Market Cap 84.19M
Revenue (ttm) 47.51M
Net Income (ttm) 7.75M
EPS (ttm) N/A
PE Ratio 11.00
Forward PE N/A
Profit Margin 16.31%
Debt to Equity Ratio 1.49
Volume 3,500
Avg Vol 5,576
Day's Range N/A - N/A
Shares Out 5.77M
Stochastic %K 66%
Beta 0.39
Analysts Strong Buy
Price Target N/A

Company Profile

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers a range of banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.

Industry: Banks - Regional
Sector: Financial Services
Phone: 740 633 0445
Address:
201 South Fourth Street, Martins Ferry, United States
SuperGreenToday
SuperGreenToday Feb. 22 at 10:15 PM
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PickAlpha
PickAlpha Feb. 20 at 2:29 PM
4/5: United Bancorp boosts regular dividend 5.5% and declares $0.175 special dividend, implying >5% forward yield | View: Dividend hike and special payout are positive signals… $UBCP $KRE $IAT
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OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 17 at 7:47 PM
$UBCP RSI: 67.94, MACD: 0.1483 Vol: 0.31, MA20: 14.11, MA50: 14.07 πŸ”΄ SELL - Downtrend πŸ‘‰ https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
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RiskInertia
RiskInertia Feb. 17 at 3:18 PM
$UBCP United Bancorp is an Ohio community bank facing net interest margin compression.
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TwilightWick
TwilightWick Feb. 10 at 1:52 PM
$UBCP is a community bank (United Bancorp); faces industry-wide challenges.
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ZacksResearch
ZacksResearch Feb. 9 at 7:01 PM
$UBCP Q4 earnings show real strength β€” banks aren’t dead yet πŸ‘€πŸ¦ United Bancorp posted 13% year-over-year EPS growth in Q4 2025, driven by solid loan demand, margin expansion, and strategic investments, even with macroeconomic headwinds in play. See what’s powering UBCP’s momentum πŸ‘‰ https://www.zacks.com/stock/news/2842235/united-bancorps-q4-earnings-rise-yy-on-loan-demand?cid=sm-stocktwits-2-2842235-teaser-32686&ADID=SYND_STOCKTWITS_TWEET_2_2842235_TEASER_32686
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ZacksResearch
ZacksResearch Feb. 9 at 6:01 PM
$UBCP powers through market volatility with a 2.6% gain since Q4 earnings! πŸ”₯ πŸ“ˆ EPS up 12.9% to 35 cents, net interest income rose 8.6%, despite a 49.4% increase in credit loss provisions. 🏦 Strong asset growth and strategic initiatives set the stage for future expansion, with full-year net income up 4.7%. Discover the full breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2842235/united-bancorps-q4-earnings-rise-yy-on-loan-demand?cid=sm-stocktwits-2-2842235-body-32683&ADID=SYND_STOCKTWITS_TWEET_2_2842235_BODY_32683
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NVDAMillionaire
NVDAMillionaire Feb. 4 at 2:18 PM
$UBCP Brilliant piece that captures UBCP's situation perfectly. So if you want to update your understanding of UBCP or get to know UBCP better, this is essential reading. https://everyticker.com/quote/UBCP/analysis/united-bancorp-strategic-pivot-targets-growth-amidst-economic-headwinds-ubcp
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BillionerOfKing
BillionerOfKing Jan. 26 at 11:10 AM
$UBCP Current Stock Price: $13.91
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ZacksResearch
ZacksResearch Dec. 31 at 4:01 PM
OVBC vs. UBCP: Which community bank is the better buy? πŸ€” $OVBC has outperformed with a 64.8% rally over the past year and a 9.3% rise over the past three months, backed by diversified revenue streams and strong loan growth. πŸ“ˆ Meanwhile, $UBCP's steady balance-sheet expansion hasn't translated into similar stock gains. Discover why OVBC might be the stronger pick here πŸ‘‰ https://www.zacks.com/stock/news/2810914/ovbc-vs-ubcp-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2810914-body-27026&ADID=SYND_STOCKTWITS_TWEET_2_2810914_BODY_27026
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Latest News on UBCP
9 Upcoming Dividend Increases, Including A King

Nov 30, 2023, 4:09 PM EST - 2 years ago

9 Upcoming Dividend Increases, Including A King

ADP BDX CASS SCHD SR UBSI UMBF


United Bancorp, Inc.: Putting The Balance Sheet To Good Use

Nov 21, 2022, 11:53 AM EST - 3 years ago

United Bancorp, Inc.: Putting The Balance Sheet To Good Use


Dividend Increases: November 13-19, 2021

Nov 21, 2021, 9:00 AM EST - 4 years ago

Dividend Increases: November 13-19, 2021

A BRC CHCO HPQ KEY LZB MATW


Dividend Increases: August 14-20, 2021

Aug 24, 2021, 9:37 AM EDT - 4 years ago

Dividend Increases: August 14-20, 2021

CBOE MNRO SPY SYBT


SuperGreenToday
SuperGreenToday Feb. 22 at 10:15 PM
0 Β· Reply
PickAlpha
PickAlpha Feb. 20 at 2:29 PM
4/5: United Bancorp boosts regular dividend 5.5% and declares $0.175 special dividend, implying >5% forward yield | View: Dividend hike and special payout are positive signals… $UBCP $KRE $IAT
0 Β· Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 17 at 7:47 PM
$UBCP RSI: 67.94, MACD: 0.1483 Vol: 0.31, MA20: 14.11, MA50: 14.07 πŸ”΄ SELL - Downtrend πŸ‘‰ https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 Β· Reply
RiskInertia
RiskInertia Feb. 17 at 3:18 PM
$UBCP United Bancorp is an Ohio community bank facing net interest margin compression.
0 Β· Reply
TwilightWick
TwilightWick Feb. 10 at 1:52 PM
$UBCP is a community bank (United Bancorp); faces industry-wide challenges.
0 Β· Reply
ZacksResearch
ZacksResearch Feb. 9 at 7:01 PM
$UBCP Q4 earnings show real strength β€” banks aren’t dead yet πŸ‘€πŸ¦ United Bancorp posted 13% year-over-year EPS growth in Q4 2025, driven by solid loan demand, margin expansion, and strategic investments, even with macroeconomic headwinds in play. See what’s powering UBCP’s momentum πŸ‘‰ https://www.zacks.com/stock/news/2842235/united-bancorps-q4-earnings-rise-yy-on-loan-demand?cid=sm-stocktwits-2-2842235-teaser-32686&ADID=SYND_STOCKTWITS_TWEET_2_2842235_TEASER_32686
0 Β· Reply
ZacksResearch
ZacksResearch Feb. 9 at 6:01 PM
$UBCP powers through market volatility with a 2.6% gain since Q4 earnings! πŸ”₯ πŸ“ˆ EPS up 12.9% to 35 cents, net interest income rose 8.6%, despite a 49.4% increase in credit loss provisions. 🏦 Strong asset growth and strategic initiatives set the stage for future expansion, with full-year net income up 4.7%. Discover the full breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2842235/united-bancorps-q4-earnings-rise-yy-on-loan-demand?cid=sm-stocktwits-2-2842235-body-32683&ADID=SYND_STOCKTWITS_TWEET_2_2842235_BODY_32683
0 Β· Reply
NVDAMillionaire
NVDAMillionaire Feb. 4 at 2:18 PM
$UBCP Brilliant piece that captures UBCP's situation perfectly. So if you want to update your understanding of UBCP or get to know UBCP better, this is essential reading. https://everyticker.com/quote/UBCP/analysis/united-bancorp-strategic-pivot-targets-growth-amidst-economic-headwinds-ubcp
0 Β· Reply
BillionerOfKing
BillionerOfKing Jan. 26 at 11:10 AM
$UBCP Current Stock Price: $13.91
0 Β· Reply
ZacksResearch
ZacksResearch Dec. 31 at 4:01 PM
OVBC vs. UBCP: Which community bank is the better buy? πŸ€” $OVBC has outperformed with a 64.8% rally over the past year and a 9.3% rise over the past three months, backed by diversified revenue streams and strong loan growth. πŸ“ˆ Meanwhile, $UBCP's steady balance-sheet expansion hasn't translated into similar stock gains. Discover why OVBC might be the stronger pick here πŸ‘‰ https://www.zacks.com/stock/news/2810914/ovbc-vs-ubcp-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2810914-body-27026&ADID=SYND_STOCKTWITS_TWEET_2_2810914_BODY_27026
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ZacksResearch
ZacksResearch Dec. 31 at 3:01 PM
$OVBC vs. $UBCP β€” which regional bank actually earns a spot right now? πŸ¦βš–οΈ Ohio Valley Banc and United Bancorp are navigating the regional banking landscape with distinct strategies, setting up a clear comparison on where upside could be stronger. See which bank stock stands out and why πŸ‘‰ https://www.zacks.com/stock/news/2810914/ovbc-vs-ubcp-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2810914-teaser-27019&ADID=SYND_STOCKTWITS_TWEET_2_2810914_TEASER_27019
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InsightTradePilot
InsightTradePilot Dec. 27 at 7:19 AM
$UBCP Investor attention is skewing toward repeatable operating performance instead of aspirational projections. Forecast reliability has room to improve materially. Predictability would attract a deeper institutional audience. Patience is warranted β€” but must be supported by results.
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SuperGreenToday
SuperGreenToday Dec. 26 at 11:14 AM
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Strawhut_3BM_LLC
Strawhut_3BM_LLC Nov. 17 at 3:29 PM
$UBCP Looking good starting to like dividends
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ZacksResearch
ZacksResearch Nov. 12 at 4:30 PM
$UBCP posts solid Q3 growth β€” small bank, big momentum. πŸ’ͺ Earnings climbed year over year on strong loan growth and higher net interest income, with management reaffirming its push toward the $1B asset mark. See the full Q3 breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2790085/ubcp-stock-rises-4-as-q3-earnings-rise-yy-on-strong-loan-growth?cid=sm-stocktwits-2-2790085-teaser-20702&ADID=SYND_STOCKTWITS_TWEET_2_2790085_TEASER_20702
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ZacksResearch
ZacksResearch Nov. 12 at 3:30 PM
$UBCP up 4.3% post-earnings, outpacing the S&P 500's 0.5% gain πŸš€ πŸ“ˆ Q3 EPS rose 9.7% YoY; net interest income up 9.6% to $6.7M πŸ’° Net interest margin rose 16 basis points as total assets grew 5%, aided by strategic asset deployment 🏦 Pending new regional center has already contributed to deposit and loan growth through pre-opening efforts Discover the full potential here πŸ‘‰ https://www.zacks.com/stock/news/2790085/ubcp-stock-rises-4-as-q3-earnings-rise-yy-on-strong-loan-growth?cid=sm-stocktwits-2-2790085-body-20701&ADID=SYND_STOCKTWITS_TWEET_2_2790085_BODY_20701
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BillionerOfKing
BillionerOfKing Oct. 15 at 2:09 PM
$UBCP Current Stock Price: $13.09 No options data available.
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BillionerOfKing
BillionerOfKing Oct. 9 at 4:17 PM
$UBCP Current Stock Price: $13.25 No options data available.
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ZacksResearch
ZacksResearch Aug. 6 at 6:43 PM
$UBCP posts solid Q2 β€” is the $1B asset milestone within reach? 🏦 Earnings grew year over year on loan expansion, with bold plans for new branches, tech upgrades, and scaling past \$1B in assets. See why UBCP could be a hidden gem in its sector πŸ‘‰ https://www.zacks.com/stock/news/2674212/united-bancorps-q2-earnings-grow-yy-on-loan-expansion?cid=sm-stocktwits-2-2674212-teaser-6493&ADID=SYND_STOCKTWITS_TWEET_2_2674212_TEASER_6493
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ZacksResearch
ZacksResearch Aug. 6 at 4:39 PM
$UBCP posts solid Q2 earnings but stock slips 5.2% this month πŸ“‰ πŸ”Ή EPS rose to 33 cents, beating last year’s 30 cents πŸ”Ή Total interest income up 5.4% YoY, driven by a 9.3% increase in interest income on loans and a 30.3% surge in loan fees πŸ”Ή Noninterest income surged 17.3%, but noninterest expenses rose 3.1% Discover what's next for UBCP's growth strategy πŸ‘‡ https://www.zacks.com/stock/news/2674212/united-bancorps-q2-earnings-grow-yy-on-loan-expansion?cid=sm-stocktwits-2-2674212-body-6392&ADID=SYND_STOCKTWITS_TWEET_2_2674212_BODY_6392
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ZacksResearch
ZacksResearch Jul. 30 at 2:36 PM
First Wall Street firm covers $UBCP β€” but why just Neutral? Zacks cites strong dividends, liquidity, and credit discipline... but flags cost pressures and geographic limitations. Full breakdown here πŸ‘‰ https://www.zacks.com/stock/news/2638210/zacks-initiates-coverage-of-united-bancorp-with-neutral-recommendation?cid=sm-stocktwits-2-2638210-teaser-4766&ADID=SYND_STOCKTWITS_TWEET_2_2638210_TEASER_4766
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ZacksResearch
ZacksResearch Jul. 30 at 12:18 PM
$UBCP: Solid Dividends but Can It Maintain Growth? πŸ€” πŸ’° 5.51% forward dividend yield, with total dividends up 9% in 1H 2025. πŸ“ˆ Liquidity surged 85% to $36.4M, boosting financial stability. πŸ“‰ But $15.2M in unrealized losses & rising funding costs could weigh on margins. Discover if UBCP can navigate these challenges πŸ‘‰ https://www.zacks.com/stock/news/2638210/zacks-initiates-coverage-of-united-bancorp-with-neutral-recommendation?cid=sm-stocktwits-2-2638210-body-4668&ADID=SYND_STOCKTWITS_TWEET_2_2638210_BODY_4668
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