Market Cap 37.89M
Revenue (ttm) 82.93M
Net Income (ttm) 3.31M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 33.92
Profit Margin 3.99%
Debt to Equity Ratio 0.03
Volume 52,100
Avg Vol 81,610
Day's Range N/A - N/A
Shares Out 26.50M
Stochastic %K 38%
Beta 1.36
Analysts Sell
Price Target $5.12

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure
Sector: Technology
Phone: 210 249 4100
Website: usio.com
Address:
3611 Paesanos Parkway, Suite 300, San Antonio, United States
Rkitect4
Rkitect4 Nov. 13 at 6:47 PM
$USIO certainly going into the 1.20's or lower
1 · Reply
thinkandpick
thinkandpick Nov. 13 at 8:38 AM
$USIO Check USIO's CEO's statements below, so you had better be forward-thinkers: “We continue to invest a significant amount of time and energy in achieving our strategic objectives to grow our strong existing base of recurring revenue so as to better leverage our extensive technology and other resources to accelerate profitability. We believe we are set up for ACCELERATED performance with numerous new accounts in various stages of implementation, highlighted by the implementation of an enterprise customer in our card business that we believe has the potential to consistently generate over $100 million in annual recurring processing volume. This account went live for payments via the customer's website in the THIRD quarter of 2025, and ONLY its in-store payments are YET to be implemented. "
1 · Reply
thinkandpick
thinkandpick Nov. 13 at 8:30 AM
$USIO Do not miss the forest for the trees. This is what USIO's CEO stated: "Operating cash flow for the quarter (Q3 2025) was $1.4 million, representing the continued strength of our business." and: "The Company expects to see its cash position increase over the remainder of fiscal 2025."
0 · Reply
Vix3000
Vix3000 Nov. 13 at 3:10 AM
$USIO gents we have fought the good fight but this is where I get off. The only hope is a meme fueled rally and as much as I pray that we get caught up in the beautiful movement that could be, it just doesn’t seem to extend to our village. Good luck to all the longs. Keep fighting!
1 · Reply
justme_DC
justme_DC Nov. 12 at 10:13 PM
$USIO For God's sake....sell at a 30% premium. Ugggg.....it is obvious this BOD can't offer more regarding their ability (3 yrs running). Note, I hold and am not shorting.
0 · Reply
justme_DC
justme_DC Nov. 12 at 10:10 PM
$USIO Uggg.....after 3 years of flatline and all BOD "we are positioning ourselves" and "OMG the future looks bright".....truth is investors need results. Who on earth wants to invest (insulting myself) in a company with NO SOLID improvements (verus HYPE)??? As you know, I don't short and have a significant holding....but this is BS and why they have flatlined. BOD needs replaced!!! You have proven you simply can't do the job other than offer forward promises!!
0 · Reply
SystemSwindler217
SystemSwindler217 Nov. 12 at 10:05 PM
$USIO I was clapping my hands in the car while listening to the Earnings call. ACH is our fastest grower and highest margin operation. Revenue will pick up but you have to remember our EARNINGS/NET INCOME is rising. The floor is being raised. Ample cash on hand. The company is buying back shares at bottom barrel prices. Growth mode is coming, continuing to add.
0 · Reply
DragonsTreasure
DragonsTreasure Nov. 12 at 9:20 PM
$USIO what are everyone's thoughts here? It just seems like very flat quarter once again. Loss of downstream customer cost them quite a lot in Q2 & Q3. The only silver lining here is incredible ACH growth, which is highest margin business.
2 · Reply
SystemSwindler217
SystemSwindler217 Nov. 12 at 12:57 AM
$USIO Happy Earnings Report Eve ☺️ Louis gonna show out tomorrow.
0 · Reply
SystemSwindler217
SystemSwindler217 Nov. 4 at 4:09 PM
$USIO I like how Louis came out a week early on the positives in processing volume before earnings. I want to repeat, the company still has lots to improve on, but the payments industry as a whole is not in vogue with the market. Be patient. Stack more $USIO chips on all price dips. It‘s banging on the bottom of the barrel.
1 · Reply
Latest News on USIO
Usio, Inc. (USIO) Q3 2025 Earnings Call Transcript

Nov 12, 2025, 7:01 PM EST - 2 days ago

Usio, Inc. (USIO) Q3 2025 Earnings Call Transcript


Usio Announces Third Quarter 2025 Financial Results

Nov 12, 2025, 4:01 PM EST - 2 days ago

Usio Announces Third Quarter 2025 Financial Results


Usio Reports Record Third Quarter 2025 Processing Volumes

Nov 4, 2025, 9:05 AM EST - 10 days ago

Usio Reports Record Third Quarter 2025 Processing Volumes


Usio Inc. Earns 2025/2026 Great Place To Work Certification™

Aug 19, 2025, 9:00 AM EDT - 3 months ago

Usio Inc. Earns 2025/2026 Great Place To Work Certification™


Usio, Inc. (USIO) Q2 2025 Earnings Call Transcript

Aug 7, 2025, 3:12 AM EDT - 3 months ago

Usio, Inc. (USIO) Q2 2025 Earnings Call Transcript


Usio Announces Second Quarter 2025 Financial Results

Aug 6, 2025, 4:01 PM EDT - 3 months ago

Usio Announces Second Quarter 2025 Financial Results


Usio Helps Lead Texas Flood Relief Efforts

Jul 10, 2025, 9:05 AM EDT - 4 months ago

Usio Helps Lead Texas Flood Relief Efforts


Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript

May 14, 2025, 8:53 PM EDT - 6 months ago

Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript


Usio Announces First Quarter 2025 Financial Results

May 14, 2025, 4:01 PM EDT - 6 months ago

Usio Announces First Quarter 2025 Financial Results


I Like Usio's Direction, But Not Enough To Buy Right Now

Mar 28, 2025, 8:24 AM EDT - 8 months ago

I Like Usio's Direction, But Not Enough To Buy Right Now


Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript

Mar 26, 2025, 6:53 PM EDT - 8 months ago

Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript


Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 5:38 PM EDT - 8 months ago

Usio Increases, Extends Share Repurchase Program


Usio Increases and Extends Share Repurchase Program

Mar 26, 2025, 4:01 PM EDT - 8 months ago

Usio Increases and Extends Share Repurchase Program


Usio Announces Participation in Upcoming Investor Conferences

Feb 12, 2025, 9:00 AM EST - 9 months ago

Usio Announces Participation in Upcoming Investor Conferences


Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript

Nov 7, 2024, 12:14 AM EST - 1 year ago

Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript


Usio Announces Third Quarter 2024 Financial Results

Nov 6, 2024, 4:01 PM EST - 1 year ago

Usio Announces Third Quarter 2024 Financial Results


Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript

Aug 14, 2024, 9:18 PM EDT - 1 year ago

Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript


Usio Announces Second Quarter 2024 Financial Results

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results


Usio Featured at The NASDAQ MarketSite

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite


Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript

May 15, 2024, 8:13 PM EDT - 1 year ago

Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript


Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2024 Financial Results


Usio to Present at LD Micro Invitational XIV

Apr 2, 2024, 9:00 AM EDT - 1 year ago

Usio to Present at LD Micro Invitational XIV


Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 8:40 PM EDT - 1 year ago

Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript


Usio Announces Record Full Year 2023 Revenues

Mar 27, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Record Full Year 2023 Revenues


Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 4:01 PM EDT - 1 year ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'


Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 12, 2024, 9:00 AM EDT - 1 year ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%


Usio, Inc. to Participate in 36th Annual Roth Conference

Mar 4, 2024, 9:00 AM EST - 1 year ago

Usio, Inc. to Participate in 36th Annual Roth Conference


Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript

Nov 9, 2023, 12:13 AM EST - 2 years ago

Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript


Usio Announces Record Third Quarter 2023 Financial Results

Nov 8, 2023, 4:00 PM EST - 2 years ago

Usio Announces Record Third Quarter 2023 Financial Results


Rkitect4
Rkitect4 Nov. 13 at 6:47 PM
$USIO certainly going into the 1.20's or lower
1 · Reply
thinkandpick
thinkandpick Nov. 13 at 8:38 AM
$USIO Check USIO's CEO's statements below, so you had better be forward-thinkers: “We continue to invest a significant amount of time and energy in achieving our strategic objectives to grow our strong existing base of recurring revenue so as to better leverage our extensive technology and other resources to accelerate profitability. We believe we are set up for ACCELERATED performance with numerous new accounts in various stages of implementation, highlighted by the implementation of an enterprise customer in our card business that we believe has the potential to consistently generate over $100 million in annual recurring processing volume. This account went live for payments via the customer's website in the THIRD quarter of 2025, and ONLY its in-store payments are YET to be implemented. "
1 · Reply
thinkandpick
thinkandpick Nov. 13 at 8:30 AM
$USIO Do not miss the forest for the trees. This is what USIO's CEO stated: "Operating cash flow for the quarter (Q3 2025) was $1.4 million, representing the continued strength of our business." and: "The Company expects to see its cash position increase over the remainder of fiscal 2025."
0 · Reply
Vix3000
Vix3000 Nov. 13 at 3:10 AM
$USIO gents we have fought the good fight but this is where I get off. The only hope is a meme fueled rally and as much as I pray that we get caught up in the beautiful movement that could be, it just doesn’t seem to extend to our village. Good luck to all the longs. Keep fighting!
1 · Reply
justme_DC
justme_DC Nov. 12 at 10:13 PM
$USIO For God's sake....sell at a 30% premium. Ugggg.....it is obvious this BOD can't offer more regarding their ability (3 yrs running). Note, I hold and am not shorting.
0 · Reply
justme_DC
justme_DC Nov. 12 at 10:10 PM
$USIO Uggg.....after 3 years of flatline and all BOD "we are positioning ourselves" and "OMG the future looks bright".....truth is investors need results. Who on earth wants to invest (insulting myself) in a company with NO SOLID improvements (verus HYPE)??? As you know, I don't short and have a significant holding....but this is BS and why they have flatlined. BOD needs replaced!!! You have proven you simply can't do the job other than offer forward promises!!
0 · Reply
SystemSwindler217
SystemSwindler217 Nov. 12 at 10:05 PM
$USIO I was clapping my hands in the car while listening to the Earnings call. ACH is our fastest grower and highest margin operation. Revenue will pick up but you have to remember our EARNINGS/NET INCOME is rising. The floor is being raised. Ample cash on hand. The company is buying back shares at bottom barrel prices. Growth mode is coming, continuing to add.
0 · Reply
DragonsTreasure
DragonsTreasure Nov. 12 at 9:20 PM
$USIO what are everyone's thoughts here? It just seems like very flat quarter once again. Loss of downstream customer cost them quite a lot in Q2 & Q3. The only silver lining here is incredible ACH growth, which is highest margin business.
2 · Reply
SystemSwindler217
SystemSwindler217 Nov. 12 at 12:57 AM
$USIO Happy Earnings Report Eve ☺️ Louis gonna show out tomorrow.
0 · Reply
SystemSwindler217
SystemSwindler217 Nov. 4 at 4:09 PM
$USIO I like how Louis came out a week early on the positives in processing volume before earnings. I want to repeat, the company still has lots to improve on, but the payments industry as a whole is not in vogue with the market. Be patient. Stack more $USIO chips on all price dips. It‘s banging on the bottom of the barrel.
1 · Reply
a36er
a36er Nov. 4 at 3:46 PM
$USIO Nice press release on transactions. Now let's see some market volume.
0 · Reply
AStrokeOfLuck
AStrokeOfLuck Nov. 4 at 3:23 PM
0 · Reply
TheHellYouSay
TheHellYouSay Nov. 4 at 2:43 PM
$USIO I'll just throw out a thought, or maybe it'll be a rambling incoherent stream of consciousness, we'll see. The Seattle Seahawks are having a pretty decent season and my stubs from casino bets (online gambling is a felony in WA State!) on the team will likely be in the money. They took a gamble and made some trades. As much as I liked watching DK Metcalf muscle out his opponents and make mind-bending catches, he also had his weaknesses, as all men (and women) do. The other half of the dynamic duo, Geno Smith, was a seasoned veteran and had decent QB stats, but at times, was a little like that old hoodie everyone has, so comfortable, but a tad bit worn-out.
1 · Reply
DragonsTreasure
DragonsTreasure Oct. 30 at 8:17 PM
$USIO November 12 is Q3 ER. I'm not expecting much here, although H2 should be much better than H1 from what they signaled. I'd like to hear more about new clients, partnerships, retina payments. We need some long term catalysts here.
0 · Reply
DragonsTreasure
DragonsTreasure Oct. 28 at 8:08 PM
$USIO compelling thesis where USIO eventually is acquired. https://x.com/LevinBurant/status/1983249827187335367
0 · Reply
SystemSwindler217
SystemSwindler217 Oct. 28 at 2:00 PM
$USIO Liquidity is dry af. Bought some more today after selling a very very small portion of my $SOFI bag. The risk at these levels isn't if the company is going out of business, its if they can execute and revamp revenue growth.
0 · Reply
Dilutable
Dilutable Oct. 26 at 6:08 AM
$USIO Clearly undervalued. Price action is stuck in the Twilight Zone, but a move to $1.80-2.00 is not unrealistic and would yield nice returns. Those patient enough to "wait for the paint to dry" could make significantly more. Will be getting some.
1 · Reply
WrappedLunatic
WrappedLunatic Oct. 24 at 1:13 PM
$USIO When its the same 6 people in a room....not a good sign
0 · Reply
TheHellYouSay
TheHellYouSay Oct. 22 at 10:21 PM
$USIO For the love of God, when will the paint be dry?
1 · Reply
justme_DC
justme_DC Oct. 21 at 9:53 PM
$USIO The executive tema's primary focus should be to run the business. Fair enough. But the BOD's obligations / respnisbilities include SH value. Seeing as how almost all SH's are retail.....update them! While of course 'fluff' only lasts intra-day if that.....for goodness sakes, update them on your progress and give some commitments within expected reasoning. Or let them know of the near term negatives if the case. Your LinkedIn is fine.....your SH updates SUCK. 3 years flatline and nominal investor interest, work on that also!!!! BOD, do something (that is your job).
0 · Reply
justme_DC
justme_DC Oct. 21 at 9:17 PM
$USIO Hmmm,maybe worthwhile to issue a PR to your shareholders
0 · Reply
SmartContent
SmartContent Oct. 21 at 8:30 PM
$USIO launched the "Usio One" sales initiative designed to centralize previously siloed sales efforts across its various product lines using a standardized CRM system with twelve quota-carrying salespeople, intended to drive cross-selling opportunities and accelerate customer acquisition​. Cash flow generation has been positive with the company generating seven hundred thousand dollars from operations in the first quarter of 2025 even while executing three hundred fifty thousand dollars in share repurchases, ending the quarter with cash and equivalents of eight point seven million dollars​. Looking forward, management expressed confidence that fiscal year 2025 would be one of their "greatest years ever," fueled by a substantial pipeline of contracted Payment Facilitation integrated software vendors expected to generate over one point four billion dollars in potential processing volume as these implementations ramp through the second half of the year.
0 · Reply