Usio Inc (USIO) Stock Price, Quote & News

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure

Sector: Technology

Phone: 210 249 4100

Website: usio.com

Address:

3611 Paesanos Parkway, Suite 300, San Antonio, United States

SkipBreakfast Jun. 25 at 9:17 AM

$USIO Up 4 cents, down cents, rinse and repeat. Manipulation?

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DragonsTreasure Jun. 23 at 5:36 PM

$USIO one day.... 🥲

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Gabe12376 Jun. 20 at 4:58 PM

$USIO picking up some volume and interest today

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justherfriend Jun. 20 at 2:18 PM

$USIO you guys profitable?

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SystemSwindler217 Jun. 16 at 3:02 PM

$USIO Usio Inc. $USIO 2025 Q1 Earnings Report Review & Fundamental Analysis | FinTech Payment Facilitation https://youtu.be/qyWRjFmJPyo?si=W_TfRYpFaNKWbch5

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Gabe12376 Jun. 13 at 1:41 PM

$USIO Going to talk with investor relations vp this afternoon. i sent an email with my worries about whats cited in the downgrade and both the SVP of IR got back to me and the CEO. They both got back to me within a few hours even though i didnt email the ceo. i know alot of people cap on here and say they talked with the ceo or whatever but im actually serious. It’s really easy to get hold of management apparently. I’ll keep this thread updated. If you have any concerns go on their website and email their investor relations guy

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SystemSwindler217 Jun. 12 at 9:52 PM

$USIO is probably going to lag if not miss the upcoming fintech bull run as the Chime IPO is going to force a repricing of the whole sector. Money going into names like $SOFI and $CHYM . Don’t see this as a bad thing as i have more time to buy. Releasing a video next week on last earnings

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Gabe12376 Jun. 6 at 7:05 PM

$USIO

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SmartContent Jun. 5 at 5:52 AM

$USIO projects 14-16 % revenue growth in 2025 after Q1 sales rose 5 % to $22 M and payment volume jumped 34 % to $2 B. High-margin ACH (70 %+ gross) and PayFac-as-a-Service drive the story: ACH revenue up 30 %, PayFac up 25 %, offsetting legacy card attrition. Cash flow is positive—about $0.7 M free cash in Q1—leaving $8.7 M cash and no debt, so expansion can proceed without dilution. Growth levers: embedding PayFac in SaaS stacks, cross-selling ACH to current clients, and adding prepaid and Output Solutions contracts. Management targets operating leverage as PayFac scales, aiming for sustained profitability by 2026. Risks: pricing pressure, compliance costs, and prepaid softness, but disciplined capital use and a niche vertical focus give Usio a credible path to become a profitable, vertically-integrated payments specialist.

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SkipBreakfast Jun. 4 at 5:48 AM

$USIO Now this is interesting... not sure where the Stockrover.com attained their data to come to this conclusion.

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Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript

May 14, 2025, 4:01 PM EDT - 5 weeks ago

Usio Announces First Quarter 2025 Financial Results

Apr 23, 2025, 9:03 AM EDT - 2 months ago

Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025

Mar 28, 2025, 8:24 AM EDT - 3 months ago

I Like Usio's Direction, But Not Enough To Buy Right Now

Mar 26, 2025, 6:53 PM EDT - 3 months ago

Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript

Mar 26, 2025, 5:38 PM EDT - 3 months ago

Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 4:03 PM EDT - 3 months ago

Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share

Mar 26, 2025, 4:01 PM EDT - 3 months ago

Usio Increases and Extends Share Repurchase Program

Mar 12, 2025, 9:00 AM EDT - 3 months ago

Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025

Feb 12, 2025, 9:00 AM EST - 4 months ago

Usio Announces Participation in Upcoming Investor Conferences

Dec 12, 2024, 9:00 AM EST - 6 months ago

Usio Mourns the Loss of Long-Time, Previous Retired, Board Member, Dr. Peter Kirby, PhD

Nov 7, 2024, 12:14 AM EST - 8 months ago

Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript

Nov 6, 2024, 4:01 PM EST - 8 months ago

Usio Announces Third Quarter 2024 Financial Results

Oct 17, 2024, 3:43 PM EDT - 8 months ago

CORRECTING AND REPLACING: Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs

Aug 14, 2024, 9:18 PM EDT - 11 months ago

Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript

Aug 14, 2024, 4:01 PM EDT - 11 months ago

Usio Announces Second Quarter 2024 Financial Results

Aug 14, 2024, 3:45 PM EDT - 11 months ago

Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook

Jul 24, 2024, 9:00 AM EDT - 11 months ago

Usio to Host Second Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on August 14, 2024

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite

Jun 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the 2024 Maxim Fintech Virtual Symposium, Presented by Maxim Group LLC on Tuesday, June 25th

May 28, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the MicroCap Rodeo – Spring into Summer Invitational Investor Conference

May 15, 2024, 8:13 PM EDT - 1 year ago

Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript

May 15, 2024, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 9:00 AM EDT - 1 year ago

Usio to Provide the Integrated Payment Platform for a Leading Web-based ERP ISV with Annual Credit Card Processing Volume Exceeding $1 Billion

May 1, 2024, 9:00 AM EDT - 1 year ago

Usio's Card Issuing Platform Enables MOBILEMONEY'S Innovative Reverse ATM Kiosks to Issue Hundreds of Thousands of Cards at Cashless Venues and Events

Apr 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Host First Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on May 15, 2024

Apr 2, 2024, 9:00 AM EDT - 1 year ago

Usio to Present at LD Micro Invitational XIV

Mar 27, 2024, 8:40 PM EDT - 1 year ago

Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Record Full Year 2023 Revenues

Mar 14, 2024, 9:00 AM EDT - 1 year ago

Usio to Host Fourth Quarter and Fiscal Year End 2023 Conference Call to Discuss Results and Provide Company Update on March 27, 2024

Mar 12, 2024, 4:01 PM EDT - 1 year ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 9:00 AM EDT - 1 year ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 4, 2024, 9:00 AM EST - 1 year ago

Usio, Inc. to Participate in 36th Annual Roth Conference

Dec 6, 2023, 9:00 AM EST - 1 year ago

Usio Welcomes Payments Veteran Mr. Jerry Uffner as Senior Vice President of Card Issuing Sales

Dec 4, 2023, 9:13 AM EST - 1 year ago

Usio Announces Strategic Partnership with Leading Benefits Administrator, Genius Avenue

Nov 9, 2023, 12:13 AM EST - 1 year ago

Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript

Nov 8, 2023, 4:00 PM EST - 1 year ago

Usio Announces Record Third Quarter 2023 Financial Results

Nov 1, 2023, 9:00 AM EDT - 1 year ago

Usio, Inc. Card Issuing Division Launches Its First State-Administered Prepaid Card Program

Oct 23, 2023, 9:00 AM EDT - 1 year ago

Usio to Host Third Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on November 8, 2023

Oct 18, 2023, 9:00 AM EDT - 1 year ago

Usio To Celebrate 25 Year Anniversary with Presentation at Nasdaq Marketsite

Sep 20, 2023, 9:00 AM EDT - 1 year ago

Usio to Present at The LD Micro Main Event XVI

Sep 13, 2023, 7:55 AM EDT - 1 year ago

Usio Chosen by Fitli, Inc – Leading Fitness ISV – as Payments Processor of Choice

Sep 6, 2023, 9:00 AM EDT - 1 year ago

Usio to Participate in the H.C. Wainwright 25th Annual Global Investment Conference

Aug 14, 2023, 8:57 PM EDT - 2 years ago

Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript

Aug 14, 2023, 4:01 PM EDT - 2 years ago

Usio Announces Record Second Quarter 2023 Financial Results

Aug 10, 2023, 11:31 AM EDT - 2 years ago

Usio Announces New Date for Second Quarter Fiscal 2023 Conference Call

Aug 1, 2023, 4:01 PM EDT - 2 years ago

Usio to Host Second Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on August 15, 2023

May 25, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at LD Micro Invitational XIII

May 11, 2023, 4:01 PM EDT - 2 years ago

Usio to Participate in the 17th Annual Barrington Research Virtual Spring Investment Conference

May 6, 2023, 10:13 AM EDT - 2 years ago

Usio, Inc. (USIO) Q1 2023 Earnings Call Transcript

SkipBreakfast Jun. 25 at 9:17 AM

$USIO Up 4 cents, down cents, rinse and repeat. Manipulation?

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DragonsTreasure Jun. 23 at 5:36 PM

$USIO one day.... 🥲

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Gabe12376 Jun. 20 at 4:58 PM

$USIO picking up some volume and interest today

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justherfriend Jun. 20 at 2:18 PM

$USIO you guys profitable?

2 · Reply

SystemSwindler217 Jun. 16 at 3:02 PM

$USIO Usio Inc. $USIO 2025 Q1 Earnings Report Review & Fundamental Analysis | FinTech Payment Facilitation https://youtu.be/qyWRjFmJPyo?si=W_TfRYpFaNKWbch5

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Gabe12376 Jun. 13 at 1:41 PM

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SystemSwindler217 Jun. 12 at 9:52 PM

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Gabe12376 Jun. 6 at 7:05 PM

$USIO

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SmartContent Jun. 5 at 5:52 AM

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SkipBreakfast Jun. 4 at 5:48 AM

$USIO Now this is interesting... not sure where the Stockrover.com attained their data to come to this conclusion.

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SkipBreakfast Jun. 4 at 5:34 AM

$USIO Someone, anyone, please comment. Bear or bull, would love to hear anything related to the future of USIO.

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SkipBreakfast Jun. 4 at 5:29 AM

$USIO Dear Stocktwits, no postings since June 2, is extremely low.

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SmartContent Jun. 2 at 8:39 AM

$USIO This is a legit small-cap fintech compounding revenue and trading at a deep discount to peers.

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TheHellYouSay May. 30 at 2:34 PM

I'm going outside and do some painting then I'll watch it dry because the movement and momentum and excitement of watching this company trade, is not nearly as interesting. I feel like $USIO is the Washington Generals playing against the Harlem Globetrotters. Despite their reputation for losing, the Generals did manage to defeat the Globetrotters once in 1971, which reportedly left the Globetrotters stunned. If that day ever comes for $USIO, I will be stunned as well. Now I know why they used to de-list tickers that could not reach $5 a share....

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justme_DC May. 27 at 8:22 PM

$USIO UGGG (just venting). Normally do days and swings...this one I held 'long' (1.5 yrs in my definition).....they need to do or post something. For the last THREE YEARS pretty much non eventful movement. Not bashing....just to (again) vent.....sh*t or get off the pot. GL to all.

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SystemSwindler217 May. 23 at 5:00 PM

$USIO Bought more shares yesterday. 1k shares even. This is a long long term play, but $10+ is very reasonable by 2030-35. Very conservative estimate in my eyes.

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SkipBreakfast May. 22 at 10:29 PM

$USIO Interesting... https://seekingalpha.com/news/4451884-usio-files-37m-mixed-securities-shelf

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DonCorleone77 May. 22 at 9:34 PM

$USIO Usio files $37M mixed securities shelf

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thinkandpick May. 16 at 5:43 AM

$USIO $XLF USIO's YoY improvements are obvious on many fronts. Record quarterly revenue and big YoY improvement regarding positive cash flow generation ($1.3 million versus $88,000). And the cash flow is what matters at the end of the day. This is a big accomplishment. The balance sheet remains strong (net cash). On top of this, outlook remains bright with continued revenue YoY growth in the next quarters: https://www.globenewswire.com/news-release/2025/05/14/3081562/0/en/Usio-Announces-First-Quarter-2025-Financial-Results.html

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ResearchHills May. 15 at 8:34 PM

$USIO Litchfield Hills Research has published an updated report and forecast on USIO discussing the sales team revamp and the array of new product innovations. The report is available on our website under Current Research.

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SystemSwindler217 May. 15 at 2:05 PM

$USIO will dive into the earnings report then release a video at the end of the month. seems like the same issues are plaguing the stock. Still bullish long term, and will see this as another chance to add low. But the concerns on how we squeeze out higher growth are valid. Payment processing a slow burner tho, so have to keep perspective

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DragonsTreasure May. 15 at 9:31 AM

$USIO disappointing Q1 considering we were hoping for profitable quarter. Company hinted that in H2 revenues should pick up. I hope that also means more consistent profitability. "Usio reported record first-quarter revenues of $22.0 million, marking a 5% increase compared to the same period last year. The company achieved a positive Adjusted EBITDA of $0.7 million, although this was a slight decrease from the $0.8 million reported in the first quarter of 2024. The net loss for the quarter was approximately $0.2 million, or ($0.01) per share, an improvement from the net loss of $0.3 million, or ($0.01) per share, in the prior year period."

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Market Cap	37.39M
Revenue (ttm)	82.93M
Net Income (ttm)	3.31M
EPS (ttm)	N/A
PE Ratio	0.00
Forward PE	17.28
Profit Margin	3.99%
Debt to Equity Ratio	0.04

Volume	128,400
Avg Vol	64,152
Day's Range	N/A - N/A
Shares Out	26.51M
Stochastic %K	25%
Beta	1.48
Analysts	Strong Sell
Price Target	$5.75