Market Cap 1.91B
Revenue (ttm) 873.53M
Net Income (ttm) 198.17M
EPS (ttm) N/A
PE Ratio 10.15
Forward PE N/A
Profit Margin 22.69%
Debt to Equity Ratio 0.34
Volume 178,000
Avg Vol 248,274
Day's Range N/A - N/A
Shares Out 44.52M
Stochastic %K 67%
Beta 0.77
Analysts Sell
Price Target $50.00

Company Profile

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer...

Industry: Banks - Regional
Sector: Financial Services
Phone: 787 771 6800
Address:
254 Muñoz Rivera Avenue, San Juan, United States
JarvisFlow
JarvisFlow Jul. 18 at 11:30 AM
Keefe, Bruyette & Woods has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Outperform with a target price of 48 → 50.
0 · Reply
ChessGM
ChessGM Jul. 8 at 1:22 AM
$OFG Heads up alert! upcoming earnings on Thursday, 7/17/2025 for $OFG Neutral (5.2) Financial Analysis: OFG Bancorp (NYSE:OFG) has demonstrated a resilient performance in the recent financial environment, particularly in Q1 CY2025. The company reported a revenue increase of 2.4% year-over-year, reaching $178.6 million, which exceeded market expectations. This growth was supported by digital adoption and stable credit trends, which are crucial in maintaining competitive advantage in the regional banking sector. OFG's non-GAAP earnings per share (EPS) stood at $1, surpassing analyst estimates by 3.4%. Despite a small decline of 2.1% in the stock price since December 2024, OFG remains relatively stable, trading around $42.45. In terms of valuation, OFG's price-to-earnings (P/E) ratio appears competitive when compared to its industry peers, reflecting a reasonable valuation given its performance and growth prospects. The company's commitment to shareholder returns is evident with its upcoming dividend, demonstrating a consistent dividend policy that appeals to income-focused investors. Earnings Report Preview: OFG Bancorp is set to release its Q2 2025 financial results on July 17, 2025. This report will be closely monitored for indications of continued revenue momentum and profitability metrics. Historically, OFG has shown an ability to surpass earnings expectations, as seen in the previous quarter. Analyst consensus estimates suggest a cautious optimism, with expectations for stable earnings growth. Key areas of focus will include deposit growth, credit quality, and any strategic initiatives that may impact future revenue streams. The results could potentially influence the stock's short-term trajectory, particularly if there are significant deviations from consensus estimates. Sector Performance: OFG Bancorp operates within the regional banking sector, which has faced various challenges and opportunities in recent times. The sector has shown resilience, with a gradual recovery in loan demand and improvements in net interest margins as interest rates stabilize. However, the sector is also navigating regulatory changes and economic uncertainties. Overall, regional banks have managed to maintain solid fundamentals, with many institutions, including OFG, leveraging digital transformation to enhance customer experience and operational efficiency. This sector remains a pivotal part of the financial ecosystem, with prospects for steady growth as economic conditions evolve. - Funds were net sellers of $OFG during the previous reporting quarter. - Top 2 funds with large holdings in $OFG: - Gator Capital Management, MV: $8MM. Fund Rank: 94% www.gatorcapital.com - PDT Partners LLC, MV: $1MM. Fund Rank: 84% www.pdtpartners.com - Last 10 days performance: 4% - Last 30 days performance: 7% - Last 90 days performance: 29% Some of the latest news articles: - Title: Spotting Winners: OFG Bancorp (NYSE:OFG) And Regional Banks Stocks In Q1 Publication Date: 7/4/2025 3:37:10 AM, Source: yahoo URL: https://finance.yahoo.com/news/spotting-winners-ofg-bancorp-nyse-033710033.html?.tsrc=rss - Title: 2 Reasons to Like OFG (and 1 Not So Much) Publication Date: 6/26/2025 4:04:13 AM, Source: yahoo URL: https://finance.yahoo.com/news/2-reasons-ofg-1-not-040413615.html?.tsrc=rss - Title: Here's What We Like About OFG Bancorp's (NYSE:OFG) Upcoming Dividend Publication Date: 6/25/2025 10:30:14 AM, Source: yahoo URL: https://finance.yahoo.com/news/heres-ofg-bancorps-nyse-ofg-103014019.html?.tsrc=rss - Title: OFG Q1 Deep Dive: Digital Adoption, Deposit Momentum, and Stable Credit Trends Shape Results Publication Date: 6/23/2025 6:24:40 PM, Source: yahoo URL: https://finance.yahoo.com/news/ofg-q1-deep-dive-digital-182440780.html?.tsrc=rss Follow us on stocktwits.com and Substack (chessgmstocks.substack.com). Not a financial advice. Not a trading signal.
0 · Reply
JarvisFlow
JarvisFlow Apr. 24 at 4:25 PM
Keefe, Bruyette & Woods has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Outperform with a target price of 53 → 48.
0 · Reply
JarvisFlow
JarvisFlow Apr. 24 at 2:29 PM
Piper Sandler updates rating for OFG Bancorp ( $OFG ) to Overweight, target set at 44 → 42.
0 · Reply
DonCorleone77
DonCorleone77 Apr. 23 at 11:44 AM
$OFG OFG Bancorp reports Q1 EPS $1.00, consensus 97c Reports Q1 revenue $178.3M, consensus $175.16M. Reports Q1 tangible book value per share $26.66. Reports Q1 CET1 capital ratio 14.27%. Jose Rafael Fernandez, CEO, said: "The first quarter reflected a strong start to the year with solid overall performance, consistent financial results, and excellent operating execution. Highlights included customer and deposit growth, and improved consumer credit. As part of our Digital First strategy, we are the first among Puerto Rico banks to launch an Omnichannel online and mobile app for a truly seamless experience, Smart Banking insights to help customers better manage their finances, and Apple Pay for fast and easy credit and debit transactions. While our strategic investment in technology is driving innovation, our investment in people is building strong customer relationships through our island-wide network."
0 · Reply
Thestocktraderhubzee
Thestocktraderhubzee Apr. 23 at 11:35 AM
$OFG OFG Bancorp Q1 EPS $1.00 Beats $0.97 Estimate, Sales $178.30M Beat $153.10M Estimate
0 · Reply
JarvisFlow
JarvisFlow Apr. 9 at 1:15 PM
Wells Fargo has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Equal-Weight with a target price of 48 → 42.
0 · Reply
NVDAMillionaire
NVDAMillionaire Mar. 27 at 5:21 AM
$OFG Digging OFG's digital transformation strategy. Banking on their "Digital First" approach with 96% digital transactions. Strong performance in tough Puerto Rico market. Might add to my portfolio on next dip. Watching closely. great article: https://beyondspx.com/article/ofg-bancorp-delivering-consistent-growth-and-innovation-amidst-economic-challenges
0 · Reply
ZRadly
ZRadly Jan. 14 at 9:01 PM
0 · Reply
NVDAMillionaire
NVDAMillionaire Nov. 22 at 5:34 PM
$OFG OFG Bancorp: Powering Progress for Customers and Shareholders https://beyondspx.com/article/ofg-bancorp-powering-progress-for-customers-and-shareholders
0 · Reply
Latest News on OFG
OFG Bancorp Declares Regular Quarterly Common Stock Dividend

Jul 30, 2025, 4:10 PM EDT - 21 days ago

OFG Bancorp Declares Regular Quarterly Common Stock Dividend


OFG Bancorp: Strong Performer On Most Levels

Jul 17, 2025, 1:50 PM EDT - 4 weeks ago

OFG Bancorp: Strong Performer On Most Levels


OFG Bancorp (OFG) Q2 2025 Earnings Call Transcript

Jul 17, 2025, 12:21 PM EDT - 4 weeks ago

OFG Bancorp (OFG) Q2 2025 Earnings Call Transcript


OFG Bancorp Reports 2Q25 Results

Jul 17, 2025, 7:30 AM EDT - 4 weeks ago

OFG Bancorp Reports 2Q25 Results


OFG Bancorp Doesn't Deserve A Downgrade At This Time

May 4, 2025, 7:27 AM EDT - 3 months ago

OFG Bancorp Doesn't Deserve A Downgrade At This Time


OFG Bancorp Announces New $100 Million Share Repurchase Plan

Apr 30, 2025, 4:15 PM EDT - 4 months ago

OFG Bancorp Announces New $100 Million Share Repurchase Plan


OFG Bancorp (OFG) Q1 2025 Earnings Call Transcript

Apr 23, 2025, 11:34 AM EDT - 4 months ago

OFG Bancorp (OFG) Q1 2025 Earnings Call Transcript


OFG Bancorp Reports 1Q25 Results

Apr 23, 2025, 7:30 AM EDT - 4 months ago

OFG Bancorp Reports 1Q25 Results


21 Upcoming Dividend Increases To Finish Q1

Mar 26, 2025, 10:53 PM EDT - 5 months ago

21 Upcoming Dividend Increases To Finish Q1

APD CMCSA CPT CSCO CTRE CUBE EQR


OFG Bancorp: The Picture Looks Better Than I Previously Thought

Feb 8, 2025, 2:59 AM EST - 6 months ago

OFG Bancorp: The Picture Looks Better Than I Previously Thought


OFG Bancorp (OFG) Q4 2024 Earnings Call Transcript

Jan 22, 2025, 7:34 PM EST - 7 months ago

OFG Bancorp (OFG) Q4 2024 Earnings Call Transcript


OFG Bancorp Reports 4Q24 & 2024 Results

Jan 22, 2025, 7:30 AM EST - 7 months ago

OFG Bancorp Reports 4Q24 & 2024 Results


OFG Bancorp Announces New $50 Million Share Repurchase Plan

Oct 28, 2024, 9:00 AM EDT - 10 months ago

OFG Bancorp Announces New $50 Million Share Repurchase Plan


OFG Bancorp (OFG) Q3 2024 Earnings Call Transcript

Oct 16, 2024, 12:11 PM EDT - 11 months ago

OFG Bancorp (OFG) Q3 2024 Earnings Call Transcript


OFG Bancorp Reports 3Q24 Results

Oct 16, 2024, 7:30 AM EDT - 11 months ago

OFG Bancorp Reports 3Q24 Results


OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate

Oct 15, 2024, 2:07 PM EDT - 11 months ago

OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate


OFG Bancorp (OFG) Q2 2024 Earnings Call Transcript

Jul 18, 2024, 8:30 PM EDT - 1 year ago

OFG Bancorp (OFG) Q2 2024 Earnings Call Transcript


OFG Bancorp Reports 2Q24 Results

Jul 18, 2024, 7:30 AM EDT - 1 year ago

OFG Bancorp Reports 2Q24 Results


OFG Bancorp (OFG) Q1 2024 Earnings Call Transcript

Apr 18, 2024, 2:41 PM EDT - 1 year ago

OFG Bancorp (OFG) Q1 2024 Earnings Call Transcript


OFG Bancorp Reports 1Q24 Results

Apr 18, 2024, 7:30 AM EDT - 1 year ago

OFG Bancorp Reports 1Q24 Results


OFG Bancorp (OFG) Q4 2023 Earnings Call Transcript

Jan 24, 2024, 6:03 PM EST - 1 year ago

OFG Bancorp (OFG) Q4 2023 Earnings Call Transcript


OFG Bancorp rises on earnings beat

Jan 24, 2024, 2:24 PM EST - 1 year ago

OFG Bancorp rises on earnings beat


OFG Bancorp Reports 4Q23 & 2023 Results

Jan 24, 2024, 7:30 AM EST - 1 year ago

OFG Bancorp Reports 4Q23 & 2023 Results


OFG Bancorp (OFG) Q3 2023 Earnings Call Transcript

Oct 20, 2023, 12:47 PM EDT - 1 year ago

OFG Bancorp (OFG) Q3 2023 Earnings Call Transcript


OFG Bancorp Reports 3Q23 Results

Oct 20, 2023, 7:30 AM EDT - 1 year ago

OFG Bancorp Reports 3Q23 Results


OFG Bancorp (OFG) Q2 2023 Earnings Call Transcript

Jul 20, 2023, 3:54 PM EDT - 2 years ago

OFG Bancorp (OFG) Q2 2023 Earnings Call Transcript


OFG Bancorp Reports 2Q23 Results

Jul 20, 2023, 7:30 AM EDT - 2 years ago

OFG Bancorp Reports 2Q23 Results


OFG Bancorp (OFG) Q1 2023 Earnings Call Transcript

Apr 20, 2023, 1:27 PM EDT - 2 years ago

OFG Bancorp (OFG) Q1 2023 Earnings Call Transcript


OFG Bancorp Reports 1Q23 Results

Apr 20, 2023, 7:30 AM EDT - 2 years ago

OFG Bancorp Reports 1Q23 Results


OFG Bancorp (OFG) Q4 2022 Earnings Call Transcript

Jan 26, 2023, 3:40 PM EST - 2 years ago

OFG Bancorp (OFG) Q4 2022 Earnings Call Transcript


OFG Bancorp Reports 4Q22 & 2022 Results

Jan 26, 2023, 7:30 AM EST - 2 years ago

OFG Bancorp Reports 4Q22 & 2022 Results


OFG Bancorp (OFG) Q3 2022 Earnings Call Transcript

Oct 20, 2022, 3:22 PM EDT - 3 years ago

OFG Bancorp (OFG) Q3 2022 Earnings Call Transcript


JarvisFlow
JarvisFlow Jul. 18 at 11:30 AM
Keefe, Bruyette & Woods has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Outperform with a target price of 48 → 50.
0 · Reply
ChessGM
ChessGM Jul. 8 at 1:22 AM
$OFG Heads up alert! upcoming earnings on Thursday, 7/17/2025 for $OFG Neutral (5.2) Financial Analysis: OFG Bancorp (NYSE:OFG) has demonstrated a resilient performance in the recent financial environment, particularly in Q1 CY2025. The company reported a revenue increase of 2.4% year-over-year, reaching $178.6 million, which exceeded market expectations. This growth was supported by digital adoption and stable credit trends, which are crucial in maintaining competitive advantage in the regional banking sector. OFG's non-GAAP earnings per share (EPS) stood at $1, surpassing analyst estimates by 3.4%. Despite a small decline of 2.1% in the stock price since December 2024, OFG remains relatively stable, trading around $42.45. In terms of valuation, OFG's price-to-earnings (P/E) ratio appears competitive when compared to its industry peers, reflecting a reasonable valuation given its performance and growth prospects. The company's commitment to shareholder returns is evident with its upcoming dividend, demonstrating a consistent dividend policy that appeals to income-focused investors. Earnings Report Preview: OFG Bancorp is set to release its Q2 2025 financial results on July 17, 2025. This report will be closely monitored for indications of continued revenue momentum and profitability metrics. Historically, OFG has shown an ability to surpass earnings expectations, as seen in the previous quarter. Analyst consensus estimates suggest a cautious optimism, with expectations for stable earnings growth. Key areas of focus will include deposit growth, credit quality, and any strategic initiatives that may impact future revenue streams. The results could potentially influence the stock's short-term trajectory, particularly if there are significant deviations from consensus estimates. Sector Performance: OFG Bancorp operates within the regional banking sector, which has faced various challenges and opportunities in recent times. The sector has shown resilience, with a gradual recovery in loan demand and improvements in net interest margins as interest rates stabilize. However, the sector is also navigating regulatory changes and economic uncertainties. Overall, regional banks have managed to maintain solid fundamentals, with many institutions, including OFG, leveraging digital transformation to enhance customer experience and operational efficiency. This sector remains a pivotal part of the financial ecosystem, with prospects for steady growth as economic conditions evolve. - Funds were net sellers of $OFG during the previous reporting quarter. - Top 2 funds with large holdings in $OFG: - Gator Capital Management, MV: $8MM. Fund Rank: 94% www.gatorcapital.com - PDT Partners LLC, MV: $1MM. Fund Rank: 84% www.pdtpartners.com - Last 10 days performance: 4% - Last 30 days performance: 7% - Last 90 days performance: 29% Some of the latest news articles: - Title: Spotting Winners: OFG Bancorp (NYSE:OFG) And Regional Banks Stocks In Q1 Publication Date: 7/4/2025 3:37:10 AM, Source: yahoo URL: https://finance.yahoo.com/news/spotting-winners-ofg-bancorp-nyse-033710033.html?.tsrc=rss - Title: 2 Reasons to Like OFG (and 1 Not So Much) Publication Date: 6/26/2025 4:04:13 AM, Source: yahoo URL: https://finance.yahoo.com/news/2-reasons-ofg-1-not-040413615.html?.tsrc=rss - Title: Here's What We Like About OFG Bancorp's (NYSE:OFG) Upcoming Dividend Publication Date: 6/25/2025 10:30:14 AM, Source: yahoo URL: https://finance.yahoo.com/news/heres-ofg-bancorps-nyse-ofg-103014019.html?.tsrc=rss - Title: OFG Q1 Deep Dive: Digital Adoption, Deposit Momentum, and Stable Credit Trends Shape Results Publication Date: 6/23/2025 6:24:40 PM, Source: yahoo URL: https://finance.yahoo.com/news/ofg-q1-deep-dive-digital-182440780.html?.tsrc=rss Follow us on stocktwits.com and Substack (chessgmstocks.substack.com). Not a financial advice. Not a trading signal.
0 · Reply
JarvisFlow
JarvisFlow Apr. 24 at 4:25 PM
Keefe, Bruyette & Woods has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Outperform with a target price of 53 → 48.
0 · Reply
JarvisFlow
JarvisFlow Apr. 24 at 2:29 PM
Piper Sandler updates rating for OFG Bancorp ( $OFG ) to Overweight, target set at 44 → 42.
0 · Reply
DonCorleone77
DonCorleone77 Apr. 23 at 11:44 AM
$OFG OFG Bancorp reports Q1 EPS $1.00, consensus 97c Reports Q1 revenue $178.3M, consensus $175.16M. Reports Q1 tangible book value per share $26.66. Reports Q1 CET1 capital ratio 14.27%. Jose Rafael Fernandez, CEO, said: "The first quarter reflected a strong start to the year with solid overall performance, consistent financial results, and excellent operating execution. Highlights included customer and deposit growth, and improved consumer credit. As part of our Digital First strategy, we are the first among Puerto Rico banks to launch an Omnichannel online and mobile app for a truly seamless experience, Smart Banking insights to help customers better manage their finances, and Apple Pay for fast and easy credit and debit transactions. While our strategic investment in technology is driving innovation, our investment in people is building strong customer relationships through our island-wide network."
0 · Reply
Thestocktraderhubzee
Thestocktraderhubzee Apr. 23 at 11:35 AM
$OFG OFG Bancorp Q1 EPS $1.00 Beats $0.97 Estimate, Sales $178.30M Beat $153.10M Estimate
0 · Reply
JarvisFlow
JarvisFlow Apr. 9 at 1:15 PM
Wells Fargo has adjusted their stance on OFG Bancorp ( $OFG ), setting the rating to Equal-Weight with a target price of 48 → 42.
0 · Reply
NVDAMillionaire
NVDAMillionaire Mar. 27 at 5:21 AM
$OFG Digging OFG's digital transformation strategy. Banking on their "Digital First" approach with 96% digital transactions. Strong performance in tough Puerto Rico market. Might add to my portfolio on next dip. Watching closely. great article: https://beyondspx.com/article/ofg-bancorp-delivering-consistent-growth-and-innovation-amidst-economic-challenges
0 · Reply
ZRadly
ZRadly Jan. 14 at 9:01 PM
0 · Reply
NVDAMillionaire
NVDAMillionaire Nov. 22 at 5:34 PM
$OFG OFG Bancorp: Powering Progress for Customers and Shareholders https://beyondspx.com/article/ofg-bancorp-powering-progress-for-customers-and-shareholders
0 · Reply
LewisDaKat
LewisDaKat Oct. 17 at 12:25 AM
News out $OFG OFG Bancorp Reports 3Q24 Results https://marketwirenews.com/news-releases/ofg-bancorp-reports-3q24-results-8923325244348934.html $OFG
0 · Reply
DonCorleone77
DonCorleone77 Oct. 16 at 11:37 AM
$OFG OFG Bancorp reports Q3 EPS $1.00 vs. 95c last year Reports Q3 revenue $$174.1M vs. $172.2M last year.Jose Rafael Fernandez, Chief Executive Officer, said: "The third quarter was another solid quarter of performance with EPS-diluted up 5.3% year-over-year on a 1.1% increase in total core revenues. We continued to produce consistent, core operating results, and digital adoption of our new and upgraded products, services, and self-service tools keeps steadily growing. Today we celebrate our 60th anniversary in business by renewing our commitment to bring progress to our customers, employees, shareholders, and the communities we serve. Thanks to all our team members for always being more than ready to help our customers today and tomorrow." Reports cash & Cash Equivalents EOP of $680.6M compared to $740.4M in 2Q24 and $532.7M in 3Q23.
0 · Reply
Stock_Titan
Stock_Titan Sep. 24 at 1:00 PM
$OFG OFG Bancorp to Report 3Q24 Results and Hold Call Wednesday, October 16, 2024 https://www.stocktitan.net/news/OFG/ofg-bancorp-to-report-3q24-results-and-hold-call-wednesday-october-d2k6bvu4535p.html
0 · Reply
Batg351
Batg351 Aug. 29 at 5:43 PM
$ARI slowly keepnadding more. Already at 15k shares. My dividend portfolio is based on $FBP, $ARI, $EVTC, $OFG, $KIM. Still looking towards adding 2 to 3 more companies.
0 · Reply
Jumpman23
Jumpman23 Jul. 31 at 1:02 AM
$OFG BUY ME ON A PB
0 · Reply
NVDAMillionaire
NVDAMillionaire Jul. 29 at 7:51 PM
$OFG OFG Bancorp: Consistent Growth and Stable Credit Quality Drive Strong Q2 2024 Results http://beyondspx.com/2024/07/29/ofg-bancorp-consistent-growth-and-stable-credit-quality-drive-strong-q2-2024-results/
0 · Reply
epsguid
epsguid Jul. 18 at 11:45 AM
$OFG reported earnings of $1.08, consensus was $0.97 via @eWhispers #epsbeat http://eps.sh/d/ofg
0 · Reply
DonCorleone77
DonCorleone77 Jul. 18 at 11:35 AM
$OFG OFG Bancorp reports Q2 EPS $1.08, consensus 96c Reports Q2 revenue $179.4M, consensus $152.56M. Reports Q2 CET1 capital ratio 14.29%. Reports Q2 tangible book value per share $24.18. Jose Rafael Fernandez, CEO, said: "The second quarter continued to demonstrate the strength of our strategies and franchise. EPS-diluted increased 16.1% year-over-year on a 5.2% increase in total core revenues. We generated strong performance metrics through consistent growth; increased loans, deposits, and non-interest income; and stable credit quality. Our 'Digital First' strategy continues to help us expand our retail and business relationships through new and upgraded products, services, and self-service tools. In addition, we implemented close to half of our $50 million share buyback program, purchasing $24.3 million of OFG shares in the open market. At the same time, Puerto Rico's economy continued to grow and steadily decouple from mainland economic uncertainties. Thanks to our team members for their commitment to making progress possible for our customers, employees, shareholders, and the communities we serve."
0 · Reply
Stock_Titan
Stock_Titan Jul. 18 at 11:30 AM
$OFG OFG Bancorp Reports 2Q24 Results https://www.stocktitan.net/news/OFG/ofg-bancorp-reports-2q24-v8dqsbi2g8gf.html
0 · Reply