Market Cap 50.24M
Revenue (ttm) 82.93M
Net Income (ttm) 3.31M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 21.24
Profit Margin 3.99%
Debt to Equity Ratio 0.04
Volume 65,800
Avg Vol 82,684
Day's Range N/A - N/A
Shares Out 26.51M
Stochastic %K 67%
Beta 1.43
Analysts Strong Sell
Price Target $5.75

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure
Sector: Technology
Phone: 210 249 4100
Website: usio.com
Address:
3611 Paesanos Parkway, Suite 300, San Antonio, United States
Skimman
Skimman Aug. 7 at 9:15 AM
$USIO $PYPL $V $MA $CTLP hey PUMPER.. hows it look today...GET LOST
1 · Reply
thinkandpick
thinkandpick Aug. 7 at 6:08 AM
$USIO $PYPL $V $MA $CTLP Fintech industry. Wearable payments and biometrics are game changers for dirt-cheap Usio (USIO). Both will be significant growth drivers for USIO, because they reshape digital payments. So USIO is at the forefront of this evolution in the fintech industry, which is why USIO is a takeover target too: https://www.globenewswire.com/news-release/2025/08/06/3128620/22940/en/Usio-Announces-Second-Quarter-2025-Financial-Results.html
0 · Reply
justme_DC
justme_DC Aug. 6 at 10:17 PM
$USIO Ok last vent... CEO's job is to run the company. Great job (I guess?) BOD's job....ensure and improve SH value. YOU SUCK. Either replace yourselves or replace the people needed to make this happen.
0 · Reply
SystemSwindler217
SystemSwindler217 Aug. 6 at 9:58 PM
$USIO They are going to have to succeed in getting the wearable payments and bio-metric payments tech off the ground to make this stock interesting to the average investor. We are getting paypal'd
1 · Reply
justme_DC
justme_DC Aug. 6 at 9:53 PM
$USIO Venting.... UGGGGGG......so their SM (LinkedIn) activity is good "follow IR, join the calls etc etc". They keep saying "the future looks bright, and here is why". 3 years of pretty much flat line movement. This Q report SUCKED in all honesty. You can say 'it was expected'....hell, it's been stagnate for years now and "next Qtr" or "2nd half" has been repeated. Do something for goodness sakes. Flatline doeasn't mean you are necessarily failing or a scam....but wow, your investors are NOT interested in tying up their money for 3 years to see yet another quarterly report where the SP sinks 10% afterwards. Sorry, but not sorry guys. GRRRRRRRR
1 · Reply
SystemSwindler217
SystemSwindler217 Aug. 6 at 9:53 PM
$USIO Not gonna lie yall, we lowkey got banged on this quarter. Downside to the payments industry is losing clients and speed it takes to get a client on boarded. The 2 things the company is struggling with but they are aware of it and doing things to be better at retaining all clients so we don't miss like this. On the bright side, profitability is getting better because margins are getting better and even more specifically ACH is driving this positive development being an extremely high margined business. Definitely lukewarm but still a lot of positives I am excited about in the long term. With them continuing share buybacks, any drastic dips are a gift and I may have to buy some more. They need to do a better job of making their innovations interesting. They are working on wearables and bio-metrics. This should be apart of the marketing game plan to attract more investors! They need to open up questions to retail on calls. I will do a youtube video on this at the end of the month!
0 · Reply
DragonsTreasure
DragonsTreasure Aug. 6 at 9:08 PM
$USIO I'll recap tomorrow but as expected Q2 wasn't a good quarter. New clients are programs as well as improving margins are exciting but amusement park client was a HUGE setback for them. For whatever reason, every time they're about to turn the corner this happens. Client was worth about $2 mil quarterly in revenue which is about 10% but I'd assume that's only seasonal but will hurt them in Q3 as well. Hence they lowered guidance already. All in all... same old... we keep waiting for better days.
1 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:42 PM
$USIO "We believe we are set up for a BETTER back half of the year with numerous new accounts in various stages of implementation, including a new enterprise customer in our card business that we believe has the potential to consistently generate OVER $100 million in annual recurring processing volume. "
0 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:40 PM
$USIO " We believe our SG&A expenses will be SIGNIFICANTLY lower in the second half of the year such that total SG&A expenses in 2025 will be up only nominally compared to full year 2024. "
0 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:38 PM
$USIO "The Company expects to see its cash position INCREASE over the second half of fiscal 2025."
0 · Reply
Latest News on USIO
Usio Announces Second Quarter 2025 Financial Results

Aug 6, 2025, 4:01 PM EDT - 16 hours ago

Usio Announces Second Quarter 2025 Financial Results


Usio Helps Lead Texas Flood Relief Efforts

Jul 10, 2025, 9:05 AM EDT - 27 days ago

Usio Helps Lead Texas Flood Relief Efforts


Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript

May 14, 2025, 8:53 PM EDT - 3 months ago

Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript


Usio Announces First Quarter 2025 Financial Results

May 14, 2025, 4:01 PM EDT - 3 months ago

Usio Announces First Quarter 2025 Financial Results


I Like Usio's Direction, But Not Enough To Buy Right Now

Mar 28, 2025, 8:24 AM EDT - 4 months ago

I Like Usio's Direction, But Not Enough To Buy Right Now


Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript

Mar 26, 2025, 6:53 PM EDT - 4 months ago

Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript


Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 5:38 PM EDT - 4 months ago

Usio Increases, Extends Share Repurchase Program


Usio Increases and Extends Share Repurchase Program

Mar 26, 2025, 4:01 PM EDT - 4 months ago

Usio Increases and Extends Share Repurchase Program


Usio Announces Participation in Upcoming Investor Conferences

Feb 12, 2025, 9:00 AM EST - 6 months ago

Usio Announces Participation in Upcoming Investor Conferences


Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript

Nov 7, 2024, 12:14 AM EST - 9 months ago

Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript


Usio Announces Third Quarter 2024 Financial Results

Nov 6, 2024, 4:01 PM EST - 9 months ago

Usio Announces Third Quarter 2024 Financial Results


Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript

Aug 14, 2024, 9:18 PM EDT - 1 year ago

Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript


Usio Announces Second Quarter 2024 Financial Results

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results


Usio Featured at The NASDAQ MarketSite

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite


Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript

May 15, 2024, 8:13 PM EDT - 1 year ago

Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript


Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2024 Financial Results


Usio to Present at LD Micro Invitational XIV

Apr 2, 2024, 9:00 AM EDT - 1 year ago

Usio to Present at LD Micro Invitational XIV


Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 8:40 PM EDT - 1 year ago

Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript


Usio Announces Record Full Year 2023 Revenues

Mar 27, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Record Full Year 2023 Revenues


Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 4:01 PM EDT - 1 year ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'


Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 12, 2024, 9:00 AM EDT - 1 year ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%


Usio, Inc. to Participate in 36th Annual Roth Conference

Mar 4, 2024, 9:00 AM EST - 1 year ago

Usio, Inc. to Participate in 36th Annual Roth Conference


Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript

Nov 9, 2023, 12:13 AM EST - 1 year ago

Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript


Usio Announces Record Third Quarter 2023 Financial Results

Nov 8, 2023, 4:00 PM EST - 1 year ago

Usio Announces Record Third Quarter 2023 Financial Results


Usio to Present at The LD Micro Main Event XVI

Sep 20, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at The LD Micro Main Event XVI


Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript

Aug 14, 2023, 8:57 PM EDT - 2 years ago

Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript


Usio Announces Record Second Quarter 2023 Financial Results

Aug 14, 2023, 4:01 PM EDT - 2 years ago

Usio Announces Record Second Quarter 2023 Financial Results


Skimman
Skimman Aug. 7 at 9:15 AM
$USIO $PYPL $V $MA $CTLP hey PUMPER.. hows it look today...GET LOST
1 · Reply
thinkandpick
thinkandpick Aug. 7 at 6:08 AM
$USIO $PYPL $V $MA $CTLP Fintech industry. Wearable payments and biometrics are game changers for dirt-cheap Usio (USIO). Both will be significant growth drivers for USIO, because they reshape digital payments. So USIO is at the forefront of this evolution in the fintech industry, which is why USIO is a takeover target too: https://www.globenewswire.com/news-release/2025/08/06/3128620/22940/en/Usio-Announces-Second-Quarter-2025-Financial-Results.html
0 · Reply
justme_DC
justme_DC Aug. 6 at 10:17 PM
$USIO Ok last vent... CEO's job is to run the company. Great job (I guess?) BOD's job....ensure and improve SH value. YOU SUCK. Either replace yourselves or replace the people needed to make this happen.
0 · Reply
SystemSwindler217
SystemSwindler217 Aug. 6 at 9:58 PM
$USIO They are going to have to succeed in getting the wearable payments and bio-metric payments tech off the ground to make this stock interesting to the average investor. We are getting paypal'd
1 · Reply
justme_DC
justme_DC Aug. 6 at 9:53 PM
$USIO Venting.... UGGGGGG......so their SM (LinkedIn) activity is good "follow IR, join the calls etc etc". They keep saying "the future looks bright, and here is why". 3 years of pretty much flat line movement. This Q report SUCKED in all honesty. You can say 'it was expected'....hell, it's been stagnate for years now and "next Qtr" or "2nd half" has been repeated. Do something for goodness sakes. Flatline doeasn't mean you are necessarily failing or a scam....but wow, your investors are NOT interested in tying up their money for 3 years to see yet another quarterly report where the SP sinks 10% afterwards. Sorry, but not sorry guys. GRRRRRRRR
1 · Reply
SystemSwindler217
SystemSwindler217 Aug. 6 at 9:53 PM
$USIO Not gonna lie yall, we lowkey got banged on this quarter. Downside to the payments industry is losing clients and speed it takes to get a client on boarded. The 2 things the company is struggling with but they are aware of it and doing things to be better at retaining all clients so we don't miss like this. On the bright side, profitability is getting better because margins are getting better and even more specifically ACH is driving this positive development being an extremely high margined business. Definitely lukewarm but still a lot of positives I am excited about in the long term. With them continuing share buybacks, any drastic dips are a gift and I may have to buy some more. They need to do a better job of making their innovations interesting. They are working on wearables and bio-metrics. This should be apart of the marketing game plan to attract more investors! They need to open up questions to retail on calls. I will do a youtube video on this at the end of the month!
0 · Reply
DragonsTreasure
DragonsTreasure Aug. 6 at 9:08 PM
$USIO I'll recap tomorrow but as expected Q2 wasn't a good quarter. New clients are programs as well as improving margins are exciting but amusement park client was a HUGE setback for them. For whatever reason, every time they're about to turn the corner this happens. Client was worth about $2 mil quarterly in revenue which is about 10% but I'd assume that's only seasonal but will hurt them in Q3 as well. Hence they lowered guidance already. All in all... same old... we keep waiting for better days.
1 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:42 PM
$USIO "We believe we are set up for a BETTER back half of the year with numerous new accounts in various stages of implementation, including a new enterprise customer in our card business that we believe has the potential to consistently generate OVER $100 million in annual recurring processing volume. "
0 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:40 PM
$USIO " We believe our SG&A expenses will be SIGNIFICANTLY lower in the second half of the year such that total SG&A expenses in 2025 will be up only nominally compared to full year 2024. "
0 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:38 PM
$USIO "The Company expects to see its cash position INCREASE over the second half of fiscal 2025."
0 · Reply
thinkandpick
thinkandpick Aug. 6 at 8:29 PM
$USIO "Operating Cash Flows were increased to $1.1 million for the six months ended June 30, 2025, as compared to $0.5 million in the same period a year ago. ''
0 · Reply
Gabe12376
Gabe12376 Aug. 6 at 8:17 PM
$USIO So mid bruh
0 · Reply
Gabe12376
Gabe12376 Aug. 5 at 6:34 PM
$USIO hopefully earnings will be good, they have a linked in post saying they have ”exciting updates on the companies progress and future outlook”
1 · Reply
SystemSwindler217
SystemSwindler217 Aug. 5 at 6:25 PM
$USIO First time over $2 since February. The cup and handle that formed should propel $USIO higher if their earnings report shows some explosive growth and upcoming catalysts. It’s been a boring company for a while, but could gain some traction with the right chess moves by management
1 · Reply
DragonsTreasure
DragonsTreasure Aug. 5 at 5:24 PM
$USIO what should we expect in Q2 ER? Probably mild quarter around breakeven. What they say about 2H will be what's important tomorrow. Expectations are already low, so my prediction is that it was the last 'bad quarter' and things should be looking up from here. If they have double beat, that will be huge.
0 · Reply
SystemSwindler217
SystemSwindler217 Aug. 5 at 4:30 PM
$USIO Paypal took a major hit on a good earnings report. The payments industry is getting disrespected. Wall street undervaluing an important industry for the future provides alpha to those who see the opportunity.
1 · Reply
SystemSwindler217
SystemSwindler217 Aug. 5 at 4:27 PM
$USIO has Q2 earnings tomorrow! Stock Price is moving up beforehand. Excited to see the growth! Make sure to review Q1 ER to compare! Usio Inc. $USIO 2025 Q1 Earnings Report Review & Fundamental Analysis | FinTech Payment Facilitation https://youtu.be/qyWRjFmJPyo
0 · Reply
TheHellYouSay
TheHellYouSay Aug. 4 at 5:12 PM
$USIO The "fix" is in, boys...
0 · Reply
SmartContent
SmartContent Aug. 2 at 7:37 PM
$USIO Catalysts: Q2 results Aug 6, 4:30pm ET (watch PayFac/ACH volume, margins, CF, buyback usage, pipeline converts). Recent prints & guide: Q1 rev $22.0M, positive adj. EBITDA $0.7M, added $0.7M cash. FY25 rev guide +14–16% vs 2024. Capital returns: $4M repurchase program extended to May 2028. Biz dev: Jun 30 partnership with Mortgage Automator to embed Usio payments for private lenders (adds vertical tailwind).
0 · Reply
SystemSwindler217
SystemSwindler217 Jul. 30 at 4:04 PM
Fintech may still be in the first inning in regards to the payments industry growth. From top to bottom society is still nowhere close to being cashless $SOFI $PYPL $USIO Value l Payments Industry Is Next Financial Frontier | Money's Railroad & Pipeline https://youtu.be/xhZqBtaVpwY
0 · Reply
justme_DC
justme_DC Jul. 29 at 7:25 PM
$USIO Credit...at least their LinkedIn presence and initiative in regards to getting their name out there in the last year has been great. Service postings....encouraging people to follow their IR...etc. Really hoping this pans out ....grrrr.....in lieu of their MULTIPLE YEAR flatline SP :) GL to us all. Time will tell
0 · Reply
Tonyq19
Tonyq19 Jul. 23 at 9:58 PM
$USIO 🤞 https://stocks.apple.com/AJrqOImWWTlKilvtqeb4lFQ
0 · Reply