Usio Inc (USIO) Stock Price, Quote & News

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic pa...

Industry: Software - Infrastructure

Sector: Technology

Phone: 210 249 4100

Website: usio.com

Address:

3611 Paesanos Parkway, Suite 300, San Antonio, United States

SmartContent Apr. 17 at 6:54 PM

$USIO 3 2026 calls: Barrington/Gary Prestopino Sell on 3/23, H.C. Wainwright/Scott Buck Buy $4 on 3/20, and Maxim/Michael Diana Buy on 3/18. Despite that split, still a $4 avg PT and a Moderate Buy consensus. The company posted record 2025 revenue of $85.4M, $8.4B in processing volume, 30% transaction growth, and management is guiding for 10% to 12% revenue growth in 2026 while saying the balance sheet is “essentially unlevered. Quote bank for $USIO: “record full year revenues,” “another year of positive Adjusted EBITDA,” “strong, essentially unlevered balance sheet,” “another year of both top line and Adjusted EBITDA growth in 2026.”

0 · Reply

SystemSwindler217 Apr. 16 at 10:36 PM

$USIO Buying under $1.10 was/is essentially Extra rare free Alpha if you take the emotional glasses off. Under $1.50 is still free Alpha. The Filings tell the real story. They aren't as great currently that we want them to be but they aren't as bad as the market is saying it is.

0 · Reply

tradervert Apr. 15 at 5:33 PM

$USIO another day Here where Nothing Happends

0 · Reply

SmartContent Apr. 15 at 2:44 PM

$USIO put up record $8.4B in 2025 processing volume, grew Q4 revenue 8%, guided for 10 to 12% revenue growth in 2026, and are pushing the unified “Usio One” strategy to cross-sell more products through one platform. If they keep scaling ACH, card issuing, and embedded payments while maintaining positive adjusted EBITDA....

0 · Reply

DragonsTreasure Apr. 14 at 4:17 PM

$USIO Q1 will again see growth in ACH. Will not be enough, but hopefully cash burn isn't too bad. We just need to hold another 1-2 years. There are three major bull cases: - acquisition at multiples of revenue - Stripe IPO (could make USIO stock explode if Stripe is hot) - eventually profitable (2027+)

1 · Reply

TALENT_ON_LOAN_FROM_GOD Apr. 13 at 4:43 PM

$SKYQ WAKE UP $USIO $BATL $EONR $TMDE

1 · Reply

hafstein Apr. 13 at 4:03 PM

$USIO I believe in the future of this company. The near future. At this price, it’s a great discount.

0 · Reply

SuperGreenToday Apr. 8 at 12:22 PM

$USIO Share Price: $1.21 Contract Selected: Sep 18, 2026 $2.5 Calls Buy Zone: $0.08 – $0.09 Target Zone: $0.14 – $0.17 Potential Upside: 67% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/

0 · Reply

OfficialStocktwitsUser Apr. 8 at 3:56 AM

$USIO RSI: 43.40, MACD: -0.0392 Vol: 0.06, MA20: 1.17, MA50: 1.28 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.

0 · Reply

DragonsTreasure Apr. 7 at 12:57 AM

$USIO $1.20 wow... it's like some small invest bought today or something lol

1 · Reply

Usio Announces Fourth Quarter and Full Year Financial Results

Mar 4, 2026, 9:05 AM EST - 6 weeks ago

Usio to Host Fourth Quarter and Fiscal Year End 2025 Conference Call to Discuss Results and Provide Company Update on March 18, 2026

Jan 21, 2026, 9:05 AM EST - 3 months ago

Usio Inc. Publishes 2025 Annual Letter to Shareholders

Nov 25, 2025, 9:01 AM EST - 5 months ago

Usio Acquires PostCredit Co

Nov 12, 2025, 4:01 PM EST - 5 months ago

Usio Announces Third Quarter 2025 Financial Results

Nov 4, 2025, 9:05 AM EST - 5 months ago

Usio Reports Record Third Quarter 2025 Processing Volumes

Oct 30, 2025, 9:05 AM EDT - 6 months ago

Usio to Host Third Quarter 2025 Conference Call to Discuss Results and Provide Company Update on November 12, 2025

Aug 19, 2025, 9:00 AM EDT - 8 months ago

Usio Inc. Earns 2025/2026 Great Place To Work Certification™

Aug 6, 2025, 4:01 PM EDT - 9 months ago

Usio Announces Second Quarter 2025 Financial Results

Jul 23, 2025, 9:05 AM EDT - 9 months ago

Usio to Host Second Quarter 2025 Conference Call to Discuss Results and Provide Company Update on August 6, 2025

Jul 10, 2025, 9:05 AM EDT - 10 months ago

Usio Helps Lead Texas Flood Relief Efforts

Jun 30, 2025, 9:00 AM EDT - 10 months ago

Usio Enters into Strategic Partnership with Mortgage Software Leader – Mortgage Automator

May 14, 2025, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2025 Financial Results

Apr 23, 2025, 9:03 AM EDT - 1 year ago

Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025

Mar 26, 2025, 5:38 PM EDT - 1 year ago

Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 4:03 PM EDT - 1 year ago

Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share

Mar 26, 2025, 4:01 PM EDT - 1 year ago

Usio Increases and Extends Share Repurchase Program

Mar 12, 2025, 9:00 AM EDT - 1 year ago

Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025

Feb 12, 2025, 9:00 AM EST - 1 year ago

Usio Announces Participation in Upcoming Investor Conferences

Dec 12, 2024, 9:00 AM EST - 1 year ago

Usio Mourns the Loss of Long-Time, Previous Retired, Board Member, Dr. Peter Kirby, PhD

Nov 6, 2024, 4:01 PM EST - 1 year ago

Usio Announces Third Quarter 2024 Financial Results

Oct 17, 2024, 3:43 PM EDT - 1 year ago

CORRECTING AND REPLACING: Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results

Jul 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Host Second Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on August 14, 2024

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite

Jun 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the 2024 Maxim Fintech Virtual Symposium, Presented by Maxim Group LLC on Tuesday, June 25th

May 28, 2024, 9:00 AM EDT - 2 years ago

Usio to Participate in the MicroCap Rodeo – Spring into Summer Invitational Investor Conference

May 15, 2024, 4:01 PM EDT - 2 years ago

Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 9:00 AM EDT - 2 years ago

Usio to Provide the Integrated Payment Platform for a Leading Web-based ERP ISV with Annual Credit Card Processing Volume Exceeding $1 Billion

May 1, 2024, 9:00 AM EDT - 2 years ago

Usio's Card Issuing Platform Enables MOBILEMONEY'S Innovative Reverse ATM Kiosks to Issue Hundreds of Thousands of Cards at Cashless Venues and Events

Apr 24, 2024, 9:00 AM EDT - 2 years ago

Usio to Host First Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on May 15, 2024

Apr 2, 2024, 9:00 AM EDT - 2 years ago

Usio to Present at LD Micro Invitational XIV

Mar 27, 2024, 4:01 PM EDT - 2 years ago

Usio Announces Record Full Year 2023 Revenues

Mar 14, 2024, 9:00 AM EDT - 2 years ago

Usio to Host Fourth Quarter and Fiscal Year End 2023 Conference Call to Discuss Results and Provide Company Update on March 27, 2024

Mar 12, 2024, 4:01 PM EDT - 2 years ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 9:00 AM EDT - 2 years ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 4, 2024, 9:00 AM EST - 2 years ago

Usio, Inc. to Participate in 36th Annual Roth Conference

Dec 6, 2023, 9:00 AM EST - 2 years ago

Usio Welcomes Payments Veteran Mr. Jerry Uffner as Senior Vice President of Card Issuing Sales

Dec 4, 2023, 9:13 AM EST - 2 years ago

Usio Announces Strategic Partnership with Leading Benefits Administrator, Genius Avenue

Nov 8, 2023, 4:00 PM EST - 2 years ago

Usio Announces Record Third Quarter 2023 Financial Results

Nov 1, 2023, 9:00 AM EDT - 2 years ago

Usio, Inc. Card Issuing Division Launches Its First State-Administered Prepaid Card Program

Oct 23, 2023, 9:00 AM EDT - 2 years ago

Usio to Host Third Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on November 8, 2023

Oct 18, 2023, 9:00 AM EDT - 2 years ago

Usio To Celebrate 25 Year Anniversary with Presentation at Nasdaq Marketsite

Sep 20, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at The LD Micro Main Event XVI

Sep 13, 2023, 7:55 AM EDT - 2 years ago

Usio Chosen by Fitli, Inc – Leading Fitness ISV – as Payments Processor of Choice

Sep 6, 2023, 9:00 AM EDT - 2 years ago

Usio to Participate in the H.C. Wainwright 25th Annual Global Investment Conference

Aug 14, 2023, 4:01 PM EDT - 2 years ago

Usio Announces Record Second Quarter 2023 Financial Results

Aug 10, 2023, 11:31 AM EDT - 2 years ago

Usio Announces New Date for Second Quarter Fiscal 2023 Conference Call

Aug 1, 2023, 4:01 PM EDT - 2 years ago

Usio to Host Second Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on August 15, 2023

May 25, 2023, 9:00 AM EDT - 3 years ago

Usio to Present at LD Micro Invitational XIII

SmartContent Apr. 17 at 6:54 PM

0 · Reply

SystemSwindler217 Apr. 16 at 10:36 PM

0 · Reply

tradervert Apr. 15 at 5:33 PM

$USIO another day Here where Nothing Happends

0 · Reply

SmartContent Apr. 15 at 2:44 PM

0 · Reply

DragonsTreasure Apr. 14 at 4:17 PM

1 · Reply

TALENT_ON_LOAN_FROM_GOD Apr. 13 at 4:43 PM

$SKYQ WAKE UP $USIO $BATL $EONR $TMDE

1 · Reply

hafstein Apr. 13 at 4:03 PM

$USIO I believe in the future of this company. The near future. At this price, it’s a great discount.

0 · Reply

SuperGreenToday Apr. 8 at 12:22 PM

0 · Reply

OfficialStocktwitsUser Apr. 8 at 3:56 AM

0 · Reply

DragonsTreasure Apr. 7 at 12:57 AM

$USIO $1.20 wow... it's like some small invest bought today or something lol

1 · Reply

SmartContent Apr. 2 at 3:48 PM

$USIO Profile: Payment processing / fintech infrastructure. Key stats: Smallest at $32M market cap, P/S 0.37 (cheap), still losing money but +58% EPS improvement expected. Very low short float (0.03%). Recent news: Q4 results + record volumes, acquired PostCredit, annual shareholder letter. What it tells you: Tiny, cheap fintech processor with improving fundamentals and almost no short interest. Classic “under-the-radar” name.

0 · Reply

hafstein Apr. 2 at 12:01 PM

$USIO Why is it taking forever to get back to 2$ ? 🤔

1 · Reply

SmartContent Apr. 1 at 11:21 PM

$USIO feels overlooked. Small cap payments name, decent growth, low valuation, and not nearly as promotional as most stuff in this range. Quiet compounder if execution tightens.

0 · Reply

DT8888 Mar. 30 at 11:29 PM

$USIO wtf

0 · Reply

justme_DC Mar. 25 at 2:09 PM

$USIO $PAYS Nice one again.

1 · Reply

DragonsTreasure Mar. 24 at 10:26 PM

$USIO check out this Article on X, I think it presents solid thesis for valuation. https://x.com/LevinBurant/status/2036570176372773327

0 · Reply

SystemSwindler217 Mar. 24 at 1:32 AM

Who else bought $USIO under $1.10? Too great of a deal to pass up. I’ve done the due diligence, i know the company, the industry and the vision. Probably the most undervalued stock in the market

2 · Reply

SmartContent Mar. 20 at 3:45 PM

$USIO looks like a quiet fintech sleeper with far more upside than the market gives it credit for. Payments infrastructure, embedded financial services, card issuance, ACH, and recurring transaction flow are the kind of pieces that can scale nicely once volume builds and customer relationships deepen. If management keeps executing and growth starts showing through more clearly, this could shift from overlooked microcap to a much more respected payments story. Not the flashy kind of name the crowd chases first, but those are often the ones that can surprise the hardest when fundamentals tighten up and the market finally catches on. Bullish.

1 · Reply

Benderama8 Mar. 19 at 9:55 PM

$USIO Louis Hoch is a joke of a CEO. NEVER figures out how to make a profit. This stock is going nowhere until that loser quits or gets fired.

0 · Reply

SystemSwindler217 Mar. 19 at 5:41 PM

$USIO $85M 2025 Revenues / 27.3M shares outstanding = $3.11 stockholder equity $ 17.9M / 27.3 M SO = $0.65 Thats the range this stock could reasonably work within. The company is improving, albeit slow. They are heading in the right direction. Buy backs are still on. The industry is still growing. The revenue pop could be a snowball when people start to flip on the payments systems. Will be buying at these prices easily.

0 · Reply

TheHellYouSay Mar. 19 at 4:12 PM

$USIO I have to say that the results were not too good for Q4 2025, despite hints that things were going fine. I have not listened or read the transcript from the conference call, I assume it was full of lofty promises. The payback on this one seems to be a very long arc.

0 · Reply

thinkandpick Mar. 19 at 7:50 AM

$USIO $TNA $RUT $IWM $XLF Fintech stocks. Dirt-cheap $USIO expects another year of revenue growth and positive adj. EBITDA in 2026, facts below: "The Company continues to enjoy a strong, essentially UNLEVERED balance sheet, providing, in our view, more than sufficient resources to effect opportunistic organic and non-organic growth strategies. This is a strong set up for what we believe will be ANOTHER year of BOTH top line AND Adjusted EBITDA growth in 2026." and: "The Company continues to expect STRONG 10 - 12% growth in revenue in 2026, while also anticipating continued POSITIVE Adjusted EBITDA".: https://www.globenewswire.com/news-release/2026/03/18/3258578/0/en/Usio-Announces-Fourth-Quarter-and-Full-Year-Financial-Results.html

0 · Reply

Market Cap	33.85M
Revenue (ttm)	85.39M
Net Income (ttm)	-2.51M
EPS (ttm)	N/A
PE Ratio	0.00
Forward PE	N/A
Profit Margin	-2.94%
Debt to Equity Ratio	0.08

Volume	13,200
Avg Vol	42,216
Day's Range	N/A - N/A
Shares Out	27.75M
Stochastic %K	73%
Beta	1.32
Analysts	Sell
Price Target	$5.06