Bank of The Jame Fnl (BOTJ)

$18.35 -0.05 (-0.27%)
Market Cap 84.27M
Revenue (ttm) 59.78M
Net Income (ttm) 7.94M
EPS (ttm) N/A
PE Ratio 10.55
Forward PE N/A
Profit Margin 13.28%
Debt to Equity Ratio 0.00
Volume 700
Avg Vol 2,962
Day's Range N/A - N/A
Shares Out 4.58M
Stochastic %K 72%
Beta 0.12
Analysts Strong Buy
Price Target N/A

Company Profile

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the United States. It operates through Community Banking, Mortgage Banking, and Investment Advisory (Wealth Management) segments. The company offers checking, savings, individual retirement, and health care savings accounts, as well as ot...

Industry: Banks - Regional
Sector: Financial Services
Phone: 434 846 2000
Address:
828 Main Street, Lynchburg, United States
ZacksResearch
ZacksResearch Jan. 13 at 5:46 PM
Regional banks holding up better than expected — here’s who’s standing out 👀 $CMTV, $BOTJ and $SFDL are showing resilience with solid asset bases, strong earnings, and disciplined credit performance, even as high rates remain a clear headwind. See which regional banks are proving their strength in this environment 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-teaser-28690&ADID=SYND_STOCKTWITS_TWEET_2_2816638_TEASER_28690
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ZacksResearch
ZacksResearch Jan. 13 at 4:46 PM
$SFDL, $BOTJ, and $CMTV: Which bank is best positioned for future growth? 💼 🔸 Security Federal: $1.61B in assets with growing net income for the first nine months of 2025 and a strong deposit base 🔸 Bank of the James: Steady asset growth, diversified revenue, and credit recovery 🔸 Community Bancorp: Largest asset base with robust earnings growth and dividend payments Discover which bank stands out in this competitive landscape 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-body-28692&ADID=SYND_STOCKTWITS_TWEET_2_2816638_BODY_28692
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OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 2 at 8:54 PM
$BOTJ RSI: 52.96, MACD: 0.3101 Vol: 0.33, MA20: 18.27, MA50: 17.42 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
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ZacksResearch
ZacksResearch Jan. 2 at 5:10 PM
Is $PEBK the better community bank bet over $BOTJ now? 🤔 🔹 PEBK has edged out BOTJ in recent three-month performance, reflecting firmer investor confidence in its steady operating momentum and its differentiated fee-income contributions alongside core banking. 🔹 Although trading above its historical P/S median, PEBK remains a bargain compared to the broader Finance sector. Discover why PEBK could be your next winning pick 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-body-27178&ADID=SYND_STOCKTWITS_TWEET_2_2811371_BODY_27178
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ZacksResearch
ZacksResearch Jan. 2 at 4:10 PM
$PEBK vs. $BOTJ — which community bank has the edge? 🏦 Peoples Bancorp and Bank of the James are both navigating the community banking space with distinct business models, setting up a clear contrast in how each is positioning for potential upside. Breakdown of which bank stock may deserve a spot in your portfolio 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-teaser-27172&ADID=SYND_STOCKTWITS_TWEET_2_2811371_TEASER_27172
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CampaignCap
CampaignCap Dec. 25 at 1:37 PM
$BOTJ Capital stewardship is becoming the defining attribute for how this story is priced. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. The market will respond to evidence, not speculation.
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SuperGreenToday
SuperGreenToday Dec. 25 at 2:30 AM
$BOTJ
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ZacksResearch
ZacksResearch Nov. 4 at 5:52 PM
$BOTJ delivers record Q3 profit — margin expansion tells the story 📈 Earnings rose year over year as profit margins widened and loan growth strengthened, signaling solid value creation for shareholders. Full breakdown of BOTJ’s Q3 performance here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-teaser-19359&ADID=SYND_STOCKTWITS_TWEET_2_2784874_TEASER_19359
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ZacksResearch
ZacksResearch Nov. 4 at 4:52 PM
$BOTJ soars 8% in a month — what’s powering the climb? 🚀 📈 Record Q3 net income up 38.3% from the year-ago quarter 💼 Net interest income jumped 10.5% 🛠️ Strong commercial real estate lending & disciplined cost management Outperformed S&P 500's 0.6% decline over the same period. See the full performance breakdown here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-body-19361&ADID=SYND_STOCKTWITS_TWEET_2_2784874_BODY_19361
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NVDAMillionaire
NVDAMillionaire Sep. 3 at 12:22 PM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://beyondspx.com/quote/BOTJ/bank-of-the-james-nasdaq-botj-unlocking-value-through-local-focus-and-strategic-efficiency#analysis
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Latest News on BOTJ
Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs

Jan 9, 2026, 4:00 PM EST - 8 days ago

Bank of the James Financial Group, Inc. Announces Retirement of Co-Founder and Director J. Todd Scruggs

Bank of the James Announces CFO–CIO Transition and Appointment of New Chief Financial Officer

Oct 30, 2025, 4:30 PM EDT - 2 months ago

Bank of the James Announces CFO–CIO Transition and Appointment of New Chief Financial Officer

Bank of the James Announces Third Quarter, First Nine Months of 2025 Financial Results

Oct 30, 2025, 4:30 PM EDT - 2 months ago

Bank of the James Announces Third Quarter, First Nine Months of 2025 Financial Results

CORRECTING and REPLACING "Bank of the James Announces Second Quarter, First Half of 2025 Financial Results"; Corrects Typos in Narrative Related to Total Assets and Loan Balances

Aug 5, 2025, 8:27 AM EDT - 5 months ago

CORRECTING and REPLACING "Bank of the James Announces Second Quarter, First Half of 2025 Financial Results"; Corrects Typos in Narrative Related to Total Assets and Loan Balances

Bank of the James Announces First Quarter of 2025 Financial Results

Apr 30, 2025, 2:00 PM EDT - 9 months ago

Bank of the James Announces First Quarter of 2025 Financial Results

Bank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of Dividend

Jan 31, 2025, 12:00 PM EST - 1 year ago

Bank of the James Announces Fourth Quarter, Full Year of 2024 Financial Results and Declaration of Dividend

Bank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of Dividend

Oct 25, 2024, 12:00 PM EDT - 1 year ago

Bank of the James Announces Third Quarter, First Nine Months of 2024 Financial Results and Declaration of Dividend

Bank of the James Announces Second Quarter, First Half of 2024 Financial Results and Declaration of Dividend

Jul 26, 2024, 12:00 PM EDT - 1 year ago

Bank of the James Announces Second Quarter, First Half of 2024 Financial Results and Declaration of Dividend

Bank of the James Announces First Quarter of 2024 Financial Results and Declaration of Dividend

Apr 26, 2024, 12:00 PM EDT - 1 year ago

Bank of the James Announces First Quarter of 2024 Financial Results and Declaration of Dividend

21 Upcoming Dividend Increases Including 2 Kings

Feb 23, 2024, 3:48 AM EST - 2 years ago

21 Upcoming Dividend Increases Including 2 Kings

AJG BIP CSX CWEN GATX GPC IMO

Bank of the James Announces Fourth Quarter, Full Year of 2023 Financial Results and Declaration of Increased Dividend

Feb 2, 2024, 1:15 PM EST - 2 years ago

Bank of the James Announces Fourth Quarter, Full Year of 2023 Financial Results and Declaration of Increased Dividend

Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%

Jan 19, 2024, 12:30 PM EST - 2 years ago

Bank of the James Financial Group, Inc. Announces Quarterly Dividend; Increases Quarterly Dividend by 25%

Bank of the James Announces Third Quarter, Nine Months of 2023 Financial Results and Declaration of Dividend

Oct 20, 2023, 12:25 PM EDT - 2 years ago

Bank of the James Announces Third Quarter, Nine Months of 2023 Financial Results and Declaration of Dividend

Bank of the James Announces Second Quarter, First Half of 2023 Financial Results and Declaration of Dividend

Jul 21, 2023, 12:00 PM EDT - 2 years ago

Bank of the James Announces Second Quarter, First Half of 2023 Financial Results and Declaration of Dividend

Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend

Apr 21, 2023, 12:00 PM EDT - 2 years ago

Bank of the James Announces First Quarter of 2023 Financial Results and Declaration of Dividend

Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend

Feb 6, 2023, 1:00 PM EST - 3 years ago

Bank of the James Announces Fourth Quarter, Full Year of 2022 Financial Results and Declaration of Dividend

Bank of the James Announces Third Quarter, Nine Months of 2022 Financial Results and Declaration of Dividend

Oct 21, 2022, 12:00 PM EDT - 3 years ago

Bank of the James Announces Third Quarter, Nine Months of 2022 Financial Results and Declaration of Dividend

Bank of the James Announces Second Quarter, First Half 2022 Financial Results and Declaration of Dividend

Jul 22, 2022, 12:30 PM EDT - 3 years ago

Bank of the James Announces Second Quarter, First Half 2022 Financial Results and Declaration of Dividend

CORRECTION -- Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend

Apr 25, 2022, 2:42 PM EDT - 4 years ago

CORRECTION -- Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend

Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend

Apr 22, 2022, 12:00 PM EDT - 4 years ago

Bank of the James Announces First Quarter 2022 Financial Results and Declaration of Dividend

Bank of the James Announces Fourth Quarter, Full Year of 2021 Financial Results and Declaration of Dividend

Feb 11, 2022, 12:00 PM EST - 4 years ago

Bank of the James Announces Fourth Quarter, Full Year of 2021 Financial Results and Declaration of Dividend

Bank of the James Announces Agreement to Acquire Pettyjohn, Wood & White, Inc.

Dec 15, 2021, 4:30 PM EST - 4 years ago

Bank of the James Announces Agreement to Acquire Pettyjohn, Wood & White, Inc.

Bank of the James Announces Third Quarter, Nine Months of 2021 Financial Results and Declaration of Dividend

Oct 22, 2021, 12:00 PM EDT - 4 years ago

Bank of the James Announces Third Quarter, Nine Months of 2021 Financial Results and Declaration of Dividend

Bank of the James Financial Group Announces Promotion of Michael A. Syrek to President of Bank of the James

Oct 13, 2021, 2:18 PM EDT - 4 years ago

Bank of the James Financial Group Announces Promotion of Michael A. Syrek to President of Bank of the James

Bank of the James Announces Second Quarter, First Half 2021 Financial Results and Declaration of Dividend

Jul 23, 2021, 12:00 PM EDT - 4 years ago

Bank of the James Announces Second Quarter, First Half 2021 Financial Results and Declaration of Dividend

Bank of the James Declares 10% Stock Dividend

May 20, 2021, 12:00 PM EDT - 5 years ago

Bank of the James Declares 10% Stock Dividend

Bank of the James Announces First Quarter 2021 Financial Results and Declaration of Dividend

Apr 23, 2021, 12:00 PM EDT - 5 years ago

Bank of the James Announces First Quarter 2021 Financial Results and Declaration of Dividend

Bank of the James Announces Fourth Quarter, Full Year 2020 Financial Results and Declaration of Dividend

Jan 22, 2021, 12:00 PM EST - 5 years ago

Bank of the James Announces Fourth Quarter, Full Year 2020 Financial Results and Declaration of Dividend

6 Banks Trading With Low Price-Sales Ratios

Dec 8, 2020, 10:33 AM EST - 5 years ago

6 Banks Trading With Low Price-Sales Ratios

HFBL MGYR PBHC

Bank of the James Announces Third Quarter, Nine Months of 2020 Financial Results and Declaration of Dividend

Oct 23, 2020, 12:00 PM EDT - 5 years ago

Bank of the James Announces Third Quarter, Nine Months of 2020 Financial Results and Declaration of Dividend

Bank of the James Announces Second Quarter, First Half 2020 Financial Results and Declaration of Dividend

Jul 24, 2020, 12:00 PM EDT - 5 years ago

Bank of the James Announces Second Quarter, First Half 2020 Financial Results and Declaration of Dividend

Bank of the James Announces Completion of Private Placement of Debt

Jul 9, 2020, 12:30 PM EDT - 6 years ago

Bank of the James Announces Completion of Private Placement of Debt

Bank of the James Announces Declaration of Special Dividend

Nov 22, 2019, 4:05 PM EST - 6 years ago

Bank of the James Announces Declaration of Special Dividend

Bank of the James Announces Third Quarter, Nine Months of 2019 Financial Results and Declaration of Dividend

Oct 18, 2019, 12:00 PM EDT - 6 years ago

Bank of the James Announces Third Quarter, Nine Months of 2019 Financial Results and Declaration of Dividend

ZacksResearch
ZacksResearch Jan. 13 at 5:46 PM
Regional banks holding up better than expected — here’s who’s standing out 👀 $CMTV, $BOTJ and $SFDL are showing resilience with solid asset bases, strong earnings, and disciplined credit performance, even as high rates remain a clear headwind. See which regional banks are proving their strength in this environment 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-teaser-28690&ADID=SYND_STOCKTWITS_TWEET_2_2816638_TEASER_28690
0 · Reply
ZacksResearch
ZacksResearch Jan. 13 at 4:46 PM
$SFDL, $BOTJ, and $CMTV: Which bank is best positioned for future growth? 💼 🔸 Security Federal: $1.61B in assets with growing net income for the first nine months of 2025 and a strong deposit base 🔸 Bank of the James: Steady asset growth, diversified revenue, and credit recovery 🔸 Community Bancorp: Largest asset base with robust earnings growth and dividend payments Discover which bank stands out in this competitive landscape 👉 https://www.zacks.com/stock/news/2816638/regional-banks-show-resilience-amid-high-rates-credit-gains?cid=sm-stocktwits-2-2816638-body-28692&ADID=SYND_STOCKTWITS_TWEET_2_2816638_BODY_28692
0 · Reply
OfficialStocktwitsUser
OfficialStocktwitsUser Jan. 2 at 8:54 PM
$BOTJ RSI: 52.96, MACD: 0.3101 Vol: 0.33, MA20: 18.27, MA50: 17.42 🟢 BUY - Uptrend + healthy RSI 👉 https://quantumstockalerts.com Disclaimer: I am not a financial advisor. This post reflects personal analysis and opinions only. Please do your own research before investing or trading.
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 5:10 PM
Is $PEBK the better community bank bet over $BOTJ now? 🤔 🔹 PEBK has edged out BOTJ in recent three-month performance, reflecting firmer investor confidence in its steady operating momentum and its differentiated fee-income contributions alongside core banking. 🔹 Although trading above its historical P/S median, PEBK remains a bargain compared to the broader Finance sector. Discover why PEBK could be your next winning pick 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-body-27178&ADID=SYND_STOCKTWITS_TWEET_2_2811371_BODY_27178
0 · Reply
ZacksResearch
ZacksResearch Jan. 2 at 4:10 PM
$PEBK vs. $BOTJ — which community bank has the edge? 🏦 Peoples Bancorp and Bank of the James are both navigating the community banking space with distinct business models, setting up a clear contrast in how each is positioning for potential upside. Breakdown of which bank stock may deserve a spot in your portfolio 👉 https://www.zacks.com/stock/news/2811371/pebk-vs-botj-which-bank-stock-deserves-a-spot-in-your-portfolio?cid=sm-stocktwits-2-2811371-teaser-27172&ADID=SYND_STOCKTWITS_TWEET_2_2811371_TEASER_27172
0 · Reply
CampaignCap
CampaignCap Dec. 25 at 1:37 PM
$BOTJ Capital stewardship is becoming the defining attribute for how this story is priced. Competitive dynamics are compressing the timeline for visible traction. Demonstrating resilience under stress would materially support valuation. The market will respond to evidence, not speculation.
0 · Reply
SuperGreenToday
SuperGreenToday Dec. 25 at 2:30 AM
$BOTJ
0 · Reply
ZacksResearch
ZacksResearch Nov. 4 at 5:52 PM
$BOTJ delivers record Q3 profit — margin expansion tells the story 📈 Earnings rose year over year as profit margins widened and loan growth strengthened, signaling solid value creation for shareholders. Full breakdown of BOTJ’s Q3 performance here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-teaser-19359&ADID=SYND_STOCKTWITS_TWEET_2_2784874_TEASER_19359
0 · Reply
ZacksResearch
ZacksResearch Nov. 4 at 4:52 PM
$BOTJ soars 8% in a month — what’s powering the climb? 🚀 📈 Record Q3 net income up 38.3% from the year-ago quarter 💼 Net interest income jumped 10.5% 🛠️ Strong commercial real estate lending & disciplined cost management Outperformed S&P 500's 0.6% decline over the same period. See the full performance breakdown here 👉 https://www.zacks.com/stock/news/2784874/bank-of-the-james-q3-earnings-rise-yy-profit-margin-expands?cid=sm-stocktwits-2-2784874-body-19361&ADID=SYND_STOCKTWITS_TWEET_2_2784874_BODY_19361
0 · Reply
NVDAMillionaire
NVDAMillionaire Sep. 3 at 12:22 PM
$BOTJ Brilliant piece that captures BOTJ's situation perfectly. So if you want to update your understanding of BOTJ or get to know BOTJ better, this is essential reading. https://beyondspx.com/quote/BOTJ/bank-of-the-james-nasdaq-botj-unlocking-value-through-local-focus-and-strategic-efficiency#analysis
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ObsidianOpulence
ObsidianOpulence Aug. 23 at 7:51 AM
$BOTJ Bank of the James Financial Group is a small Virginia bank with limited growth
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NVDAMillionaire
NVDAMillionaire Mar. 22 at 8:46 AM
$BOTJ Digging the community bank vibe. BOTJ looks like a solid regional play with strategic expansion across VA. Mortgage segment seems strong. Might add some shares on next dip. Local bank with growth potential. superb article: https://beyondspx.com/article/bank-of-the-james-financial-group-inc-botj-a-community-bank-navigating-growth-and-challenges
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NVDAMillionaire
NVDAMillionaire Jan. 25 at 6:12 PM
$BOTJ Bank of the James Financial Group, Inc. (BOTJ): A Resilient Community Bank Navigating Uncertain Times https://beyondspx.com/article/bank-of-the-james-financial-group-inc-nasdaq-botj-navigating-growth-and-diversification-in-the-virginia-banking-landscape
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NVDAMillionaire
NVDAMillionaire Dec. 5 at 7:13 AM
$BOTJ Bank of the James Financial Group, Inc. (NASDAQ:BOTJ): Navigating Growth and Diversification in the Virginia Banking Landscape https://beyondspx.com/article/bank-of-the-james-financial-group-inc-nasdaq-botj-navigating-growth-and-diversification-in-the-virginia-banking-landscape
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PenkeTrading
PenkeTrading Nov. 15 at 1:46 AM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Bank of the James Financial Group. Is that bullish or bearish? $BOTJ #RsiOverbought #NASDAQ
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NVDAMillionaire
NVDAMillionaire Aug. 3 at 7:52 AM
$BOTJ Bank of the James Financial Group, Inc. (BOTJ): A Resilient Community Bank Navigating Uncertain Times http://beyondspx.com/2024/08/02/bank-of-the-james-financial-group-inc-botj-a-resilient-community-bank-navigating-uncertain-times/
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PenkeTrading
PenkeTrading Jul. 23 at 2:35 PM
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Bank of the James Financial Group. Is that bullish or bearish? $BOTJ #BOTJ #nasdaq #tradingsignals #technicalanalysis
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GambitMentality
GambitMentality Jul. 22 at 8:29 PM
Today's EOD #StockMarket TOP Gainers by % led by $SAVA $BOTJ $CSPI $FDMT and $CGC to lead the TOP 5
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TickerDD_com
TickerDD_com Apr. 9 at 11:16 PM
From 4/1/2024, looking back across 22 Month-Ends for BOTJ, Percentage Change of Average Monthly Price had More Negatives (64%) while Percentage Change of Average Monthly Volume had All Positives (100%) $BOTJ #BOTJ #BOTJStock #TickerDD https://www.youtube.com/watch?v=tyFTXtHOE7E
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insiderbuyingselling
insiderbuyingselling Feb. 20 at 8:09 PM
$BOTJ new insider buying: 500 shares. http://insiderbuyingselling.com/?t=BOTJ
0 · Reply
insiderbuyingselling
insiderbuyingselling Feb. 7 at 10:18 PM
$BOTJ new insider buying: 835 shares. http://insiderbuyingselling.com/?t=BOTJ
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DonCorleone77
DonCorleone77 Feb. 2 at 8:38 PM
$BOTJ 2 of 2 - Bank of the James reports Q4 EPS 45c vs. 42c last year ....Our longstanding emphasis on security, liquidity, capital strength, asset quality and superior customer service, which makes for strong relationships, proved critical in 2023. By maintaining exceptional asset quality, we maximized the value of revenues generated. We required minimal provisioning for credit losses, experienced nominal loan charge-offs, and maintained low levels of non-performing and watch-list loans. We concluded 2023 with no foreclosed real estate on our books. This speaks to the financial health and strength of our customers, and to our credit management practices."
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