Mar. 1 at 8:21 PM
$BY - Byline Bancorp Inc. Common Stock - 10K - Updated Risk Factors
BY's 2025 10-K Risk Factors highlight increased credit loss allowances, interest rate impacts on product demand, and competition for funding. Dividend capacity rose, but payment issues could affect financial health. Chicago real estate loan risks, cybersecurity threats, and regulatory changes under the new U.S. administration are emphasized. Goodwill impairment, fair value estimation complexities, and FRB policy impacts are noted. Compliance with the USA PATRIOT Act and acquisition execution challenges are stressed. Deposit growth continues amid competitive pressures. #Risk
https://d-risk.ai/BY/10-K/2025-02-28