Market Cap 94.81M
Revenue (ttm) 62.51M
Net Income (ttm) 9.02M
EPS (ttm) N/A
PE Ratio 10.36
Forward PE N/A
Profit Margin 14.43%
Debt to Equity Ratio 0.00
Volume 3,800
Avg Vol 3,744
Day's Range N/A - N/A
Shares Out 4.58M
Stochastic %K 43%
Beta 0.14
Analysts Strong Buy
Price Target N/A

Company Profile

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as ot...

Industry: Banks - Regional
Sector: Financial Services
Phone: 434 846 2000
Address:
828 Main Street, Lynchburg, United States
OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 11:44 AM
$BOTJ RSI: 72.73, MACD: 0.6375 Vol: 0.98, MA20: 19.86, MA50: 18.88 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
NovellaMeekins1010
NovellaMeekins1010 Feb. 21 at 5:35 AM
$BOTJ Bank of the James operates community banking services. Earnings depend on loan growth. Conservative underwriting supports stability.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 21 at 12:22 AM
$BOTJ Current Stock Price: $20.90
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 5:06 PM
$BOTJ just printed a record year — and Q4 sealed the deal 💰 Margins expanded year over year, core deposits climbed, and expenses declined — a powerful combo that drove Q4 profit higher and boosted balance sheet growth. That’s how you build sustainable banking momentum. See what’s behind the strong 2025 results 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-teaser-33626&ADID=SYND_STOCKTWITS_TWEET_2_2869149_TEASER_33626
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 4:06 PM
$BOTJ gains momentum with record annual earnings! 🚀 📈 Net income up 13.6% in 2025, hitting $9.02M 📊 Net interest income surged 12.2% 💰 Non-interest expenses dropped 4.2% as efficiency ratio improved See what makes BOTJ's performance so strong 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-body-33627&ADID=SYND_STOCKTWITS_TWEET_2_2869149_BODY_33627
0 · Reply
BreakCharm
BreakCharm Feb. 10 at 1:22 PM
$BOTJ is a bank of the james or community bank; similar challenges as other small banks.
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 2:42 PM
$BOTJ up 13% in a month post-earnings — what's driving this rally? 🚀 💰 Q4 net income up 68.3% from a year ago, EPS rose to 60 cents 📈 Net interest income jumped 11.1% YoY, boosting the bottom line 🏦 Total assets grew 6.1%, with core deposits up 7.7% See what makes this stock a standout performer 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-body-32539&ADID=SYND_STOCKTWITS_TWEET_2_2841258_BODY_32539
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 1:42 PM
$BOTJ just flexed some earnings power 💪 Q4 earnings rose year over year, driven by strong margins and lower costs — a clean combination that shows improved profitability discipline. See the full breakdown behind the Q4 earnings jump 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-teaser-32538&ADID=SYND_STOCKTWITS_TWEET_2_2841258_TEASER_32538
0 · Reply
NVDAMillionaire
NVDAMillionaire Feb. 3 at 6:29 AM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://everyticker.com/quote/BOTJ/analysis/bank-of-the-james-small-bank-big-margins-bigger-questions-nasdaq-botj
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 29 at 3:05 PM
$BOTJ RSI: 64.46, MACD: 0.1207 Vol: 0.21, MA20: 18.36, MA50: 18.09 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
Latest News on BOTJ
21 Upcoming Dividend Increases Including 2 Kings

Feb 23, 2024, 3:48 AM EST - 2 years ago

21 Upcoming Dividend Increases Including 2 Kings

AJG BIP CSX CWEN GATX GPC IMO


Bank of the James Declares 10% Stock Dividend

May 20, 2021, 12:00 PM EDT - 5 years ago

Bank of the James Declares 10% Stock Dividend


6 Banks Trading With Low Price-Sales Ratios

Dec 8, 2020, 10:33 AM EST - 5 years ago

6 Banks Trading With Low Price-Sales Ratios

HFBL MGYR PBHC


Bank of the James Announces Declaration of Special Dividend

Nov 22, 2019, 4:05 PM EST - 6 years ago

Bank of the James Announces Declaration of Special Dividend


OfficialStocktwitsUser
OfficialStocktwitsUser Feb. 23 at 11:44 AM
$BOTJ RSI: 72.73, MACD: 0.6375 Vol: 0.98, MA20: 19.86, MA50: 18.88 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
NovellaMeekins1010
NovellaMeekins1010 Feb. 21 at 5:35 AM
$BOTJ Bank of the James operates community banking services. Earnings depend on loan growth. Conservative underwriting supports stability.
0 · Reply
BillionerOfKing
BillionerOfKing Feb. 21 at 12:22 AM
$BOTJ Current Stock Price: $20.90
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 5:06 PM
$BOTJ just printed a record year — and Q4 sealed the deal 💰 Margins expanded year over year, core deposits climbed, and expenses declined — a powerful combo that drove Q4 profit higher and boosted balance sheet growth. That’s how you build sustainable banking momentum. See what’s behind the strong 2025 results 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-teaser-33626&ADID=SYND_STOCKTWITS_TWEET_2_2869149_TEASER_33626
0 · Reply
ZacksResearch
ZacksResearch Feb. 13 at 4:06 PM
$BOTJ gains momentum with record annual earnings! 🚀 📈 Net income up 13.6% in 2025, hitting $9.02M 📊 Net interest income surged 12.2% 💰 Non-interest expenses dropped 4.2% as efficiency ratio improved See what makes BOTJ's performance so strong 👉 https://www.zacks.com/stock/news/2869149/margin-gains-core-deposit-growth-drive-botjs-solid-q4-earnings?cid=sm-stocktwits-2-2869149-body-33627&ADID=SYND_STOCKTWITS_TWEET_2_2869149_BODY_33627
0 · Reply
BreakCharm
BreakCharm Feb. 10 at 1:22 PM
$BOTJ is a bank of the james or community bank; similar challenges as other small banks.
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 2:42 PM
$BOTJ up 13% in a month post-earnings — what's driving this rally? 🚀 💰 Q4 net income up 68.3% from a year ago, EPS rose to 60 cents 📈 Net interest income jumped 11.1% YoY, boosting the bottom line 🏦 Total assets grew 6.1%, with core deposits up 7.7% See what makes this stock a standout performer 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-body-32539&ADID=SYND_STOCKTWITS_TWEET_2_2841258_BODY_32539
0 · Reply
ZacksResearch
ZacksResearch Feb. 9 at 1:42 PM
$BOTJ just flexed some earnings power 💪 Q4 earnings rose year over year, driven by strong margins and lower costs — a clean combination that shows improved profitability discipline. See the full breakdown behind the Q4 earnings jump 👉 https://www.zacks.com/stock/news/2841258/botj-q4-earnings-rise-yy-on-strong-margins-lower-costs?cid=sm-stocktwits-2-2841258-teaser-32538&ADID=SYND_STOCKTWITS_TWEET_2_2841258_TEASER_32538
0 · Reply
NVDAMillionaire
NVDAMillionaire Feb. 3 at 6:29 AM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://everyticker.com/quote/BOTJ/analysis/bank-of-the-james-small-bank-big-margins-bigger-questions-nasdaq-botj
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 29 at 3:05 PM
$BOTJ RSI: 64.46, MACD: 0.1207 Vol: 0.21, MA20: 18.36, MA50: 18.09 ⚪ HOLD - Sideways 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 5:46 PM
Regional banks holding up better than expected — here’s who’s standing out 👀 $CMTV, $BOTJ and $SFDL are showing resilience with solid asset bases, strong earnings, and disciplined credit performance, even as high rates remain a clear headwind. See which regional banks are proving their strength in this environment 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-teaser-28690&ADID=SYND_STOCKTWITS_TWEET_2_2816638_TEASER_28690
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ZacksResearch
ZacksResearch Jan. 13 at 4:46 PM
$SFDL, $BOTJ, and $CMTV: Which bank is best positioned for future growth? 💼 🔸 Security Federal: $1.61B in assets with growing net income for the first nine months of 2025 and a strong deposit base 🔸 Bank of the James: Steady asset growth, diversified revenue, and credit recovery 🔸 Community Bancorp: Largest asset base with robust earnings growth and dividend payments Discover which bank stands out in this competitive landscape 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-body-28692&ADID=SYND_STOCKTWITS_TWEET_2_2816638_BODY_28692
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 2 at 8:54 PM
$BOTJ RSI: 52.96, MACD: 0.3101 Vol: 0.33, MA20: 18.27, MA50: 17.42 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 5:10 PM
Is $PEBK the better community bank bet over $BOTJ now? 🤔 🔹 PEBK has edged out BOTJ in recent three-month performance, reflecting firmer investor confidence in its steady operating momentum and its differentiated fee-income contributions alongside core banking. 🔹 Although trading above its historical P/S median, PEBK remains a bargain compared to the broader Finance sector. Discover why PEBK could be your next winning pick 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-body-27178&ADID=SYND_STOCKTWITS_TWEET_2_2811371_BODY_27178
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ZacksResearch
ZacksResearch Jan. 2 at 4:10 PM
$PEBK vs. $BOTJ — which community bank has the edge? 🏦 Peoples Bancorp and Bank of the James are both navigating the community banking space with distinct business models, setting up a clear contrast in how each is positioning for potential upside. Breakdown of which bank stock may deserve a spot in your portfolio 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-teaser-27172&ADID=SYND_STOCKTWITS_TWEET_2_2811371_TEASER_27172
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CampaignCap
CampaignCap Dec. 25 at 1:37 PM
$BOTJ Capital stewardship is becoming the defining attribute for how this story is priced. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. The market will respond to evidence, not speculation.
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SuperGreenToday
SuperGreenToday Dec. 25 at 2:30 AM
0 · Reply
ZacksResearch
ZacksResearch Nov. 4 at 5:52 PM
$BOTJ delivers record Q3 profit — margin expansion tells the story 📈 Earnings rose year over year as profit margins widened and loan growth strengthened, signaling solid value creation for shareholders. Full breakdown of BOTJ’s Q3 performance here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-teaser-19359&ADID=SYND_STOCKTWITS_TWEET_2_2784874_TEASER_19359
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ZacksResearch
ZacksResearch Nov. 4 at 4:52 PM
$BOTJ soars 8% in a month — what’s powering the climb? 🚀 📈 Record Q3 net income up 38.3% from the year-ago quarter 💼 Net interest income jumped 10.5% 🛠️ Strong commercial real estate lending & disciplined cost management Outperformed S&P 500's 0.6% decline over the same period. See the full performance breakdown here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-body-19361&ADID=SYND_STOCKTWITS_TWEET_2_2784874_BODY_19361
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NVDAMillionaire
NVDAMillionaire Sep. 3 at 12:22 PM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://beyondspx.com/quote/BOTJ/bank-of-the-james-nasdaq-botj-unlocking-value-through-local-focus-and-strategic-efficiency#analysis
0 · Reply
ObsidianOpulence
ObsidianOpulence Aug. 23 at 7:51 AM
$BOTJ Bank of the James Financial Group is a small Virginia bank with limited growth
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NVDAMillionaire
NVDAMillionaire Mar. 22 at 8:46 AM
$BOTJ Digging the community bank vibe. BOTJ looks like a solid regional play with strategic expansion across VA. Mortgage segment seems strong. Might add some shares on next dip. Local bank with growth potential. superb article: https://beyondspx.com/article/bank-of-the-james-financial-group-inc-botj-a-community-bank-navigating-growth-and-challenges
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