Oct. 8 at 7:12 AM
Is CNFinance undervalued?
CNFinance (
$CNF) is gaining momentum as China’s property market begins to stabilize. Recent policy changes making mortgages and credit more accessible are increasing demand for home-equity refinancing, which is CNF’s main business.
- CNF is benefiting from China’s stabilizing housing market. Easier credit conditions are driving more demand for refinancing and home-equity loans.
- Funding costs are softening, and recovery rates are improving, giving margins a better floor.
- Its growing partnerships with regional banks and fintech channels are expanding origination reach and diversifying flow.
- As real estate-linked credit revives, CNF’s collateral-backed lending model positions it as a standout in the rebound theme.
- The one-year median price target is appro
$5.10, reflecting a strong upside relative to current levels.
With fundamentals improving, policy tailwinds in its sector, and an upward analyst tilt, CNF is showing credible signs of upside momentum.
