Market Cap 358.69M
Revenue (ttm) 216.29M
Net Income (ttm) 29.20M
EPS (ttm) N/A
PE Ratio 12.23
Forward PE 13.31
Profit Margin 13.50%
Debt to Equity Ratio 0.00
Volume 53,500
Avg Vol 71,186
Day's Range N/A - N/A
Shares Out 32.52M
Stochastic %K 59%
Beta 0.99
Analysts Sell
Price Target $12.23

Company Profile

VersaBank provides various banking products and services in Canada and the United States. The company operates through three segments: Digital Banking Canada, Digital Banking USA, and DRTC (cybersecurity services and banking and financial technology development). It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including poi...

Industry: Banks - Regional
Sector: Financial Services
Phone: 519 645 1919
Fax: 519 645 2060
Address:
140 Fullarton Street, Suite 2002, London, Canada
Sidoti
Sidoti Jun. 16 at 2:32 PM
See a recording of these financialservices management teams present at our June conference. $HRTG $OPRT $VBNK
0 · Reply
Sidoti
Sidoti Jun. 13 at 4:02 PM
See a recording of these financialservices management teams present at our June conference. $HRTG $OPRT $VBNK https://buff.ly/jUbre2v
0 · Reply
Sidoti
Sidoti Jun. 12 at 7:20 PM
VersaBank ($VBNK) Management Team presented today at the Sidoti Small-Cap Virtual Conference. Watch the replay here: https://youtube.com/live/et6vwTTGnB8
0 · Reply
Sidoti
Sidoti Jun. 12 at 5:52 PM
Day 2: Presenting at 2:30pm at our June conference $VBNK https://buff.ly/jUbre2v
0 · Reply
JarvisFlow
JarvisFlow Jun. 5 at 4:01 PM
Raymond James has updated their rating for VersaBank ( $VBNK ) to Outperform with a price target of 13.
0 · Reply
Sidoti
Sidoti Jun. 4 at 5:56 PM
See these #financialservices management teams present live and submit your questions during their Q&A. $HRTG $OPRT $VBNK https://www.meetmax.com/sched/event_121351/__co-list_cp.html?event_id=121351&no_save_search=&_filter_name=&filter_name=&_tab=&investor_id=&cmd=search&search_fld=custom_4032&search_op=eq&search_for=Financial+Services&search_fld=&search_op=eq&search_for=&custom_4032= All investors are welcome to join free of charge: https://www.meetmax.com/sched/event_121351/conference_register.html
0 · Reply
osubuck30
osubuck30 Jun. 4 at 1:26 PM
$VBNK not very impressive honestly.
0 · Reply
OpenOutcrier
OpenOutcrier Jun. 4 at 11:51 AM
$VBNK (+5.4% pre) VERSABANK SECOND QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO EXPERIENCES STRONG GROWTH https://ooc.bz/l/66853
0 · Reply
DonCorleone77
DonCorleone77 Jun. 4 at 11:12 AM
$VBNK VersaBank reports Q2 EPS C$0.26 vs. C$0.45 last year Reports Q2 revenue C$30.19M vs. C$28.50M last year. Reports Q2 Book value per common share C$16.25 vs. C$14.88 last year. "The Q2 was highlighted by the initial contribution and steady ramp up of our Receivable Purchase Program in the US post acquisition, alongside continued growth in Canada, which drove credit assets and total assets to new records, and which, along with the expected strong sequential expansion in net interest margin, drove revenue to a new all-time high," said David Taylor, President and CEO VersaBank. "The fundamentals of our cloud-based, business-to-business model, with its significant operating leverage while increasingly mitigating risk, remain solidly in place. As we look out to the second half of FY25, we expect continued steady growth in our US Receivable Purchase Program, with a target of at least $290M by fiscal year end."
0 · Reply
Zellchair
Zellchair May. 7 at 10:26 AM
VersaBank $VBNK Affirm $AFRM CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans https://www.consumerfinance.gov/about-us/newsroom/cfpb-announcement-regarding-enforcement-actions-related-to-buy-now-pay-later-loans/ https://www.cnbc.com/2025/05/06/trumps-cfpb-drops-enforcement-of-bnpl-as-consumer-protections-decline.html
0 · Reply
Latest News on VBNK
VersaBank Still Isn't Perfect, But I'm Not Selling

Jun 10, 2025, 2:59 PM EDT - 6 days ago

VersaBank Still Isn't Perfect, But I'm Not Selling


VersaBank (VBNK) Q2 2025 Earnings Call Transcript

Jun 6, 2025, 9:17 AM EDT - 10 days ago

VersaBank (VBNK) Q2 2025 Earnings Call Transcript


VERSABANK DECLARES DIVIDENDS

Jun 4, 2025, 7:00 AM EDT - 12 days ago

VERSABANK DECLARES DIVIDENDS


VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID

Apr 28, 2025, 7:00 AM EDT - 7 weeks ago

VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID


VersaBank (VBNK) Q1 2025 Earnings Call Transcript

Mar 5, 2025, 11:34 AM EST - 3 months ago

VersaBank (VBNK) Q1 2025 Earnings Call Transcript


VersaBank: High ROE, High Growth And Low Risk

Jan 4, 2025, 8:49 AM EST - 5 months ago

VersaBank: High ROE, High Growth And Low Risk


VERSABANK COMPLETES SUCCESSFUL OFFERING OF COMMON SHARES

Dec 18, 2024, 1:59 PM EST - 6 months ago

VERSABANK COMPLETES SUCCESSFUL OFFERING OF COMMON SHARES


VERSABANK PRICES OFFERING OF COMMON SHARES

Dec 16, 2024, 11:05 PM EST - 6 months ago

VERSABANK PRICES OFFERING OF COMMON SHARES


VERSABANK LAUNCHES OFFERING OF COMMON SHARES

Dec 16, 2024, 7:37 AM EST - 6 months ago

VERSABANK LAUNCHES OFFERING OF COMMON SHARES


VersaBank (VBNK) Q4 2024 Earnings Call Transcript

Dec 9, 2024, 10:46 AM EST - 6 months ago

VersaBank (VBNK) Q4 2024 Earnings Call Transcript


VersaBank (VBNK) Q3 2024 Earnings Call Transcript

Sep 5, 2024, 1:33 PM EDT - 10 months ago

VersaBank (VBNK) Q3 2024 Earnings Call Transcript


VersaBank (VBNK) Q2 2024 Earnings Call Transcript

Jun 5, 2024, 12:30 PM EDT - 1 year ago

VersaBank (VBNK) Q2 2024 Earnings Call Transcript


Sidoti
Sidoti Jun. 16 at 2:32 PM
See a recording of these financialservices management teams present at our June conference. $HRTG $OPRT $VBNK
0 · Reply
Sidoti
Sidoti Jun. 13 at 4:02 PM
See a recording of these financialservices management teams present at our June conference. $HRTG $OPRT $VBNK https://buff.ly/jUbre2v
0 · Reply
Sidoti
Sidoti Jun. 12 at 7:20 PM
VersaBank ($VBNK) Management Team presented today at the Sidoti Small-Cap Virtual Conference. Watch the replay here: https://youtube.com/live/et6vwTTGnB8
0 · Reply
Sidoti
Sidoti Jun. 12 at 5:52 PM
Day 2: Presenting at 2:30pm at our June conference $VBNK https://buff.ly/jUbre2v
0 · Reply
JarvisFlow
JarvisFlow Jun. 5 at 4:01 PM
Raymond James has updated their rating for VersaBank ( $VBNK ) to Outperform with a price target of 13.
0 · Reply
Sidoti
Sidoti Jun. 4 at 5:56 PM
See these #financialservices management teams present live and submit your questions during their Q&A. $HRTG $OPRT $VBNK https://www.meetmax.com/sched/event_121351/__co-list_cp.html?event_id=121351&no_save_search=&_filter_name=&filter_name=&_tab=&investor_id=&cmd=search&search_fld=custom_4032&search_op=eq&search_for=Financial+Services&search_fld=&search_op=eq&search_for=&custom_4032= All investors are welcome to join free of charge: https://www.meetmax.com/sched/event_121351/conference_register.html
0 · Reply
osubuck30
osubuck30 Jun. 4 at 1:26 PM
$VBNK not very impressive honestly.
0 · Reply
OpenOutcrier
OpenOutcrier Jun. 4 at 11:51 AM
$VBNK (+5.4% pre) VERSABANK SECOND QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO EXPERIENCES STRONG GROWTH https://ooc.bz/l/66853
0 · Reply
DonCorleone77
DonCorleone77 Jun. 4 at 11:12 AM
$VBNK VersaBank reports Q2 EPS C$0.26 vs. C$0.45 last year Reports Q2 revenue C$30.19M vs. C$28.50M last year. Reports Q2 Book value per common share C$16.25 vs. C$14.88 last year. "The Q2 was highlighted by the initial contribution and steady ramp up of our Receivable Purchase Program in the US post acquisition, alongside continued growth in Canada, which drove credit assets and total assets to new records, and which, along with the expected strong sequential expansion in net interest margin, drove revenue to a new all-time high," said David Taylor, President and CEO VersaBank. "The fundamentals of our cloud-based, business-to-business model, with its significant operating leverage while increasingly mitigating risk, remain solidly in place. As we look out to the second half of FY25, we expect continued steady growth in our US Receivable Purchase Program, with a target of at least $290M by fiscal year end."
0 · Reply
Zellchair
Zellchair May. 7 at 10:26 AM
VersaBank $VBNK Affirm $AFRM CFPB Announcement Regarding Enforcement Actions Related to Buy Now, Pay Later Loans https://www.consumerfinance.gov/about-us/newsroom/cfpb-announcement-regarding-enforcement-actions-related-to-buy-now-pay-later-loans/ https://www.cnbc.com/2025/05/06/trumps-cfpb-drops-enforcement-of-bnpl-as-consumer-protections-decline.html
0 · Reply
Zellchair
Zellchair May. 5 at 5:19 PM
$VBNK https://x.com/Canadianinsider/status/1918368546427728271 https://www.canadianinsider.com/sites/default/files/Morning_INK_25Apr2025_0.pdf
0 · Reply
Zellchair
Zellchair Apr. 28 at 5:37 PM
$VBNK https://x.com/charrisinvest/status/1916866646506954926
0 · Reply
Zellchair
Zellchair Apr. 28 at 3:00 PM
$VBNK This type of POS, i.e. including home improvements, is a large part of their business segment RPP in Canada. Therefore it is wise that in Canada they make these types of concessions when the neighbor's dog keeps barking (if you understand me correctly)... https://x.com/Plumbing_HVAC_/status/1916862603072065805 https://plumbingandhvac.ca/ont-introduces-new-legislation-to-promote-canadian-free-trade/
0 · Reply
Zellchair
Zellchair Apr. 28 at 12:50 PM
$VBNK News today and probably a partial explanation why insiders are buying shares like there's no tomorrow. Very clear how undervalued they think the stock is given the future prospects. https://www.versabank.com/releases/?VERSABANK-RECEIVES-TSX-APPROVAL-FOR-NORMAL-COURSE-ISSUER-BID-id-122698
0 · Reply
Zellchair
Zellchair Apr. 27 at 1:09 PM
$VBNK https://stockhouse.com/companies/bullboard?symbol=t.vbnk&postid=36550825
0 · Reply
Zellchair
Zellchair Apr. 25 at 8:19 PM
$VBNK Watch the full Nasdaq closing bell ceremony: https://x.com/NasdaqExchange/status/1915859584251580606
0 · Reply
Zellchair
Zellchair Apr. 25 at 2:16 PM
$VBNK Bell Ringing Ceremony https://x.com/VersaBank/status/1915769505579409676 https://www.nasdaq.com/marketsite/bell-ringing-ceremony
0 · Reply
Zellchair
Zellchair Apr. 25 at 10:30 AM
$FBIO $FBIOP $CKPT As I explained (link to post below) right after my transparent picture of the portfolio, this is just one of my portfolios. Fortress is by far my largest stock investment right now, but, in relation to all my financial assets with forest, apartment, summer house (all except loans), equity funds/ETFs, stocks, hedges, bonds, interest rates, cash, gold and silver it is small in total. Now I think that Fortress will eventually reach the treetops, but, economically I can continue to be a full-time private investor even if that investment in theory would go to zero. I have received some questions why I almost "only" write about Fortress and VersaBank $VBNK here, basically, when I have other long and large holdings in North America with boards here. The reason is that I think almost no one else writes about them and that they deserve the spotlight. Yes, I am Swedish. The picture is from one of my used stock brokers Nordnet that I use. https://stocktwits.com/Zellchair/message/612444661
2 · Reply
Zellchair
Zellchair Apr. 24 at 3:22 PM
$VBNK Updated/detailed figures (picture) today at the Annual Meeting versus the March Investor presentation (P. 13). https://www.versabank.com/events-presentations/
0 · Reply
Zellchair
Zellchair Apr. 24 at 3:12 PM
$VBNK The Founder/CEO didn't exactly feel bad at today's Annual Meeting about the fact that he would be ringing the Nasdaq bell tomorrow...
0 · Reply
Zellchair
Zellchair Apr. 23 at 7:05 PM
$VBNK VersaBank’s digital deposit receipt (DDR) https://x.com/TedDixon/status/1915024509243179048
0 · Reply
Zellchair
Zellchair Apr. 23 at 4:02 PM
$VBNK Insider buying may hit record highs in 2025. It never stops. https://ceo.ca/vb
0 · Reply