Market Cap 4.15B
Revenue (ttm) 4.70B
Net Income (ttm) 518.00M
EPS (ttm) N/A
PE Ratio 8.00
Forward PE 9.36
Profit Margin 11.03%
Debt to Equity Ratio 5.35
Volume 538,300
Avg Vol 737,928
Day's Range N/A - N/A
Shares Out 38.42M
Stochastic %K 91%
Beta 1.10
Analysts Sell
Price Target $113.71

Company Profile

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card program...

Industry: Credit Services
Sector: Financial Services
Phone: 614 729 4000
Address:
3095 Loyalty Circle, Columbus, United States
EarningsInsider
EarningsInsider Jul. 23 at 1:31 PM
https://www.marketbeat.com/earnings/reports/2026-7-23-bread-financial-holdings-inc-stock/ $BFH Bread Financial Earnings Transcript
0 · Reply
Estimize
Estimize Jul. 23 at 12:09 PM
$BFH reported - EPS and - revenue for Q2. http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_content=BFH&utm_medium=act
0 · Reply
Long_BABA
Long_BABA Jul. 23 at 12:07 PM
$BFH let's get this bread 🍞
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 23 at 10:59 AM
$BFH Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $3.62 up 21.89% YoY • Reported revenue of $993M up 6.89% YoY • Bread Financial anticipates full year 2026 average loan and total revenue growth to be up low- to mid-single digits from 2025, with a net loss rate of 7.0% to 7.1%.
0 · Reply
anachartanalyst
anachartanalyst Jul. 7 at 10:01 AM
$BFH https://anachart.com/wp-content/uploads/2026/07/1783418467_soc-img.jpg
0 · Reply
Estimize
Estimize Jul. 6 at 2:09 PM
Wall St is expecting 2.72 EPS for $BFH Q2 [Reporting 07/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Estimize
Estimize Jun. 29 at 2:09 PM
Wall St is expecting 2.72 EPS for $BFH Q2 [Reporting 07/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Broview
Broview Jun. 23 at 4:58 AM
$BFH growing steadily?
1 · Reply
Long_BABA
Long_BABA Jun. 17 at 3:17 PM
$BFH a whole 302 watchers on here... Do I buy in? 🤔🤔🤔
0 · Reply
Doozio
Doozio Jun. 2 at 2:51 PM
$BFH ONTO 🐒🍌🧠⏰♾️
0 · Reply
Latest News on BFH
Bread Financial price target raised to $115 from $106 at BofA

2026-07-23T18:45:17.000Z - 11 days ago

Bread Financial price target raised to $115 from $106 at BofA


Bread Financial Holdings Earnings Call Transcript: Q2 2026

Jul 23, 2026, 8:30 AM EDT - 12 days ago

Bread Financial Holdings Earnings Call Transcript: Q2 2026


Bread Financial Holdings Slides: Q2 2026

Jul 23, 2026, 8:30 AM EDT - 12 days ago

Bread Financial Holdings Slides: Q2 2026


Bread Financial Holdings Earnings release: Q2 2026

Jul 23, 2026, 8:30 AM EDT - 12 days ago

Bread Financial Holdings Earnings release: Q2 2026


Bread Financial Holdings Quarterly report: Q2 2026

Jul 23, 2026, 8:30 AM EDT - 12 days ago

Bread Financial Holdings Quarterly report: Q2 2026


Bread Financial Provides Performance Update for June 2026

Jul 23, 2026, 6:55 AM EDT - 12 days ago

Bread Financial Provides Performance Update for June 2026


Bread Financial Reports Second Quarter 2026 Results

Jul 23, 2026, 6:50 AM EDT - 12 days ago

Bread Financial Reports Second Quarter 2026 Results


Bread chief commercial officer Valerie Greer to retire

2026-07-14T11:45:31.000Z - 21 days ago

Bread chief commercial officer Valerie Greer to retire


Bread Financial Announces Executive Leadership Changes

Jul 14, 2026, 7:30 AM EDT - 21 days ago

Bread Financial Announces Executive Leadership Changes


Bread Financial price target raised to $120 from $94 at UBS

2026-07-07T12:07:01.000Z - 4 weeks ago

Bread Financial price target raised to $120 from $94 at UBS


Bread Financial price target raised to $132 from $105 at BTIG

2026-06-30T11:15:27.000Z - 5 weeks ago

Bread Financial price target raised to $132 from $105 at BTIG


Bread Financial price target raised to $108 from $105 at BofA

2026-06-10T16:06:50.000Z - 7 weeks ago

Bread Financial price target raised to $108 from $105 at BofA


Bread Financial Provides Performance Update for May 2026

Jun 10, 2026, 7:30 AM EDT - 7 weeks ago

Bread Financial Provides Performance Update for May 2026


Bread Financial initiated with a Buy at Loop Capital

2026-05-22T09:30:09.000Z - 2 months ago

Bread Financial initiated with a Buy at Loop Capital


Bread Financial initiated with a Buy at Loop Capital

2026-05-21T20:30:12.000Z - 2 months ago

Bread Financial initiated with a Buy at Loop Capital


Bread Financial launches 2025 Sustainability Report

May 20, 2026, 7:30 AM EDT - 2 months ago

Bread Financial launches 2025 Sustainability Report


Bread Financial Provides Performance Update for April 2026

May 15, 2026, 7:30 AM EDT - 2 months ago

Bread Financial Provides Performance Update for April 2026


A 10.6% Contrarian Play On Gunlach's Private Credit Hysteria

May 14, 2026, 11:30 AM EDT - 2 months ago

A 10.6% Contrarian Play On Gunlach's Private Credit Hysteria

ARCC MAIN


Bread Financial Holdings Earnings Call Transcript: Q1 2026

Apr 23, 2026, 8:30 AM EDT - 3 months ago

Bread Financial Holdings Earnings Call Transcript: Q1 2026


Bread Financial Holdings Earnings release: Q1 2026

Apr 23, 2026, 8:30 AM EDT - 3 months ago

Bread Financial Holdings Earnings release: Q1 2026


Bread Financial Holdings Slides: Q1 2026

Apr 23, 2026, 8:30 AM EDT - 3 months ago

Bread Financial Holdings Slides: Q1 2026


Bread Financial Holdings Quarterly report: Q1 2026

Apr 23, 2026, 8:30 AM EDT - 3 months ago

Bread Financial Holdings Quarterly report: Q1 2026


Bread Financial Provides Performance Update for March 2026

Apr 23, 2026, 6:55 AM EDT - 3 months ago

Bread Financial Provides Performance Update for March 2026


Bread Financial Reports First Quarter 2026 Results

Apr 23, 2026, 6:50 AM EDT - 3 months ago

Bread Financial Reports First Quarter 2026 Results


Bread Financial Holdings Proxy statement: Proxy filing

Apr 7, 2026, 8:00 AM EDT - 4 months ago

Bread Financial Holdings Proxy statement: Proxy filing


Bread Financial Holdings Proxy statement: Proxy filing

Apr 7, 2026, 8:00 AM EDT - 4 months ago

Bread Financial Holdings Proxy statement: Proxy filing


5 Dividend Stocks for a Volatile Market

Mar 19, 2026, 2:24 PM EDT - 4 months ago

5 Dividend Stocks for a Volatile Market

ACT ESNT FBNC PAGS


Bread Financial Provides Performance Update for February 2026

Mar 11, 2026, 7:00 AM EDT - 5 months ago

Bread Financial Provides Performance Update for February 2026


Bread Financial Provides Performance Update for January 2026

Feb 10, 2026, 7:00 AM EST - 6 months ago

Bread Financial Provides Performance Update for January 2026


Bread Financial Holdings Earnings Call Transcript: Q4 2025

Jan 29, 2026, 8:30 AM EST - 6 months ago

Bread Financial Holdings Earnings Call Transcript: Q4 2025


Bread Financial Holdings Annual report: Q4 2025

Jan 29, 2026, 8:30 AM EST - 6 months ago

Bread Financial Holdings Annual report: Q4 2025


Bread Financial Holdings Annual report: Q4 2025

Jan 29, 2026, 8:30 AM EST - 6 months ago

Bread Financial Holdings Annual report: Q4 2025


Bread Financial Holdings Earnings release: Q4 2025

Jan 29, 2026, 8:30 AM EST - 6 months ago

Bread Financial Holdings Earnings release: Q4 2025


Bread Financial Holdings Slides: Q4 2025

Jan 29, 2026, 8:30 AM EST - 6 months ago

Bread Financial Holdings Slides: Q4 2025


Bread Financial Provides Performance Update for December 2025

Jan 29, 2026, 6:55 AM EST - 6 months ago

Bread Financial Provides Performance Update for December 2025


Bread Financial Provides Performance Update for November 2025

Dec 10, 2025, 7:30 AM EST - 8 months ago

Bread Financial Provides Performance Update for November 2025


Bread Financial Provides Performance Update for October 2025

Nov 13, 2025, 7:30 AM EST - 9 months ago

Bread Financial Provides Performance Update for October 2025


Bread Financial Announces Private Offering of Senior Notes

Oct 28, 2025, 8:02 AM EDT - 10 months ago

Bread Financial Announces Private Offering of Senior Notes


Bread Financial Holdings Earnings Call Transcript: Q3 2025

Oct 23, 2025, 8:30 AM EDT - 10 months ago

Bread Financial Holdings Earnings Call Transcript: Q3 2025


Bread Financial Holdings Quarterly report: Q3 2025

Oct 23, 2025, 8:30 AM EDT - 10 months ago

Bread Financial Holdings Quarterly report: Q3 2025


Bread Financial Holdings Earnings release: Q3 2025

Oct 23, 2025, 8:30 AM EDT - 10 months ago

Bread Financial Holdings Earnings release: Q3 2025


Bread Financial Holdings Slides: Q3 2025

Oct 23, 2025, 8:30 AM EDT - 10 months ago

Bread Financial Holdings Slides: Q3 2025


Bread Financial Provides Performance Update for September 2025

Oct 23, 2025, 6:55 AM EDT - 10 months ago

Bread Financial Provides Performance Update for September 2025


Bread Financial Reports Third Quarter 2025 Results

Oct 23, 2025, 6:45 AM EDT - 10 months ago

Bread Financial Reports Third Quarter 2025 Results


Bread Financial Provides Performance Update for August 2025

Sep 9, 2025, 7:00 AM EDT - 11 months ago

Bread Financial Provides Performance Update for August 2025


Is the crashing Adidas share price a buying opportunity?

Aug 18, 2025, 2:18 AM EDT - 1 year ago

Is the crashing Adidas share price a buying opportunity?


Bread Financial Provides Performance Update for July 2025

Aug 15, 2025, 7:30 AM EDT - 1 year ago

Bread Financial Provides Performance Update for July 2025


EarningsInsider
EarningsInsider Jul. 23 at 1:31 PM
https://www.marketbeat.com/earnings/reports/2026-7-23-bread-financial-holdings-inc-stock/ $BFH Bread Financial Earnings Transcript
0 · Reply
Estimize
Estimize Jul. 23 at 12:09 PM
$BFH reported - EPS and - revenue for Q2. http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_content=BFH&utm_medium=act
0 · Reply
Long_BABA
Long_BABA Jul. 23 at 12:07 PM
$BFH let's get this bread 🍞
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jul. 23 at 10:59 AM
$BFH Q2 '26 Earnings Results & Recap • Reported GAAP EPS of $3.62 up 21.89% YoY • Reported revenue of $993M up 6.89% YoY • Bread Financial anticipates full year 2026 average loan and total revenue growth to be up low- to mid-single digits from 2025, with a net loss rate of 7.0% to 7.1%.
0 · Reply
anachartanalyst
anachartanalyst Jul. 7 at 10:01 AM
$BFH https://anachart.com/wp-content/uploads/2026/07/1783418467_soc-img.jpg
0 · Reply
Estimize
Estimize Jul. 6 at 2:09 PM
Wall St is expecting 2.72 EPS for $BFH Q2 [Reporting 07/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Estimize
Estimize Jun. 29 at 2:09 PM
Wall St is expecting 2.72 EPS for $BFH Q2 [Reporting 07/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Broview
Broview Jun. 23 at 4:58 AM
$BFH growing steadily?
1 · Reply
Long_BABA
Long_BABA Jun. 17 at 3:17 PM
$BFH a whole 302 watchers on here... Do I buy in? 🤔🤔🤔
0 · Reply
Doozio
Doozio Jun. 2 at 2:51 PM
$BFH ONTO 🐒🍌🧠⏰♾️
0 · Reply
waterboat
waterboat May. 11 at 11:59 PM
$BFH why is this down? so cheap, makes no sense.
0 · Reply
Estimize
Estimize May. 11 at 2:03 PM
Wall St is expecting 2.67 EPS for $BFH Q2 [Reporting 07/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
SuperGreenToday
SuperGreenToday May. 4 at 6:36 PM
$BFH Share Price: $83.61 Contract Selected: Sep 18, 2026 $85 Calls Buy Zone: $6.21 – $7.67 Target Zone: $10.94 – $13.37 Potential Upside: 67% ROI Time to Expiration: 136 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
TalkMarkets
TalkMarkets Apr. 30 at 3:17 AM
BFH: A Powerhouse In The Financial Services Sector $BFH https://talkmarkets.com/article/bfh-a-powerhouse-in-the-financial-services-sector-1777518961
0 · Reply
TalkMarkets
TalkMarkets Apr. 26 at 5:41 PM
#BreadFinancial Holdings: A Powerhouse In The #FinancialServices Sector $BFH https://talkmarkets.com/article/bread-financial-holdings-a-powerhouse-in-the-financial-services-sector-1777225208
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Apr. 23 at 10:58 AM
$BFH Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $4.19 up 49.11% YoY • Reported revenue of $1.02B up 4.95% YoY • Bread Financial anticipates 2026 average loan and total revenue growth to be up low single digits, with a net loss rate projected between 7.2% to 7.4% and an effective tax rate of 25% to 27%.
0 · Reply
SilverEagle
SilverEagle Apr. 20 at 6:15 PM
$BFH don’t forget your daily 🍞
0 · Reply
SilverEagle
SilverEagle Apr. 14 at 2:38 PM
$BFH commence the path to 100
0 · Reply
Estimize
Estimize Apr. 8 at 2:15 PM
Wall St is expecting 2.97 EPS for $BFH Q1 [Reporting 04/23 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
SilverEagle
SilverEagle Apr. 1 at 12:39 PM
0 · Reply
mamba_9
mamba_9 Mar. 9 at 3:52 PM
$BFH oversold.
1 · Reply