Market Cap 510.50M
Revenue (ttm) 217.13M
Net Income (ttm) 20.32M
EPS (ttm) N/A
PE Ratio 18.49
Forward PE 11.46
Profit Margin 9.36%
Debt to Equity Ratio 0.00
Volume 40,055
Avg Vol 43,824
Day's Range N/A - N/A
Shares Out 31.95M
Stochastic %K 92%
Beta 0.94
Analysts Hold
Price Target $14.20

Company Profile

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of s...

Industry: Banks - Regional
Sector: Financial Services
Phone: 519 645 1919
Address:
140 Fullarton Street, Suite 2002, London, Canada
B2iDigital
B2iDigital Jan. 23 at 5:10 PM
As Marketing Partner for the Digital Asset Virtual Investor Conference, B2i Digital is pleased to highlight VersaBank (Nasdaq: $VBNK | TSX: VBNK), which will present on Monday, January 27, 2026 at 10:30 AM EST. VersaBank’s branchless, digital, partner-based (B2B) model, combined with its Schedule I Canadian bank license, is unique in North America. Using proprietary, state-of-the-art banking technology, the company provides innovative, high-value-add deposit and lending solutions that address the unmet needs of financial intermediaries across North America, enabling them to excel in their own businesses. For shareholders, the unique model substantially mitigates both deposit and lending risk, while providing significant operating leverage. As a result, VersaBank is poised for accelerated growth in return on common equity to industry leading levels as it continues to expand its loan portfolio, especially as it pursues the new opportunities presented by recent entry into the United States. Register to attend: https://www.virtualinvestorconferences.com/wcc/eh/4814904/lp/5213210/versabank-nasdaq-vbnk-tsx-vbnk?utm_source=b2i&utm_medium=marketing&utm_campaign=0126DigitalAssetVIC The Digital Asset Virtual Investor Conference is part of OTC Markets Group’s Virtual Investor Conference series. See the full conference schedule and presenting company profiles at https://b2idigital.com/otc-market-vic-digital-asset-virtual-conference.
1 · Reply
B2iDigital
B2iDigital Jan. 23 at 12:52 PM
As the Official Marketing Partner for Virtual Investor Conferences, B2i Digital is supporting the Digital Asset Virtual Investor Conference on January 27. Registration: https://b2idigital.com/otc-market-vic-digital-asset-virtual-conference The event brings together publicly traded digital asset companies and investors for a full day of live, interactive online presentations, with the ability to schedule one-on-one meetings with management teams directly through the VIC platform. Presenting companies include: • Africa Bitcoin Corporation Limited (OTCQB: $AFBCF | JSE: $BAC) • VersaBank (Nasdaq: $VBNK | TSX: $VBNK) • AVAX One ($AVX) Technology Ltd. (Nasdaq: $AVX) • Bitcoin Treasury Corporation (OTCQB: $BTCFF | TSXV: $BTCT) • Metaplanet Inc. | 株式会社メタプラネット (OTCQX : $MTPLF | TSE: 3350) Conference highlights: • Live company presentations with investor Q&A • One-on-one meetings with presenting executives • On-demand replays following the event • Access to a global retail and institutional investor audience B2i Digital will publish profiles of presenting companies to help investors review company backgrounds before attending sessions and scheduling meetings. Press release: https://www.newmediawire.com/news/b2i-digital-named-official-marketing-partner-for-digital-asset-virtual-investor-conference-7085042 Virtual Investor Conferences is an OTC Markets Group Inc. property. Full lineup of B2i Digital Featured Conferences: https://b2idigital.com/conferences Disclosure & Disclaimer: B2i Digital, Inc. is the Official Marketing Partner of the Virtual Investor Conferences. Content related to any specific company was provided by that company, approved by that company, or obtained from publicly available sources. B2i Digital, Inc. has not independently verified the accuracy or completeness of such information. This content is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. B2i Digital, Inc. is not a broker-dealer or investment adviser. Virtual Investor Conferences is an OTC Markets Group Inc. property. B2i Digital, Inc. B2i Digital, Inc. partners with investor conferences, public companies, and capital-markets advisors through its Featured Conference, Featured Company, and Featured Expert programs. Acting as The Capital Markets Matchmaker℠, B2i Digital connects investors and companies through digital marketing, investor conferences, and direct meetings, supported by a proprietary network of more than 1.5 million market participants. Its mantra, From Marketing to Meetings℠, reflects this integrated approach. Founded in 2021, B2i Digital is headquartered in New York City. Virtual Investor Conferences Virtual Investor Conferences (VIC) is a proprietary investor conference series providing an interactive online forum for publicly traded companies to present directly to investors. Each event features live company presentations, Q&A sessions, one-on-one meetings, and on-demand replays that support ongoing investor engagement.
1 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 19 at 4:54 PM
$VBNK RSI: 68.45, MACD: 0.5579 Vol: 0.28, MA20: 15.12, MA50: 13.45 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
Ctres06
Ctres06 Jan. 15 at 8:01 PM
$VBNK This is just going to quietly grind to 50 throughout 2026. They will beat on every earnings. Each time they will probably pop 20 percent and then continue slow march up. There really is no bear thesis here to bring it down.
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 30 at 8:36 PM
$VBNK Current Stock Price: $14.98 Contracts to trade: $15 VBNK Jan 16 2026 Call Entry: $0.54 Exit: $1.06 ROI: 96% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
ZincZoo
ZincZoo Dec. 27 at 4:32 AM
$VBNK Trading behavior shows investors weighing repeatability of results above expansion claims. Operating rhythm should stabilize as learning cycles compress. Confidence weakens if progress becomes episodic rather than consistent. Execution quality will determine whether momentum is sustainable.
0 · Reply
AchievementAce
AchievementAce Dec. 26 at 8:47 AM
$VBNK Credibility now depends on repeatable results instead of isolated wins. Efficiency gains must pair with selective investment. Improved transparency could compress valuation discounts. Patience is sensible — but only if matched by progress.
0 · Reply
Ctres06
Ctres06 Dec. 22 at 3:46 PM
$VBNK I expect at least 50 a share by end of 2026. I think Q4 revenues in 2026 will be over 100 million once the US RPP program starts taking off. If the digital deposit receipt program takes off then that is just extra gravy here. Hopefully the company has been exercising their share buyback down at these prices, they can still buy back about 7 percent of the float.
0 · Reply
TrendEdgeLogan
TrendEdgeLogan Dec. 14 at 10:31 PM
$VBNK $457M mc founder-led 👑 $KRE Hidden Gem (just 141 watchers on stocktwits) 💎 rotating up on the monthly above rising 10/20/40-month SMAs - Pct of all funds in a long-term uptrend, rising in most recent qtr
0 · Reply
GlobalMarketBulletin
GlobalMarketBulletin Dec. 13 at 10:31 PM
$VBNK This analysis focuses on VersaBank (VBNK)’s fundamentals, market positioning, capital structure, and long-term growth strategy rather than short-term trading signals. Click the link to read the full story. https://globalmarketbulletin.com/is-versabank-vbnk-built-for-long-term-investors-a-business-first-analysis/
0 · Reply
Latest News on VBNK
VersaBank (VBNK:CA) Q4 2025 Earnings Call Transcript

Dec 10, 2025, 12:42 PM EST - 6 weeks ago

VersaBank (VBNK:CA) Q4 2025 Earnings Call Transcript


VERSABANK DECLARES DIVIDENDS

Dec 10, 2025, 7:01 AM EST - 6 weeks ago

VERSABANK DECLARES DIVIDENDS


/C O R R E C T I O N -- VersaBank/

Nov 26, 2025, 2:02 PM EST - 2 months ago

/C O R R E C T I O N -- VersaBank/


VersaBank (VBNK:CA) Q3 2025 Earnings Call Transcript

Sep 4, 2025, 11:53 AM EDT - 5 months ago

VersaBank (VBNK:CA) Q3 2025 Earnings Call Transcript


VersaBank Still Isn't Perfect, But I'm Not Selling

Jun 10, 2025, 2:59 PM EDT - 8 months ago

VersaBank Still Isn't Perfect, But I'm Not Selling


VersaBank (VBNK) Q2 2025 Earnings Call Transcript

Jun 6, 2025, 9:17 AM EDT - 8 months ago

VersaBank (VBNK) Q2 2025 Earnings Call Transcript


VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID

Apr 28, 2025, 7:00 AM EDT - 9 months ago

VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID


VersaBank (VBNK) Q1 2025 Earnings Call Transcript

Mar 5, 2025, 11:34 AM EST - 11 months ago

VersaBank (VBNK) Q1 2025 Earnings Call Transcript


VersaBank: High ROE, High Growth And Low Risk

Jan 4, 2025, 8:49 AM EST - 1 year ago

VersaBank: High ROE, High Growth And Low Risk


VERSABANK COMPLETES SUCCESSFUL OFFERING OF COMMON SHARES

Dec 18, 2024, 1:59 PM EST - 1 year ago

VERSABANK COMPLETES SUCCESSFUL OFFERING OF COMMON SHARES


VERSABANK PRICES OFFERING OF COMMON SHARES

Dec 16, 2024, 11:05 PM EST - 1 year ago

VERSABANK PRICES OFFERING OF COMMON SHARES


VERSABANK LAUNCHES OFFERING OF COMMON SHARES

Dec 16, 2024, 7:37 AM EST - 1 year ago

VERSABANK LAUNCHES OFFERING OF COMMON SHARES


VersaBank (VBNK) Q4 2024 Earnings Call Transcript

Dec 9, 2024, 10:46 AM EST - 1 year ago

VersaBank (VBNK) Q4 2024 Earnings Call Transcript


B2iDigital
B2iDigital Jan. 23 at 5:10 PM
As Marketing Partner for the Digital Asset Virtual Investor Conference, B2i Digital is pleased to highlight VersaBank (Nasdaq: $VBNK | TSX: VBNK), which will present on Monday, January 27, 2026 at 10:30 AM EST. VersaBank’s branchless, digital, partner-based (B2B) model, combined with its Schedule I Canadian bank license, is unique in North America. Using proprietary, state-of-the-art banking technology, the company provides innovative, high-value-add deposit and lending solutions that address the unmet needs of financial intermediaries across North America, enabling them to excel in their own businesses. For shareholders, the unique model substantially mitigates both deposit and lending risk, while providing significant operating leverage. As a result, VersaBank is poised for accelerated growth in return on common equity to industry leading levels as it continues to expand its loan portfolio, especially as it pursues the new opportunities presented by recent entry into the United States. Register to attend: https://www.virtualinvestorconferences.com/wcc/eh/4814904/lp/5213210/versabank-nasdaq-vbnk-tsx-vbnk?utm_source=b2i&utm_medium=marketing&utm_campaign=0126DigitalAssetVIC The Digital Asset Virtual Investor Conference is part of OTC Markets Group’s Virtual Investor Conference series. See the full conference schedule and presenting company profiles at https://b2idigital.com/otc-market-vic-digital-asset-virtual-conference.
1 · Reply
B2iDigital
B2iDigital Jan. 23 at 12:52 PM
As the Official Marketing Partner for Virtual Investor Conferences, B2i Digital is supporting the Digital Asset Virtual Investor Conference on January 27. Registration: https://b2idigital.com/otc-market-vic-digital-asset-virtual-conference The event brings together publicly traded digital asset companies and investors for a full day of live, interactive online presentations, with the ability to schedule one-on-one meetings with management teams directly through the VIC platform. Presenting companies include: • Africa Bitcoin Corporation Limited (OTCQB: $AFBCF | JSE: $BAC) • VersaBank (Nasdaq: $VBNK | TSX: $VBNK) • AVAX One ($AVX) Technology Ltd. (Nasdaq: $AVX) • Bitcoin Treasury Corporation (OTCQB: $BTCFF | TSXV: $BTCT) • Metaplanet Inc. | 株式会社メタプラネット (OTCQX : $MTPLF | TSE: 3350) Conference highlights: • Live company presentations with investor Q&A • One-on-one meetings with presenting executives • On-demand replays following the event • Access to a global retail and institutional investor audience B2i Digital will publish profiles of presenting companies to help investors review company backgrounds before attending sessions and scheduling meetings. Press release: https://www.newmediawire.com/news/b2i-digital-named-official-marketing-partner-for-digital-asset-virtual-investor-conference-7085042 Virtual Investor Conferences is an OTC Markets Group Inc. property. Full lineup of B2i Digital Featured Conferences: https://b2idigital.com/conferences Disclosure & Disclaimer: B2i Digital, Inc. is the Official Marketing Partner of the Virtual Investor Conferences. Content related to any specific company was provided by that company, approved by that company, or obtained from publicly available sources. B2i Digital, Inc. has not independently verified the accuracy or completeness of such information. This content is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. B2i Digital, Inc. is not a broker-dealer or investment adviser. Virtual Investor Conferences is an OTC Markets Group Inc. property. B2i Digital, Inc. B2i Digital, Inc. partners with investor conferences, public companies, and capital-markets advisors through its Featured Conference, Featured Company, and Featured Expert programs. Acting as The Capital Markets Matchmaker℠, B2i Digital connects investors and companies through digital marketing, investor conferences, and direct meetings, supported by a proprietary network of more than 1.5 million market participants. Its mantra, From Marketing to Meetings℠, reflects this integrated approach. Founded in 2021, B2i Digital is headquartered in New York City. Virtual Investor Conferences Virtual Investor Conferences (VIC) is a proprietary investor conference series providing an interactive online forum for publicly traded companies to present directly to investors. Each event features live company presentations, Q&A sessions, one-on-one meetings, and on-demand replays that support ongoing investor engagement.
1 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 19 at 4:54 PM
$VBNK RSI: 68.45, MACD: 0.5579 Vol: 0.28, MA20: 15.12, MA50: 13.45 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
Ctres06
Ctres06 Jan. 15 at 8:01 PM
$VBNK This is just going to quietly grind to 50 throughout 2026. They will beat on every earnings. Each time they will probably pop 20 percent and then continue slow march up. There really is no bear thesis here to bring it down.
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 30 at 8:36 PM
$VBNK Current Stock Price: $14.98 Contracts to trade: $15 VBNK Jan 16 2026 Call Entry: $0.54 Exit: $1.06 ROI: 96% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
ZincZoo
ZincZoo Dec. 27 at 4:32 AM
$VBNK Trading behavior shows investors weighing repeatability of results above expansion claims. Operating rhythm should stabilize as learning cycles compress. Confidence weakens if progress becomes episodic rather than consistent. Execution quality will determine whether momentum is sustainable.
0 · Reply
AchievementAce
AchievementAce Dec. 26 at 8:47 AM
$VBNK Credibility now depends on repeatable results instead of isolated wins. Efficiency gains must pair with selective investment. Improved transparency could compress valuation discounts. Patience is sensible — but only if matched by progress.
0 · Reply
Ctres06
Ctres06 Dec. 22 at 3:46 PM
$VBNK I expect at least 50 a share by end of 2026. I think Q4 revenues in 2026 will be over 100 million once the US RPP program starts taking off. If the digital deposit receipt program takes off then that is just extra gravy here. Hopefully the company has been exercising their share buyback down at these prices, they can still buy back about 7 percent of the float.
0 · Reply
TrendEdgeLogan
TrendEdgeLogan Dec. 14 at 10:31 PM
$VBNK $457M mc founder-led 👑 $KRE Hidden Gem (just 141 watchers on stocktwits) 💎 rotating up on the monthly above rising 10/20/40-month SMAs - Pct of all funds in a long-term uptrend, rising in most recent qtr
0 · Reply
GlobalMarketBulletin
GlobalMarketBulletin Dec. 13 at 10:31 PM
$VBNK This analysis focuses on VersaBank (VBNK)’s fundamentals, market positioning, capital structure, and long-term growth strategy rather than short-term trading signals. Click the link to read the full story. https://globalmarketbulletin.com/is-versabank-vbnk-built-for-long-term-investors-a-business-first-analysis/
0 · Reply
lozzamozza
lozzamozza Dec. 11 at 9:44 PM
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 11 at 6:27 PM
0 · Reply
JarvisFlow
JarvisFlow Dec. 11 at 5:16 PM
Roth Capital has updated their rating for VersaBank ( $VBNK ) to Neutral with a price target of 13.
0 · Reply
mikesterz7
mikesterz7 Dec. 10 at 1:50 PM
$VBNK Total Revenue was C$35.09 million, an 11% increase from the previous quarter and a 29% increase year-over-year. This exceeded analysts' expectations. Reported Net Income was C$5.20 million, or C$0.16 per share. Adjusted Net Income (excluding certain items) was C$10.55 million, or C$0.33 per share, beating the analyst consensus forecast of C$0.34 for the quarter in Canadian currency (which translates to approximately $0.23 USD). Total Assets reached over C$5.8 billion, a 20% increase for the full year. Full Year 2025 Highlights (in CAD) For the full year ended October 31, 2025, VersaBank reported: Total Revenue of C$124.64 million, a 12% increase over 2024. Net Income of C$28.46 million, down from C$39.75 million a year ago, primarily due to one-time reorganization costs. Basic and Diluted EPS of C$0.90.
0 · Reply
Ctres06
Ctres06 Dec. 10 at 12:38 PM
$VBNK great earnings report. Buying back shares. Rapid growth. Paying a dividend. Huge market opportunity. Majority owned by insiders. No debt. 5.8 Billion in assets now. Market cap under 400 million. Not many negatives here.
0 · Reply
iAccess_Alpha
iAccess_Alpha Nov. 19 at 8:55 PM
$VBNK will not be able to present at iAccess Alpha’s Virtual Best Ideas Winter Conference due to a scheduling conflict. We hope to host them at a future event. #microcap #smallcap #investing
0 · Reply
BillionerOfKing
BillionerOfKing Nov. 17 at 2:03 PM
$VBNK Current Stock Price: $11.80 Contracts to trade: $7.5 VBNK Dec 19 2025 Call Entry: $2.35 Exit: $4.61 ROI: 96% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
iAccess_Alpha
iAccess_Alpha Nov. 10 at 2:09 PM
$VBNK will present at iAccess Alpha’s Virtual Best Ideas Winter Conference. December 9, 2025 | 2:30 PM ET Watch here: https://www.webcaster5.com/Webcast/Page/3148/53199 #microcap #smallcap #investing
0 · Reply
NVDAMillionaire
NVDAMillionaire Oct. 3 at 8:32 PM
$VBNK Excellent article that nails exactly where VBNK stands right now. So if you want to update your VBNK knowledge or get acquainted with VBNK, this is a must read. https://beyondspx.com/quote/VBNK/analysis/versabank-s-digital-ascent-ai-tokenized-deposits-and-u-s-expansion-drive-a-de-risked-growth-narrative-nasdaq-vbnk
0 · Reply
OpenOutcrier
OpenOutcrier Sep. 4 at 12:59 PM
$VBNK (+3.0% pre) VERSABANK THIRD QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO RAMPS UP https://ooc.bz/l/76148
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