Sep. 25 at 1:46 PM
                            
$ROOT down over 12% in 3 days since WA state approval & wiped out 1 mo of gains 
 
& down nearly 30% since blowout ER beating EPS by 622% & rev by double digits.  
 
NOTHING has changed except SI is ballooning, as they try to shake out paper hands.  
 
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$ROOT Still has superior loss ratios   
 
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$ROOT Still has superior pricing 
 
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$ROOT partnership channel is STILL growing at 3x YoY 
 
⏩Still is growing aggressively with embedded insurance partners with 20+ major partners( 
$CVNA, Hyundai, 1st conn, 
$GSHD, Experian), and many other large players to come.  
 
⏩Still is growing aggressively in their agency channel, with over 1500+ agencies & 7000 IAs partnered since public launch in q4 2024. 
 
⏩Still will be expanding to all 50 states by 2026 end( in 36 now with 3 pending filings)   
 
⏩Still a decade+ ahead technologically to legacy insurers  
 
⏩Still will be 2X+ more profit efficient than their legacy peers.   
 
⏩ and still will contend with legacy insurers by market cap in the long term.