Usio Inc (USIO) Stock Price, Quote & News

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure

Sector: Technology

Phone: 210 249 4100

Website: usio.com

Address:

3611 Paesanos Parkway, Suite 300, San Antonio, United States

Janalea101 Oct. 4 at 7:45 AM

$USIO Im bag holding this from $5 for a small position but I WILL NEVER SELL until it gets to at least $20 and I will wait 20 yrs if I have to, out of pure spite 🤣🤣🤣

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STR8SHTR Oct. 2 at 7:42 PM

$USIO Just entered LONG @ $1.39. Very SOLID and improving metrics - significantly undervalued with STRONG insider ownership. May have to be patient but a great entry at these levels. Compared to other Small Cap Fintechs (EG: PAYS) this should be priced more in the range of $3 - $5.

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SmartContent Oct. 1 at 2:16 PM

$CRWS: Cash-generative baby products company with a clean balance sheet, steady dividends, and room for margin lift as inventory and retail channels normalize. $LFT: Mortgage REIT trading below book with a double-digit yield and leverage to improving credit spreads as rates stabilize. $NXDT: Deep discount to NAV across a diversified real-estate portfolio, with asset sales and simplification providing clear catalysts for closing the gap. $USIO: Low-float fintech growing processing volumes and expanding margins; even modest contract wins or profitability can drive a sharp re-rating. $AFCG: High-yield specialty lender to cannabis operators trading under book, with credit recoveries and federal reform optionality offering upside.

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SmartContent Oct. 1 at 1:54 PM

$USIO is a tiny fintech with only about 26 million shares outstanding and a float around 21 million. Insiders own about 20%, institutions about 25–27%, so there aren’t many shares truly available. The business is growing payment volumes, margins are improving, and management is guiding for continued revenue growth and positive cash flow. With such a small float, steady accumulation plus even modest contract wins or profitability could easily push the stock into the $2–3 range in 2026.

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DragonsTreasure Sep. 30 at 3:42 PM

$USIO if this stock had better volume it would be way up there in price right now. Funds are locked out right now.

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justme_DC Sep. 29 at 7:53 PM

$USIO Their PR team is actually great (at least on LinkedIn). Just wish their IR side had something meaningfull to post and talk about. Oh well. Time..............(hopefully)...........

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SmartContent Sep. 26 at 7:38 PM

If you're bullish on $PAYS or $RPAY, you should be looking at $USIO — same space (ACH, card issuing, embedded payments), but trading at a fraction of the valuation. Undervalued operator hiding in plain sight.

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SmartContent Sep. 26 at 3:54 PM

$USIO Usio's share structure presents a strategically advantageous setup for growth-oriented investors. The combination of meaningful insider ownership (20%), growing institutional participation (27%), and a well-sized float (21.2M shares) creates conditions conducive to both stability and appreciation potential. The ownership configuration minimizes key risks while maximizing the potential for positive trading dynamics, making it an attractive structure for a small-cap fintech company seeking to capitalize on industry growth trends. This balanced ownership profile, combined with the company's position in the growing fintech payments sector, suggests the share structure supports rather than hinders the investment thesis for patient, growth-focused investors.

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DragonsTreasure Sep. 24 at 8:07 PM

$USIO patience...

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SmartContent Sep. 23 at 8:20 PM

$USIO sits inside sticky, regulated bill-payment verticals where deep integrations, compliance, and reconciliation workflows create high switching costs and dependable recurring volumes. Usio can compound with the secular shift from checks to electronic bill pay, expanding ACH, card, and autopay while layering higher-margin services such as disbursements, instant funding, chargeback management, and prepaid issuing. Scale should drive operating leverage because incremental transactions add revenue with limited overhead, lifting gross margin mix and pushing more dollars to EBITDA and cash flow. ISV and channel partnerships provide low-cost distribution and cross-sell across multiple rails. If management sustains double-digit volume growth, demonstrates stable margins, and holds churn low, the market could rerate a micro-cap valuation meaningfully higher, with additional upside from enterprise wins or a strategic acquisition by a larger processor seeking vertical depth.

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Usio Inc. Earns 2025/2026 Great Place To Work Certification™

Aug 7, 2025, 3:12 AM EDT - 2 months ago

Usio, Inc. (USIO) Q2 2025 Earnings Call Transcript

Aug 6, 2025, 4:01 PM EDT - 2 months ago

Usio Announces Second Quarter 2025 Financial Results

Jul 23, 2025, 9:05 AM EDT - 2 months ago

Usio to Host Second Quarter 2025 Conference Call to Discuss Results and Provide Company Update on August 6, 2025

Jul 10, 2025, 9:05 AM EDT - 3 months ago

Usio Helps Lead Texas Flood Relief Efforts

Jun 30, 2025, 9:00 AM EDT - 3 months ago

Usio Enters into Strategic Partnership with Mortgage Software Leader – Mortgage Automator

May 14, 2025, 8:53 PM EDT - 5 months ago

Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript

May 14, 2025, 4:01 PM EDT - 5 months ago

Usio Announces First Quarter 2025 Financial Results

Apr 23, 2025, 9:03 AM EDT - 5 months ago

Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025

Mar 28, 2025, 8:24 AM EDT - 6 months ago

I Like Usio's Direction, But Not Enough To Buy Right Now

Mar 26, 2025, 6:53 PM EDT - 6 months ago

Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript

Mar 26, 2025, 5:38 PM EDT - 6 months ago

Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 4:03 PM EDT - 6 months ago

Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share

Mar 26, 2025, 4:01 PM EDT - 6 months ago

Usio Increases and Extends Share Repurchase Program

Mar 12, 2025, 9:00 AM EDT - 7 months ago

Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025

Feb 12, 2025, 9:00 AM EST - 8 months ago

Usio Announces Participation in Upcoming Investor Conferences

Dec 12, 2024, 9:00 AM EST - 10 months ago

Usio Mourns the Loss of Long-Time, Previous Retired, Board Member, Dr. Peter Kirby, PhD

Nov 7, 2024, 12:14 AM EST - 11 months ago

Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript

Nov 6, 2024, 4:01 PM EST - 11 months ago

Usio Announces Third Quarter 2024 Financial Results

Oct 17, 2024, 3:43 PM EDT - 1 year ago

CORRECTING AND REPLACING: Usio, Inc. Chosen by ClassWallet to Process ACH Payments and Power Digital Payments Disbursement Programs

Aug 14, 2024, 9:18 PM EDT - 1 year ago

Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results

Aug 14, 2024, 3:45 PM EDT - 1 year ago

Usio: Growth, Strong Balance Sheet, Undervaluation, Positive Outlook

Jul 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Host Second Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on August 14, 2024

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite

Jun 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the 2024 Maxim Fintech Virtual Symposium, Presented by Maxim Group LLC on Tuesday, June 25th

May 28, 2024, 9:00 AM EDT - 1 year ago

Usio to Participate in the MicroCap Rodeo – Spring into Summer Invitational Investor Conference

May 15, 2024, 8:13 PM EDT - 1 year ago

Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript

May 15, 2024, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 9:00 AM EDT - 1 year ago

Usio to Provide the Integrated Payment Platform for a Leading Web-based ERP ISV with Annual Credit Card Processing Volume Exceeding $1 Billion

May 1, 2024, 9:00 AM EDT - 1 year ago

Usio's Card Issuing Platform Enables MOBILEMONEY'S Innovative Reverse ATM Kiosks to Issue Hundreds of Thousands of Cards at Cashless Venues and Events

Apr 24, 2024, 9:00 AM EDT - 1 year ago

Usio to Host First Quarter Fiscal 2024 Conference Call to Discuss Results and Provide Company Update on May 15, 2024

Apr 2, 2024, 9:00 AM EDT - 1 year ago

Usio to Present at LD Micro Invitational XIV

Mar 27, 2024, 8:40 PM EDT - 1 year ago

Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Record Full Year 2023 Revenues

Mar 14, 2024, 9:00 AM EDT - 1 year ago

Usio to Host Fourth Quarter and Fiscal Year End 2023 Conference Call to Discuss Results and Provide Company Update on March 27, 2024

Mar 12, 2024, 4:01 PM EDT - 1 year ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 9:00 AM EDT - 1 year ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 4, 2024, 9:00 AM EST - 1 year ago

Usio, Inc. to Participate in 36th Annual Roth Conference

Dec 6, 2023, 9:00 AM EST - 1 year ago

Usio Welcomes Payments Veteran Mr. Jerry Uffner as Senior Vice President of Card Issuing Sales

Dec 4, 2023, 9:13 AM EST - 1 year ago

Usio Announces Strategic Partnership with Leading Benefits Administrator, Genius Avenue

Nov 9, 2023, 12:13 AM EST - 2 years ago

Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript

Nov 8, 2023, 4:00 PM EST - 2 years ago

Usio Announces Record Third Quarter 2023 Financial Results

Nov 1, 2023, 9:00 AM EDT - 2 years ago

Usio, Inc. Card Issuing Division Launches Its First State-Administered Prepaid Card Program

Oct 23, 2023, 9:00 AM EDT - 2 years ago

Usio to Host Third Quarter Fiscal 2023 Conference Call to Discuss Results and Provide Company Update on November 8, 2023

Oct 18, 2023, 9:00 AM EDT - 2 years ago

Usio To Celebrate 25 Year Anniversary with Presentation at Nasdaq Marketsite

Sep 20, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at The LD Micro Main Event XVI

Sep 13, 2023, 7:55 AM EDT - 2 years ago

Usio Chosen by Fitli, Inc – Leading Fitness ISV – as Payments Processor of Choice

Sep 6, 2023, 9:00 AM EDT - 2 years ago

Usio to Participate in the H.C. Wainwright 25th Annual Global Investment Conference

Aug 14, 2023, 8:57 PM EDT - 2 years ago

Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript

Janalea101 Oct. 4 at 7:45 AM

$USIO Im bag holding this from $5 for a small position but I WILL NEVER SELL until it gets to at least $20 and I will wait 20 yrs if I have to, out of pure spite 🤣🤣🤣

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STR8SHTR Oct. 2 at 7:42 PM

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SmartContent Oct. 1 at 2:16 PM

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SmartContent Oct. 1 at 1:54 PM

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DragonsTreasure Sep. 30 at 3:42 PM

$USIO if this stock had better volume it would be way up there in price right now. Funds are locked out right now.

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justme_DC Sep. 29 at 7:53 PM

$USIO Their PR team is actually great (at least on LinkedIn). Just wish their IR side had something meaningfull to post and talk about. Oh well. Time..............(hopefully)...........

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SmartContent Sep. 26 at 7:38 PM

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SmartContent Sep. 26 at 3:54 PM

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DragonsTreasure Sep. 24 at 8:07 PM

$USIO patience...

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SmartContent Sep. 23 at 8:20 PM

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SystemSwindler217 Sep. 22 at 3:22 PM

$USIO doubled my position. They will follow the $SOFI playbook. Once they put together consistent quarters of higher revenue growth, along with already being profitable, $USIO will take off. It’s undervalued now. Should be $3 at least with their current revenue

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Vix3000 Sep. 19 at 8:39 PM

$USIO on a day when every company with no revenue is up 30%, makes no sense that we are down. This company has the most incompetent PR team. Just fire everyone in Investor Relations, maybe our profit would go up a bit

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DragonsTreasure Sep. 18 at 10:04 PM

$USIO we're early, no matter if the price hasn't moved in 3 years. We'll have our day sooner than later.

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DragonsTreasure Sep. 17 at 7:01 PM

$USIO rate cuts are good for USIO since they mostly target small to medium size business. We've kind of saw the results of pre-longed high interest rates. The downstream clients get acquired. Low rates means higher activity in the segment.

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SystemSwindler217 Sep. 16 at 6:16 PM

$USIO Price action tells me the company is continuing their buyback procedure. confidently adding here and below as always.

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CrayP Sep. 10 at 5:44 PM

$USIO $ORBS $WLD.X $BMNR USIO's Retina-based biometric payment system a la Worldcoin: "During this quarter, we began development of Biometrics, our AI checkout. Our vision there is that we're going to be able to attach your retina to a token and then match that token to your payment wallet token. In your payment wallet, you'll voluntarily give up information like your American Express card... debit card... relationships like with maybe Rakuten. And our vision... is you're going to be able to walk into a store, grab two or three items and just walk right out. And you'll get – your retina will get scanned and we'll look at the items you're buying and then we're going to make the best payment decision for you. So, for example, you could walk into CVS and walk out with the item that has an offer on your American Express card. Maybe you haven't even selected that offer yet. Well, we're going to select it for you, then initiate the payment so that you get $20 back from American Express."

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CrayP Sep. 10 at 11:43 AM

$USIO $ORBS $WLD.X $BMNR From 2Q USIO ($38M Mkt Cap, No Debt and EPS+) Call; iris-based biometric payment system to be launched at next year's SXSW: "At the corporate level, we recently tested our biometric merchant payment system and tied a token generated from a human iris with a payment wallet and successfully initiated payments. We're hoping to have a promotional demonstration video of this new technology available for you later this year. While it's still in the early stages, our work on this cutting-edge system as well as the introduction of functioning wearables is representative of our innovative use of technology that are at heart of what is Usio."

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NVDAMillionaire Sep. 10 at 5:32 AM

$USIO Outstanding article that hits the mark on USIO's current state. So if you want to refresh your USIO insights or learn about USIO from scratch, this is a must read. https://beyondspx.com/quote/USIO/analysis/usio-s-integrated-fintech-vision-unlocking-value-through-usio-one-and-technological-depth-nasdaq-usio

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SystemSwindler217 Sep. 9 at 4:46 PM

$USIO Usio Inc. 2025 Q2 Earnings Report Review & Fundamental Analysis | FinTech Payment Facilitation https://youtu.be/upnlstUpKi8?si=VS6ptV8gUaWLDvSq

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TheHellYouSay Sep. 8 at 11:22 PM

$USIO KOO-RAH!!!

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justme_DC Aug. 29 at 8:54 PM

$USIO Ok ok, last one for the day. USIO BOD.....flatlined for ~3 years now. With the annual cost of simply staying listed...what is your end game (again 3 years now). Heck, imagine the savings to delist or simply if you would sell for a 30% uplift. Need some direction and / or some material news....add the below straight to your bottom line

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justme_DC Aug. 29 at 7:32 PM

$USIO $GFAI I did have to smile, as these two just happen to be two decent holdings that I have played with for the last year (some held long and some nice swings along the way). AI...isn't always right, but decided to add another decent amount.

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Market Cap	38.68M
Revenue (ttm)	82.93M
Net Income (ttm)	3.31M
EPS (ttm)	N/A
PE Ratio	0.00
Forward PE	32.31
Profit Margin	3.99%
Debt to Equity Ratio	0.03

Volume	106,500
Avg Vol	95,854
Day's Range	N/A - N/A
Shares Out	26.50M
Stochastic %K	75%
Beta	1.36
Analysts	Sell
Price Target	$5.12