Market Cap 261.90M
Revenue (ttm) 133.55M
Net Income (ttm) 21.23M
EPS (ttm) N/A
PE Ratio 10.78
Forward PE N/A
Profit Margin 15.90%
Debt to Equity Ratio 1.12
Volume 56,800
Avg Vol 32,830
Day's Range N/A - N/A
Shares Out 4.49M
Stochastic %K 75%
Beta -0.01
Analysts Strong Buy
Price Target N/A

Company Profile

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and resid...

Industry: Banks - Regional
Sector: Financial Services
Phone: 717 264 6116
Address:
1500 Nitterhouse Drive, PO Box 6010, Chambersburg, United States
VegasRenegade
VegasRenegade May. 18 at 2:32 PM
$FRAF headed to $75 !
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Apr. 30 at 6:53 PM
$FRAF RSI: 47.10, MACD: 1.2190 Vol: 1.70, MA20: 56.12, MA50: 52.76 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
VegasRenegade
VegasRenegade Apr. 8 at 7:46 PM
$MTB the GSD “get shit done” democrats streamlined business regulations in Pennsylvania and banks are moving higher! $FRAF
0 · Reply
VegasRenegade
VegasRenegade Apr. 7 at 11:16 PM
$FRAF nice day!
0 · Reply
VegasRenegade
VegasRenegade Apr. 7 at 3:35 PM
$FRAF progressive state legislation is providing a tailwind for Pennsylvania banks! Long!
0 · Reply
VegasRenegade
VegasRenegade Apr. 6 at 2:52 PM
$FRAF look at dividend payout ratio ! 2024 was 50% 2025 is 28% and net income about doubled from 2024 to 2025! 🤩
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 2 at 11:28 PM
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 24 at 6:47 PM
$FRAF Current Stock Price: $52.50
0 · Reply
PaulRoberge128
PaulRoberge128 Feb. 18 at 1:01 PM
$FRAF Community bank with conservative growth.
0 · Reply
FrozenFib
FrozenFib Feb. 18 at 7:36 AM
$FRAF Franklin Financial Services is a Pennsylvania community bank facing net interest margin compression [citation:historical].
0 · Reply
Latest News on FRAF
Franklin Financial Services Transcript: AGM 2026

Apr 28, 2026, 9:00 AM EDT - 27 days ago

Franklin Financial Services Transcript: AGM 2026


Franklin Financial Services Earnings release: Q1 2026

Apr 23, 2026, 4:00 PM EDT - 4 weeks ago

Franklin Financial Services Earnings release: Q1 2026


Franklin Financial Services Slides: Q1 2026

Apr 23, 2026, 4:00 PM EDT - 4 weeks ago

Franklin Financial Services Slides: Q1 2026


Franklin Financial Services Quarterly report: Q1 2026

Apr 23, 2026, 4:00 PM EDT - 4 weeks ago

Franklin Financial Services Quarterly report: Q1 2026


Franklin Financial Services Proxy statement: Proxy filing

Mar 24, 2026, 8:00 AM EDT - 2 months ago

Franklin Financial Services Proxy statement: Proxy filing


Franklin Financial initiated with an Outperform at Hovde Group

2026-03-11T10:28:49.000Z - 2 months ago

Franklin Financial initiated with an Outperform at Hovde Group


Franklin Financial Services Annual report: Q4 2025

Jan 27, 2026, 4:00 PM EST - 4 months ago

Franklin Financial Services Annual report: Q4 2025


Franklin Financial Services Earnings release: Q4 2025

Jan 27, 2026, 4:00 PM EST - 4 months ago

Franklin Financial Services Earnings release: Q4 2025


Franklin Financial Services Quarterly report: Q3 2025

Oct 28, 2025, 4:00 PM EDT - 7 months ago

Franklin Financial Services Quarterly report: Q3 2025


Franklin Financial Services Earnings release: Q3 2025

Oct 28, 2025, 4:00 PM EDT - 7 months ago

Franklin Financial Services Earnings release: Q3 2025


Franklin Financial Services Quarterly report: Q2 2025

Jul 22, 2025, 4:00 PM EDT - 10 months ago

Franklin Financial Services Quarterly report: Q2 2025


Franklin Financial Services Earnings release: Q2 2025

Jul 22, 2025, 4:00 PM EDT - 10 months ago

Franklin Financial Services Earnings release: Q2 2025


Franklin Financial Services Quarterly report: Q1 2025

Apr 29, 2025, 8:00 AM EDT - 1 year ago

Franklin Financial Services Quarterly report: Q1 2025


Franklin Financial Services Earnings release: Q1 2025

Apr 29, 2025, 8:00 AM EDT - 1 year ago

Franklin Financial Services Earnings release: Q1 2025


Franklin Financial Services Proxy statement: Proxy Filing

Mar 25, 2025, 8:00 AM EDT - 1 year ago

Franklin Financial Services Proxy statement: Proxy Filing


Franklin Financial Services Annual report: Q4 2024

Jan 28, 2025, 7:00 AM EST - 1 year ago

Franklin Financial Services Annual report: Q4 2024


Franklin Financial Services Earnings release: Q4 2024

Jan 28, 2025, 7:00 AM EST - 1 year ago

Franklin Financial Services Earnings release: Q4 2024


Franklin Financial Services Quarterly report: Q3 2024

Oct 22, 2024, 4:00 PM EDT - 1 year ago

Franklin Financial Services Quarterly report: Q3 2024


Franklin Financial Services Earnings release: Q3 2024

Oct 22, 2024, 4:00 PM EDT - 1 year ago

Franklin Financial Services Earnings release: Q3 2024


Franklin Financial Services Quarterly report: Q2 2024

Jul 23, 2024, 4:00 PM EDT - 1 year ago

Franklin Financial Services Quarterly report: Q2 2024


Franklin Financial Services Earnings release: Q2 2024

Jul 23, 2024, 4:00 PM EDT - 1 year ago

Franklin Financial Services Earnings release: Q2 2024


Franklin Financial Services Transcript: AGM 2024

Apr 23, 2024, 9:00 AM EDT - 2 years ago

Franklin Financial Services Transcript: AGM 2024


Franklin Financial Services Quarterly report: Q1 2024

Apr 23, 2024, 6:00 AM EDT - 2 years ago

Franklin Financial Services Quarterly report: Q1 2024


Franklin Financial Services Earnings release: Q1 2024

Apr 23, 2024, 6:00 AM EDT - 2 years ago

Franklin Financial Services Earnings release: Q1 2024


Franklin Financial Services Proxy statement: Proxy Filing

Mar 19, 2024, 8:00 AM EDT - 2 years ago

Franklin Financial Services Proxy statement: Proxy Filing


Franklin Financial Services Earnings release: Q4 2023

Jan 30, 2024, 6:00 AM EST - 2 years ago

Franklin Financial Services Earnings release: Q4 2023


Franklin Financial Services Annual report: Q4 2023

Jan 30, 2024, 6:00 AM EST - 2 years ago

Franklin Financial Services Annual report: Q4 2023


Franklin Financial Services Quarterly report: Q3 2023

Oct 24, 2023, 6:00 AM EDT - 2 years ago

Franklin Financial Services Quarterly report: Q3 2023


Franklin Financial Services Earnings release: Q3 2023

Oct 24, 2023, 6:00 AM EDT - 2 years ago

Franklin Financial Services Earnings release: Q3 2023


Franklin Financial Services Quarterly report: Q2 2023

Oct 24, 2023, 6:00 AM EDT - 2 years ago

Franklin Financial Services Quarterly report: Q2 2023


Franklin Financial Services Earnings release: Q2 2023

Oct 24, 2023, 6:00 AM EDT - 2 years ago

Franklin Financial Services Earnings release: Q2 2023


Franklin Financial Reports 2023 Q1 Results; Declares Dividend

Apr 25, 2023, 9:30 AM EDT - 3 years ago

Franklin Financial Reports 2023 Q1 Results; Declares Dividend


Franklin Financial Services Quarterly report: Q1 2023

Apr 25, 2023, 6:00 AM EDT - 3 years ago

Franklin Financial Services Quarterly report: Q1 2023


Franklin Financial Services Earnings release: Q1 2023

Apr 25, 2023, 6:00 AM EDT - 3 years ago

Franklin Financial Services Earnings release: Q1 2023


Franklin Financial Services Proxy statement: Proxy Filing

Mar 21, 2023, 8:00 AM EDT - 3 years ago

Franklin Financial Services Proxy statement: Proxy Filing


Franklin Financial Services Earnings release: Q4 2022

Jan 24, 2023, 2:00 AM EST - 3 years ago

Franklin Financial Services Earnings release: Q4 2022


Franklin Financial Services Annual report: Q4 2022

Jan 24, 2023, 2:00 AM EST - 3 years ago

Franklin Financial Services Annual report: Q4 2022


Franklin Financial Reports 2022 Q3 Earnings; Declares Dividend

Oct 25, 2022, 4:30 PM EDT - 3 years ago

Franklin Financial Reports 2022 Q3 Earnings; Declares Dividend


Franklin Financial Services Quarterly report: Q3 2022

Oct 25, 2022, 6:00 AM EDT - 3 years ago

Franklin Financial Services Quarterly report: Q3 2022


Franklin Financial Services Earnings release: Q3 2022

Oct 25, 2022, 6:00 AM EDT - 3 years ago

Franklin Financial Services Earnings release: Q3 2022


Franklin Financial Reports 2022 Q2 Earnings; Declares Dividend

Jul 26, 2022, 4:30 PM EDT - 4 years ago

Franklin Financial Reports 2022 Q2 Earnings; Declares Dividend


Franklin Financial Services Quarterly report: Q2 2022

Jul 26, 2022, 6:00 AM EDT - 4 years ago

Franklin Financial Services Quarterly report: Q2 2022


Franklin Financial Services Earnings release: Q2 2022

Jul 26, 2022, 6:00 AM EDT - 4 years ago

Franklin Financial Services Earnings release: Q2 2022


Franklin Financial Services Transcript: AGM 2022

Apr 26, 2022, 9:00 AM EDT - 4 years ago

Franklin Financial Services Transcript: AGM 2022


Franklin Financial Reports 2022 Q1 Earnings; Declares Dividend

Apr 26, 2022, 8:00 AM EDT - 4 years ago

Franklin Financial Reports 2022 Q1 Earnings; Declares Dividend


Franklin Financial Services Quarterly report: Q1 2022

Apr 26, 2022, 6:00 AM EDT - 4 years ago

Franklin Financial Services Quarterly report: Q1 2022


Franklin Financial Services Earnings release: Q1 2022

Apr 26, 2022, 6:00 AM EDT - 4 years ago

Franklin Financial Services Earnings release: Q1 2022


Franklin Financial Services Proxy statement: Proxy Filing

Mar 16, 2022, 8:00 AM EDT - 4 years ago

Franklin Financial Services Proxy statement: Proxy Filing


Franklin Financial Reports 2021 Q4 Earnings; Declares Dividend

Jan 25, 2022, 4:30 PM EST - 4 years ago

Franklin Financial Reports 2021 Q4 Earnings; Declares Dividend


Franklin Financial Services Earnings release: Q4 2021

Jan 25, 2022, 6:00 AM EST - 4 years ago

Franklin Financial Services Earnings release: Q4 2021


Franklin Financial Services Annual report: Q4 2021

Jan 25, 2022, 6:00 AM EST - 4 years ago

Franklin Financial Services Annual report: Q4 2021


Franklin Financial Reports 2021 Q3 Earnings; Declares Dividend

Oct 26, 2021, 4:30 PM EDT - 4 years ago

Franklin Financial Reports 2021 Q3 Earnings; Declares Dividend


Franklin Financial Services Quarterly report: Q3 2021

Oct 26, 2021, 6:00 AM EDT - 4 years ago

Franklin Financial Services Quarterly report: Q3 2021


Franklin Financial Services Earnings release: Q3 2021

Oct 26, 2021, 6:00 AM EDT - 4 years ago

Franklin Financial Services Earnings release: Q3 2021


F&M Trust Completes Purchase of Future Corporate Headquarters

Jul 29, 2021, 9:00 AM EDT - 5 years ago

F&M Trust Completes Purchase of Future Corporate Headquarters


Franklin Financial Reports 2021 Q2 Earnings; Declares Dividend

Jul 27, 2021, 4:30 PM EDT - 5 years ago

Franklin Financial Reports 2021 Q2 Earnings; Declares Dividend


Franklin Financial Services Quarterly report: Q2 2021

Jul 27, 2021, 6:00 AM EDT - 5 years ago

Franklin Financial Services Quarterly report: Q2 2021


Franklin Financial Services Earnings release: Q2 2021

Jul 27, 2021, 6:00 AM EDT - 5 years ago

Franklin Financial Services Earnings release: Q2 2021


Franklin Financial Reports 2021 Q1 Earnings; Declares Dividend

Apr 26, 2021, 6:15 PM EDT - 5 years ago

Franklin Financial Reports 2021 Q1 Earnings; Declares Dividend


VegasRenegade
VegasRenegade May. 18 at 2:32 PM
$FRAF headed to $75 !
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Apr. 30 at 6:53 PM
$FRAF RSI: 47.10, MACD: 1.2190 Vol: 1.70, MA20: 56.12, MA50: 52.76 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
VegasRenegade
VegasRenegade Apr. 8 at 7:46 PM
$MTB the GSD “get shit done” democrats streamlined business regulations in Pennsylvania and banks are moving higher! $FRAF
0 · Reply
VegasRenegade
VegasRenegade Apr. 7 at 11:16 PM
$FRAF nice day!
0 · Reply
VegasRenegade
VegasRenegade Apr. 7 at 3:35 PM
$FRAF progressive state legislation is providing a tailwind for Pennsylvania banks! Long!
0 · Reply
VegasRenegade
VegasRenegade Apr. 6 at 2:52 PM
$FRAF look at dividend payout ratio ! 2024 was 50% 2025 is 28% and net income about doubled from 2024 to 2025! 🤩
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 2 at 11:28 PM
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 24 at 6:47 PM
$FRAF Current Stock Price: $52.50
0 · Reply
PaulRoberge128
PaulRoberge128 Feb. 18 at 1:01 PM
$FRAF Community bank with conservative growth.
0 · Reply
FrozenFib
FrozenFib Feb. 18 at 7:36 AM
$FRAF Franklin Financial Services is a Pennsylvania community bank facing net interest margin compression [citation:historical].
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 11 at 2:02 PM
$FRAF RSI: 42.63, MACD: -0.6717 Vol: 1.88, MA20: 49.91, MA50: 51.40 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
NVDAMillionaire
NVDAMillionaire Feb. 4 at 9:46 AM
$FRAF Excellent article that nails exactly where FRAF stands right now. So if you want to update your FRAF knowledge or get acquainted with FRAF, this is a must read. https://everyticker.com/quote/FRAF/analysis/franklin-financial-services-a-community-bank-s-growth-momentum-amidst-shifting-tides-fraf
0 · Reply
ZacksResearch
ZacksResearch Jan. 29 at 6:53 PM
Franklin Financial just delivered real earnings growth — but the stock isn’t acting like it yet. 👀 $FRAF posted Q4 earnings up Y/Y, driven by higher net interest income and loan growth, even as shares have trailed the broader market over the past month. That disconnect is hard to ignore. See the full earnings breakdown and what’s driving it 👉 https://www.zacks.com/stock/news/2825614/franklin-financial-q4-earnings-rise-yy-on-loan-growth-higher-margins?cid=sm-stocktwits-2-2825614-teaser-31079&ADID=SYND_STOCKTWITS_TWEET_2_2825614_TEASER_31079
0 · Reply
ZacksResearch
ZacksResearch Jan. 29 at 5:53 PM
$FRAF: Strong Q4 but mixed stock reaction — what's driving this? 📈 Net income soared to $6M from $487K in Q4, with net interest income up 23.3%, yet shares slipped 2.2% over the past month despite a broader market rise. Discover the full financial story here 👉 https://www.zacks.com/stock/news/2825614/franklin-financial-q4-earnings-rise-yy-on-loan-growth-higher-margins?cid=sm-stocktwits-2-2825614-body-31078&ADID=SYND_STOCKTWITS_TWEET_2_2825614_BODY_31078
0 · Reply
BillionerOfKing
BillionerOfKing Jan. 27 at 3:43 PM
$FRAF Current Stock Price: $48.00
0 · Reply
VegasRenegade
VegasRenegade Jan. 15 at 6:03 PM
$FRAF long! 📈
0 · Reply
PhotographyPro
PhotographyPro Dec. 26 at 1:11 PM
$FRAF Capital is flowing toward execution strength rather than speculative optionality. Competitive differentiation has to become evident in core KPIs. Transparency improvements could narrow valuation discounts. Investors will likely reward proof above promises.
0 · Reply
VegasRenegade
VegasRenegade Dec. 25 at 1:11 AM
$FRAF $MTB east coast bank stocks moving up! Long!
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 18 at 2:03 AM
0 · Reply
ZacksResearch
ZacksResearch Oct. 30 at 5:42 PM
$FRAF just delivered a 27% profit jump — bank strength on full display 💪 Loan growth and higher margins powered the surge, with dividends up and the balance sheet expanding. Full earnings breakdown here 👉 https://www.zacks.com/stock/news/2781877/franklin-financial-q3-profit-jumps-27-yy-on-strong-loan-growth?cid=sm-stocktwits-2-2781877-teaser-18542&ADID=SYND_STOCKTWITS_TWEET_2_2781877_TEASER_18542
0 · Reply
ZacksResearch
ZacksResearch Oct. 30 at 4:42 PM
$FRAF's net income surges 26.9% in Q3 2025 compared to the prior year — but why is the stock lagging? 📉 Despite higher interest income from robust loan growth, shares have dipped 1.7% since the earnings report. A higher provision for credit losses and one-time expenses weigh on sentiment. Is this a temporary setback or a deeper issue? Discover the full story here 👉 https://www.zacks.com/stock/news/2781877/franklin-financial-q3-profit-jumps-27-yy-on-strong-loan-growth?cid=sm-stocktwits-2-2781877-body-18545&ADID=SYND_STOCKTWITS_TWEET_2_2781877_BODY_18545
0 · Reply
VegasRenegade
VegasRenegade Oct. 24 at 2:15 PM
$FRAF looks like they are in a sweet spot! 📈
0 · Reply