Market Cap 1.87B
Revenue (ttm) 1.33B
Net Income (ttm) 135.68M
EPS (ttm) N/A
PE Ratio 9.75
Forward PE 8.72
Profit Margin 10.17%
Debt to Equity Ratio 0.00
Volume 1,662,800
Avg Vol 1,362,232
Day's Range N/A - N/A
Shares Out 115.41M
Stochastic %K 4%
Beta 1.86
Analysts Strong Sell
Price Target $23.55

Company Profile

Happen, Inc. operates as a bank holding company that provides financial and lending services in the United States. The company offers deposit products, including savings accounts, checking accounts, money market accounts, and certificates of deposit; consumer loan products, such as unsecured loans, fixed-rate and fixed-term consumer loans, major purchase finance, and auto refinance; personal loans for credit card refinancing and debt consolidation; financing for health and wellness; and balance...

Industry: Banks - Regional
Sector: Financial Services
Phone: 415 930 7440
Address:
88 Kearny Street, Suite 600, San Francisco, United States
OnTheBanks
OnTheBanks Sep. 23 at 12:36 AM
$HAPN https://www.fool.com/money/banks/articles/happen-bank-just-raised-its-savings-apy-to-420-heres-what-to-know/
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OnTheBanks
OnTheBanks Sep. 22 at 9:00 PM
$HAPN 4.20% on a Level-Up savings account now.
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kerem_oner
kerem_oner Sep. 22 at 7:58 PM
$HAPN While other fintech (all of which are either losing money or not as profitable - not to speak of HAPN's insane valuation metrics) are doing fine today, HAPN is dead in the water. Go figure
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kerem_oner
kerem_oner Sep. 22 at 2:44 PM
$HAPN simply unbelievable. You'd think our financials, profit margins, and growth are in the toilet. Mind blowing.
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OnTheBanks
OnTheBanks Sep. 22 at 1:21 PM
$HAPN We should be moving like $SOFI soon.
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OnTheBanks
OnTheBanks Sep. 22 at 1:21 PM
$HAPN 1 Cash-Heavy Stock to Target This Week and 2 We Turn Down https://finance.yahoo.com/markets/stocks/articles/1-cash-heavy-stock-target-102146599.html
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YaCult
YaCult Sep. 21 at 8:41 PM
$HAPN Whatever... Bought 1k more shares
1 · Reply
DeepSikh
DeepSikh Sep. 21 at 7:49 PM
$HAPN keep holding. The company officers will have to run out of shares to sell eventually.
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OnTheBanks
OnTheBanks Sep. 21 at 6:38 PM
$HAPN Criminally undervalued.
1 · Reply
kerem_oner
kerem_oner Sep. 18 at 7:03 PM
$HAPN the way it has been successfully testing support at 16, i expect a technical bounce back up to 17s next week.
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Latest News on HAPN
Happen price target raised to $25 from $23 at Piper Sandler

2026-07-28T11:00:58.000Z - 1 month ago

Happen price target raised to $25 from $23 at Piper Sandler


Happen price target raised to $25 from $23 at Citizens

2026-07-28T09:45:33.000Z - 1 month ago

Happen price target raised to $25 from $23 at Citizens


Happen's Digital Banking Push Helps Deposits Jump 18%

Jul 27, 2026, 7:40 PM EDT - 1 month ago

Happen's Digital Banking Push Helps Deposits Jump 18%


Happen reports Q2 EPS 50c, consensus 42c

2026-07-27T20:16:07.000Z - 1 month ago

Happen reports Q2 EPS 50c, consensus 42c


Happen sees Q3 EPS 43c-48c, consensus $44c

2026-07-27T20:16:01.000Z - 1 month ago

Happen sees Q3 EPS 43c-48c, consensus $44c


Happen sees FY26 EPS $1.80-$1.90, consensus $1.75

2026-07-27T20:15:45.000Z - 1 month ago

Happen sees FY26 EPS $1.80-$1.90, consensus $1.75


Happen, Inc. Reports Second Quarter 2026 Results

Jul 27, 2026, 4:05 PM EDT - 1 month ago

Happen, Inc. Reports Second Quarter 2026 Results


Happen price target raised to $25 from $20 at BTIG

2026-06-30T11:15:22.000Z - 2 months ago

Happen price target raised to $25 from $20 at BTIG


Happen Sheds LendingClub Name and Launches Digital Bank

Jun 22, 2026, 2:38 PM EDT - 3 months ago

Happen Sheds LendingClub Name and Launches Digital Bank


OnTheBanks
OnTheBanks Sep. 23 at 12:36 AM
$HAPN https://www.fool.com/money/banks/articles/happen-bank-just-raised-its-savings-apy-to-420-heres-what-to-know/
0 · Reply
OnTheBanks
OnTheBanks Sep. 22 at 9:00 PM
$HAPN 4.20% on a Level-Up savings account now.
0 · Reply
kerem_oner
kerem_oner Sep. 22 at 7:58 PM
$HAPN While other fintech (all of which are either losing money or not as profitable - not to speak of HAPN's insane valuation metrics) are doing fine today, HAPN is dead in the water. Go figure
1 · Reply
kerem_oner
kerem_oner Sep. 22 at 2:44 PM
$HAPN simply unbelievable. You'd think our financials, profit margins, and growth are in the toilet. Mind blowing.
0 · Reply
OnTheBanks
OnTheBanks Sep. 22 at 1:21 PM
$HAPN We should be moving like $SOFI soon.
0 · Reply
OnTheBanks
OnTheBanks Sep. 22 at 1:21 PM
$HAPN 1 Cash-Heavy Stock to Target This Week and 2 We Turn Down https://finance.yahoo.com/markets/stocks/articles/1-cash-heavy-stock-target-102146599.html
0 · Reply
YaCult
YaCult Sep. 21 at 8:41 PM
$HAPN Whatever... Bought 1k more shares
1 · Reply
DeepSikh
DeepSikh Sep. 21 at 7:49 PM
$HAPN keep holding. The company officers will have to run out of shares to sell eventually.
0 · Reply
OnTheBanks
OnTheBanks Sep. 21 at 6:38 PM
$HAPN Criminally undervalued.
1 · Reply
kerem_oner
kerem_oner Sep. 18 at 7:03 PM
$HAPN the way it has been successfully testing support at 16, i expect a technical bounce back up to 17s next week.
0 · Reply
kerem_oner
kerem_oner Sep. 18 at 12:58 PM
$HAPN P/E (TTM) of 9.6; Forward P/E of 6.6; PEG ratio under 0.3 Strong balance sheet, no debt.... And we get punished worse than Fintech junk like UPST
1 · Reply
OnTheBanks
OnTheBanks Sep. 18 at 12:49 AM
$SOFI This and $HAPN already reflected rate hikes into their guidance.
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Guliya
Guliya Sep. 17 at 11:36 PM
$HAPN this place run by moron whose only job is get high pay
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OnTheBanks
OnTheBanks Sep. 17 at 6:21 PM
$HAPN P/E below 10.
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OnTheBanks
OnTheBanks Sep. 17 at 2:37 PM
$HAPN 36% upside if this hits the average target price of the analysts.
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kerem_oner
kerem_oner Sep. 17 at 12:05 PM
$HAPN no pre market trading? Odd.
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OnTheBanks
OnTheBanks Sep. 16 at 8:13 PM
$HAPN https://finance.yahoo.com/personal-finance/banking/article/best-cd-rates-today-wednesday-september-16-2026-earn-up-to-440-apy-with-happen-bank-100000125.html
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OnTheBanks
OnTheBanks Sep. 16 at 7:10 PM
$HAPN Better be a stock buyback at these levels.
1 · Reply
kerem_oner
kerem_oner Sep. 16 at 2:42 PM
$HAPN looks like i was a little hasty in pulling the trigger. Figured FOMC decision and the likely rate hike was baked in. I still think it is. The valuation metrics are insanely low and the guidance has been based on modestly higher rates. All that being said, i wouldn't be surprised if we see 15s
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kerem_oner
kerem_oner Sep. 15 at 7:15 PM
$HAPN bought 500 more at 16.50 today. Now holding 4000 long term and 1500 short term (trading) shares
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YaCult
YaCult Sep. 14 at 2:26 PM
$HAPN Virtually nobody is trading this shiii
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OnTheBanks
OnTheBanks Sep. 13 at 10:42 PM
$HAPN https://finance.yahoo.com/markets/stocks/articles/happen-bank-hapn-3-reasons-205905466.html
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