.75% on Oct 2


Paymentus Reports Second Quarter 2024 Financial Results

Aug 8, 2024, 4:05 PM EDT - 1 year ago

Paymentus Reports Second Quarter 2024 Financial Results


Paymentus: Long Growth Runway Ahead

Jun 25, 2024, 8:00 AM EDT - 1 year ago

Paymentus: Long Growth Runway Ahead


Paymentus Reports First Quarter 2024 Financial Results

May 6, 2024, 4:05 PM EDT - 1 year ago

Paymentus Reports First Quarter 2024 Financial Results


Paymentus: Robust Business With Secular Catalyst

Apr 11, 2024, 3:59 AM EDT - 1 year ago

Paymentus: Robust Business With Secular Catalyst


Paymentus: Transaction Growth, Beneficial Guidance, And Cheap

Jan 17, 2024, 8:20 AM EST - 1 year ago

Paymentus: Transaction Growth, Beneficial Guidance, And Cheap


Paymentus Expands Its Reach in Real Estate With Yardi

Jan 16, 2024, 10:00 AM EST - 1 year ago

Paymentus Expands Its Reach in Real Estate With Yardi


Paymentus Holdings, Inc. (PAY) Q3 2023 Earnings Call Transcript

Nov 6, 2023, 10:02 PM EST - 2 years ago

Paymentus Holdings, Inc. (PAY) Q3 2023 Earnings Call Transcript


Paymentus Reports Third Quarter 2023 Financial Results

Nov 6, 2023, 4:05 PM EST - 2 years ago

Paymentus Reports Third Quarter 2023 Financial Results


highnihilism
highnihilism Sep. 30 at 12:08 PM
$IPGP IPG Photonics: 12 trades, $19K vs $16K avg (1.14x). $15K calls / $3K puts. $SOLV Solventum: 52 trades, $29K vs $81K avg (0.35x). $15K calls / $13K puts. $DOGD Tradr 2X Long $DDOG ETF: 47 trades, $15K vs $698 avg (21.95x). $15K calls / $0 puts. $PAY Paymentus Holdings: 52 trades, $16K vs $51K avg (0.32x). $15K calls / $1K puts.
0 · Reply
Traderdoggy
Traderdoggy Sep. 26 at 6:29 PM
$PAY As regards my target of $FLYW more than doubling from here within the next 12m, here's how this space trades and how investors/sell siders just don't get it (often). Look at these sell siders downgrading Paymentus in 2023 when it was in the single digits. Goldman downgraded at the lows in early 2023 and had a $7.5 target but capitulated and had to upgrade in August - but still only had a $12 target. The stock went to $38 before the end of 2024. So despite Goldman's early 2023 target the stock went up more than 5x in less than two years. This is normal for the sell side, these are the same guys who were happy recommending $BILL at $300.
2 · Reply
Traderdoggy
Traderdoggy Sep. 26 at 5:06 PM
$FLYW why $30 in a year isn’t that a lot?( coming from $13 or so now). I’d say it is normal in this territory. We bought $PAY in the single digits and it went to $40 at one point. Like FLYW it just got mispriced and then went back to delivering the goods, as FLYW will do. Right now the stock is sub 8x ev/ebitda using 2027 consensus - a consensus which looks way low. Ideally you should look at the stock on ‘near mature’ margins, or even earnings proforma after being acquired by a larger entity that can cut costs by 35% but that would give you even more upside so let’s ignore for now. (But if you did that the stock is really at 5X ev/ebitda (2027) or 6 if you want to be very conservative). What should a resilient company with strong moats and high incremental margins trade at? One that can do over 20% organic growth? I’d say 20x to 25x next 12m ev/ebitda, so even starting from the 7-8x multiple without any M&A synergies that’s easily $30. And that’s looking into 2027 12m from now.
0 · Reply
financialserviceslaw
financialserviceslaw Sep. 24 at 10:30 PM
Payfare ($PAY) and Cardlytics ($CDLX) kicked things off back in 2022, giving gig workers—like Uber/DoorDash drivers—instant cash-back rewards right on their cards with no extra steps. That creates straight-up value for both and now in Sept 2025, this partnership’s looks way more solid than just stock pumping. Citron's report dropping a $10 price target on CDLX if ties with PAY’s Uber/DoorDash network isn't smoke. PAY’s killing it with quick payouts for gig folks, and CDLX’s strategic purchase data to sling targeted offers (creates a 15-20% response rates). Their setup’s a perfect match—PAY keeps drivers loyal, CDLX gets richer data. The timing of CDLX paying off $46 million in debt this year, easing the squeeze while CDLX's eye the $173 million hanging until 2029. Coupled with the BofA non-renewal (effective July 2025 but extended to at least Jan. of 2026) looks like a very intelligent play to dail their depdendency under 10% and free up room for fresh deals like one with PAY.
0 · Reply
PierceC
PierceC Sep. 19 at 3:26 PM
$PAY 55
0 · Reply
GMExAPE
GMExAPE Sep. 17 at 10:03 PM
RMFC stock has 5X potential, shorts at zero borrow and the 3m float is locked. Very undervalued here. Historic short squeeze coming - No dilution - Catalysts coming - Just reported record financials and added a new store a few weeks ago. $PAY $GSAT $AMSC $QFIN $BLSH
0 · Reply
Doozio
Doozio Sep. 16 at 4:58 PM
Here is an $ADEA it was always 🐒🍌🧠⏰♾️ NXT to get that $PAY ESP wen it’s in 🎁 area
0 · Reply
OracleOfATL
OracleOfATL Sep. 11 at 8:39 PM
$PAY getting back to the reload zone, I’ll keep adding with the tutes
1 · Reply
Doozio
Doozio Sep. 11 at 5:43 PM
$TSLA $XBI $IWM yes they are. 2030s won’t be pretty for those who don’t make it to Elysium. Keep helping this fake 🧙s get to OZ $PAY ing them wen all yo gotta do is DCA n do….. ❤️👑🌈🦄
1 · Reply
Traderdoggy
Traderdoggy Sep. 11 at 4:58 PM
$PAY You might wonder why this one goes down so much on occasion - it's normal, look at the chart. I own some via my wife, been a great stock as we bought it in single digits. That said it's likely churning around while it catches up with the valuation, that's all, so you gotta wait it out. Meanwhile you may want to look at FLYW - it IPO'd same week. I know as I looked at both at same time. Bill also came public that same week. Crazy valuations back then, today things are different. PAY has done the best but FLYW likes has a lot of catch up into 2026 is my 2c as its so mispriced. And maybe 20% of the followers as PAY on stocktwits fwiw
1 · Reply
NVDAMillionaire
NVDAMillionaire Sep. 9 at 11:49 AM
$PAY Brilliant piece that captures PAY's situation perfectly. So if you want to update your understanding of PAY or get to know PAY better, this is essential reading. https://beyondspx.com/quote/PAY/analysis/paymentus-powering-the-essential-economy-with-a-differentiated-moat-pay
0 · Reply
EvBullforever13
EvBullforever13 Sep. 8 at 12:39 PM
$DLO great opportunity $PAY $TNE https://www.marketbeat.com/instant-alerts/dlocal-nasdaqdlo-upgraded-at-wall-street-zen-2025-09-06/
0 · Reply
EvBullforever13
EvBullforever13 Sep. 4 at 10:32 PM
$DLO buy n hold $RELY $STNE $PAY
0 · Reply
Jonyhh17
Jonyhh17 Aug. 29 at 11:06 AM
$PAY Order at 41.44 SL at 39.37 $AS Order at 41.22 SL at 39.16 $SOFI Order at 25.74 SL at 24.45 $UBER Order at 100.15 SL at 95.14
0 · Reply
Tennisbuck
Tennisbuck Aug. 22 at 10:15 PM
$PAY no one really knows about this company. It’s funny.
1 · Reply
OracleOfATL
OracleOfATL Aug. 15 at 6:21 PM
$PAY easy money
1 · Reply
Bullonies
Bullonies Aug. 15 at 6:09 PM
$UNH between this $PAY and $BABA, I might actually get eat some proteins with my ramen noodles.
1 · Reply
CatRocks
CatRocks Aug. 7 at 1:57 PM
$PAY Maybe a pullback to $32.50s before upward again?
0 · Reply