filecrux
Oct 28, 2:44 PM
$CFFN Will Capitol Federal's shift into commercial loans grow revenue faster than its guided 7% rise in fiscal 2027 non-interest expense?
🏢 Capitol Federal, a
$9.67B-asset Topeka, Kansas savings bank worth about
$1.05B at
$8.335 at 10:30 ET on October 28, 2026, guided fiscal 2027 non-interest expense up 7% and IT expense up about 22.4%
⚠️ The same outlook has total loans growing only about 2.5%, as commercial loans up about 17% replace shrinking home loans, so costs are set to grow nearly three times as fast as the loan book
📈 Revenue has outrun costs so far, with net interest margin up for a ninth straight quarter to 2.39%, fiscal 2026 net income up to
$86.4M from
$68.0M, and management expecting rising rates to lift loan yields, though it says they will also pressure deposit costs
📅 Next: Dividend of
$0.085 payable November 20, 2026 to holders of record November 6, 2026; annual meeting January 26, 2027
Source: Company release + SEC 8-K, Oct 28
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