Bread Financial Hldgs Inc (BFH)

$62.99 -0.89 (-1.39%)
Market Cap 2.95B
Revenue (ttm) 4.79B
Net Income (ttm) 277.00M
EPS (ttm) N/A
PE Ratio 7.75
Forward PE 7.67
Profit Margin 5.79%
Debt to Equity Ratio 1.34
Volume 605,742
Avg Vol 597,446
Day's Range N/A - N/A
Shares Out 46.64M
Stochastic %K 11%
Beta 1.46
Analysts Sell
Price Target $70.86

Company Profile

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for privat...

Industry: Credit Services
Sector: Financial Services
Phone: (614) 729-4000
Address:
3095 Loyalty Circle, Columbus, United States
highnihilism
highnihilism Sep. 16 at 7:15 PM
IWM: Russell 2000 → $HRMY Harmony Biosciences $TNDM Tandem Diabetes Care $ESE Esco Technologies $BFH Bread $MFH Mercury Fintech
0 · Reply
ZacksResearch
ZacksResearch Sep. 2 at 3:38 PM
$BFH near its 52-week high — time to ride the wave? Trading above both 50-day and 200-day SMAs, Bread Financial shows solid upward momentum. YTD, shares have rallied 8.4%, outperforming the industry. With a forward P/E of 7.71X, it's priced attractively compared to industry peers. Zacks average price target suggests a 5.9% upside. Opportunity assessment here 👉 https://www.zacks.com/stock/news/2746049/bread-financial-stock-near-52-week-high-what-should-investors-do?cid=sm-stocktwits-2-2746049-body-10481&ADID=SYND_STOCKTWITS_TWEET_2_2746049_BODY_10481
0 · Reply
ZacksResearch
ZacksResearch Sep. 2 at 2:38 PM
$BFH near 52-week high — time to ride or take profits? Stock is backed by solid credit sales, proactive risk management, financial flexibility, smart capital deployment, and higher return on capital. Full breakdown for investors here 👉 https://www.zacks.com/stock/news/2746049/bread-financial-stock-near-52-week-high-what-should-investors-do?cid=sm-stocktwits-2-2746049-teaser-10461&ADID=SYND_STOCKTWITS_TWEET_2_2746049_TEASER_10461
0 · Reply
DonCorleone77
DonCorleone77 Aug. 27 at 11:41 AM
$BFH Bread Financial announces approval of $200M share repurchase program
0 · Reply
CompoundingSniper
CompoundingSniper Aug. 23 at 7:16 AM
$BFH Bread Financial Holdings is a credit card issuer facing credit normalization and funding costs
0 · Reply
KRIST0PHER
KRIST0PHER Aug. 8 at 11:50 AM
$BFH
0 · Reply
KRIST0PHER
KRIST0PHER Aug. 5 at 9:01 AM
$BFH I’m adding to my position. This is a boring, traditional lender - but the user experience as a customer reminds me of $SOFI - which I also own, and have profited immensely from. Also, the massive earnings beat, even with slightly less revenue is eye popping. I would rather have a 60% earnings beat, than a 60% revenue increase with no profit. You can scale profitability in the right climate (rate cuts) when systems are in place.
0 · Reply
ZacksResearch
ZacksResearch Jul. 25 at 4:37 PM
$BFH crushed Q2 EPS — but here's the twist 🌀 Earnings beat by nearly 70% thanks to rising credit sales, but revenues slipped due to lower finance charges and late fees. Full breakdown here 👉 https://www.zacks.com/stock/news/2618051/bread-financial-q2-earnings-beat-revenues-miss-credit-sales-rise?cid=sm-stocktwits-2-2618051-teaser-3998&ADID=SYND_STOCKTWITS_TWEET_2_2618051_TEASER_3998
0 · Reply
ZacksResearch
ZacksResearch Jul. 25 at 3:26 PM
$BFH Q2 earnings surge past estimates with a staggering 69.7% EPS beat! 🚀 📊 Operating income per share at $3.14, up 18% year over year 💳 Credit sales climb 4%, bolstered by new partners and spending 📉 Revenue dipped 1.1%, primarily due to lower finance charges and late fees Discover the full earnings breakdown here 👉 https://www.zacks.com/stock/news/2618051/bread-financial-q2-earnings-beat-revenues-miss-credit-sales-rise?cid=sm-stocktwits-2-2618051-body-3944&ADID=SYND_STOCKTWITS_TWEET_2_2618051_BODY_3944
0 · Reply
IN0V8
IN0V8 Jul. 25 at 2:34 PM
$BFH JP Morgan raises target price to $70 from $59
0 · Reply
Latest News on BFH
Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Sep 9, 2025, 1:31 PM EDT - 7 days ago

Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Bread Financial Provides Performance Update for August 2025

Sep 9, 2025, 7:00 AM EDT - 7 days ago

Bread Financial Provides Performance Update for August 2025

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

Sep 2, 2025, 7:30 AM EDT - 14 days ago

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

Bread Financial Announces Approval of $200 Million Share Repurchase Program

Aug 27, 2025, 7:30 AM EDT - 20 days ago

Bread Financial Announces Approval of $200 Million Share Repurchase Program

Lynch Carpenter Investigates The Ohio Medical Alliance Data Breach Claims

Aug 22, 2025, 3:31 PM EDT - 25 days ago

Lynch Carpenter Investigates The Ohio Medical Alliance Data Breach Claims

Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers

Aug 22, 2025, 7:30 AM EDT - 25 days ago

Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers

Is the crashing Adidas share price a buying opportunity?

Aug 18, 2025, 2:18 AM EDT - 4 weeks ago

Is the crashing Adidas share price a buying opportunity?

Bread Financial Provides Performance Update for July 2025

Aug 15, 2025, 7:30 AM EDT - 4 weeks ago

Bread Financial Provides Performance Update for July 2025

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date

Aug 7, 2025, 7:30 AM EDT - 5 weeks ago

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Jul 30, 2025, 5:48 AM EDT - 6 weeks ago

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Jul 25, 2025, 1:01 PM EDT - 7 weeks ago

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Bread Financial Provides Performance Update for June 2025

Jul 24, 2025, 6:55 AM EDT - 7 weeks ago

Bread Financial Provides Performance Update for June 2025

Bread Financial Reports Second Quarter 2025 Results

Jul 24, 2025, 6:50 AM EDT - 7 weeks ago

Bread Financial Reports Second Quarter 2025 Results

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

Jul 24, 2025, 6:45 AM EDT - 7 weeks ago

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

Bread Financial Declares Dividend on Common Stock

Jul 24, 2025, 6:40 AM EDT - 7 weeks ago

Bread Financial Declares Dividend on Common Stock

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase

Jul 16, 2025, 7:30 AM EDT - 2 months ago

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24

Jul 8, 2025, 7:30 AM EDT - 2 months ago

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24

How retail credit cards could bankrupt consumers with record high interest rates

Jun 19, 2025, 9:11 AM EDT - 3 months ago

How retail credit cards could bankrupt consumers with record high interest rates

Bread Financial Provides Performance Update for May 2025

Jun 11, 2025, 7:00 AM EDT - 3 months ago

Bread Financial Provides Performance Update for May 2025

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer

Jun 5, 2025, 7:30 AM EDT - 3 months ago

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer

Bread Financial to Participate in the Morgan Stanley US Financials Conference

Jun 4, 2025, 7:30 AM EDT - 3 months ago

Bread Financial to Participate in the Morgan Stanley US Financials Conference

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029

May 21, 2025, 7:30 AM EDT - 4 months ago

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029

Bread Financial Provides Performance Update for April 2025

May 13, 2025, 7:00 AM EDT - 4 months ago

Bread Financial Provides Performance Update for April 2025

Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices

May 12, 2025, 7:30 AM EDT - 4 months ago

Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

May 7, 2025, 7:00 AM EDT - 4 months ago

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

C SYF

Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families

May 5, 2025, 9:18 AM EDT - 4 months ago

Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Apr 28, 2025, 12:31 PM EDT - 5 months ago

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

AXP C JPM SYF

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Apr 24, 2025, 2:57 PM EDT - 5 months ago

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Bread Financial Provides Performance Update for March 2025

Apr 24, 2025, 6:55 AM EDT - 5 months ago

Bread Financial Provides Performance Update for March 2025

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S.

Apr 24, 2025, 6:50 AM EDT - 5 months ago

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S.

Bread Financial Reports First Quarter 2025 Results

Apr 24, 2025, 6:45 AM EDT - 5 months ago

Bread Financial Reports First Quarter 2025 Results

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24

Apr 8, 2025, 7:30 AM EDT - 5 months ago

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24

Adidas vs. Puma: how a sibling split in a small German town gave birth to a longstanding rivalry

Apr 5, 2025, 6:48 AM EDT - 5 months ago

Adidas vs. Puma: how a sibling split in a small German town gave birth to a longstanding rivalry

Bread Financial Provides Performance Update for February 2025

Mar 17, 2025, 8:12 AM EDT - 6 months ago

Bread Financial Provides Performance Update for February 2025

Community Care Alliance Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims

Mar 10, 2025, 6:41 PM EDT - 6 months ago

Community Care Alliance Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims

Bread Financial Announces Pricing of Private Offering of $400 million of Subordinated Notes

Mar 5, 2025, 7:06 PM EST - 6 months ago

Bread Financial Announces Pricing of Private Offering of $400 million of Subordinated Notes

Bread Financial Announces Approval of $150 Million Share Repurchase Program

Mar 5, 2025, 7:43 AM EST - 6 months ago

Bread Financial Announces Approval of $150 Million Share Repurchase Program

Bread Financial Announces Private Offering of Subordinated Notes

Mar 5, 2025, 7:30 AM EST - 6 months ago

Bread Financial Announces Private Offering of Subordinated Notes

Bread Financial to Participate in the 2025 RBCCM Global Financial Institutions Conference

Feb 25, 2025, 8:21 AM EST - 7 months ago

Bread Financial to Participate in the 2025 RBCCM Global Financial Institutions Conference

Bread Financial Provides Performance Update for January 2025

Feb 11, 2025, 7:00 AM EST - 7 months ago

Bread Financial Provides Performance Update for January 2025

ChargeAfter Teams Up with Bread Financial to Offer Flexible Payment Options through its Embedded Lending Network

Feb 5, 2025, 8:00 AM EST - 7 months ago

ChargeAfter Teams Up with Bread Financial to Offer Flexible Payment Options through its Embedded Lending Network

Bread Financial to Participate in the BofA Securities 2025 Financial Services Conference

Feb 4, 2025, 7:30 AM EST - 8 months ago

Bread Financial to Participate in the BofA Securities 2025 Financial Services Conference

Bread Financial Holdings, Inc. (BFH) Q4 2024 Earnings Call Transcript

Jan 30, 2025, 1:28 PM EST - 8 months ago

Bread Financial Holdings, Inc. (BFH) Q4 2024 Earnings Call Transcript

Bread Financial Provides Performance Update for December 2024

Jan 30, 2025, 6:55 AM EST - 8 months ago

Bread Financial Provides Performance Update for December 2024

Bread Financial Reports Fourth Quarter and Full Year 2024 Results

Jan 30, 2025, 6:50 AM EST - 8 months ago

Bread Financial Reports Fourth Quarter and Full Year 2024 Results

highnihilism
highnihilism Sep. 16 at 7:15 PM
IWM: Russell 2000 → $HRMY Harmony Biosciences $TNDM Tandem Diabetes Care $ESE Esco Technologies $BFH Bread $MFH Mercury Fintech
0 · Reply
ZacksResearch
ZacksResearch Sep. 2 at 3:38 PM
$BFH near its 52-week high — time to ride the wave? Trading above both 50-day and 200-day SMAs, Bread Financial shows solid upward momentum. YTD, shares have rallied 8.4%, outperforming the industry. With a forward P/E of 7.71X, it's priced attractively compared to industry peers. Zacks average price target suggests a 5.9% upside. Opportunity assessment here 👉 https://www.zacks.com/stock/news/2746049/bread-financial-stock-near-52-week-high-what-should-investors-do?cid=sm-stocktwits-2-2746049-body-10481&ADID=SYND_STOCKTWITS_TWEET_2_2746049_BODY_10481
0 · Reply
ZacksResearch
ZacksResearch Sep. 2 at 2:38 PM
$BFH near 52-week high — time to ride or take profits? Stock is backed by solid credit sales, proactive risk management, financial flexibility, smart capital deployment, and higher return on capital. Full breakdown for investors here 👉 https://www.zacks.com/stock/news/2746049/bread-financial-stock-near-52-week-high-what-should-investors-do?cid=sm-stocktwits-2-2746049-teaser-10461&ADID=SYND_STOCKTWITS_TWEET_2_2746049_TEASER_10461
0 · Reply
DonCorleone77
DonCorleone77 Aug. 27 at 11:41 AM
$BFH Bread Financial announces approval of $200M share repurchase program
0 · Reply
CompoundingSniper
CompoundingSniper Aug. 23 at 7:16 AM
$BFH Bread Financial Holdings is a credit card issuer facing credit normalization and funding costs
0 · Reply
KRIST0PHER
KRIST0PHER Aug. 8 at 11:50 AM
$BFH
0 · Reply
KRIST0PHER
KRIST0PHER Aug. 5 at 9:01 AM
$BFH I’m adding to my position. This is a boring, traditional lender - but the user experience as a customer reminds me of $SOFI - which I also own, and have profited immensely from. Also, the massive earnings beat, even with slightly less revenue is eye popping. I would rather have a 60% earnings beat, than a 60% revenue increase with no profit. You can scale profitability in the right climate (rate cuts) when systems are in place.
0 · Reply
ZacksResearch
ZacksResearch Jul. 25 at 4:37 PM
$BFH crushed Q2 EPS — but here's the twist 🌀 Earnings beat by nearly 70% thanks to rising credit sales, but revenues slipped due to lower finance charges and late fees. Full breakdown here 👉 https://www.zacks.com/stock/news/2618051/bread-financial-q2-earnings-beat-revenues-miss-credit-sales-rise?cid=sm-stocktwits-2-2618051-teaser-3998&ADID=SYND_STOCKTWITS_TWEET_2_2618051_TEASER_3998
0 · Reply
ZacksResearch
ZacksResearch Jul. 25 at 3:26 PM
$BFH Q2 earnings surge past estimates with a staggering 69.7% EPS beat! 🚀 📊 Operating income per share at $3.14, up 18% year over year 💳 Credit sales climb 4%, bolstered by new partners and spending 📉 Revenue dipped 1.1%, primarily due to lower finance charges and late fees Discover the full earnings breakdown here 👉 https://www.zacks.com/stock/news/2618051/bread-financial-q2-earnings-beat-revenues-miss-credit-sales-rise?cid=sm-stocktwits-2-2618051-body-3944&ADID=SYND_STOCKTWITS_TWEET_2_2618051_BODY_3944
0 · Reply
IN0V8
IN0V8 Jul. 25 at 2:34 PM
$BFH JP Morgan raises target price to $70 from $59
0 · Reply
JarvisFlow
JarvisFlow Jul. 25 at 2:14 PM
RBC Capital updates rating for Bread Finl Hldgs ( $BFH ) to Sector Perform, target set at 65 → 74.
0 · Reply
theoptionsplug
theoptionsplug Jul. 24 at 12:50 PM
$BFH reported its performance update for the period ending June 30, 2025 The company experienced a slight year-over-year decrease in average credit card and other loans by 1%, with net principal losses amounting to $348 million and a net loss rate of 7.9% The delinquency rate improved from 6.0% in 2024 to 5.7% in 2025 Currently, golden crossing on the 12hr and daily
0 · Reply
Invest2live
Invest2live Jul. 15 at 2:18 PM
$BFH good days are ahead
0 · Reply
Invest2live
Invest2live Jul. 14 at 4:37 PM
$BFH excellent value
0 · Reply
IN0V8
IN0V8 Jul. 8 at 3:48 PM
$BFH Opportunity Jefferies raises target price to $60 from $55 TD Cowen raises target price to $62 from $55
0 · Reply
JarvisFlow
JarvisFlow Jul. 3 at 4:22 PM
TD Cowen updates rating for Bread Finl Hldgs ( $BFH ) to Hold, target set at 70 → 56.
0 · Reply
JarvisFlow
JarvisFlow Jul. 3 at 4:08 PM
TD Cowen updates rating for Bread Finl Hldgs ( $BFH ) to Hold, target set at 65 → 70.
0 · Reply
JarvisFlow
JarvisFlow Jul. 3 at 4:06 PM
TD Cowen has updated their rating for Bread Finl Hldgs ( $BFH ) to Hold with a price target of 55.
0 · Reply
swingingtech
swingingtech Jun. 21 at 3:39 AM
$UPST $BFH $PEP https://wallstreetwaves.com/significant-friday-options-trading-insights-upst-bfh-pep/
0 · Reply
swingingtech
swingingtech Jun. 18 at 11:42 AM
$JMEE $HAFC $SBCF $BFH https://wallstreetwaves.com/experts-predict-jmee-will-soar-to-67/
0 · Reply
DROPiik_87Tweak
DROPiik_87Tweak Jun. 12 at 3:10 PM
$BFH 🚀 $GEAT is going parabolic - now at $0.0699 (+74.7%) Blink and you’ll miss it👀
0 · Reply
DROPiik_87Tweak
DROPiik_87Tweak Jun. 12 at 1:17 PM
$BFH 🚨 GreetEat Corporation (OTC: GEAT) lookin' sus AF rn... 👀
0 · Reply