Market Cap 724.54M
Revenue (ttm) 1.72B
Net Income (ttm) -26.70M
EPS (ttm) N/A
PE Ratio 7.87
Forward PE 12.42
Profit Margin -1.55%
Debt to Equity Ratio 0.07
Volume 323,500
Avg Vol 712,936
Day's Range N/A - N/A
Shares Out 55.39M
Stochastic %K 88%
Beta 0.78
Analysts Sell
Price Target $19.00

Company Profile

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It offers mo...

Industry: Credit Services
Sector: Financial Services
Phone: (626) 765-2000
Address:
1675 North Freedom Boulevard (200 West), Building 1, Provo, United States
0to1
0to1 Oct. 23 at 1:20 PM
@indievestments I wonder if in next Q Earnings for $GDOT (Nov) we see all the crypto dot com deposits come online as assets... https://www.businesswire.com/news/home/20251022942027/en/Crypto.com-Offers-Up-to-5-APY-with-New-Cash-Earn-Program
1 · Reply
indievestments
indievestments Oct. 16 at 8:00 PM
$TBBK not so much. $ALLY held up better. Isn't ALLY the most connected to car loans? Who is $GDOT BaaS partner in auto finance?
0 · Reply
indievestments
indievestments Oct. 15 at 7:08 PM
$GDOT 85k showed up on the bid? Probably fat fingered with $SDOT
1 · Reply
indievestments
indievestments Oct. 15 at 1:25 AM
$GDOT as it relates to NewCo (assuming SYF buys LegacyCo for the walmart prepaid biz to combine with its OnePay credit cards, Apple Cash to potentially loop in Apple Card), adding 4B deposits, millions of new customes to cross sell, being the preferred bank for Arc BaaS deposits ... I assume GDOT might need to raise $100 million to fund Arc BaaS during a strategic review as the HoldCo only has $108 million cash as of last quarter.. I would assume if a strategic like Stripe/Samsung/Apple wanted to invest in Arc BaaS -- they would want Arc entirely out of China because that is where the software was developed. No way they would allow the fintech infrastructure to be managed by China or have the technology housed there. The fact that it was is kind of insane anyway.
1 · Reply
indievestments
indievestments Oct. 14 at 2:17 PM
$GDOT Bank is way over-capitalized, more so than $SYF which has 14% Tier-1 capital vs 11% internal target. $GDOT is at 28%. I've seen enough. Sell Green Dot Bank along with consumer services (prepaid cards at WMT) and money movement (tax processing biz) to someone for some low multiple to get it off GDOT hands, raise $100 million from strategics Stripe, Samsung, Apple and/or other BaaS customer for working capital during the spin-off at $4B valuation (about 2.67x revs and 33x run-rate EBITDA -- growing at 35-40%). Rename the RemainCo -- Arc Financial LFG
0 · Reply
indievestments
indievestments Oct. 13 at 11:49 PM
Samsung Wallet to make crypto mainstream. $GDOT bank manages the rails/deposits for Samsung Wallet + $COIN https://www.pymnts.com/cryptocurrency/2025/coinbase-says-samsung-wallet-deal-to-make-crypto-mainstream/
0 · Reply
indievestments
indievestments Oct. 13 at 7:11 PM
$GDOT cc EBAY PYPL Everything that has been done before will be done again and again and again ... time is a flat circle https://www.youtube.com/watch?v=GBJXmTzB8is
1 · Reply
0to1
0to1 Oct. 13 at 3:43 PM
Based on recent 13F for dimensional, looks like $GDOT has increased weights / holdings in $DFAT and $DFSV ? This is clearly being added to every small cap value basket in the market but this keeps sliding....
0 · Reply
TheArtOfFinancialWar
TheArtOfFinancialWar Oct. 12 at 5:02 PM
$GDOT no 49 of 100 speculations. I’ll cut the list short from 100 to 50 to save time. @bsnacks @mhparvez @blancoBull
1 · Reply
indievestments
indievestments Oct. 10 at 11:06 PM
$SYF would also step into $GDOT 20% ownership of JV Tailfin Labs ( $WMT owning the other 80%) and connected to fintech OnePay strategies ... The GDOT WMT relationship extended to 2033 removing risk from $200 million rev stream
0 · Reply
Latest News on GDOT
Crypto.com Offers Up to 5% APY with New Cash Earn Program

Oct 22, 2025, 8:00 AM EDT - 5 days ago

Crypto.com Offers Up to 5% APY with New Cash Earn Program


Green Dot Teams With Stripe to Bolster ‘Cash Economy'

Sep 8, 2025, 2:58 PM EDT - 7 weeks ago

Green Dot Teams With Stripe to Bolster ‘Cash Economy'


Green Dot Adds Stripe as Green Dot Network Partner

Sep 8, 2025, 9:17 AM EDT - 7 weeks ago

Green Dot Adds Stripe as Green Dot Network Partner


Green Dot Corporation (GDOT) Q2 2025 Earnings Call Transcript

Aug 11, 2025, 9:50 PM EDT - 2 months ago

Green Dot Corporation (GDOT) Q2 2025 Earnings Call Transcript


Green Dot to Announce Second Quarter 2025 Results on August 11th

Jul 21, 2025, 8:10 PM EDT - 3 months ago

Green Dot to Announce Second Quarter 2025 Results on August 11th


Green Dot Corporation: A Lot To Unpack

Jul 1, 2025, 11:56 AM EDT - 4 months ago

Green Dot Corporation: A Lot To Unpack


Green Dot Corporation (GDOT) Q1 2025 Earnings Call Transcript

May 11, 2025, 6:31 PM EDT - 6 months ago

Green Dot Corporation (GDOT) Q1 2025 Earnings Call Transcript


Green Dot Reports First Quarter 2025 Results

May 8, 2025, 4:05 PM EDT - 6 months ago

Green Dot Reports First Quarter 2025 Results


Green Dot to Announce First Quarter 2025 Results on May 8th

Apr 14, 2025, 5:34 PM EDT - 7 months ago

Green Dot to Announce First Quarter 2025 Results on May 8th


Green Dot Changes Leadership and Explores Strategic Alternatives

Mar 10, 2025, 1:45 PM EDT - 8 months ago

Green Dot Changes Leadership and Explores Strategic Alternatives


Green Dot Appoints Kim Olson as Chief Risk Officer

Mar 3, 2025, 4:40 PM EST - 8 months ago

Green Dot Appoints Kim Olson as Chief Risk Officer


Green Dot Appoints Kim Olson as Chief Risk Offer

Mar 3, 2025, 9:00 AM EST - 8 months ago

Green Dot Appoints Kim Olson as Chief Risk Offer


Green Dot Corporation (GDOT) Q4 2024 Earnings Call Transcript

Feb 27, 2025, 10:49 PM EST - 8 months ago

Green Dot Corporation (GDOT) Q4 2024 Earnings Call Transcript


Green Dot Reports Fourth Quarter 2024 Results

Feb 27, 2025, 4:05 PM EST - 8 months ago

Green Dot Reports Fourth Quarter 2024 Results


Top 4 Financial Stocks You'll Regret Missing This Month

Jan 21, 2025, 8:23 AM EST - 9 months ago

Top 4 Financial Stocks You'll Regret Missing This Month

FHI HDB MCY


Green Dot: An Unloved Payments Stock, At An Inflection Point

Dec 27, 2024, 3:15 AM EST - 10 months ago

Green Dot: An Unloved Payments Stock, At An Inflection Point


Green Dot: A Turnaround Play That May Pay Out

Nov 15, 2024, 1:28 PM EST - 1 year ago

Green Dot: A Turnaround Play That May Pay Out


Green Dot Corporation (GDOT) Q3 2024 Earnings Call Transcript

Nov 9, 2024, 11:12 AM EST - 1 year ago

Green Dot Corporation (GDOT) Q3 2024 Earnings Call Transcript


Green Dot Reports Third Quarter 2024 Results

Nov 7, 2024, 4:05 PM EST - 1 year ago

Green Dot Reports Third Quarter 2024 Results


Green Dot Reports Second Quarter 2024 Results

Aug 8, 2024, 4:05 PM EDT - 1 year ago

Green Dot Reports Second Quarter 2024 Results


Green Dot Corporation (GDOT) Q1 2024 Earnings Call Transcript

May 10, 2024, 6:25 AM EDT - 1 year ago

Green Dot Corporation (GDOT) Q1 2024 Earnings Call Transcript


0to1
0to1 Oct. 23 at 1:20 PM
@indievestments I wonder if in next Q Earnings for $GDOT (Nov) we see all the crypto dot com deposits come online as assets... https://www.businesswire.com/news/home/20251022942027/en/Crypto.com-Offers-Up-to-5-APY-with-New-Cash-Earn-Program
1 · Reply
indievestments
indievestments Oct. 16 at 8:00 PM
$TBBK not so much. $ALLY held up better. Isn't ALLY the most connected to car loans? Who is $GDOT BaaS partner in auto finance?
0 · Reply
indievestments
indievestments Oct. 15 at 7:08 PM
$GDOT 85k showed up on the bid? Probably fat fingered with $SDOT
1 · Reply
indievestments
indievestments Oct. 15 at 1:25 AM
$GDOT as it relates to NewCo (assuming SYF buys LegacyCo for the walmart prepaid biz to combine with its OnePay credit cards, Apple Cash to potentially loop in Apple Card), adding 4B deposits, millions of new customes to cross sell, being the preferred bank for Arc BaaS deposits ... I assume GDOT might need to raise $100 million to fund Arc BaaS during a strategic review as the HoldCo only has $108 million cash as of last quarter.. I would assume if a strategic like Stripe/Samsung/Apple wanted to invest in Arc BaaS -- they would want Arc entirely out of China because that is where the software was developed. No way they would allow the fintech infrastructure to be managed by China or have the technology housed there. The fact that it was is kind of insane anyway.
1 · Reply
indievestments
indievestments Oct. 14 at 2:17 PM
$GDOT Bank is way over-capitalized, more so than $SYF which has 14% Tier-1 capital vs 11% internal target. $GDOT is at 28%. I've seen enough. Sell Green Dot Bank along with consumer services (prepaid cards at WMT) and money movement (tax processing biz) to someone for some low multiple to get it off GDOT hands, raise $100 million from strategics Stripe, Samsung, Apple and/or other BaaS customer for working capital during the spin-off at $4B valuation (about 2.67x revs and 33x run-rate EBITDA -- growing at 35-40%). Rename the RemainCo -- Arc Financial LFG
0 · Reply
indievestments
indievestments Oct. 13 at 11:49 PM
Samsung Wallet to make crypto mainstream. $GDOT bank manages the rails/deposits for Samsung Wallet + $COIN https://www.pymnts.com/cryptocurrency/2025/coinbase-says-samsung-wallet-deal-to-make-crypto-mainstream/
0 · Reply
indievestments
indievestments Oct. 13 at 7:11 PM
$GDOT cc EBAY PYPL Everything that has been done before will be done again and again and again ... time is a flat circle https://www.youtube.com/watch?v=GBJXmTzB8is
1 · Reply
0to1
0to1 Oct. 13 at 3:43 PM
Based on recent 13F for dimensional, looks like $GDOT has increased weights / holdings in $DFAT and $DFSV ? This is clearly being added to every small cap value basket in the market but this keeps sliding....
0 · Reply
TheArtOfFinancialWar
TheArtOfFinancialWar Oct. 12 at 5:02 PM
$GDOT no 49 of 100 speculations. I’ll cut the list short from 100 to 50 to save time. @bsnacks @mhparvez @blancoBull
1 · Reply
indievestments
indievestments Oct. 10 at 11:06 PM
$SYF would also step into $GDOT 20% ownership of JV Tailfin Labs ( $WMT owning the other 80%) and connected to fintech OnePay strategies ... The GDOT WMT relationship extended to 2033 removing risk from $200 million rev stream
0 · Reply
indievestments
indievestments Oct. 10 at 7:50 PM
$SYF also given SYF is $WMT credit card partner for OnePay, I could see WMT wanting to roll its 975k $GDOT shares into SYF. Would help offset some of the cash outlay and keep WMT involved in the GDOT/SYF fintech side of the house.
1 · Reply
indievestments
indievestments Oct. 10 at 6:33 PM
$SYF has $2B+ excess capital priority #1 organic growth priority #2 dividend growth priority #3 share repurchases OR inorganic purchases organic growth is constrained raising dividend 20% doesn't get rid of excess capital fast enough SYF already doubled share repurchase authorization to $2.5B (double the last authorization) AND SYF continues to generate like $10B/yr in FCF SO will it buy the $GS Apple Card loan portfolio rumored at ~$20B (WSJ already reporting its going to $JPM in late July OR buy $GDOT for its fintech POS/embedded finance + digital wallet infrastructure, new customer base (underbanked) and the $4B of non-interest bearing deposits. This situation is so ridiculous if it lingers much longer given the China exit and investor settlement -- all the outstanding hurdles appear to have been cleaned up to a definitive merger that SYF can announce ahead or at its earnings call on October 15.
0 · Reply
indievestments
indievestments Oct. 10 at 4:59 PM
so $SYF appointed new Board member on Sept 29 who has experience in PE and currently advisor to Boston Consulting Group. She was appointed to the Risk and Technology committees ... another fintech acquisition incoming (in addition to Versatile Credit) cc $GDOT
0 · Reply
indievestments
indievestments Oct. 10 at 3:00 PM
$GDOT trash again after algo pop on 13G Maybe JPM is potential acquirer if JPM wants to buy the Apple Card portfolio from Goldman Sachs and extend deal with Apple add GDOT for the Apple Cash and Apple Pay piece
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indievestments
indievestments Oct. 9 at 11:08 PM
Wow $WMT credit card partner --- selected $SYF but $GDOT was a dark horse? Apple still hasn't resolved Goldman Sachs Apple Card situation after 18 months+ Did WMT know SYF was looking at acquiring GDOT? And Apple waiting to see if SYF acquires GDOT before it makes Apple Card decision --- Apple would want one bank for Apple Cash/Card/Pay to make their lives easier, no??! LFG!!!!!!!! https://fortune.com/2024/06/24/walmart-capital-one-credit-cards-syncrhony-barclays-coastal-community/
0 · Reply
indievestments
indievestments Oct. 9 at 10:31 PM
$SYF + $GDOT =$AAPL card/cash/pay deals? Builds on SYF + $WMT OnePay and GDOT + $SSNLF Pay ? Wrap up all major digital wallet ecosystems and grab $4B low cost customer deposits with ability to scale massively ... LFG https://g.co/gemini/share/8ed0fc6139ad
0 · Reply
indievestments
indievestments Oct. 9 at 8:15 PM
Also, $SYF rumored to be in the running for $AAPL card and savings -- $GS is trying to get out early. $GDOT already manages Apple Cash -- and probably some aspects of Apple Pay re P2P digital wallets ... Time for SYF to make a move to grab Green Dot bank and its $4 billion deposits and make big move into digital wallet & embedded finance biz. Gemini tells me Versatile Credit re POS software/transactions + Green Dot makes a lot of sense together. https://www.cnbc.com/select/apple-seeks-to-end-its-credit-card-partnership-with-goldman-sachs/
0 · Reply
indievestments
indievestments Oct. 9 at 2:42 PM
$SYF July earnings call (cc $GDOT): If you look at what we announced this quarter with Walmart OnePay, renewal on Amazon, I feel great about our ability to compete for what's sitting in the pipeline. So that is a very attractive use of capital from our perspective. But we also look selectively at M&A. We're very disciplined around that. But again, not lost on us, but we're sitting with excess capital today, and we're actively looking to deploy it.
0 · Reply
MrMcFlurry
MrMcFlurry Oct. 9 at 12:48 PM
$GDOT wide swings. After market last night was $12.25. Pre market today is currently $12.77. 4% swing in 24 hours. With the oversold RSI and low P/S ratio, I’m expecting high volatility for the coming weeks. Have fun. Be safe. Buy low, sell high. Etc, etc.
0 · Reply
MrMcFlurry
MrMcFlurry Oct. 9 at 12:45 PM
$GDOT interesting that they are integrating with workday, have potential of $2BN in revenue, appear to be growing, yet being held down because of their 5-year history. I have no idea where this goes in the short term. But if they can build a reputation that is good, the P/S ratio and growth would indicate this is over sold. But few followers, low trading volumes, and negative sentiment could last a while. Potential DCA candidate. #NFA. #DYOR. I do not have a position yet, but I have put in a bid. If it falls more, I’m in. If not, GLTA.
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ZacksResearch
ZacksResearch Oct. 9 at 5:00 AM
Digital payments = unstoppable trend 📱💳 $MA, $V, $PYPL, $COF and $GDOT are all positioned to benefit as global digital transactions keep accelerating — a clear tailwind for long-term investors. See why these five could deliver steady gains over time 👉 https://www.zacks.com/stock/news/2764569/5-mobile-payment-stocks-to-buy-now-and-hold-for-long-term-gains?cid=sm-stocktwits-2-2764569-teaser-15107&ADID=SYND_STOCKTWITS_TWEET_2_2764569_TEASER_15107
0 · Reply
indievestments
indievestments Oct. 8 at 3:51 PM
$GDOT re-read CEO employment agreement a little closer. It suggests that Mr. Jacobs can get up to $1.75 million re "progress towards a Corporate Transaction" and "establishing new leadership" after his employment ends on January 7. Seems to me a definitive merger needs to be signed several months before end of 2025 so Mr Jacobs can work through various affirmative covenants (regulatory filings, shareholder approvals, third-party consents etc) and work with acquiring company to set up leadership transition ... with ultimate goal of GDOT closing corporate transaction after he steps down probably sometime in mid 2026. Until then ... GDOT is a low volume turd being distributed into oblivion at under 4x EV/EBITDA
0 · Reply