Market Cap 38.68M
Revenue (ttm) 82.93M
Net Income (ttm) 3.31M
EPS (ttm) N/A
PE Ratio 0.00
Forward PE 32.08
Profit Margin 3.99%
Debt to Equity Ratio 0.03
Volume 35,900
Avg Vol 83,360
Day's Range N/A - N/A
Shares Out 26.50M
Stochastic %K 73%
Beta 1.36
Analysts Sell
Price Target $5.12

Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services...

Industry: Software - Infrastructure
Sector: Technology
Phone: 210 249 4100
Website: usio.com
Address:
3611 Paesanos Parkway, Suite 300, San Antonio, United States
WrappedLunatic
WrappedLunatic Oct. 24 at 1:13 PM
$USIO When its the same 6 people in a room....not a good sign
0 · Reply
TheHellYouSay
TheHellYouSay Oct. 22 at 10:21 PM
$USIO For the love of God, when will the paint be dry?
1 · Reply
justme_DC
justme_DC Oct. 21 at 9:53 PM
$USIO The executive tema's primary focus should be to run the business. Fair enough. But the BOD's obligations / respnisbilities include SH value. Seeing as how almost all SH's are retail.....update them! While of course 'fluff' only lasts intra-day if that.....for goodness sakes, update them on your progress and give some commitments within expected reasoning. Or let them know of the near term negatives if the case. Your LinkedIn is fine.....your SH updates SUCK. 3 years flatline and nominal investor interest, work on that also!!!! BOD, do something (that is your job).
0 · Reply
justme_DC
justme_DC Oct. 21 at 9:17 PM
$USIO Hmmm,maybe worthwhile to issue a PR to your shareholders
0 · Reply
SmartContent
SmartContent Oct. 21 at 8:30 PM
$USIO launched the "Usio One" sales initiative designed to centralize previously siloed sales efforts across its various product lines using a standardized CRM system with twelve quota-carrying salespeople, intended to drive cross-selling opportunities and accelerate customer acquisition​. Cash flow generation has been positive with the company generating seven hundred thousand dollars from operations in the first quarter of 2025 even while executing three hundred fifty thousand dollars in share repurchases, ending the quarter with cash and equivalents of eight point seven million dollars​. Looking forward, management expressed confidence that fiscal year 2025 would be one of their "greatest years ever," fueled by a substantial pipeline of contracted Payment Facilitation integrated software vendors expected to generate over one point four billion dollars in potential processing volume as these implementations ramp through the second half of the year.
0 · Reply
SmartContent
SmartContent Oct. 21 at 5:19 PM
$USIO operates a diversified fintech platform spanning ACH processing (70%+ margins), payment facilitation, prepaid card issuing, and output solutions, positioning it to capitalize on the accelerating shift from cash and checks to digital payments. The company recently signed a major ISV contract representing over 1 billion in annual processing volume and potential $20 million+ in recurring revenue, demonstrating its ability to scale enterprise relationships while targeting 20% annual revenue growth through platform integration and cross-selling initiatives.
0 · Reply
ItsAllAboutBeingFirst
ItsAllAboutBeingFirst Oct. 21 at 3:41 PM
0 · Reply
DragonsTreasure
DragonsTreasure Oct. 20 at 3:40 PM
$USIO presenting at LD Micro today 3PM EST
0 · Reply
SystemSwindler217
SystemSwindler217 Oct. 17 at 3:06 PM
$USIO Having a 13 P/E is laughable. Added more today. It’s marinating for a major bang whenever that is. A bigger institution may by this at ungodly levels in a few years. A ready-made all-inclusive payments company with good books.
0 · Reply
SystemSwindler217
SystemSwindler217 Oct. 15 at 5:10 PM
$USIO https://youtu.be/Icsi_0pwdEg?si=QR66qv3iKpteaZdt Louis thinking buyout in the 10 year plan. Hold steady, That buyout will be 20x+ if not more.
1 · Reply
Latest News on USIO
Usio Inc. Earns 2025/2026 Great Place To Work Certification™

Aug 19, 2025, 9:00 AM EDT - 2 months ago

Usio Inc. Earns 2025/2026 Great Place To Work Certification™


Usio, Inc. (USIO) Q2 2025 Earnings Call Transcript

Aug 7, 2025, 3:12 AM EDT - 2 months ago

Usio, Inc. (USIO) Q2 2025 Earnings Call Transcript


Usio Announces Second Quarter 2025 Financial Results

Aug 6, 2025, 4:01 PM EDT - 2 months ago

Usio Announces Second Quarter 2025 Financial Results


Usio Helps Lead Texas Flood Relief Efforts

Jul 10, 2025, 9:05 AM EDT - 3 months ago

Usio Helps Lead Texas Flood Relief Efforts


Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript

May 14, 2025, 8:53 PM EDT - 5 months ago

Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript


Usio Announces First Quarter 2025 Financial Results

May 14, 2025, 4:01 PM EDT - 5 months ago

Usio Announces First Quarter 2025 Financial Results


I Like Usio's Direction, But Not Enough To Buy Right Now

Mar 28, 2025, 8:24 AM EDT - 7 months ago

I Like Usio's Direction, But Not Enough To Buy Right Now


Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript

Mar 26, 2025, 6:53 PM EDT - 7 months ago

Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript


Usio Increases, Extends Share Repurchase Program

Mar 26, 2025, 5:38 PM EDT - 7 months ago

Usio Increases, Extends Share Repurchase Program


Usio Increases and Extends Share Repurchase Program

Mar 26, 2025, 4:01 PM EDT - 7 months ago

Usio Increases and Extends Share Repurchase Program


Usio Announces Participation in Upcoming Investor Conferences

Feb 12, 2025, 9:00 AM EST - 9 months ago

Usio Announces Participation in Upcoming Investor Conferences


Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript

Nov 7, 2024, 12:14 AM EST - 1 year ago

Usio, Inc. (USIO) Q3 2024 Earnings Call Transcript


Usio Announces Third Quarter 2024 Financial Results

Nov 6, 2024, 4:01 PM EST - 1 year ago

Usio Announces Third Quarter 2024 Financial Results


Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript

Aug 14, 2024, 9:18 PM EDT - 1 year ago

Usio, Inc. (USIO) Q2 2024 Earnings Call Transcript


Usio Announces Second Quarter 2024 Financial Results

Aug 14, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Second Quarter 2024 Financial Results


Usio Featured at The NASDAQ MarketSite

Jul 11, 2024, 9:00 AM EDT - 1 year ago

Usio Featured at The NASDAQ MarketSite


Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript

May 15, 2024, 8:13 PM EDT - 1 year ago

Usio, Inc. (USIO) Q1 2024 Earnings Call Transcript


Usio Announces First Quarter 2024 Financial Results

May 15, 2024, 4:01 PM EDT - 1 year ago

Usio Announces First Quarter 2024 Financial Results


Usio to Present at LD Micro Invitational XIV

Apr 2, 2024, 9:00 AM EDT - 1 year ago

Usio to Present at LD Micro Invitational XIV


Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript

Mar 27, 2024, 8:40 PM EDT - 1 year ago

Usio, Inc. (USIO) Q4 2023 Earnings Call Transcript


Usio Announces Record Full Year 2023 Revenues

Mar 27, 2024, 4:01 PM EDT - 1 year ago

Usio Announces Record Full Year 2023 Revenues


Usio's Payments Technology Giving Sports Clubs a ‘Boost'

Mar 12, 2024, 4:01 PM EDT - 1 year ago

Usio's Payments Technology Giving Sports Clubs a ‘Boost'


Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%

Mar 12, 2024, 9:00 AM EDT - 1 year ago

Usio Reiterates Fiscal 2023 Revenue Growth Guidance of 18-20%


Usio, Inc. to Participate in 36th Annual Roth Conference

Mar 4, 2024, 9:00 AM EST - 1 year ago

Usio, Inc. to Participate in 36th Annual Roth Conference


Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript

Nov 9, 2023, 12:13 AM EST - 2 years ago

Usio, Inc. (USIO) Q3 2023 Earnings Call Transcript


Usio Announces Record Third Quarter 2023 Financial Results

Nov 8, 2023, 4:00 PM EST - 2 years ago

Usio Announces Record Third Quarter 2023 Financial Results


Usio to Present at The LD Micro Main Event XVI

Sep 20, 2023, 9:00 AM EDT - 2 years ago

Usio to Present at The LD Micro Main Event XVI


Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript

Aug 14, 2023, 8:57 PM EDT - 2 years ago

Usio, Inc. (USIO) Q2 2023 Earnings Call Transcript


WrappedLunatic
WrappedLunatic Oct. 24 at 1:13 PM
$USIO When its the same 6 people in a room....not a good sign
0 · Reply
TheHellYouSay
TheHellYouSay Oct. 22 at 10:21 PM
$USIO For the love of God, when will the paint be dry?
1 · Reply
justme_DC
justme_DC Oct. 21 at 9:53 PM
$USIO The executive tema's primary focus should be to run the business. Fair enough. But the BOD's obligations / respnisbilities include SH value. Seeing as how almost all SH's are retail.....update them! While of course 'fluff' only lasts intra-day if that.....for goodness sakes, update them on your progress and give some commitments within expected reasoning. Or let them know of the near term negatives if the case. Your LinkedIn is fine.....your SH updates SUCK. 3 years flatline and nominal investor interest, work on that also!!!! BOD, do something (that is your job).
0 · Reply
justme_DC
justme_DC Oct. 21 at 9:17 PM
$USIO Hmmm,maybe worthwhile to issue a PR to your shareholders
0 · Reply
SmartContent
SmartContent Oct. 21 at 8:30 PM
$USIO launched the "Usio One" sales initiative designed to centralize previously siloed sales efforts across its various product lines using a standardized CRM system with twelve quota-carrying salespeople, intended to drive cross-selling opportunities and accelerate customer acquisition​. Cash flow generation has been positive with the company generating seven hundred thousand dollars from operations in the first quarter of 2025 even while executing three hundred fifty thousand dollars in share repurchases, ending the quarter with cash and equivalents of eight point seven million dollars​. Looking forward, management expressed confidence that fiscal year 2025 would be one of their "greatest years ever," fueled by a substantial pipeline of contracted Payment Facilitation integrated software vendors expected to generate over one point four billion dollars in potential processing volume as these implementations ramp through the second half of the year.
0 · Reply
SmartContent
SmartContent Oct. 21 at 5:19 PM
$USIO operates a diversified fintech platform spanning ACH processing (70%+ margins), payment facilitation, prepaid card issuing, and output solutions, positioning it to capitalize on the accelerating shift from cash and checks to digital payments. The company recently signed a major ISV contract representing over 1 billion in annual processing volume and potential $20 million+ in recurring revenue, demonstrating its ability to scale enterprise relationships while targeting 20% annual revenue growth through platform integration and cross-selling initiatives.
0 · Reply
ItsAllAboutBeingFirst
ItsAllAboutBeingFirst Oct. 21 at 3:41 PM
0 · Reply
DragonsTreasure
DragonsTreasure Oct. 20 at 3:40 PM
$USIO presenting at LD Micro today 3PM EST
0 · Reply
SystemSwindler217
SystemSwindler217 Oct. 17 at 3:06 PM
$USIO Having a 13 P/E is laughable. Added more today. It’s marinating for a major bang whenever that is. A bigger institution may by this at ungodly levels in a few years. A ready-made all-inclusive payments company with good books.
0 · Reply
SystemSwindler217
SystemSwindler217 Oct. 15 at 5:10 PM
$USIO https://youtu.be/Icsi_0pwdEg?si=QR66qv3iKpteaZdt Louis thinking buyout in the 10 year plan. Hold steady, That buyout will be 20x+ if not more.
1 · Reply
SystemSwindler217
SystemSwindler217 Oct. 14 at 7:12 PM
$USIO You gotta trust yourself on this one. The company is literally at its lowest if you wanna look at the long term historical charts. The company is buying back shares at these levels and they are growing market share in a massively growing industry. The opportunity cost will balance out to our upside in the long run. Don’t overthink it, if you’re truly long term.
1 · Reply
SmartContent
SmartContent Oct. 13 at 7:50 PM
$USIO is positioning itself for a record 2025. Strong deal pipeline, sticky client base, and growing EBITDA/cash flow. Print division gives them end-to-end control, from municipal mailings to payments (think LA County, Miami-Dade). Fintech consolidation coming, and Usio’s already diversified across multiple payment channels. Quiet sleeper in small-cap fintech.
0 · Reply
DragonsTreasure
DragonsTreasure Oct. 12 at 2:54 PM
$USIO looks like stronh H2 and they'll be adding blookchain payments channel
0 · Reply
theflynews
theflynews Oct. 9 at 6:34 PM
Meet Usio: Fly exclusive interview with CEO Louis Hock - $USIO - https://thefly.com/permalinks/entry.php/USIOid4211014?1760033869C38
0 · Reply
Zaens
Zaens Oct. 9 at 5:35 PM
$USIO One of the shittiest stocks out there
1 · Reply
SmartContent
SmartContent Oct. 6 at 10:28 AM
$USIO https://youtu.be/Icsi_0pwdEg?si=KGjwToZbkBnzxzvY
1 · Reply
Janalea101
Janalea101 Oct. 4 at 7:45 AM
$USIO Im bag holding this from $5 for a small position but I WILL NEVER SELL until it gets to at least $20 and I will wait 20 yrs if I have to, out of pure spite 🤣🤣🤣
1 · Reply
STR8SHTR
STR8SHTR Oct. 2 at 7:42 PM
$USIO Just entered LONG @ $1.39. Very SOLID and improving metrics - significantly undervalued with STRONG insider ownership. May have to be patient but a great entry at these levels. Compared to other Small Cap Fintechs (EG: PAYS) this should be priced more in the range of $3 - $5.
1 · Reply
SmartContent
SmartContent Oct. 1 at 2:16 PM
$CRWS: Cash-generative baby products company with a clean balance sheet, steady dividends, and room for margin lift as inventory and retail channels normalize. $LFT: Mortgage REIT trading below book with a double-digit yield and leverage to improving credit spreads as rates stabilize. $NXDT: Deep discount to NAV across a diversified real-estate portfolio, with asset sales and simplification providing clear catalysts for closing the gap. $USIO: Low-float fintech growing processing volumes and expanding margins; even modest contract wins or profitability can drive a sharp re-rating. $AFCG: High-yield specialty lender to cannabis operators trading under book, with credit recoveries and federal reform optionality offering upside.
0 · Reply
SmartContent
SmartContent Oct. 1 at 1:54 PM
$USIO is a tiny fintech with only about 26 million shares outstanding and a float around 21 million. Insiders own about 20%, institutions about 25–27%, so there aren’t many shares truly available. The business is growing payment volumes, margins are improving, and management is guiding for continued revenue growth and positive cash flow. With such a small float, steady accumulation plus even modest contract wins or profitability could easily push the stock into the $2–3 range in 2026.
0 · Reply
DragonsTreasure
DragonsTreasure Sep. 30 at 3:42 PM
$USIO if this stock had better volume it would be way up there in price right now. Funds are locked out right now.
1 · Reply
justme_DC
justme_DC Sep. 29 at 7:53 PM
$USIO Their PR team is actually great (at least on LinkedIn). Just wish their IR side had something meaningfull to post and talk about. Oh well. Time..............(hopefully)...........
0 · Reply