FatDuck3
Oct 13, 6:11 AM
$GLD $SLV $JNUG $B $NEM
They are coming for it ALL
For two self-employed people insured through the marketplace, here’s what’s changing if we keep the same plan:
Coverage is getting worse:
Out-of-pocket maximum (per person):
$9,900 →
$12,000 (21.2% increase)
Out-of-pocket maximum (family):
$19,800 →
$24,000 (21.2% increase)
Specialist online visit copay:
$80 →
$85 (6.25% increase)
Specialist office visit copay:
$80 →
$85 (6.25% increase)
Emergency room coinsurance: 20% → 40% (100% increase)
And the monthly premium?
Current:
$1,593.53/month
Next year:
$2,005.26/month
Increase:
$411.73/month (25.8% increase)
Annual cost:
$19,122.36 →
$24,063.12
Annual increase:
$4,940.76 (25.8%)
So we're paying nearly
$5,000 more per year to insure two people while getting worse coverage.
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