Old Second Bancorp (OSBC)

$21.53 +0.22 (1.03%)
Market Cap 1.10B
Revenue (ttm) 401.54M
Net Income (ttm) 80.31M
EPS (ttm) N/A
PE Ratio 10.52
Forward PE 9.76
Profit Margin 20.00%
Debt to Equity Ratio 0.11
Volume 346,700
Avg Vol 375,438
Day's Range N/A - N/A
Shares Out 51.78M
Stochastic %K 94%
Beta 0.74
Analysts Strong Sell
Price Target $23.60

Company Profile

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; constructi...

Industry: Banks - Regional
Sector: Financial Services
Phone: 630 892 0202
Fax: 630 566 3494
Address:
37 South River Street, Aurora, United States
SuperGreenToday
SuperGreenToday Apr. 9 at 1:27 AM
$OSBC Share Price: $21.19 Contract Selected: Sep 18, 2026 $20 Calls Buy Zone: $1.57 – $1.94 Target Zone: $2.80 – $3.42 Potential Upside: 69% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
OkieDokieTrader
OkieDokieTrader Mar. 30 at 7:40 PM
$OSBC Say bye bye!!!
1 · Reply
OnlyFibs
OnlyFibs Mar. 14 at 9:26 PM
$OSBC 🏦 coiling at ATH — breakout watch converging trendlines = move coming break $19.95 → $20.50 → $21.57 ATH lose $19.00 trendline = reassess why the fundamentals support the bull: Q4 EPS $0.58 vs $0.53 — beat Q4 revenue $95.2M vs $82.5M — massive beat net margin 20% · ROE 12.79% $43.9M buyback · debt being reduced 67% institutional ownership Strong Buy · avg PT $21.63 vs $19.48 high PT $24.50 bear flag: EVP sold 35K shares Feb 18 Illinois community bank hiding in plain sight #OSBC #RegionalBanks #hovdid
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 1:45 AM
$OSBC RSI: 61.03, MACD: 0.1359 Vol: 0.46, MA20: 20.37, MA50: 20.27 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
FactorMomentum
FactorMomentum Feb. 20 at 1:57 PM
$OSBC Old Second Bancorp operates community banking franchises. Earnings depend on margin trends and credit quality. Conservative profile supports stability.
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 20 at 1:55 AM
$OSBC Share Price: $20.38 Contract Selected: Sep 18, 2026 $2.5 Calls Buy Zone: $13.77 – $17.01 Target Zone: $23.04 – $28.16 Potential Upside: 58% ROI Time to Expiration: 210 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 16 at 7:10 PM
$OSBC Current Stock Price: $20.57 Contracts to trade: $20.0 OSBC Feb 20 2026 Call Entry: $0.95 Exit: $1.29 ROI: 37% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
TradeChisel
TradeChisel Feb. 4 at 2:28 PM
$OSBC is a community bank holding company in the Midwest; it is navigating the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 10:25 PM
$OSBC Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.55 up 30.95% YoY • Reported revenue of $95.2M up 30.06% YoY
0 · Reply
BillionerOfKing
BillionerOfKing Jan. 15 at 8:53 PM
$OSBC Current Stock Price: $20.98 Contracts to trade: $20 OSBC Jan 16 2026 Call Entry: $0.85 Exit: $1.28 ROI: 50% Hold ~21 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Latest News on OSBC
Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share

Jan 21, 2026, 5:00 PM EST - 2 months ago

Old Second Bancorp, Inc. Reports Fourth Quarter 2025 Net Income of $28.8 Million, or $0.54 per Diluted Share

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group

Dec 1, 2025, 11:00 AM EST - 4 months ago

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Paceline Equity Partners and Serata Capital Partners in their Acquisition of EventLink Group

Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share

Oct 22, 2025, 4:15 PM EDT - 6 months ago

Old Second Bancorp, Inc. Reports Third Quarter 2025 Net Income of $9.9 Million, or $0.18 per Diluted Share

Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers

Oct 20, 2025, 9:00 AM EDT - 6 months ago

Old Second National Bank Completes Integration of Evergreen Bank Group, Expanding Access and Services for Customers

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp

Sep 8, 2025, 12:00 PM EDT - 7 months ago

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support San Francisco Equity Partners in its Acquisition of Formula Corp

Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share

Jul 23, 2025, 4:35 PM EDT - 9 months ago

Old Second Bancorp, Inc. Reports Second Quarter 2025 Net Income of $21.8 Million, or $0.48 per Diluted Share

Old Second Completes Merger with Bancorp Financial

Jul 1, 2025, 8:15 AM EDT - 10 months ago

Old Second Completes Merger with Bancorp Financial

Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share

Apr 23, 2025, 4:42 PM EDT - 1 year ago

Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support RF Investment Partners in the recapitalization of Valley Vital Care

Apr 9, 2025, 11:00 AM EDT - 1 year ago

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support RF Investment Partners in the recapitalization of Valley Vital Care

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners' Acquisition of Hoffman Engineering

Mar 6, 2025, 11:00 AM EST - 1 year ago

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners' Acquisition of Hoffman Engineering

KBRA Comments on Old Second Bancorp, Inc.'s Proposed Acquisition of Bancorp Financial, Inc.

Feb 25, 2025, 6:25 PM EST - 1 year ago

KBRA Comments on Old Second Bancorp, Inc.'s Proposed Acquisition of Bancorp Financial, Inc.

Old Second and Evergreen Bank Group Announce Strategic Combination

Feb 25, 2025, 7:15 AM EST - 1 year ago

Old Second and Evergreen Bank Group Announce Strategic Combination

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Mangrove Equity Partners Acquisition of A&R Sealcoating

Feb 20, 2025, 11:00 AM EST - 1 year ago

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Mangrove Equity Partners Acquisition of A&R Sealcoating

Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of $19.1 Million, or $0.42 per Diluted Share

Jan 22, 2025, 4:35 PM EST - 1 year ago

Old Second Bancorp, Inc. Reports Fourth Quarter 2024 Net Income of $19.1 Million, or $0.42 per Diluted Share

Old Second Bancorp, Inc. Announces Completion of Chicagoland Branch Transaction

Dec 6, 2024, 6:10 PM EST - 1 year ago

Old Second Bancorp, Inc. Announces Completion of Chicagoland Branch Transaction

Old Second Bancorp, Inc. Reports Third Quarter 2024 Net Income of $23.0 Million, or $0.50 per Diluted Share

Oct 16, 2024, 4:45 PM EDT - 1 year ago

Old Second Bancorp, Inc. Reports Third Quarter 2024 Net Income of $23.0 Million, or $0.50 per Diluted Share

Old Second Bancorp, Inc. and First Merchants Corporation Announce Transaction Involving Chicagoland Branch Operations

Aug 27, 2024, 9:05 AM EDT - 1 year ago

Old Second Bancorp, Inc. and First Merchants Corporation Announce Transaction Involving Chicagoland Branch Operations

FRME

Old Second Bancorp, Inc. Reports Second Quarter 2024 Net Income of $21.9 Million, or $0.48 per Diluted Share

Jul 17, 2024, 4:30 PM EDT - 1 year ago

Old Second Bancorp, Inc. Reports Second Quarter 2024 Net Income of $21.9 Million, or $0.48 per Diluted Share

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Encore Consumer Capital in its Acquisition of Chalet Desserts

Jul 9, 2024, 11:00 AM EDT - 1 year ago

O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Encore Consumer Capital in its Acquisition of Chalet Desserts

O2 Sponsor Finance Hires Sean Maher as Vice President

Jun 17, 2024, 11:00 AM EDT - 1 year ago

O2 Sponsor Finance Hires Sean Maher as Vice President

Old Second Bancorp, Inc. Reports First Quarter 2024 Net Income of $21.3 Million, or $0.47 per Diluted Share

Apr 17, 2024, 4:30 PM EDT - 2 years ago

Old Second Bancorp, Inc. Reports First Quarter 2024 Net Income of $21.3 Million, or $0.47 per Diluted Share

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Corridor Capital in its Acquisition of Association Headquarters

Mar 20, 2024, 11:00 AM EDT - 2 years ago

O2 Sponsor Finance provides Senior Secured Credit Facilities to Support Corridor Capital in its Acquisition of Association Headquarters

Rankins Joins Old Second National Bank

Mar 7, 2024, 11:00 AM EST - 2 years ago

Rankins Joins Old Second National Bank

O2 Sponsor Finance Promotes Nick O'Brien to Senior Vice President

Feb 21, 2024, 11:00 AM EST - 2 years ago

O2 Sponsor Finance Promotes Nick O'Brien to Senior Vice President

Old Second Bancorp, Inc. Reports Fourth Quarter 2023 Net Income of $18.2 Million, or $0.40 per Diluted Share

Jan 24, 2024, 4:30 PM EST - 2 years ago

Old Second Bancorp, Inc. Reports Fourth Quarter 2023 Net Income of $18.2 Million, or $0.40 per Diluted Share

Old Second Bancorp, Inc. Reports Third Quarter 2023 Net Income of $24.3 Million, or $0.54 per Diluted Share

Oct 18, 2023, 4:45 PM EDT - 2 years ago

Old Second Bancorp, Inc. Reports Third Quarter 2023 Net Income of $24.3 Million, or $0.54 per Diluted Share

KBRA Releases Surveillance Report for Old Second Bancorp, Inc.

Aug 15, 2023, 9:44 AM EDT - 2 years ago

KBRA Releases Surveillance Report for Old Second Bancorp, Inc.

KBRA Affirms Ratings for Old Second Bancorp, Inc.

Jul 27, 2023, 1:19 PM EDT - 2 years ago

KBRA Affirms Ratings for Old Second Bancorp, Inc.

Old Second Bancorp, Inc. Reports Second Quarter 2023 Net Income of $25.6 Million, or $0.56 per Diluted Share

Jul 19, 2023, 4:50 PM EDT - 2 years ago

Old Second Bancorp, Inc. Reports Second Quarter 2023 Net Income of $25.6 Million, or $0.56 per Diluted Share

Old Second Bancorp, Inc. Reports First Quarter 2023 Net Income of $23.6 Million, or $0.52 per Diluted Share

Apr 19, 2023, 5:00 PM EDT - 3 years ago

Old Second Bancorp, Inc. Reports First Quarter 2023 Net Income of $23.6 Million, or $0.52 per Diluted Share

Old Second Bancorp, Inc. Reports Fourth Quarter 2022 Net Income of $23.6 Million, or $0.52 per Diluted Share

Jan 25, 2023, 4:30 PM EST - 3 years ago

Old Second Bancorp, Inc. Reports Fourth Quarter 2022 Net Income of $23.6 Million, or $0.52 per Diluted Share

Old Second Bancorp, Inc. Reports Third Quarter 2022 Net Income of $19.5 Million, or $0.43 per Diluted Share

Oct 26, 2022, 5:55 PM EDT - 3 years ago

Old Second Bancorp, Inc. Reports Third Quarter 2022 Net Income of $19.5 Million, or $0.43 per Diluted Share

Old Second Receives "Outstanding" Community Reinvestment Act Rating

Apr 5, 2022, 4:30 PM EDT - 4 years ago

Old Second Receives "Outstanding" Community Reinvestment Act Rating

Old Second Completes Merger with West Suburban

Dec 1, 2021, 8:50 AM EST - 4 years ago

Old Second Completes Merger with West Suburban

Old Second and West Suburban Announce Shareholder Approval of Merger

Nov 30, 2021, 11:15 AM EST - 4 years ago

Old Second and West Suburban Announce Shareholder Approval of Merger

Old Second Reports Third Quarter Net Income of $8.4 million, or $0.29 per Diluted Share

Oct 20, 2021, 7:31 PM EDT - 4 years ago

Old Second Reports Third Quarter Net Income of $8.4 million, or $0.29 per Diluted Share

Old Second Bancorp, Inc. Announces Receipt of Regulatory Approvals to Complete its Merger Transaction with West Suburban Bancorp, Inc.

Oct 15, 2021, 11:02 AM EDT - 4 years ago

Old Second Bancorp, Inc. Announces Receipt of Regulatory Approvals to Complete its Merger Transaction with West Suburban Bancorp, Inc.

Kaskela Law LLC Announces Shareholder Investigation of Old Second Bancorp, Inc. - OSBC

Sep 25, 2021, 8:00 AM EDT - 4 years ago

Kaskela Law LLC Announces Shareholder Investigation of Old Second Bancorp, Inc. - OSBC

Notable Old Second Bancorp Insider Makes $117.84 Thousand Buy

Sep 7, 2021, 1:56 PM EDT - 4 years ago

Notable Old Second Bancorp Insider Makes $117.84 Thousand Buy

Old Second Bancorp Announces the Appointment of New Director

Aug 25, 2021, 2:06 PM EDT - 5 years ago

Old Second Bancorp Announces the Appointment of New Director

Old Second and West Suburban Announce Combination to Create the Leading Community Bank in Chicago

Jul 26, 2021, 5:44 AM EDT - 5 years ago

Old Second and West Suburban Announce Combination to Create the Leading Community Bank in Chicago

Old Second Reports Second Quarter Net Income of $8.8 million, or $0.30 per Diluted Share

Jul 21, 2021, 5:30 PM EDT - 5 years ago

Old Second Reports Second Quarter Net Income of $8.8 million, or $0.30 per Diluted Share

Old Second Reports First Quarter Net Income of $11.9 million, or $0.40 per Diluted Share, Increases Quarterly Dividend to $0.05 per Share

Apr 21, 2021, 5:30 PM EDT - 5 years ago

Old Second Reports First Quarter Net Income of $11.9 million, or $0.40 per Diluted Share, Increases Quarterly Dividend to $0.05 per Share

Recap: Old Second Bancorp Q1 Earnings

Apr 21, 2021, 5:29 PM EDT - 5 years ago

Recap: Old Second Bancorp Q1 Earnings

Short Positions To Take Amid Stock Market’s Sharp Decline

Jul 9, 2020, 12:54 PM EDT - 6 years ago

Short Positions To Take Amid Stock Market’s Sharp Decline

BKYI COCP MRAM

Raymond James Bullish On Old Second Bancorp's Growth, Profitability

Apr 9, 2019, 11:18 AM EDT - 7 years ago

Raymond James Bullish On Old Second Bancorp's Growth, Profitability

SuperGreenToday
SuperGreenToday Apr. 9 at 1:27 AM
$OSBC Share Price: $21.19 Contract Selected: Sep 18, 2026 $20 Calls Buy Zone: $1.57 – $1.94 Target Zone: $2.80 – $3.42 Potential Upside: 69% ROI Time to Expiration: 162 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
OkieDokieTrader
OkieDokieTrader Mar. 30 at 7:40 PM
$OSBC Say bye bye!!!
1 · Reply
OnlyFibs
OnlyFibs Mar. 14 at 9:26 PM
$OSBC 🏦 coiling at ATH — breakout watch converging trendlines = move coming break $19.95 → $20.50 → $21.57 ATH lose $19.00 trendline = reassess why the fundamentals support the bull: Q4 EPS $0.58 vs $0.53 — beat Q4 revenue $95.2M vs $82.5M — massive beat net margin 20% · ROE 12.79% $43.9M buyback · debt being reduced 67% institutional ownership Strong Buy · avg PT $21.63 vs $19.48 high PT $24.50 bear flag: EVP sold 35K shares Feb 18 Illinois community bank hiding in plain sight #OSBC #RegionalBanks #hovdid
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 1:45 AM
$OSBC RSI: 61.03, MACD: 0.1359 Vol: 0.46, MA20: 20.37, MA50: 20.27 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
FactorMomentum
FactorMomentum Feb. 20 at 1:57 PM
$OSBC Old Second Bancorp operates community banking franchises. Earnings depend on margin trends and credit quality. Conservative profile supports stability.
0 · Reply
SuperGreenToday
SuperGreenToday Feb. 20 at 1:55 AM
$OSBC Share Price: $20.38 Contract Selected: Sep 18, 2026 $2.5 Calls Buy Zone: $13.77 – $17.01 Target Zone: $23.04 – $28.16 Potential Upside: 58% ROI Time to Expiration: 210 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 16 at 7:10 PM
$OSBC Current Stock Price: $20.57 Contracts to trade: $20.0 OSBC Feb 20 2026 Call Entry: $0.95 Exit: $1.29 ROI: 37% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
TradeChisel
TradeChisel Feb. 4 at 2:28 PM
$OSBC is a community bank holding company in the Midwest; it is navigating the industry-wide challenges of net interest margin compression and slower loan growth.
0 · Reply
StocktwitsEarnings
StocktwitsEarnings Jan. 21 at 10:25 PM
$OSBC Q4 '25 Earnings Results & Recap • Reported GAAP EPS of $0.55 up 30.95% YoY • Reported revenue of $95.2M up 30.06% YoY
0 · Reply
BillionerOfKing
BillionerOfKing Jan. 15 at 8:53 PM
$OSBC Current Stock Price: $20.98 Contracts to trade: $20 OSBC Jan 16 2026 Call Entry: $0.85 Exit: $1.28 ROI: 50% Hold ~21 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
HylomorphismH
HylomorphismH Dec. 27 at 5:27 AM
$OSBC Markets appear to be rewarding companies that show durable execution rather than rapid narrative shifts. Operational cadence needs to tighten meaningfully. If milestones become dependable, sentiment could re‑rate quickly. As performance stabilizes, the path forward can strengthen.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 3 at 10:54 AM
$OSBC
0 · Reply
SuperGreenToday
SuperGreenToday Nov. 11 at 1:32 PM
$OSBC Share Price: $18.43 Contract Selected: Mar 20, 2026 $17.5 Calls Buy Zone: $1.42 – $1.75 Target Zone: $2.37 – $2.90 Potential Upside: 58% ROI Time to Expiration: 128 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
d_risk
d_risk Nov. 7 at 12:13 AM
$OSBC - Old Second Bancorp Inc. Common Stock - 10Q - Updated Risk Factors OSBC flags a new risk: its powersports loan portfolio is seeing higher defaults and charge-offs, with rapidly depreciating collateral and potential for increased credit losses, concentration risk, and regulatory scrutiny. #FinancialServices #RegulatoryRisk #CollateralDepreciation #LoanDefaults #CreditRisk 🟢 Added 🟠 Removed https://d-risk.ai/OSBC/10-Q/2025-11-06
0 · Reply
OnlyFibs
OnlyFibs Oct. 26 at 6:41 PM
$OSBC - Old Second Bancorp - 1K - Bullish - Only two other weeks have seen MORE BUY volume - Do we continue? confirmation is breaking last weeks high - Stay Tuned #hovdid
0 · Reply
JarvisFlow
JarvisFlow Oct. 24 at 3:49 PM
Keefe, Bruyette & Woods has adjusted their stance on Old Second Bancorp ( $OSBC ), setting the rating to Outperform with a target price of 22 → 23.
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 15 at 11:41 AM
$OSBC Current Stock Price: $17.98 Contracts to trade: $17.5 OSBC Oct 17 2025 Call Entry: $0.09 Exit: $0.11 ROI: 28% Hold ~27 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 9 at 1:55 PM
$OSBC Current Stock Price: $17.14 Contracts to trade: $17.5 OSBC Oct 17 2025 Call Entry: $0.09 Exit: $0.12 ROI: 38% Hold ~25 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SushiSwapSage
SushiSwapSage Oct. 5 at 4:00 PM
$OSBC Community bank focus. Testing resistance at tangible book value. Volume pattern suggests accumulation.
0 · Reply
JarvisFlow
JarvisFlow Jul. 25 at 7:06 PM
DA Davidson updates rating for Old Second Bancorp ( $OSBC ) to Neutral, target set at 17 → 19.
0 · Reply
JarvisFlow
JarvisFlow Jul. 2 at 5:19 PM
Piper Sandler has updated their rating for Old Second Bancorp ( $OSBC ) to Overweight with a price target of 24.5.
0 · Reply
Chart2Champion
Chart2Champion Apr. 28 at 12:38 PM
$OSBC 🔥 Big update just dropped! 🔥 540K+ volume pre-market and official corporate news is out — The company confirmed it’s on the direct path to U.S. Food and Drug Administration premarket approval for their cancer detection test. 🚀 Clinical study phase ✅ Strategic lab partnerships ✅ Financial backing secured ✅ Momentum was already here — now fundamentals are catching up. This is no longer just hype — this is real execution. Setting up for something big. Stay focused. 🚀
0 · Reply