Dec. 23 at 7:47 PM
$BCRX
There are approximately
42.5 to 43 million borrowers with federal student loans in the U.S., with total outstanding balances around
$1.6 to
$1.7 trillion as of mid-to-late 2025, though the exact number of actively repaying loans varies, with millions in forbearance, in-school, or grace periods, alongside the 19.5 million in active repayment, notes Education Data Initiative.
Key Figures (as of late 2024/2025):
Total Borrowers: Around 42.5 - 43 million have federal student loans.
Total Federal Balance: Approximately
$1.66 trillion.
Actively Repaying: About 19.5 million borrowers are actively making payments.
In Forbearance: Around 9-10 million borrowers are in forbearance.
In School: Roughly 6.1 million borrowers are still in school.
