Feb. 4 at 4:33 PM
$BAFN hits a rough patch — what's behind the earnings dip? 📉
BayFirst posted a net loss of 69 cents per share in Q4 2025, a stark reversal from
$2.11 EPS a year ago, driven by a plunge in noninterest income due to reduced SBA 7(a) loan sales and absence of a one-time
$11.6 million gain. Despite some positives like a rise in net interest income, the strategic exit from SBA 7(a) lending and hefty cost cuts signal a major shift underway.
Find out if BAFN's restructuring can fuel a turnaround 👉 https://www.zacks.com/stock/news/2829184/bayfirst-incurs-q4-loss-amid-sba-exit-and-credit-headwinds?cid=sm-stocktwits-2-2829184-body-31976&ADID=SYND_STOCKTWITS_TWEET_2_2829184_BODY_31976