Bread Financial Hldgs Inc (BFH)

$69.45 -0.73 (-1.04%)
Market Cap 3.14B
Revenue (ttm) 4.79B
Net Income (ttm) 277.00M
EPS (ttm) N/A
PE Ratio 6.81
Forward PE 7.79
Profit Margin 5.79%
Debt to Equity Ratio 1.14
Volume 785,888
Avg Vol 829,194
Day's Range N/A - N/A
Shares Out 45.66M
Stochastic %K 38%
Beta 1.27
Analysts Sell
Price Target $80.80

Company Profile

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for privat...

Industry: Credit Services
Sector: Financial Services
Phone: (614) 729-4000
Address:
3095 Loyalty Circle, Columbus, United States
ZacksResearch
ZacksResearch Jan. 26 at 3:15 PM
Is $BFH setting up for an earnings surprise this season? 👀 Q4 earnings may dip year over year even as revenues strengthen — but there are signs pointing to a potential beat when results drop on Jan. 29. Find out what could tip the scales this earnings season 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-teaser-30348&ADID=SYND_STOCKTWITS_TWEET_2_2822775_TEASER_30348
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 2:15 PM
$BFH set for an earnings beat? 🚀 Bread Financial's Earnings ESP of +32.20% and Zacks Rank #2 signal a strong chance for a surprise. Revenue growth of 2.5% YoY and strategic diversification through partner co-brand growth and proprietary cards could drive Q4 results. 📈 Discover the full potential here 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-body-30349&ADID=SYND_STOCKTWITS_TWEET_2_2822775_BODY_30349
0 · Reply
SuperGreenToday
SuperGreenToday Jan. 23 at 5:27 AM
$BFH Share Price: $70.98 Contract Selected: Jun 18, 2026 $70 Calls Buy Zone: $10.03 – $12.39 Target Zone: $17.36 – $21.22 Potential Upside: 63% ROI Time to Expiration: 146 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
testedprofit
testedprofit Jan. 13 at 3:23 PM
$BFH To many shorts on this, Once it does rebound you will see 5-10% in one day. Just alot of fear right now with orange man making promises he wont actually do.
0 · Reply
TICKERSPARK
TICKERSPARK Jan. 12 at 11:33 PM
Ballot prop for a 10% cap on credit card rates is a policy shock that rewrites margin math and securitization for card lenders. $BFH is in the hot seat. Don't trade blind.
0 · Reply
IN0V8
IN0V8 Jan. 12 at 6:27 PM
$BFH Buy RBC raises target price to $83 from $70
0 · Reply
CFAstockpicker
CFAstockpicker Jan. 12 at 5:02 AM
$SYF $BFH $COF at greatest risk on POTUS threat to cap credit card interest at 10%. However, in a K economy, does he risk triggering a recession if these credit card companies and major banks respond by dropping millions of card holders with low credit ratings? Threat is tricky business, because it could result in closure of between 13%-33% of all credit cards issued in the U.S. https://gemini.google.com/share/0d9572faefc5
0 · Reply
RunnerSignals
RunnerSignals Jan. 9 at 9:46 PM
$APP $ARBE $AVGO $BCAX $BFH rolling with fresh analyst love with robotics, and semis making moves you don't want to blink past! https://stocksrunner.com/news/2026-01-09-stock-upgrades-today
0 · Reply
IN0V8
IN0V8 Jan. 8 at 4:37 PM
$BFH Buy UBS initiates coverage with buy rating and target price $92
0 · Reply
IN0V8
IN0V8 Jan. 5 at 6:00 PM
$BFH 1/2/26 Buy KBW raises target price to $92 from $82
0 · Reply
Latest News on BFH
Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

Jan 6, 2026, 7:30 AM EST - 21 days ago

Bread Financial Schedules Fourth Quarter and Full Year 2025 Earnings Conference Call for Jan. 29

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Dec 24, 2025, 4:21 AM EST - 4 weeks ago

BFH.PR.A: An 8.625% Preferred Stock IPO From Bread Financial Holdings

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Dec 10, 2025, 6:02 PM EST - 6 weeks ago

Bread Financial Holdings, Inc. (BFH) Presents at Goldman Sachs 2025 U.S. Financial Services Conference Transcript

Bread Financial Provides Performance Update for November 2025

Dec 10, 2025, 7:30 AM EST - 6 weeks ago

Bread Financial Provides Performance Update for November 2025

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference

Dec 3, 2025, 7:30 AM EST - 7 weeks ago

Bread Financial to Participate in the Goldman Sachs 2025 Financial Services Conference

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

Nov 20, 2025, 8:33 PM EST - 2 months ago

Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

Nov 20, 2025, 9:09 AM EST - 2 months ago

Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series A Preferred Stock

Bread Financial Provides Performance Update for October 2025

Nov 13, 2025, 7:30 AM EST - 2 months ago

Bread Financial Provides Performance Update for October 2025

Bread Financial to Participate in the KBW Fintech Payments Conference

Nov 6, 2025, 7:30 AM EST - 2 months ago

Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes

Oct 28, 2025, 6:27 PM EDT - 3 months ago

Bread Financial Announces Pricing of Private Offering of $500 Million of Senior Notes

Bread Financial Announces Private Offering of Senior Notes

Oct 28, 2025, 8:02 AM EDT - 3 months ago

Bread Financial Announces Private Offering of Senior Notes

Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript

Oct 23, 2025, 3:17 PM EDT - 3 months ago

Bread Financial Holdings, Inc. (BFH) Q3 2025 Earnings Call Transcript

Bread Financial Provides Performance Update for September 2025

Oct 23, 2025, 6:55 AM EDT - 3 months ago

Bread Financial Provides Performance Update for September 2025

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Oct 23, 2025, 6:50 AM EDT - 3 months ago

Raymour & Flanigan and Bread Financial Sign Long-Term Agreement to Launch New Financing Program

Bread Financial Reports Third Quarter 2025 Results

Oct 23, 2025, 6:45 AM EDT - 3 months ago

Bread Financial Reports Third Quarter 2025 Results

Bread Financial Announces Increased Dividend on Common Stock and $200 Million Increase in Share Repurchase Authority

Oct 23, 2025, 6:40 AM EDT - 3 months ago

Bread Financial Announces Increased Dividend on Common Stock and $200 Million Increase in Share Repurchase Authority

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call for Oct. 23

Oct 7, 2025, 7:30 AM EDT - 4 months ago

Bread Financial Schedules Third Quarter 2025 Earnings Conference Call for Oct. 23

Bread Financial: An Opportunity To Buy The Dip

Oct 6, 2025, 9:53 AM EDT - 4 months ago

Bread Financial: An Opportunity To Buy The Dip

Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Sep 9, 2025, 1:31 PM EDT - 5 months ago

Bread Financial Holdings, Inc. (BFH) Presents At Barclays 23rd Annual Global Financial Services Conference Transcript

Bread Financial Provides Performance Update for August 2025

Sep 9, 2025, 7:00 AM EDT - 5 months ago

Bread Financial Provides Performance Update for August 2025

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

Sep 2, 2025, 7:30 AM EDT - 5 months ago

Bread Financial to Participate in the Barclays 23rd Annual Global Financial Services Conference

Bread Financial Announces Approval of $200 Million Share Repurchase Program

Aug 27, 2025, 7:30 AM EDT - 5 months ago

Bread Financial Announces Approval of $200 Million Share Repurchase Program

Lynch Carpenter Investigates The Ohio Medical Alliance Data Breach Claims

Aug 22, 2025, 3:31 PM EDT - 5 months ago

Lynch Carpenter Investigates The Ohio Medical Alliance Data Breach Claims

Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers

Aug 22, 2025, 7:30 AM EDT - 5 months ago

Bread Financial Announces Expiration and Results of Its Previously Announced Cash Tender Offers

Is the crashing Adidas share price a buying opportunity?

Aug 18, 2025, 2:18 AM EDT - 5 months ago

Is the crashing Adidas share price a buying opportunity?

Bread Financial Provides Performance Update for July 2025

Aug 15, 2025, 7:30 AM EDT - 5 months ago

Bread Financial Provides Performance Update for July 2025

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date

Aug 7, 2025, 7:30 AM EDT - 6 months ago

Bread Financial Announces Early Tender Results of its Previously Announced Cash Tender Offers and Extends Total Consideration Through the Expiration Date

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Jul 30, 2025, 5:48 AM EDT - 6 months ago

Adidas shares slump after sales miss, tariff warning and guidance confirmation

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Jul 25, 2025, 1:01 PM EDT - 6 months ago

Bread Financial Holdings, Inc. (BFH) Q2 2025 Earnings Call Transcript

Bread Financial Provides Performance Update for June 2025

Jul 24, 2025, 6:55 AM EDT - 6 months ago

Bread Financial Provides Performance Update for June 2025

Bread Financial Reports Second Quarter 2025 Results

Jul 24, 2025, 6:50 AM EDT - 6 months ago

Bread Financial Reports Second Quarter 2025 Results

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

Jul 24, 2025, 6:45 AM EDT - 6 months ago

Bread Financial Announces Modified Dutch Auction Cash Tender Offers for 9.750% Senior Notes Due 2029 and/or 8.375% Fixed-Rate Subordinated Notes due 2035

Bread Financial Declares Dividend on Common Stock

Jul 24, 2025, 6:40 AM EDT - 6 months ago

Bread Financial Declares Dividend on Common Stock

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase

Jul 16, 2025, 7:30 AM EDT - 6 months ago

Caesars Entertainment and Bread Financial Introduce New Caesars Rewards® Prestige Visa, a Premium-Level Credit Card Allowing Caesars Rewards Members to Earn Tier Status Faster and Unlock Luxury Rewards with Every Purchase

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24

Jul 8, 2025, 7:30 AM EDT - 7 months ago

Bread Financial Schedules Second Quarter 2025 Earnings Conference Call for July 24

How retail credit cards could bankrupt consumers with record high interest rates

Jun 19, 2025, 9:11 AM EDT - 7 months ago

How retail credit cards could bankrupt consumers with record high interest rates

Bread Financial Provides Performance Update for May 2025

Jun 11, 2025, 7:00 AM EDT - 8 months ago

Bread Financial Provides Performance Update for May 2025

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer

Jun 5, 2025, 7:30 AM EDT - 8 months ago

Bread Financial Announces Early Tender Results of Its Previously Announced Cash Tender Offer

Bread Financial to Participate in the Morgan Stanley US Financials Conference

Jun 4, 2025, 7:30 AM EDT - 8 months ago

Bread Financial to Participate in the Morgan Stanley US Financials Conference

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029

May 21, 2025, 7:30 AM EDT - 8 months ago

Bread Financial Announces Modified Dutch Auction Cash Tender Offer for 9.750% Senior Notes Due 2029

Bread Financial Provides Performance Update for April 2025

May 13, 2025, 7:00 AM EDT - 9 months ago

Bread Financial Provides Performance Update for April 2025

Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices

May 12, 2025, 7:30 AM EDT - 9 months ago

Bread Financial's 2024 Sustainability Report showcases focus, investment in sustainable business practices

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

May 7, 2025, 7:00 AM EDT - 9 months ago

Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed

C SYF

Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families

May 5, 2025, 9:18 AM EDT - 9 months ago

Bread Financial, Bob Woodruff Foundation Announce Multiyear Mission to Improve Mental Health Care for Children in Military Families

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Apr 28, 2025, 12:31 PM EDT - 9 months ago

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

AXP C JPM SYF

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Apr 24, 2025, 2:57 PM EDT - 9 months ago

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Bread Financial Provides Performance Update for March 2025

Apr 24, 2025, 6:55 AM EDT - 9 months ago

Bread Financial Provides Performance Update for March 2025

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S.

Apr 24, 2025, 6:50 AM EDT - 9 months ago

Crypto.com Selects Bread Financial to Launch New Crypto-based Rewards Credit Card Program in the U.S.

Bread Financial Reports First Quarter 2025 Results

Apr 24, 2025, 6:45 AM EDT - 9 months ago

Bread Financial Reports First Quarter 2025 Results

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24

Apr 8, 2025, 7:30 AM EDT - 10 months ago

Bread Financial Schedules First Quarter 2025 Earnings Conference Call for Apr. 24

ZacksResearch
ZacksResearch Jan. 26 at 3:15 PM
Is $BFH setting up for an earnings surprise this season? 👀 Q4 earnings may dip year over year even as revenues strengthen — but there are signs pointing to a potential beat when results drop on Jan. 29. Find out what could tip the scales this earnings season 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-teaser-30348&ADID=SYND_STOCKTWITS_TWEET_2_2822775_TEASER_30348
0 · Reply
ZacksResearch
ZacksResearch Jan. 26 at 2:15 PM
$BFH set for an earnings beat? 🚀 Bread Financial's Earnings ESP of +32.20% and Zacks Rank #2 signal a strong chance for a surprise. Revenue growth of 2.5% YoY and strategic diversification through partner co-brand growth and proprietary cards could drive Q4 results. 📈 Discover the full potential here 👉 https://www.zacks.com/stock/news/2822775/is-bread-financial-poised-for-a-beat-this-earnings-season?cid=sm-stocktwits-2-2822775-body-30349&ADID=SYND_STOCKTWITS_TWEET_2_2822775_BODY_30349
0 · Reply
SuperGreenToday
SuperGreenToday Jan. 23 at 5:27 AM
$BFH Share Price: $70.98 Contract Selected: Jun 18, 2026 $70 Calls Buy Zone: $10.03 – $12.39 Target Zone: $17.36 – $21.22 Potential Upside: 63% ROI Time to Expiration: 146 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
testedprofit
testedprofit Jan. 13 at 3:23 PM
$BFH To many shorts on this, Once it does rebound you will see 5-10% in one day. Just alot of fear right now with orange man making promises he wont actually do.
0 · Reply
TICKERSPARK
TICKERSPARK Jan. 12 at 11:33 PM
Ballot prop for a 10% cap on credit card rates is a policy shock that rewrites margin math and securitization for card lenders. $BFH is in the hot seat. Don't trade blind.
0 · Reply
IN0V8
IN0V8 Jan. 12 at 6:27 PM
$BFH Buy RBC raises target price to $83 from $70
0 · Reply
CFAstockpicker
CFAstockpicker Jan. 12 at 5:02 AM
$SYF $BFH $COF at greatest risk on POTUS threat to cap credit card interest at 10%. However, in a K economy, does he risk triggering a recession if these credit card companies and major banks respond by dropping millions of card holders with low credit ratings? Threat is tricky business, because it could result in closure of between 13%-33% of all credit cards issued in the U.S. https://gemini.google.com/share/0d9572faefc5
0 · Reply
RunnerSignals
RunnerSignals Jan. 9 at 9:46 PM
$APP $ARBE $AVGO $BCAX $BFH rolling with fresh analyst love with robotics, and semis making moves you don't want to blink past! https://stocksrunner.com/news/2026-01-09-stock-upgrades-today
0 · Reply
IN0V8
IN0V8 Jan. 8 at 4:37 PM
$BFH Buy UBS initiates coverage with buy rating and target price $92
0 · Reply
IN0V8
IN0V8 Jan. 5 at 6:00 PM
$BFH 1/2/26 Buy KBW raises target price to $92 from $82
0 · Reply
anachartanalyst
anachartanalyst Jan. 2 at 8:01 PM
$BFH https://anachart.com/wp-content/uploads/ana_temp/1767384082_soc-img.jpg
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 7:48 PM
$BFH near a 52-week high — is this run just getting started or time to pause? 👀 The stock is outperforming its industry, supported by solid credit sales, proactive risk management, strong financial flexibility, prudent capital deployment, and a higher return on capital. Is this a hold-worthy setup at these levels? Full breakdown here 👉 https://www.zacks.com/stock/news/2811407/bfh-outperforms-industry-trades-near-52-week-high-time-to-hold?cid=sm-stocktwits-2-2811407-teaser-27228&ADID=SYND_STOCKTWITS_TWEET_2_2811407_TEASER_27228
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 6:48 PM
$BFH up 22.6% in 6 months — what's fueling the rally? 🚀 📈 Trading above 50 & 200-day SMAs 💰 Forward P/E of 7.27X vs. industry’s 32.48X 🔍 34% EPS growth projected for 2025 Discover why Bread Financial might still be a buy 👉 https://www.zacks.com/stock/news/2811407/bfh-outperforms-industry-trades-near-52-week-high-time-to-hold?cid=sm-stocktwits-2-2811407-body-27227&ADID=SYND_STOCKTWITS_TWEET_2_2811407_BODY_27227
0 · Reply
Estimize
Estimize Dec. 29 at 3:09 PM
Wall St is expecting 0.35 EPS for $BFH Q4 [Reporting 01/22 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
Estimize
Estimize Dec. 15 at 3:03 PM
Wall St is expecting 0.35 EPS for $BFH Q4 [Reporting 01/22 BMO] http://www.estimize.com/intro/bfh?chart=historical&metric_name=eps&utm_cont
0 · Reply
ZacksResearch
ZacksResearch Dec. 11 at 4:27 PM
Rate-cut tailwinds are about to reshuffle fintech — and these mid-caps look primed to move. Lower rates are being linked to stronger innovation and growth setups across names like $EVTC, $ENVA, $LC, $OPFI and $BFH, putting fresh attention on the entire mid-cap fintech lane. Discover why these five could stand out now 👉 https://www.zacks.com/stock/news/2802771/5-mid-cap-financial-technology-stocks-to-buy-on-recent-fed-rate-cut?cid=sm-stocktwits-2-2802771-teaser-24454&ADID=SYND_STOCKTWITS_TWEET_2_2802771_TEASER_24454
0 · Reply
ZacksResearch
ZacksResearch Dec. 11 at 3:27 PM
Fed cuts rates again! What does this mean for fintech? 🚀 With the Fed's 25 basis point cut, lower rates generally boost innovation in fintech. Stocks like $EVTC, $ENVA, $LC, $OPFI, and $BFH, with Zacks Ranks #1 and #2, are attractive picks due to fintech's growth potential and AI's impact on finance. Discover the full fintech opportunity here 👉 https://www.zacks.com/stock/news/2802771/5-mid-cap-financial-technology-stocks-to-buy-on-recent-fed-rate-cut?cid=sm-stocktwits-2-2802771-body-24452&ADID=SYND_STOCKTWITS_TWEET_2_2802771_BODY_24452
0 · Reply
BillionerOfKing
BillionerOfKing Dec. 11 at 1:45 PM
$BFH Current Stock Price: $73.82 Contracts to trade: $75 BFH Dec 19 2025 Call Entry: $0.05 Exit: $0.08 ROI: 84% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
JarvisFlow
JarvisFlow Dec. 8 at 4:45 PM
Wolfe Research updates rating for Bread Finl Hldgs ( $BFH ) to Peer Perform.
0 · Reply
TalkMarkets
TalkMarkets Dec. 8 at 9:45 AM
A Make Or Break FOMC… $IYT $SPX $BFH $BKV https://talkmarkets.com/content/etfs/a-make-or-break-fomc?post=543141&userid=166882
0 · Reply
JarvisFlow
JarvisFlow Dec. 4 at 1:58 PM
JP Morgan has adjusted their stance on Bread Finl Hldgs ( $BFH ), setting the rating to Underweight with a target price of 72.
0 · Reply
NVDAMillionaire
NVDAMillionaire Nov. 3 at 5:32 PM
$BFH Excellent article that nails exactly where BFH stands right now. So if you want to update your BFH knowledge or get acquainted with BFH, this is a must read. https://beyondspx.com/quote/BFH/analysis/bread-financial-s-digital-fortification-powers-growth-and-shareholder-returns-nyse-bfh
0 · Reply