Jan. 27 at 12:38 PM
$WRLD Earnings - Q3/2026
Revenue:
$141.25M ✅ vs.
$134.82M est.
EPS: $(0.19) ❌ vs.
$1.59 est.
World Acceptance Corp. reports fiscal Q3 2026 results with loan balances up 1.5% YoY and organic growth up 2.5%, as the unique customer base rises 4.1%—the strongest since 2022. The shift to higher-quality new customers pushed credit reserves higher, with the quarterly provision exceeding net charge-offs by
$4.9M and new-customer share up to 9.9% of the portfolio as of 12/31/2025. Management says targeted growth should reduce charge-offs and improve profitability as tenure increases, even as Q3 shows a
$0.9M net loss and a nine-month net loss of
$1.5M, with 102,559 shares repurchased in the quarter.