Market Cap 402.99M
Revenue (ttm) 190.68M
Net Income (ttm) 33.31M
EPS (ttm) N/A
PE Ratio 10.52
Forward PE 9.79
Profit Margin 17.47%
Debt to Equity Ratio 0.71
Volume 32,129
Avg Vol 44,292
Day's Range N/A - N/A
Shares Out 14.56M
Stochastic %K 33%
Beta 0.81
Analysts Hold
Price Target $28.67

Company Profile

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as co...

Industry: Banks - Regional
Sector: Financial Services
Phone: 419 446 2501
Website: www.fm.bank
Address:
307 North Defiance Street, Archbold, United States
MeanReverter_
MeanReverter_ Apr. 25 at 12:11 AM
This one stands out from a positioning standpoint. Rep. Robert E. Latta has been in Congress since 2007 — and has essentially stuck to one name the entire time: $FMAO. Result? The stock is down ~8.6% over that span, and on a money-weighted basis the drawdown is closer to ~15.5%. Now zoom out for context: The S&P 500 is up roughly ~180% in the same period. Meanwhile, high-profile active trading (like Pelosi’s disclosed activity) has compounded significantly higher. This isn’t about politics — it’s about strategy. Concentration + low-growth exposure + no rotation = opportunity cost. Markets reward adaptability. If you’re not reallocating capital into stronger trends, you’re effectively short momentum whether you realize it or not. Curious about the full approach?👉 Check the @MeanReverter_
0 · Reply
NasdaqPulse
NasdaqPulse Apr. 24 at 2:00 PM
“Diversification is king”… unless you’re Bob Latta apparently. This guy has been loading ONE name for ~7 years straight: Farmers & Merchants Bancorp Inc. — no tech, no AI, no megacap exposure. 👉Click to view @NasdaqPulse for timely updates amid the volatility. Meanwhile: S&P 500 Index → ~+180% since 2017 SPDR S&P 500 ETF Trust → ripping with the market $FMAO? Basically flat with some dividend drip. This is the difference between participating in the market vs. sitting in a single regional bank while $NVDA, $MSFT, $META run the tape. Lesson for traders: Concentration only works if you’re right. Otherwise… you’re just underperforming quietly for years.
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 18 at 3:12 AM
$FMAO Share Price: $27.31 Contract Selected: Sep 18, 2026 $25 Calls Buy Zone: $0.51 – $0.63 Target Zone: $0.91 – $1.11 Potential Upside: 69% ROI Time to Expiration: 153 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
DividendPower
DividendPower Apr. 6 at 12:09 PM
The 2026 Dividend Kings: A Complete List and Analysis - Updated 04/06/26 https://www.dividendpower.org/2026-dividend-kings/ $MO $FMAO $WMT $CL $ADP
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 23 at 4:35 PM
$FMAO Current Stock Price: $26.54 Contracts to trade: $25.0 FMAO Mar 20 2026 Call Entry: $0.65 Exit: $1.05 ROI: 61% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 21 at 9:33 AM
$FMAO RSI: 56.32, MACD: 0.5970 Vol: 1.06, MA20: 27.45, MA50: 26.45 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
JavierLindemann471
JavierLindemann471 Feb. 18 at 2:08 PM
$FMAO Community bank with conservative lending.
0 · Reply
Forestpk1611
Forestpk1611 Feb. 16 at 3:46 AM
0 · Reply
EmilyCastillo496
EmilyCastillo496 Feb. 11 at 5:13 PM
$FMAO Farmers & Merchants Bancorp; community bank; Ohio; margin compression.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 5 at 10:13 AM
$FMAO Current Stock Price: $28.38 Contracts to trade: $30.0 FMAO Mar 20 2026 Call Entry: $1.03 Exit: $1.77 ROI: 71% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
Latest News on FMAO
Farmers & Merchants Bancorp Transcript: AGM 2026

Apr 20, 2026, 1:30 PM EDT - 10 days ago

Farmers & Merchants Bancorp Transcript: AGM 2026


F&M Bank Promotes Eric D. Faust to Executive Vice President

May 21, 2025, 4:30 PM EDT - 1 year ago

F&M Bank Promotes Eric D. Faust to Executive Vice President


F&M Bank Welcomes Carly Buchanan as Chief People Officer

Feb 14, 2025, 2:33 PM EST - 1 year ago

F&M Bank Welcomes Carly Buchanan as Chief People Officer


Mark Hutchinson Joins F&M Bank as Treasurer

Apr 24, 2024, 4:31 PM EDT - 2 years ago

Mark Hutchinson Joins F&M Bank as Treasurer


F&M Bank Signs Atlanta Braves' Kade Kern to Brand Partnership

Jan 29, 2024, 9:00 AM EST - 2 years ago

F&M Bank Signs Atlanta Braves' Kade Kern to Brand Partnership


F&M Bank Opens Regional Headquarters in Fort Wayne, Indiana

Nov 3, 2023, 2:08 PM EDT - 2 years ago

F&M Bank Opens Regional Headquarters in Fort Wayne, Indiana


Farmers & Merchants Bancorp Transcript: AGM 2022

Apr 12, 2022, 1:30 PM EDT - 4 years ago

Farmers & Merchants Bancorp Transcript: AGM 2022


MeanReverter_
MeanReverter_ Apr. 25 at 12:11 AM
This one stands out from a positioning standpoint. Rep. Robert E. Latta has been in Congress since 2007 — and has essentially stuck to one name the entire time: $FMAO. Result? The stock is down ~8.6% over that span, and on a money-weighted basis the drawdown is closer to ~15.5%. Now zoom out for context: The S&P 500 is up roughly ~180% in the same period. Meanwhile, high-profile active trading (like Pelosi’s disclosed activity) has compounded significantly higher. This isn’t about politics — it’s about strategy. Concentration + low-growth exposure + no rotation = opportunity cost. Markets reward adaptability. If you’re not reallocating capital into stronger trends, you’re effectively short momentum whether you realize it or not. Curious about the full approach?👉 Check the @MeanReverter_
0 · Reply
NasdaqPulse
NasdaqPulse Apr. 24 at 2:00 PM
“Diversification is king”… unless you’re Bob Latta apparently. This guy has been loading ONE name for ~7 years straight: Farmers & Merchants Bancorp Inc. — no tech, no AI, no megacap exposure. 👉Click to view @NasdaqPulse for timely updates amid the volatility. Meanwhile: S&P 500 Index → ~+180% since 2017 SPDR S&P 500 ETF Trust → ripping with the market $FMAO? Basically flat with some dividend drip. This is the difference between participating in the market vs. sitting in a single regional bank while $NVDA, $MSFT, $META run the tape. Lesson for traders: Concentration only works if you’re right. Otherwise… you’re just underperforming quietly for years.
0 · Reply
SuperGreenToday
SuperGreenToday Apr. 18 at 3:12 AM
$FMAO Share Price: $27.31 Contract Selected: Sep 18, 2026 $25 Calls Buy Zone: $0.51 – $0.63 Target Zone: $0.91 – $1.11 Potential Upside: 69% ROI Time to Expiration: 153 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
DividendPower
DividendPower Apr. 6 at 12:09 PM
The 2026 Dividend Kings: A Complete List and Analysis - Updated 04/06/26 https://www.dividendpower.org/2026-dividend-kings/ $MO $FMAO $WMT $CL $ADP
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 23 at 4:35 PM
$FMAO Current Stock Price: $26.54 Contracts to trade: $25.0 FMAO Mar 20 2026 Call Entry: $0.65 Exit: $1.05 ROI: 61% Hold ~24 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 21 at 9:33 AM
$FMAO RSI: 56.32, MACD: 0.5970 Vol: 1.06, MA20: 27.45, MA50: 26.45 🔴 SELL - Downtrend 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
JavierLindemann471
JavierLindemann471 Feb. 18 at 2:08 PM
$FMAO Community bank with conservative lending.
0 · Reply
Forestpk1611
Forestpk1611 Feb. 16 at 3:46 AM
0 · Reply
EmilyCastillo496
EmilyCastillo496 Feb. 11 at 5:13 PM
$FMAO Farmers & Merchants Bancorp; community bank; Ohio; margin compression.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 5 at 10:13 AM
$FMAO Current Stock Price: $28.38 Contracts to trade: $30.0 FMAO Mar 20 2026 Call Entry: $1.03 Exit: $1.77 ROI: 71% Hold ~30 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
SamuelsonS2
SamuelsonS2 Dec. 26 at 3:15 PM
$FMAO Conditions are shifting toward markets rewarding operational proof over narrative ambition. Margin trajectory needs to confirm that scale creates leverage, not dilution. Evidence of repeatability is likely to change market tone. Without validation, volatility will remain persistent.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 15 at 5:37 PM
$FMAO Share Price: $27.60 Contract Selected: Jun 18, 2026 $30 Calls Buy Zone: $1.32 – $1.63 Target Zone: $2.16 – $2.64 Potential Upside: 55% ROI Time to Expiration: 184 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
SuperGreenToday
SuperGreenToday Nov. 12 at 7:35 PM
$FMAO Share Price: $24.92 Contract Selected: Jun 18, 2026 $30 Calls Buy Zone: $0.09 – $0.11 Target Zone: $0.16 – $0.19 Potential Upside: 72% ROI Time to Expiration: 217 Days | Updates via https://fxcapta.com/stockinfo/
0 · Reply
d_risk
d_risk Oct. 31 at 8:19 PM
$FMAO - Farmers & Merchants Bancorp Inc. Common Stock - 10Q - Updated Risk Factors FMAO’s 10-Q risk factors now spotlight inflation’s impact on costs and credit, deeper concerns over quantitative model reliability, rising threats from digital assets and fintech, new GENIUS Act compliance burdens, and fresh risks tied to data privacy, fair lending, operational practices, and evolving consumer credit trends. #BankingSector #DataPrivacy #FintechThreats #CreditRisk #InflationImpact 🟢 Added 🟠 Removed https://d-risk.ai/FMAO/10-Q/2025-10-31
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 14 at 3:25 PM
$FMAO Current Stock Price: $24.25 Contracts to trade: $25 FMAO Oct 17 2025 Call Entry: $0.47 Exit: $0.88 ROI: 87% Hold ~26 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
BillionerOfKing
BillionerOfKing Oct. 9 at 11:43 AM
$FMAO Current Stock Price: $25.05 Contracts to trade: $25 FMAO Oct 17 2025 Call Entry: $0.47 Exit: $0.92 ROI: 96% Hold ~21 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
0 · Reply
JamesMeister535
JamesMeister535 Sep. 21 at 2:45 PM
$FMAO Community bank focus. Trading below tangible book. Dividend yield support. Regional economic sensitivity.
0 · Reply
Sidoti
Sidoti Sep. 18 at 7:23 PM
F&M Bank ($FMAO) Management Team presented today at the Sidoti Small-Cap Virtual Conference. Watch the replay here: https://sidoti.zoom.us/webinar/register/WN_SwDDrRC2Rva5ghHlhqZJ_w
0 · Reply
NVDAMillionaire
NVDAMillionaire Sep. 9 at 9:56 AM
$FMAO Brilliant piece that captures FMAO's situation perfectly. So if you want to update your understanding of FMAO or get to know FMAO better, this is essential reading. https://beyondspx.com/quote/FMAO/analysis/fmao-a-community-bank-s-margin-expansion-story-amidst-regional-headwinds
0 · Reply
ItoCalculus
ItoCalculus Aug. 27 at 5:18 AM
$FMAO buyers showing interest, but sustainability remains to be seen.
0 · Reply
d_risk
d_risk Aug. 4 at 10:47 PM
$FMAO - Farmers & Merchants Bancorp Inc. Common Stock - 10Q - Updated Risk Factors FMAO’s 10-Q highlights rising inflation pressures on costs and credit risk, expanded reliance and risks in quantitative models, trade policy impacts on supply chains and loan demand, plus new risks from emerging fintech and regulation of stablecoins and digital assets. #BankingSector #FintechRegulation #QuantitativeModels #CreditRisk #InflationRisk 🟢 Added 🟠 Removed https://d-risk.ai/FMAO/10-Q/2025-08-04
0 · Reply
PenkeInvesting
PenkeInvesting May. 1 at 11:53 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Farmers & Merchants Bancorp Inc. Is that bullish or bearish? $FMAO #RsiOverbought #NASDAQ
0 · Reply