filecrux
Oct 26, 10:42 PM
$FSBC Five Star Bancorp Q3 profit up 13% to
$21.9M, but its share sale held EPS to
$0.92.
🏢 Five Star Bancorp is the Rancho Cordova, California holding company for Five Star Bank, which has ten branches in California
📈 Net income for the quarter ended September 30, 2026 rose 12.94% to
$21.9M from
$19.4M in Q2, as net interest income rose
$4.8M (11%) to
$50.9M and the margin widened to 3.69% from 3.63%
⚠️ Basic EPS rose only
$0.01 to
$0.92 because the 3,133,750-share offering lifted the weighted share count 11.03%, and return on average equity fell to 15.04% from 16.67%
📈 In return, the about
$130.0M of net proceeds lifted the CET1 capital ratio to 12.52% from 9.97%, room that is already being used as loans grew
$184.5M, or 4%, in the quarter
📅 Next: Management hosts a webcast on October 27, 2026 at 1:00 PM ET, and the
$0.25 dividend is due November 9, 2026 to holders of record November 2, 2026
Source: GlobeNewswire release, Oct 26
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