Market Cap 669.88M
Revenue (ttm) 377.94M
Net Income (ttm) 74.87M
EPS (ttm) N/A
PE Ratio 9.11
Forward PE 8.97
Profit Margin 19.81%
Debt to Equity Ratio 0.31
Volume 73,200
Avg Vol 136,972
Day's Range N/A - N/A
Shares Out 19.69M
Stochastic %K 38%
Beta 0.63
Analysts Sell
Price Target $37.50

Company Profile

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loan...

Industry: Banks - Regional
Sector: Financial Services
Phone: 585 786 1100
Address:
220 Liberty Street, Warsaw, United States
StocktwitsEarnings
StocktwitsEarnings Apr. 23 at 8:20 PM
$FISI Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $1.05 up 28.05% YoY • Reported revenue of $62.67M up 9.49% YoY • Financial Institutions Inc. continues to expect full-year charge-off activity to fall within its guided range and supports its 5% full year 2026 loan growth target, maintaining confidence in profitable growth.
0 · Reply
focafoca99
focafoca99 Apr. 3 at 8:28 PM
$FISI only updated the logistical details around its April 24 first-quarter earnings call.
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SuperGreenToday
SuperGreenToday Mar. 31 at 5:30 PM
$FISI Share Price: $31.68 Contract Selected: Sep 18, 2026 $45 Calls Buy Zone: $0.31 – $0.38 Target Zone: $0.56 – $0.68 Potential Upside: 73% ROI Time to Expiration: 170 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Mar. 10 at 8:36 PM
$FISI Current Stock Price: $30.76 Contracts to trade: $30.0 FISI Mar 20 2026 Call Entry: $2.80 Exit: $3.53 ROI: 26% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 26 at 4:55 AM
$FISI Share Price: $32.23 Contract Selected: Sep 18, 2026 $45 Calls Buy Zone: $0.31 – $0.38 Target Zone: $0.51 – $0.63 Potential Upside: 59% ROI Time to Expiration: 204 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
PickAlpha
PickAlpha Feb. 13 at 2:43 PM
5/5: Financial Institutions, Inc. declares $0.32 quarterly common dividend, maintains preferred payouts | View: Dividend confirmation is modestly supportive for FISI’s yield case… $FISI
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 12 at 1:27 PM
$FISI RSI: 61.50, MACD: 0.8372 Vol: 1.23, MA20: 33.24, MA50: 32.22 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 6 at 12:36 PM
$FISI Current Stock Price: $34.78 Contracts to trade: $35.0 FISI Feb 20 2026 Call Entry: $0.41 Exit: $0.77 ROI: 91% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
NextGenGains
NextGenGains Feb. 4 at 3:45 PM
$FISI is a community bank in the Midwest; it faces the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 29 at 9:20 PM
$FISI Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.98 up 119.33% YoY • Reported revenue of $64.12M up 229.79% YoY
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Latest News on FISI
Financial Institutions Earnings Call Transcript: Q1 2026

Apr 24, 2026, 8:30 AM EDT - 6 days ago

Financial Institutions Earnings Call Transcript: Q1 2026


Financial Institutions Earnings Call Transcript: Q4 2025

Jan 30, 2026, 8:30 AM EST - 3 months ago

Financial Institutions Earnings Call Transcript: Q4 2025


Financial Institutions, Inc. Announces Quarterly Cash Dividend

Nov 17, 2025, 4:05 PM EST - 5 months ago

Financial Institutions, Inc. Announces Quarterly Cash Dividend


Financial Institutions Earnings Call Transcript: Q3 2025

Oct 24, 2025, 8:30 AM EDT - 6 months ago

Financial Institutions Earnings Call Transcript: Q3 2025


Financial Institutions Earnings Call Transcript: Q2 2025

Jul 25, 2025, 8:30 AM EDT - 9 months ago

Financial Institutions Earnings Call Transcript: Q2 2025


Financial Institutions Earnings Call Transcript: Q1 2025

Apr 29, 2025, 8:30 AM EDT - 1 year ago

Financial Institutions Earnings Call Transcript: Q1 2025


Financial Institutions Transcript: Status Update

Mar 10, 2025, 4:45 PM EDT - 1 year ago

Financial Institutions Transcript: Status Update


Financial Institutions, Inc. Settles Auto Lending Litigation

Mar 10, 2025, 4:05 PM EDT - 1 year ago

Financial Institutions, Inc. Settles Auto Lending Litigation


Financial Institutions Earnings Call Transcript: Q4 2024

Jan 31, 2025, 8:30 AM EST - 1 year ago

Financial Institutions Earnings Call Transcript: Q4 2024


Financial Institutions Earnings Call Transcript: Q3 2024

Oct 25, 2024, 8:30 AM EDT - 1 year ago

Financial Institutions Earnings Call Transcript: Q3 2024


Financial Institutions Earnings Call Transcript: Q2 2024

Jul 26, 2024, 8:30 AM EDT - 1 year ago

Financial Institutions Earnings Call Transcript: Q2 2024


Financial Institutions Earnings Call Transcript: Q1 2024

Apr 26, 2024, 8:30 AM EDT - 2 years ago

Financial Institutions Earnings Call Transcript: Q1 2024


Financial Institutions, Inc. Announces 2024 Annual Meeting Date

Mar 14, 2024, 4:14 PM EDT - 2 years ago

Financial Institutions, Inc. Announces 2024 Annual Meeting Date


Financial Institutions Earnings Call Transcript: Q4 2023

Jan 26, 2024, 8:30 AM EST - 2 years ago

Financial Institutions Earnings Call Transcript: Q4 2023


Financial Institutions, Inc. Announces Leadership Changes

Dec 8, 2023, 4:05 PM EST - 2 years ago

Financial Institutions, Inc. Announces Leadership Changes


Financial Institutions Earnings Call Transcript: Q3 2023

Oct 27, 2023, 8:30 AM EDT - 2 years ago

Financial Institutions Earnings Call Transcript: Q3 2023


Blake Jones Named Chief Marketing Officer of Five Star Bank

Sep 18, 2023, 9:00 AM EDT - 2 years ago

Blake Jones Named Chief Marketing Officer of Five Star Bank


Financial Institutions Earnings Call Transcript: Q2 2023

Jul 28, 2023, 8:30 AM EDT - 2 years ago

Financial Institutions Earnings Call Transcript: Q2 2023


Financial Institutions Earnings Call Transcript: Q1 2023

Apr 27, 2023, 8:30 AM EDT - 3 years ago

Financial Institutions Earnings Call Transcript: Q1 2023


Financial Institutions, Inc. Announces 2023 Annual Meeting Date

Mar 23, 2023, 4:05 PM EDT - 3 years ago

Financial Institutions, Inc. Announces 2023 Annual Meeting Date


Financial Institutions Earnings Call Transcript: Q4 2022

Jan 31, 2023, 8:30 AM EST - 3 years ago

Financial Institutions Earnings Call Transcript: Q4 2022


Financial Institutions Earnings Call Transcript: Q3 2022

Oct 28, 2022, 8:30 AM EDT - 3 years ago

Financial Institutions Earnings Call Transcript: Q3 2022


Financial Institutions Earnings Call Transcript: Q2 2022

Jul 29, 2022, 6:22 AM EDT - 4 years ago

Financial Institutions Earnings Call Transcript: Q2 2022


Financial Institutions Earnings Call Transcript: Q1 2022

Apr 28, 2022, 11:10 AM EDT - 4 years ago

Financial Institutions Earnings Call Transcript: Q1 2022


Financial Institutions Earnings Call Transcript: Q4 2021

Jan 31, 2022, 8:36 PM EST - 4 years ago

Financial Institutions Earnings Call Transcript: Q4 2021


Financial Institutions Earnings Call Transcript: Q3 2021

Oct 28, 2021, 8:00 PM EDT - 4 years ago

Financial Institutions Earnings Call Transcript: Q3 2021


Financial Institutions Earnings Call Transcript: Q2 2021

Jul 30, 2021, 8:30 AM EDT - 5 years ago

Financial Institutions Earnings Call Transcript: Q2 2021


Financial Institutions Earnings Call Transcript: Q1 2021

Apr 29, 2021, 8:30 AM EDT - 5 years ago

Financial Institutions Earnings Call Transcript: Q1 2021


StocktwitsEarnings
StocktwitsEarnings Apr. 23 at 8:20 PM
$FISI Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $1.05 up 28.05% YoY • Reported revenue of $62.67M up 9.49% YoY • Financial Institutions Inc. continues to expect full-year charge-off activity to fall within its guided range and supports its 5% full year 2026 loan growth target, maintaining confidence in profitable growth.
0 · Reply
focafoca99
focafoca99 Apr. 3 at 8:28 PM
$FISI only updated the logistical details around its April 24 first-quarter earnings call.
0 · Reply
SuperGreenToday
SuperGreenToday Mar. 31 at 5:30 PM
$FISI Share Price: $31.68 Contract Selected: Sep 18, 2026 $45 Calls Buy Zone: $0.31 – $0.38 Target Zone: $0.56 – $0.68 Potential Upside: 73% ROI Time to Expiration: 170 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Mar. 10 at 8:36 PM
$FISI Current Stock Price: $30.76 Contracts to trade: $30.0 FISI Mar 20 2026 Call Entry: $2.80 Exit: $3.53 ROI: 26% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 26 at 4:55 AM
$FISI Share Price: $32.23 Contract Selected: Sep 18, 2026 $45 Calls Buy Zone: $0.31 – $0.38 Target Zone: $0.51 – $0.63 Potential Upside: 59% ROI Time to Expiration: 204 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
PickAlpha
PickAlpha Feb. 13 at 2:43 PM
5/5: Financial Institutions, Inc. declares $0.32 quarterly common dividend, maintains preferred payouts | View: Dividend confirmation is modestly supportive for FISI’s yield case… $FISI
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 12 at 1:27 PM
$FISI RSI: 61.50, MACD: 0.8372 Vol: 1.23, MA20: 33.24, MA50: 32.22 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 6 at 12:36 PM
$FISI Current Stock Price: $34.78 Contracts to trade: $35.0 FISI Feb 20 2026 Call Entry: $0.41 Exit: $0.77 ROI: 91% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
NextGenGains
NextGenGains Feb. 4 at 3:45 PM
$FISI is a community bank in the Midwest; it faces the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 29 at 9:20 PM
$FISI Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.98 up 119.33% YoY • Reported revenue of $64.12M up 229.79% YoY
0 · Reply
JarvisFlow
JarvisFlow Dec. 17 at 5:45 PM
Piper Sandler has updated their rating for Financial Institutions ( $FISI ) to Neutral with a price target of 34.
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SuperGreenToday
SuperGreenToday Dec. 6 at 12:57 AM
$FISI Share Price: $30.84 Contract Selected: Jun 18, 2026 $30 Calls Buy Zone: $0.68 – $0.84 Target Zone: $1.19 – $1.46 Potential Upside: 66% ROI Time to Expiration: 194 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
NVDAMillionaire
NVDAMillionaire Nov. 18 at 7:03 AM
$FISI Great piece that accurately captures FISI's current position. So if you want to refresh your understanding of FISI or learn about FISI for the first time, this is essential reading. https://beyondspx.com/quote/FISI/analysis/financial-institutions-inc-forges-ahead-with-strategic-realignment-and-profitability-drive-nasdaq-fisi
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JFML
JFML Oct. 16 at 1:58 PM
$KLAR Another news today: 🗓️ October 16, 2025 – Klarna Launches Flexible Debit Card and Digital Wallet in UK. 🗓️ October 14, 2025 – Klarna set to land with Qatar Airways, bringing flexible payments to 17 markets. 🗓️ October 13, 2025 – Klarna strengthens collaboration with Google to support Agent Payments Protocol (AP2). 🗓️ September 25, 2025 – Klarna Card passes 1M U.S. sign-ups in just 11 weeks. 🗓️ September 15, 2025 – Klarna enables installment plans for Apple Pay in-store purchases (U.S. & U.K.). 🗓️ September 11, 2025 – Klarna completes Initial Public Offering (IPO). 🗓️ September 11, 2025 – Gap Inc. partners with Klarna to offer seamless, flexible payments across its brands. 🗓️ September 10, 2025 – Klarna lists on the New York Stock Exchange. 🗓️ September 9, 2025 – Klarna announces pricing of its Initial Public Offering. 🗓️ September 2, 2025 – Klarna officially launches its Initial Public Offering. 🗓️ September 2, 2025 – Klarna launches debit-first card across Europe for everyday spending. 🗓️ August 25, 2025 – Walmart Canada becomes Klarna’s largest omni-retailer in Canada. 🗓️ August 21, 2025 – Klarna secures €1.4B structured financing facility with Santander. 🗓️ August 15, 2025 – Klarna secures scalable funding in $26B deal to drive U.S. “Pay in 4” growth. 🗓️ August 14, 2025 – Klarna Q2 revenue hits $823M, reports continued profitability and record on-time payments. 🗓️ August 12, 2025 – Klarna to launch as payment option in Chrome Autofill, expanding work with Google Pay. 🗓️ August 7, 2025 – Klarna auto-enables thousands of WooCommerce stores, tackling checkout drop-offs. 🗓️ July 31, 2025 – Klarna delinquency rates drop as consumer health improves. 🗓️ July 30, 2025 – Klarna receives FCA authorisation, paving the way for cashback and balance features. 🗓️ July 22, 2025 – Klarna and Poshmark partner to power seamless resale (Back-to-School). 🗓️ June 26, 2025 – Klarna rejects carbon offsets with fresh $1.X.25M fund for environmental moonshots. 🗓️ June 23, 2025 – Klarna Is Now Available on Google Pay. 🗓️ June 18, 2025 – Tap to switch: Klarna expands into mobile phone plans for 25M Americans. 🗓️ June 12, 2025 – Klarna opens direct line to CEO Sebastian Siemiatkowski – powered by AI. 🗓️ June 3, 2025 – Klarna and Visa launch pilot of new debit card with increased flexibility at Money 2020 Europe. 🗓️ May 23, 2025 – Mati Staniszewski appointed to Klarna Group PLC Board of Directors. 🗓️ May 19, 2025 – Klarna accelerates global momentum in Q1 2025, powered by AI innovation. 🗓️ May 2, 2025 – Klarna hits 11M U.K. customers as revenue jumps 30% in breakout 2024. 🗓️ April 23, 2025 – eBay & Klarna deepen global partnership to boost flexible shopping in the U.S. 🗓️ April 15, 2025 – Klarna scales in-store offering with Clover, expanding to local stores & service providers. 🗓️ April 9, 2025 – Klarna Plus marks first year in the U.S., signaling growing subscription momentum. 🗓️ April 8, 2025 – Klarna partners with Aritzia to bring flexible payments across U.S. & Canada. 🗓️ April 2, 2025 – Eurostar introduces Klarna for flexible payments in the U.K. & France. 🗓️ April 1, 2025 – Laybuy returns, powered by Klarna. 🗓️ March 20, 2025 – DoorDash partners with Klarna to offer flexible payments in the U.S. 🗓️ March 17, 2025 – Klarna & OnePay team up to power installment loans at Walmart U.S. (exclusive). 🗓️ March 14, 2025 – Klarna files registration statement for proposed IPO. 🗓️ March 10, 2025 – Markus Villig & Niclas Neglén join Klarna Group PLC Board of Directors. 🗓️ February 25, 2025 – Nexi and Klarna partner to boost merchant growth. 🗓️ February 11, 2025 – Klarna signs with J.P. Morgan Payments to expand merchant services. 🗓️ January 14, 2025 – Klarna is now available to millions of new businesses, in strengthened partnership with Stripe. 🗓️ January 9, 2025 – Klarna ‘Pay in 3’ launches for Zalando shoppers in five additional markets. $ARKF $XLF $FISI $SPY
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JanEngel830
JanEngel830 Sep. 21 at 2:27 PM
$FISI Community bank stability. Trading below tangible book. Dividend yield support. Regional economic sensitivity.
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NVDAMillionaire
NVDAMillionaire Sep. 8 at 4:08 PM
$FISI Outstanding article that hits the mark on FISI's current state. So if you want to refresh your FISI insights or learn about FISI from scratch, this is a must read. https://beyondspx.com/quote/FISI/analysis/fisi-s-strategic-reorientation-forging-a-path-to-enhanced-profitability-nasdaq-fisi
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macroaxis
macroaxis Aug. 29 at 9:55 PM
$FISI – Explosive Drop in Financial Institutions Pin Risk: High-Impact Option Volatility Signal https://www.macroaxis.com/stock-options/FISI/Financial-Institutions?utm_source=dlvr.it&utm_medium=stocktwits
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NeuralNetIQ
NeuralNetIQ Aug. 27 at 5:10 AM
$FISI hovering near recent highs, careful of a pullback.
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StockPitcher
StockPitcher Apr. 29 at 1:42 PM
$FISI love this bank stock
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Piv0tShade
Piv0tShade Apr. 25 at 1:39 PM
$FISI @MoneyBlisss could be a good bet, but M...🤫 this isn’t your usual “maybe it’ll move” setup. This is a full-blown storm. 💬 Reddit, Twitter, Discord — all buzzing. 📰 Major news sites dropped promo pieces overnight. 📢 Ad blitz across Stocktwits, YouTube, TikTok — it’s in your face. 📈 TradingView flipped HARD to STRONG BUY with a $16 target (+400%). Pre-market’s already flashing green: +4.3%, sitting at $3.33 after a $3.20 close. Volume’s rising — someone’s front-running open. 📲 Four different apps pushed STOCK ALERTS on this one. Load up — big moves are expected next week. Word is, if Petra Stark says anything today or tomorrow — it’s launch time. Not “maybe.” Guaranteed. 💥 There’s even talk of Japanese whales or hacker groups behind it — and yeah, they’ve pulled this off before. They don’t miss. 🎯 Everything’s screaming early entry. You’re either in now… or watching it gap $6+ while refreshing your regret. No one can say you weren’t warned👇⁩
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NVDAMillionaire
NVDAMillionaire Mar. 26 at 6:25 AM
$FISI Fraud hit hard but bank's core business looks resilient. Watching closely for recovery strategy. Commercial lending segment still strong. insightful article: https://beyondspx.com/article/financial-institutions-inc-fisi-a-resilient-community-bank-navigating-challenges-with-strategic-vision
0 · Reply