Market Cap 103.17M
Revenue (ttm) 58.67M
Net Income (ttm) 7.35M
EPS (ttm) N/A
PE Ratio 15.90
Forward PE N/A
Profit Margin 12.53%
Debt to Equity Ratio 1.67
Volume 2,800
Avg Vol 4,930
Day's Range N/A - N/A
Shares Out 6.69M
Stochastic %K 40%
Beta 0.34
Analysts Hold
Price Target $16.50

Company Profile

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also...

Industry: Banks - Regional
Sector: Financial Services
Phone: 951 686 6060
Address:
3756 Central Avenue, Riverside, United States
AnalyticaInvestor
AnalyticaInvestor Apr. 29 at 9:01 AM
$KRKNF $PROV $PERF $CZWI $RPT Check out the latest Analytica Alpha! We dig into every small-cap, earning shocks, IPO buzz, and how tariff tensions kept markets on edge despite. https://analyticainvestor.beehiiv.com/p/small-caps-hold-steady-as-energy-biotech-lead-the-way-611610cd006ab409
0 · Reply
DonCorleone77
DonCorleone77 Apr. 28 at 10:44 AM
$PROV Provident Financial reports Q3 EPS 28c vs. 22c last year "The operating environment for Provident has improved over the course of this fiscal year. Our net interest margin has improved each quarter subsequent to June 30, 2024, loan and deposit balances have grown for two consecutive quarters, borrowings have declined for two consecutive quarters, and credit quality remains strong," stated Donavon Ternes, President and CEO of the company. "We remain active in our stock repurchase plan and continue to maintain our quarterly cash dividend at a consistent level," concluded Ternes.
0 · Reply
NVDAMillionaire
NVDAMillionaire Mar. 25 at 3:00 AM
$PROV Digging PROV's resilient community bank strategy. Single-family mortgage growth looks promising. Might add to my regional bank watchlist. Risk management seems tight. excellent article: https://beyondspx.com/article/provident-financial-holdings-prov-weathering-the-storm-charting-a-steady-course
0 · Reply
PenkeTrading
PenkeTrading Mar. 11 at 2:31 AM
I found you an Oversold RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #RsiOversold #NASDAQ
0 · Reply
PenkeTrading
PenkeTrading Jan. 11 at 11:55 AM
I found you an Oversold RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #RsiOversold #NASDAQ
0 · Reply
NVDAMillionaire
NVDAMillionaire Dec. 1 at 7:49 PM
$PROV Provident Financial Holdings (PROV): A Solid Community Bank Navigating Challenges with Resilience https://beyondspx.com/article/provident-financial-holdings-prov-a-solid-community-bank-navigating-challenges-with-resilience
0 · Reply
insiderbuyingselling
insiderbuyingselling Nov. 1 at 4:09 PM
$PROV new insider selling: 1059 shares. http://insiderbuyingselling.com/?t=PROV
0 · Reply
DonCorleone77
DonCorleone77 Oct. 28 at 10:25 AM
$PROV Provident Financial reports Q1 EPS 28c vs. 25c last year Reports Q1 net interest margin down four basis points to 2.84% from 2.88% in the same quarter last year. "I am pleased with our Q1 FY25 operating results. Common equity tier 1 capital ratio was 18.36% vs. 17.91% a year ago. Book value per share was $19.15 from $18.44 at previous quarter end. "Net interest income has reached an inflection point, increasing by approximately two percent from the prior sequential quarter and was largely the result of an expanding net interest margin. Credit quality improved from already strong June 30, 2024 levels, and coupled with a shorter estimated life of loans held for investment resulted in a significant recovery from the allowance for credit losses. Additionally, we almost doubled our stock repurchase activity this quarter from the prior sequential quarter," stated CEO Donavon Ternes. "Our business model performs better in a flat or upward sloping yield curve environment and we are gradually transitioning back to less restrictive operating strategies now that the Federal Open Market Committee is implementing looser monetary policy and the inverted yield curve has begun to reverse course," concluded Ternes.
0 · Reply
Fullratio
Fullratio Sep. 4 at 2:02 PM
$PROV return on invested capital has declined by 22% year-on-year: https://fullratio.com/stocks/nasdaq-prov/provident-financial-holdings
0 · Reply
PenkeTrading
PenkeTrading Aug. 31 at 2:52 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #PROV #nasdaq #tradingsignals #technicalanalysis
0 · Reply
Latest News on PROV
Provident Financial Holdings Announces CFO Appointment

May 12, 2025, 5:30 PM EDT - 5 weeks ago

Provident Financial Holdings Announces CFO Appointment


Provident Financial Holdings Announces Quarterly Cash Dividend

Apr 24, 2025, 7:10 PM EDT - 2 months ago

Provident Financial Holdings Announces Quarterly Cash Dividend


Provident Financial Holdings Announces New Stock Repurchase Plan

Jan 23, 2025, 7:20 PM EST - 5 months ago

Provident Financial Holdings Announces New Stock Repurchase Plan


Provident Financial Holdings Announces CFO Succession

Dec 1, 2023, 4:30 PM EST - 1 year ago

Provident Financial Holdings Announces CFO Succession


Provident Financial Holdings Announces CEO Succession

Oct 25, 2023, 4:54 PM EDT - 1 year ago

Provident Financial Holdings Announces CEO Succession


Provident Financial Holdings Announces Quarterly Cash Dividend

Jul 27, 2023, 6:55 PM EDT - 2 years ago

Provident Financial Holdings Announces Quarterly Cash Dividend


Recap: Provident Financial Q4 Earnings

Jul 28, 2021, 7:43 AM EDT - 4 years ago

Recap: Provident Financial Q4 Earnings


AnalyticaInvestor
AnalyticaInvestor Apr. 29 at 9:01 AM
$KRKNF $PROV $PERF $CZWI $RPT Check out the latest Analytica Alpha! We dig into every small-cap, earning shocks, IPO buzz, and how tariff tensions kept markets on edge despite. https://analyticainvestor.beehiiv.com/p/small-caps-hold-steady-as-energy-biotech-lead-the-way-611610cd006ab409
0 · Reply
DonCorleone77
DonCorleone77 Apr. 28 at 10:44 AM
$PROV Provident Financial reports Q3 EPS 28c vs. 22c last year "The operating environment for Provident has improved over the course of this fiscal year. Our net interest margin has improved each quarter subsequent to June 30, 2024, loan and deposit balances have grown for two consecutive quarters, borrowings have declined for two consecutive quarters, and credit quality remains strong," stated Donavon Ternes, President and CEO of the company. "We remain active in our stock repurchase plan and continue to maintain our quarterly cash dividend at a consistent level," concluded Ternes.
0 · Reply
NVDAMillionaire
NVDAMillionaire Mar. 25 at 3:00 AM
$PROV Digging PROV's resilient community bank strategy. Single-family mortgage growth looks promising. Might add to my regional bank watchlist. Risk management seems tight. excellent article: https://beyondspx.com/article/provident-financial-holdings-prov-weathering-the-storm-charting-a-steady-course
0 · Reply
PenkeTrading
PenkeTrading Mar. 11 at 2:31 AM
I found you an Oversold RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #RsiOversold #NASDAQ
0 · Reply
PenkeTrading
PenkeTrading Jan. 11 at 11:55 AM
I found you an Oversold RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #RsiOversold #NASDAQ
0 · Reply
NVDAMillionaire
NVDAMillionaire Dec. 1 at 7:49 PM
$PROV Provident Financial Holdings (PROV): A Solid Community Bank Navigating Challenges with Resilience https://beyondspx.com/article/provident-financial-holdings-prov-a-solid-community-bank-navigating-challenges-with-resilience
0 · Reply
insiderbuyingselling
insiderbuyingselling Nov. 1 at 4:09 PM
$PROV new insider selling: 1059 shares. http://insiderbuyingselling.com/?t=PROV
0 · Reply
DonCorleone77
DonCorleone77 Oct. 28 at 10:25 AM
$PROV Provident Financial reports Q1 EPS 28c vs. 25c last year Reports Q1 net interest margin down four basis points to 2.84% from 2.88% in the same quarter last year. "I am pleased with our Q1 FY25 operating results. Common equity tier 1 capital ratio was 18.36% vs. 17.91% a year ago. Book value per share was $19.15 from $18.44 at previous quarter end. "Net interest income has reached an inflection point, increasing by approximately two percent from the prior sequential quarter and was largely the result of an expanding net interest margin. Credit quality improved from already strong June 30, 2024 levels, and coupled with a shorter estimated life of loans held for investment resulted in a significant recovery from the allowance for credit losses. Additionally, we almost doubled our stock repurchase activity this quarter from the prior sequential quarter," stated CEO Donavon Ternes. "Our business model performs better in a flat or upward sloping yield curve environment and we are gradually transitioning back to less restrictive operating strategies now that the Federal Open Market Committee is implementing looser monetary policy and the inverted yield curve has begun to reverse course," concluded Ternes.
0 · Reply
Fullratio
Fullratio Sep. 4 at 2:02 PM
$PROV return on invested capital has declined by 22% year-on-year: https://fullratio.com/stocks/nasdaq-prov/provident-financial-holdings
0 · Reply
PenkeTrading
PenkeTrading Aug. 31 at 2:52 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #PROV #nasdaq #tradingsignals #technicalanalysis
0 · Reply
NVDAMillionaire
NVDAMillionaire Aug. 2 at 11:44 AM
$PROV Provident Financial (PROV): Solid Fundamentals Amid Challenging Environment http://beyondspx.com/2024/08/01/provident-financial-prov-solid-fundamentals-amid-challenging-environment/
0 · Reply
epsguid
epsguid Jul. 29 at 11:48 AM
$PROV reported earnings of $0.28, consensus was $0.23, Earnings Whisper was $0.25 via @eWhispers #whisperbeat http://eps.sh/d/prov
0 · Reply
DonCorleone77
DonCorleone77 Jul. 29 at 10:21 AM
$PROV Provident Financial reports Q4 EPS 28c vs. 26c last year Q4 net interest margin decreased 14 basis points to 2.74% from 2.88% in the same quarter last year. "I am excited to begin our new fiscal year, especially with indications that the Federal Open Market Committee is nearing a decision to lower the targeted federal funds rate. If looser monetary policy is implemented, we anticipate the currently elevated interest rates and the inverted yield curve would begin to reverse course. This shift would enable us to gradually transition back to less restrictive operating strategies and resume growing our loan portfolio at a reasonable pace," stated CEO Donavon Ternes. "In any event, we remain committed to prudently managing operating expenses, maintaining strong credit and interest rate risk management practices, and ensuring a sound balance sheet. Additionally, we expect to continue to declare cash dividends and execute our common stock repurchase program consistent with the company's business plan".
0 · Reply
Stock_Titan
Stock_Titan Jul. 29 at 10:00 AM
$PROV Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results https://www.stocktitan.net/news/PROV/provident-financial-holdings-reports-fourth-quarter-and-fiscal-year-c8hhz93rg5w3.html
0 · Reply
GrindTime
GrindTime Jul. 25 at 5:44 PM
$PROV ringing the bell
0 · Reply
PenkeTrading
PenkeTrading Jul. 24 at 3:32 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Provident Financial Holdings Inc. Is that bullish or bearish? $PROV #PROV #nasdaq #tradingsignals #technicalanalysis
0 · Reply
Stock_Titan
Stock_Titan Jul. 22 at 8:19 PM
$PROV Provident Financial Holdings To Host Earnings Release Conference Call https://www.stocktitan.net/news/PROV/provident-financial-holdings-to-host-earnings-release-conference-7g782lae4g0w.html
0 · Reply
GrindTime
GrindTime Jul. 22 at 3:55 PM
0 · Reply
GrindTime
GrindTime Jul. 7 at 11:22 AM
$PROV 13.50 looks like where its hung up?
0 · Reply
amurderofcrows
amurderofcrows Jun. 29 at 10:54 PM
$PROV crow with knife $CROWWK.X
0 · Reply