Aug. 20 at 6:40 PM
$BILL "Heads up alert! Upcoming earnings on Wednesday, 8/27/2025 for
$BILL
Neutral (5.2)
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Analysis of BILL Holdings (BILL) Stock
BILL Holdings, a key player in the financial technology sector, has demonstrated a mixed performance in recent periods.
The company's shares have experienced significant volatility, marked by a 44% decline year-to-date.
However, recent initiatives, particularly those leveraging AI, have shown potential in driving platform adoption.
Despite the challenges, BILL's fee-based revenues have surged by 17%, primarily attributed to higher total payment volume (TPV).
However, the growth outlook is tempered by softer customer spending and intense competition within the fintech space.
Financial metrics reveal that BILL's price-to-earnings (P/E) ratio remains elevated compared to industry peers, reflecting the market's expectations for future growth.
However, this is juxtaposed against a backdrop of declining consumer confidence, which has been a drag on the stock's performance.
Earnings per share (EPS) growth has been uneven, reflecting the challenges of maintaining profitability amid rising operational costs.
Revenue forecasts remain cautiously optimistic, buoyed by a growing small and mid-sized business (SMB) customer base and ongoing innovation in automation tools.
In comparison to peers like Intuit, BILL faces headwinds despite its innovative strides.
Intuit's robust earnings and expanding SMB ecosystem provide a stark contrast, highlighting the competitive pressures within the sector.
Nevertheless, BILL's strategic focus on AI and cloud-based solutions positions it favorably for potential earnings beats, as indicated by several analysts.
Upcoming Earnings Report
BILL Holdings is set to report its fiscal fourth-quarter and full-year financial results on August 27, 2025.
Historically, BILL has a commendable track record of exceeding earnings expectations, driven by its innovative financial solutions and strategic market positioning.
Analyst consensus estimates suggest a cautious optimism for continued revenue growth, although profitability remains a concern due to macroeconomic pressures and rising costs.
The upcoming earnings report will be closely monitored for insights into BILL's operational efficiencies and the impact of recent strategic initiatives.
Sector Performance
The broader financial technology sector, to which BILL belongs, has experienced a challenging year amid fluctuating economic conditions and rising interest rates.
However, the sector remains resilient, driven by the increasing adoption of digital financial services and the integration of advanced technologies like AI and blockchain.
Despite near-term headwinds, the long-term outlook for fintech remains positive, supported by continuous innovation and evolving consumer preferences towards digital solutions.
- Funds were net buyers of
$BILL during the previous reporting quarter.
- Funds with large holdings in
$BILL include:
- Contour Asset Management LLC, MV:
$137MM. Fund Rank: 81%
contourasset.com
- Abdiel Capital Advisors LP, MV:
$119MM. Fund Rank: 78%
www.abdielcapital.com
- Canada Pension , MV:
$17MM. Fund Rank: 80%
- Clearline Capital LLC, MV:
$16MM. Fund Rank: 71%
www.clearlinecap.com
- ARK Investment Management LLC, MV:
$7MM. Fund Rank: 73%
www.ark-invest.com
- Last 10 days performance: 1%
- Last 30 days performance: -9%
- Last 90 days performance: -6%
Some of the latest news articles:
- Title: Baidu Set to Report Q2 Earnings: What's in Store for the Stock?
Publication Date: 8/18/2025 4:17:00 PM, Source: yahoo
URL: https://finance.yahoo.com/news/baidu-set-report-q2-earnings-161700279.html?.tsrc=rss
- Title: 1 Small-Cap Stock to Keep an Eye On and 2 We Question
Publication Date: 8/18/2025 4:37:30 AM, Source: yahoo
URL: https://finance.yahoo.com/news/1-small-cap-stock-keep-043730705.html?.tsrc=rss
- Title: Bill.com, RingCentral, Sprout Social, Upland, and Elastic Stocks Trade Down, What You Need To Know
Publication Date: 8/14/2025 8:30:51 PM, Source: yahoo
URL: https://finance.yahoo.com/news/bill-com-ringcentral-sprout-social-203051283.html?.tsrc=rss
- Title: These 2 Computer and Technology Stocks Could Beat Earnings: Why They Should Be on Your Radar
Publication Date: 8/14/2025 1:00:02 PM, Source: yahoo
URL: https://finance.yahoo.com/news/2-computer-technology-stocks-could-130002974.html?.tsrc=rss
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